CARE logo
CARE NASDAQ US

Carter Bankshares, Inc. - Common Stock

Financials · Banking Website · IPO Feb 2007
$23.40
▲ +$0.05 (+0.21%)
Vol 418K
9
Quality Score
ok
Deep Check
1/5 fail
Mkt Cap
$434.2M
P/E
13.9
ROE
7.8%
Margin
26.0%
D/E
0.00
Beta
0.60
52W
$14–$21

Wall Street Consensus

9 analysts · Apr 2026
2
Strong Buy
6
Buy
1
Hold
0
Sell
0
Strong Sell
88.9%
Buy Rating

Price Chart

Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.36 $0.41 +$0.05
Sep 2025 $0.42 $0.26 $-0.16
Jun 2025 $0.33 $0.41 +$0.08
Mar 2025 $0.29 $0.39 +$0.10

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 8.0% 8.0% 8.0% 8.0% 7.8% 7.8%
P/E (TTM) 12.80 13.46 13.96 12.34 13.13 13.93
Net Margin 26.0% 26.0% 26.0% 26.0% 26.0%
Gross Margin
D/E Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Current Ratio

Key Ratios

ROA (TTM)
0.7%
P/S (TTM)
1.85
P/B
1.1
EPS (TTM)
$1.37
CF/Share
$2.01
Rev Growth 3Y
+0.2%
52W High
$20.63
52W Low
$13.61
$13.61 52-Week Range $20.63

How does CARE compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

CARE valuation vs Banking peers

P/E ratio
13.9
11% above peers (12.6)
vs Peers
vs Industry
Fair value
P/S ratio
1.9
20% below peers (2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.1
1% above peers (1.1)
vs Peers
vs Industry
Fair value
Div yield
0% below peers (3.0%)
vs Peers
vs Industry
Strong yield

CARE profitability vs Banking peers

ROE
7.8%
14% below peers (9.0%)
vs Peers
vs Industry
Weak
Net margin
26.0%
9% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
vs Peers
vs Industry
Weak
ROA
0.7%
31% below peers (1.0%)
vs Peers
vs Industry
Weak

CARE financial health vs Banking peers

D/E ratio
0.0
100% below peers (13.8)
vs Peers
vs Industry
Low debt
Current ratio
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.6
14% below peers (0.7)
vs Peers
vs Industry
Less volatile

CARE fundamentals radar

CARE Peer median Industry

CARE profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

CARE vs peers: key metrics