ACT
NASDAQ
US
Enact Holdings, Inc. - Common Stock
$41.35
▲ +$0.78
(+1.92%)
Vol 276K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$5.7B
P/E
8.7
ROE
12.8%
Margin
53.9%
D/E
13.99
Beta
0.53
Div Yield
2.12%
52W
$31–$41
Wall Street Consensus
9 analysts · Apr 20262
Strong Buy
2
Buy
5
Hold
0
Sell
0
Strong Sell
44.4%
Buy Rating
Price Chart
Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.10 | $1.23 | +$0.13 |
| Sep 2025 | $1.10 | $1.12 | +$0.02 |
| Jun 2025 | $1.11 | $1.15 | +$0.04 |
| Mar 2025 | $1.09 | $1.10 | +$0.01 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $301.9M | $306.9M | $304.6M | $311.5M | $312.7M |
| Net Income | — | $162.7M | $165.8M | $167.8M | $163.5M | $177.2M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 13.3% | 13.3% | 13.3% | 13.3% | 12.8% | 12.8% |
| P/E (TTM) | 8.23 | 8.25 | 8.25 | 7.78 | 8.50 | 8.67 |
| Net Margin | 55.0% | 55.4% | 55.4% | 55.4% | 53.9% | 53.9% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 14.24 | 14.24 | 14.24 | 14.24 | 13.99 | 13.99 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
9.8%
P/S (TTM)
4.67
P/B
1.0
EPS (TTM)
$4.35
Rev Growth 3Y
+2.4%
52W High
$40.89
52W Low
$30.79
$30.79
52-Week Range
$40.89
Financial Health
Free Cash Flow
$186.3M
Net Debt
$162.0M
Cash
$582.5M
Total Debt
$744.5M
As of Dec 31, 2025
How does ACT compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
ACT valuation vs Financial Services peers
P/E ratio
8.7
▼
30%
below
peers
(12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
4.7
▲
43%
above
peers
(3.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.0
▼
39%
below
peers
(1.6)
vs Peers
vs Industry
Undervalued
Div yield
2.1%
▼
52%
below
peers
(4.5%)
vs Peers
vs Industry
Low yield
ACT profitability vs Financial Services peers
ROE
12.8%
▲
4%
above
peers
(12.3%)
vs Peers
vs Industry
In line
Net margin
53.9%
▲
186%
above
peers
(18.9%)
vs Peers
vs Industry
Top tier
Gross margin
—
▼
0%
below
peers
(65.1%)
vs Peers
vs Industry
Top tier
ROA
9.8%
▲
242%
above
peers
(2.9%)
vs Peers
vs Industry
Top tier
ACT financial health vs Financial Services peers
D/E ratio
14.0
▼
86%
below
peers
(103.6)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(1.2)
vs Peers
vs Industry
Strong liquidity
Beta
0.5
▼
44%
below
peers
(1.0)
vs Peers
vs Industry
More volatile
ACT fundamentals radar
ACT
Peer median
Industry
ACT profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
ACT vs peers: key metrics
Related Signals
Dividends
$0.84
/ year
Feb 26, 2026
$0.2100
Nov 21, 2025
$0.2100
Aug 18, 2025
$0.2100
May 19, 2025
$0.2100
Feb 21, 2025
$0.1850
Nov 18, 2024
$0.1850
Aug 28, 2024
$0.1850
May 29, 2024
$0.1850
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