FCFS
NASDAQ
US
FirstCash Holdings, Inc. - Common Stock
$199.58
▲ +$9.66
(+5.09%)
Vol 783K
12
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$7.0B
P/E
22.7
ROE
14.7%
Margin
8.9%
D/E
100.61
Beta
0.50
Div Yield
1.05%
52W
$102–$166
Wall Street Consensus
13 analysts · Apr 20264
Strong Buy
6
Buy
3
Hold
0
Sell
0
Strong Sell
76.9%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $2.56 | $2.64 | +$0.08 |
| Sep 2025 | $1.98 | $2.26 | +$0.28 |
| Jun 2025 | $1.70 | $1.79 | +$0.09 |
| Mar 2025 | $1.77 | $2.07 | +$0.30 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $883.8M | $836.4M | $830.6M | $935.6M | $1.1B |
| Net Income | $83.5M | $83.6M | $59.8M | $82.8M | $104.2M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 14.1% | 14.1% | 14.1% | 14.7% | 14.7% | 14.7% |
| P/E (TTM) | 20.55 | 21.15 | 23.09 | 22.70 | 22.89 | 22.71 |
| Net Margin | 7.2% | 8.6% | 8.6% | 8.9% | 8.9% | 8.9% |
| Gross Margin | 49.7% | 49.5% | 49.5% | 50.0% | 50.0% | 50.0% |
| D/E Ratio | 78.73 | 78.73 | 78.73 | 100.61 | 100.61 | 100.61 |
| Current Ratio | 4.21 | 4.21 | 4.21 | 4.99 | 4.99 | 4.99 |
Key Ratios
ROA (TTM)
6.7%
P/S (TTM)
2.02
P/B
2.3
EPS (TTM)
$6.93
CF/Share
$7.34
Rev Growth 3Y
+25.9%
52W High
$166.08
52W Low
$101.75
$101.75
52-Week Range
$166.08
Financial Health
Free Cash Flow
$189.2M
Net Debt
$2.4B
Cash
$125.2M
Total Debt
$2.6B
As of Dec 31, 2025
How does FCFS compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
FCFS valuation vs Financial Services peers
P/E ratio
22.7
▲
84%
above
peers
(12.3)
vs Peers
vs Industry
Pricier
P/S ratio
2.0
▼
38%
below
peers
(3.3)
vs Peers
vs Industry
Pricier
P/B ratio
2.3
▲
39%
above
peers
(1.6)
vs Peers
vs Industry
Pricier
Div yield
1.1%
▼
76%
below
peers
(4.5%)
vs Peers
vs Industry
Low yield
FCFS profitability vs Financial Services peers
ROE
14.7%
▲
20%
above
peers
(12.3%)
vs Peers
vs Industry
Below avg
Net margin
8.9%
▼
53%
below
peers
(18.9%)
vs Peers
vs Industry
Weak
Gross margin
50.0%
▼
23%
below
peers
(65.1%)
vs Peers
vs Industry
Weak
ROA
6.7%
▲
132%
above
peers
(2.9%)
vs Peers
vs Industry
Below avg
FCFS financial health vs Financial Services peers
D/E ratio
100.6
▼
3%
below
peers
(103.6)
vs Peers
vs Industry
In line
Current ratio
5.0
▲
334%
above
peers
(1.2)
vs Peers
vs Industry
Strong liquidity
Beta
0.5
▼
47%
below
peers
(1.0)
vs Peers
vs Industry
More volatile
FCFS fundamentals radar
FCFS
Peer median
Industry
FCFS profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
FCFS vs peers: key metrics
Related Signals
Insider Activity
NeutralBuys
0
Sells
0
HAMBLETON HOWARD FRANCIS
Officer · Feb 18
4000 shs
ORR R DOUGLAS
Chief Financial Officer · Feb 17
3000 shs
STUART THOMAS BRENT
President · Feb 17
10000 shs
HAMBLETON HOWARD FRANCIS
Officer · Feb 05
2000 shs
ORR R DOUGLAS
Chief Financial Officer · Feb 05
7500 shs
OWEN RANDEL G
Director · Jan 28
833 shs
STUART THOMAS BRENT
President · Jan 28
46344 shs
RAMOS RAUL R
Officer · Jan 28
2000 shs
GARRETT PAULA K.
Director · Jan 28
833 shs
HAMBLETON HOWARD FRANCIS
Officer · Jan 28
21131 shs
Last 90 days
Top Holders
Top 5: 36.71%Blackrock Inc.
10.73%
$900.7M
Vanguard Group Inc
9.11%
$764.7M
FMR, LLC
8.63%
$724.2M
Earnest Partners LLC
5.04%
$423.5M
State Street Corporation
3.20%
$268.3M
As of Dec 31, 2025
Dividends
$1.64
/ year
Feb 18, 2026
$0.4200
Nov 14, 2025
$0.4200
Aug 15, 2025
$0.4200
May 15, 2025
$0.3800
Feb 14, 2025
$0.3800
Nov 15, 2024
$0.3800
Aug 15, 2024
$0.3800
May 14, 2024
$0.3500
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