ITIC Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $290.20
Market Cap (MRQ) $548M
P/E (TTM) 13.6
EPS (TTM) $21.35
Revenue (TTM) $293M
Div Yield 3.6%
ROE (TTM) 14.6%
52W Range $210–$310

ITIC Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
range
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Stock splits 2
Ex-date Split Type
Sept. 16, 1987 2-for-1 Forward
Aug. 11, 1987 5-for-4 Forward

10-Year Performance Revenue, net income, margins and EPS trends

06
Revenue$273M
2023-12-31 → 2025-12-31
EPS$18.57
2023-12-31 → 2025-12-31
Free Cash Flow$25M
2023-12-31 → 2025-12-31
Net margin13.8%
2023-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend ITIC 5Y avg Peer Median Verdict
P/E (TTM) 13.6 · 11.0 Overvalued
P/S (TTM) 1.9 · 1.6 Overvalued
P/B (MRQ) 1.9 · 1.6 Overvalued
Price / FCF (TTM) 20.8 · · ·
Price / Cash Flow (TTM) 17.2 · 17.4 Fair value
Price / Tangible Book (MRQ) 2.0 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Dividend Yield3.6%
Payout Ratio56.7%
Annualized Payout≈$1.84Paid quarterly
5Y Div CAGR≈0.89%Per share, split-adjusted
Ex-dateAmountCurrencyYield
Sep 1, 2026$0.46USD≈3.6%
Jun 15, 2026$0.46USD≈4.2%
Mar 23, 2026$0.46USD≈4.9%
Dec 1, 2025$9.18USD≈9.5%
Sep 2, 2025$0.46USD≈6.5%
Jun 13, 2025$0.46USD≈7.9%
Mar 24, 2025$0.46USD≈6.5%
Dec 2, 2024$14.46USD≈5.9%
Sep 3, 2024$0.46USD≈2.6%
Jun 14, 2024$0.46USD≈3.4%
Mar 15, 2024$0.46USD≈3.7%
Nov 30, 2023$4.46USD≈3.9%
Aug 31, 2023$0.46USD≈3.4%
Jun 14, 2023$0.46USD≈3.6%
Mar 20, 2023$0.46USD≈3.4%
Nov 30, 2022$3.46USD≈3.2%
Aug 31, 2022$0.46USD≈13.5%
Jun 14, 2022$0.46USD≈13.2%
Mar 18, 2022$0.46USD≈9.8%
Nov 30, 2021$18.46USD≈9.2%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Next Report Nov 03, 2026
PeriodReportEPS ActualEPS EstSurprise
Dec. 31, 2025 $3.97 — —
March 31, 2024 $2.40 — —
Dec. 31, 2023 $3.09 — —
June 30, 2023 $4.00 — —

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 9
Metric Trend 202520242023202220212020201920182017201620152014
Revenue $273M$258M$225M$283M$329M$236M$184M$156M$162M$138M$127M$123M
Operating Expenses $228M$219M$199M$253M$245M$187M······
Pretax Income $45M$39M$26M$30M$85M$50M$40M$27M$30M$28M$18M$13M
Income Tax $9M$8M$5M$6M$18M$10M$8M$5M$5M$9M$5M$4M
Net Income $35M$31M$22M$24M$67M$39M$31M$22M$26M$20M$13M$10M
EPS (Basic) $18.64$16.48$11.45$12.60$35.38$20.84$16.66$12.00$13.63$10.23$6.32$4.75
EPS (Diluted) $18.57$16.43$11.45$12.59$35.28$20.80$16.59$11.54$13.56$10.19$6.30$4.74
Shares (Basic) 1,887,0001,885,0001,893,0001,897,0001,894,0001,892,0001,888,0001,887,0001,886,0001,908,0001,984,3602,031,760
Shares (Diluted) 1,895,0001,892,0001,893,0001,898,0001,900,0001,896,0001,896,0001,897,0001,896,0001,915,0001,989,7992,037,534
Balance Sheet 17
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents $21M$25M$24M$35M$37M$14M$26M$19M$20M$28M$22M$16M
Short-term Investments $69M$59M$110M$104M$46M$15M$13M$33M$24M$7M$7M$3M
PP&E (Net) $29M$28M$24M$18M$13M$11M$10M$10M$10M$9M$7M$5M
PP&E (Gross) $53M$48M$42M$34M$27M$25M$22M$21M$19M$17M$15M$13M
Accum. Depreciation $24M$20M$18M$16M$14M$14M$12M$11M$9M$8M$7M$7M
Goodwill $9M$10M$10M$10M$7M$4M$4M$4M$4M$4M··
Intangibles $11M$5M$6M$8M$9M$5M$6M$6M$7M$8M$1M$1M
Total Assets $363M$334M$331M$340M$331M$283M$264M$244M$249M$229M$212M$198M
Capital Leases $6M$4M$4M$4M$4M$3M$3M·····
Deferred Tax $7M$4M$4M$8M$13M$9M$7M·····
Total Liabilities $95M$82M$79M$99M$102M$83M$73M$69M$71M$74M$69M$60M
Common Stock $0$0$0$0$0$0$0$0$0$1$1$1
Retained Earnings $267M$251M$251M$241M$226M$196M$188M$175M$162M$143M$131M$125M
AOCI $1M$355.0K$638.0K$200.0K$3M$4M$3M$949.0K$16M$12M$11M$13M
Stockholders' Equity $268M$252M$252M$241M$229M$200M$191M$176M$178M$155M$143M$138M
Liabilities + Equity $363M$334M$331M$340M$331M$283M$264M$244M$249M$229M$212M$198M
Shares Outstanding 1,888,0001,886,0001,891,0001,897,0001,895,0001,892,0001,889,0001,887,0001,886,0001,884,2831,949,7972,023,270
Cash Flow 13
Metric Trend 202520242023202220212020201920182017201620152014
Stock-based Comp $543.0K$394.0K$425.0K$362.0K$299.0K$229.0K$264.0K$327.0K$219.0K$132.0K$137.8K$120.9K
Deferred Tax $3M$624.0K$-4M$-5M$5M$1M$2M$-4M$-5M$3M$1M$611.0K
Amort. of Intangibles $797.0K$1M$1M$1M$544.0K$504.0K$505.0K$577.0K$917.0K$214.0K$0$0
Operating Cash Flow $31M$30M$7M$36M$52M$34M$21M$24M$20M$23M$17M$10M
CapEx $6M$7M$9M$6M$7M$3M$1M$2M$3M$2M$3M$2M
Investing Cash Flow $-15M$2M$-7M$-29M$9M$-15M$4M$-3M$-20M$-9M$-5M$-16M
Stock Repurchased $0$1M$959.0K$133.0K$0$6.0K$19.0K$29.0K$246.0K$6M$5M$1M
Net Stock Activity $0$-1M$-959.0K$-133.0K$0$-6.0K$-19.0K$-29.0K$-244.8K$-6M$-5M$-1M
Dividends Paid $20M$30M$11M$9M$38M$32M$18M$23M$7M$1M$789.9K$650.4K
Financing Cash Flow $-20M$-31M$-12M$-9M$-38M$-32M$-18M$-23M$-7M$-8M$-6M$-2M
Net Change in Cash $-4M$623.0K$-11M$-2M$23M$-12M$7M$-2M$-8M$6M$6M$-8M
Taxes Paid $8M$7M$9M$15M$10M$10M$10M$5M$12M$5M$5M$3M
Free Cash Flow $25M$22M$-2M$31M$45M$31M$19M$23M$17M$20M$14M$8M
Profitability 4
Metric Trend 202520242023202220212020201920182017201620152014
Net Margin 12.9%12.0%9.7%8.4%20.3%16.7%17.1%14.0%15.9%14.1%9.8%7.8%
Pretax Margin 16.3%15.3%11.7%10.6%25.8%21.0%21.7%17.3%18.7%20.3%14.0%11.0%
ROA 10.1%9.1%6.6%7.1%20.1%13.8%11.9%8.6%10.2%8.6%6.0%4.9%
ROE 13.2%11.9%8.6%10.0%28.3%19.1%16.2%11.8%15.4%13.1%8.9%7.1%
Efficiency 1
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 0.80.80.70.81.00.80.70.60.60.60.60.6
Per Share 7
Metric Trend 202520242023202220212020201920182017201620152014
Book Value / Share $142.11$133.50$133.03$127.05$120.89$105.93$101.30$93.08$94.29$82.28$73.17$67.99
Revenue / Share $143.93$136.52$118.73$149.31$173.42$124.69$96.78$82.37$85.26$72.32$63.93$60.43
Cash Flow / Share $16.33$15.77$3.92$19.07$27.33$17.98$11.03$12.86$10.49$11.77$8.49$4.75
Cash / Share $11.04$13.07$12.71$18.61$19.61$7.25$13.74$9.91$10.72$14.82$11.18$7.82
Dividend / Share $10.56$15.84$5.84$4.84$19.82$16.76$9.60$12.20$3.75$0.72$0.40$0.32
Dividend Paid / Share ········$3.75$0.72$0.40$0.32
EPS (TTM) $18.57$16.43$11.45$12.59$35.28$20.80$16.59$11.54$13.56$10.19$6.30$4.74
Growth Rates 10
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 5.6%14.9%-20.7%-14.0%39.4%·······
Revenue CAGR 3Y -1.3%-7.8%-1.7%·········
Revenue CAGR 5Y 2.9%···········
EPS YoY 13.0%43.5%-9.0%-64.3%69.6%·······
EPS CAGR 3Y 13.8%-22.5%-18.0%·········
EPS CAGR 5Y -2.2%···········
Net Income YoY 13.2%43.3%-9.3%-64.3%70.0%·······
Net Income CAGR 3Y 13.8%-22.6%-18.1%·········
Net Income CAGR 5Y -2.2%···········
Dividends Paid CAGR 5Y -8.9%···········
Valuation (TTM) 13
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $273M$258M$225M$283M$329M$236M$184M$156M$162M$138M$127M$123M
Net Income TTM $35M$31M$22M$24M$67M$39M$31M$22M$26M$20M$13M$10M
Market Cap $471M$447M$307M$280M$374M$289M$301M$333M$374M$298M$195M$147M
P/E 13.414.414.211.75.67.49.615.314.615.515.915.4
P/S 1.71.71.41.01.11.21.62.12.32.21.51.2
P/B 1.81.81.21.21.61.41.61.92.11.91.41.1
P / Tangible Book 1.91.91.31.31.81.5······
P / Cash Flow 15.215.041.37.77.28.514.413.718.813.211.515.2
P / FCF 18.619.9-174.29.28.29.415.514.822.014.813.819.2
Dividend Yield 4.2%6.7%3.6%3.3%10.1%11.0%6.0%6.9%1.9%0.46%0.41%0.44%
Earnings Yield 7.4%6.9%7.1%8.5%17.9%13.6%10.4%6.5%6.8%6.4%6.3%6.5%
Payout Ratio 56.7%96.1%50.9%38.4%56.0%80.5%57.6%105.1%27.5%7.0%6.3%6.7%
Annual Payout $20M$30M$11M$9M$38M$32M$18M$23M$7M$1M$789.9K$650.4K

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312025-06-302025-03-312024-12-312024-09-30
Revenue $273M · · $258M ·
Net Income $35M · · $31M ·
Diluted EPS $18.57 · · $16.43 ·

Institutional owners (13F) 128 filers · $275.0M total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 128
Value held $275.0M
New positions 12
Exited positions 7
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
12 (-3 vs prior Q) 7 (-6 vs prior Q) 51 (+24 vs prior Q) 27 (-11 vs prior Q) +36K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
Markel Group Inc. $58,375,945 213,300 21.22% Shares
BlackRock, Inc. $32,062,290 117,152 11.66% Shares
VANGUARD GROUP INC $20,635,492 82,661 7.50% Shares
DIMENSIONAL FUND ADVISORS LP $20,210,171 73,844 7.35% Shares
VANGUARD CAPITAL MANAGEMENT LLC $16,602,524 60,664 6.04% Shares
TWO SIGMA INVESTMENTS, LP $14,902,697 54,453 5.42% Shares
GEODE CAPITAL MANAGEMENT, LLC $10,847,361 39,626 3.94% Shares
STATE STREET CORP $8,304,272 30,343 3.02% Shares
GOLDMAN SACHS GROUP INC $7,881,162 28,797 2.87% Shares
THIRD AVENUE MANAGEMENT LLC $5,991,950 21,894 2.18% Shares
TWO SIGMA ADVISERS, LP $5,941,432 23,800 2.16% Shares
Aristides Capital LLC $5,605,787 20,483 2.04% Shares
AMERICAN CENTURY COMPANIES INC $4,652,834 17,001 1.69% Shares
NORTHERN TRUST CORP $3,862,173 14,112 1.40% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $3,749,416 13,700 1.36% Shares
Bank of New York Mellon Corp $3,587,549 13,109 1.30% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $3,431,947 12,540 1.25% Shares
BNP PARIBAS FINANCIAL MARKETS $3,362,432 12,286 1.22% Shares
VANGUARD FIDUCIARY TRUST CO $2,812,883 10,278 1.02% Shares
MORGAN STANLEY $2,430,907 8,881 0.88% Shares
JANE STREET GROUP, LLC $1,975,149 7,217 0.72% Shares
OPPENHEIMER & CO INC $1,851,719 6,766 0.67% Shares
XTX Topco Ltd $1,789,046 6,537 0.65% Shares
BANK OF AMERICA CORP /DE/ $1,553,955 5,678 0.56% Shares
Quantinno Capital Management LP $1,487,724 5,436 0.54% Shares
AQR CAPITAL MANAGEMENT LLC $1,485,810 5,429 0.54% Shares
FIRST TRUST ADVISORS LP $1,424,230 5,204 0.52% Shares
Invesco Ltd. $1,276,991 4,666 0.46% Shares
TRUIST FINANCIAL CORP $1,190,258 4,349 0.43% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $1,174,087 4,290 0.43% Shares
CALDWELL SUTTER CAPITAL, INC. $1,167,245 4,265 0.42% Shares
Numerai GP LLC $1,109,499 4,054 0.40% Shares
RBF Capital, LLC $1,094,720 4,000 0.40% Shares
SummerHaven Investment Management, LLC $1,017,542 3,718 0.37% Shares
STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM $844,850 3,087 0.31% Shares
Militia Capital Partners, LP $837,293 3,354 0.30% Shares
Quadrature Capital Ltd $807,903 2,952 0.29% Shares
Nuveen, LLC $772,051 2,821 0.28% Shares
Engineers Gate Manager LP $766,578 2,801 0.28% Shares
Creative Planning $752,894 2,751 0.27% Shares
Baker Ellis Asset Management LLC $745,778 2,725 0.27% Shares
STRS OHIO $711,568 2,600 0.26% Shares
Trexquant Investment LP $653,000 2,386 0.24% Shares
RHUMBLINE ADVISERS $497,818 1,819 0.18% Shares
ALLIANCEBERNSTEIN L.P. $495,535 2,280 0.18% Shares
RENAISSANCE TECHNOLOGIES LLC $494,540 1,807 0.18% Shares
Susquehanna Portfolio Strategies, LLC $483,319 1,766 0.18% Shares
WELLS FARGO & COMPANY/MN $480,127 1,754 0.17% Shares
AVIVA PLC $477,845 1,746 0.17% Shares
UBS Group AG $454,035 1,659 0.17% Shares

Show all 128 institutional owners →

Activists & 5%+ owners 1 position

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Groveland Capital LLC, Groveland Master Fund Ltd., Air T, Inc., Nicholas J. Swenson, Seth Barkett, GrizzlyRock Capital, LLC, GrizzlyRock GP, LLC, GrizzlyRock Value Partners, LP, Kyle Mowery, Vivaldi Asset Management, LLC, Vivaldi Holdings, LLC Oct. 7, 2015 · Initial filing Passive investment SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 16 insiders · 4 officers · 15 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Allen J Fine Chief Executive Officer Nov. 26, 2013 D 45,376 0 0 $0
Timothy B Murphy Chief Executive Officer Nov. 1, 2013 P 598,358 0 0 $0
James A Fine JR President, CFO March 28, 2019 S 178,491 0 0 $0
Morris W Fine Executive Vice President Dec. 18, 2013 G 79,757 0 0 $0
Tammy Coley Director Aug. 27, 2026 M 1,851 0 0 $0
Richard M Hutson II Director Aug. 12, 2026 A 4,898 0 0 $0
Joseph B. Dempster Jr. Director May 20, 2026 A · 0 0 $0
James E Scott Director May 20, 2026 A 600 1 0 $110,355
Jr. Elton C. Parker, Director May 20, 2026 A 3,750 1 0 $124,278
James H. Speed Jr. Director May 20, 2026 A 2,987 0 0 $0
David L Francis Director March 6, 2025 M 7,616 0 0 $0
James R Morton Director May 18, 2022 A 14,078 0 0 $0
Horace R Johnson Director May 15, 2019 A 3,416 0 0 $0
Joe H King JR Director May 15, 2019 A 21,548 0 0 $0
Scott A Parker III Director Feb. 9, 2010 M 9,460 0 0 $0
Loren Boaz Harrell JR Director May 16, 2007 A 0 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 24 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IWC · iShares Trust 0.10% 4,977 SH Sept. 11, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.07% 601 SH Oct. 2, 2026 Daily
EBIT · Harbor ETF Trust 0.05% 21 NS July 31, 2026 N-PORT
VFQY · VANGUARD WELLINGTON FUND 0.04% 611 SH Aug. 19, 2026 Daily
PRFZ · Invesco Exchange-Traded Fund Trust 0.04% 3,266 SH Oct. 2, 2026 Daily
VTWV · VANGUARD SCOTTSDALE FUNDS 0.03% 1,269 SH Aug. 19, 2026 Daily
DFAT · Dimensional ETF Trust 0.02% 11,154 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.02% 39,460 SH Sept. 11, 2026 Daily
RSSL · Global X Funds 0.01% 717 NS July 31, 2026 N-PORT
DFAS · Dimensional ETF Trust 0.01% 6,282 NS July 31, 2026 N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS 0.01% 8,376 SH Aug. 19, 2026 Daily
DFSU · Dimensional ETF Trust 0.00% 348 NS July 31, 2026 N-PORT
DXUV · Dimensional ETF Trust 0.00% 78 NS July 31, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.00% 4,640 NS July 31, 2026 N-PORT
DFUV · Dimensional ETF Trust 0.00% 1,087 NS July 31, 2026 N-PORT
DCOR · Dimensional ETF Trust 0.00% 222 NS July 31, 2026 N-PORT
IWV · iShares Trust 0.00% 661 SH Sept. 3, 2026 Daily
DFAU · Dimensional ETF Trust 0.00% 352 NS July 31, 2026 N-PORT
DFUS · Dimensional ETF Trust 0.00% 300 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.00% 17,828 SH Aug. 19, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 41,538 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 115 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.00% 2,169 SH Aug. 19, 2026 Daily
IWN · iShares Trust · 14,254 SH Sept. 11, 2026 Daily

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
ITIC $471M 13.4 5.6% 12.9% 13.2% ·
EIG $878M 93.8 -2.5% 1.3% 1.1% ·
HIPO $773M 13.5 25.9% 12.3% 14.5% ·
ROOT · 30.6 28.9% 2.7% 15.2% ·
DGICA · · -1.2% 8.1% 12.7% ·
TIPT $691M 24.0 -67.9% 7157.2% 7.2% ·
AII $408M 3.7 35.3% 36.0% 31.2% ·
ACIC $616M 5.9 13.1% 31.9% 35.0% ·
AMSF $722M 15.6 2.7% 14.9% 18.2% ·
GBLI · 16.2 2.0% 5.6% 3.6% ·
NODK $273M -26.6 -12.3% -3.6% -4.3% 24.5%

Latest News Recent headlines mentioning this company

23

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26

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Source: SEC 10-Q filed Aug 10, 2026