UMBFO UMB Financial Corporation - Depositary Shares Each Representing a 1/400th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B
Sobre UMB Financial Corporation - Depositary Shares Each Representing a 1/400th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B Visão geral da empresa da Wikipedia
UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.
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UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.
UMB Financial is the parent company of UMB Bank, which ranks as one of America's Best Banks by Forbes and S&P Global Market Intelligence, based on eight financial measures of asset quality, capital adequacy and profitability. UMB operates banking and wealth management centers in Missouri, Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Nebraska, New Mexico, Oklahoma, Texas, Utah, Wisconsin.
History
In 1919, W.T. Kemper and Associates bought shares in City Center Bank, and R. Crosby Kemper became the president of the company. In 1926, the bank built a six-story headquarters, adding a drive-up service window in 1928. In 1934, the bank was renamed City National Bank and Trust Company and moved to Kansas City's financial center. In 1959, R. Crosby Kemper Jr. (a third generation banker from the Kemper family) became president of the bank and led the installation of its first computer processing system. City National acquired several other banks over the years as banking laws changed. In 1969, it reorganized as a holding company, Missouri Bancshares, which changed its name to United Missouri Bancshares (UMB) in 1971.
In 1987, UMB acquired FCB Corp. and its three banks in Southern Illinois. In 1992, UMB expanded into Colorado with the purchase of Valley Bank and National Bank of the West in Colorado Springs. UMB acquired Denver's Columbine National Bank in 1992, and in 1994, all of UMB's Colorado banks were merged into one entity, UMB Bank Colorado. To reflect its expansion outside of Missouri, UMB changed its name to the current UMB Financial Corporation in 1994. In 1995, UMB acquired Oklahoma Bank and its holding company, First Sooner Bancshares. That same year, UMB entered the online banking market in conjunction with Visa Interactive.
In 2001, UMB purchased Sunstone Financial Group Inc. and rebranded it to UMB Fund Services, Inc. It followed in 2002 with its purchase of State Street Bank & Trust Company of Missouri. In 2001 UMB also established Scout Investment Advisors Inc.
In February 2002, the UMB acquired naming rights to St. Louis' Riverport Amphitheatre and renamed it UMB Bank Pavilion. This agreement expired in 2006, after which Verizon Wireless purchased naming rights. In 2004, Peter deSilva became the president and Mariner Kemper became chairman and CEO of UMB Financial Corporation.
In June 2015, UMB acquired Marquette Financial Companies, which expanded its operations into the U.S states of Minnesota, Texas and Arizona.
In April 2017, the firm sold Reams Asset Management and Scouts Investments to Raymond James Financial for $172.5 million.
In December 2019, UMB had 91 branches located across eight U.S. states: Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska, Arizona and Texas.
UMB acquired Heartland Financial in 2025, bringing it into five more states, including California, Minnesota, New Mexico, Iowa and Wisconsin (which used state and regional-focused brands for their ten banking divisions, all of which have taken the new UMB Bank name), and merged banking and marketing operations in full by the end of the year, with physical signage replaced with UMB branding in mid-October.
As of January 2026, UMB has 211 domestic locations in 14 states: Arizona, California, Colorado, Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, New Mexico, Oklahoma, Texas, Utah, Wisconsin.
Lines of business
Accounts Receivable Financing
Commercial Banking and Lending
Healthcare Services: Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
Institutional Banking and Lending
Personal Banking: Private Wealth Management and Consumer Banking
Small Business Banking
Transportation Finance
Subsidiaries
Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment adviser that manages the company's proprietary mutual funds and investment advisory accounts for institutional customers.
Fonte: Wikipedia (Inglês), CC BY-SA 4.0 · Ver na Wikipedia ↗
UMBFO Instantâneo da Ação Preço, capitalização de mercado, P/E, EPS, ROE, dívida/patrimônio, intervalo de 52 semanas
UMBFO Gráfico de Preço da Ação OHLCV diário com indicadores técnicos — panorâmica, zoom e personalize sua visualização
Desempenho de 10 Anos Tendências de receita, lucro líquido, margens e EPS
Avaliação Rácios P/E, P/S, P/B, EV/EBITDA — a ação está cara ou barata?
Lucratividade Margens bruta, operacional e líquida; ROE, ROA, ROIC
Saúde financeira Dívida, liquidez, solvência — força do balanço patrimonial
Crescimento Crescimento da receita, EPS e lucro líquido: YoY, CAGR 3 anos, CAGR 5 anos
Eficiência de Capital Giro de ativos, giro de estoques, giro de contas a receber
Dividendos Rendimento, índice de pagamento, histórico de dividendos, CAGR de 5 anos
| Data ex | Valor |
|---|---|
| 30 de Junho de 2026 | $0,4840 |
| 31 de Março de 2026 | $0,4840 |
| 31 de Dezembro de 2025 | $0,4840 |
| 30 de Setembro de 2025 | $0,6600 |
UMBFO Consenso dos analistas Opiniões de analistas otimistas e pessimistas, preço-alvo de 12 meses, potencial de alta
- Compra forte 4 21,1%
- Compra 12 63,2%
- Manter 3 15,8%
- Venda 0 0,0%
- Venda forte 0 0,0%
Histórico de Lucros EPS real vs. estimativa, surpresa %, taxa de acerto, próxima data de resultados
| Período | EPS Actual | EPS est. | Surpresa |
|---|---|---|---|
| 30 de Junho de 2026 | $3.56 | $3.19 | 0.37% |
| 31 de Março de 2026 | $3.35 | $2.86 | 0.49% |
| 31 de Dezembro de 2025 | $2.74 | $2.60 | 0.14% |
| 30 de Setembro de 2025 | $2.36 | $2.50 | -0.14% |
| 30 de Junho de 2025 | $2.82 | $2.44 | 0.38% |
| 31 de Março de 2025 | $1.94 | $2.24 | -0.30% |
Comparação de pares (subindústria GICS) Métricas chave vs pares do setor
| Ticker | Capitalização de Mercado | P/E | Receita YoY | Margem Líquida | ROE | Margem Bruta |
|---|---|---|---|---|---|---|
| UMBFO | — | — | — | — | — | — |
| EWBC | $15.46B | 11.8 | 12.2% | 45.2% | 15.5% | — |
| PNFP | $7.41B | 11.8 | 18.3% | 31.2% | 9.5% | — |
| WBS | — | 10.7 | 11.9% | — | — | — |
| FHN | $11.59B | 12.8 | 7.2% | 28.7% | 11.1% | — |
| UMBF | $8.74B | 12.4 | 62.8% | 26.5% | 9.4% | — |
| SSB | $9.33B | 12.0 | 56.1% | 29.8% | 8.9% | — |
| WTFC | $9.36B | 12.3 | 5.9% | 310.1% | 11.4% | — |
| CFR | — | 12.8 | 8.3% | 29.0% | 14.8% | — |
| ONB | $8.69B | 12.5 | — | 26.5% | 8.1% | — |
Fundamentos Completos Todas as métricas por ano — demonstração de resultados, balanço patrimonial, fluxo de caixa
Demonstração de Resultados 8
| Métrica | Tendência | Q2 2026 |
|---|---|---|
| Interest Income | $871M | |
| Pretax Income | $350M | |
| Income Tax | $73M | |
| Net Income | $278M | |
| EPS (Basic) | $3.58 | |
| EPS (Diluted) | $3.56 | |
| Shares (Basic) | 75,972,781 | |
| Shares (Diluted) | 76,392,233 |
Balanço Patrimonial 14
| Métrica | Tendência | Q2 2026 |
|---|---|---|
| Cash & Equivalents | $5.61B | |
| PP&E (Net) | $397M | |
| Goodwill | $1.84B | |
| Intangibles | $440M | |
| Total Assets | $72.26B | |
| Total Liabilities | $64.22B | |
| Long-term Debt | $480M | |
| Common Stock | $79M | |
| Retained Earnings | $4.20B | |
| Treasury Stock | $184M | |
| AOCI | $-372M | |
| Stockholders' Equity | $8.03B | |
| Liabilities + Equity | $72.26B | |
| Shares Outstanding | 75,947,552 |
Fluxo de Caixa 12
| Métrica | Tendência | Q2 2026 |
|---|---|---|
| D&A | $35M | |
| Stock-based Comp | $9M | |
| Deferred Tax | $-3M | |
| Amort. of Intangibles | $23M | |
| Operating Cash Flow | $349M | |
| CapEx | $18M | |
| Investing Cash Flow | $-276M | |
| Stock Repurchased | $5M | |
| Dividends Paid | $39M | |
| Financing Cash Flow | $-724M | |
| Net Change in Cash | $-651M | |
| Taxes Paid | $85M |
Lucratividade 4
| Métrica | Tendência | Q2 2026 |
|---|---|---|
| Net Margin | 35.7% | |
| Pretax Margin | 45.0% | |
| ROA | 0.39% | |
| ROE | 3.6% |
Eficiência 1
| Métrica | Tendência | Q2 2026 |
|---|---|---|
| Asset Turnover | 0.0 |
Avaliação (TTM) 8
| Métrica | Tendência | Q2 2026 |
|---|---|---|
| Revenue TTM | $2.88B | |
| Net Income TTM | $945M | |
| Market Cap | $2.00B | |
| P/E | 2.2 | |
| P/S | 0.7 | |
| P/B | 0.2 | |
| P / Tangible Book | 0.3 | |
| Earnings Yield | 45.9% |
Demonstrações Financeiras Demonstração de resultados, balanço patrimonial, fluxo de caixa — anual, últimos 5 anos
Minhas Métricas Sua lista pessoal — linhas selecionadas de Fundamentos Completos
Escolha as métricas que importam para você — clique no ➕ ao lado de qualquer linha em Fundamentos Completos acima.
Sua seleção é salva e acompanha você em todos os tickers.
Investidores institucionais (13F) 3 declarantes · $40K total · Em 30 de Junho de 2026
Instituições que relatam a posse desta ação em seu Formulário 13F trimestral da SEC. Apenas posições compradas; um único declarante pode aparecer duas vezes para opções separadas. Grandes posições de compra/venda compensatórias geralmente refletem market-making ou inventário protegido, não convicção direcional.
| Novas posições | Posições encerradas | Aumentou | Diminuído | Variação líquida de ações |
|---|---|---|---|---|
| 1 (0 vs trimestre anterior) | 0 (-2 vs trimestre anterior) | 1 (+1 vs trimestre anterior) | 1 (+1 vs trimestre anterior) | +1K |
Comparado a Q1 2026. Os registros do Formulário 13F da SEC devem ser feitos em até 45 dias após o final do trimestre, mais um pequeno período de tolerância para registrantes atrasados — trimestres ainda dentro desse período são ignorados em favor do par mais recente totalmente reportado.
| Instituição | Valor | Ações | % de 13F rastreado | Tipo |
|---|---|---|---|---|
| THURSTON, SPRINGER, MILLER, HERD & TITAK, INC. | $26.370 | 1.000 | 66,67% | Ações |
| First Command Advisory Services, Inc. | $8.728 | 325 | 22,07% | Ações |
| PNC Financial Services Group, Inc. | $4.457 | 169 | 11,27% | Ações |
Executivos da empresa 11 insiders · 6 diretores · 1 conselheiros
| Investidor com informação privilegiada | Função | Última atividade | Ações detidas | Compras 12m | Vendas 12m | Líquido 12m |
|---|---|---|---|---|---|---|
| Ram Shankar | Chief Financial Officer | 17 de Agosto de 2026 S | 30.389 | 0 | 1 | $-303.220 |
| Phillip James Mason | President, Inst. Banking | 4 de Agosto de 2026 S | 8.894 | 0 | 1 | $-117.600 |
| Nikki Farentino Newton | President, Private Wealth Mgmt | 4 de Agosto de 2026 S | 11.981 | 0 | 2 | $-297.200 |
| Thomas S Terry | Chief Credit Officer | 17 de Agosto de 2026 S | 30.689 | 0 | 1 | $-867.062 |
| Uma Wilson | Executive Vice President | 4 de Agosto de 2026 S | 20.270 | 0 | 1 | $-613.460 |
| Robert Brian Beaird | Chief Human Resource Officer | 31 de Julho de 2026 S | 8.943 | 0 | 1 | $-231.040 |
| Kevin Charles Gallagher | Conselheiro | 31 de Julho de 2026 S | 11.863 | 0 | 1 | $-52.247 |
| Susan G Murphy | — | 6 de Agosto de 2026 S | 10.635 | 0 | 2 | $-200.429 |
| David Carl Odgers | — | 5 de Agosto de 2026 S | 6.538 | 0 | 1 | $-21.358 |
| J. Mariner Kemper | — | 4 de Agosto de 2026 S | 1.491.138 | 0 | 2 | $-2.855.994 |
| Joseph J Gazzoli | — | 25 de Junho de 2004 A | — | 0 | 0 | $0 |
Executivos de declarações SEC Formulário 3/4/5; líquido = apenas P/V de mercado aberto
Participação em ETFs Detido por 4 ETFs
O peso reflete apenas participações diretas em ações (N-PORT); fundos alavancados ou baseados em derivativos podem deter exposição adicional a swaps não mostrada.
| Fundo | Peso | Unidades | Em | Fonte |
|---|---|---|---|---|
| PFFV · Global X Funds | 1,63% | 185.274 NS | 31 de Maio de 2026 | N-PORT |
| QTPI · Exchange Place Advisors Trust | 0,64% | 18.450 NS | 31 de Maio de 2026 | N-PORT |
| PFFD · Global X Funds | 0,26% | 212.056 NS | 31 de Maio de 2026 | N-PORT |
| GPRF · Goldman Sachs ETF Trust | 0,11% | 3.482 NS | 31 de Maio de 2026 | N-PORT |