$218.76
▼ $-0.45
(-0.21%)
Vol 18K
9
Quality Score
ok
Deep Check
1/5
fail
Rev ✗
NI ✓
>IPO ✗
Mkt Cap
$471.2M
P/E
13.1
ROE
13.7%
Margin
13.2%
D/E
0.15
Beta
0.66
Div Yield
0.74%
52W
$190–$289
Price Chart
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Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | — | $3.97 | — |
| Mar 2024 | — | $2.40 | — |
| Dec 2023 | — | $3.09 | — |
| Jun 2023 | — | $4.00 | — |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $70.9M | $56.8M | $73.8M | $73.0M | $70.0M |
| Net Income | $8.4M | $3.2M | $12.3M | $12.2M | $7.5M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 12.7% | 12.7% | 12.7% | 12.7% | 13.7% | 13.7% |
| P/E (TTM) | 12.03 | 13.69 | 15.02 | 14.73 | 13.85 | 13.08 |
| Net Margin | 16.7% | 12.3% | 12.3% | 12.3% | 13.2% | 13.2% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 |
| Current Ratio | — | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 |
Key Ratios
ROA (TTM)
10.5%
P/S (TTM)
1.72
P/B
1.8
EPS (TTM)
$19.00
CF/Share
$14.40
Rev Growth 3Y
-6.4%
52W High
$288.98
52W Low
$190.20
$190.20
52-Week Range
$288.98
Financial Health
Free Cash Flow
$3.7M
Net Debt
-$12.8M
Cash
$20.8M
Total Debt
$8.1M
As of Dec 31, 2025
How does ITIC compare to Insurance peers?
Peer group: Small-cap Insurance ($300M+) · 38 companies
ITIC valuation vs Insurance peers
P/E ratio
13.1
▲
6%
above
peers
(12.3)
vs Peers
vs Industry
Fair value
P/S ratio
1.7
▲
11%
above
peers
(1.6)
vs Peers
vs Industry
Fair value
P/B ratio
1.8
▲
6%
above
peers
(1.7)
vs Peers
vs Industry
Fair value
Div yield
0.7%
▼
64%
below
peers
(2.1%)
vs Peers
vs Industry
Low yield
ITIC profitability vs Insurance peers
ROE
13.7%
▼
17%
below
peers
(16.5%)
vs Peers
vs Industry
Weak
Net margin
13.2%
▲
11%
above
peers
(11.8%)
vs Peers
vs Industry
In line
Gross margin
—
▼
0%
below
peers
(35.3%)
vs Peers
vs Industry
Weak
ROA
10.5%
▲
224%
above
peers
(3.2%)
vs Peers
vs Industry
Top tier
ITIC financial health vs Insurance peers
D/E ratio
0.2
▼
99%
below
peers
(14.4)
vs Peers
vs Industry
Low debt
Current ratio
0.3
▼
53%
below
peers
(0.7)
vs Peers
vs Industry
Low liquidity
Beta
0.7
▲
37%
above
peers
(0.5)
vs Peers
vs Industry
More volatile
ITIC fundamentals radar
ITIC
Peer median
Industry
ITIC profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
ITIC vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
SPEED JAMES HERBERT JR
Director · Mar 18
210 shs
PARKER ELTON C. JR.
Director · Mar 18
212 shs
SPEED JAMES HERBERT JR
Director · Mar 18
210 shs
PARKER ELTON C. JR.
Director · Mar 18
212 shs
SCOTT JAMES E
Director · Feb 20
500 shs
Last 90 days
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As of Dec 31, 2025
Dividends
$10.56
/ year
Mar 23, 2026
$0.4600
Dec 01, 2025
$9.1800
Sep 02, 2025
$0.4600
Jun 13, 2025
$0.4600
Mar 24, 2025
$0.4600
Dec 02, 2024
$14.4600
Sep 03, 2024
$0.4600
Jun 14, 2024
$0.4600
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