EFSC logo
EFSC NASDAQ US

Enterprise Financial Services Corporation - Common Stock

Financials · Banking Website · IPO Jun 2001
$54.72
▲ +$0.04 (+0.07%)
Vol 269K
10
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$2.0B
P/E
10.2
ROE
10.3%
Margin
33.7%
D/E
17.18
Beta
0.87
Div Yield
6.36%
52W
$45–$63

Wall Street Consensus

11 analysts · Apr 2026
2
Strong Buy
6
Buy
3
Hold
0
Sell
0
Strong Sell
72.7%
Buy Rating

Price Chart

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Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $1.37 $1.45 +$0.08
Sep 2025 $1.32 $1.19 $-0.13
Jun 2025 $1.23 $1.36 +$0.13
Mar 2025 $1.19 $1.31 +$0.12

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue — $136.0M $137.4M $143.2M $176.6M $159.2M
Net Income — $48.8M $50.0M $51.4M $45.2M $54.8M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 10.8% 10.8% 10.8% 10.3% 10.3% 10.3%
P/E (TTM) 10.11 10.50 10.49 9.91 10.36 10.22
Net Margin — 33.7% 33.7% 33.7% 33.7% 33.7%
Gross Margin — — — — — —
D/E Ratio 19.11 19.11 19.11 17.18 17.18 17.18
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
1.2%
P/S (TTM)
2.32
P/B
1.1
EPS (TTM)
$5.22
CF/Share
$5.75
Rev Growth 3Y
+19.1%
52W High
$62.60
52W Low
$45.22
$45.22 52-Week Range $62.60

Financial Health

Free Cash Flow
$39.8M
Net Debt
-$488.4M
Cash
$677.0M
Total Debt
$188.6M
As of Dec 31, 2025

How does EFSC compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

EFSC ACNB AFBI AMAL AROW

EFSC valuation vs Banking peers

P/E ratio
10.2
▼ 19% below peers (12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.3
▼ 0% below peers (2.3)
vs Peers
vs Industry
Fair value
P/B ratio
1.2
▲ 9% above peers (1.1)
vs Peers
vs Industry
Fair value
Div yield
6.4%
▲ 113% above peers (3.0%)
vs Peers
vs Industry
Strong yield

EFSC profitability vs Banking peers

ROE
10.3%
▲ 14% above peers (9.0%)
vs Peers
vs Industry
In line
Net margin
33.8%
▲ 18% above peers (28.6%)
vs Peers
vs Industry
Below avg
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.2%
▲ 29% above peers (1.0%)
vs Peers
vs Industry
Top tier

EFSC financial health vs Banking peers

D/E ratio
17.2
▲ 24% above peers (13.8)
vs Peers
vs Industry
Above avg
Current ratio
—
▼ 0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲ 27% above peers (0.7)
vs Peers
vs Industry
More volatile

EFSC fundamentals radar

EFSC Peer median Industry

EFSC profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

EFSC vs peers: key metrics

Related Signals

Bounce Up SL Hit
$58.66 1.50x Sep 25

Dividends

$1.26
/ year
Mar 13, 2026 $0.3300
Dec 15, 2025 $0.3200
Sep 15, 2025 $0.3100
Jun 16, 2025 $0.3000
Mar 14, 2025 $0.2900
Dec 16, 2024 $0.2800
Sep 16, 2024 $0.2700
Jun 14, 2024 $0.2600

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