BETR Class A Better Home & Finance Holding Company - Class A Common Stock
NASDAQ · Financial Services · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q May 11, 2026
$11.79
· of 52w range
· above low
· to high
$9.8152w low
$92.6952w high
Market Cap (MRQ)
$197M
your badges
52W Range
$10–$93
Analyst Rating
BUY
Price Target
$26
P/E
·
ROE
·
Net Profit Margin
·
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BETR Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$11.79
Market Cap (MRQ)
$197M
52W Range
$10–$93
BETR Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| Aug. 19, 2024 | 1-for-50 | Reverse |
10-Year Performance Revenue, net income, margins and EPS trends
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | BETR | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/B (MRQ) | 23.0 | · | · | · | |
| Price / Tangible Book (MRQ) | -20.9 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
value · ≈ 5Y avg · industry median · verdict relative to median
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-27.3%
Next Report
Nov 11, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Aug 5, 2026 | $-1.64 | $-1.33 | -23.4% |
| March 31, 2026 | May 11, 2026 | $-3.01 | $-1.97 | -52.7% |
| Dec. 31, 2025 | $-2.53 | $-2.18 | -15.9% | |
| Sept. 30, 2025 | $-2.56 | $-2.18 | -17.3% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
No annual filings for BETR
We don't have SEC filings for this ticker yet.
Income Statement
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Revenue | $1M | $4M | |
| R&D Expense | $8M | $7M | |
| SG&A Expense | $9M | $11M | |
| Operating Expenses | $98M | $77M | |
| Interest Income | $7M | $8M | |
| Pretax Income | $-51M | $-46M | |
| Income Tax | $-2M | $145.0K | |
| Net Income | $-70M | $-51M | |
| EPS (Basic) | $-4.29 | $-3.33 | |
| EPS (Diluted) | $-4.29 | $-3.33 | |
| Shares (Basic) | 16,410,119 | 15,166,729 | |
| Shares (Diluted) | 16,410,119 | 15,166,729 |
Balance Sheet
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Cash & Equivalents | $64M | · | |
| Goodwill | $11M | · | |
| Intangibles | $18M | · | |
| Total Assets | $1.57B | · | |
| Total Liabilities | $1.56B | · | |
| Common Stock | $2.0K | · | |
| Paid-in Capital | $2.15B | · | |
| Retained Earnings | $-2.15B | · | |
| AOCI | $2M | · | |
| Stockholders' Equity | $9M | · | |
| Liabilities + Equity | $1.57B | · | |
| Shares Outstanding | 16,691,934 | · |
Cash Flow
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| D&A | $3M | $4M | |
| Stock-based Comp | $24M | $4M | |
| Amort. of Intangibles | $3M | $3M | |
| Operating Cash Flow | $-125M | $-57M | |
| CapEx | $378.0K | $202.0K | |
| Investing Cash Flow | $-12M | $-159M | |
| Stock Issued | $12M | $0 | |
| Net Stock Activity | $12M | · | |
| Financing Cash Flow | $105M | $119M | |
| Net Change in Cash | $-13M | $-102M | |
| Taxes Paid | $128.0K | $-680.0K | |
| Free Cash Flow | $-126M | · |
Profitability
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Net Margin | -6156.8% | · | |
| Pretax Margin | -4458.5% | · | |
| ROA | -5.5% | · | |
| ROE | 150.2% | · |
Efficiency
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Asset Turnover | 0.0 | · |
Per Share
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Book Value / Share | $0.51 | · | |
| Revenue / Share | $0.07 | · | |
| Cash Flow / Share | $-7.63 | · | |
| Cash / Share | $3.85 | · | |
| EPS (TTM) | $-11.76 | · |
Valuation (TTM)
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Revenue TTM | $162M | · | |
| Net Income TTM | $-186M | · | |
| Market Cap | $595M | · | |
| P/E | -3.0 | · | |
| P/S | 3.7 | · | |
| P/B | 69.5 | · | |
| P / Cash Flow | -4.7 | · | |
| Earnings Yield | -33.0% | · |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
No data for this statement
Not enough fundamentals data to build this statement yet.
No data for this statement
Not enough fundamentals data to build this statement yet.
No data for this statement
Not enough fundamentals data to build this statement yet.
Institutional owners (13F) 99 filers · $195.7M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
99
Value held
$195.7M
New positions
17
Exited positions
20
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 17 (-13 vs prior Q) | 20 (+12 vs prior Q) | 36 (+4 vs prior Q) | 23 (+4 vs prior Q) | +574K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $18,860,437 | 685,834 | 9.64% | Shares |
| SOFTBANK GROUP CORP. | $17,285,208 | 628,553 | 8.83% | Shares |
| FRONTIER CAPITAL MANAGEMENT CO LLC | $17,203,938 | 625,598 | 8.79% | Shares |
| VANGUARD GROUP INC | $16,591,462 | 509,253 | 8.48% | Shares |
| HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND | $15,921,400 | 578,960 | 8.14% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $13,633,208 | 495,753 | 6.97% | Shares |
| GOLDMAN SACHS GROUP INC | $9,294,395 | 337,978 | 4.75% | Shares |
| CITADEL ADVISORS LLC | $9,239,698 | 335,989 | 4.72% | Shares |
| Whetstone Capital Advisors, LLC | $6,984,643 | 253,987 | 3.57% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $6,527,690 | 237,325 | 3.34% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $6,095,018 | 221,637 | 3.11% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $5,552,250 | 201,900 | 2.84% | Call option |
| STATE STREET CORP | $4,964,465 | 180,526 | 2.54% | Shares |
| MORGAN STANLEY | $3,583,251 | 130,300 | 1.83% | Shares |
| UBS Group AG | $3,499,733 | 127,263 | 1.79% | Shares |
| GRATIA CAPITAL, LLC | $2,762,595 | 100,458 | 1.41% | Shares |
| CITADEL ADVISORS LLC | $2,637,250 | 95,900 | 1.35% | Call option |
| NORTHERN TRUST CORP | $2,067,589 | 75,185 | 1.06% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $1,977,828 | 71,921 | 1.01% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,903,853 | 69,231 | 0.97% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $1,859,000 | 67,600 | 0.95% | Put option |
| COMERICA BANK | $1,818,844 | 55,827 | 0.93% | Shares |
| Hudson Bay Capital Management LP | $1,704,588 | 61,985 | 0.87% | Shares |
| Walleye Capital LLC | $1,604,213 | 58,335 | 0.82% | Shares |
| Stoic Point Capital Management LLC | $1,565,988 | 56,945 | 0.80% | Shares |
| Daiwa Securities Group Inc. | $1,518,000 | 55,200 | 0.78% | Shares |
| Daiwa Securities Group Inc. | $1,518,000 | 55,200 | 0.78% | Put option |
| BARCLAYS PLC | $1,441,194 | 52,407 | 0.74% | Shares |
| SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC | $1,317,525 | 47,910 | 0.67% | Shares |
| INTRINSIC EDGE CAPITAL MANAGEMENT LLC | $1,296,790 | 47,156 | 0.66% | Shares |
| FIFTH THIRD BANCORP | $1,091,420 | 39,688 | 0.56% | Shares |
| CITADEL ADVISORS LLC | $1,058,750 | 38,500 | 0.54% | Put option |
| ExodusPoint Capital Management, LP | $1,002,732 | 36,463 | 0.51% | Shares |
| JANE STREET GROUP, LLC | $926,750 | 33,700 | 0.47% | Call option |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $845,763 | 30,755 | 0.43% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $825,110 | 30,004 | 0.42% | Shares |
| MILLENNIUM MANAGEMENT LLC | $754,298 | 27,429 | 0.39% | Shares |
| Engineers Gate Manager LP | $693,220 | 25,208 | 0.35% | Shares |
| Quantinno Capital Management LP | $566,418 | 20,597 | 0.29% | Shares |
| Bank of New York Mellon Corp | $517,623 | 18,823 | 0.26% | Shares |
| Swiss National Bank | $486,750 | 17,700 | 0.25% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $461,231 | 16,772 | 0.24% | Shares |
| WELLS FARGO & COMPANY/MN | $378,401 | 13,760 | 0.19% | Shares |
| Nuveen, LLC | $376,723 | 13,699 | 0.19% | Shares |
| JANE STREET GROUP, LLC | $341,000 | 12,400 | 0.17% | Put option |
| ALLIANCEBERNSTEIN L.P. | $334,828 | 9,400 | 0.17% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $243,513 | 8,855 | 0.12% | Shares |
| RHUMBLINE ADVISERS | $238,559 | 8,675 | 0.12% | Shares |
| DEUTSCHE BANK AG\ | $218,626 | 7,950 | 0.11% | Shares |
| BANK OF AMERICA CORP /DE/ | $217,140 | 7,896 | 0.11% | Shares |
Activists & 5%+ owners 11 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Bobulinski Anthony R, Global Investment Ventures LLC | Aug. 19, 2026 | 4.70% | Initial filing | Passive investment | SEC |
| Vishal Garg, 1/0 Real Estate, LLC, The 718 4Ever Trust I ×5 filings | May 29, 2026 | 13.50% | Amendment | · | SEC |
| Novator Capital Sponsor Ltd., The Telco Holding Trust, Thor Bjorgolfsson ×10 filings | May 19, 2026 | 7.30% | Amendment | · | SEC |
| Pine Brook Capital Partners II, L.P., Pine Brook Road Associates II, L.P., Pine Brook Road Advisors, L.P., PBRA, LLC, NEWMAN HOWARD H ×3 filings | Sept. 24, 2025 | 0.00% | Amendment | · | SEC |
| SoftBank Group Corp., SVF II Beaver (DE) LLC, SVF II Holdings (DE) LLC, SVF II Aggregator (Jersey) L.P., SoftBank Vision Fund II-2 L.P., SB Global Advisers Limited, SB Northstar LP, Silver Brick Management PTE. LTD. | April 30, 2025 | 12.80% | Amendment | · | SEC |
| Steven Sarracino, Activant Ventures Advisors III, LLC, Activant Capital Management, LLC, Activant Ventures III, L.P., Activant Holdings I, Ltd., Activant Ventures III Opportunities Fund 1, L.P., Activant Ventures III Opportunities Fund 2, L.P., Activant Ventures III Opportunities Fund 3, L.P., Activant Ventures III Opportunities Fund 4, L.P., Activant Ventures III Opportunities Fund 6, L.P., PAVF Holding Company Limited, Better Voyager Partners Company Limited ×4 filings | Oct. 25, 2024 | · | Initial filing | · | SEC |
| Riaz Valani | Sept. 3, 2024 | · | Initial filing | · | SEC |
| 1/0 Mortgage Investment, LLC, Better Portfolio Holdings 1 LLC, Riaz Valani ×3 filings | June 4, 2024 | · | Initial filing | · | SEC |
| LCG4 Best, L.P., L Catterton Growth Managing Partner I V , L.P., LCG4 Managers L.L.C., James Michael Chu, Scott Arnold Dahnke | Sept. 1, 2023 | · | Initial filing | Board campaign | SEC |
| SVF II Beaver (DE) LLC, SVF II Holdings (DE) LLC, SVF II Aggregator (Jersey) L.P., SoftBank Vision Fund II-2 L.P., SB Global Advisers Limited, SB Northstar LP, Silver Brick Management PTE. LTD., SoftBank Group Corp. | Sept. 1, 2023 | · | Initial filing | M&A / sale | SEC |
| Unbound Holdco Ltd., Shravin Mittal | March 23, 2021 | · | Initial filing | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 16 insiders · 6 officers · 8 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Kevin J Ryan | Chief Financial Officer | Nov. 1, 2025 M | 60,530 | 0 | 0 | $0 |
| Caroline Harding | Chief Financial Officer | April 15, 2021 J | 625 | 0 | 0 | $0 |
| Barry Feierstein | Chief Operating Officer | Sept. 4, 2026 M | 18,750 | 0 | 0 | $0 |
| Paula Tuffin | General Counsel and CCO | Sept. 1, 2026 A | 44,039 | 0 | 0 | $0 |
| Jonsson Sigurgeir Orn | Chief Technology Officer | April 8, 2026 P | 3,497 | 2 | 0 | $36,089 |
| Nicholas J. Calamari | CAO and Senior Counsel | March 1, 2026 M | 34,402 | 0 | 15 | $-1,032,564 |
| Michael J. Farello | Director | June 9, 2026 M | 11,327 | 0 | 0 | $0 |
| Bhaskar Menon | Director | June 9, 2026 M | 14,478 | 2 | 0 | $71,053 |
| Harit Talwar | Director | June 9, 2026 M | 64,889 | 5 | 0 | $591,980 |
| David Michael Barse | Director | June 9, 2026 M | 10,389 | 0 | 0 | $0 |
| Hugh R Frater | Director | June 9, 2026 M | 6,326 | 1 | 0 | $125,351 |
| Prabhu Narasimhan | Director | June 2, 2025 S | 59,915 | 0 | 0 | $0 |
| Riaz Valani | Director | May 17, 2024 C | 879,765 | 0 | 0 | $0 |
| Thor Bjorgolfsson | 10% owner | Dec. 13, 2024 S | 818,780 | 0 | 0 | $0 |
| Novator Capital Sponsor Ltd. | 10% owner | Nov. 13, 2024 S | 266,162 | 0 | 0 | $0 |
| Vishal Garg | · | May 21, 2026 P | 118,260 | 17 | 0 | $2,399,412 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 13 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.02% | 26,709 SH | Sept. 11, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.01% | 45,852 SH | Aug. 19, 2026 | Daily |
| VTWG · VANGUARD SCOTTSDALE FUNDS | 0.01% | 8,611 SH | Aug. 19, 2026 | Daily |
| IWO · iShares Trust | 0.01% | 85,684 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 3,818 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.00% | 211,608 SH | Sept. 11, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.00% | 2,528 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 12,662 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 2,957 SH | Sept. 3, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 120,888 SH | Aug. 19, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 365,092 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 400 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.00% | 14,368 SH | Aug. 19, 2026 | Daily |
BETR Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 13 analysts
BUY
Median target
$25.00
+112.0%
3 23.1%
Strong Buy
7 53.8%
Buy
3 23.1%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
7 analysts · 2026-09-29Mean target $25.71 +118.1%
← Below all targets
Current price $11.79
Low$16.00
Mean$25.71
High$35.00
Latest News Recent headlines mentioning this company
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Yahoo Finance · 3 months, 2 weeks ago
Could Bitcoin Help You Buy Your Next Home? Coinbase Thinks It's Possible.
Nasdaq · 3 months, 3 weeks ago
Why Better Home & Finance Holding Stock Trounced the Market on Tuesday
Nasdaq · 5 months, 3 weeks ago
Why Better Home & Finance Holding Stock Zoomed Almost 23% Higher This Week
Nasdaq · 5 months, 4 weeks ago
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Yahoo Finance · 6 months, 2 weeks ago
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Source: SEC 10-Q filed May 11, 2026