DGICA
NASDAQ
US
Donegal Group, Inc. - Class A Common Stock
$17.26
▲ +$0.28
(+1.65%)
Vol 82K
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$719.3M
P/E
8.3
ROE
14.6%
Margin
8.7%
D/E
5.58
Beta
0.02
Div Yield
3.65%
52W
$14–$21
Wall Street Consensus
10 analysts · Apr 20263
Strong Buy
5
Buy
2
Hold
0
Sell
0
Strong Sell
80.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.55 | $0.50 | $-0.05 |
| Sep 2025 | $0.53 | $0.52 | $-0.01 |
| Jun 2025 | $0.41 | $0.43 | +$0.02 |
| Mar 2025 | $0.37 | $0.72 | +$0.35 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $250.0M | $245.2M | $247.1M | $245.9M | $240.1M |
| Net Income | — | $24.0M | $25.2M | $16.9M | $20.1M | $17.2M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 14.7% | 14.7% | 14.7% | 14.7% | 14.6% | 14.6% |
| P/E (TTM) | 8.58 | 7.59 | 8.22 | 8.03 | 8.23 | 8.35 |
| Net Margin | 6.8% | 8.3% | 8.3% | 8.3% | 8.7% | 8.7% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 5.78 | 5.78 | 5.78 | 5.78 | 5.58 | 5.58 |
| Current Ratio | — | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
Key Ratios
ROA (TTM)
3.6%
P/S (TTM)
0.73
P/B
0.9
EPS (TTM)
$2.39
CF/Share
$0.43
Rev Growth 3Y
+6.6%
52W High
$21.12
52W Low
$14.17
$14.17
52-Week Range
$21.12
Financial Health
Free Cash Flow
$10.0M
Net Debt
$8.2M
Cash
$26.8M
Total Debt
$35.0M
As of Dec 31, 2025
How does DGICA compare to Insurance peers?
Peer group: Small-cap Insurance ($300M+) · 38 companies
DGICA valuation vs Insurance peers
P/E ratio
8.4
▼
32%
below
peers
(12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
0.7
▼
53%
below
peers
(1.6)
vs Peers
vs Industry
Undervalued
P/B ratio
1.0
▼
43%
below
peers
(1.7)
vs Peers
vs Industry
Undervalued
Div yield
3.7%
▲
78%
above
peers
(2.1%)
vs Peers
vs Industry
Below avg
DGICA profitability vs Insurance peers
ROE
14.6%
▼
11%
below
peers
(16.5%)
vs Peers
vs Industry
In line
Net margin
8.7%
▼
26%
below
peers
(11.8%)
vs Peers
vs Industry
Below avg
Gross margin
—
▼
0%
below
peers
(35.3%)
vs Peers
vs Industry
Weak
ROA
3.6%
▲
12%
above
peers
(3.2%)
vs Peers
vs Industry
In line
DGICA financial health vs Insurance peers
D/E ratio
5.6
▼
61%
below
peers
(14.4)
vs Peers
vs Industry
Low debt
Current ratio
0.0
▼
94%
below
peers
(0.7)
vs Peers
vs Industry
Low liquidity
Beta
0.0
▼
95%
below
peers
(0.5)
vs Peers
vs Industry
More volatile
DGICA fundamentals radar
DGICA
Peer median
Industry
DGICA profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
DGICA vs peers: key metrics
Related Signals
Insider Activity
NeutralBuys
0
Sells
0
DONEGAL MUTUAL INSURANCE COMPANY
Beneficial Owner of more than… · Mar 03
9000 shs
DELAMATER WILLIAM DANIEL
Chief Operating Officer · Mar 03
9000 shs
DELAMATER WILLIAM DANIEL
Chief Operating Officer · Mar 03
9000 shs
Last 90 days
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As of Dec 31, 2025
Dividends
$0.73
/ year
Feb 03, 2026
$0.1830
Nov 03, 2025
$0.1830
Aug 01, 2025
$0.1830
May 01, 2025
$0.1830
Feb 04, 2025
$0.1730
Nov 01, 2024
$0.1730
Aug 01, 2024
$0.1730
May 07, 2024
$0.1730
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