MBINL
NASDAQ
US
Merchants Bancorp - Depositary Shares, Each Representing a 1/40th Interest in a Share of 7.625% Fixed Rate Series E Non-Cumulative Perpetual Preferred Stock, without par value
$24.03
▼ $-0.01
(-0.04%)
Vol 44K
6
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$1.6B
P/E
6.3
ROE
11.2%
D/E
6.96
Beta
1.29
Div Yield
1.17%
52W
$27–$44
Wall Street Consensus
9 analysts · Apr 20262
Strong Buy
5
Buy
2
Hold
0
Sell
0
Strong Sell
77.8%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.96 | $1.28 | +$0.32 |
| Sep 2025 | $0.81 | $0.97 | +$0.16 |
| Jun 2025 | $1.14 | $0.60 | $-0.54 |
| Mar 2025 | $1.28 | $1.04 | $-0.24 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $193.1M | $145.1M | $178.1M | $169.8M | $184.3M |
| Net Income | $95.7M | $58.2M | $38.0M | $54.7M | $67.8M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 11.9% | 11.9% | 11.9% | 11.2% | 11.2% | 11.2% |
| P/E (TTM) | 5.99 | 5.88 | 5.80 | 5.80 | 6.13 | 6.33 |
| Net Margin | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 15.05 | 183.48 | 15.06 | 130.43 | 6.96 | 6.96 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.3%
P/B
0.7
EPS (TTM)
$5.37
52W High
$43.82
52W Low
$27.25
$27.25
52-Week Range
$43.82
Financial Health
Free Cash Flow
-$403.3M
Net Debt
$3.6B
Cash
$212.2M
Total Debt
$3.8B
As of Dec 31, 2025
How does MBINL compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
MBINL valuation vs Financial Services peers
P/E ratio
6.3
▼
49%
below
peers
(12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
—
▼
0%
below
peers
(3.3)
vs Peers
vs Industry
Overvalued
P/B ratio
0.7
▼
54%
below
peers
(1.6)
vs Peers
vs Industry
Undervalued
Div yield
1.2%
▼
74%
below
peers
(4.5%)
vs Peers
vs Industry
Low yield
MBINL profitability vs Financial Services peers
ROE
11.2%
▼
9%
below
peers
(12.3%)
vs Peers
vs Industry
In line
Net margin
—
▼
0%
below
peers
(18.9%)
vs Peers
vs Industry
Top tier
Gross margin
—
▼
0%
below
peers
(65.1%)
vs Peers
vs Industry
Top tier
ROA
1.3%
▼
55%
below
peers
(2.9%)
vs Peers
vs Industry
Weak
MBINL financial health vs Financial Services peers
D/E ratio
7.0
▼
93%
below
peers
(103.6)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(1.2)
vs Peers
vs Industry
Strong liquidity
Beta
1.3
▲
36%
above
peers
(1.0)
vs Peers
vs Industry
More volatile
MBINL fundamentals radar
MBINL
Peer median
Industry
MBINL profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
MBINL vs peers: key metrics
Top Holders
Archer Investment Corp
$9K
As of Dec 31, 2025
Dividends
$1.91
/ year
Mar 13, 2026
$0.4770
Dec 15, 2025
$0.4770
Sep 15, 2025
$0.4770
Jun 13, 2025
$0.4770
Mar 14, 2025
$0.4770
Dec 13, 2024
$0.1960
Latest News
No related news yet