DGICA Donegal Group, Inc. - Class A Common Stock

NASDAQ · Insurance · View on SEC EDGAR ↗
$17.28
Price · May 20, 2026
Fundamentals as of May 7, 2026

DGICA Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$17.27
Market Cap
P/E (TTM)
EPS (TTM)
Revenue (TTM)
$978M
Div Yield
ROE
12.7%
Debt/Equity
52W Range
$16 – $21

DGICA Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $978M
10-point trend, +42.1%
2016-12-31 2025-12-31
EPS
Free Cash Flow
Margins 8.1%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
DGICA
Peer Median

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
DGICA
Peer Median
Net Profit Margin
5-point trend, +162.5%
8.1%
10.8%
ROA
5-point trend, +194.7%
3.4%
4.0%
ROE
5-point trend, +169.7%
12.7%
14.2%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
DGICA
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
DGICA
Peer Median
Revenue YoY
5-point trend, +19.8%
-1.2%
Revenue CAGR 3Y
5-point trend, +19.8%
4.9%
Revenue CAGR 5Y
5-point trend, +19.8%
4.7%
Net Income YoY
5-point trend, +214.2%
56.0%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
DGICA
Peer Median

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
DGICA
Peer Median
Payout Ratio
5-point trend, -57.2%
32.4%

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
Payout Ratio
32.4%
5Y Div CAGR
Ex-dateAmount
May 1, 2026$0.1930
Feb. 3, 2026$0.1830
Nov. 3, 2025$0.1830
Aug. 1, 2025$0.1830
May 1, 2025$0.1830
Feb. 4, 2025$0.1730
Nov. 1, 2024$0.1730
Aug. 1, 2024$0.1730
May 7, 2024$0.1730
Jan. 31, 2024$0.1700
Oct. 31, 2023$0.1700
July 31, 2023$0.1700
April 28, 2023$0.1700
Jan. 31, 2023$0.1650
Oct. 31, 2022$0.1650
July 29, 2022$0.1650
April 29, 2022$0.1650
Jan. 31, 2022$0.1600
Oct. 29, 2021$0.1600
July 30, 2021$0.1600

DGICA Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 11 analysts
  • Strong Buy 3 27.3%
  • Buy 5 45.5%
  • Hold 3 27.3%
  • Sell 0 0.0%
  • Strong Sell 0 0.0%

12-Month Price Target

2 analysts · 2026-05-15
Median target $19.25 +11.4%
Mean target $19.25 +11.4%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
0.04%
Period EPS Actual EPS Est Surprise
March 31, 2026 $0.29 $0.41 -0.12%
Dec. 31, 2025 $0.50 $0.55 -0.05%
Sept. 30, 2025 $0.52 $0.53 -0.01%
June 30, 2025 $0.43 $0.41 0.02%
March 31, 2025 $0.72 $0.37 0.35%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
DGICA -1.2% 8.1% 12.7%
TRUP $1.62B 83.0 11.9%
ROOT 30.6 28.9% 2.7% 15.2%
EIG $878M 93.8 -2.5% 1.3% 1.1%
HRTG $902M 4.6 3.7% 23.1% 44.0%
HIPO $773M 13.5 25.9% 12.3% 14.5%
TIPT $691M 24.0 -67.9% 7157.2% 7.2%
AMSF $722M 15.6 2.7% 14.9% 18.2%
ACIC $616M 5.9 13.1% 31.9% 35.0%
ITIC $471M 13.4 5.6% 12.9% 13.2%
GBLI 16.2 2.0% 5.6% 3.6%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 6
Annual Income Statement data for DGICA
Metric Trend 202520242023202220212020201920182017201620152014
Revenue 12-point trend, +66.7% $978M $990M $927M $848M $816M $778M $812M $772M $739M $688M $636M $587M
Interest Expense 12-point trend, -11.0% $1M $946.0K $619.8K $620.6K $895.6K $1M $2M $2M $2M $2M $1M $2M
Other Non-op 6-point trend, -48.5% · · · · · · $2M $2M $3M $3M $3M $3M
Pretax Income 12-point trend, +499.4% $98M $62M $5M $-4M $30M $63M $57M $-48M $12M $41M $28M $16M
Income Tax 12-point trend, +946.7% $18M $11M $638.0K $-2M $5M $10M $10M $-15M $5M $11M $7M $2M
Net Income 12-point trend, +445.7% $79M $51M $4M $-2M $25M $53M $47M $-33M $7M $31M $21M $15M
Balance Sheet 15
Annual Balance Sheet data for DGICA
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents 12-point trend, -24.7% $27M $53M $24M $25M $58M $103M $49M $53M $38M $25M $28M $36M
Short-term Investments 7-point trend, +3.0% · · · · · $21M $14M $17M $11M $9M $13M $20M
PP&E (Net) 12-point trend, -69.6% $2M $2M $3M $3M $3M $4M $5M $5M $7M $7M $7M $8M
PP&E (Gross) 12-point trend, -42.8% $12M $12M $12M $12M $13M $16M $16M $18M $21M $21M $21M $21M
Accum. Depreciation 12-point trend, -27.9% $10M $10M $10M $9M $10M $12M $11M $14M $14M $14M $14M $14M
Goodwill Flat — no change across 12 periods $6M $6M $6M $6M $6M $6M $6M $6M $6M $6M $6M $6M
Intangibles Flat — no change across 12 periods $958.0K $958.0K $958.0K $958.0K $958.0K $958.0K $958.0K $958.0K $958.0K $958.0K $958.0K $958.0K
Total Assets 12-point trend, +63.6% $2.39B $2.34B $2.27B $2.24B $2.26B $2.16B $1.92B $1.83B $1.74B $1.62B $1.54B $1.46B
Total Liabilities 12-point trend, +67.5% $1.75B $1.79B $1.79B $1.76B $1.72B $1.64B $1.47B $1.43B $1.29B $1.18B $1.13B $1.04B
Paid-in Capital 5-point trend, +28.5% $392M $370M $336M $326M $305M · · · · · · ·
Retained Earnings 12-point trend, +33.4% $298M $245M $218M $241M $264M $258M $223M $193M $237M $245M $229M $223M
Treasury Stock 12-point trend, +214.7% $41M $41M $41M $41M $41M $41M $41M $41M $41M $41M $41M $13M
AOCI 12-point trend, -255.0% $-8M $-28M $-33M $-42M $3M $11M $504.2K $-14M $-3M $-2M $773.7K $5M
Stockholders' Equity 12-point trend, +53.9% $640M $546M $480M $484M $531M $518M $451M $399M $449M $439M $408M $416M
Liabilities + Equity 12-point trend, +63.6% $2.39B $2.34B $2.27B $2.24B $2.26B $2.16B $1.92B $1.83B $1.74B $1.62B $1.54B $1.46B
Cash Flow 13
Annual Cash Flow data for DGICA
Metric Trend 202520242023202220212020201920182017201620152014
D&A 12-point trend, -12.7% $3M $4M $4M $5M $6M $7M $6M $7M $6M $7M $7M $4M
Operating Cash Flow 12-point trend, +57.7% $70M $67M $29M $67M $77M $101M $76M $64M $81M $60M $68M $45M
CapEx 2-point trend, -92.9% · · · · · · · · · · $151.5K $2M
Investing Cash Flow 10-point trend, -77.6% $-91M $-48M $-17M $-98M $-62M $-100M $-43M $-38M $-58M $-51M · ·
Stock Issued 12-point trend, +91.3% $20M $32M $9M $19M $14M $19M $5M $3M $16M $14M $16M $11M
Stock Repurchased 2-point trend, +233765.6% · · · · · · · · · · $28M $12.0K
Net Stock Activity 11-point trend, +262.3% $20M $32M $9M $19M $14M $19M $5M $3M $16M $14M $-13M ·
Dividends Paid 12-point trend, +89.1% $26M $23M $22M $21M $19M $17M $16M $16M $15M $14M $14M $14M
Financing Cash Flow 10-point trend, +57.6% $-5M $10M $-13M $-1M $-60M $52M $-36M $-11M $-9M $-12M · ·
Net Change in Cash 5-point trend, +85.9% · · · · · · · $15M $13M $-4M $-7M $8M
Taxes Paid 12-point trend, +790.1% $23M $4M $250.1K $4M $6M $13M $-10M $-3M $3M $7M $7M $3M
Free Cash Flow · · · · · · · · · · $66M ·
Levered FCF · · · · · · · · · · $65M ·
Profitability 4
Annual Profitability data for DGICA
Metric Trend 202520242023202220212020201920182017201620152014
Net Margin 11-point trend, +145.8% 8.1% 5.1% 0.48% -0.23% 3.1% 6.8% 5.8% -4.2% 0.96% 4.5% 3.3% ·
Pretax Margin 11-point trend, +130.0% 10.0% 6.3% 0.55% -0.43% 3.7% 8.1% 7.0% -6.2% 1.6% 6.0% 4.3% ·
ROA 11-point trend, +140.0% 3.4% 2.2% 0.20% -0.09% 1.1% 2.6% 2.5% -1.8% 0.42% 1.9% 1.4% ·
ROE 11-point trend, +150.1% 12.7% 9.6% 0.93% -0.41% 4.7% 10.3% 10.5% -8.1% 1.6% 7.3% 5.1% ·
Efficiency 1
Annual Efficiency data for DGICA
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 11-point trend, -2.5% 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 ·
Growth Rates 7
Annual Growth Rates data for DGICA
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 5-point trend, -123.5% -1.2% 6.7% 9.3% 3.9% 5.0% · · · · · · ·
Revenue CAGR 3Y 3-point trend, -19.5% 4.9% 6.6% 6.0% · · · · · · · · ·
Revenue CAGR 5Y 4.7% · · · · · · · · · · ·
Net Income YoY 3-point trend, +207.3% 56.0% 1049.3% · · -52.2% · · · · · · ·
Net Income CAGR 3Y 2-point trend, +146.7% · 26.3% -56.2% · · · · · · · · ·
Net Income CAGR 5Y 8.5% · · · · · · · · · · ·
Dividend CAGR 5Y 8.6% · · · · · · · · · · ·
Valuation (TTM) 4
Annual Valuation (TTM) data for DGICA
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM 12-point trend, +66.7% $978M $990M $927M $848M $816M $778M $812M $772M $739M $688M $636M $587M
Net Income TTM 12-point trend, +445.7% $79M $51M $4M $-2M $25M $53M $47M $-33M $7M $31M $21M $15M
Payout Ratio 11-point trend, -53.0% 32.4% 44.6% 494.7% -1046.4% 75.6% 32.1% 34.1% -47.8% 208.3% 45.7% 68.9% ·
Annual Payout 12-point trend, +89.1% $26M $23M $22M $21M $19M $17M $16M $16M $15M $14M $14M $14M

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $978M$990M$927M$848M$816M
Net Income $79M$51M$4M$-2M$25M

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