$25.61
▲ +$0.13
(+0.51%)
Vol 590K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$2.1B
P/E
20.5
ROE
4.9%
Margin
28.9%
D/E
13.92
Beta
0.79
Div Yield
4.20%
52W
$18–$26
Wall Street Consensus
13 analysts · Apr 20263
Strong Buy
6
Buy
4
Hold
0
Sell
0
Strong Sell
69.2%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.63 | $0.68 | +$0.05 |
| Sep 2025 | $0.64 | $0.64 | +$0.00 |
| Jun 2025 | $0.64 | $0.63 | $-0.01 |
| Mar 2025 | $0.54 | $0.57 | +$0.03 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $116.0M | $125.0M | $198.0M | $196.3M | $200.2M |
| Net Income | $28.1M | -$30.0M | $47.4M | $57.1M | $60.8M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 4.2% | 4.2% | 4.2% | 4.2% | 4.9% | 4.9% |
| P/E (TTM) | 26.42 | 26.70 | 26.54 | 25.69 | 20.41 | 20.50 |
| Net Margin | — | 28.9% | 28.9% | 28.9% | 28.9% | 28.9% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 17.61 | 17.61 | 17.61 | 17.61 | 17.16 | 13.92 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.6%
P/S (TTM)
2.57
P/B
1.0
EPS (TTM)
$1.20
CF/Share
$2.75
Rev Growth 3Y
+0.3%
52W High
$25.62
52W Low
$18.40
$18.40
52-Week Range
$25.62
Financial Health
Free Cash Flow
$66.1M
Net Debt
$29.1M
Cash
$294.1M
Total Debt
$323.1M
As of Dec 31, 2025
How does BUSE compare to Banking peers?
Peer group: Mid-cap Banking ($2B+) · 74 companies
BUSE valuation vs Banking peers
P/E ratio
20.5
▲
63%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
2.6
▲
8%
above
peers
(2.4)
vs Peers
vs Industry
Fair value
P/B ratio
1.0
▼
19%
below
peers
(1.2)
vs Peers
vs Industry
Undervalued
Div yield
4.2%
▲
15%
above
peers
(3.7%)
vs Peers
vs Industry
In line
BUSE profitability vs Banking peers
ROE
4.9%
▼
51%
below
peers
(9.9%)
vs Peers
vs Industry
Weak
Net margin
28.9%
▼
6%
below
peers
(30.9%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.6%
▼
44%
below
peers
(1.1%)
vs Peers
vs Industry
Weak
BUSE financial health vs Banking peers
D/E ratio
13.9
▼
11%
below
peers
(15.7)
vs Peers
vs Industry
In line
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.8
▼
9%
below
peers
(0.9)
vs Peers
vs Industry
More volatile
BUSE fundamentals radar
BUSE
Peer median
Industry
BUSE profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
BUSE vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
BRADSHAW STANLEY J
Director · Mar 19
400 shs
CASSENS MICHAEL DAVID
Director · Mar 16
750 shs
BRADSHAW STANLEY J
Director · Mar 06
1000 shs
CASSENS MICHAEL DAVID
Director · Feb 17
750 shs
FAUSS AMY
Chief Technology Officer · Jan 30
536 shs
JENSEN KAREN M.
Director · Jan 30
231 shs
BOWE MONICA L
Officer · Jan 30
550 shs
PHILLIPS SCOTT A
Officer · Jan 30
140 shs
WHITE TIFFANY B
Director · Jan 30
77 shs
JORSTAD CHIP S
Officer · Jan 30
376 shs
Last 90 days
Top Holders
Top 5: 31.97%Wellington Management Group…
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8.11%
$172.2M
Vanguard Group Inc
5.84%
$124.0M
Dimensional Fund Advisors LP
5.65%
$120.0M
State Street Corporation
3.39%
$72.0M
As of Dec 31, 2025
Dividends
$1.01
/ year
Jan 23, 2026
$0.2600
Oct 24, 2025
$0.2500
Jul 18, 2025
$0.2500
Apr 17, 2025
$0.2500
Jan 24, 2025
$0.2500
Oct 18, 2024
$0.2400
Jul 19, 2024
$0.2400
Apr 18, 2024
$0.2400