HAFC
NASDAQ
US
Hanmi Financial Corporation - Common Stock
$26.47
▼ $-0.13
(-0.49%)
Vol 243K
11
Quality Score
ok
Deep Check
1/5
fail
Rev ✗
NI ✓
>IPO ✗
Mkt Cap
$809.7M
P/E
11.2
ROE
9.6%
Margin
33.6%
D/E
16.72
Beta
0.77
Div Yield
4.00%
52W
$19–$29
Wall Street Consensus
10 analysts · Apr 20262
Strong Buy
5
Buy
3
Hold
0
Sell
0
Strong Sell
70.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.72 | $0.70 | $-0.02 |
| Sep 2025 | $0.66 | $0.73 | +$0.07 |
| Jun 2025 | $0.62 | $0.50 | $-0.12 |
| Mar 2025 | $0.58 | $0.58 | $0.00 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $60.8M | $62.8M | $65.2M | $71.0M | $71.2M |
| Net Income | — | $17.7M | $17.7M | $15.1M | $22.1M | $21.2M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 8.8% | 8.8% | 8.8% | 8.8% | 9.6% | 9.6% |
| P/E (TTM) | 11.41 | 10.94 | 11.21 | 12.17 | 11.62 | 11.16 |
| Net Margin | — | 33.6% | 33.6% | 33.6% | 33.6% | 33.6% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 17.17 | 17.17 | 17.17 | 17.17 | 16.72 | 16.72 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.9%
P/S (TTM)
1.87
P/B
1.0
EPS (TTM)
$2.42
CF/Share
$3.22
Rev Growth 3Y
+3.5%
52W High
$29.46
52W Low
$19.25
$19.25
52-Week Range
$29.46
Financial Health
Free Cash Flow
$51.3M
Net Debt
$67.6M
Cash
$212.8M
Total Debt
$280.5M
As of Dec 31, 2025
How does HAFC compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
HAFC valuation vs Banking peers
P/E ratio
11.2
▼
11%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
1.9
▼
19%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.0
▼
7%
below
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
4.0%
▲
34%
above
peers
(3.0%)
vs Peers
vs Industry
Below avg
HAFC profitability vs Banking peers
ROE
9.6%
▲
7%
above
peers
(9.0%)
vs Peers
vs Industry
In line
Net margin
33.6%
▲
17%
above
peers
(28.6%)
vs Peers
vs Industry
Below avg
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.9%
▼
2%
below
peers
(1.0%)
vs Peers
vs Industry
In line
HAFC financial health vs Banking peers
D/E ratio
16.7
▲
21%
above
peers
(13.8)
vs Peers
vs Industry
Above avg
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.8
▲
12%
above
peers
(0.7)
vs Peers
vs Industry
Less volatile
HAFC fundamentals radar
HAFC
Peer median
Industry
HAFC profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
HAFC vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
SANTAROSA ROMOLO C
Chief Financial Officer · Mar 13
4913 shs
FUHR MATTHEW D
Officer · Mar 13
2761 shs
DU MICHAEL
Officer · Mar 13
1596 shs
KIM ANTHONY I
Officer · Mar 13
3159 shs
PANGRAZIO JOSEPH A.
Officer · Mar 13
483 shs
LEE BONITA INSOOK
Chief Executive Officer · Mar 13
18832 shs
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As of Dec 31, 2025
Dividends
$1.09
/ year
Feb 09, 2026
$0.2800
Nov 04, 2025
$0.2700
Aug 04, 2025
$0.2700
May 05, 2025
$0.2700
Feb 10, 2025
$0.2700
Nov 04, 2024
$0.2500
Aug 05, 2024
$0.2500
May 03, 2024
$0.2500
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