CFR Cullen/Frost Bankers, Inc. Common Stock

NYSE · Banking · Ver em SEC EDGAR ↗
$154,86
Preço · Jul 2, 2026
Fundamentais a partir de Abr 30, 2026
Intervalo 52 Semanas
$119–$157
94% of range
Classificação do Analista
BUY
19 analysts
Preço-Alvo
$154
P/E (TTM)
12.8
ROE
14.8%
Margem de Lucro Líquido
29.0%

CFR Instantâneo da Ação Preço, capitalização de mercado, P/E, EPS, ROE, dívida/patrimônio, intervalo de 52 semanas

Preço
$154.86
Capitalização de Mercado
—
P/E (TTM)
12.8
EPS (TTM)
$9.92
Receita (TTM)
$2.24B
Rendimento div.
—
ROE
14.8%
Dívida/Capital
—
Intervalo 52 Semanas
$119 – $157

CFR Gráfico de Preço da Ação OHLCV diário com indicadores técnicos — panorâmica, zoom e personalize sua visualização

Desempenho de 10 Anos Tendências de receita, lucro líquido, margens e EPS

Receita e Lucro Líquido $2.24B
10-point trend, +98.5%
2016-12-31 → 2025-12-31
EPS $9.92
10-point trend, +111.1%
2016-12-31 → 2025-12-31
Fluxo de caixa livre $127M
10-point trend, -66.9%
2016-12-31 → 2025-12-31
Margens 29.0%

Avaliação Rácios P/E, P/S, P/B, EV/EBITDA — a ação está cara ou barata?

Métrica
Tendência de 5 anos
CFR
Mediana de Pares
P/E (TTM)
5-point trend, -31.6%
12.8
12.9

Lucratividade Margens bruta, operacional e líquida; ROE, ROA, ROIC

Métrica
Tendência de 5 anos
CFR
Mediana de Pares
Net Profit Margin (Margem de Lucro Líquido)
5-point trend, -10.2%
29.0%
27.6%
ROA
5-point trend, +29.5%
1.2%
1.0%
ROE
5-point trend, +46.9%
14.8%
9.7%

Saúde financeira Dívida, liquidez, solvência — força do balanço patrimonial

Métrica
Tendência de 5 anos
CFR
Mediana de Pares

Crescimento Crescimento da receita, EPS e lucro líquido: YoY, CAGR 3 anos, CAGR 5 anos

Métrica
Tendência de 5 anos
CFR
Mediana de Pares
Revenue YoY (Receita Ano a Ano)
5-point trend, +63.0%
8.3%
—
Revenue CAGR 3Y (CAGR Receita 3A)
5-point trend, +63.0%
9.6%
—
Revenue CAGR 5Y (CAGR Receita 5A)
5-point trend, +63.0%
9.2%
—
EPS YoY
5-point trend, +46.7%
11.8%
—
Net Income YoY (Lucro Líquido Ano a Ano)
5-point trend, +46.4%
11.3%
—

Métricas por Ação EPS, valor patrimonial por ação, fluxo de caixa por ação, dividendo por ação

Métrica
Tendência de 5 anos
CFR
Mediana de Pares
EPS (Diluted) (EPS (Diluído))
5-point trend, +46.7%
$9.92
—

Eficiência de Capital Giro de ativos, giro de estoques, giro de contas a receber

Métrica
Tendência de 5 anos
CFR
Mediana de Pares
Payout Ratio (Índice de Pagamento)
5-point trend, -7.6%
39.4%
—

Dividendos Rendimento, índice de pagamento, histórico de dividendos, CAGR de 5 anos

Dividend Yield
—
Índice de Pagamento
39.4%
CAGR Dividendos 5 anos
—
Data exValor
29 de Maio de 2026$1,0300
27 de Fevereiro de 2026$1,0000
28 de Novembro de 2025$1,0000
29 de Agosto de 2025$1,0000
30 de Maio de 2025$1,0000
28 de Fevereiro de 2025$0,9500
29 de Novembro de 2024$0,9500
30 de Agosto de 2024$0,9500
31 de Maio de 2024$0,9200
28 de Fevereiro de 2024$0,9200
29 de Novembro de 2023$0,9200
30 de Agosto de 2023$0,9200
30 de Maio de 2023$0,8700
27 de Fevereiro de 2023$0,8700
29 de Novembro de 2022$0,8700
30 de Agosto de 2022$0,8700
27 de Maio de 2022$0,7500
25 de Fevereiro de 2022$0,7500
29 de Novembro de 2021$0,7500
30 de Agosto de 2021$0,7500

CFR Consenso dos analistas Opiniões de analistas otimistas e pessimistas, preço-alvo de 12 meses, potencial de alta

MANTER 19 analistas
  • Compra forte 2 10,5%
  • Compra 7 36,8%
  • Manter 7 36,8%
  • Venda 1 5,3%
  • Venda forte 2 10,5%

Preço-alvo de 12 meses

14 analistas · 2026-07-04
Alvo mediano $154.50 -0,2%
Alvo médio $153.57 -0,8%

Histórico de Lucros EPS real vs. estimativa, surpresa %, taxa de acerto, próxima data de resultados

Surpresa Média
0.14%
Próximo relatório
Jul 29, 2026
Período EPS Actual EPS est. Surpresa
31 de Março de 2026 $2.65 $2.49 0.16%
31 de Dezembro de 2025 $2.56 $2.48 0.08%
30 de Setembro de 2025 $2.67 $2.41 0.26%
30 de Junho de 2025 $2.39 $2.33 0.06%
31 de Março de 2025 $2.30 $2.19 0.11%

Comparação com pares Métricas chave vs pares do setor

Ticker Capitalização de Mercado P/E Receita YoY Margem Líquida ROE Margem Bruta
CFR — 12.8 8.3% 29.0% 14.8% —
WBS — 10.7 11.9% — — —
UMBF $8.74B 12.4 62.8% 26.5% 9.4% —
WTFC $9.36B 12.3 5.9% 310.1% 11.4% —
ONB $8.69B 12.5 — 26.5% 8.1% —
SSB $9.33B 12.0 56.1% 29.8% 8.9% —
ZION $8.64B 9.7 3.6% 135.8% 13.1% —
COLB $8.26B 12.2 18.8% 310.7% 8.5% —
WAL — 9.6 99.7% 713.6% 13.5% —
BOKF $7.18B 12.9 6.1% 26.6% 10.1% —
CBSH $7.20B 13.0 6.5% 32.1% 16.0% —

Fundamentos Completos Todas as métricas por ano — demonstração de resultados, balanço patrimonial, fluxo de caixa

Demonstração de Resultados 10
Dados anuais de Demonstração de Resultados para CFR
Métrica Tendência 202520242023202220212020201920182017201620152014
Revenue 12-point trend, +122.0% $2.24B $2.06B $1.99B $1.70B $1.37B $1.44B $1.37B $1.31B $1.20B $1.13B $1.07B $1.01B
Interest Expense 10-point trend, +4433.6% · · $659M $184M $24M $45M $130M $93M $27M $12M $13M $15M
Interest Income 12-point trend, +245.1% $2.42B $2.39B $2.22B $1.48B $1.01B $1.02B $1.13B $1.05B $893M $788M $749M $701M
Pretax Income 12-point trend, +129.7% $772M $696M $712M $669M $490M $351M $499M $509M $408M $341M $320M $336M
Income Tax 12-point trend, +112.1% $123M $113M $114M $90M $46M $20M $56M $54M $44M $37M $40M $58M
Net Income 12-point trend, +133.3% $649M $583M $598M $579M $443M $331M $444M $455M $364M $304M $279M $278M
EPS (Basic) 12-point trend, +129.6% $9.92 $8.88 $9.11 $8.84 $6.79 $5.11 $6.89 $6.97 $5.56 $4.73 $4.31 $4.32
EPS (Diluted) 12-point trend, +131.2% $9.92 $8.87 $9.10 $8.81 $6.76 $5.10 $6.84 $6.90 $5.51 $4.70 $4.28 $4.29
Shares (Basic) 12-point trend, +3.2% 64,054,228 64,120,455 64,204,239 64,156,870 63,612,658 62,727,053 62,741,769 63,704,508 63,693,927 62,376,260 62,758,074 62,072,080
Shares (Diluted) 12-point trend, +1.8% 64,099,238 64,262,646 64,404,833 64,520,518 64,102,120 63,003,837 63,441,870 64,686,716 64,662,088 62,968,875 63,473,324 62,973,528
Balanço Patrimonial 13
Dados anuais de Balanço Patrimonial para CFR
Métrica Tendência 202520242023202220212020201920182017201620152014
PP&E (Net) 12-point trend, +197.0% $1.31B $1.25B $1.19B $1.10B $1.05B $1.05B $1.01B $552M $521M $526M $559M $442M
PP&E (Gross) 12-point trend, +183.5% $1.77B $1.70B $1.58B $1.47B $1.39B $1.35B $1.28B $803M $752M $723M $760M $625M
Accum. Depreciation 12-point trend, +150.7% $458M $450M $394M $364M $342M $302M $267M $251M $231M $197M $201M $183M
Goodwill 9-point trend, +0.0% · · · $655M $655M $655M $655M $655M $655M $655M $655M $655M
Intangibles 9-point trend, -96.8% · · · $386.0K $866.0K $2M $2M $4M $5M $7M $9M $12M
Total Assets 12-point trend, +87.6% $53.04B $52.52B $50.85B $52.89B $50.88B $42.39B $34.03B $32.29B $31.75B $30.20B $28.57B $28.28B
Total Liabilities 12-point trend, +90.6% $48.47B $48.62B $47.13B $49.76B $46.44B $38.10B $30.12B $28.92B $28.45B $27.19B $25.68B $25.43B
Common Stock 12-point trend, +1.1% $644.0K $644.0K $644.0K $643.0K $642.0K $642.0K $642.0K $642.0K $642.0K $637.0K $637.0K $637.0K
Retained Earnings 12-point trend, +152.0% $4.31B $3.95B $3.66B $3.31B $2.96B $2.75B $2.67B $2.44B $2.19B $1.99B $1.85B $1.71B
Treasury Stock 12-point trend, +331.8% $140M $23M $24M $0 $21M $114M $152M $120M $67M $10M $111M $32M
AOCI 12-point trend, -694.4% $-843M $-1.25B $-1.12B $-1.35B $347M $513M $267M $-64M $80M $-25M $114M $142M
Stockholders' Equity 12-point trend, +60.4% $4.57B $3.90B $3.72B $3.14B $4.44B $4.29B $3.91B $3.37B $3.30B $3.00B $2.89B $2.85B
Liabilities + Equity 12-point trend, +87.6% $53.04B $52.52B $50.85B $52.89B $50.88B $42.39B $34.03B $32.29B $31.75B $30.20B $28.57B $28.28B
Fluxo de Caixa 15
Dados anuais de Fluxo de Caixa para CFR
Métrica Tendência 202520242023202220212020201920182017201620152014
D&A 12-point trend, +120.2% $88M $83M $76M $71M $69M $64M $54M $50M $48M $48M $42M $40M
Stock-based Comp 12-point trend, +98.0% $25M $20M $25M $18M $13M $14M $16M $14M $13M $12M $13M $13M
Deferred Tax 12-point trend, +230.1% $5M $-12M $-15M $-5M $8M $-16M $8M $53M $-14M $-12M $-19M $-4M
Amort. of Intangibles 9-point trend, -86.4% · · · $480.0K $697.0K $918.0K $1M $1M $2M $2M $3M $4M
Operating Cash Flow 12-point trend, -5.5% $274M $990M $479M $723M $648M $524M $634M $562M $538M $438M $395M $290M
CapEx 12-point trend, +11.1% $147M $128M $159M $103M $66M $95M $207M $79M $34M $54M $147M $132M
Investing Cash Flow 9-point trend, -138.8% $-1.60B $-181M $-943M $-8.28B $-2.53B $-1.63B $-1.39B $-1.91B $-671M · · ·
Net Debt Issued Flat — no change across 2 periods · · · · · · · · · · $0 $0
Stock Repurchased 12-point trend, +10732.7% $158M $61M $43M $4M $4M $16M $69M $101M $101M $1M $101M $1M
Net Stock Activity 12-point trend, -10732.7% $-158M $-61M $-43M $-4M $-4M $-16M $-69M $-101M $-101M $-1M $-101M $-1M
Dividends Paid 12-point trend, +100.8% $255M $242M $232M $210M $189M $181M $177M $165M $144M $135M $132M $127M
Financing Cash Flow 9-point trend, -103.2% $-33M $738M $-2.88B $3.00B $8.17B $7.61B $585M $254M $1.04B · · ·
Net Change in Cash 7-point trend, +3485.7% · · · · · $6.50B $-168M $-1.10B $912M $550M $-773M $-192M
Free Cash Flow 12-point trend, -17.7% $127M $862M $320M $620M $582M $429M $427M $483M $504M $384M $246M $155M
Levered FCF 10-point trend, -263.3% · · $-233M $460M $561M $386M $312M $400M $480M $373M $235M $143M
Lucratividade 4
Dados anuais de Lucratividade para CFR
Métrica Tendência 202520242023202220212020201920182017201620152014
Net Margin 12-point trend, +5.1% 29.0% 28.2% 30.1% 34.2% 32.3% 23.0% 32.4% 34.8% 30.3% 27.0% 26.2% 27.6%
Pretax Margin 12-point trend, +3.4% 34.5% 33.7% 35.9% 39.4% 35.7% 24.4% 36.5% 38.9% 34.0% 30.3% 30.0% 33.4%
ROA 12-point trend, +16.0% 1.2% 1.1% 1.1% 1.1% 0.95% 0.87% 1.3% 1.4% 1.2% 1.0% 0.98% 1.1%
ROE 12-point trend, +50.7% 14.8% 14.5% 17.8% 19.5% 10.1% 7.9% 11.4% 13.6% 11.2% 9.9% 9.6% 9.8%
Eficiência 1
Dados anuais de Eficiência para CFR
Métrica Tendência 202520242023202220212020201920182017201620152014
Asset Turnover 12-point trend, +10.4% 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Por Ação 4
Dados anuais de Por Ação para CFR
Métrica Tendência 202520242023202220212020201920182017201620152014
Revenue / Share 12-point trend, +118.1% $34.87 $32.11 $30.85 $26.29 $21.40 $22.88 $21.56 $20.24 $18.60 $17.88 $16.78 $15.99
Cash Flow / Share 12-point trend, -6.1% $4.27 $15.40 $7.43 $11.20 $10.11 $8.32 $9.99 $8.69 $8.32 $6.95 $6.20 $4.55
Dividend Paid / Share 12-point trend, +94.6% $4 $4 $4 $3 $3 $3 $3 $3 $2 $2 $2 $2
EPS (TTM) 12-point trend, +131.2% $9.92 $8.87 $9.10 $8.81 $6.76 $5.10 $6.84 $6.90 $5.51 $4.70 $4.28 $4.29
Taxas de Crescimento 10
Dados anuais de Taxas de Crescimento para CFR
Métrica Tendência 202520242023202220212020201920182017201620152014
Revenue YoY 5-point trend, +271.3% 8.3% 3.9% 17.2% 23.7% -4.9% · · · · · · ·
Revenue CAGR 3Y 3-point trend, -14.7% 9.6% 14.6% 11.3% · · · · · · · · ·
Revenue CAGR 5Y 9.2% · · · · · · · · · · ·
EPS YoY 5-point trend, -63.6% 11.8% -2.5% 3.3% 30.3% 32.6% · · · · · · ·
EPS CAGR 3Y 3-point trend, -81.1% 4.0% 9.5% 21.3% · · · · · · · · ·
EPS CAGR 5Y 14.2% · · · · · · · · · · ·
Net Income YoY 5-point trend, -66.5% 11.3% -2.6% 3.2% 30.7% 33.8% · · · · · · ·
Net Income CAGR 3Y 3-point trend, -82.3% 3.9% 9.6% 21.8% · · · · · · · · ·
Net Income CAGR 5Y 14.4% · · · · · · · · · · ·
Dividend CAGR 5Y 7.2% · · · · · · · · · · ·
Avaliação (TTM) 6
Dados anuais de Avaliação (TTM) para CFR
Métrica Tendência 202520242023202220212020201920182017201620152014
Revenue TTM 12-point trend, +122.0% $2.24B $2.06B $1.99B $1.70B $1.37B $1.44B $1.37B $1.31B $1.20B $1.13B $1.07B $1.01B
Net Income TTM 12-point trend, +133.3% $649M $583M $598M $579M $443M $331M $444M $455M $364M $304M $279M $278M
P/E 12-point trend, -22.5% 12.8 15.1 11.9 15.2 18.6 17.1 14.3 12.7 17.2 18.8 14.0 16.5
Earnings Yield 12-point trend, +29.0% 7.8% 6.6% 8.4% 6.6% 5.4% 5.9% 7.0% 7.8% 5.8% 5.3% 7.1% 6.1%
Payout Ratio 12-point trend, -13.9% 39.4% 41.6% 38.9% 36.2% 42.6% 54.5% 39.9% 36.4% 39.6% 44.3% 47.3% 45.8%
Annual Payout 12-point trend, +100.8% $255M $242M $232M $210M $189M $181M $177M $165M $144M $135M $132M $127M

Demonstrações Financeiras Demonstração de resultados, balanço patrimonial, fluxo de caixa — anual, últimos 5 anos

Demonstração de Resultados
2025-12-312024-12-312023-12-312022-12-312021-12-31
Receita $2.24B$2.06B$1.99B$1.70B$1.37B
Lucro líquido $649M$583M$598M$579M$443M
EPS Diluído $9.92$8.87$9.10$8.81$6.76
Fluxo de Caixa
2025-12-312024-12-312023-12-312022-12-312021-12-31
Fluxo de caixa livre $127M$862M$320M$620M$582M

Últimas notícias Notícias recentes mencionando esta empresa

Minhas Métricas Sua lista pessoal — linhas selecionadas de Fundamentos Completos

📊

Escolha as métricas que importam para você — clique no ➕ ao lado de qualquer linha em Fundamentos Completos acima.

Sua seleção é salva e acompanha você em todos os tickers.