DGICA Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $18.27
Revenue $978M
ROE 12.7%
52W Range $16–$21

DGICA Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
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Stock splits 2
Ex-date Split Type
April 27, 2006 4-for-3 Forward
March 29, 2005 4-for-3 Forward

10-Year Performance Revenue, net income, margins and EPS trends

06
Revenue$978M
2016-12-31 → 2025-12-31
Net margin6.8%
2016-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

No data for this ratio group yet

Not enough fundamentals data to compute this ratio group yet.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Payout Ratio32.4%
Annualized Payout≈$0.77Paid quarterly
5Y Div CAGR≈4.1%Per share, split-adjusted
Growth Streak≈21Consecutive years of dividend growth
Ex-dateAmountCurrencyYield
Jul 31, 2026$0.19USD≈3.8%
May 1, 2026$0.19USD≈4.5%
Feb 3, 2026$0.18USD≈3.9%
Nov 3, 2025$0.18USD≈3.9%
Aug 1, 2025$0.18USD≈4.3%
May 1, 2025$0.18USD≈3.6%
Feb 4, 2025$0.17USD≈4.7%
Nov 1, 2024$0.17USD≈4.5%
Aug 1, 2024$0.17USD≈4.9%
May 7, 2024$0.17USD≈5.1%
Jan 31, 2024$0.17USD≈4.5%
Oct 31, 2023$0.17USD≈4.8%
Jul 31, 2023$0.17USD≈4.6%
Apr 28, 2023$0.17USD≈4.7%
Jan 31, 2023$0.17USD≈4.3%
Oct 31, 2022$0.17USD≈4.5%
Jul 29, 2022$0.17USD≈4.6%
Apr 29, 2022$0.17USD≈4.8%
Jan 31, 2022$0.16USD≈4.5%
Oct 29, 2021$0.16USD≈4.4%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 14.9%
Next Report Oct 28, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 22, 2026 $0.53 $0.43 22.5%
March 31, 2026 $0.32 $0.41 -22.3%
Dec. 31, 2025 $0.50 $0.55 -8.4%
Sept. 30, 2025 $0.52 $0.53 -1.0%
June 30, 2025 $0.43 $0.41 6.1%
March 31, 2025 $0.72 $0.37 92.4%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 6
Metric Trend 202520242023202220212020201920182017201620152014
Revenue $978M$990M$927M$848M$816M$778M$812M$772M$739M$688M$636M$587M
Interest Expense $1M$946.0K$619.8K$620.6K$895.6K$1M$2M$2M$2M$2M$1M$2M
Other Non-op ······$2M$2M$3M$3M$3M$3M
Pretax Income $98M$62M$5M$-4M$30M$63M$57M$-48M$12M$41M$28M$16M
Income Tax $18M$11M$638.0K$-2M$5M$10M$10M$-15M$5M$11M$7M$2M
Net Income $79M$51M$4M$-2M$25M$53M$47M$-33M$7M$31M$21M$15M
Balance Sheet 15
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents $27M$53M$24M$25M$58M$103M$49M$53M$38M$25M$28M$36M
Short-term Investments ·····$21M$14M$17M$11M$9M$13M$20M
PP&E (Net) $2M$2M$3M$3M$3M$4M$5M$5M$7M$7M$7M$8M
PP&E (Gross) $12M$12M$12M$12M$13M$16M$16M$18M$21M$21M$21M$21M
Accum. Depreciation $10M$10M$10M$9M$10M$12M$11M$14M$14M$14M$14M$14M
Goodwill $6M$6M$6M$6M$6M$6M$6M$6M$6M$6M$6M$6M
Intangibles $958.0K$958.0K$958.0K$958.0K$958.0K$958.0K$958.0K$958.0K$958.0K$958.0K$958.0K$958.0K
Total Assets $2.39B$2.34B$2.27B$2.24B$2.26B$2.16B$1.92B$1.83B$1.74B$1.62B$1.54B$1.46B
Total Liabilities $1.75B$1.79B$1.79B$1.76B$1.72B$1.64B$1.47B$1.43B$1.29B$1.18B$1.13B$1.04B
Paid-in Capital $392M$370M$336M$326M$305M·······
Retained Earnings $298M$245M$218M$241M$264M$258M$223M$193M$237M$245M$229M$223M
Treasury Stock $41M$41M$41M$41M$41M$41M$41M$41M$41M$41M$41M$13M
AOCI $-8M$-28M$-33M$-42M$3M$11M$504.2K$-14M$-3M$-2M$773.7K$5M
Stockholders' Equity $640M$546M$480M$484M$531M$518M$451M$399M$449M$439M$408M$416M
Liabilities + Equity $2.39B$2.34B$2.27B$2.24B$2.26B$2.16B$1.92B$1.83B$1.74B$1.62B$1.54B$1.46B
Cash Flow 13
Metric Trend 202520242023202220212020201920182017201620152014
D&A $3M$4M$4M$5M$6M$7M$6M$7M$6M$7M$7M$4M
Operating Cash Flow $70M$67M$29M$67M$77M$101M$76M$64M$81M$60M$68M$45M
CapEx ··········$151.5K$2M
Investing Cash Flow $-91M$-48M$-17M$-98M$-62M$-100M$-43M$-38M$-58M$-51M··
Stock Issued $20M$32M$9M$19M$14M$19M$5M$3M$16M$14M$16M$11M
Stock Repurchased ··········$28M$12.0K
Net Stock Activity $20M$32M$9M$19M$14M$19M$5M$3M$16M$14M$-13M·
Dividends Paid $26M$23M$22M$21M$19M$17M$16M$16M$15M$14M$14M$14M
Financing Cash Flow $-5M$10M$-13M$-1M$-60M$52M$-36M$-11M$-9M$-12M··
Net Change in Cash ·······$15M$13M$-4M$-7M$8M
Taxes Paid $23M$4M$250.1K$4M$6M$13M$-10M$-3M$3M$7M$7M$3M
Free Cash Flow ··········$66M·
Levered FCF ··········$65M·
Profitability 4
Metric Trend 202520242023202220212020201920182017201620152014
Net Margin 8.1%5.1%0.48%-0.23%3.1%6.8%5.8%-4.2%0.96%4.5%3.3%·
Pretax Margin 10.0%6.3%0.55%-0.43%3.7%8.1%7.0%-6.2%1.6%6.0%4.3%·
ROA 3.4%2.2%0.20%-0.09%1.1%2.6%2.5%-1.8%0.42%1.9%1.4%·
ROE 12.7%9.6%0.93%-0.41%4.7%10.3%10.5%-8.1%1.6%7.3%5.1%·
Efficiency 1
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 0.40.40.40.40.40.40.40.40.40.40.4·
Growth Rates 7
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY -1.2%6.7%9.3%3.9%5.0%·······
Revenue CAGR 3Y 4.9%6.6%6.0%·········
Revenue CAGR 5Y 4.7%···········
Net Income YoY 56.0%1049.3%··-52.2%·······
Net Income CAGR 3Y ·26.3%-56.2%·········
Net Income CAGR 5Y 8.5%···········
Dividends Paid CAGR 5Y 8.6%···········
Valuation (TTM) 4
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $978M$990M$927M$848M$816M$778M$812M$772M$739M$688M$636M$587M
Net Income TTM $79M$51M$4M$-2M$25M$53M$47M$-33M$7M$31M$21M$15M
Payout Ratio 32.4%44.6%494.7%-1046.4%75.6%32.1%34.1%-47.8%208.3%45.7%68.9%·
Annual Payout $26M$23M$22M$21M$19M$17M$16M$16M$15M$14M$14M$14M

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $978M $990M $927M $848M $816M
Net Income $79M $51M $4M $-2M $25M

Institutional owners (13F) 160 filers · $264.1M total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 160
Value held $264.1M
New positions 20
Exited positions 21
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
20 (-9 vs prior Q) 21 (+4 vs prior Q) 70 (+29 vs prior Q) 32 (-20 vs prior Q) +471K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $40,912,710 2,169,284 15.49% Shares
DIMENSIONAL FUND ADVISORS LP $34,120,829 1,809,165 12.92% Shares
VANGUARD GROUP INC $20,442,637 1,023,155 7.74% Shares
VANGUARD CAPITAL MANAGEMENT LLC $13,328,475 706,706 5.05% Shares
GEODE CAPITAL MANAGEMENT, LLC $11,253,468 596,546 4.26% Shares
AMERICAN CENTURY COMPANIES INC $8,861,956 469,881 3.36% Shares
STATE STREET CORP $7,668,533 406,603 2.90% Shares
RENAISSANCE TECHNOLOGIES LLC $6,787,921 359,911 2.57% Shares
MORGAN STANLEY $6,236,636 330,680 2.36% Shares
Connor, Clark & Lunn Investment Management Ltd. $6,078,352 322,288 2.30% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $5,037,016 267,074 1.91% Shares
GOLDMAN SACHS GROUP INC $4,898,371 259,723 1.86% Shares
CALDWELL SUTTER CAPITAL, INC. $4,270,640 226,439 1.62% Shares
LOGAN CAPITAL MANAGEMENT INC $4,219,039 223,703 1.60% Shares
WELLS FARGO & COMPANY/MN $4,110,380 217,942 1.56% Shares
ROYCE & ASSOCIATES LP $3,945,191 209,183 1.49% Shares
Foundry Partners, LLC $3,739,809 190,515 1.42% Shares
TWO SIGMA INVESTMENTS, LP $3,719,814 197,233 1.41% Shares
AQR CAPITAL MANAGEMENT LLC $3,214,029 170,415 1.22% Shares
NORTHERN TRUST CORP $3,201,183 169,734 1.21% Shares
Bank of New York Mellon Corp $3,160,755 167,590 1.20% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $3,150,488 167,046 1.19% Shares
Creative Planning $3,014,954 159,860 1.14% Shares
Qube Research & Technologies Ltd $2,705,335 143,443 1.02% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $2,685,928 142,414 1.02% Shares
BRIDGEWAY CAPITAL MANAGEMENT, LLC $2,579,690 136,781 0.98% Shares
VANGUARD FIDUCIARY TRUST CO $2,144,175 113,689 0.81% Shares
TEACHER RETIREMENT SYSTEM OF TEXAS $2,114,452 112,113 0.80% Shares
CITADEL ADVISORS LLC $2,087,877 110,704 0.79% Shares
MILLENNIUM MANAGEMENT LLC $1,984,921 105,245 0.75% Shares
RAYMOND JAMES FINANCIAL INC $1,898,031 100,638 0.72% Shares
JACOBS LEVY EQUITY MANAGEMENT, INC $1,887,792 100,095 0.71% Shares
PINNACLE ASSOCIATES LTD $1,751,604 92,874 0.66% Shares
Empowered Funds, LLC $1,708,829 90,606 0.65% Shares
Trexquant Investment LP $1,696,476 89,951 0.64% Shares
CANNELL CAPITAL LLC $1,564,230 82,939 0.59% Shares
D. E. Shaw & Co., Inc. $1,419,064 75,242 0.54% Shares
BANK OF AMERICA CORP /DE/ $1,348,509 71,501 0.51% Shares
Quantinno Capital Management LP $1,191,560 63,179 0.45% Shares
NORGES BANK $1,150,460 61,000 0.44% Shares
Brandywine Global Investment Management, LLC $1,116,882 55,900 0.42% Shares
VICTORY CAPITAL MANAGEMENT INC $1,093,880 58,000 0.41% Shares
FRANKLIN RESOURCES INC $1,085,600 57,561 0.41% Shares
FIRST TRUST ADVISORS LP $1,065,948 56,519 0.40% Shares
Numerai GP LLC $903,677 47,915 0.34% Shares
Campbell & CO Investment Adviser LLC $882,026 46,767 0.33% Shares
Minerva Advisors LLC $876,801 46,490 0.33% Shares
UBS Group AG $868,408 46,045 0.33% Shares
MML INVESTORS SERVICES, LLC $857,061 45,443 0.32% Shares
Empirical Financial Services, LLC d.b.a. Empirical Wealth Management $846,344 44,875 0.32% Shares

Show all 160 institutional owners →

Activists & 5%+ owners 13 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Donegal Mutual Insurance Company ×12 filings April 29, 2022 · Initial filing Passive investment SEC
S.S. OR ×19 filings Dec. 21, 2015 · Initial filing · SEC
Aug. 1, 2013 · Initial filing · SEC
July 24, 2013 · Initial filing · SEC
July 19, 2013 · Initial filing · SEC
June 13, 2013 · Initial filing · SEC
May 8, 2013 · Initial filing · SEC
April 22, 2013 · Initial filing · SEC
April 11, 2013 · Initial filing · SEC
March 27, 2013 · Initial filing · SEC
Gregory M. Shepard ×3 filings March 20, 2013 · Initial filing · SEC
Undisclosed reporting person, Undisclosed reporting person April 15, 2003 · Initial filing · SEC
Undisclosed reporting person, Undisclosed reporting person June 29, 2001 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 42 insiders · 16 officers · 8 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Kevin Gerard Burke President & Chief Exec Officer May 15, 2026 J 3,309 0 0 $0
Christina Marie Hoffman Sr. VP & Chief Risk Officer Aug. 6, 2026 M 4,655 0 1 $-354,060
Noland Rone Deas JR Senior Vice President Aug. 4, 2026 M 3,523 0 1 $-467,280
David Benjamin Bawel SVP & CHIEF ACCOUNTING OFFICER May 15, 2026 J 5,367 0 1 $-13,743
Vincent Anthony Viozzi Sr. VP & Chief Inv Officer May 15, 2026 J 3,201 0 0 $0
Sanjay Pandey Sr. VP & Chief Info Officer May 15, 2026 J 28,829 0 0 $0
William Daniel Delamater EVP & Chief Oper Officer March 3, 2026 M 2,012 0 1 $-158,670
Rick Joseph Hecker SVP & GENERAL COUNSEL Jan. 1, 2026 A 0 0 1 $-17,766
David Wayne Sponic Senior Vice President Jan. 1, 2026 A 0 0 0 $0
Jeffery Tim Hay Senior Vice President Jan. 1, 2026 A 7,482 0 0 $0
William Albert Folmar Sr. Vice President Jan. 1, 2026 A 983 0 0 $0
Kristi Spencer Altshuler Sr. Vice President Jan. 1, 2026 A 0 0 1 $-243,000
Jeffrey Alan Jacobsen Sr. Vice President June 3, 2022 M 100 0 0 $0
Francis Joseph Haefner JR Sr. Vice President Jan. 4, 2022 J 6,376 0 0 $0
Richard George Kelley Sr. Vice President Jan. 4, 2022 J 10,152 0 0 $0
Ralph G Spontak Senior VP March 25, 2005 J 6,198 0 0 $0
David Charles King Director Aug. 4, 2026 M 3,700 0 1 $-173,970
Dennis Joseph Bixenman Director Aug. 4, 2026 M 9,355 0 1 $-216,675
Jack Lee Hess Director Feb. 17, 2026 J 122,145 0 0 $0
Britta Harris Schatz Director Jan. 2, 2026 A 2,200 0 0 $0
Annette Brookens Szady Director Jan. 2, 2026 A 3,700 0 1 $-88,785
Kevin Michael Kraft SR Director Jan. 2, 2026 A 14,636 0 1 $-90,090
Scott Andrew Berlucchi Director Jan. 2, 2025 A 8,897 0 0 $0
DONEGAL MUTUAL INSURANCE CO 10% owner June 3, 2026 P 14,117,109 46 0 $9,086,170
Gregory M. Shepard 10% owner Dec. 21, 2015 S 0 0 0 $0
Jeffrey Dean Miller · May 15, 2026 J 41,748 0 0 $0
Barry C Huber · Jan. 2, 2026 A 16,567 0 0 $0
Jon Marshall Mahan · Jan. 2, 2026 A 10,688 0 1 $-85,815
Sewell Trezevant Moore Jr · Jan. 2, 2026 A 27,355 0 1 $-88,650
Daniel J Wagner · Nov. 13, 2025 M 95,384 0 2 $-355,764
Robert Richard Long JR · July 1, 2024 J 1,472 0 0 $0
Matthew Thomas Hudnall · Jan. 2, 2024 J 497 0 0 $0
Richard D Wampler II · Jan. 2, 2024 A 10,102 0 0 $0
Cyril J Greenya · Jan. 2, 2020 J 9,048 0 0 $0
Patricia A Gilmartin · Jan. 2, 2020 A 1,500 0 0 $0
Robert S Bolinger · Jan. 2, 2020 A 10,110 0 0 $0
Robert G Shenk · Feb. 15, 2019 J 22,906 0 0 $0
Donald H Nikolaus · Aug. 15, 2018 J 204,150 0 0 $0
Philip H Glatfelter II · Aug. 15, 2016 J 13,041 0 0 $0
John J Lyons · Jan. 2, 2014 A 43,418 0 0 $0
Richard R Sherbahn · Feb. 15, 2013 J 6,705 0 0 $0
Philip A Garcia · Jan. 3, 2011 A 622 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 31 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
ROSC · Lattice Strategies Trust 0.48% 14,878 NS July 31, 2026 N-PORT
ESSC · Strategy Shares 0.22% 4,026 NS July 31, 2026 N-PORT
FSMD · FIDELITY COVINGTON TRUST 0.09% 120,030 NS July 31, 2026 N-PORT
IWC · iShares Trust 0.08% 59,104 SH Sept. 11, 2026 Daily
DFSV · Dimensional ETF Trust 0.04% 167,815 NS July 31, 2026 N-PORT
VFMV · VANGUARD WELLINGTON FUND 0.03% 5,976 SH Aug. 19, 2026 Daily
DFAT · Dimensional ETF Trust 0.02% 174,722 NS July 31, 2026 N-PORT
VTWV · VANGUARD SCOTTSDALE FUNDS 0.02% 15,071 SH Aug. 19, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.01% 2,103 SH Oct. 2, 2026 Daily
IWM · iShares Trust 0.01% 570,766 SH Sept. 11, 2026 Daily
DFAS · Dimensional ETF Trust 0.01% 103,694 NS July 31, 2026 N-PORT
PRFZ · Invesco Exchange-Traded Fund Trust 0.01% 17,192 SH Oct. 2, 2026 Daily
RSSL · Global X Funds 0.01% 8,242 NS July 31, 2026 N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS 0.01% 99,026 SH Aug. 19, 2026 Daily
FNCL · FIDELITY COVINGTON TRUST 0.00% 5,565 NS July 31, 2026 N-PORT
WSML · iShares Trust 0.00% 1,076 SH Sept. 11, 2026 Daily
DFAC · Dimensional ETF Trust 0.00% 70,170 NS July 31, 2026 N-PORT
DFSU · Dimensional ETF Trust 0.00% 3,269 NS July 31, 2026 N-PORT
PFM · Invesco Exchange-Traded Fund Trust 0.00% 896 SH Sept. 21, 2026 Daily
DFUV · Dimensional ETF Trust 0.00% 12,386 NS July 31, 2026 N-PORT
DCOR · Dimensional ETF Trust 0.00% 2,346 NS July 31, 2026 N-PORT
ITOT · iShares Trust 0.00% 56,919 SH Sept. 11, 2026 Daily
DFAU · Dimensional ETF Trust 0.00% 6,112 NS July 31, 2026 N-PORT
IWV · iShares Trust 0.00% 7,178 SH Sept. 3, 2026 Daily
DFUS · Dimensional ETF Trust 0.00% 5,057 NS July 31, 2026 N-PORT
DXUV · Dimensional ETF Trust 0.00% 28 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.00% 136,801 SH Aug. 19, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 548,794 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 1,264 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.00% 27,911 SH Aug. 19, 2026 Daily
IWN · iShares Trust · 189,225 SH Sept. 11, 2026 Daily

DGICA Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 11 analysts BUY
Median target $21.00 +14.9%
3 27.3% Strong Buy
5 45.5% Buy
3 27.3% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

2 analysts · 2026-10-02

Mean target $21.00 +14.9%

← Below all targets Current price $18.27
Low$20.00 Mean$21.00 High$22.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
DGICA · · -1.2% 8.1% 12.7% ·
TRUP $1.62B 83.0 11.9% · · ·
HRTG $902M 4.6 3.7% 23.1% 44.0% ·
EIG $878M 93.8 -2.5% 1.3% 1.1% ·
HIPO $773M 13.5 25.9% 12.3% 14.5% ·
ROOT · 30.6 28.9% 2.7% 15.2% ·
TIPT $691M 24.0 -67.9% 7157.2% 7.2% ·
ITIC $471M 13.4 5.6% 12.9% 13.2% ·
AII $408M 3.7 35.3% 36.0% 31.2% ·
ACIC $616M 5.9 13.1% 31.9% 35.0% ·
AMSF $722M 15.6 2.7% 14.9% 18.2% ·

Latest News Recent headlines mentioning this company

23

Trading Signals Recent buy/sell signals with entry price and risk/reward ratio

25

No open signal right now — no card is filled, and that's honest.

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed May 7, 2026