OCFC OceanFirst Financial Corp. - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 7, 2026
$16.78
· of 52w range
· above low
· to high
$16.1652w low
$20.6152w high
Market Cap
$963M
P/E
14.3
EPS
$1.17
your badges
52W Range
$16–$21
Analyst Rating
BUY
Price Target
$22
P/E
14.3
ROE
4.2%
Net Profit Margin
17.5%
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OCFC Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$16.78
Market Cap
$963M
P/E
14.3
EPS
$1.17
Div Yield
5.0%
ROE
4.2%
52W Range
$16–$21
OCFC Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| May 20, 2002 | 3-for-2 | Forward |
| May 18, 1998 | 2-for-1 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
EPS$1.172016-12-31 → 2025-12-31
Free Cash Flow$80M2016-12-31 → 2025-12-31
Net margin17.5%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | OCFC | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 14.35Y avg ≈11.6 | ≈11.6 | 13.7 | Overvalued | |
| P/S | 2.45Y avg ≈2.9 | ≈2.9 | 3.9 | Undervalued | |
| P/B | 0.65Y avg ≈0.7 | ≈0.7 | 1.2 | Undervalued | |
| Price / FCF | 12.15Y avg ≈10.2 | ≈10.2 | · | · | |
| Price / Cash Flow | 11.05Y avg ≈9.0 | ≈9.0 | 10.1 | Overvalued | |
| Price / Tangible Book | 0.85Y avg ≈1.0 | ≈1.0 | · | · | |
| PEG Ratio | ≈5.2 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | OCFC | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 2.5%5Y avg ≈2.7% | ≈2.7% | 2.6% | In line | |
| Pretax Margin | 22.9%5Y avg ≈35.0% | ≈35.0% | 44.6% | Weak | |
| Net Profit Margin | 17.5%5Y avg ≈26.7% | ≈26.7% | 34.5% | Weak | |
| ROA | 0.51%5Y avg ≈0.83% | ≈0.83% | 1.2% | Weak | |
| ROE | 4.2%5Y avg ≈6.7% | ≈6.7% | 9.3% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | OCFC | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 5.4%5Y avg ≈1.5% | ≈1.5% | · | · | |
| Revenue CAGR 3Y | -2.5%5Y avg ≈0.46% | ≈0.46% | · | · | |
| Revenue CAGR 5Y | 0.92% | · | · | · | |
| EPS YoY | -29.1%5Y avg ≈9.7% | ≈9.7% | · | · | |
| Net Income YoY | -29.1%5Y avg ≈9.0% | ≈9.0% | · | · | |
| EPS CAGR 3Y | -21.5%5Y avg ≈-1.8% | ≈-1.8% | · | · | |
| EPS CAGR 5Y | 2.8% | · | · | · | |
| Net Income CAGR 3Y | -21.5%5Y avg ≈-2.2% | ≈-2.2% | · | · | |
| Net Income CAGR 5Y | 2.3% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | OCFC | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | In line |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield5.0%
Payout Ratio68.0%
Annualized Payout≈$0.80
5Y Div CAGR≈3.3%
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 10, 2026 | $0.20 | USD | ≈4.2% |
| Apr 27, 2026 | $0.20 | USD | ≈4.2% |
| Feb 2, 2026 | $0.20 | USD | ≈4.2% |
| Nov 3, 2025 | $0.20 | USD | ≈4.4% |
| Aug 4, 2025 | $0.20 | USD | ≈4.9% |
| May 5, 2025 | $0.20 | USD | ≈4.7% |
| Feb 3, 2025 | $0.20 | USD | ≈4.6% |
| Nov 4, 2024 | $0.20 | USD | ≈4.5% |
| Aug 5, 2024 | $0.20 | USD | ≈5.0% |
| May 3, 2024 | $0.20 | USD | ≈5.2% |
| Feb 2, 2024 | $0.20 | USD | ≈4.9% |
| Nov 3, 2023 | $0.20 | USD | ≈5.7% |
| Aug 4, 2023 | $0.20 | USD | ≈4.3% |
| May 5, 2023 | $0.20 | USD | ≈5.7% |
| Feb 3, 2023 | $0.20 | USD | ≈3.1% |
| Nov 4, 2022 | $0.20 | USD | ≈3.2% |
| Aug 5, 2022 | $0.20 | USD | ≈3.4% |
| May 6, 2022 | $0.17 | USD | ≈3.6% |
| Feb 4, 2022 | $0.17 | USD | ≈3.0% |
| Nov 5, 2021 | $0.17 | USD | ≈3.1% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.06%
Next Report
Oct 20, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 22, 2026 | $0.43 | $0.43 | 0.05% |
| March 31, 2026 | $0.43 | $0.41 | 5.9% | |
| Dec. 31, 2025 | $0.41 | $0.39 | 4.9% | |
| Sept. 30, 2025 | $0.36 | $0.36 | -0.17% | |
| June 30, 2025 | $0.31 | $0.34 | -8.8% | |
| March 31, 2025 | $0.35 | $0.36 | -1.5% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Expenses | $296M | $246M | $249M | $235M | $227M | $246M | $189M | $186M | $127M | $103M | $61M | $58M | |
| Interest Expense | · | · | $238M | $54M | $37M | $67M | $53M | $36M | $20M | $13M | $9M | $8M | |
| Interest Income | $642M | $642M | $608M | $431M | $342M | $380M | $309M | $277M | $189M | $133M | $86M | $80M | |
| Pretax Income | $93M | $131M | $137M | $194M | $142M | $81M | $107M | $86M | $65M | $35M | $31M | $31M | |
| Income Tax | $21M | $30M | $33M | $47M | $32M | $18M | $19M | $14M | $23M | $12M | $11M | $11M | |
| Net Income | $71M | $100M | $104M | $147M | $110M | $63M | $89M | $72M | $42M | $23M | $20M | $20M | |
| EPS (Basic) | $1.17 | $1.65 | $1.70 | $2.43 | $1.79 | $1.02 | $1.77 | $1.54 | $1.32 | $1.00 | $1.22 | $1.19 | |
| EPS (Diluted) | $1.17 | $1.65 | $1.70 | $2.42 | $1.78 | $1.02 | $1.75 | $1.51 | $1.28 | $0.98 | $1.21 | $1.19 | |
| Shares (Basic) | 57,419,000 | 58,296,000 | 58,948,000 | 58,730,000 | 59,406,000 | 59,919,000 | 50,166,000 | 46,773,000 | 32,113,000 | 23,093,000 | 16,600,000 | 16,687,000 | |
| Shares (Diluted) | 57,425,000 | 58,297,000 | 58,957,000 | 58,878,000 | 59,649,000 | 60,072,000 | 50,746,000 | 47,657,000 | 33,125,000 | 23,526,000 | 16,811,000 | 16,797,000 | |
| EBITDA | $10M | $11M | $12M | $12M | $9M | $8M | $8M | $9M | $6M | · | · | · |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | · | · | · | · | · | · | $103M | $111M | $102M | $71M | $28M | $25M | |
| PP&E (Gross) | · | · | · | · | · | · | · | $168M | $161M | $126M | $70M | $61M | |
| Accum. Depreciation | · | · | · | · | · | · | · | $56M | $59M | $55M | $41M | $36M | |
| Goodwill | $517M | $523M | $506M | $506M | $500M | $500M | $375M | $338M | $151M | $145M | $2M | · | |
| Intangibles | $9M | $13M | $10M | $13M | $18M | $24M | $16M | $17M | $9M | $11M | $256.0K | · | |
| Total Assets | $14.56B | $13.42B | $13.54B | $13.10B | $11.74B | $11.45B | $8.25B | $7.52B | $5.42B | $5.17B | $2.59B | $2.36B | |
| Total Liabilities | $12.90B | $11.72B | $11.88B | $11.52B | $10.22B | $9.96B | $7.09B | $6.48B | $4.81B | $4.60B | $2.35B | $2.14B | |
| Long-term Debt | $255M | $198M | $196M | $195M | $229M | $235M | · | · | · | · | · | · | |
| Common Stock | $625.0K | $613.0K | $613.0K | $612.0K | $611.0K | $609.0K | $519.0K | $483.0K | $336.0K | $336.0K | $336.0K | $336.0K | |
| Paid-in Capital | · | · | · | · | · | · | · | · | · | · | · | $265M | |
| Retained Earnings | $663M | $642M | $593M | $541M | $442M | $378M | $359M | $305M | $271M | $238M | $229M | $218M | |
| Treasury Stock | $116M | $91M | $69M | $69M | $62M | $26M | $37M | $11M | $16M | $23M | $252M | $255M | |
| AOCI | $-2M | $-16M | $-21M | $-36M | $-3M | $621.0K | $-1M | $-3M | $-5M | $-6M | $-6M | $-7M | |
| Stockholders' Equity | $1.66B | $1.70B | $1.66B | $1.58B | $1.52B | $1.48B | $1.15B | $1.04B | $602M | $572M | $238M | $218M | |
| Liabilities + Equity | $14.56B | $13.42B | $13.54B | $13.10B | $11.74B | $11.45B | $8.25B | $7.52B | $5.42B | $5.17B | $2.59B | $2.36B | |
| Shares Outstanding | 57,390,569 | 58,554,871 | 59,447,684 | 59,144,128 | 59,175,046 | 60,392,043 | 50,405,048 | 47,951,168 | 32,596,893 | 32,136,892 | 17,286,557 | 16,901,653 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $10M | $11M | $12M | $12M | $9M | $8M | $8M | $9M | $6M | $5M | $3M | $3M | |
| Stock-based Comp | $5M | $6M | $6M | $7M | $5M | $4M | $4M | $3M | $2M | $2M | $1M | $928.0K | |
| Deferred Tax | $3M | $-337.0K | $3M | $2M | $4M | $-5M | $16M | $-5M | $35M | $6M | $1M | $82.0K | |
| Amort. of Intangibles | $4M | $3M | $4M | $5M | · | · | · | $4M | $2M | $623.0K | $21.0K | · | |
| Restructuring | $12M | $0 | $0 | · | · | · | · | · | · | · | · | · | |
| Other Non-cash | $-2M | $-24M | $-1M | $84M | $32M | $61M | $-17M | $13M | $-6M | · | · | · | |
| Operating Cash Flow | $87M | $92M | $124M | $250M | $160M | $133M | $100M | $93M | $80M | $33M | $28M | $28M | |
| CapEx | $8M | $8M | $8M | $16M | $42M | $15M | $5M | $11M | $49M | $7M | $4M | $4M | |
| Investing Cash Flow | $-1.18B | $106M | $-488M | $-1.32B | $-1.48B | $-22M | $-172M | $49M | $-455M | $272M | $-95M | $-111M | |
| Stock Repurchased | $25M | $21M | $0 | $7M | $36M | $15M | $26M | $11M | $0 | $2M | $6M | $9M | |
| Net Stock Activity | $-25M | $-21M | $0 | $-7M | $-36M | $-15M | $-26M | $-11M | $0 | $-2M | $-6M | $-9M | |
| Dividends Paid | $48M | $51M | $51M | $48M | $45M | $43M | $34M | $30M | $19M | $13M | $9M | $8M | |
| Financing Cash Flow | $1.10B | $-229M | $349M | $1.01B | $224M | $1.07B | $83M | $-128M | $183M | $-48M | $75M | $86M | |
| Net Change in Cash | $12M | $-30M | $-14M | $-57M | $-1.09B | $1.19B | $11M | $13M | $-192M | $257M | $8M | $2M | |
| Taxes Paid | $21M | $34M | $29M | · | · | · | · | · | · | · | · | · | |
| Free Cash Flow | $80M | $85M | $117M | $234M | $118M | $118M | $95M | $81M | $31M | $26M | $25M | $24M | |
| Levered FCF | · | · | $-65M | $194M | $89M | $66M | $52M | $51M | $19M | $18M | $19M | $19M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 17.5% | 26.0% | 25.8% | 33.6% | 30.8% | 16.4% | 29.7% | 26.1% | 21.6% | 16.4% | 21.8% | 21.9% | |
| Pretax Margin | 22.9% | 34.0% | 33.9% | 44.4% | 39.8% | 20.9% | 36.0% | 31.1% | 33.3% | 25.0% | 33.5% | 33.6% | |
| EBITDA Margin | 2.5% | 2.8% | 3.1% | 2.7% | 2.6% | 2.2% | 2.8% | 3.2% | 3.2% | · | · | · | |
| ROA | 0.51% | 0.74% | 0.78% | 1.2% | 0.95% | 0.64% | 1.1% | 1.1% | 0.80% | 0.59% | 0.82% | 0.86% | |
| ROE | 4.2% | 5.9% | 6.4% | 9.4% | 7.3% | 4.3% | 7.7% | 7.0% | 7.1% | 4.7% | 8.6% | 9.1% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $28.97 | $29.06 | $27.94 | $26.79 | $25.63 | $24.57 | $22.88 | $21.68 | $18.47 | $17.80 | $13.79 | $12.91 | |
| Revenue / Share | $7.05 | $6.59 | $6.84 | $7.41 | $5.99 | $6.44 | $5.88 | $5.78 | $5.93 | $5.98 | $5.55 | $5.41 | |
| Cash Flow / Share | $1.52 | $1.58 | $2.11 | $4.25 | $2.68 | $2.21 | $1.98 | $1.94 | $2.42 | $1.39 | $1.69 | $1.64 | |
| Dividend / Share | $0.80 | $0.80 | $0.80 | $0.74 | $0.68 | $0.68 | $0.68 | $0.62 | · | · | · | · | |
| EPS (TTM) | $1.17 | $1.65 | $1.70 | $2.42 | $1.78 | $1.02 | $1.75 | $1.51 | $1.28 | $0.98 | $1.21 | $1.19 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 5.4% | -4.7% | -7.6% | 22.2% | -7.6% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | -2.5% | 2.5% | 1.4% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 0.92% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | -29.1% | -2.9% | -29.8% | 36.0% | 74.5% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | -21.5% | -2.5% | 18.6% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 2.8% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | -29.1% | -3.8% | -29.0% | 33.2% | 73.9% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | -21.5% | -3.1% | 18.0% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 2.3% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 2.4% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $405M | $384M | $403M | $437M | $357M | $387M | $298M | $275M | $196M | $141M | $93M | $91M | |
| Net Income TTM | $71M | $100M | $104M | $147M | $110M | $63M | $89M | $72M | $42M | $23M | $20M | $20M | |
| Market Cap | $1.03B | $1.06B | $1.03B | $1.26B | $1.31B | $1.13B | $1.29B | $1.08B | $856M | $965M | $346M | $290M | |
| P/E | 15.3 | 11.0 | 10.2 | 8.8 | 12.5 | 18.3 | 14.6 | 14.9 | 20.5 | 30.6 | 16.6 | 14.4 | |
| P/S | 2.5 | 2.8 | 2.6 | 2.9 | 3.7 | 2.9 | 4.3 | 3.9 | 4.4 | 6.9 | 3.7 | 3.2 | |
| P/B | 0.6 | 0.6 | 0.6 | 0.8 | 0.9 | 0.8 | 1.1 | 1.0 | 1.4 | 1.7 | 1.5 | 1.3 | |
| P / Tangible Book | 0.9 | 0.9 | 0.9 | 1.2 | 1.3 | 1.2 | · | · | · | · | · | · | |
| P / Cash Flow | 11.8 | 11.5 | 8.3 | 5.0 | 8.2 | 8.5 | 12.8 | 11.7 | 10.7 | 29.4 | 12.2 | 10.5 | |
| P / FCF | 13.0 | 12.5 | 8.9 | 5.4 | 11.1 | 9.5 | 13.5 | 13.3 | 27.2 | 36.9 | 14.1 | 12.3 | |
| Dividend Yield | 4.7% | 4.8% | 5.0% | 3.8% | 3.4% | 3.8% | 2.7% | 2.7% | 2.2% | 1.3% | 2.5% | 2.8% | |
| Earnings Yield | 6.5% | 9.1% | 9.8% | 11.4% | 8.0% | 5.5% | 6.9% | 6.7% | 4.9% | 3.3% | 6.0% | 6.9% | |
| Payout Ratio | 68.0% | 50.8% | 49.3% | 32.4% | 40.4% | 67.8% | 38.7% | 41.1% | 45.4% | 54.7% | 42.8% | 41.4% | |
| Annual Payout | $48M | $51M | $51M | $48M | $45M | $43M | $34M | $30M | $19M | $13M | $9M | $8M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Expenses | $130M | $73M | $84M | $76M | $71M | $64M | $65M | $64M | $59M | $59M | $60M | $64M | $63M | $61M | $60M | $59M | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $75M | · | $67M | $58M | $40M | · | $15M | |
| Interest Income | $210M | $168M | $172M | $162M | $155M | $154M | $160M | $162M | $159M | $162M | $160M | $158M | $150M | $139M | $130M | $110M | |
| Pretax Income | $-3M | $27M | $17M | $23M | $25M | $28M | $27M | $33M | $32M | $39M | $36M | $27M | $37M | $37M | $71M | $51M | |
| Income Tax | $496.0K | $7M | $4M | $5M | $6M | $7M | $5M | $7M | $7M | $11M | $9M | $6M | $9M | $9M | $17M | $12M | |
| Net Income | $-3M | $21M | $13M | $17M | $19M | $22M | $22M | $25M | $24M | $29M | $28M | $21M | $28M | $28M | $53M | $39M | |
| EPS (Basic) | $-0.04 | $0.36 | $0.24 | $0.30 | $0.28 | $0.35 | $0.36 | $0.42 | $0.40 | $0.47 | $0.46 | $0.33 | $0.45 | $0.46 | $0.89 | $0.64 | |
| EPS (Diluted) | $-0.04 | $0.36 | $0.24 | $0.30 | $0.28 | $0.35 | $0.36 | $0.42 | $0.40 | $0.47 | $0.46 | $0.33 | $0.45 | $0.46 | $0.89 | $0.64 | |
| Shares (Basic) | 70,239,000 | 57,043,000 | · | 57,031,000 | 57,738,000 | 58,102,000 | · | 58,065,000 | 58,356,000 | 58,789,000 | · | 59,104,000 | 59,147,000 | 58,774,000 | · | 58,681,000 | |
| Shares (Diluted) | 70,239,000 | 57,048,000 | · | 57,036,000 | 57,740,000 | 58,111,000 | · | 58,068,000 | 58,357,000 | 58,791,000 | · | 59,111,000 | 59,153,000 | 58,918,000 | · | 58,801,000 | |
| EBITDA | · | $3M | · | · | · | $3M | · | · | · | $3M | · | · | · | $3M | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Goodwill | $530M | $517M | $517M | $523M | $523M | $523M | $523M | $506M | $506M | $506M | · | $506M | $506M | $506M | · | $506M | |
| Intangibles | $91M | $8M | $9M | $10M | $11M | $12M | $13M | $7M | $8M | $9M | · | $10M | $11M | $12M | · | $15M | |
| Total Assets | $23.27B | $14.56B | $14.56B | $14.32B | $13.33B | $13.31B | $13.42B | $13.49B | $13.32B | $13.42B | · | $13.50B | $13.54B | $13.56B | · | $12.68B | |
| Total Liabilities | $20.86B | $12.89B | $12.90B | $12.67B | $11.68B | $11.60B | $11.72B | $11.79B | $11.65B | $11.75B | · | $11.86B | $11.91B | $11.94B | · | $11.14B | |
| Long-term Debt | · | · | $255M | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | · | $629.0K | $625.0K | $625.0K | $625.0K | $625.0K | $613.0K | $613.0K | $613.0K | $613.0K | · | $613.0K | $613.0K | $613.0K | · | $612.0K | |
| Retained Earnings | $657M | $672M | $663M | $661M | $655M | $651M | $642M | $632M | $620M | $608M | · | $578M | $570M | $555M | · | $500M | |
| Treasury Stock | $117M | $119M | $116M | $115M | $115M | $98M | $91M | $91M | $89M | $84M | · | $69M | $69M | $69M | · | $69M | |
| AOCI | $-3M | $-5M | $-2M | $-9M | $-11M | $-13M | $-16M | $-12M | $-17M | $-19M | · | $-29M | $-30M | $-29M | · | $-38M | |
| Stockholders' Equity | $2.41B | $1.67B | $1.66B | $1.65B | $1.64B | $1.71B | $1.70B | $1.69B | $1.68B | $1.67B | · | $1.64B | $1.63B | $1.61B | · | $1.54B | |
| Liabilities + Equity | $23.27B | $14.56B | $14.56B | $14.32B | $13.33B | $13.31B | $13.42B | $13.49B | $13.32B | $13.42B | · | $13.50B | $13.54B | $13.56B | · | $12.68B | |
| Shares Outstanding | · | 57,600,069 | 57,390,569 | 57,388,603 | 57,383,975 | 58,383,525 | 58,554,871 | 58,397,094 | 58,481,418 | 58,812,498 | · | 59,421,498 | 59,420,859 | 59,486,086 | · | 59,138,507 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| Stock-based Comp | $3M | $953.0K | $1M | $869.0K | $808.0K | $2M | $2M | $1M | $2M | $2M | $944.0K | $2M | $2M | $2M | $2M | $2M | |
| Deferred Tax | $1M | $-2.0K | $3M | $14.0K | $62.0K | $-101.0K | $-1M | $15.0K | $-502.0K | $1M | $3M | $-60.0K | $-17.0K | $-16.0K | $2M | $-19.0K | |
| Amort. of Intangibles | $3M | $848.0K | $888.0K | $900.0K | $906.0K | $940.0K | $876.0K | $803.0K | $810.0K | $844.0K | · | · | · | · | · | · | |
| Restructuring | $-71.0K | $128.0K | $7M | $4M | $0 | $0 | $0 | $0 | · | · | · | · | · | · | · | · | |
| Other Non-cash | · | $1M | · | · | · | $-27M | · | · | · | $12M | · | · | · | $-8M | · | · | |
| Operating Cash Flow | $36M | $25M | $36M | $24M | $29M | $-2M | $45M | $-22M | $24M | $46M | $-27M | $55M | $72M | $24M | $40M | $84M | |
| CapEx | $3M | $2M | $3M | $2M | $1M | $2M | $2M | $1M | $4M | $680.0K | $2M | $1M | $3M | $2M | $2M | $3M | |
| Investing Cash Flow | $419M | $-2M | $-387M | $-888M | $-24M | $124M | $-9M | $-154M | $148M | $121M | $-342M | $9M | $-8M | $-147M | $-412M | $-235M | |
| Stock Repurchased | $4M | $3M | $558.0K | $42.0K | $17M | $7M | $-5.0K | $1M | $5M | $15M | $0 | $0 | $0 | $0 | $0 | $0 | |
| Net Stock Activity | · | $-3M | · | · | · | $-7M | · | · | · | $-15M | · | · | · | $0 | · | · | |
| Dividends Paid | $12M | $11M | $11M | $11M | $13M | $13M | $13M | $13M | $13M | $13M | $13M | $13M | $13M | $13M | $13M | $13M | |
| Financing Cash Flow | $-318M | $-22M | $212M | $967M | $2M | $-82M | $-127M | $209M | $-121M | $-190M | $114M | $-112M | $-102M | $451M | $369M | $133M | |
| Net Change in Cash | $137M | $2M | $-139M | $104M | $7M | $40M | $-91M | $33M | $51M | $-23M | $-255M | $-49M | $-38M | $328M | $-3M | $-18M | |
| Free Cash Flow | · | $23M | · | · | · | $-4M | · | · | · | $45M | · | · | · | $22M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-10M | · | · | · | $-8M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -2.3% | 19.9% | · | 16.8% | 19.2% | 22.0% | · | 25.9% | 26.1% | 29.1% | · | 20.3% | 27.5% | 27.6% | · | 34.8% | |
| Pretax Margin | -1.9% | 26.2% | · | 21.9% | 25.0% | 28.9% | · | 33.7% | 33.8% | 39.8% | · | 26.5% | 36.5% | 36.2% | · | 46.0% | |
| EBITDA Margin | · | 2.6% | · | · | · | 2.6% | · | · | · | 2.9% | · | · | · | 3.1% | · | · | |
| ROA | -0.02% | 0.15% | · | 0.12% | 0.14% | 0.16% | · | 0.19% | 0.18% | 0.21% | · | 0.16% | 0.21% | 0.22% | · | 0.32% | |
| ROE | -0.15% | 1.2% | · | 1.0% | 1.1% | 1.3% | · | 1.5% | 1.5% | 1.8% | · | 1.3% | 1.8% | 1.8% | · | 2.5% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | · | $28.98 | · | $28.80 | $28.63 | $29.26 | · | $29.00 | $28.66 | $28.31 | · | $27.55 | $27.35 | $27.06 | · | $26.03 | |
| Revenue / Share | $1.87 | $1.81 | · | $1.81 | $1.72 | $1.68 | · | $1.67 | $1.60 | $1.68 | · | $1.72 | $1.71 | $1.71 | · | $1.89 | |
| Cash Flow / Share | · | $0.44 | · | · | · | $-0.03 | · | · | · | $0.78 | · | · | · | $0.41 | · | · | |
| Dividend / Share | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | |
| EPS (TTM) | $0.86 | $1.18 | · | $1.29 | $1.41 | $1.53 | · | $1.75 | $1.66 | $1.71 | · | $2.13 | $2.44 | $2.46 | · | $1.90 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $442M | $410M | · | $396M | $390M | $384M | · | $388M | $393M | $401M | · | $438M | $447M | $444M | · | $393M | |
| Net Income TTM | $48M | $70M | · | $80M | $88M | $93M | · | $106M | $101M | $105M | · | $130M | $148M | $149M | · | $116M | |
| Market Cap | · | $1.04B | · | $1.01B | $1.01B | $993M | · | $1.09B | $929M | $965M | · | $860M | $928M | $1.10B | · | $1.10B | |
| P/E | 22.7 | 15.3 | · | 13.6 | 12.5 | 11.1 | · | 10.6 | 9.6 | 9.6 | · | 6.8 | 6.4 | 7.5 | · | 9.8 | |
| P/S | · | 2.5 | · | 2.5 | 2.6 | 2.6 | · | 2.8 | 2.4 | 2.4 | · | 2.0 | 2.1 | 2.5 | · | 2.8 | |
| P/B | · | 0.6 | · | 0.6 | 0.6 | 0.6 | · | 0.6 | 0.6 | 0.6 | · | 0.5 | 0.6 | 0.7 | · | 0.7 | |
| P / Tangible Book | · | 0.9 | · | 0.9 | 0.9 | 0.8 | · | 0.9 | 0.8 | 0.8 | · | 0.8 | 0.8 | 1.0 | · | 1.1 | |
| P / Cash Flow | · | 41.2 | · | · | · | -556.0 | · | · | · | 20.9 | · | · | · | 45.1 | · | · | |
| Dividend Yield | · | 4.5% | · | 4.9% | 5.0% | 5.1% | · | 4.7% | 5.5% | 5.3% | · | 5.9% | 5.5% | 4.5% | · | 4.2% | |
| Earnings Yield | 4.4% | 6.5% | · | 7.3% | 8.0% | 9.0% | · | 9.4% | 10.4% | 10.4% | · | 14.7% | 15.6% | 13.3% | · | 10.2% | |
| Payout Ratio | · | 55.9% | · | · | · | 59.0% | · | · | · | 44.8% | · | · | · | 45.8% | · | · | |
| Annual Payout | $46M | $47M | · | $49M | $51M | $51M | · | $51M | $51M | $51M | · | $51M | $51M | $49M | · | $46M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Net Income | $71M | $100M | $104M | $147M | $110M |
| Diluted EPS | $1.17 | $1.65 | $1.70 | $2.42 | $1.78 |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $80M | $85M | $117M | $234M | $118M |
Institutional owners (13F) 244 filers · $1.5B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
244
Value held
$1.5B
New positions
49
Exited positions
20
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 49 (+4 vs prior Q) | 20 (+6 vs prior Q) | 115 (+51 vs prior Q) | 38 (-19 vs prior Q) | +32.6M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $194,135,356 | 9,940,366 | 12.59% | Shares |
| WARBURG PINCUS LLC | $186,992,700 | 9,574,639 | 12.13% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $89,636,296 | 4,589,658 | 5.81% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $80,347,768 | 4,114,069 | 5.21% | Shares |
| STATE STREET CORP | $75,568,113 | 3,869,335 | 4.90% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $71,727,694 | 3,672,693 | 4.65% | Shares |
| VANGUARD GROUP INC | $61,157,767 | 3,407,118 | 3.97% | Shares |
| TWO SIGMA INVESTMENTS, LP | $46,993,262 | 2,406,209 | 3.05% | Shares |
| Invesco Ltd. | $46,704,353 | 2,391,416 | 3.03% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $42,993,508 | 2,200,983 | 2.79% | Shares |
| SYSTEMATIC FINANCIAL MANAGEMENT LP | $29,640,715 | 1,517,701 | 1.92% | Shares |
| ENDEAVOUR CAPITAL ADVISORS INC | $26,315,132 | 1,347,421 | 1.71% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $25,303,420 | 1,295,618 | 1.64% | Shares |
| MIRABELLA FINANCIAL SERVICES LLP | $25,245,279 | 1,292,641 | 1.64% | Shares |
| AMERICAN CENTURY COMPANIES INC | $23,208,671 | 1,188,360 | 1.51% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $21,006,702 | 1,075,612 | 1.36% | Shares |
| Nuveen, LLC | $17,834,386 | 913,179 | 1.16% | Shares |
| GAMCO INVESTORS, INC. ET AL | $16,862,846 | 863,433 | 1.09% | Shares |
| JPMORGAN CHASE & CO | $16,315,928 | 832,878 | 1.06% | Shares |
| GOLDMAN SACHS GROUP INC | $15,544,313 | 795,920 | 1.01% | Shares |
| NORTHERN TRUST CORP | $15,451,745 | 791,180 | 1.00% | Shares |
| UBS Group AG | $15,205,180 | 778,555 | 0.99% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $14,891,215 | 762,479 | 0.97% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $14,259,897 | 730,153 | 0.92% | Shares |
| Bank of New York Mellon Corp | $12,592,550 | 644,780 | 0.82% | Shares |
| CITADEL ADVISORS LLC | $12,411,842 | 635,527 | 0.80% | Shares |
| STRATEGIC VALUE BANK PARTNERS LLC | $12,251,813 | 627,333 | 0.79% | Shares |
| ROYCE & ASSOCIATES LP | $12,152,074 | 622,226 | 0.79% | Shares |
| AMERIPRISE FINANCIAL INC | $12,125,599 | 620,865 | 0.79% | Shares |
| Glenmede Investment Management, LP | $11,868,658 | 675,507 | 0.77% | Shares |
| FMR LLC | $11,579,530 | 592,910 | 0.75% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $11,254,319 | 576,258 | 0.73% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $10,853,348 | 555,727 | 0.70% | Shares |
| GLENMEDE TRUST CO NA | $10,650,041 | 545,317 | 0.69% | Shares |
| Glendon Capital Management LP | $10,537,255 | 539,542 | 0.68% | Shares |
| GABELLI FUNDS LLC | $10,486,634 | 536,950 | 0.68% | Shares |
| BANK OF AMERICA CORP /DE/ | $10,208,838 | 522,726 | 0.66% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $10,132,691 | 518,827 | 0.66% | Shares |
| MORGAN STANLEY | $9,558,104 | 489,405 | 0.62% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $9,556,146 | 489,306 | 0.62% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $9,277,844 | 475,056 | 0.60% | Shares |
| D. E. Shaw & Co., Inc. | $8,891,931 | 455,296 | 0.58% | Shares |
| Dana Investment Advisors, Inc. | $8,314,265 | 425,718 | 0.54% | Shares |
| TWO SIGMA ADVISERS, LP | $8,138,530 | 453,400 | 0.53% | Shares |
| Empowered Funds, LLC | $7,185,712 | 367,932 | 0.47% | Shares |
| PRUDENTIAL FINANCIAL INC | $5,222,478 | 267,408 | 0.34% | Shares |
| Foundry Partners, LLC | $5,156,667 | 303,155 | 0.33% | Shares |
| MENDON CAPITAL ADVISORS CORP | $4,949,371 | 253,424 | 0.32% | Shares |
| THIRD AVENUE MANAGEMENT LLC | $4,817,309 | 246,662 | 0.31% | Shares |
| Russell Investments Group, Ltd. | $4,637,832 | 237,472 | 0.30% | Shares |
Activists & 5%+ owners 5 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| WP Global Growth 14 Partners (Cayman), L.P., WPFS II Orion Investments GP, LLC, WPFS II Orion Investments, L.P., WPGG 14 Orion Investments GP, LLC, WPGG 14 Orion Investments, L.P., Warburg Pincus (Bermuda) Private Equity GP Ltd., Warburg Pincus (Callisto) Global Growth 14 (Cayman), L.P., Warburg Pincus (Cayman) Financial Sector II GP LLC, Warburg Pincus (Cayman) Financial Sector II GP, L.P., Warburg Pincus (Cayman) Global Growth 14 GP LLC, Warburg Pincus (Cayman) Global Growth 14 GP, L.P., Warburg Pincus (Europa) Global Growth 14 (Cayman), L.P., Warburg Pincus Financial Sector II (Cayman), L.P., Warburg Pincus Financial Sector II Partners (Cayman), L.P., Warburg Pincus Financial Sector II-E (Cayman), L.P., Warburg Pincus Global Growth 14 Partners (Cayman), L.P., Warburg Pincus Global Growth 14-B (Cayman), L.P., Warburg Pincus Global Growth 14-E (Cayman), L.P., Warburg Pincus LLC, Warburg Pincus Partners II (Cayman), L.P. | Aug. 19, 2026 | 9.90% | Amendment | · | SEC |
| WPGG 14 Orion Investments, L.P. ("WPGG14 Investor"), WPFS II Orion Investments, L.P. ("WPFSII Investor"), Warburg Pincus (Callisto) Global Growth 14 (Cayman), L.P. ("WP Callisto 14"), Warburg Pincus (Europa) Global Growth 14 (Cayman), L.P. ("WP Europa 14"), Warburg Pincus Global Growth 14-B (Cayman), L.P. ("WP Global Growth 14-B"), Warburg Pincus Global Growth 14-E (Cayman), L.P. ("WP Global Growth 14-E"), Warburg Pincus Global Growth 14 Partners (Cayman), L.P. ("Warburg Pincus Global Growth 14 Partners"), WP Global Growth 14 Partners (Cayman), L.P. ("WP Global Growth 14 Partners"), Warburg Pincus Financial Sector II (Cayman), L.P. ("WP Financial Sector II LP"), Warburg Pincus Financial Sector II-E (Cayman), L.P. ("WP Financial Sector II-E"), Warburg Pincus Financial Sector II Partners (Cayman), L.P. ("WP Financial Sector II Partners"), WPGG 14 Orion Investments GP, LLC, WPFS II Orion Investments GP, LLC, Warburg Pincus (Cayman) Global Growth 14 GP, L.P. ("WPGG Cayman 14 GP"), Warburg Pincus (Cayman) Global Growth 14 GP LLC ("WPGG Cayman 14 GP LLC"), Warburg Pincus (Cayman) Financial Sector II GP, L.P. ("WPFS Cayman II GP"), Warburg Pincus (Cayman) Financial Sector II GP LLC ("WPFS Cayman II GP LLC"), Warburg Pincus Partners II (Cayman), L.P. ("WPP II Cayman"), Warburg Pincus (Bermuda) Private Equity GP Ltd. ("WP Bermuda GP"), Warburg Pincus LLC ("WP LLC") | June 8, 2026 | 9.90% | Initial filing | Board campaign | SEC |
| (entity only) John R. Garbarino ×4 filings | Feb. 14, 2017 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person | May 12, 2006 | · | Initial filing | Passive investment | SEC |
| Undisclosed reporting person, Undisclosed reporting person | April 8, 2003 | · | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 56 insiders · 10 officers · 31 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Patrick Sean Barrett | Senior EVP & CFO | March 4, 2026 F | 147,350 | 0 | 0 | $0 |
| Michael J Fitzpatrick | Executive Vice President & CFO | Feb. 7, 2022 M | 164,605 | 0 | 0 | $0 |
| Vito Nardelli | President | Feb. 15, 2012 A | 24,971 | 0 | 0 | $0 |
| Joseph Lebel III | Senior EVP and COO | March 4, 2026 F | 320,152 | 0 | 0 | $0 |
| David Berninger | Senior EVP & CRO | March 4, 2026 F | 99,708 | 0 | 0 | $0 |
| Steven James Tsimbinos | Senior EVP & Corp. Secretary | March 4, 2026 F | 202,999 | 0 | 0 | $0 |
| Grace Vallacchi | Executive Vice President & CRO | March 8, 2023 F | 95,775 | 0 | 0 | $0 |
| John K Kelly | Senior VP/ Corporate Secretary | March 17, 2010 D | 25,698 | 0 | 0 | $0 |
| Eileen M Bergin | SVP & Chief Risk Officer | Feb. 20, 2008 A | 1,514 | 0 | 0 | $0 |
| Robert M Pardes | Executive Vice President | Aug. 6, 2007 M | 5,417 | 0 | 0 | $0 |
| John R Buran | Director | June 3, 2026 F | 78,292 | 0 | 3 | $-6,610,026 |
| Dalila Wilson-Scott | Director | Feb. 27, 2026 A | 9,117 | 0 | 0 | $0 |
| Robert C Garrett | Director | Feb. 27, 2026 A | 8,971 | 0 | 0 | $0 |
| John F Barros | Director | Feb. 27, 2026 A | 9,363 | 0 | 0 | $0 |
| Patricia Lynne Turner | Director | Feb. 27, 2026 A | 15,846 | 0 | 0 | $0 |
| Joseph M. Murphy Jr. | Director | Feb. 27, 2026 A | 182,964 | 0 | 0 | $0 |
| Kimberly M Guadagno | Director | Feb. 27, 2026 A | 20,906 | 0 | 0 | $0 |
| Jack M. Farris | Director | Feb. 27, 2026 A | 22,406 | 0 | 0 | $0 |
| Steven Scopellite | Director | Feb. 27, 2026 A | 16,711 | 0 | 0 | $0 |
| Nicos Katsoulis | Director | Feb. 27, 2026 A | 31,096 | 0 | 0 | $0 |
| Grace C Torres | Director | Feb. 27, 2026 A | 24,158 | 0 | 0 | $0 |
| Anthony R Coscia | Director | Feb. 27, 2026 A | 60,489 | 0 | 0 | $0 |
| Michael D Devlin | Director | Feb. 28, 2024 A | 57,577 | 0 | 0 | $0 |
| John E Walsh | Director | Feb. 28, 2024 A | 51,882 | 0 | 0 | $0 |
| John K Lloyd | Director | Feb. 28, 2022 A | 14,766 | 0 | 0 | $0 |
| Angelo Catania | Director | Feb. 28, 2022 A | 38,683 | 0 | 0 | $0 |
| William D Moss | Director | Aug. 26, 2021 G | 88,890 | 0 | 0 | $0 |
| Steven E Brady | Director | Feb. 28, 2020 A | 95,539 | 0 | 0 | $0 |
| Samuel Young | Director | Feb. 28, 2020 A | 19,098 | 0 | 0 | $0 |
| Diane F Rhine | Director | Feb. 28, 2019 A | 36,368 | 0 | 0 | $0 |
| Mark G Solow | Director | Feb. 28, 2019 A | 21,184 | 0 | 0 | $0 |
| Donald E Mclaughlin | Director | Feb. 12, 2018 M | 37,347 | 0 | 0 | $0 |
| Dorothy Mccrosson | Director | Jan. 24, 2018 A | 9,810 | 0 | 0 | $0 |
| Joseph J Burke | Director | Jan. 24, 2018 A | 22,176 | 0 | 0 | $0 |
| John R Garbarino | Director | May 23, 2017 S | 242,351 | 0 | 0 | $0 |
| John W Chadwick | Director | March 19, 2014 A | 12,741 | 0 | 0 | $0 |
| Carl Feltz JR | Director | Feb. 18, 2011 A | 96,823 | 0 | 0 | $0 |
| James G Kiley | Director | May 18, 2005 A | 1,000 | 0 | 0 | $0 |
| Thomas F Curtin | Director | Sept. 10, 2004 M | 30,146 | 0 | 0 | $0 |
| Frederick E Schlosser | Director | May 28, 2004 A | 71,392 | 0 | 0 | $0 |
| OCEANFIRST FOUNDATION | 10% owner | July 29, 2010 D | 1,375,410 | 0 | 0 | $0 |
| Brian Schaeffer | · | Aug. 31, 2026 S | 83,068 | 0 | 1 | $-103,950 |
| Caren C Yoh | · | June 1, 2026 A | 52,262 | 0 | 0 | $0 |
| Alfred A Dellibovi | · | June 1, 2026 A | 52,262 | 0 | 0 | $0 |
| Sam Sang Ki Han | · | June 1, 2026 A | 65,323 | 0 | 0 | $0 |
| Steven J Diorio | · | June 1, 2026 A | 52,190 | 0 | 0 | $0 |
| Louis C Grassi | · | June 1, 2026 A | 104,737 | 0 | 0 | $0 |
| Michele B Estep | · | March 4, 2026 F | 177,682 | 0 | 0 | $0 |
| Christopher Maher | · | March 4, 2026 F | 368,621 | 0 | 0 | $0 |
| Patrick Chong | · | Feb. 23, 2026 A | 1,540 | 0 | 0 | $0 |
| Angela K Ho | · | March 5, 2024 S | 22,006 | 0 | 0 | $0 |
| Anthony Giordano III | · | March 5, 2024 S | 20,479 | 0 | 0 | $0 |
| Karthik Sridharan | · | March 8, 2023 F | 103,949 | 0 | 0 | $0 |
| Joseph R Iantosca | · | March 19, 2019 S | 51,302 | 0 | 0 | $0 |
| Craig C Spengeman | · | March 16, 2016 A | 9,150 | 0 | 0 | $0 |
| James T Snyder | · | June 14, 2007 S | 23,747 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 37 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| DPST · Direxion Shares ETF Trust | 0.29% | 64,661 NS | July 31, 2026 | N-PORT |
| HAPS · Harbor ETF Trust | 0.21% | 18,192 NS | July 31, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.14% | 58,881 SH | Aug. 19, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.13% | 558,868 NS | July 31, 2026 | N-PORT |
| EBIT · Harbor ETF Trust | 0.11% | 652 NS | July 31, 2026 | N-PORT |
| JPSE · J.P. Morgan Exchange-Traded Fund Tr… | 0.09% | 28,920 NS | July 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.08% | 58,716 SH | Aug. 19, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.08% | 120,426 SH | Oct. 2, 2026 | Daily |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0.06% | 22,435 NS | July 31, 2026 | N-PORT |
| RSSL · Global X Funds | 0.05% | 40,426 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.05% | 2,162,270 SH | Sept. 11, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.05% | 487,101 SH | Aug. 19, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.05% | 341,931 NS | July 31, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.04% | 6,624 SH | Oct. 2, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.04% | 319,273 NS | July 31, 2026 | N-PORT |
| IWO · iShares Trust | 0.02% | 166,151 SH | Sept. 11, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.02% | 988,416 SH | Aug. 19, 2026 | Daily |
| VTWG · VANGUARD SCOTTSDALE FUNDS | 0.02% | 17,743 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.02% | 132,925 SH | Aug. 19, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.02% | 5,294 NS | July 31, 2026 | N-PORT |
| FNCL · FIDELITY COVINGTON TRUST | 0.02% | 21,406 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.01% | 5,261 SH | Sept. 11, 2026 | Daily |
| TILT · FlexShares Trust | 0.01% | 13,480 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.01% | 214,577 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 8,354 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 4,780 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 173,003 SH | Sept. 11, 2026 | Daily |
| DFUV · Dimensional ETF Trust | 0.00% | 26,901 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 20,139 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 27,720 NS | July 31, 2026 | N-PORT |
| IWV · iShares Trust | 0.00% | 23,030 SH | Sept. 11, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 2,600,910 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 7,113 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 646,612 SH | Sept. 11, 2026 | Daily |
| SVAL · iShares Trust | · | 63,943 SH | Sept. 3, 2026 | Daily |
| ISCB · iShares Trust | · | 3,654 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 18,956 SH | Sept. 11, 2026 | Daily |
OCFC Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 13 analysts
BUY
Median target
$22.00
+31.1%
2 15.4%
Strong Buy
6 46.2%
Buy
5 38.5%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
6 analysts · 2026-09-20Mean target $22.25 +32.6%
← Below all targets
Current price $16.78
Low$21.00
Mean$22.25
High$25.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| OCFC | $1.03B | 15.3 | 5.4% | 17.5% | 4.2% | · |
| BY | $1.33B | 10.1 | 9.7% | 29.1% | 10.6% | · |
| LOB | · | 15.4 | 18.3% | 18.3% | 9.4% | · |
| BFC | $1.20B | 16.8 | 10.4% | 41.1% | 11.4% | · |
| TCBK | $1.53B | 12.8 | 4.1% | 227.5% | 9.4% | · |
| OBK | · | 15.7 | 9.9% | · | · | · |
| QCRH | $1.39B | 11.1 | 46.3% | 34.4% | 11.8% | · |
| RBCAA | · | · | 8.5% | 31.4% | 12.2% | · |
| CNOB | · | · | · | · | · | · |
| CASH | · | 9.4 | 5.3% | 22.1% | 22.1% | · |
| TFIN | $1.49B | 67.3 | 5.6% | 5.8% | 2.7% | · |
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Source: SEC 10-Q filed Aug 7, 2026