your badges 52W Range $14–$33 13% of range Analyst Rating HOLD 32 analysts Price Target $20 +24% upside P/E 33.3 ROE 7.1% Net Profit Margin 104.3%

SOFI Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $16.32
Market Cap (MRQ) $21.05B
P/E (TTM) 33.3
EPS (TTM) $0.49
Revenue (TTM) $610M
ROE (TTM) 7.1%
52W Range $14–$33

SOFI Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
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10-Year Performance Revenue, net income, margins and EPS trends

06
Revenue$619M
2019-12-31 → 2025-12-31
EPS$0.39
2019-12-31 → 2025-12-31
Free Cash Flow$-3.98B
2022-12-31 → 2025-12-31
Net margin104.3%
2022-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend SOFI 5Y avg Peer Median Verdict
P/E (TTM) 33.35Y avg ≈10.3 ≈10.3 15.0 Overvalued
P/S (TTM) 34.55Y avg ≈30.4 ≈30.4 1.9 Overvalued
P/B (MRQ) 1.95Y avg ≈2.1 ≈2.1 2.1 Fair value
Price / FCF (TTM) -2.45Y avg ≈-5.9 ≈-5.9 · ·
Price / Cash Flow (TTM) -2.55Y avg ≈-6.5 ≈-6.5 · ·
Price / Tangible Book (MRQ) 1.95Y avg ≈3.1 ≈3.1 · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 21.7%
PeriodReportEPS ActualEPS EstSurprise
Sept. 30, 2026 Oct 26, 2026 $0.18 $0.17 5.8%
June 30, 2026 Jul 27, 2026 $0.12 $0.11 6.9%
March 31, 2026 $0.12 $0.12 -1.2%
Dec. 31, 2025 $0.13 $0.12 9.7%
Sept. 30, 2025 $0.11 $0.08 32.5%
June 30, 2025 $0.08 $0.06 29.9%
March 31, 2025 $0.06 $0.04 68.5%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 14
Metric Trend 2025202420232022202120202019
Revenue $619M$503M$421M$377M$248M$103M$5M
Cost of Revenue $609M$462M$380M$313M$257M$179M$116M
R&D Expense $648M$552M$511M$405M$276M$201M$147M
SG&A Expense $704M$600M$511M$502M$499M$237M$152M
Interest Expense ··$789M$189M$103M$186M$278M
Interest Income $3.38B$2.81B$2.05B$773M$355M$364M$608M
Pretax Income $526M$233M$-301M$-319M$-481M$-329M$-240M
Income Tax $45M$-265M$-416.0K$2M$3M$-104M$98.0K
Net Income $481M$499M$-301M$-320M$-484M$-224M$-240M
EPS (Basic) $0.42$0.46$-0.36$-0.40$-1.00$-4.30$-4.02
EPS (Diluted) $0.39$0.39$-0.36$-0.40$-1.00$-4.30$-4.02
Shares (Basic) 1,150,140,0001,050,219,000945,024,000900,886,000526,730,26173,851,10865,619,361
Shares (Diluted) 1,251,767,0001,101,390,000945,024,000900,886,000526,730,26173,851,10865,619,361
EBITDA $234M$203M$201M$151M···
Balance Sheet 17
Metric Trend 2025202420232022202120202019
Cash & Equivalents $4.93B$2.54B$3.09B$1.42B$495M$873M$499M
Prepaid Expense ·····$801.1K·
Current Assets ·····$1M·
Goodwill $1.39B$1.39B$1.39B$1.62B$899M$899M$16M
Intangibles $232M$298M$364M$442M$285M$355M·
Total Assets $50.66B$36.25B$30.07B$19.01B$9.18B$8.56B·
Accrued Liabilities ·····$178.4K·
Current Liabilities ·····$183.4K·
Total Liabilities $40.17B$29.73B$24.52B$13.48B$4.48B$5.51B·
Long-term Debt ···$5.49B$3.95B$4.80B·
Common Stock $126.0K$109.0K$97.0K$93.0K$83.0K$0·
Paid-in Capital $11.30B$7.84B$7.04B$6.72B$5.56B$579M·
Retained Earnings $-824M$-1.31B$-1.80B$-1.50B$-1.18B$-699M·
AOCI $11M$-8M$-1M$-8M$-1M$-166.0K·
Stockholders' Equity $10.49B$6.53B$5.23B$5.21B$4.38B$-120M$-339M
Liabilities + Equity $50.66B$36.25B$30.07B$19.01B$9.18B$8.56B·
Shares Outstanding 1,270,568,8781,095,357,781975,861,793933,896,120828,154,462115,084,35869,040,750
Cash Flow 18
Metric Trend 2025202420232022202120202019
D&A $234M$203M$201M$151M$102M$70M$16M
Stock-based Comp $262M$246M$271M$306M$239M$100M$61M
Deferred Tax $16M$-287M$-16M$-3M$1M$-105M$52.0K
Amort. of Intangibles $75M$75M$105M$93M$71M$50M$3M
Restructuring $948.0K$2M$13M····
Other Non-cash $-4.74B$-1.78B$-7.38B$-7.39B···
Operating Cash Flow $-3.74B$-1.12B$-7.23B$-7.26B$-1.35B$-479M$-55M
CapEx $242M$154M$111M$93M$52M$25M$38M
Investing Cash Flow $-6.72B$-4.82B$-1.89B$-106M$110M$259M$115M
Debt Issued ····$9.52B$10.23B$12.46B
Stock Issued $3.19B$0$0$0$0$370M$0
Stock Repurchased ··$0$0$526.0K$40.0K$9M
Net Stock Activity $3.19B·$0$0···
Financing Cash Flow $13.11B$5.03B$10.89B$8.44B$685M$854M$93M
Net Change in Cash $2.65B$-906M$1.77B$1.08B$-555M$633M$153M
Taxes Paid $29M$27M$14M$3M$2M$529.0K$8.0K
Free Cash Flow $-3.98B$-1.27B$-7.34B$-7.35B···
Levered FCF ··$-8.13B$-7.54B···
Profitability 5
Metric Trend 2025202420232022202120202019
Net Margin 77.7%99.1%-71.4%-85.0%···
Pretax Margin 84.9%46.4%-71.5%-84.5%···
EBITDA Margin 37.8%40.5%47.8%40.1%···
ROA 1.1%1.5%-1.2%-2.3%···
ROE 5.5%7.9%-5.9%-6.2%···
Liquidity & Solvency 2
Metric Trend 2025202420232022202120202019
Current Ratio ·····5.8·
Quick Ratio ·····1.4·
Efficiency 1
Metric Trend 2025202420232022202120202019
Asset Turnover 0.00.00.00.0···
Per Share 7
Metric Trend 2025202420232022202120202019
Book Value / Share $8.26$5.96$5.36$5.58···
Revenue / Share $0.49$0.46$0.45$0.42···
Cash Flow / Share $-2.99$-1.02$-7.65$-8.05···
Cash / Share $3.88$2.32$3.16$1.52···
Dividend / Share $0.00$0.00$0.00$0.00···
Dividend Paid / Share $0.00$0.00$0.00$0.00···
EPS (TTM) $0.39$0.39$-0.36$-0.40$-1.00$-4.30·
Growth Rates 5
Metric Trend 2025202420232022202120202019
Revenue YoY 23.1%19.4%11.8%52.2%139.7%··
Revenue CAGR 3Y 18.0%26.6%59.8%····
Revenue CAGR 5Y 43.1%······
EPS YoY 0.00%······
Net Income YoY -3.5%······
Valuation (TTM) 10
Metric Trend 2025202420232022202120202019
Revenue TTM $619M$503M$421M$377M$248M$103M·
Net Income TTM $481M$499M$-301M$-320M$-484M$-224M·
Market Cap $33.26B$16.87B$9.71B$4.31B···
P/E 67.139.5-27.6-11.5-15.8··
P/S 53.733.523.011.4···
P/B 3.22.61.90.8···
P / Tangible Book 3.83.52.81.44.1··
P / Cash Flow -8.9-15.1-1.3-0.6···
P / FCF -8.3-13.2-1.3-0.6···
Earnings Yield 1.5%2.5%-3.6%-8.7%-6.3%··

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $619M $503M $421M $377M $248M
Net Income $481M $499M $-301M $-320M $-484M
Diluted EPS $0.39 $0.39 $-0.36 $-0.40 $-1.00

Institutional owners (13F) 1,071 filers · $19.7B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 1,071
Value held $19.7B
New positions 146
Exited positions 116
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
146 (-10 vs prior Q) 116 (-60 vs prior Q) 421 (+15 vs prior Q) 291 (-38 vs prior Q) -102.7M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
VANGUARD GROUP INC $2,906,061,341 111,003,107 14.78% Shares
BlackRock, Inc. $1,298,924,652 72,444,208 6.61% Shares
VANGUARD CAPITAL MANAGEMENT LLC $1,038,664,316 57,928,852 5.28% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $909,770,567 50,740,132 4.63% Shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP $878,200,642 48,979,400 4.47% Call option
JANE STREET GROUP, LLC $636,843,119 35,518,300 3.24% Call option
GOLDMAN SACHS GROUP INC $631,273,658 35,207,678 3.21% Shares
UBS Group AG $630,562,562 35,168,018 3.21% Shares
STATE STREET CORP $515,732,424 28,763,660 2.62% Shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP $463,422,366 25,846,200 2.36% Put option
GEODE CAPITAL MANAGEMENT, LLC $417,564,067 23,356,377 2.12% Shares
CITADEL ADVISORS LLC $375,144,011 20,922,700 1.91% Call option
JANE STREET GROUP, LLC $358,062,100 19,970,000 1.82% Put option
MORGAN STANLEY $350,019,518 19,521,442 1.78% Shares
UBS Group AG $321,831,487 17,949,330 1.64% Call option
GOLDMAN SACHS GROUP INC $303,422,218 16,922,600 1.54% Put option
TWO SIGMA ADVISERS, LP $269,931,508 10,310,600 1.37% Shares
D. E. Shaw & Co., Inc. $263,423,723 14,691,786 1.34% Shares
CITADEL ADVISORS LLC $261,760,070 14,599,000 1.33% Put option
NORGES BANK $244,394,184 13,630,462 1.24% Shares
MARSHALL WACE, LLP $209,734,474 11,697,405 1.07% Shares
MILLENNIUM MANAGEMENT LLC $188,147,935 10,493,471 0.96% Shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP $183,534,976 10,236,195 0.93% Shares
DIMENSIONAL FUND ADVISORS LP $179,381,186 10,003,025 0.91% Shares
BANK OF AMERICA CORP /DE/ $163,807,884 9,135,967 0.83% Shares
VANGUARD FIDUCIARY TRUST CO $145,955,238 8,140,281 0.74% Shares
NORTHERN TRUST CORP $136,635,116 7,620,475 0.69% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $130,535,205 7,280,268 0.66% Shares
D. E. Shaw & Co., Inc. $126,013,833 7,028,100 0.64% Call option
CITIGROUP INC $112,655,606 6,283,079 0.57% Shares
BANK OF MONTREAL /CAN/ $110,595,307 6,168,171 0.56% Shares
WELLS FARGO & COMPANY/MN $105,524,988 5,885,387 0.54% Shares
Sumitomo Mitsui Trust Group, Inc. $101,921,686 5,684,422 0.52% Shares
Mitsubishi UFJ Asset Management Co., Ltd. $93,936,812 5,239,086 0.48% Shares
Toroso Investments, LLC $90,950,079 3,474,029 0.46% Shares
Harvest Portfolios Group Inc. $86,177,981 4,806,357 0.44% Shares
ROYAL BANK OF CANADA $85,252,000 4,754,654 0.43% Shares
BANK OF MONTREAL /CAN/ $78,074,392 4,354,400 0.40% Put option
WORLDQUANT MILLENNIUM ADVISORS LLC $76,253,977 4,252,871 0.39% Shares
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC $75,060,505 4,726,732 0.38% Shares
Accel Growth Fund V Associates L.L.C. $73,592,950 4,104,459 0.37% Shares
Bank of New York Mellon Corp $72,531,086 4,045,236 0.37% Shares
HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND $67,633,251 3,772,072 0.34% Shares
ARK Investment Management LLC $67,102,642 3,742,479 0.34% Shares
JPMORGAN CHASE & CO $66,444,573 3,652,807 0.34% Shares
Legal & General Group Plc $64,705,501 3,608,784 0.33% Shares
Swiss National Bank $64,488,831 3,596,700 0.33% Shares
Walleye Trading LLC $62,613,353 3,492,100 0.32% Put option
DAVENPORT & Co LLC $59,692,778 3,779,487 0.30% Shares
Coppell Advisory Solutions LLC $59,683,286 620 0.30% Shares

Show all 1,071 institutional owners →

Activists & 5%+ owners 3 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Delaware Project 10 L.L.C., SoftBank Group Corp. ×5 filings Aug. 17, 2022 · Initial filing · SEC
Red Crow Capital, LLC, Clay Wilkes ×3 filings Nov. 24, 2021 · Initial filing · SEC
SB Sonic Holdco (UK) Limited, SoftBank Group Capital Ltd, Delaware Project 10 L.L.C., SoftBank Group Corp. ×2 filings July 23, 2021 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 33 insiders · 18 officers · 14 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Anthony Noto Chief Executive Officer Sept. 14, 2026 M 12,276,337 5 0 $2,251,126
Derek J White CEO - Galileo Sept. 15, 2025 M 1,096,513 0 0 $0
Christopher Lapointe CFO and PAO Sept. 14, 2026 M 1,870,290 0 0 $0
Chad M Borton President - SoFi Bank March 14, 2024 M 336,432 0 0 $0
Kelli Keough EVP, GBUL, SIPS Oct. 20, 2026 S 397,870 0 12 $-2,371,600
Jeremy Rishel Chief Technology Officer Sept. 21, 2026 S 912,650 0 4 $-6,243,323
Eric Schuppenhauer EVP GBUL Borrow Sept. 14, 2026 M 334,336 1 0 $99,650
Arun Pinto Chief Risk Officer Sept. 14, 2026 M 228,623 0 1 $-1,142,228
Robert S Lavet General Counsel Sept. 14, 2026 M 109,843 1 1 $84,351
Stephen Simcock General Counsel Dec. 15, 2025 M 235,833 0 0 $0
Aaron Webster Executive Vice President March 14, 2024 M 615,080 0 0 $0
Webb Lauren Stafford Chief Marketing Officer Dec. 14, 2023 M 315,675 0 0 $0
Jennifer Nuckles Executive Vice President Sept. 14, 2022 M 373,310 0 0 $0
Michelle Gill Executive Vice President Sept. 14, 2022 M 1,911,258 0 0 $0
Assaf Ronen Chief Product Officer June 14, 2022 M 636,156 0 0 $0
Micah Heavener Head of Operations June 14, 2022 M 170,926 0 0 $0
Maria Renz EVP & Group Business Leader March 24, 2022 A 672,228 0 0 $0
Thomas Clayton Wilkes Vice Chairman - Galileo Nov. 18, 2021 S 42,645,574 0 0 $0
Gary Meltzer Director July 17, 2026 A 71,281 0 0 $0
Steven J Freiberg Director July 17, 2026 A 593,998 0 1 $-1,913,710
Dana R. Green Director July 14, 2026 A · 0 0 $0
William A. Borden Director July 14, 2026 A 35,034 0 0 $0
Bashir Ruzwana Director July 14, 2026 A 79,359 0 0 $0
Clara Liang Director July 14, 2026 A 115,645 0 0 $0
John C.R. Hele Director July 14, 2026 A 35,034 0 0 $0
Magdalena Yesil Director July 14, 2026 A 433,104 0 0 $0
Tom Hutton Director July 14, 2026 A 18,388 0 0 $0
Ahmed Ali Al-Hammadi Director May 21, 2024 M 87,937 0 0 $0
Harvey M Schwartz Director May 21, 2024 M 361,289 0 0 $0
Richard Costolo Director Aug. 14, 2023 A 301,688 0 0 $0
Steven Trieu · May 28, 2021 A 240,000 0 0 $0
Chamath Palihapitiya · May 28, 2021 M 19,925,000 0 0 $0
Ian Osborne · May 28, 2021 M 19,925,000 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 74 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
ARKF · ARK ETF Trust 2.65% 1,137,249 NS July 31, 2026 N-PORT
NUMG · Nushares ETF Trust 2.20% 470,850 NS July 31, 2026 N-PORT
SATO · Invesco Exchange-Traded Fund Trust … 0.82% 3,892 SH Oct. 23, 2026 Daily
ARKK · ARK ETF Trust 0.65% 2,230,982 NS July 31, 2026 N-PORT
VBK · VANGUARD INDEX FUNDS 0.63% 16,999,285 SH Aug. 19, 2026 Daily
ESSC · Strategy Shares 0.45% 9,860 NS July 31, 2026 N-PORT
ESLG · Strategy Shares 0.43% 6,137 NS July 31, 2026 N-PORT
ESUM · Strategy Shares 0.41% 46,159 NS July 31, 2026 N-PORT
IYF · iShares Trust 0.33% 842,296 SH Sept. 11, 2026 Daily
IYG · iShares Trust 0.30% 389,145 SH Sept. 11, 2026 Daily
SMMD · iShares Trust 0.30% 673,876 SH Sept. 11, 2026 Daily
IMCG · iShares Trust 0.30% 698,766 SH Sept. 11, 2026 Daily
VB · VANGUARD INDEX FUNDS 0.27% 29,421,980 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.27% 2,077,847 SH Aug. 19, 2026 Daily
VXF · VANGUARD INDEX FUNDS 0.26% 14,718,744 SH Aug. 19, 2026 Daily
FNCL · FIDELITY COVINGTON TRUST 0.23% 334,978 NS July 31, 2026 N-PORT
XT · iShares Trust 0.23% 514,167 SH Sept. 11, 2026 Daily
SIZE · iShares Trust 0.22% 54,593 SH Sept. 11, 2026 Daily
EUSA · iShares, Inc. 0.19% 211,832 SH Sept. 11, 2026 Daily
IWS · iShares Trust 0.19% 1,661,637 SH Sept. 11, 2026 Daily
FTC · First Trust Exchange-Traded AlphaDE… 0.17% 139,577 NS July 31, 2026 N-PORT
IWR · iShares Trust 0.16% 5,178,466 SH Sept. 11, 2026 Daily
IMCB · iShares Trust 0.15% 147,506 SH Sept. 11, 2026 Daily
JMOM · J.P. Morgan Exchange-Traded Fund Tr… 0.15% 230,585 NS July 31, 2026 N-PORT
TECB · iShares Trust 0.14% 41,342 SH Sept. 11, 2026 Daily
USXF · iShares Trust 0.09% 75,732 SH Sept. 11, 2026 Daily
FAD · First Trust Exchange-Traded AlphaDE… 0.09% 30,338 NS July 31, 2026 N-PORT
FEX · First Trust Exchange-Traded AlphaDE… 0.08% 78,588 NS July 31, 2026 N-PORT
DFSU · Dimensional ETF Trust 0.08% 109,692 NS July 31, 2026 N-PORT
IWP · iShares Trust 0.08% 841,270 SH Sept. 11, 2026 Daily
DCOR · Dimensional ETF Trust 0.08% 153,802 NS July 31, 2026 N-PORT
GARP · iShares Trust 0.07% 132,594 SH Sept. 11, 2026 Daily
HAPI · Harbor ETF Trust 0.07% 22,305 NS July 31, 2026 N-PORT
ILCG · iShares Trust 0.07% 123,685 SH Sept. 11, 2026 Daily
DXUV · Dimensional ETF Trust 0.06% 21,657 NS July 31, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.06% 1,850,546 NS July 31, 2026 N-PORT
DFUV · Dimensional ETF Trust 0.06% 538,514 NS July 31, 2026 N-PORT
EQAL · Invesco Exchange-Traded Fund Trust … 0.06% 30,513 SH Oct. 23, 2026 Daily
DYNF · BlackRock ETF Trust 0.05% 1,296,635 SH Sept. 11, 2026 Daily
IWD · iShares Trust 0.05% 2,469,684 SH Sept. 11, 2026 Daily
GLBL · Pacer Funds Trust 0.05% 34 NS July 31, 2026 N-PORT
VONV · VANGUARD SCOTTSDALE FUNDS 0.05% 561,951 SH Aug. 19, 2026 Daily
USCL · iShares Trust 0.04% 68,376 SH Sept. 11, 2026 Daily
ESGV · VANGUARD WORLD FUND 0.04% 285,442 SH Aug. 19, 2026 Daily
DFAU · Dimensional ETF Trust 0.04% 294,260 NS July 31, 2026 N-PORT
ILCB · iShares Trust 0.03% 24,023 SH Sept. 11, 2026 Daily
PRFZ · Invesco Exchange-Traded Fund Trust 0.03% 57,508 SH Oct. 23, 2026 Daily
BBUS · J.P. Morgan Exchange-Traded Fund Tr… 0.03% 174,133 NS July 31, 2026 N-PORT
VOTE · TCW ETF Trust 0.03% 21,356 NS July 31, 2026 N-PORT
BKLC · BNY Mellon ETF Trust 0.03% 105,839 NS July 31, 2026 N-PORT
IWB · iShares Trust 0.03% 871,283 SH Sept. 11, 2026 Daily
DFUS · Dimensional ETF Trust 0.03% 393,845 NS July 31, 2026 N-PORT
IYY · iShares Trust 0.03% 53,893 SH Sept. 11, 2026 Daily
ITOT · iShares Trust 0.03% 1,677,808 SH Sept. 11, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.03% 40,747,463 SH Aug. 19, 2026 Daily
VONE · VANGUARD SCOTTSDALE FUNDS 0.03% 207,888 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.03% 106,275 SH Aug. 19, 2026 Daily
TOV · EA Series Trust 0.03% 5,081 NS July 31, 2026 N-PORT
IWV · iShares Trust 0.03% 346,791 SH Sept. 10, 2026 Daily
PBUS · Invesco Exchange-Traded Fund Trust … 0.03% 205,566 SH Oct. 23, 2026 Daily
DFLV · Dimensional ETF Trust 0.03% 108,224 NS July 31, 2026 N-PORT
TOK · iShares Trust 0.03% 3,522 SH Sept. 10, 2026 Daily
KOKU · DBX ETF Trust 0.02% 11,223 NS Aug. 31, 2026 N-PORT
TILT · FlexShares Trust 0.02% 32,864 NS July 31, 2026 N-PORT
URTH · iShares, Inc. 0.02% 111,555 SH Sept. 10, 2026 Daily
ACWI · iShares Trust 0.02% 390,664 SH Sept. 10, 2026 Daily
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.02% 1,061,161 SH Aug. 19, 2026 Daily
CRBN · iShares Trust 0.01% 7,426 SH Sept. 10, 2026 Daily
VONG · VANGUARD SCOTTSDALE FUNDS 0.01% 235,387 SH Aug. 19, 2026 Daily
PRF · Invesco Exchange-Traded Fund Trust 0.01% 56,332 SH Oct. 23, 2026 Daily
IWF · iShares Trust 0.01% 563,811 SH Sept. 11, 2026 Daily
CLSE · Trust for Professional Managers -0.37% -185,095 NS Aug. 31, 2026 N-PORT
CBLS · Elevation Series Trust -0.96% -32,750 NS July 31, 2026 N-PORT
SMLF · iShares Trust · 747,155 SH Sept. 11, 2026 Daily

SOFI Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 32 analysts BUY
Median target $19.00 +16.5%
6 18.8% Strong Buy
9 28.1% Buy
13 40.6% Hold
3 9.4% Sell
1 3.1% Strong Sell

12-Month Price Target

23 analysts · 2026-10-23

Mean target $20.23 +24.0%

Now Current price $16.32
Low$12.00 Mean$20.23 High$30.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
SOFI $33.26B 67.1 23.1% 77.7% 5.5% ·
AXP $253.79B 24.1 6.4% 26.2% 32.9% ·
COF $151.50B 60.1 36.6% 4.6% 2.2% ·
SYF $28.95B 9.0 -2.8% 18.7% 21.1% ·
ALLY $13.97B 19.1 -3.3% 10.8% 5.7% ·
FCFS $7.01B 21.5 8.0% 9.0% 15.3% 50.3%
OMF $7.92B 10.3 8.9% 16.0% 23.3% ·
CACC $4.74B 12.2 7.2% 18.3% 27.5% ·
FIGR $0 92.8 48.7% 26.4% 16.9% ·
NNI · 11.3 21.1% 120.9% 12.2% ·
ENVA $3.89B 13.6 18.6% 9.8% 24.3% 58.1%

Latest News Recent headlines mentioning this company

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SoFi Technologies: The Customer Growth Story Isn't Over (NASDAQ: SOFI) Yahoo Finance · The Fed Just Triggered a Sharp Tech-Sector Sell-Off: Here Is the 1 Dirt-Cheap Financial Disruptor I’m Buying Hand Over Fist Yahoo Finance · What to Know About SoFi Technologies Inc (SOFI)’s Stablecoin Yahoo Finance · Want to Retire a Millionaire? This Under-$20 Stock Deserves a Look. Nasdaq · Better Fintech Stock for Growth Investors: Nu Holdings vs. SoFi Nasdaq · Why SoFi Stock Soared 13% in May Nasdaq · Notable Friday Option Activity: MOV, SOFI, SCSC Nasdaq · Prediction: This Will Be SoFi's Stock Price in 2030 Nasdaq · SoFi Stock Is Getting Absolutely Crushed This Year. Is It Finally Time to Buy? Nasdaq · Her $55,000 student loan balance vanished overnight — 10 months later, SoFi took her to court Yahoo Finance ·

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Source: SEC 10-Q filed Aug 6, 2026