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OMF NYSE US

OneMain Holdings, Inc. Common Stock

Financial Services · Financial Services Website · IPO Oct 2013
$55.32
▼ $-0.64 (-1.14%)
Vol 24K
Mkt Cap
$6.6B
P/E
8.4
ROE
23.4%
Margin
12.6%
Beta
1.28
Div Yield
7.42%
52W
$39–$72

Wall Street Consensus

19 analysts · Apr 2026
4
Strong Buy
8
Buy
6
Hold
1
Sell
0
Strong Sell
63.2%
Buy Rating

Price Chart

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Earnings

Beat rate: 100.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $1.56 $1.59 +$0.03
Sep 2025 $1.63 $1.90 +$0.27
Jun 2025 $1.24 $1.45 +$0.21
Mar 2025 $1.58 $1.72 +$0.14

Quarterly Revenue & Earnings

Quarter 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $1.2B $1.2B $1.2B $1.3B $1.3B
Net Income $126.0M $213.0M $167.0M $199.0M $204.0M

Key Ratios

ROA (TTM)
2.9%
P/S (TTM)
1.05
P/B
2.3
EPS (TTM)
$6.57
CF/Share
$7.61
Rev Growth 3Y
+7.0%
52W High
$71.93
52W Low
$38.77
$38.77 52-Week Range $71.93

Financial Health

Free Cash Flow
$865.0M
Net Debt
$22.0B
Cash
$738.0M
Total Debt
$22.7B
As of Dec 31, 2025

How does OMF compare to Financial Services peers?

Peer group: Peers · Financial Services (Peers) · 10 companies

OMF CACC SLM AXP SYF COF FIGR SOFI FCFS ALLY

OMF valuation vs Financial Services peers

P/E ratio
8.4
▼ 52% below peers (17.4)
vs Peers
vs Industry
Undervalued
P/S ratio
1.1
▼ 46% below peers (2.0)
vs Peers
vs Industry
Undervalued
P/B ratio
2.3
▼ 0% below peers (2.3)
vs Peers
vs Industry
Fair value
Div yield
7.4%
▲ 347% above peers (1.7%)
vs Peers
vs Industry
Below avg

OMF profitability vs Financial Services peers

ROE
23.4%
▲ 11% above peers (21.1%)
vs Peers
vs Industry
In line
Net margin
12.6%
▼ 10% below peers (14.0%)
vs Peers
vs Industry
Weak
Gross margin
79.7%
▲ 29% above peers (61.5%)
vs Peers
vs Industry
Weak
ROA
2.9%
▲ 0% above peers (2.9%)
vs Peers
vs Industry
In line

OMF financial health vs Financial Services peers

D/E ratio
—
▼ 0% below peers (100.6)
vs Peers
vs Industry
In line
Current ratio
3.2
▲ 41% above peers (2.3)
vs Peers
vs Industry
Low liquidity
Beta
1.3
▲ 11% above peers (1.2)
vs Peers
vs Industry
More volatile

OMF fundamentals radar

OMF Peer median Industry

OMF profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

OMF vs peers: key metrics

Insider Activity

Bearish
Buys
14
Sells
1
$290000
CONRAD MICAH R
Chief Operating Officer · Feb 26
sale
5000 shs
SMITH RICHARD A
Director · Feb 11
award
3243 shs
GUTHRIE ROY A
Director · Feb 11
award
3243 shs
CALDWELL PHYLLIS R
Director · Feb 11
award
3243 shs
HALMY CHRISTOPHER A
Director · Feb 11
award
3243 shs
HEDLUND MICHAEL A
Officer · Feb 11
award
2919 shs
DARUVALA TOOS NOSHIR
Director · Feb 11
award
3243 shs
SHULMAN DOUGLAS H
Chief Executive Officer · Feb 11
award
77724 shs
CONRAD MICAH R
Chief Operating Officer · Feb 11
award
18326 shs
BRONNER PHILIP L.
Director · Feb 11
award
3243 shs
Last 90 days

Top Holders

Top 5: 38.6%
Vanguard Group Inc
10.09%
$661.5M
Blackrock Inc.
8.39%
$550.2M
Capital International Inves…
7.67%
$502.5M
Brave Warrior Advisors, LLC
6.61%
$433.1M
FMR, LLC
5.84%
$382.9M
As of Dec 31, 2025

Dividends

$4.18
/ year
Feb 17, 2026 $1.0500
Nov 10, 2025 $1.0500
Aug 04, 2025 $1.0400
May 09, 2025 $1.0400
Feb 12, 2025 $1.0400
Nov 12, 2024 $1.0400
Aug 12, 2024 $1.0400
May 09, 2024 $1.0400

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