PLBC Plumas Bancorp - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 5, 2026
$62.54
· of 52w range
· above low
· to high
$39.8052w low
$64.0052w high
Market Cap (MRQ)
$436M
P/E
13.8
EPS
$4.54
your badges
52W Range
$40–$64
Analyst Rating
BUY
Price Target
$67
P/E
13.8
ROE
13.0%
Net Profit Margin
30.1%
Your badge strip is empty — pin a metric anywhere on this page.
PLBC Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$62.54
Market Cap (MRQ)
$436M
P/E
13.8
EPS
$4.54
Div Yield
1.8%
ROE
13.0%
52W Range
$40–$64
PLBC Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
range
bars
Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.
Stock splits
| Ex-date | Split | Type |
|---|---|---|
| Sept. 19, 2005 | 3-for-2 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
Revenue·2018-12-31 → 2020-12-31
EPS$4.542018-12-31 → 2025-12-31
Free Cash Flow$20M2018-12-31 → 2025-12-31
Net margin30.1%2018-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | PLBC | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 13.85Y avg ≈9.1 | ≈9.1 | 11.5 | Fair value | |
| P/S | 141.95Y avg ≈93.2 | ≈93.2 | 3.7 | Overvalued | |
| P/B (MRQ) | 1.65Y avg ≈1.6 | ≈1.6 | 1.1 | Overvalued | |
| Price / FCF (TTM) | 13.75Y avg ≈8.9 | ≈8.9 | · | · | |
| Price / Cash Flow (TTM) | 13.25Y avg ≈8.4 | ≈8.4 | 11.7 | Overvalued | |
| Price / Tangible Book (MRQ) | 1.75Y avg ≈1.7 | ≈1.7 | · | · | |
| PEG Ratio | ≈1.3 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | PLBC | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 1.6%5Y avg ≈1.7% | ≈1.7% | · | · | |
| Pretax Margin | 40.3%5Y avg ≈47.2% | ≈47.2% | 36.2% | Top tier | |
| Net Profit Margin | 30.1%5Y avg ≈35.0% | ≈35.0% | 29.5% | Top tier | |
| ROA | 1.3%5Y avg ≈1.6% | ≈1.6% | 0.97% | Top tier | |
| ROE | 13.0%5Y avg ≈18.7% | ≈18.7% | 8.4% | Top tier |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | PLBC | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EPS YoY | -5.4%5Y avg ≈5.3% | ≈5.3% | · | · | |
| Net Income YoY | 3.5%5Y avg ≈9.5% | ≈9.5% | · | · | |
| EPS CAGR 3Y | 0.52%5Y avg ≈10.3% | ≈10.3% | · | · | |
| EPS CAGR 5Y | 10.4% | · | · | · | |
| Net Income CAGR 3Y | 3.9%5Y avg ≈14.0% | ≈14.0% | · | · | |
| Net Income CAGR 5Y | 15.4% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | PLBC | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | Top tier |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield1.8%
Payout Ratio26.1%
Annualized Payout≈$1.32
5Y Div CAGR≈20.1%
Growth Streak≈5
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 3, 2026 | $0.33 | USD | ≈2.1% |
| May 1, 2026 | $0.33 | USD | ≈2.5% |
| Feb 4, 2026 | $0.33 | USD | ≈2.3% |
| Nov 3, 2025 | $0.30 | USD | ≈3.0% |
| Aug 1, 2025 | $0.30 | USD | ≈2.9% |
| May 1, 2025 | $0.30 | USD | ≈2.7% |
| Feb 3, 2025 | $0.30 | USD | ≈2.4% |
| Nov 1, 2024 | $0.27 | USD | ≈2.6% |
| Aug 1, 2024 | $0.27 | USD | ≈2.6% |
| Apr 30, 2024 | $0.27 | USD | ≈3.0% |
| Jan 31, 2024 | $0.27 | USD | ≈2.9% |
| Oct 31, 2023 | $0.25 | USD | ≈2.9% |
| Jul 31, 2023 | $0.25 | USD | ≈2.5% |
| Apr 28, 2023 | $0.25 | USD | ≈2.1% |
| Jan 31, 2023 | $0.25 | USD | ≈1.8% |
| Oct 31, 2022 | $0.16 | USD | ≈1.9% |
| Jul 29, 2022 | $0.16 | USD | ≈2.0% |
| Apr 29, 2022 | $0.16 | USD | ≈1.7% |
| Jan 28, 2022 | $0.16 | USD | ≈1.6% |
| Oct 29, 2021 | $0.14 | USD | ≈1.5% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
6.3%
Next Report
Oct 13, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 14, 2026 | $1.41 | $1.38 | 2.3% |
| March 31, 2026 | $1.38 | $1.29 | 7.1% | |
| Dec. 31, 2025 | $1.56 | $1.30 | 19.9% | |
| Sept. 30, 2025 | $0.73 | $0.56 | 30.7% | |
| June 30, 2025 | $1.05 | $1.44 | -27.1% | |
| March 31, 2025 | $1.20 | $1.14 | 5.0% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | · | $2M | $3M | $3M | $2M | |
| Interest Expense | · | · | $5M | $1M | $1M | $1M | $2M | $1M | $1M | |
| Interest Income | $102M | $84M | $75M | $60M | $48M | $40M | $39M | $34M | $29M | |
| Pretax Income | $40M | $39M | $40M | $36M | $28M | $20M | $21M | $19M | $16M | |
| Income Tax | $10M | $10M | $10M | $9M | $7M | $5M | $6M | $5M | $7M | |
| Net Income | $30M | $29M | $30M | $26M | $21M | $14M | $16M | $14M | $8M | |
| EPS (Basic) | $4.60 | $4.85 | $5.08 | $4.53 | $3.82 | $2.80 | $3.01 | $2.74 | $1.64 | |
| EPS (Diluted) | $4.54 | $4.80 | $5.02 | $4.47 | $3.76 | $2.77 | $2.97 | $2.68 | $1.58 | |
| Shares (Basic) | 6,440,000 | 5,895,000 | 5,863,000 | 5,840,000 | 5,502,000 | 5,177,000 | 5,155,000 | 5,108,000 | 5,005,000 | |
| Shares (Diluted) | 6,517,000 | 5,968,000 | 5,934,000 | 5,912,000 | 5,583,000 | 5,230,000 | 5,228,000 | 5,219,000 | 5,185,000 | |
| EBITDA | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $925.0K | $953.0K |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $81M | $82M | $86M | $183M | $381M | $185M | $47M | $47M | $88M | |
| PP&E (Net) | $24M | $12M | $19M | $18M | $16M | $14M | $15M | $14M | $11M | |
| PP&E (Gross) | $34M | $23M | $36M | $34M | $31M | $29M | $31M | $30M | $26M | |
| Accum. Depreciation | $9M | $11M | $17M | $16M | $15M | $15M | $16M | $16M | $15M | |
| Goodwill | $24M | $6M | $6M | $6M | $6M | $0 | · | · | · | |
| Intangibles | $11M | $791.0K | · | · | · | · | · | · | $81.0K | |
| Total Assets | $2.24B | $1.62B | $1.61B | $1.62B | $1.61B | $1.11B | $865M | $824M | $745M | |
| Total Liabilities | $1.98B | $1.45B | $1.46B | $1.50B | $1.48B | $1.01B | $781M | $757M | $690M | |
| Long-term Debt | · | · | · | $0 | $0 | · | · | · | · | |
| Common Stock | $76M | $29M | $28M | $27M | $27M | $8M | $7M | $7M | $6M | |
| Retained Earnings | $196M | $174M | $152M | $128M | $106M | $88M | $75M | $62M | $50M | |
| AOCI | $-10M | $-25M | $-32M | $-37M | $2M | $5M | $2M | $-2M | $-570.0K | |
| Stockholders' Equity | $261M | $178M | $147M | $119M | $134M | $100M | $85M | $67M | $56M | |
| Liabilities + Equity | $2.24B | $1.62B | $1.61B | $1.62B | $1.61B | $1.11B | $865M | $824M | $745M | |
| Shares Outstanding | 6,958,814 | 5,903,368 | 5,871,523 | 5,850,216 | 5,816,991 | 5,182,232 | 5,165,760 | 5,137,476 | 5,064,972 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $925.0K | $953.0K | |
| Stock-based Comp | $343.0K | $502.0K | $322.0K | $262.0K | $223.0K | $255.0K | $224.0K | $199.0K | $152.0K | |
| Deferred Tax | $2M | $-54.0K | $-702.0K | $1M | $-1M | $-1M | $-166.0K | $360.0K | $-916.0K | |
| Amort. of Intangibles | $1M | $201.0K | $237.0K | $284.0K | $246.0K | $198.0K | $263.0K | $27.0K | $6.0K | |
| Other Non-cash | $-12M | $147.0K | $8M | $28M | $-30M | $10M | $-1M | $163.0K | $3M | |
| Operating Cash Flow | $22M | $31M | $38M | $57M | $-8M | $25M | $15M | $16M | $11M | |
| CapEx | $1M | $678.0K | $2M | $3M | $931.0K | $2M | $1M | $4M | $531.0K | |
| Investing Cash Flow | $70M | $10M | $-91M | $-271M | $-80M | $-114M | $-37M | $-122M | $-67M | |
| Dividends Paid | $8M | $6M | $6M | $4M | $3M | $2M | $2M | $2M | $1M | |
| Financing Cash Flow | $-93M | $-44M | $-46M | $17M | $284M | $228M | $21M | $65M | $80M | |
| Net Change in Cash | $-1M | $-4M | $-98M | $-197M | $196M | $138M | $256.0K | $-41M | $25M | |
| Taxes Paid | $9M | $10M | $12M | · | · | · | · | · | · | |
| Free Cash Flow | $20M | $30M | $36M | $54M | $-9M | $23M | $14M | $12M | $11M | |
| Levered FCF | · | · | $33M | $53M | $-10M | $22M | $13M | $11M | $10M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 30.1% | 34.7% | 37.0% | 38.0% | 37.8% | 623.1% | 575.6% | 33.3% | 22.6% | |
| Pretax Margin | 40.3% | 47.3% | 49.9% | 51.3% | 51.2% | 858.9% | 793.3% | 45.6% | 42.8% | |
| EBITDA Margin | 1.6% | 1.6% | 1.8% | 1.9% | 2.1% | 46.9% | 39.1% | 2.2% | 2.6% | |
| ROA | 1.3% | 1.8% | 1.8% | 1.6% | 1.4% | 1.5% | 1.8% | 1.8% | 1.2% | |
| ROE | 13.0% | 15.9% | 22.3% | 23.5% | 15.9% | 14.8% | 18.7% | 21.6% | 15.8% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $37.52 | $30.14 | $25.09 | $20.34 | $23.05 | $19.33 | $16.36 | $13.03 | $11.00 | |
| Revenue / Share | $15.08 | $13.82 | $13.57 | $11.77 | $9.97 | $0.44 | $0.52 | $8.04 | $6.98 | |
| Cash Flow / Share | $3.31 | $5.11 | $6.46 | $9.62 | $-1.51 | $4.71 | $2.96 | $3.00 | $2.21 | |
| Cash / Share | $11.58 | $13.89 | $14.59 | $31.35 | $65.43 | $35.68 | $9.09 | $9.09 | $17.28 | |
| Dividend / Share | $1.20 | $1.08 | $1.00 | $0.64 | $0.56 | $0.36 | $0.46 | $0.36 | $0.28 | |
| Dividend Paid / Share | $0.30 | · | · | · | · | · | · | · | · | |
| EPS (TTM) | $4.54 | $4.80 | $5.02 | $4.47 | $3.76 | $2.77 | $2.97 | $2.68 | $1.58 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| EPS YoY | -5.4% | -4.4% | 12.3% | 18.9% | 35.7% | · | · | · | · | |
| EPS CAGR 3Y | 0.52% | 8.5% | 21.9% | · | · | · | · | · | · | |
| EPS CAGR 5Y | 10.4% | · | · | · | · | · | · | · | · | |
| Net Income YoY | 3.5% | -3.9% | 12.6% | 25.9% | 45.1% | · | · | · | · | |
| Net Income CAGR 3Y | 3.9% | 10.8% | 27.2% | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 15.4% | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 32.8% | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $3M | $3M | $3M | $2M | $2M | $2M | $3M | $3M | $2M | |
| Net Income TTM | $30M | $29M | $30M | $26M | $21M | $14M | $16M | $14M | $8M | |
| Market Cap | $311M | $279M | $243M | $217M | $197M | $122M | $136M | $117M | $118M | |
| P/E | 9.8 | 9.8 | 8.2 | 8.3 | 9.0 | 8.5 | 8.9 | 8.5 | 14.7 | |
| P/S | 101.4 | 94.2 | 89.5 | 87.7 | 85.8 | 52.4 | 50.6 | 45.3 | 47.6 | |
| P/B | 1.2 | 1.6 | 1.6 | 1.8 | 1.5 | 1.2 | 1.6 | 1.7 | 2.1 | |
| P / Tangible Book | 1.4 | 1.6 | 1.7 | 1.9 | 1.5 | 1.2 | · | · | · | |
| P / Cash Flow | 14.4 | 9.1 | 6.3 | 3.8 | -23.3 | 4.9 | 8.8 | 7.5 | 10.2 | |
| P / FCF | 15.3 | 9.4 | 6.7 | 4.0 | -21.0 | 5.3 | 9.7 | 9.9 | 10.7 | |
| Dividend Yield | 2.5% | 2.3% | 2.4% | 1.7% | 1.6% | 1.5% | 1.7% | 1.6% | 1.2% | |
| Earnings Yield | 10.2% | 10.2% | 12.1% | 12.1% | 11.1% | 11.8% | 11.3% | 11.8% | 6.8% | |
| Payout Ratio | 26.1% | 22.2% | 19.7% | 14.1% | 14.7% | 12.9% | 15.3% | 13.2% | 17.1% | |
| Annual Payout | $8M | $6M | $6M | $4M | $3M | $2M | $2M | $2M | $1M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | $816.0K | $781.0K | $705.0K | · | $766.0K | $743.0K | $715.0K | · | $737.0K | $694.0K | $617.0K | · | $666.0K | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $3M | · | $1M | $984.0K | $638.0K | · | $289.0K | |
| Interest Income | $30M | $29M | $31M | $30M | $21M | $21M | $21M | $22M | $21M | $20M | $20M | $19M | $18M | $18M | $18M | $16M | |
| Pretax Income | $14M | $13M | $14M | $7M | $9M | $10M | $11M | $11M | $9M | $8M | $10M | $11M | $9M | $10M | $11M | $10M | |
| Income Tax | $4M | $3M | $3M | $2M | $2M | $3M | $3M | $3M | $2M | $2M | $3M | $3M | $2M | $3M | $3M | $3M | |
| Net Income | $10M | $10M | $11M | $5M | $6M | $7M | $8M | $8M | $7M | $6M | $8M | $8M | $7M | $8M | $8M | $7M | |
| EPS (Basic) | $1.43 | $1.40 | $1.58 | $0.74 | $1.07 | $1.21 | $1.31 | $1.33 | $1.15 | $1.06 | $1.28 | $1.36 | $1.14 | $1.30 | $1.34 | $1.24 | |
| EPS (Diluted) | $1.41 | $1.38 | $1.56 | $0.73 | $1.05 | $1.20 | $1.30 | $1.31 | $1.14 | $1.05 | $1.28 | $1.34 | $1.12 | $1.28 | $1.31 | $1.23 | |
| Shares (Basic) | 6,966,000 | 6,984,000 | · | 6,947,000 | 5,929,000 | 5,911,000 | · | 5,896,000 | 5,896,000 | 5,887,000 | · | 5,866,000 | 5,862,000 | 5,855,000 | · | 5,845,000 | |
| Shares (Diluted) | 7,058,000 | 7,073,000 | · | 7,031,000 | 6,006,000 | 6,002,000 | · | 5,968,000 | 5,946,000 | 5,946,000 | · | 5,932,000 | 5,929,000 | 5,940,000 | · | 5,895,000 | |
| EBITDA | · | $454.0K | · | · | · | $363.0K | · | · | · | $448.0K | · | · | · | $386.0K | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $136M | $63M | $81M | $87M | $79M | $87M | $82M | $118M | $110M | $128M | · | $91M | $92M | $106M | · | $334M | |
| PP&E (Net) | $24M | $24M | $24M | $25M | $12M | $12M | $12M | $13M | $13M | $13M | · | $19M | $19M | $19M | · | $18M | |
| PP&E (Gross) | · | · | $34M | · | · | · | $23M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $9M | · | · | · | $11M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $24M | $24M | $24M | $24M | $6M | $6M | $6M | $6M | $6M | $6M | · | $6M | $6M | $6M | · | $6M | |
| Intangibles | $10M | $11M | $11M | · | · | · | $791.0K | · | · | · | · | · | · | · | · | · | |
| Total Assets | $2.28B | $2.20B | $2.24B | $2.23B | $1.63B | $1.63B | $1.62B | $1.66B | $1.64B | $1.64B | · | $1.57B | $1.57B | $1.58B | · | $1.65B | |
| Total Liabilities | $2.01B | $1.93B | $1.98B | $1.98B | $1.44B | $1.45B | $1.45B | $1.48B | $1.48B | $1.48B | · | $1.45B | $1.44B | $1.45B | · | $1.55B | |
| Common Stock | $75M | $75M | $76M | $75M | $30M | $29M | $29M | $29M | $29M | $28M | · | $28M | $28M | $28M | · | $27M | |
| Retained Earnings | $211M | $203M | $196M | $187M | $184M | $179M | $174M | $168M | $162M | $156M | · | $146M | $139M | $134M | · | $122M | |
| AOCI | $-14M | $-13M | $-10M | $-16M | $-21M | $-21M | $-25M | $-15M | $-25M | $-23M | · | $-54M | $-38M | $-33M | · | $-42M | |
| Stockholders' Equity | $272M | $265M | $261M | $246M | $193M | $188M | $178M | $182M | $165M | $161M | $147M | $120M | $129M | $129M | $119M | $106M | |
| Liabilities + Equity | $2.28B | $2.20B | $2.24B | $2.23B | $1.63B | $1.63B | $1.62B | $1.66B | $1.64B | $1.64B | · | $1.57B | $1.57B | $1.58B | · | $1.65B | |
| Shares Outstanding | 6,963,616 | 6,974,673 | 6,958,814 | 6,952,064 | 5,933,706 | 5,922,116 | 5,903,368 | 5,896,533 | 5,895,900 | 5,895,595 | · | 5,868,423 | 5,864,448 | 5,862,148 | · | 5,848,716 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $450.0K | $454.0K | $-251.0K | $1M | $359.0K | $363.0K | $163.0K | $413.0K | $271.0K | $448.0K | $209.0K | $443.0K | $392.0K | $386.0K | $-65.0K | $501.0K | |
| Stock-based Comp | $207.0K | $121.0K | $73.0K | $93.0K | $95.0K | $82.0K | $89.0K | $157.0K | $156.0K | $100.0K | $59.0K | $64.0K | $100.0K | $99.0K | $100.0K | $45.0K | |
| Amort. of Intangibles | $566.0K | $581.0K | · | · | $0 | $0 | · | · | · | · | · | · | · | · | · | · | |
| Other Non-cash | · | $-930.0K | · | · | · | $-122.0K | · | · | · | $2M | · | · | · | $7M | · | · | |
| Operating Cash Flow | $12M | $9M | $6M | $6M | $2M | $8M | $8M | $8M | $5M | $9M | $522.0K | $12M | $11M | $15M | $6M | $12M | |
| CapEx | $132.0K | $137.0K | $306.0K | $801.0K | $31.0K | $173.0K | $108.0K | $149.0K | $230.0K | $191.0K | $273.0K | $70.0K | $979.0K | $956.0K | $303.0K | $259.0K | |
| Investing Cash Flow | $-6M | $14M | $526.0K | $68M | $1M | $629.0K | $-8M | $-3M | $-21M | $42M | $-22M | $-15M | $-15M | $-38M | $-109M | $-36M | |
| Stock Repurchased | $756.0K | $2M | · | · | $0 | $0 | · | · | · | · | · | · | · | · | · | · | |
| Net Stock Activity | · | $-2M | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $935.0K | $936.0K | |
| Financing Cash Flow | $67M | $-41M | $-14M | $-65M | $-12M | $-3M | $-36M | $3M | $-2M | $-9M | $17M | $2M | $-9M | $-54M | $-49M | $40M | |
| Net Change in Cash | $73M | $-18M | $-7M | $8M | $-8M | $5M | $-36M | $8M | $-18M | $43M | $-5M | $-1M | $-14M | $-78M | $-151M | $16M | |
| Free Cash Flow | · | $9M | · | · | · | $7M | · | · | · | $9M | · | · | · | $14M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $7M | · | · | · | $13M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 34.6% | 34.7% | · | 630.6% | 809.4% | 1018.4% | · | 1022.2% | 913.3% | 874.7% | · | 1081.4% | 959.7% | 1236.0% | · | 1085.3% | |
| Pretax Margin | 47.5% | 46.8% | · | 847.4% | 1110.4% | 1423.5% | · | 1394.7% | 1249.8% | 1171.9% | · | 1466.8% | 1287.3% | 1673.4% | · | 1467.3% | |
| EBITDA Margin | · | 1.6% | · | · | · | 51.5% | · | · | · | 62.7% | · | · | · | 62.6% | · | · | |
| ROA | 0.51% | 0.51% | · | 0.26% | 0.39% | 0.44% | · | 0.48% | 0.42% | 0.39% | · | 0.49% | 0.42% | 0.48% | · | 0.45% | |
| ROE | 4.3% | 4.3% | · | 2.4% | 3.5% | 4.1% | · | 5.2% | 4.6% | 4.3% | · | 7.0% | 5.4% | 6.0% | · | 6.1% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $39.08 | $38.05 | · | $35.38 | $32.54 | $31.68 | · | $30.86 | $28.01 | $27.39 | · | $20.44 | $21.92 | $21.98 | · | $18.20 | |
| Revenue / Share | $4.07 | $3.98 | · | $0.12 | $0.13 | $0.12 | · | $0.13 | $0.12 | $0.12 | · | $0.12 | $0.12 | $0.10 | · | $0.11 | |
| Cash Flow / Share | · | $1.33 | · | · | · | $1.25 | · | · | · | $1.54 | · | · | · | $2.50 | · | · | |
| Cash / Share | $19.46 | $9.02 | · | $12.55 | $13.36 | $14.75 | · | $20.00 | $18.63 | $21.75 | · | $15.43 | $15.65 | $18.03 | · | $57.13 | |
| Dividend / Share | $0.33 | $0.33 | $0.30 | $0.30 | $0.30 | $0.30 | $0.27 | $0.27 | $0.27 | $0.27 | $0.75 | $0.25 | $0.25 | · | · | · | |
| Dividend Paid / Share | · | · | $0.30 | $0.30 | $0.30 | · | $0.27 | $0.27 | $0.27 | $0.27 | · | · | · | · | · | · | |
| EPS (TTM) | $5.08 | $4.72 | · | $4.28 | $4.86 | $4.95 | · | $4.78 | $4.81 | $4.79 | · | $5.05 | $4.94 | $4.78 | · | $4.10 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $36M | $32M | · | $26M | $29M | $30M | · | $28M | $29M | $28M | · | $30M | $29M | $28M | · | $24M | |
| Market Cap | $407M | $341M | · | $300M | $264M | $256M | · | $240M | $212M | $217M | · | $200M | $209M | $200M | · | $166M | |
| P/E | 11.5 | 10.3 | · | 10.1 | 9.1 | 8.7 | · | 8.5 | 7.5 | 7.7 | · | 6.8 | 7.2 | 7.1 | · | 6.9 | |
| P/B | 1.5 | 1.3 | · | 1.2 | 1.4 | 1.4 | · | 1.3 | 1.3 | 1.3 | · | 1.7 | 1.6 | 1.5 | · | 1.6 | |
| P / Tangible Book | 1.7 | 1.5 | · | 1.4 | 1.4 | 1.4 | · | 1.4 | 1.3 | 1.4 | · | 1.8 | 1.7 | 1.6 | · | 1.6 | |
| P / Cash Flow | · | 36.2 | · | · | · | 34.2 | · | · | · | 23.7 | · | · | · | 13.5 | · | · | |
| Dividend Yield | 2.2% | 2.4% | · | 2.4% | 2.5% | 2.6% | · | 2.6% | 2.9% | 2.8% | · | 2.7% | 2.3% | 2.1% | · | 2.2% | |
| Earnings Yield | 8.7% | 9.7% | · | 9.9% | 10.9% | 11.4% | · | 11.7% | 13.4% | 13.0% | · | 14.8% | 13.8% | 14.0% | · | 14.4% | |
| Payout Ratio | · | 23.6% | · | · | · | 24.7% | · | · | · | 25.4% | · | · | · | 19.2% | · | · | |
| Annual Payout | $9M | $8M | · | $7M | $7M | $7M | · | $6M | $6M | $6M | · | $5M | $5M | $4M | · | $4M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2025-07-02 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Net Income | $30M | · | $29M | $30M | $26M |
| Diluted EPS | $4.54 | · | $4.80 | $5.02 | $4.47 |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2025-07-02 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $20M | · | $30M | $36M | $54M |
Institutional owners (13F) 106 filers · $216.9M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
106
Value held
$216.9M
New positions
19
Exited positions
8
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 19 (-1 vs prior Q) | 8 (+3 vs prior Q) | 46 (+20 vs prior Q) | 20 (-2 vs prior Q) | +225K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $26,753,657 | 457,797 | 12.33% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $16,254,209 | 278,135 | 7.49% | Shares |
| VANGUARD GROUP INC | $15,121,532 | 338,365 | 6.97% | Shares |
| Siena Capital Partners GP, LLC | $13,967,511 | 239,006 | 6.44% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $13,704,355 | 234,503 | 6.32% | Shares |
| De Lisle Partners LLP | $13,318,334 | 227,798 | 6.14% | Shares |
| FMR LLC | $11,395,742 | 194,999 | 5.25% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $9,546,190 | 163,298 | 4.40% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $8,863,172 | 151,667 | 4.09% | Shares |
| STATE STREET CORP | $7,219,911 | 123,544 | 3.33% | Shares |
| AMERICAN CENTURY COMPANIES INC | $6,954,068 | 118,995 | 3.21% | Shares |
| TWO SIGMA INVESTMENTS, LP | $6,233,152 | 106,659 | 2.87% | Shares |
| CALDWELL SUTTER CAPITAL, INC. | $6,211,179 | 106,283 | 2.86% | Shares |
| PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC. | $3,829,456 | 65,528 | 1.77% | Shares |
| Qube Research & Technologies Ltd | $3,716,550 | 63,596 | 1.71% | Shares |
| Elizabeth Park Capital Advisors, Ltd. | $3,142,786 | 53,778 | 1.45% | Shares |
| NORTHERN TRUST CORP | $3,070,321 | 52,538 | 1.42% | Shares |
| CITADEL ADVISORS LLC | $2,799,743 | 47,908 | 1.29% | Shares |
| ALBERT D MASON INC | $2,628,833 | 44,983 | 1.21% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2,600,405 | 44,497 | 1.20% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $2,546,698 | 43,578 | 1.17% | Shares |
| RAYMOND JAMES FINANCIAL INC | $2,491,558 | 42,634 | 1.15% | Shares |
| RICE HALL JAMES & ASSOCIATES, LLC | $2,478,557 | 42,412 | 1.14% | Shares |
| MARSHALL WACE, LLP | $2,011,681 | 34,423 | 0.93% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $1,817,484 | 31,100 | 0.84% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $1,775,583 | 30,383 | 0.82% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $1,638,080 | 28,030 | 0.76% | Shares |
| Bank of New York Mellon Corp | $1,587,850 | 27,171 | 0.73% | Shares |
| GOLDMAN SACHS GROUP INC | $1,533,349 | 26,238 | 0.71% | Shares |
| MORGAN STANLEY | $1,530,306 | 26,185 | 0.71% | Shares |
| Angel Oak Capital Advisors, LLC | $1,385,028 | 23,700 | 0.64% | Shares |
| KENNEDY CAPITAL MANAGEMENT LLC | $1,284,219 | 21,975 | 0.59% | Shares |
| RBF Capital, LLC | $1,168,800 | 20,000 | 0.54% | Shares |
| WELLS FARGO & COMPANY/MN | $1,127,679 | 19,296 | 0.52% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $1,070,971 | 18,326 | 0.49% | Shares |
| Nuveen, LLC | $882,794 | 15,106 | 0.41% | Shares |
| WEALTH ENHANCEMENT ADVISORY SERVICES, LLC | $842,661 | 14,470 | 0.39% | Shares |
| XTX Topco Ltd | $793,791 | 13,583 | 0.37% | Shares |
| Allworth Financial LP | $696,781 | 11,923 | 0.32% | Shares |
| COURIER CAPITAL LLC | $584,400 | 10,000 | 0.27% | Shares |
| JPMORGAN CHASE & CO | $517,679 | 8,904 | 0.24% | Shares |
| HSBC HOLDINGS PLC | $515,846 | 8,874 | 0.24% | Shares |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $449,520 | 7,692 | 0.21% | Shares |
| RHUMBLINE ADVISERS | $445,717 | 7,627 | 0.21% | Shares |
| Daytona Street Capital LLC | $437,850 | 7,500 | 0.20% | Shares |
| ALGERT GLOBAL LLC | $425,443 | 7,280 | 0.20% | Shares |
| OCCUDO QUANTITATIVE STRATEGIES LP | $414,398 | 7,091 | 0.19% | Shares |
| BANK OF AMERICA CORP /DE/ | $406,976 | 6,964 | 0.19% | Shares |
| DEUTSCHE BANK AG\ | $376,412 | 6,441 | 0.17% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $370,860 | 6,346 | 0.17% | Shares |
Company insiders 35 insiders · 15 officers · 21 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Andrew J Ryback | President and CEO | March 1, 2026 A | 63,334 | 0 | 0 | $0 |
| Douglas N Biddle | President and CEO | Nov. 18, 2008 P | 55,128 | 0 | 0 | $0 |
| William Elliott | President & CEO | July 28, 2003 S | 54,592 | 0 | 0 | $0 |
| Richard L Belstock | EVP and CFO | March 10, 2026 M | 56,735 | 0 | 0 | $0 |
| Aaron M. Boigon | EVP, Chief Information Officer | Sept. 17, 2026 M | 9,700 | 0 | 0 | $0 |
| Kevin Craig Kaiser | EVP and Chief Credit Officer | Aug. 26, 2026 S | 719 | 0 | 1 | $-73,800 |
| Matthew Brock Moseley | EVP and Market President | May 15, 2026 P | 9,306 | 1 | 0 | $2,047 |
| Jack William Prescott | EVP and Chief Banking Officer | March 1, 2026 A | · | 0 | 0 | $0 |
| Jeffrey T. Moore | EVP and CCO | Aug. 4, 2025 M | 9,600 | 0 | 0 | $0 |
| Bj North | EVP and Chief Banking Officer | Oct. 22, 2024 S | 0 | 0 | 0 | $0 |
| Kerry Dale Wilson | EVP and CCO | Feb. 28, 2019 M | 34,937 | 0 | 0 | $0 |
| Monetta Rose Dembosz | EVP and Manager of Operations | May 7, 2015 M | 11,752 | 0 | 0 | $0 |
| Robert T Herr | EVP, Loan Administrator | March 16, 2011 A | 0 | 0 | 0 | $0 |
| Dennis C Irvine | EVP & CITO | Feb. 22, 2008 S | 6,567 | 0 | 0 | $0 |
| Daniel L Parks | SVP - Manager Retail Banking | March 1, 2007 A | · | 0 | 0 | $0 |
| Michael Kevin Foster | Director | May 11, 2026 P | 3,450 | 1 | 0 | $24,088 |
| Richard Francis Kenny | Director | March 19, 2026 M | 13,268 | 0 | 0 | $0 |
| Michonne R. Ascuaga | Director | March 4, 2026 M | 8,707 | 0 | 0 | $0 |
| Kenneth Edward Robison III | Director | March 1, 2026 A | 1,875 | 0 | 3 | $-66,875 |
| Sushil Amathalal Patel | Director | March 1, 2026 A | 3,685 | 0 | 0 | $0 |
| Heidi S Gansert | Director | March 1, 2026 A | 5,775 | 0 | 0 | $0 |
| Steven M. Coldani | Director | March 1, 2026 A | 16,639 | 0 | 0 | $0 |
| Robert J Mcclintock | Director | March 1, 2026 A | 3,200 | 0 | 0 | $0 |
| Daniel E West | Director | March 1, 2026 A | 35,762 | 0 | 0 | $0 |
| Terrance J Reeson | Director | Dec. 18, 2024 A | 90,491 | 0 | 0 | $0 |
| Julie Ann Morehead | Director | Aug. 16, 2022 A | 9,019 | 0 | 0 | $0 |
| Gerald W Fletcher | Director | Jan. 31, 2022 M | 37,013 | 0 | 0 | $0 |
| William E Elliott | Director | Oct. 21, 2019 A | 75,600 | 0 | 0 | $0 |
| John Flournoy | Director | April 30, 2018 M | 57,031 | 0 | 0 | $0 |
| Arthur C Grohs | Director | Feb. 17, 2016 A | 29,049 | 0 | 0 | $0 |
| Jerry V Kehr | Director | Oct. 31, 2008 S | 95,528 | 0 | 0 | $0 |
| Thomas M Watson | Director | Feb. 20, 2008 A | 8,697 | 0 | 0 | $0 |
| Christine Mcarthur | Director | March 1, 2007 A | 4,273 | 0 | 0 | $0 |
| Walter Sphar | Director | Dec. 15, 2004 A | · | 0 | 0 | $0 |
| Alvin G Blickenstaff | · | Jan. 18, 2017 M | 71,387 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 19 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.10% | 22,919 SH | Sept. 11, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.02% | 5,763 SH | Aug. 19, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.02% | 752 SH | Sept. 30, 2026 | Daily |
| IWM · iShares Trust | 0.01% | 182,592 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 3,138 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.01% | 38,175 SH | Aug. 19, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.01% | 23,384 NS | July 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.01% | 15,313 NS | July 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.00% | 2,763 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 183 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 766 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 6,332 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 264 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 1,010 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 1,480 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 74,550 SH | Aug. 19, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 197,752 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 559 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 66,985 SH | Sept. 11, 2026 | Daily |
PLBC Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 9 analysts
BUY
Median target
$67.00
+7.1%
3 33.3%
Strong Buy
5 55.6%
Buy
1 11.1%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
3 analysts · 2026-10-01Mean target $67.33 +7.7%
← Below all targets
Current price $62.54
Low$66.00
Mean$67.33
High$69.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| PLBC | $311M | 9.8 | · | 30.1% | 13.0% | · |
| RBB | $352M | 11.3 | -2.4% | 618.3% | 6.1% | · |
| AVBC | $337M | -93.4 | 14.7% | -3.2% | -1.1% | · |
| FRBA | · | · | · | · | · | · |
| CBK | $336M | 8.3 | 2.1% | 41.2% | 14.7% | · |
| CBAN | $379M | 11.2 | 14.5% | 21.4% | 8.4% | · |
| USCB | · | 13.8 | 9.1% | 28.9% | 11.6% | · |
| ISTR | $262M | 12.5 | 7.5% | 25.4% | 8.2% | · |
| MVBF | · | 12.5 | 10.2% | · | · | · |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | · |
Latest News Recent headlines mentioning this company
My Metrics Your personal watchlist — selected rows from Full Fundamentals
Pick the metrics that matter to you — click the + next to any row in Full Fundamentals above.
Your selection is saved and follows you across all tickers.
Source: SEC 10-Q filed Aug 5, 2026