BWIN
NASDAQ
US
The Baldwin Insurance Group, Inc. - Class A Common Stock
$22.35
▲ +$0.82
(+3.81%)
Vol 1.3M
3
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$2.9B
ROE
-4.6%
Margin
-1.9%
D/E
265.23
Beta
1.32
52W
$21–$47
Wall Street Consensus
16 analysts · Apr 20265
Strong Buy
6
Buy
5
Hold
0
Sell
0
Strong Sell
68.8%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.29 | $0.31 | +$0.02 |
| Sep 2025 | $0.31 | $0.31 | +$0.00 |
| Jun 2025 | $0.43 | $0.42 | $-0.01 |
| Mar 2025 | $0.66 | $0.65 | $-0.01 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $323.4M | $408.5M | $374.3M | $362.6M | $342.9M |
| Net Income | — | -$20.2M | $13.9M | -$3.2M | -$18.7M | -$25.9M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | -2.9% | -2.9% | -2.9% | -2.9% | -4.6% | -4.6% |
| P/E (TTM) | — | — | — | — | — | — |
| Net Margin | -0.8% | -1.2% | -1.2% | -1.2% | -1.9% | -1.9% |
| Gross Margin | 29.0% | 27.6% | 27.6% | 27.6% | 27.2% | 27.2% |
| D/E Ratio | 256.19 | 256.19 | 256.19 | 256.19 | 265.23 | 265.23 |
| Current Ratio | 1.23 | 1.23 | 1.23 | 1.23 | 1.15 | 1.15 |
Key Ratios
ROA (TTM)
-0.8%
P/S (TTM)
1.92
P/B
7.8
EPS (TTM)
$-0.44
Rev Growth 3Y
+34.8%
52W High
$47.15
52W Low
$21.26
$21.26
52-Week Range
$47.15
Financial Health
Free Cash Flow
-$84K
Net Debt
$1.6B
Cash
$123.7M
Total Debt
$1.8B
As of Dec 31, 2025
How does BWIN compare to Insurance peers?
Peer group: Small-cap Insurance ($300M+) · 38 companies
BWIN valuation vs Insurance peers
P/E ratio
—
▼
0%
below
peers
(12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
1.9
▲
24%
above
peers
(1.6)
vs Peers
vs Industry
Overvalued
P/B ratio
7.8
▲
368%
above
peers
(1.7)
vs Peers
vs Industry
Overvalued
Div yield
—
▼
0%
below
peers
(2.1%)
vs Peers
vs Industry
In line
BWIN profitability vs Insurance peers
ROE
-4.6%
▼
128%
below
peers
(16.5%)
vs Peers
vs Industry
Weak
Net margin
-1.9%
▼
116%
below
peers
(11.8%)
vs Peers
vs Industry
Weak
Gross margin
27.2%
▼
23%
below
peers
(35.3%)
vs Peers
vs Industry
Weak
ROA
-0.8%
▼
124%
below
peers
(3.2%)
vs Peers
vs Industry
Weak
BWIN financial health vs Insurance peers
D/E ratio
265.2
▲
1744%
above
peers
(14.4)
vs Peers
vs Industry
High debt
Current ratio
1.2
▲
60%
above
peers
(0.7)
vs Peers
vs Industry
Below avg
Beta
1.3
▲
176%
above
peers
(0.5)
vs Peers
vs Industry
More volatile
BWIN fundamentals radar
BWIN
Peer median
Industry
BWIN profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
BWIN vs peers: key metrics
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