AMAL
NASDAQ
US
Amalgamated Financial Corp. - Common Stock
$39.40
▲ +$0.32
(+0.82%)
Vol 114K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$958.9M
P/E
9.4
ROE
13.8%
Margin
31.5%
D/E
9.73
Beta
0.85
Div Yield
1.75%
52W
$25–$37
Wall Street Consensus
8 analysts · Apr 20262
Strong Buy
4
Buy
2
Hold
0
Sell
0
Strong Sell
75.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.92 | $0.99 | +$0.07 |
| Sep 2025 | $0.89 | $0.91 | +$0.02 |
| Jun 2025 | $0.89 | $0.88 | $-0.01 |
| Mar 2025 | $0.81 | $0.88 | +$0.07 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $78.4M | $79.5M | $80.9M | $85.0M | $85.1M |
| Net Income | — | $24.5M | $25.0M | $26.0M | $26.8M | $26.6M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 14.3% | 14.3% | 14.3% | 13.8% | 13.8% | 13.8% |
| P/E (TTM) | 9.23 | 8.29 | 7.82 | 8.02 | 8.85 | 9.37 |
| Net Margin | — | 31.5% | 31.5% | 31.5% | 31.5% | 31.5% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 10.01 | 10.01 | 10.01 | 9.73 | 9.73 | 9.73 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.2%
P/S (TTM)
2.22
P/B
1.5
EPS (TTM)
$3.32
CF/Share
$2.30
Rev Growth 3Y
+11.6%
52W High
$37.26
52W Low
$25.03
$25.03
52-Week Range
$37.26
Financial Health
Free Cash Flow
$38.0M
Net Debt
-$209.4M
Cash
$291.2M
Total Debt
$81.9M
As of Dec 31, 2025
How does AMAL compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
AMAL valuation vs Banking peers
P/E ratio
9.4
▼
25%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.2
▼
4%
below
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
1.5
▲
38%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
1.8%
▼
42%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
AMAL profitability vs Banking peers
ROE
13.8%
▲
53%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
31.5%
▲
10%
above
peers
(28.6%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.2%
▲
27%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
AMAL financial health vs Banking peers
D/E ratio
9.7
▼
30%
below
peers
(13.8)
vs Peers
vs Industry
Above avg
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲
24%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
AMAL fundamentals radar
AMAL
Peer median
Industry
AMAL profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
AMAL vs peers: key metrics
Related Signals
Dividends
$0.59
/ year
Feb 03, 2026
$0.1700
Nov 05, 2025
$0.1400
Aug 05, 2025
$0.1400
May 06, 2025
$0.1400
Feb 11, 2025
$0.1400
Nov 05, 2024
$0.1200
Aug 06, 2024
$0.1200
May 07, 2024
$0.1200
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