UMBFO UMB Financial Corporation - Depositary Shares Each Representing a 1/400th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B
Informazioni su UMB Financial Corporation - Depositary Shares Each Representing a 1/400th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B Panoramica della società da Wikipedia
UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.
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UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.
UMB Financial is the parent company of UMB Bank, which ranks as one of America's Best Banks by Forbes and S&P Global Market Intelligence, based on eight financial measures of asset quality, capital adequacy and profitability. UMB operates banking and wealth management centers in Missouri, Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Nebraska, New Mexico, Oklahoma, Texas, Utah, Wisconsin.
History
In 1919, W.T. Kemper and Associates bought shares in City Center Bank, and R. Crosby Kemper became the president of the company. In 1926, the bank built a six-story headquarters, adding a drive-up service window in 1928. In 1934, the bank was renamed City National Bank and Trust Company and moved to Kansas City's financial center. In 1959, R. Crosby Kemper Jr. (a third generation banker from the Kemper family) became president of the bank and led the installation of its first computer processing system. City National acquired several other banks over the years as banking laws changed. In 1969, it reorganized as a holding company, Missouri Bancshares, which changed its name to United Missouri Bancshares (UMB) in 1971.
In 1987, UMB acquired FCB Corp. and its three banks in Southern Illinois. In 1992, UMB expanded into Colorado with the purchase of Valley Bank and National Bank of the West in Colorado Springs. UMB acquired Denver's Columbine National Bank in 1992, and in 1994, all of UMB's Colorado banks were merged into one entity, UMB Bank Colorado. To reflect its expansion outside of Missouri, UMB changed its name to the current UMB Financial Corporation in 1994. In 1995, UMB acquired Oklahoma Bank and its holding company, First Sooner Bancshares. That same year, UMB entered the online banking market in conjunction with Visa Interactive.
In 2001, UMB purchased Sunstone Financial Group Inc. and rebranded it to UMB Fund Services, Inc. It followed in 2002 with its purchase of State Street Bank & Trust Company of Missouri. In 2001 UMB also established Scout Investment Advisors Inc.
In February 2002, the UMB acquired naming rights to St. Louis' Riverport Amphitheatre and renamed it UMB Bank Pavilion. This agreement expired in 2006, after which Verizon Wireless purchased naming rights. In 2004, Peter deSilva became the president and Mariner Kemper became chairman and CEO of UMB Financial Corporation.
In June 2015, UMB acquired Marquette Financial Companies, which expanded its operations into the U.S states of Minnesota, Texas and Arizona.
In April 2017, the firm sold Reams Asset Management and Scouts Investments to Raymond James Financial for $172.5 million.
In December 2019, UMB had 91 branches located across eight U.S. states: Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska, Arizona and Texas.
UMB acquired Heartland Financial in 2025, bringing it into five more states, including California, Minnesota, New Mexico, Iowa and Wisconsin (which used state and regional-focused brands for their ten banking divisions, all of which have taken the new UMB Bank name), and merged banking and marketing operations in full by the end of the year, with physical signage replaced with UMB branding in mid-October.
As of January 2026, UMB has 211 domestic locations in 14 states: Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, New Mexico, Oklahoma, Texas, Utah, Wisconsin.
Lines of business
Accounts Receivable Financing
Commercial Banking and Lending
Healthcare Services: Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
Institutional Banking and Lending
Personal Banking: Private Wealth Management and Consumer Banking
Small Business Banking
Transportation Finance
Subsidiaries
Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment adviser that manages the company's proprietary mutual funds and investment advisory accounts for institutional customers.
Fonte: Wikipedia (Inglese), CC BY-SA 4.0 · Vedi su Wikipedia ↗
UMBFO Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane
UMBFO Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione
Performance decennale Andamento di ricavi, utile netto, margini e EPS
Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?
Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC
Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio
Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y
Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti
Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y
| Data ex-dividendo | Importo |
|---|---|
| 30 Giugno 2026 | $0,4840 |
| 31 Marzo 2026 | $0,4840 |
| 31 Dicembre 2025 | $0,4840 |
| 30 Settembre 2025 | $0,6600 |
UMBFO Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo
- Acquisto forte 4 21,1%
- Compra 12 63,2%
- Mantieni 3 15,8%
- Vendi 0 0,0%
- Vendita forte 0 0,0%
Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili
| Periodo | EPS Actual | EPS Stimato | Sorpresa |
|---|---|---|---|
| 30 Giugno 2026 | $3.56 | $3.19 | 0.37% |
| 31 Marzo 2026 | $3.35 | $2.86 | 0.49% |
| 31 Dicembre 2025 | $2.74 | $2.60 | 0.14% |
| 30 Settembre 2025 | $2.36 | $2.50 | -0.14% |
| 30 Giugno 2025 | $2.82 | $2.44 | 0.38% |
| 31 Marzo 2025 | $1.94 | $2.24 | -0.30% |
Confronto Peer (GICS sub-settore industriale) Metriche chiave rispetto ai pari del settore
| Ticker | Capitalizzazione di Mercato | P/E | Rev YoY | Margine Netto | ROE | Margine lordo |
|---|---|---|---|---|---|---|
| UMBFO | — | — | — | — | — | — |
| EWBC | $15.46B | 11.8 | 12.2% | 45.2% | 15.5% | — |
| PNFP | $7.41B | 11.8 | 18.3% | 31.2% | 9.5% | — |
| WBS | — | 10.7 | 11.9% | — | — | — |
| FHN | $11.59B | 12.8 | 7.2% | 28.7% | 11.1% | — |
| UMBF | $8.74B | 12.4 | 62.8% | 26.5% | 9.4% | — |
| SSB | $9.33B | 12.0 | 56.1% | 29.8% | 8.9% | — |
| WTFC | $9.36B | 12.3 | 5.9% | 310.1% | 11.4% | — |
| CFR | — | 12.8 | 8.3% | 29.0% | 14.8% | — |
| ONB | $8.69B | 12.5 | — | 26.5% | 8.1% | — |
Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario
Conto Economico 8
| Metrica | Tendenza | Q2 2026 |
|---|---|---|
| Interest Income | $871M | |
| Pretax Income | $350M | |
| Income Tax | $73M | |
| Net Income | $278M | |
| EPS (Basic) | $3.58 | |
| EPS (Diluted) | $3.56 | |
| Shares (Basic) | 75,972,781 | |
| Shares (Diluted) | 76,392,233 |
Stato Patrimoniale 14
| Metrica | Tendenza | Q2 2026 |
|---|---|---|
| Cash & Equivalents | $5.61B | |
| PP&E (Net) | $397M | |
| Goodwill | $1.84B | |
| Intangibles | $440M | |
| Total Assets | $72.26B | |
| Total Liabilities | $64.22B | |
| Long-term Debt | $480M | |
| Common Stock | $79M | |
| Retained Earnings | $4.20B | |
| Treasury Stock | $184M | |
| AOCI | $-372M | |
| Stockholders' Equity | $8.03B | |
| Liabilities + Equity | $72.26B | |
| Shares Outstanding | 75,947,552 |
Flusso di cassa 12
| Metrica | Tendenza | Q2 2026 |
|---|---|---|
| D&A | $35M | |
| Stock-based Comp | $9M | |
| Deferred Tax | $-3M | |
| Amort. of Intangibles | $23M | |
| Operating Cash Flow | $349M | |
| CapEx | $18M | |
| Investing Cash Flow | $-276M | |
| Stock Repurchased | $5M | |
| Dividends Paid | $39M | |
| Financing Cash Flow | $-724M | |
| Net Change in Cash | $-651M | |
| Taxes Paid | $85M |
Redditività 4
| Metrica | Tendenza | Q2 2026 |
|---|---|---|
| Net Margin | 35.7% | |
| Pretax Margin | 45.0% | |
| ROA | 0.39% | |
| ROE | 3.6% |
Efficienza 1
| Metrica | Tendenza | Q2 2026 |
|---|---|---|
| Asset Turnover | 0.0 |
Valutazione (TTM) 8
| Metrica | Tendenza | Q2 2026 |
|---|---|---|
| Revenue TTM | $2.88B | |
| Net Income TTM | $945M | |
| Market Cap | $2.00B | |
| P/E | 2.2 | |
| P/S | 0.7 | |
| P/B | 0.2 | |
| P / Tangible Book | 0.3 | |
| Earnings Yield | 45.9% |
Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni
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Proprietari istituzionali (13F) 3 filer · $40K totale · Aggiornato al 30 Giugno 2026
Istituzioni che segnalano il possesso di questo titolo nel loro Modulo SEC 13F trimestrale. Solo posizioni lunghe; un singolo depositante può apparire due volte per diverse gambe di opzioni. Grandi posizioni put/call contrapposte riflettono tipicamente market-making o inventario coperto, non convinzione direzionale.
| Nuove posizioni | Posizioni chiuse | Aumentato | Diminuito | Variazione netta delle azioni |
|---|---|---|---|---|
| 1 (0 vs trimestre precedente) | 0 (-2 vs trimestre precedente) | 1 (+1 vs trimestre precedente) | 1 (+1 vs trimestre precedente) | +1K |
Confrontato con Q1 2026. Le dichiarazioni SEC Form 13F sono dovute entro 45 giorni dalla fine del trimestre più un breve margine per i dichiaranti in ritardo — i trimestri ancora all'interno di questa finestra vengono saltati a favore della coppia più recente completamente riportata.
| Istituzione | Valore | Azioni | % di 13F tracciati | Tipo |
|---|---|---|---|---|
| THURSTON, SPRINGER, MILLER, HERD & TITAK, INC. | $26.370 | 1.000 | 66,67% | Azioni |
| First Command Advisory Services, Inc. | $8.728 | 325 | 22,07% | Azioni |
| PNC Financial Services Group, Inc. | $4.457 | 169 | 11,27% | Azioni |
Insider aziendali 11 insider · 6 dirigenti · 1 direttori
| Insider | Ruolo | Ultima attività | Azioni possedute | Acquisti 12m | Vendite 12m | Netto 12m |
|---|---|---|---|---|---|---|
| Ram Shankar | Chief Financial Officer | 17 Agosto 2026 S | 30.389 | 0 | 1 | $-303.220 |
| Phillip James Mason | President, Inst. Banking | 04 Agosto 2026 S | 8.894 | 0 | 1 | $-117.600 |
| Nikki Farentino Newton | President, Private Wealth Mgmt | 04 Agosto 2026 S | 11.981 | 0 | 2 | $-297.200 |
| Thomas S Terry | Chief Credit Officer | 17 Agosto 2026 S | 30.689 | 0 | 1 | $-867.062 |
| Uma Wilson | Executive Vice President | 04 Agosto 2026 S | 20.270 | 0 | 1 | $-613.460 |
| Robert Brian Beaird | Chief Human Resource Officer | 31 Luglio 2026 S | 8.943 | 0 | 1 | $-231.040 |
| Kevin Charles Gallagher | Direttore | 31 Luglio 2026 S | 11.863 | 0 | 1 | $-52.247 |
| Susan G Murphy | — | 06 Agosto 2026 S | 10.635 | 0 | 2 | $-200.429 |
| David Carl Odgers | — | 05 Agosto 2026 S | 6.538 | 0 | 1 | $-21.358 |
| J. Mariner Kemper | — | 04 Agosto 2026 S | 1.491.138 | 0 | 2 | $-2.855.994 |
| Joseph J Gazzoli | — | 25 Giugno 2004 A | — | 0 | 0 | $0 |
Insider dai depositi SEC Modulo 3/4/5; netto = solo acquisti/vendite di mercato
Proprietà ETF Posseduti da 4 ETF
Il peso riflette solo le partecipazioni azionarie dirette (N-PORT); fondi a leva o basati su derivati possono detenere ulteriore esposizione swap non mostrata.
| Fondo | Peso | Unità | Aggiornato al | Fonte |
|---|---|---|---|---|
| PFFV · Global X Funds | 1,63% | 185.274 NS | 31 Maggio 2026 | N-PORT |
| QTPI · Exchange Place Advisors Trust | 0,64% | 18.450 NS | 31 Maggio 2026 | N-PORT |
| PFFD · Global X Funds | 0,26% | 212.056 NS | 31 Maggio 2026 | N-PORT |
| GPRF · Goldman Sachs ETF Trust | 0,11% | 3.482 NS | 31 Maggio 2026 | N-PORT |