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JSM NASDAQ US

Navient Corporation - 6% Senior Notes due December 15, 2043

Financial Services · Financial Services Website · IPO Apr 2014
$18.02
▲ +$0.04 (+0.22%)
Vol 16K
2
Quality Score
fail
Mkt Cap
$1.3B
ROE
-2.0%
Margin
-8.3%
D/E
1899.71
Beta
1.35
Div Yield
4.92%
52W
$11–$16

Wall Street Consensus

14 analysts · Apr 2026
0
Strong Buy
1
Buy
7
Hold
4
Sell
2
Strong Sell
7.1%
Buy Rating

Price Chart

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Earnings

Beat rate: 25.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.32 $0.02 $-0.30
Sep 2025 $0.18 $-0.84 $-1.02
Jun 2025 $0.27 $0.21 $-0.06
Mar 2025 $0.20 $0.25 +$0.05

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 1.3% 1.3% 1.3% -1.9% -1.9% -1.9%
P/E (TTM) 41.95 37.78 38.69 — — —
Net Margin 10.9% 5.2% 5.2% -8.3% -8.3% -8.3%
Gross Margin 110.9% 107.1% 107.1% 107.7% 107.7% 107.7%
D/E Ratio 1836.86 1836.86 1836.86 1899.71 1899.71 1899.71
Current Ratio 0.50 0.50 0.50 0.46 0.46 0.46

Key Ratios

ROA (TTM)
-0.1%
P/S (TTM)
2.11
P/B
0.5
EPS (TTM)
$-0.54
Rev Growth 3Y
-24.4%
52W High
$16.07
52W Low
$10.53
$10.53 52-Week Range $16.07

How does JSM compare to Financial Services peers?

Peer group: Small-cap Financial Services ($300M+) · 132 companies

JSM ACT ACTG AFRM ALRS

JSM valuation vs Financial Services peers

P/E ratio
—
▼ 0% below peers (12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
2.1
▼ 35% below peers (3.3)
vs Peers
vs Industry
Pricier
P/B ratio
0.5
▼ 67% below peers (1.6)
vs Peers
vs Industry
Undervalued
Div yield
4.9%
▲ 11% above peers (4.5%)
vs Peers
vs Industry
Low yield

JSM profitability vs Financial Services peers

ROE
-2.0%
▼ 116% below peers (12.3%)
vs Peers
vs Industry
Weak
Net margin
-8.3%
▼ 144% below peers (18.9%)
vs Peers
vs Industry
Weak
Gross margin
107.7%
▲ 65% above peers (65.1%)
vs Peers
vs Industry
Top tier
ROA
-0.1%
▼ 103% below peers (2.9%)
vs Peers
vs Industry
Weak

JSM financial health vs Financial Services peers

D/E ratio
1899.7
▲ 1734% above peers (103.6)
vs Peers
vs Industry
High debt
Current ratio
0.5
▼ 60% below peers (1.2)
vs Peers
vs Industry
Low liquidity
Beta
1.4
▲ 42% above peers (1.0)
vs Peers
vs Industry
More volatile

JSM fundamentals radar

JSM Peer median Industry

JSM profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

JSM vs peers: key metrics

Dividends

$1.50
/ year
Mar 13, 2026 $0.3750
Dec 12, 2025 $0.3750
Sep 12, 2025 $0.3750
Jun 13, 2025 $0.3750
Mar 14, 2025 $0.3750
Dec 13, 2024 $0.3750
Sep 13, 2024 $0.3750
Jun 14, 2024 $0.3750

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