NAVI
NASDAQ
US
Navient Corporation - Common Stock
$8.30
▲ +$0.01
(+0.12%)
Vol 683K
2
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$1.3B
ROE
-2.0%
Margin
-8.3%
D/E
1899.71
Beta
1.35
Div Yield
4.92%
52W
$11–$16
Wall Street Consensus
14 analysts · Apr 20260
Strong Buy
1
Buy
7
Hold
4
Sell
2
Strong Sell
7.1%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.32 | $0.02 | $-0.30 |
| Sep 2025 | $0.18 | $-0.84 | $-1.02 |
| Jun 2025 | $0.27 | $0.21 | $-0.06 |
| Mar 2025 | $0.20 | $0.25 | +$0.05 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 1.3% | 1.3% | 1.3% | -1.9% | -1.9% | -1.9% |
| P/E (TTM) | 41.95 | 37.78 | 38.69 | — | — | — |
| Net Margin | 10.9% | 5.2% | 5.2% | -8.3% | -8.3% | -8.3% |
| Gross Margin | 110.9% | 107.1% | 107.1% | 107.7% | 107.7% | 107.7% |
| D/E Ratio | 1836.86 | 1836.86 | 1836.86 | 1899.71 | 1899.71 | 1899.71 |
| Current Ratio | 0.50 | 0.50 | 0.50 | 0.46 | 0.46 | 0.46 |
Key Ratios
ROA (TTM)
-0.1%
P/S (TTM)
2.11
P/B
0.5
EPS (TTM)
$-0.54
Rev Growth 3Y
-24.4%
52W High
$16.07
52W Low
$10.53
$10.53
52-Week Range
$16.07
How does NAVI compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
NAVI valuation vs Financial Services peers
P/E ratio
—
▼
0%
below
peers
(12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
2.1
▼
35%
below
peers
(3.3)
vs Peers
vs Industry
Pricier
P/B ratio
0.5
▼
67%
below
peers
(1.6)
vs Peers
vs Industry
Undervalued
Div yield
4.9%
▲
11%
above
peers
(4.5%)
vs Peers
vs Industry
Low yield
NAVI profitability vs Financial Services peers
ROE
-2.0%
▼
116%
below
peers
(12.3%)
vs Peers
vs Industry
Weak
Net margin
-8.3%
▼
144%
below
peers
(18.9%)
vs Peers
vs Industry
Weak
Gross margin
107.7%
▲
65%
above
peers
(65.1%)
vs Peers
vs Industry
Top tier
ROA
-0.1%
▼
103%
below
peers
(2.9%)
vs Peers
vs Industry
Weak
NAVI financial health vs Financial Services peers
D/E ratio
1899.7
▲
1734%
above
peers
(103.6)
vs Peers
vs Industry
High debt
Current ratio
0.5
▼
60%
below
peers
(1.2)
vs Peers
vs Industry
Low liquidity
Beta
1.4
▲
42%
above
peers
(1.0)
vs Peers
vs Industry
More volatile
NAVI fundamentals radar
NAVI
Peer median
Industry
NAVI profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
NAVI vs peers: key metrics
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