Earnings History
EPS actual vs estimate, surprise %, beat rate, next earnings date
14
Avg Surprise-308.5%
Period
Report
EPS Actual
EPS Est
Surprise
June 30, 2026
$0.69
$-1.16
159.5%
March 31, 2026
$0.68
$-1.17
158.2%
Dec. 31, 2025
$-5.83
$-0.78
-649.7%
Sept. 30, 2025
$-1.70
$-0.54
-214.0%
June 30, 2025
$-3.76
$-0.24
-1444.1%
March 31, 2025
$-0.48
$-0.59
18.4%
Dec. 31, 2024
$-1.76
$-0.61
-187.6%
Full Fundamentals
All metrics by year — income statement, balance sheet, cash flow
15
Income Statement10
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
·
·
·
·
·
·
·
$6M
$5M
$5M
Interest Expense
·
·
$22M
$5M
$7M
$14M
$18M
$16M
$12M
$11M
Interest Income
$96M
$90M
$80M
$66M
$60M
$64M
$67M
$64M
$58M
$54M
Pretax Income
$24M
$16M
$22M
$27M
$23M
$12M
$14M
$15M
$16M
$16M
Income Tax
$5M
$3M
$4M
$5M
$4M
$987.0K
$1M
$1M
$3M
$2M
Net Income
$19M
$14M
$18M
$22M
$19M
$11M
$13M
$14M
$13M
$14M
EPS (Basic)
$2.56
$1.86
$2.42
$2.95
$2.48
$1.37
$1.65
$1.78
$1.69
$1.77
EPS (Diluted)
$2.56
$1.86
$2.40
$2.91
$2.45
$1.34
$1.61
$1.74
$1.65
$1.73
Shares (Basic)
7,372,434
7,465,343
7,511,591
7,549,878
7,853,398
7,959,705
7,909,794
7,872,077
7,841,451
7,813,739
Shares (Diluted)
7,385,862
7,482,374
7,575,492
7,647,612
7,965,961
8,106,091
8,095,042
8,072,848
8,033,737
7,999,350
Balance Sheet14
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Cash & Equivalents
$26M
$25M
$34M
$39M
$105M
$247M
$61M
$73M
$31M
$23M
PP&E (Net)
$29M
$28M
$28M
$26M
$24M
$25M
$26M
$28M
$28M
$29M
PP&E (Gross)
$80M
$77M
$77M
$73M
$73M
$73M
$72M
$71M
$69M
$68M
Accum. Depreciation
$51M
$49M
$49M
$48M
$49M
$47M
$45M
$43M
$41M
$39M
Goodwill
$48M
$48M
$48M
$48M
$48M
$48M
$48M
$48M
$48M
$48M
Intangibles
·
·
$2.0K
$5.0K
$20.0K
$49.0K
$97.0K
$169.0K
$265.0K
$384.0K
Total Assets
$2.21B
$2.09B
$2.06B
$2.03B
$2.03B
$1.96B
$1.81B
$1.84B
$1.81B
$1.73B
Total Liabilities
$1.98B
$1.88B
$1.86B
$1.84B
$1.82B
$1.74B
$1.60B
$1.65B
$1.62B
$1.54B
Common Stock
$123M
$126M
$127M
$129M
$129M
$142M
$141M
$140M
$140M
$140M
Retained Earnings
$114M
$103M
$97M
$90M
$76M
$64M
$62M
$57M
$52M
$46M
AOCI
$-8M
$-21M
$-26M
$-37M
$2M
$8M
$2M
$-8M
$-3M
$-3M
Stockholders' Equity
$231M
$210M
$202M
$186M
$211M
$219M
$210M
$196M
$195M
$188M
Liabilities + Equity
$2.21B
$2.09B
$2.06B
$2.03B
$2.03B
$1.96B
$1.81B
$1.84B
$1.81B
$1.73B
Shares Outstanding
7,322,207
7,424,893
7,485,889
7,559,421
7,532,641
7,997,247
7,910,804
7,870,969
7,857,293
7,821,069
Cash Flow15
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Stock-based Comp
$341.0K
$476.0K
$782.0K
$610.0K
·
·
$523.0K
$612.0K
$640.0K
$573.0K
Deferred Tax
$38.0K
$-310.0K
$1M
$13.0K
$-523.0K
$-276.0K
$408.0K
$275.0K
$3M
$-282.0K
Amort. of Intangibles
·
·
$3.0K
$15.0K
$29.0K
$48.0K
$72.0K
$96.0K
$119.0K
$162.0K
Operating Cash Flow
$27M
$20M
$24M
$27M
$26M
$22M
$23M
$22M
$20M
$20M
CapEx
$3M
$2M
$4M
$3M
$2M
$2M
$1M
$2M
$2M
$4M
Investing Cash Flow
$-116M
$-38M
$-26M
$-106M
$-230M
$45M
$15M
$7M
$-82M
$-70M
Stock Issued
$1M
$2M
$2M
$2M
$2M
$4M
$5M
$7M
$6M
$5M
Stock Repurchased
$5M
$3M
$3M
·
·
·
·
·
·
·
Net Stock Activity
$-3M
$2M
$2M
$2M
$2M
$4M
$5M
$7M
$6M
·
Dividends Paid
$8M
$8M
$8M
$8M
$8M
$9M
$8M
$8M
$8M
$8M
Financing Cash Flow
$91M
$9M
$-3M
$13M
$63M
$119M
$-52M
$14M
$70M
$51M
Net Change in Cash
$1M
$-9M
$-5M
$-66M
$-141M
$186M
$-13M
$43M
$8M
$1M
Taxes Paid
$2M
$2M
$2M
·
·
·
·
·
·
·
Free Cash Flow
$23M
$18M
$20M
$24M
$24M
$20M
$22M
$20M
$15M
·
Levered FCF
·
·
$2M
$19M
$18M
$8M
$6M
$5M
$5M
·
Profitability4
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Net Margin
24.1%
19.7%
25.3%
30.0%
29.3%
16.8%
22.7%
247.9%
23.3%
·
Pretax Margin
30.7%
23.3%
30.4%
36.2%
35.1%
18.3%
25.1%
272.0%
28.6%
·
ROA
0.88%
0.67%
0.89%
1.1%
0.98%
0.58%
0.71%
0.77%
0.75%
·
ROE
8.4%
6.6%
9.4%
12.3%
9.0%
4.9%
6.2%
7.3%
6.8%
·
Efficiency1
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Asset Turnover
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
·
Per Share6
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Book Value / Share
$31.60
$28.32
$27.04
$24.63
$28.02
$27.33
$26.57
$24.84
$24.81
·
Revenue / Share
$10.63
$9.41
$9.47
$9.70
$8.35
$7.99
$7.10
$0.70
$7.06
·
Cash Flow / Share
$3.63
$2.62
$3.13
$3.52
$3.20
$2.71
$2.88
$2.73
$2.11
·
Cash / Share
$3.56
$3.31
$4.50
$5.15
$13.98
$30.84
$7.66
$9.33
$3.93
·
Dividend Paid / Share
$1.12
$1.12
$1.12
$1.09
$1.08
$1.08
$1.05
$1.04
$1.02
$0.98
EPS (TTM)
$2.56
$1.86
$2.40
$2.91
$2.45
$1.34
$1.61
$1.74
$1.65
$1.73
Growth Rates10
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue YoY
11.5%
-1.9%
-3.2%
11.5%
2.7%
·
·
·
·
·
Revenue CAGR 3Y
1.9%
1.9%
3.5%
·
·
·
·
·
·
·
Revenue CAGR 5Y
3.9%
·
·
·
·
·
·
·
·
·
EPS YoY
37.6%
-22.5%
-17.5%
18.8%
82.8%
·
·
·
·
·
EPS CAGR 3Y
-4.2%
-8.8%
21.4%
·
·
·
·
·
·
·
EPS CAGR 5Y
13.8%
·
·
·
·
·
·
·
·
·
Net Income YoY
36.1%
-23.5%
-18.3%
14.1%
79.1%
·
·
·
·
·
Net Income CAGR 3Y
-5.3%
-10.7%
18.6%
·
·
·
·
·
·
·
Net Income CAGR 5Y
11.7%
·
·
·
·
·
·
·
·
·
Dividends Paid CAGR 5Y
-1.1%
·
·
·
·
·
·
·
·
·
Valuation (TTM)13
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue TTM
$6M
$6M
$6M
$6M
$6M
$6M
$6M
$6M
$5M
$5M
Net Income TTM
$19M
$14M
$18M
$22M
$19M
$11M
$13M
$14M
$13M
$14M
Market Cap
$366M
$193M
$161M
$178M
$192M
$157M
$192M
$178M
$222M
·
P/E
19.5
14.0
9.0
8.1
10.4
14.6
15.1
13.0
17.1
16.1
P/S
63.9
33.7
28.1
31.0
33.6
27.3
33.6
31.4
41.2
·
P/B
1.6
0.9
0.8
1.0
0.9
0.7
0.9
0.9
1.1
·
P / Tangible Book
2.0
1.2
1.0
1.3
1.2
0.9
·
·
·
·
P / Cash Flow
13.7
9.8
6.8
6.6
7.5
7.1
8.3
8.1
13.1
·
P / FCF
15.7
11.0
8.2
7.5
8.0
7.6
8.8
9.0
14.8
·
Dividend Yield
2.2%
4.2%
5.1%
4.5%
4.4%
5.5%
4.3%
4.6%
3.6%
·
Earnings Yield
5.1%
7.2%
11.2%
12.4%
9.6%
6.9%
6.6%
7.7%
5.8%
6.2%
Payout Ratio
42.8%
58.7%
45.2%
36.3%
42.9%
78.3%
63.6%
58.3%
60.4%
·
Annual Payout
$8M
$8M
$8M
$8M
$8M
$9M
$8M
$8M
$8M
$8M
Income Statement9
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Interest Expense
·
·
·
·
·
·
·
$9M
$9M
$8M
·
$6M
$5M
$3M
·
$1M
Interest Income
$26M
$25M
$25M
$25M
$23M
$23M
$23M
$23M
$22M
$21M
$21M
$20M
$19M
$19M
$18M
$17M
Pretax Income
$6M
$6M
$7M
$6M
$6M
$5M
$5M
$4M
$4M
$4M
$5M
$5M
$6M
$6M
$8M
$7M
Income Tax
·
·
·
·
·
·
·
·
·
$511.0K
$726.0K
$937.0K
$918.0K
$1M
$1M
$1M
Net Income
$5M
$5M
$5M
$5M
$5M
$4M
$4M
$3M
$3M
$3M
$4M
$4M
$5M
$5M
$6M
$6M
EPS (Basic)
$0.69
$0.68
$0.64
$0.71
$0.68
$0.53
$0.53
$0.44
$0.47
$0.42
$0.51
$0.59
$0.62
$0.70
$0.84
$0.78
EPS (Diluted)
$0.69
$0.68
$0.64
$0.71
$0.68
$0.53
$0.54
$0.44
$0.46
$0.42
$0.51
$0.58
$0.61
$0.70
$0.83
$0.77
Shares (Basic)
7,330,929
7,325,789
·
7,357,977
7,383,338
7,419,739
·
7,454,097
7,477,310
7,493,334
·
7,495,168
7,498,584
7,556,585
·
7,555,333
Shares (Diluted)
7,337,378
7,329,058
·
7,371,652
7,398,109
7,432,162
·
7,473,184
7,494,828
7,507,739
·
7,570,374
7,567,527
7,634,417
·
7,650,950
Balance Sheet13
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Cash & Equivalents
$42M
$50M
$26M
$161M
$109M
$69M
$25M
$27M
$24M
$25M
·
$116M
$30M
$99M
·
$99M
PP&E (Net)
$29M
$29M
$29M
$29M
$28M
$28M
$28M
$28M
$28M
$28M
·
$27M
$26M
$26M
·
$25M
PP&E (Gross)
·
·
$80M
·
·
·
$77M
·
·
·
·
·
·
·
·
·
Accum. Depreciation
·
·
$51M
·
·
·
$49M
·
·
·
·
·
·
·
·
·
Goodwill
·
·
$48M
·
·
·
$48M
·
·
·
·
·
·
·
·
·
Total Assets
$2.22B
$2.25B
$2.21B
$2.26B
$2.16B
$2.10B
$2.09B
$2.11B
$2.06B
$2.06B
·
$2.12B
$2.04B
$2.08B
·
$2.06B
Total Liabilities
$1.97B
$2.02B
$1.98B
$2.03B
$1.94B
$1.89B
$1.88B
$1.89B
$1.86B
$1.86B
·
$1.93B
$1.85B
$1.89B
·
$1.89B
Common Stock
$135M
$123M
$123M
$124M
$125M
$126M
$126M
$125M
$126M
$127M
·
$128M
$126M
$128M
·
$129M
Retained Earnings
$120M
$117M
$114M
$111M
$108M
$105M
$103M
$101M
$100M
$98M
·
$96M
$93M
$91M
·
$85M
AOCI
$-9M
$-9M
$-8M
$-10M
$-14M
$-17M
$-21M
$-17M
$-28M
$-28M
·
$-42M
$-36M
$-30M
$-37M
$-43M
Stockholders' Equity
$249M
$234M
$231M
$227M
$220M
$216M
$210M
$213M
$202M
$201M
$202M
$185M
$188M
$193M
$186M
$177M
Liabilities + Equity
$2.22B
$2.25B
$2.21B
$2.26B
$2.16B
$2.10B
$2.09B
$2.11B
$2.06B
$2.06B
·
$2.12B
$2.04B
$2.08B
·
$2.06B
Shares Outstanding
7,628,809
7,333,319
7,322,207
7,350,567
7,361,684
7,408,010
7,424,893
7,438,720
7,474,016
7,488,101
7,485,889
7,490,557
7,496,826
7,540,015
7,559,421
7,564,348
Cash Flow13
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Stock-based Comp
$47.0K
$172.0K
$63.0K
$56.0K
$48.0K
$174.0K
$73.0K
$79.0K
$81.0K
$243.0K
$86.0K
$140.0K
·
·
·
·
Amort. of Intangibles
·
·
·
·
·
·
·
·
·
$0
·
$0
$1.0K
$1.0K
·
$4.0K
Operating Cash Flow
$8M
$4M
$12M
$3M
$8M
$5M
$7M
$4M
$6M
$3M
$5M
$4M
$7M
$8M
$6M
$6M
CapEx
$409.0K
$536.0K
$878.0K
$1M
$600.0K
$984.0K
$516.0K
$361.0K
$411.0K
$818.0K
$1M
$1M
$595.0K
$1M
$926.0K
$1M
Investing Cash Flow
$22M
$-18M
$-89M
$-43M
$-13M
$28M
$11M
$-35M
$-5M
$-10M
$-9M
$5M
$-34M
$12M
$-22M
$-13M
Stock Issued
$12M
$433.0K
$300.0K
$272.0K
$340.0K
$419.0K
$333.0K
$350.0K
$393.0K
$447.0K
$409.0K
$362.0K
$384.0K
$462.0K
$418.0K
$437.0K
Stock Repurchased
$224.0K
$402.0K
$1M
$609.0K
$2M
$1M
$657.0K
$1M
$662.0K
$740.0K
$509.0K
$497.0K
·
·
·
·
Net Stock Activity
·
$31.0K
·
·
·
$-726.0K
·
·
·
$447.0K
·
·
·
$462.0K
·
·
Dividends Paid
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
Financing Cash Flow
$-38M
$39M
$-58M
$93M
$44M
$12M
$-21M
$35M
$-2M
$-2M
$-79M
$77M
$-42M
$40M
$-44M
$24M
Net Change in Cash
$-8M
$24M
$-135M
$53M
$39M
$45M
$-3M
$4M
$-2M
$-8M
$-82M
$86M
$-69M
$60M
$-60M
$17M
Free Cash Flow
·
$3M
·
·
·
$4M
·
·
·
$3M
·
·
·
$6M
·
·
Levered FCF
·
·
·
·
·
·
·
·
·
$-4M
·
·
·
$4M
·
·
Profitability4
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Net Margin
22.4%
23.5%
·
25.6%
26.7%
21.9%
·
18.2%
20.3%
18.7%
·
24.9%
25.3%
28.5%
·
30.9%
Pretax Margin
27.5%
28.1%
·
30.7%
32.8%
26.9%
·
21.3%
23.8%
21.8%
·
30.2%
30.3%
34.4%
·
37.4%
ROA
0.23%
0.23%
·
0.24%
0.24%
0.19%
·
0.16%
0.17%
0.15%
·
0.21%
0.23%
0.26%
·
0.28%
ROE
2.1%
2.2%
·
2.4%
2.4%
1.9%
·
1.7%
1.8%
1.6%
·
2.4%
2.4%
2.7%
·
3.0%
Efficiency1
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Asset Turnover
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
Per Share6
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Book Value / Share
$32.60
$31.90
·
$30.94
$29.95
$29.10
·
$28.63
$27.06
$26.80
·
$24.71
$25.13
$25.64
·
$23.35
Revenue / Share
$3.06
$2.90
·
$2.78
$2.54
$2.43
·
$2.41
$2.29
$2.23
·
$2.34
$2.42
$2.44
·
$2.49
Cash Flow / Share
·
$0.52
·
·
·
$0.63
·
·
·
$0.45
·
·
·
$0.99
·
·
Cash / Share
$5.48
$6.83
·
$21.94
$14.75
$9.34
·
$3.68
$3.15
$3.37
·
$15.47
$3.99
$13.09
·
$13.08
Dividend Paid / Share
$0.28
$0.28
$0.28
$0.28
$0.28
$0.28
$0.28
$0.28
$0.28
$0.28
$0.28
$0.28
$0.28
$0.28
$0.28
$0.27
EPS (TTM)
$2.72
$2.71
·
$2.46
$2.19
$1.97
·
$1.83
$1.97
$2.12
·
$2.72
$2.91
$2.99
·
$2.71
Valuation (TTM)10
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Net Income TTM
$20M
$20M
·
$18M
$16M
$15M
·
$14M
$15M
$16M
·
$21M
$22M
$23M
·
$21M
Market Cap
$301M
$335M
·
$259M
$222M
$175M
·
$158M
$136M
$145M
·
$158M
$154M
$187M
·
$162M
P/E
14.5
16.9
·
14.3
13.8
12.0
·
11.6
9.2
9.2
·
7.7
7.0
8.3
·
7.9
P/B
1.2
1.4
·
1.1
1.0
0.8
·
0.7
0.7
0.7
·
0.9
0.8
1.0
·
0.9
P / Tangible Book
1.2
1.4
·
1.1
1.0
0.8
·
0.7
0.7
0.7
·
0.9
0.8
1.0
·
0.9
P / Cash Flow
·
88.6
·
·
·
37.2
·
·
·
43.5
·
·
·
24.7
·
·
Dividend Yield
2.7%
2.4%
·
3.1%
3.7%
4.6%
·
5.2%
6.0%
5.7%
·
5.2%
5.3%
4.3%
·
5.0%
Earnings Yield
6.9%
5.9%
·
7.0%
7.3%
8.3%
·
8.6%
10.8%
10.9%
·
12.9%
14.2%
12.1%
·
12.7%
Payout Ratio
·
41.1%
·
·
·
51.5%
·
·
·
66.9%
·
·
·
38.8%
·
·
Annual Payout
$8M
$8M
·
$8M
$8M
$8M
·
$8M
$8M
$8M
·
$8M
$8M
$8M
·
$8M
Most recent period on the left · null values shown as ·
Financial Statements
Income statement, balance sheet, cash flow — annual, last 5 years
16
Metric
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Net Income
$19M
$14M
$18M
$22M
$19M
Diluted EPS
$2.56
$1.86
$2.40
$2.91
$2.45
No data for this statement
Not enough fundamentals data to build this statement yet.
Metric
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Free Cash Flow
$23M
$18M
$20M
$24M
$24M
Institutional owners (13F)
60 filers
· $76.3M total
· As of June 30, 2026
17
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders60
Value held$76.3M
New positions27
Exited positions10
Institutional activity — Q2 2026 vs prior quarter
New positions
Exited positions
Increased
Decreased
Net shares change
27 (+13 vs prior Q)
10 (+7 vs prior Q)
16 (+4 vs prior Q)
5 (0 vs prior Q)
+548K
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders
46 insiders
· 17 officers · 32 directors