ACIC American Coastal Insurance Corporation - Common Stock
NASDAQ · Insurance · Wyświetl na SEC EDGAR ↗ zamknij Paź 2, 2026 10-K/10-Q Sie 6, 2026ACIC Migawka akcji Cena, kapitalizacja rynkowa, P/E, EPS, ROE, zadłużenie/kapitał własny, zakres 52-tygodniowy
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O American Coastal Insurance Corporation - Common Stock Przegląd firmy z Wikipedii
United Property & Casualty Insurance Company, Inc. (UPC Insurance) is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.
As of 2019, UPC Insurance had about 159,170 active policies, accounting for just over 2.5 percent market share.
## History
UPC Insurance was founded in 1999 in St. Petersburg, Florida.
In 2012, John Forney was named CEO. Forney is a former U.S. Army infantry officer and graduate of Ranger School. Before joining UPC Insurance, he served in several capacities at Raymond James Financial.
In 2014, UPC Insurance purchased the AAA Auto South building, which had been owned by the Peninsula Motor Club Inc. since 1987, as its new headquarters. The company tried to acquire Family Security Holdings LLC but never completed the $9 million deal. Also in 2014, Judy Copechal, Chief Underwriting Officer at UPC Insurance, was named as one of the Top 10 Women in Insurance Leadership by Insurance Networking News.
In 2015, UPC Insurance acquired Interboro Insurance Company, a property and casualty insurance company authorized in New York, Alabama, South Carolina, Washington, D.C., and Louisiana, from Interboro, LLC for $57 million. The company also participated in the Texas Windstorm Insurance Association (TWIA) Depopulation Program.
In 2017, UPC Insurance merged with American Coastal Insurance Co. Journey Insurance Company offers homeowners and commercial residential property insurance through independent agents and brokers in Florida, South Carolina, and Texas. It received an “A−“ Financial Strength Rating and “a-“ Issuer Credit Rating from A.M. Best.
In 2018, UPC Insurance announced plans to build another new headquarters in downtown St. Petersburg, the first new office construction in the area since the Duke Energy Florida headquarters in 2007. The company also collaborated with R.J. Kiln & Co., a subsidiary of Tokio Marine Kiln, to form a property and casualty insurance subsidiary called Journey Insurance Company.
In 2019, UPC Insurance reported first-quarter catastrophe losses of $13 million after-tax due to several catastrophic events, including the Brevard County hailstorm, as well as possible loss creep from Hurricane Irma and Hurricane Michael.
UPC announced in August 2022 that they would leave the Florida Property Insurance market with a plan to cancel all remaining policies May 31, 2023 before the start of the hurricane season on June 1. Hurricane Ian struck Florida the following month near Fort Myers. UPC policies were concentrated in Southwest Florida and the company experienced 25,000 claims. The company initially projected losses of $660 million but by the end of 2022, losses were revised to $864 million.
When UPC notified Florida's Office of Insurance Regulation of their dire financial situation, the Insurance Commissioner sent a letter to CFO Jimmy Patronis to seek court approval to place UPC into receivership. In early February 2023 Slide Insurance assumed 72,000 of the 135,000 UPC policies. Less than a week later, UPC was declared insolvent.
== References ==
Źródło: Wikipedia (Angielski), CC BY-SA 4.0 · Zobacz w Wikipedii ↗
Wyniki 10-letnie Trendy przychodów, zysku netto, marż i EPS
Wycena Wskaźniki P/E, P/S, P/B, EV/EBITDA — czy akcje są drogie, czy tanie?
| Wskaźnik | Trend 5-letni | ACIC | średnia z 5 lat | Mediana porównawcza | Werdykt |
|---|---|---|---|---|---|
| P/E (TTM) | 4.6średnia z 5 lat ≈4.0 | ≈4.0 | 10.5 | Niedowartościowany | |
| P/S (TTM) | 1.3średnia z 5 lat ≈1.5 | ≈1.5 | 1.6 | Wartość godziwa | |
| P/B (MRQ) | 1.3średnia z 5 lat ≈1.8 | ≈1.8 | 1.7 | Wartość godziwa | |
| Cena / FCF (TTM) | -14.2średnia z 5 lat ≈2.0 | ≈2.0 | · | · | |
| Cena / Przepływy pieniężne (TTM) | -14.4średnia z 5 lat ≈2.0 | ≈2.0 | 6.4 | Droższy | |
| Cena / Wartość księgowa materialna (MRQ) | 1.3średnia z 5 lat ≈3.5 | ≈3.5 | · | · |
Mediana porównawcza jest obliczana na znormalizowanej podstawie dla każdej metryki i może nie zawsze odpowiadać podstawie TTM/MRQ pokazanej dla tej akcji.
Rentowność Marże brutto, operacyjne i netto; ROE, ROA, ROIC
| Wskaźnik | Trend 5-letni | ACIC | średnia z 5 lat | Mediana porównawcza | Werdykt |
|---|---|---|---|---|---|
| Marża Operacyjna (TTM) | 40.2%średnia z 5 lat ≈1.7% | ≈1.7% | · | · | |
| Marża EBITDA (TTM) | 40.8%średnia z 5 lat ≈2.9% | ≈2.9% | 4.7% | Najwyższa półka | |
| Marża przed opodatkowaniem (TTM) | 40.3%średnia z 5 lat ≈2.8% | ≈2.8% | 18.9% | Najwyższa półka | |
| Marża Zysku Netto (TTM) | 30.3%średnia z 5 lat ≈15.6% | ≈15.6% | 16.4% | Najwyższa półka | |
| ROA (TTM) | 7.7%średnia z 5 lat ≈2.0% | ≈2.0% | 6.2% | Najwyższa półka | |
| ROE (TTM) | 31.7%średnia z 5 lat ≈301.2% | ≈301.2% | 16.7% | Najwyższa półka | |
| ROIC | 33.1%średnia z 5 lat ≈94.1% | ≈94.1% | · | · |
Zdrowie finansowe Dług, płynność, wypłacalność — siła bilansu
| Wskaźnik | Trend 5-letni | ACIC | średnia z 5 lat | Mediana porównawcza | Werdykt |
|---|---|---|---|---|---|
| Interest Coverage (Pokrycie odsetek) | 13.0średnia z 5 lat ≈-4.4 | ≈-4.4 | · | · |
Rozwój Wzrost przychodów, EPS i zysku netto: r/r, CAGR 3-letni, CAGR 5-letni
| Wskaźnik | Trend 5-letni | ACIC | średnia z 5 lat | Mediana porównawcza | Werdykt |
|---|---|---|---|---|---|
| Revenue YoY (Przychody R/R) | 13.1%średnia z 5 lat ≈10.4% | ≈10.4% | · | · | |
| Revenue CAGR 3Y (Przychody CAGR 3L) | 14.8%średnia z 5 lat ≈-2.8% | ≈-2.8% | · | · | |
| Revenue CAGR 5Y (Przychody CAGR 5L) | -16.9% | · | · | · | |
| EPS YoY | 39.6% | · | · | · | |
| Net Income YoY (Zysk Netto R/R) | 41.1% | · | · | · |
Efektywność kapitałowa Rotacja aktywów, rotacja zapasów, rotacja należności
| Wskaźnik | Trend 5-letni | ACIC | średnia z 5 lat | Mediana porównawcza | Werdykt |
|---|---|---|---|---|---|
| Asset Turnover (Rotacja aktywów) | 0.3średnia z 5 lat ≈0.2 | ≈0.2 | 0.4 | Poniżej średniej | |
| Revenue / Employee (Przychody / pracownika) | ≈$4.9M | · | · | · |
wartość · ≈ średnia z 5 lat · mediana branżowa · werdykt względem mediany
Dywidendy Stopa dywidendy, wskaźnik wypłaty, historia dywidend, 5-letni CAGR
| Data ex-dywidendy | Kwota | Waluta | Stopa zwrotu |
|---|---|---|---|
| Sty 2, 2026 | $0,75 | USD | ≈6.6% |
| Sty 2, 2025 | $0,50 | USD | ≈3.9% |
| Mar 8, 2022 | $0,06 | USD | ≈7.0% |
| Lis 19, 2021 | $0,06 | USD | ≈5.2% |
| Sie 9, 2021 | $0,06 | USD | ≈6.1% |
| Maj 14, 2021 | $0,06 | USD | ≈4.1% |
| Mar 1, 2021 | $0,06 | USD | ≈3.4% |
| Lis 20, 2020 | $0,06 | USD | ≈5.2% |
| Sie 10, 2020 | $0,06 | USD | ≈2.6% |
| Maj 18, 2020 | $0,06 | USD | ≈2.9% |
| Mar 3, 2020 | $0,06 | USD | ≈2.4% |
| Lis 18, 2019 | $0,06 | USD | ≈1.9% |
| Sie 13, 2019 | $0,06 | USD | ≈2.1% |
| Maj 13, 2019 | $0,06 | USD | ≈1.7% |
| Mar 5, 2019 | $0,06 | USD | ≈1.5% |
| Lis 19, 2018 | $0,06 | USD | ≈1.3% |
| Sie 10, 2018 | $0,06 | USD | ≈1.2% |
| Maj 21, 2018 | $0,06 | USD | ≈1.1% |
| Mar 6, 2018 | $0,06 | USD | ≈1.3% |
| Lis 21, 2017 | $0,06 | USD | ≈1.5% |
Historia zysków EPS faktyczny vs szacowany, zaskoczenie %, wskaźnik trafień, data następnych wyników
| Okres | Raport | EPS Actual | EPS Szacowany | Niespodzianka |
|---|---|---|---|---|
| 30 czerwca 2026 | Sie 12, 2026 | $0.33 | $0.43 | -23.0% |
| 31 marca 2026 | Maj 7, 2026 | $0.39 | $0.45 | -13.1% |
| 31 grudnia 2025 | $0.52 | $0.43 | 21.4% | |
| 30 września 2025 | $0.61 | $0.40 | 53.3% | |
| 30 czerwca 2025 | $0.54 | $2.29 | -76.5% | |
| 31 marca 2025 | $0.42 | $0.41 | 2.9% |
Pełne podstawowe wskaźniki Wszystkie wskaźniki roczne — rachunek zysków i strat, bilans, przepływy pieniężne
Rachunek zysków i strat
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $335M | $297M | $264M | $222M | $229M | $847M | $825M | $724M | $654M | $487M | $358M | $280M | |
| SG&A Expense | $40M | $45M | $38M | $44M | $31M | $72M | $66M | $66M | $82M | $43M | $30M | $20M | |
| Operating Expenses | $195M | $197M | $171M | $230M | $239M | $979M | $858M | $728M | $28M | $21M | $15M | $12M | |
| Operating Income | $140M | $100M | $94M | $-9M | $-11M | $-132M | $-33M | $-4M | $757.0K | $7M | $42M | $64M | |
| Interest Expense | $11M | $12M | $11M | $9M | $9M | $10M | $10M | $10M | $3M | $723.0K | $326.0K | $410.0K | |
| Other Non-op | $2M | $2M | $2M | $10M | $129.0K | $74.0K | $119.0K | $116.0K | $153.0K | $100.0K | $294.0K | $77.0K | |
| Pretax Income | $143M | $102M | $96M | $2M | $-10M | $-132M | $-33M | $-4M | $910.0K | $7M | $42M | $64M | |
| Income Tax | $36M | $25M | $11M | $26M | $-7M | $-37M | $-3M | $-5M | $-9M | $1M | $15M | $23M | |
| Net Income | $107M | $76M | $310M | $-470M | $-58M | $-96M | $-30M | $290.0K | $10M | $6M | $27M | $41M | |
| EPS (Basic) | $2.20 | $1.59 | $7.11 | $-10.91 | $-1.35 | $-2.25 | $-0.70 | $0.01 | $0.27 | $0.27 | $1.29 | $2.06 | |
| EPS (Diluted) | $2.15 | $1.54 | $6.98 | $-10.91 | $-1.35 | $-2.25 | $-0.70 | $0.01 | $0.27 | $0.26 | $1.28 | $2.05 | |
| Shares (Basic) | 48,476,824 | 47,831,412 | 43,596,432 | 43,052,070 | 42,948,850 | 42,864,166 | 42,763,423 | 42,650,629 | 37,152,768 | 21,417,486 | 21,218,233 | 19,933,652 | |
| Shares (Diluted) | 49,782,993 | 49,362,985 | 44,388,804 | 43,052,070 | 42,948,850 | 42,864,166 | 42,763,423 | 42,838,886 | 37,375,340 | 21,614,443 | 21,452,540 | 20,045,907 | |
| EBITDA | $144M | $104M | $91M | $-449M | $-76M | $-126M | $-26M | $-133.0K | $7M | · | $43M | $65M |
Bilans
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $199M | $137M | $139M | $71M | $212M | $239M | $215M | $113M | $230M | $151M | $85M | $61M | |
| PP&E (Net) | $723.0K | $6M | $4M | $5M | $32M | $34M | $33M | $17M | $17M | $18M | $17M | $8M | |
| PP&E (Gross) | $9M | $14M | $9M | $11M | $58M | $60M | $52M | $30M | $30M | $25M | $22M | $11M | |
| Accum. Depreciation | $8M | $9M | $5M | $6M | $26M | $25M | $19M | $13M | $13M | $7M | $5M | $3M | |
| Goodwill | $59M | $59M | $59M | $70M | $73M | $73M | $73M | $73M | $73M | $14M | $3M | $0 | |
| Intangibles | $3M | $6M | $9M | $13M | $18M | $22M | $26M | $31M | $45M | $12M | $5M | · | |
| Total Assets | $1.07B | $1.22B | $1.06B | $2.84B | $2.70B | $2.85B | $2.47B | $2.32B | $2.06B | $1000M | $740M | $584M | |
| Deferred Tax | · | · | · | $177.0K | · | · | · | · | · | · | · | · | |
| Total Liabilities | $755M | $980M | $894M | $3.02B | $2.37B | $2.43B | $1.94B | $1.78B | $1.52B | $758M | $501M | $380M | |
| Long-term Debt | $150M | $150M | $150M | $150M | $159M | $160M | $162M | $163M | $165M | $54M | $12M | $14M | |
| Common Stock | $5.0K | $5.0K | $5.0K | $4.0K | $4.0K | $4.0K | $4.0K | $4.0K | $4.0K | $2.0K | $2.0K | $2.0K | |
| Paid-in Capital | $440M | $437M | $424M | $396M | $394M | $393M | $392M | $389M | $387M | $99M | $97M | $82M | |
| Retained Earnings | $-115M | $-185M | $-237M | $-546M | $-75M | $-7M | $100M | $141M | $141M | $142M | $141M | $118M | |
| Treasury Stock | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | |
| AOCI | $-7M | $-16M | $-17M | $-31M | $-7M | $10M | $11M | $-9M | $9M | $822.0K | $2M | $4M | |
| Stockholders' Equity | $318M | $236M | $169M | $-182M | $332M | $396M | $503M | $520M | $537M | $241M | $239M | $204M | |
| Liabilities + Equity | $1.07B | $1.22B | $1.06B | $2.84B | $2.70B | $2.85B | $2.47B | $2.32B | $2.06B | $1000M | $740M | $584M | |
| Shares Outstanding | 48,764,802 | 48,204,962 | 46,777,006 | 43,280,173 | 43,370,442 | 43,075,877 | 43,028,074 | 42,984,578 | 42,753,054 | 21,646,614 | 21,524,348 | 20,904,414 |
Przepływy pieniężne
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $4M | $5M | $1M | $5M | $6M | $6M | $6M | $4M | $6M | $2M | $2M | $731.0K | |
| Stock-based Comp | $4M | $3M | $1M | $1M | $1M | $1M | $3M | $2M | $3M | $2M | $2M | $649.0K | |
| Amort. of Intangibles | $2M | $3M | $3M | $3M | $4M | $4M | $5M | $14M | $31M | $11M | $3M | $460.0K | |
| Other Non-cash | $-44M | $160M | $-449M | $289M | $-247M | $78M | $170M | $3M | $-4M | · | $67M | $27M | |
| Operating Cash Flow | $71M | $244M | $-136M | $-173M | $-295M | $-10M | $149M | $26M | $36M | $66M | $98M | $69M | |
| CapEx | $155.0K | $22.0K | $196.0K | $3M | $5M | $11M | $22M | $4M | $5M | $3M | $11M | $6M | |
| Investing Cash Flow | $620.0K | $-179M | $-3M | $237M | $251M | $37M | $-34M | $-126M | $-7M | $-50M | $-67M | $-91M | |
| Debt Issued | · | · | · | · | · | · | $0 | $0 | $150M | $35M | $0 | $0 | |
| Net Debt Issued | · | · | · | $-4M | $-2M | $-1M | $-2M | $-2M | $110M | · | $-3M | $-1M | |
| Stock Issued | $774.0K | $12M | $27M | $0 | · | · | · | · | · | $0 | $0 | $54M | |
| Net Stock Activity | $774.0K | $12M | $27M | · | · | · | · | · | · | · | $0 | $54M | |
| Dividends Paid | $0 | $24M | $0 | $3M | $10M | $10M | $10M | $10M | $9M | $5M | $4M | $3M | |
| Financing Cash Flow | $-1M | $-14M | $27M | $-25M | $-12M | $-12M | $-12M | $8M | $97M | $50M | $-8M | $49M | |
| Net Change in Cash | · | · | · | · | · | · | · | · | $126M | $66M | $23M | $27M | |
| Free Cash Flow | $71M | $243M | $-136M | $-176M | $-301M | $-21M | $127M | $6M | $9M | · | $87M | $63M | |
| Levered FCF | $63M | $234M | $-146M | $-186M | $-307M | $-28M | $118M | $7M | $-27M | · | $87M | $62M |
Rentowność
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 41.8% | 33.6% | 31.3% | -99.9% | -13.2% | -15.6% | -4.0% | -0.60% | 0.12% | · | 11.6% | 23.0% | |
| Net Margin | 31.9% | 25.5% | 108.2% | -103.2% | -9.1% | -11.4% | -3.6% | 0.04% | 1.6% | · | 7.6% | 14.6% | |
| Pretax Margin | 42.5% | 34.3% | 32.1% | -97.6% | -13.2% | -15.6% | -4.0% | -0.59% | 0.14% | · | 11.7% | 23.0% | |
| EBITDA Margin | 43.0% | 35.2% | 31.9% | -98.5% | -12.0% | -14.8% | -3.2% | -0.02% | 1.0% | · | 12.1% | 23.2% | |
| ROA | 9.3% | 6.7% | 15.9% | -23.7% | -1.9% | -3.6% | -1.2% | 0.01% | 0.66% | · | 4.1% | 8.0% | |
| ROE | 35.0% | 30.6% | 214.2% | 924.9% | -16.4% | -21.5% | -5.8% | 0.05% | 2.6% | · | 12.3% | 26.4% | |
| ROIC | 33.1% | 31.7% | 47.5% | 264.2% | -19.2% | -24.1% | -5.9% | 0.08% | 1.6% | · | 11.4% | 20.1% |
Płynność i wypłacalność
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Coverage | 13.0 | 8.3 | 8.3 | -47.3 | -8.9 | -13.8 | -3.3 | -0.4 | 0.2 | · | 127.5 | 156.9 |
Efektywność
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.3 | 0.3 | 0.1 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 | 0.4 | · | 0.5 | 0.5 |
Na akcję
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $6.51 | $4.89 | $3.61 | $-4.21 | $7.20 | $9.19 | $11.69 | $12.10 | $12.56 | · | $11.11 | $9.75 | |
| Revenue / Share | $6.74 | $6.01 | $6.46 | $10.58 | $14.77 | $19.75 | $19.29 | $16.90 | $17.51 | · | $16.67 | $13.98 | |
| Cash Flow / Share | $1.43 | $4.93 | $-3.06 | $-4.02 | $-6.88 | $-0.24 | $3.48 | $0.24 | $0.38 | · | $4.58 | $3.44 | |
| Cash / Share | $4.08 | · | · | $5.31 | $4.89 | $5.56 | $5.01 | $2.62 | $6.46 | · | $3.94 | $2.94 | |
| Dividend / Share | $0.75 | $0.50 | · | · | · | · | · | · | $0.24 | $0.23 | $0.20 | $0.16 | |
| EPS (TTM) | $2.15 | $1.54 | $6.98 | $-10.91 | $-1.35 | $-2.25 | $-0.70 | $0.01 | $0.27 | $0.26 | $1.28 | $2.05 |
Stopy Wzrostu
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 13.1% | 12.2% | 19.3% | -3.1% | -73.0% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 14.8% | 9.1% | -32.1% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | -16.9% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 39.6% | -77.9% | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 41.1% | -75.6% | · | · | · | · | · | · | · | · | · | · |
Wycena (TTM)
| Wskaźnik | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $335M | $297M | $264M | $222M | $229M | $847M | $825M | $724M | $654M | $487M | $358M | $280M | |
| Net Income TTM | $107M | $76M | $310M | $-470M | $-58M | $-96M | $-30M | $290.0K | $10M | $6M | $27M | $41M | |
| Market Cap | $616M | $649M | $443M | $46M | $188M | $246M | $543M | $714M | $737M | · | $368M | $459M | |
| P/E | 5.9 | 8.7 | 1.4 | -0.1 | -3.2 | -2.5 | -18.0 | 1662.0 | 63.9 | 58.2 | 13.4 | 10.7 | |
| P/S | 1.8 | 2.2 | 1.7 | 0.2 | 0.8 | 0.3 | 0.7 | 1.0 | 1.1 | · | 1.0 | 1.6 | |
| P/B | 1.9 | 2.8 | 2.6 | -0.3 | 0.6 | 0.6 | 1.1 | 1.4 | 1.4 | · | 1.5 | 2.3 | |
| P / Tangible Book | 2.4 | 3.8 | 4.4 | · | 0.8 | 0.8 | · | · | · | · | · | · | |
| P / Cash Flow | 8.7 | 2.7 | -3.3 | -0.3 | -0.6 | -23.5 | 3.6 | 70.6 | 51.5 | · | 3.7 | 6.7 | |
| P / FCF | 8.7 | 2.7 | -3.2 | -0.3 | -0.6 | -11.6 | 4.3 | 118.1 | 81.3 | · | 4.2 | 7.3 | |
| Dividend Yield | 0.00% | 3.7% | 0.00% | 5.6% | 5.5% | 4.2% | 1.9% | 1.4% | 1.2% | · | 1.2% | 0.73% | |
| Earnings Yield | 17.0% | 11.4% | 73.8% | -1029.2% | -31.1% | -39.3% | -5.5% | 0.06% | 1.6% | 1.7% | 7.5% | 9.3% | |
| Payout Ratio | 0.00% | 31.8% | · | -0.55% | -17.9% | -10.7% | -34.4% | 3540.7% | 88.6% | · | 15.7% | 8.1% | |
| Annual Payout | $0 | $24M | $0 | $3M | $10M | $10M | $10M | $10M | $9M | $5M | $4M | $3M |
Rachunek zysków i strat
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $83M | $71M | $86M | $90M | $86M | $72M | $79M | $82M | $69M | $67M | $48M | $53M | $74M | $90M | $-76M | $124M | |
| SG&A Expense | $10M | $11M | $12M | $11M | $8M | $10M | $11M | $10M | $12M | $11M | $16M | $6M | $6M | $9M | $-5M | $26M | |
| Operating Expenses | $54M | $46M | $49M | $49M | $50M | $47M | $70M | $46M | $45M | $36M | $27M | $34M | $52M | $57M | $-174M | $195M | |
| Operating Income | $28M | $26M | $37M | $42M | $36M | $25M | $9M | $36M | $24M | $31M | $21M | $18M | $22M | $33M | $98M | $-71M | |
| Interest Expense | $2M | $2M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $2M | $2M | |
| Other Non-op | $-48.0K | $212.0K | $-657.0K | $665.0K | $1M | $1M | $-11.0K | $453.0K | $811.0K | $810.0K | $1M | $-237.0K | $806.0K | $588.0K | $9M | $-15.0K | |
| Pretax Income | $28M | $26M | $37M | $42M | $38M | $26M | $9M | $37M | $25M | $31M | $22M | $18M | $22M | $34M | $106M | $-71M | |
| Income Tax | $7M | $6M | $10M | $10M | $10M | $6M | $3M | $9M | $6M | $8M | $3M | $3M | $1M | $3M | $-9M | $87.0K | |
| Net Income | $22M | $19M | $27M | $32M | $26M | $21M | $5M | $28M | $19M | $24M | $14M | $11M | $18M | $267M | $-297M | $-71M | |
| EPS (Basic) | $0.46 | $0.40 | $0.54 | $0.67 | $0.55 | $0.44 | $0.10 | $0.59 | $0.40 | $0.50 | $0.27 | $0.24 | $0.41 | $6.19 | $-6.89 | $-1.65 | |
| EPS (Diluted) | $0.44 | $0.39 | $0.54 | $0.65 | $0.53 | $0.43 | $0.10 | $0.57 | $0.39 | $0.48 | $0.19 | $0.24 | $0.41 | $6.14 | $-6.89 | $-1.65 | |
| Shares (Basic) | 48,094,148 | 48,546,290 | · | 48,664,597 | 48,434,446 | 48,135,231 | · | 48,066,358 | 47,821,115 | 47,323,356 | · | 43,301,388 | 43,229,416 | 43,124,825 | · | 43,075,234 | |
| Shares (Diluted) | 49,303,289 | 49,808,832 | · | 49,917,729 | 49,636,088 | 49,564,721 | · | 49,521,246 | 49,398,463 | 48,969,550 | · | 44,142,693 | 43,805,217 | 43,574,840 | · | 43,075,234 | |
| EBITDA | $29M | $26M | · | $43M | $37M | $26M | · | $37M | $25M | $32M | · | $346.0K | $996.0K | $34M | · | $-69M |
Bilans
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $219M | $117M | $199M | $268M | $315M | $167M | $137M | $183M | $229M | $285M | · | $111M | $28M | $93M | · | $181M | |
| PP&E (Net) | $869.0K | $691.0K | $723.0K | $3M | $4M | $5M | $6M | $7M | $9M | $10M | · | $4M | $4M | $5M | · | $27M | |
| PP&E (Gross) | $2M | $2M | $9M | $13M | $13M | $14M | $14M | $16M | $17M | $17M | · | $9M | $9M | $9M | · | $57M | |
| Accum. Depreciation | $1M | $1M | $8M | $10M | $9M | $10M | $9M | $9M | $7M | $6M | · | $5M | $5M | $5M | · | $30M | |
| Goodwill | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | · | $59M | |
| Intangibles | $2M | $3M | $3M | $4M | $5M | $5M | $6M | $7M | $7M | $9M | · | $10M | $11M | $12M | · | $16M | |
| Total Assets | $1.24B | $997M | $1.07B | $1.18B | $1.35B | $1.16B | $1.22B | $1.14B | $1.31B | $1.08B | · | $1.15B | $1.44B | $1.45B | · | $2.94B | |
| Total Liabilities | $903M | $665M | $755M | $852M | $1.05B | $899M | $980M | $884M | $1.09B | $873M | · | $1.03B | $1.33B | $1.36B | · | $2.86B | |
| Long-term Debt | · | · | $150M | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | · | $4.0K | $4.0K | $4.0K | · | $4.0K | |
| Paid-in Capital | $443M | $441M | $440M | $441M | $440M | $438M | $437M | $437M | $436M | $436M | · | $397M | $396M | $396M | · | $395M | |
| Retained Earnings | $-73M | $-95M | $-115M | $-104M | $-137M | $-163M | $-185M | $-166M | $-194M | $-214M | · | $-252M | $-262M | $-280M | · | $-250M | |
| Treasury Stock | $20M | $5M | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | · | $431.0K | $431.0K | $431.0K | · | $431.0K | |
| AOCI | $-9M | $-8M | $-7M | $-8M | $-10M | $-13M | $-16M | $-12M | $-19M | $-17M | $-17M | $-24M | $-21M | $-26M | $-31M | $-65M | |
| Stockholders' Equity | $341M | $332M | $318M | $327M | $292M | $261M | $236M | $260M | $223M | $204M | $169M | $121M | $112M | $90M | · | $80M | |
| Liabilities + Equity | $1.24B | $997M | $1.07B | $1.18B | $1.35B | $1.16B | $1.22B | $1.14B | $1.31B | $1.08B | · | $1.15B | $1.44B | $1.45B | · | $2.94B | |
| Shares Outstanding | 47,271,828 | 48,342,811 | 48,764,802 | 48,765,302 | 48,746,722 | 48,308,466 | 48,204,962 | 48,204,962 | 48,132,370 | 47,799,465 | 46,777,006 | 43,411,686 | 43,406,486 | 43,274,359 | 43,280,173 | 43,285,807 |
Przepływy pieniężne
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $57.0K | $168.0K | $834.0K | $937.0K | $998.0K | $1M | $1M | $1M | $1M | $1M | $-801.0K | $296.0K | $996.0K | $1M | $2M | $483.0K | |
| Stock-based Comp | $2M | $1M | $1M | $1M | $1M | $733.0K | $642.0K | $695.0K | $780.0K | $428.0K | $403.0K | $410.0K | $170.0K | $335.0K | $464.0K | $290.0K | |
| Amort. of Intangibles | $610.0K | $610.0K | $609.0K | $609.0K | $610.0K | $609.0K | $609.0K | $610.0K | $609.0K | $812.0K | $812.0K | $812.0K | $811.0K | $812.0K | $812.0K | $811.0K | |
| Other Non-cash | · | $-26M | · | · | · | $3M | · | · | · | $99M | · | · | · | $-373M | · | · | |
| Operating Cash Flow | $58M | $-6M | $-48M | $-36M | $128M | $26M | $2M | $-9M | $126M | $124M | $49M | $48M | $-129M | $-104M | $-75M | $-106M | |
| CapEx | $235.0K | $136.0K | $59.0K | $0 | $0 | $96.0K | $11.0K | $11.0K | $0 | $0 | $0 | $-77.0K | $119.0K | $154.0K | $121.0K | $566.0K | |
| Investing Cash Flow | $34M | $-7M | $-17M | $-12M | $25M | $5M | $-16M | $-10M | $-151M | $-2M | $-34M | $5M | $64M | $-37M | $136M | $16M | |
| Net Debt Issued | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | · | · | |
| Stock Issued | $0 | $0 | $0 | $0 | $465.0K | $309.0K | $-1.0K | $164.0K | $60.0K | $11M | $27M | $38.0K | $0 | $0 | · | · | |
| Net Stock Activity | · | $0 | · | · | $465.0K | $309.0K | · | $164.0K | $60.0K | $11M | · | $38.0K | · | · | · | · | |
| Dividends Paid | $0 | $37M | · | · | $0 | $0 | · | · | · | · | $0 | $0 | $0 | $0 | $0 | $0 | |
| Financing Cash Flow | $-14M | $-42M | $-2M | $0 | $465.0K | $309.0K | $-25M | $163.0K | $60.0K | $11M | $27M | $38.0K | $0 | $0 | $-319.0K | $-3M | |
| Free Cash Flow | · | $-6M | · | · | · | $26M | · | · | · | $124M | · | · | · | $-104M | · | · | |
| Levered FCF | · | $-8M | · | · | · | $24M | · | · | · | $122M | · | · | · | · | · | · |
Rentowność
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 34.4% | 35.9% | · | 46.1% | 41.8% | 34.8% | · | 43.9% | 35.1% | 41.5% | · | · | · | 36.8% | · | -57.2% | |
| Net Margin | 26.5% | 27.0% | · | 35.9% | 30.6% | 29.6% | · | 34.2% | 27.8% | 32.2% | · | · | · | 295.9% | · | -57.3% | |
| Pretax Margin | 34.4% | 36.2% | · | 46.9% | 43.4% | 36.3% | · | 44.5% | 36.2% | 42.6% | · | · | · | 37.5% | · | -57.2% | |
| EBITDA Margin | 34.5% | 36.1% | · | 47.2% | 43.0% | 36.2% | · | 45.4% | 36.9% | 43.3% | · | · | · | 37.9% | · | -55.9% | |
| ROA | 1.7% | 1.8% | · | 2.8% | 2.0% | 1.9% | · | 2.5% | 1.4% | 1.9% | · | 0.52% | 0.90% | 13.8% | · | -2.3% | |
| ROE | 6.9% | 6.5% | · | 11.1% | 10.3% | 9.2% | · | 14.8% | 11.4% | 16.1% | · | 10.5% | 12.7% | 153.7% | · | -35.4% | |
| ROIC | 6.4% | 5.8% | · | 9.8% | 9.2% | 7.2% | · | 10.5% | 8.3% | 11.3% | · | · | · | 33.2% | · | -88.1% |
Płynność i wypłacalność
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Coverage | 12.1 | 10.9 | · | 15.3 | 13.3 | 9.2 | · | 11.8 | 7.0 | 11.2 | · | · | · | · | · | -29.6 |
Efektywność
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.0 | 0.1 | · | · | · | 0.0 | · | 0.0 |
Na akcję
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $7.21 | $6.86 | · | $6.71 | $6.00 | $5.40 | · | $5.38 | $4.63 | $4.27 | · | $2.78 | $2.59 | $2.08 | · | $1.86 | |
| Revenue / Share | $1.68 | $1.43 | · | $1.81 | $1.74 | $1.46 | · | $1.66 | $1.39 | $1.49 | · | · | · | $2.07 | · | $2.87 | |
| Cash Flow / Share | · | $-0.12 | · | · | · | $0.53 | · | · | · | $2.54 | · | · | · | $-2.39 | · | · | |
| Cash / Share | $4.63 | $2.42 | · | $5.49 | $6.47 | $3.46 | · | $3.80 | $4.77 | $5.97 | · | $2.56 | $0.64 | $2.14 | · | $4.18 | |
| Dividend / Share | · | · | $0.75 | $0.00 | $0.00 | $0.00 | $0.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |
| EPS (TTM) | $2.02 | $2.11 | · | $1.71 | $1.63 | $1.49 | · | $1.63 | $1.30 | $1.32 | · | $-0.10 | $-1.99 | $-4.00 | · | $-4.08 |
Wycena (TTM)
| Wskaźnik | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $331M | $334M | · | $328M | $320M | $302M | · | $265M | $236M | $241M | · | $140M | $211M | $254M | · | $47M | |
| Net Income TTM | $100M | $105M | · | $85M | $81M | $73M | · | $85M | $68M | $66M | · | $-1M | $-83M | $-169M | · | $-175M | |
| Market Cap | $525M | $544M | · | $555M | $542M | $559M | · | $543M | $508M | $511M | · | $320M | $194M | $122M | · | $28M | |
| P/E | 5.5 | 5.3 | · | 6.7 | 6.8 | 7.8 | · | 6.9 | 8.1 | 8.1 | · | -73.6 | -2.2 | -0.7 | · | -0.2 | |
| P/S | 1.6 | 1.6 | · | 1.7 | 1.7 | 1.8 | · | 2.0 | 2.2 | 2.1 | · | 2.3 | 0.9 | 0.5 | · | 0.6 | |
| P/B | 1.5 | 1.6 | · | 1.7 | 1.9 | 2.1 | · | 2.1 | 2.3 | 2.5 | · | 2.6 | 1.7 | 1.4 | · | 0.3 | |
| P / Tangible Book | 1.9 | 2.0 | · | 2.1 | 2.4 | 2.9 | · | 2.8 | 3.2 | 3.8 | · | 6.3 | 4.6 | 6.5 | · | 5.5 | |
| P / Cash Flow | · | -94.8 | · | · | · | 21.1 | · | · | · | 4.1 | · | · | · | -1.2 | · | · | |
| Dividend Yield | · | · | · | · | · | · | · | 0.00% | 0.00% | 0.00% | · | 0.00% | 0.00% | 0.00% | · | 18.7% | |
| Earnings Yield | 18.2% | 18.8% | · | 15.0% | 14.7% | 12.9% | · | 14.5% | 12.3% | 12.3% | · | -1.4% | -44.6% | -141.8% | · | -637.5% | |
| Payout Ratio | · | 190.0% | · | · | · | · | · | · | · | · | · | · | · | 0.00% | · | · | |
| Annual Payout | · | · | · | · | · | · | · | $0 | $0 | $0 | · | $0 | $0 | $0 | · | $5M |
Najnowszy okres po lewej · wartości null pokazane jako ·
Sprawozdania finansowe Rachunek zysków i strat, bilans, przepływy pieniężne — roczne, ostatnie 5 lat
| Wskaźnik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-03-31 |
|---|---|---|---|---|---|
| Przychody | $335M | $297M | $264M | $222M | · |
| Marża Operacyjna % | 41.8% | 33.6% | 31.3% | -99.9% | · |
| Zysk netto | $107M | $76M | $310M | $-470M | · |
| Rozwodniony EPS | $2.15 | $1.54 | $6.98 | $-10.91 | · |
Zbyt mało danych fundamentalnych, aby utworzyć to sprawozdanie.
| Wskaźnik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-03-31 |
|---|---|---|---|---|---|
| Wolny przepływ pieniężny | $71M | $243M | $-136M | $-176M | · |
Właściciele instytucjonalni (13F) 144 emitenci · $182.6M łącznie · Na dzień 30 września 2026
Instytucje, które zgłaszają posiadanie tych akcji w swoich kwartalnych zgłoszeniach SEC Form 13F. Tylko pozycje długie; pojedynczy zgłaszający może pojawić się dwukrotnie dla oddzielnych transz opcji. Duże przeciwstawne pozycje put/call zazwyczaj odzwierciedlają działalność market-makingową lub zabezpieczone zapasy, a nie przekonanie kierunkowe.
| Nowe pozycje | Zamknięte pozycje | Zwiększone | Zmniejszony | Zmiana liczby akcji netto |
|---|---|---|---|---|
| 18 (-25 vs poprzedni kw.) | 32 (+12 vs poprzedni kw.) | 47 (-5 vs poprzedni kw.) | 38 (0 vs poprzedni kw.) | -2.2M |
Porównano z Q1 2026. Zgłoszenia SEC Form 13F są wymagane w ciągu 45 dni od końca kwartału plus krótki bufor dla spóźnionych zgłoszeń — kwartały mieszczące się jeszcze w tym terminie są pomijane na rzecz ostatniej w pełni zgłoszonej pary.
| Instytucja | Wartość | Akcje | % z śledzonych 13F | Typ |
|---|---|---|---|---|
| BlackRock, Inc. | $25 308 722 | 2 280 065 | 13,86% | Akcje |
| VANGUARD GROUP INC | $17 084 285 | 1 352 675 | 9,36% | Akcje |
| VANGUARD CAPITAL MANAGEMENT LLC | $11 051 560 | 995 636 | 6,05% | Akcje |
| DIMENSIONAL FUND ADVISORS LP | $9 920 943 | 893 772 | 5,43% | Akcje |
| AMERICAN CENTURY COMPANIES INC | $9 416 874 | 848 367 | 5,16% | Akcje |
| PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC. | $8 976 625 | 808 705 | 4,92% | Akcje |
| GEODE CAPITAL MANAGEMENT, LLC | $7 516 850 | 677 070 | 4,12% | Akcje |
| TWO SIGMA INVESTMENTS, LP | $6 566 249 | 591 554 | 3,60% | Akcje |
| RENAISSANCE TECHNOLOGIES LLC | $6 020 185 | 542 359 | 3,30% | Akcje |
| STATE STREET CORP | $5 658 414 | 509 767 | 3,10% | Akcje |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $5 056 894 | 455 576 | 2,77% | Akcje |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $3 374 866 | 304 042 | 1,85% | Akcje |
| SEI INVESTMENTS CO | $3 206 912 | 288 911 | 1,76% | Akcje |
| Empowered Funds, LLC | $2 991 816 | 269 533 | 1,64% | Akcje |
| AQR CAPITAL MANAGEMENT LLC | $2 798 195 | 252 090 | 1,53% | Akcje |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2 657 129 | 239 381 | 1,46% | Akcje |
| Empyrean Capital Partners, LP | $2 562 735 | 230 877 | 1,40% | Akcje |
| Militia Capital Partners, LP | $2 281 711 | 180 658 | 1,25% | Akcje |
| NORTHERN TRUST CORP | $2 216 038 | 199 643 | 1,21% | Akcje |
| Crews Bank & Trust | $2 098 733 | 189 075 | 1,15% | Akcje |
| GOLDMAN SACHS GROUP INC | $2 084 502 | 187 793 | 1,14% | Akcje |
| TUDOR INVESTMENT CORP ET AL | $2 069 129 | 186 408 | 1,13% | Akcje |
| VANGUARD FIDUCIARY TRUST CO | $1 807 258 | 162 816 | 0,99% | Akcje |
| WESTWOOD HOLDINGS GROUP INC | $1 650 959 | 148 735 | 0,90% | Akcje |
| Kennondale Capital Management LLC | $1 629 280 | 146 782 | 0,89% | Akcje |
| MERCER GLOBAL ADVISORS INC /ADV | $1 492 428 | 134 453 | 0,82% | Akcje |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC | $1 476 034 | 132 976 | 0,81% | Akcje |
| Brandywine Global Investment Management, LLC | $1 407 866 | 111 470 | 0,77% | Akcje |
| Connor, Clark & Lunn Investment Management Ltd. | $1 360 672 | 122 583 | 0,75% | Akcje |
| FRANKLIN RESOURCES INC | $1 261 737 | 113 670 | 0,69% | Akcje |
| ANTIPODES PARTNERS Ltd | $1 256 342 | 113 184 | 0,69% | Akcje |
| Bank of New York Mellon Corp | $1 046 125 | 94 246 | 0,57% | Akcje |
| Lido Advisors, LLC | $985 333 | 88 768 | 0,54% | Akcje |
| RITHOLTZ WEALTH MANAGEMENT | $956 332 | 86 156 | 0,52% | Akcje |
| WEDGE CAPITAL MANAGEMENT L L P/NC | $942 480 | 83 776 | 0,52% | Akcje |
| MACKENZIE FINANCIAL CORP | $919 513 | 82 839 | 0,50% | Akcje |
| FIRST TRUST ADVISORS LP | $899 199 | 81 009 | 0,49% | Akcje |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $861 626 | 77 624 | 0,47% | Akcje |
| RAYMOND JAMES FINANCIAL INC | $828 637 | 74 652 | 0,45% | Akcje |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $827 039 | 74 508 | 0,45% | Akcje |
| Pacific Ridge Capital Partners, LLC | $826 761 | 74 483 | 0,45% | Akcje |
| BANK OF AMERICA CORP /DE/ | $814 152 | 73 347 | 0,45% | Akcje |
| Cubist Systematic Strategies, LLC | $777 310 | 68 245 | 0,43% | Akcje |
| MORGAN STANLEY | $767 931 | 69 183 | 0,42% | Akcje |
| Beacon Pointe Advisors, LLC | $754 301 | 67 955 | 0,41% | Akcje |
| Nuveen, LLC | $752 180 | 67 764 | 0,41% | Akcje |
| Quantinno Capital Management LP | $702 963 | 63 330 | 0,38% | Akcje |
| TWO SIGMA ADVISERS, LP | $678 231 | 53 700 | 0,37% | Akcje |
| JANE STREET GROUP, LLC | $672 749 | 60 608 | 0,37% | Akcje |
| Tactive Advisors, LLC | $610 667 | 55 015 | 0,33% | Akcje |
Aktywiści i właściciele 5%+ 11 akcji
Inwestorzy, którzy złożyli SEC Schedule 13D — posiadanie beneficjentów powyżej 5% z zamiarem wpływania na emitenta (udziały aktywistów, kampanie zarządu, M&A). Każdy wiersz pokazuje najnowszy znany stan pozycji tego zgłaszającego.
| Zgłaszający | Złożono | Udział | Status | Cel | Zgłoszenie |
|---|---|---|---|---|---|
| Peed Daniel, Peed FLP1, Ltd, L.L.P. ×2 zgłoszenia | 11 sierpnia 2025 | 34,50% | Aneks | · | SEC |
| R. Daniel Peed, Peed FLP1 Ltd, L.L.P. ×3 zgłoszenia | 20 marca 2019 | · | Pierwotne zgłoszenie | · | SEC |
| Stilwell Value Partners I, L.P., Stilwell Value Partners VI, L.P., Stilwell Associates, L.P., Stilwell Associates Insurance Fund of the S.A.L.I. Multi-Series Fund L.P., Stilwell Value LLC, Stilwell Advisers LLC, Joseph Stilwell ×2 zgłoszenia | 17 grudnia 2012 | · | Pierwotne zgłoszenie | Kampania zarządu | SEC |
| Niezgłoszona osoba raportująca, Niezgłoszona osoba raportująca, Niezgłoszona osoba raportująca | 20 września 2012 | · | Pierwotne zgłoszenie | · | SEC |
| Stilwell Value Partners VI, L.P., Stilwell Associates, L.P., Stilwell Associates Insurance Fund of the S.A.L.I. Multi-Series Fund L.P., Stilwell Value LLC, Stilwell Advisers LLC, Joseph Stilwell ×2 zgłoszenia | 29 maja 2012 | · | Pierwotne zgłoszenie | Kampania zarządu | SEC |
| Neil W. Savage, Kern M. Davis, William W. Hood, III ×4 zgłoszenia | 15 marca 2012 | · | Pierwotne zgłoszenie | · | SEC |
| Niezgłoszona osoba raportująca, Niezgłoszona osoba raportująca, Niezgłoszona osoba raportująca | 28 października 2011 | · | Pierwotne zgłoszenie | Inwestycja pasywna | SEC |
| Synovus Financial Corp. ×5 zgłoszenia | 30 września 2011 | · | Pierwotne zgłoszenie | · | SEC |
| Homeowners Choice, Inc. ×2 zgłoszenia | 9 grudnia 2010 | · | Pierwotne zgłoszenie | · | SEC |
| Bulldog Investors, Phillip Goldstein and Andrew Dakos ×3 zgłoszenia | 12 listopada 2008 | · | Pierwotne zgłoszenie | · | SEC |
| Gregory C. Branch | 15 października 2008 | · | Pierwotne zgłoszenie | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Insiderzy spółki 42 insiderów · 21 dyrektorzy generalni · 15 dyrektorzy
| Insider | Rola | Ostatnia aktywność | Posiadane akcje | Kupna 12m | Sprzedaże 12m | Netto 12m |
|---|---|---|---|---|---|---|
| Brad Martz | President & CEO | 22 września 2026 P | 444 611 | 1 | 0 | $91 500 |
| John Forney | President & CEO | 26 maja 2020 A | 124 491 | 0 | 0 | $0 |
| Svetlana Castle | Chief Financial Officer | 12 maja 2026 A | 16 390 | 0 | 0 | $0 |
| Nicholas W Griffin | Chief Financial Officer | 25 marca 2009 A | 58 310 | 0 | 0 | $0 |
| Christopher Griffith | Chief Operating Officer | 17 sierpnia 2026 M | 118 724 | 0 | 3 | $-610 245 |
| Paul F Difrancesco | Chief Operating Officer | 18 sierpnia 2020 A | 20 533 | 0 | 0 | $0 |
| Brooke Adler | Secretary | 24 września 2026 S | 100 175 | 0 | 1 | $-192 036 |
| Troy J Crawford | Chief Underwriting Officer | 15 lipca 2026 F | 12 107 | 1 | 0 | $35 456 |
| James Andy Gray | Chief Compliance/Risk Officer | 12 maja 2026 A | 207 504 | 0 | 0 | $0 |
| Brooke Shirazi | Chief Underwriting Officer | 27 maja 2022 A | 112 000 | 0 | 0 | $0 |
| Alycia Weigley | Chief Talent Officer | 27 maja 2022 A | 9 002 | 0 | 0 | $0 |
| Scott St John | Chief Claims Officer | 27 maja 2022 A | 25 140 | 0 | 0 | $0 |
| Christian Dittman | Chief Risk Officer | 24 maja 2021 A | 20 238 | 0 | 0 | $0 |
| Brad Kalter | Chief Legal Officer | 30 listopada 2020 A | 661 | 0 | 0 | $0 |
| Deepak Menon | Chief Revenue Officer | 18 września 2020 M | 102 787 | 0 | 0 | $0 |
| Kimberly Salmon | General Counsel | 7 września 2017 P | 29 622 | 0 | 0 | $0 |
| Andrew Swenson | Chief Information Officer | 12 maja 2017 P | 31 017 | 0 | 0 | $0 |
| John Langowski | Vice President, Claims | 18 marca 2016 F | 14 659 | 0 | 0 | $0 |
| Judy Copechal | Chief Underwriting Officer | 6 maja 2015 P | 3 327 | 0 | 0 | $0 |
| Jay Williams | Vice President of Sales | 24 lutego 2015 A | 17 615 | 0 | 0 | $0 |
| Melvin A Russell Jr | Chief Underwriting Officer | 11 grudnia 2012 P | 49 018 | 0 | 0 | $0 |
| Patrick Maroney | Dyrektor | 26 maja 2026 A | 103 500 | 0 | 0 | $0 |
| Daniel Peed | Dyrektor | 26 maja 2026 A | 1 986 936 | 0 | 0 | $0 |
| Iii William H. Hood | Dyrektor | 26 maja 2026 A | 65 429 | 0 | 0 | $0 |
| Kern Michael Davis | Dyrektor | 26 maja 2026 A | 304 564 | 8 | 0 | $27 548 |
| Deirdre A Brown | Dyrektor | 26 maja 2026 A | 6 500 | 0 | 0 | $0 |
| Gregory C Branch | Dyrektor | 26 maja 2026 A | 1 729 197 | 0 | 0 | $0 |
| Kent G Whittemore | Dyrektor | 26 maja 2026 A | 374 267 | 0 | 0 | $0 |
| Michael Hogan | Dyrektor | 26 maja 2026 A | 366 754 | 0 | 0 | $0 |
| Alec Poitevint II | Dyrektor | 26 maja 2026 A | 195 000 | 0 | 0 | $0 |
| Sherrill W Hudson | Dyrektor | 19 maja 2025 A | 203 403 | 0 | 0 | $0 |
| Gordon G Pratt | Dyrektor | 6 października 2008 P | 932 231 | 0 | 0 | $0 |
| David E Sturgess | Dyrektor | 30 września 2008 D | 17 839 | 0 | 0 | $0 |
| Thomas D Sargent | Dyrektor | 30 września 2008 D | 17 839 | 0 | 0 | $0 |
| James Zuhlke | Dyrektor | 30 września 2008 D | 17 839 | 0 | 0 | $0 |
| Stilwell Value LLC | Posiadacz 10% | 22 października 2012 S | 49 318 | 0 | 0 | $0 |
| Stilwell Joseph | Posiadacz 10% | 22 października 2012 S | 49 318 | 0 | 0 | $0 |
| Neil W Savage | Posiadacz 10% | 28 września 2011 P | 17 573 | 0 | 0 | $0 |
| SYNOVUS FINANCIAL CORP | Posiadacz 10% | 28 września 2011 S | 220 047 | 0 | 0 | $0 |
| FMG INVESTORS LLC | Posiadacz 10% | 30 września 2008 D | 932 231 | 0 | 0 | $0 |
| Donald J Cronin | · | 25 marca 2009 A | 91 351 | 0 | 0 | $0 |
| Larry G Swets JR | · | 22 października 2008 P | 932 231 | 0 | 0 | $0 |
Insiderzy z zgłoszeń SEC Form 3/4/5; netto = tylko otwarty rynek P/S
Posiadanie ETF-ów Posiadane przez 23 fundusze ETF
Waga odzwierciedla wyłącznie bezpośrednie udziały kapitałowe (N-PORT); fundusze oparte na dźwigni lub instrumentach pochodnych mogą posiadać dodatkowe ekspozycje na swapy, które nie są pokazane.
| Fundusz | Waga | Jednostki | Na dzień | Źródło |
|---|---|---|---|---|
| IWC · iShares Trust | 0,06% | 86 791 SH | 11 września 2026 | Dziennie |
| VFQY · VANGUARD WELLINGTON FUND | 0,05% | 19 491 SH | 19 sierpnia 2026 | Dziennie |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,02% | 21 955 SH | 19 sierpnia 2026 | Dziennie |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,02% | 5 568 SH | 2 października 2026 | Dziennie |
| DFAS · Dimensional ETF Trust | 0,01% | 161 437 NS | 31 lipca 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 145 239 SH | 19 sierpnia 2026 | Dziennie |
| IWM · iShares Trust | 0,01% | 827 803 SH | 11 września 2026 | Dziennie |
| RSSL · Global X Funds | 0,01% | 12 028 NS | 31 lipca 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,01% | 76 937 NS | 31 lipca 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 9 019 NS | 31 lipca 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 1 293 NS | 31 lipca 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 6 441 NS | 31 lipca 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0,00% | 13 739 NS | 31 lipca 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 37 406 NS | 31 lipca 2026 | N-PORT |
| IWV · iShares Trust | 0,00% | 12 213 SH | 3 września 2026 | Dziennie |
| DFUS · Dimensional ETF Trust | 0,00% | 4 888 NS | 31 lipca 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 284 795 SH | 19 sierpnia 2026 | Dziennie |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 688 548 SH | 19 sierpnia 2026 | Dziennie |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 2 292 SH | 19 sierpnia 2026 | Dziennie |
| DFUV · Dimensional ETF Trust | 0,00% | 44 NS | 31 lipca 2026 | N-PORT |
| VFH · VANGUARD WORLD FUND | 0,00% | 39 296 SH | 19 sierpnia 2026 | Dziennie |
| IWN · iShares Trust | · | 275 336 SH | 11 września 2026 | Dziennie |
| SVAL · iShares Trust | · | 51 032 SH | 3 września 2026 | Dziennie |
ACIC Konsensus analityków Bycze i niedźwiedzie opinie analityków, 12-miesięczny cel cenowy, potencjał wzrostu
12-miesięczny cel cenowy
1 analityków · 2026-09-15Średnia cel $13.00 +39,3%
Porównanie z porównywalnymi firmami (podbranża GICS) Kluczowe metryki w porównaniu do konkurentów z sektora
Podstawa R/R, ceny według zamknięcia z ostatniego końca roku obrotowego każdej spółki.
| Ticker | Kapitalizacja Rynkowa | P/E | Przychody r/r | Marża Netto | ROE | Marża brutto |
|---|---|---|---|---|---|---|
| ACIC | $616M | 5.9 | 13.1% | 31.9% | 35.0% | · |
| ROOT | · | 30.6 | 28.9% | 2.7% | 15.2% | · |
| DGICA | · | · | -1.2% | 8.1% | 12.7% | · |
| TIPT | $691M | 24.0 | -67.9% | 7157.2% | 7.2% | · |
| ITIC | $471M | 13.4 | 5.6% | 12.9% | 13.2% | · |
| AII | $408M | 3.7 | 35.3% | 36.0% | 31.2% | · |
| AMSF | $722M | 15.6 | 2.7% | 14.9% | 18.2% | · |
| GBLI | · | 16.2 | 2.0% | 5.6% | 3.6% | · |
| NODK | $273M | -26.6 | -12.3% | -3.6% | -4.3% | 24.5% |
| KWY | · | · | · | · | · | · |
| KINS | $242M | 5.8 | 38.5% | 19.0% | 37.5% | · |
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