NNI Nelnet, Inc. Common Stock
NYSE · Financial Services · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 6, 2026NNI Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
NNI Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.
About Nelnet, Inc. Common Stock Company overview from Wikipedia
Nelnet, Inc. is a United States–based conglomerate that primarily focuses on financial services including student and consumer loan origination and servicing. Additionally, the company operates an investing arm, an internet bank and has a 26% stake in Allo Fiber, a cable and internet provider. The company is headquartered in Lincoln, Nebraska.
History
Nelnet was founded in 1996 by Mike Dunlap and Steve Butterfield. In March 2000, Nelnet bought UNIPAC Service Corporation, an existing loan servicing company which was founded in 1978 and based in Denver, Colorado. As a subsidiary, UNIPAC Service Corporation was then renamed Nelnet Loan Services, Inc. In June 2000, Nelnet acquired In Tuition, Inc., a loan-servicing company based in Jacksonville, Florida, which was founded in 1979.
Nelnet became a publicly traded company in 2003, at which point the two founders were co-CEOs. In August 2003, the parent company was renamed from Nelnet Loan Services, Inc. to simply Nelnet, Inc. The initial public offering occurred on August 19, 2003, for $200 million. Steve Butterfield stepped down as CEO in 2007.
Nelnet owns over 50 subsidiaries that administer and collect student loans throughout the United States and Canada, such as in Tuition, infiNET, LoanSTAR, and TriCura Canada, Inc. Through its subsidiary, FACTS Management, Nelnet owns RenWeb, a school management program.
On February 7, 2018, Nelnet completed its acquisition of Great Lakes Educational Loan Services, Inc. The combined company is the largest servicer of student loans in the United States, with $397 billion in loans, or around 42% of all student loans in the United States.
Lines of business
Nelnet Diversified Services (NDS)
Nelnet Diversified Services provides customer service for student loan borrowers, technology related to student loan customer service, and outsourcing services for guaranty agencies.
One of the main NDS lines of business is Proxy, a business process outsourcing company based in Lincoln, Nebraska and Aurora, Colorado.
NDS companies also include Nelnet Loan Servicing, Great Lakes Educational Loan Services, Inc., First mark Services, Grant Pro, Responsible Repay, and Campus Guard.
Nelnet Enrollment Services (NES)
Nelnet Enrollment Services provides education planning and enrollment-related services that give parents, students, and schools access to online educational resources and higher education planning tools.
Through NES, students can search for colleges and graduate schools, learn about admissions, find scholarships, prepare for tests, and more. In addition, NES helps colleges and universities recruit prospective students with interactive marketing strategies, enabling them to reach their enrollment goals.
NES includes Peterson's Interactive, Peterson's Publishing, EssayEdge, and Government Services.
NES used to include Spark room until January 31, 2016. As of February 1, 2016, Digital Media Solutions, DMS, bought Spark room from Nelnet.
Nelnet Business Services (NBS)
Nelnet Business Services provides tuition payment plans, donor services, and financial aid services to families with students attending private and faith-based K-12 schools, as well as for colleges and universities.
NBS includes FACTS Management, Nelnet Business Solutions, and Payment Spring (PS).
FACTS Management
FACTS Management bought out RenWeb in June 2014. RenWeb is a provider of an online school management program, which is mostly used in the private school market at over 3500 schools.
Other subsidiaries
Total Well-Being provides services that motivate organizations’ employees to achieve health & wellness goals.
Total Well-Being Strive is an online fitness and wellness tracker created at Nelnet and launched in early 2014.
Health Education Solutions, an expert online certification course provider in the health education field, offers advanced cardiac life support (ACLS) and pediatric advanced life support (PALS) training and certification according to the latest American Heart Association guidelines.
Allo Communications, a fiber optic cable and internet service provider headquartered in Imperial, Nebraska.
Nelnet also invests in a number of startup companies, including Hudl, Nebraska Global, Eye Verify, Travefy, and Mind Mixer.
Controversies
In February 2007, New York Attorney General Andrew Cuomo launched an investigation into alleged deceptive lending practices by student loan providers, including The College Board, EduCap, Nelnet, Citibank, and Sallie Mae.
The New York Times reported in August 2007 that Jon Bruning, Nebraska Attorney General, allowed Nelnet to be forgiven the $1 million settlement the company reached with Bruning in April 2007. Nelnet was accused of industry wide kickbacks, improper inducements, and gifts from student loan providers to colleges and universities. Nelnet agreed to provide $1 million to the state in support of a national financial aid awareness campaign. Bruning decided in August 2007 to forgive Nelnet its $1 million obligation after the company announced that it had reached a separate $2 million settlement with New York State Attorney General Andrew Cuomo.
Nelnet has also made significant financial contributions to United States congressional campaigns, including a contribution from Nelnet and Union Bank & Trust Company of $16,100 to Jon Bruning, Nebraska Attorney General, for his Senate election campaign. Nelnet spent approximately $200,000.00 in the 2015–2016 Election Cycle, per Federal Election Commission Records and have already spent an approximate $60,000 for the 2017–2018 Election Cycle.
A United States Department of Education audit revealed that from 1993 to 2007, Nelnet had utilized a loophole in federal tax legislation that allowed the company to receive a higher interest rate on specified loans, generating $278 million from taxpayers. Nelnet disputed the findings of the audit through a letter written to the United States Department of Education letting them know of this loophole, and ultimately, U.S. Department of Education ruled that Nelnet would keep the $278 million.
The Chronicle of Higher Education reported in August 2010, that Nelnet settled a case for $55 million. The suit was filed by a former Department of Education researcher named Dr. Jon Oberg. Nelnet and other lenders were accused of defrauding taxpayers of billions of dollars in student loan subsidies. The largest student lender in the country, Sallie Mae, is also listed as a defendant in the case. Oberg's suit ultimately led to taxpayer funds being returned by seven of the nine companies Oberg sued.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
10-Year Performance Revenue, net income, margins and EPS trends
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | NNI | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 11.3 | · | 15.0 | Fair value | |
| PEG Ratio | ≈2.1 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | NNI | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 25.6% | · | 19.4% | In line | |
| Pretax Margin | 157.0% | · | 26.1% | Top tier | |
| Net Profit Margin | 120.9% | · | 20.5% | Top tier | |
| ROA | 3.1% | · | 3.4% | In line | |
| ROE | 12.2% | · | 20.1% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | NNI | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 21.1% | · | · | · | |
| Revenue CAGR 3Y | -39.0% | · | · | · | |
| Revenue CAGR 5Y | -24.0% | · | · | · | |
| EPS YoY | 134.9% | · | · | · | |
| Net Income YoY | 132.8% | · | · | · | |
| EPS CAGR 3Y | 2.9% | · | · | · | |
| EPS CAGR 5Y | 5.5% | · | · | · | |
| Net Income CAGR 3Y | 1.7% | · | · | · | |
| Net Income CAGR 5Y | 4.0% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | NNI | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | 0.2 | Weak |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Sep 1, 2026 | $0.33 | USD | ≈1.1% |
| Jun 1, 2026 | $0.33 | USD | ≈1.00% |
| Feb 27, 2026 | $0.33 | USD | ≈0.96% |
| Dec 1, 2025 | $0.33 | USD | ≈0.92% |
| Sep 2, 2025 | $0.30 | USD | ≈0.90% |
| Jun 2, 2025 | $0.28 | USD | ≈0.96% |
| Feb 28, 2025 | $0.28 | USD | ≈0.92% |
| Dec 2, 2024 | $0.28 | USD | ≈1.0% |
| Aug 30, 2024 | $0.28 | USD | ≈0.97% |
| May 31, 2024 | $0.28 | USD | ≈1.1% |
| Feb 29, 2024 | $0.28 | USD | ≈1.3% |
| Nov 30, 2023 | $0.28 | USD | ≈1.3% |
| Aug 31, 2023 | $0.26 | USD | ≈1.1% |
| May 31, 2023 | $0.26 | USD | ≈1.1% |
| Feb 28, 2023 | $0.26 | USD | ≈1.1% |
| Nov 30, 2022 | $0.26 | USD | ≈0.99% |
| Aug 31, 2022 | $0.24 | USD | ≈1.1% |
| May 31, 2022 | $0.24 | USD | ≈1.1% |
| Feb 28, 2022 | $0.24 | USD | ≈1.1% |
| Nov 30, 2021 | $0.24 | USD | ≈1.0% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Aug 10, 2026 | $1.77 | $2.15 | -17.6% |
| March 31, 2026 | $1.94 | $2.69 | -27.8% | |
| Dec. 31, 2025 | $1.56 | $1.65 | -5.4% | |
| Sept. 30, 2025 | $2.94 | $1.53 | 91.6% | |
| June 30, 2025 | $1.37 | $1.93 | -28.9% | |
| March 31, 2025 | $2.26 | $1.94 | 16.5% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | · | · | · | · | $0 | $0 | $0 | $0 | |
| Cost of Revenue | $226M | $252M | $220M | $168M | $109M | $105M | $102M | $76M | $59M | $51M | $42M | $50M | |
| Operating Expenses | $927M | $883M | $892M | $834M | $726M | $781M | $763M | $689M | $485M | $433M | $469M | $453M | |
| Interest Expense | · | · | $845M | $430M | $176M | $330M | $699M | $670M | $465M | $388M | $302M | $273M | |
| Interest Income | $851M | $973M | $1.11B | $743M | $524M | $620M | $949M | $924M | $770M | $761M | $734M | $710M | |
| Pretax Income | $556M | $229M | $69M | $502M | $502M | $450M | $177M | $286M | $227M | $399M | $421M | $470M | |
| Income Tax | $128M | $53M | $19M | $113M | $116M | $101M | $35M | $59M | $65M | $141M | $152M | $160M | |
| Net Income | $428M | $184M | $90M | $407M | $393M | $352M | $142M | $228M | $173M | $257M | $268M | $308M | |
| EPS (Basic) | $11.79 | $5.02 | $2.40 | $10.82 | $10.20 | $9.02 | $3.54 | · | · | · | · | · | |
| EPS (Diluted) | $11.79 | $5.02 | $2.40 | $10.82 | $10.20 | $9.02 | $3.54 | · | · | · | · | · | |
| Shares (Basic) | 36,341,197 | 36,642,533 | 37,416,621 | 37,603,033 | 38,572,801 | 39,059,588 | 40,047,402 | · | · | · | · | · | |
| Shares (Diluted) | 36,341,197 | 36,642,533 | 37,416,621 | 37,603,033 | 38,572,801 | 39,059,588 | 40,047,402 | · | · | · | · | · | |
| EBITDA | $91M | $133M | $145M | $176M | $132M | $198M | $193M | $185M | $138M | $123M | $124M | $108M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $296M | $195M | $168M | $118M | $126M | $121M | $134M | $121M | $67M | $70M | $64M | $130M | |
| PP&E (Net) | $76M | $95M | $127M | $123M | $119M | $124M | $348M | $345M | $248M | $124M | $80M | $46M | |
| PP&E (Gross) | $369M | $393M | $381M | $357M | $327M | $283M | · | · | · | · | · | $130M | |
| Accum. Depreciation | $293M | $298M | $254M | $234M | $207M | $160M | · | · | · | · | · | $84M | |
| Goodwill | $158M | $158M | $158M | $177M | $142M | $142M | $157M | $157M | $139M | $147M | $146M | $126M | |
| Intangibles | $29M | $36M | $45M | $64M | $52M | $75M | $82M | $114M | $38M | $48M | $51M | $43M | |
| Total Assets | $14.06B | $13.78B | $16.71B | $19.36B | $21.68B | $22.65B | $23.71B | $25.22B | $23.96B | $27.19B | $30.42B | $30.03B | |
| Total Liabilities | $10.49B | $10.48B | $13.51B | $16.17B | $18.73B | $20.02B | $21.32B | $22.91B | $21.80B | $25.12B | $28.53B | $28.37B | |
| Long-term Debt | $7.78B | $8.31B | $11.83B | $14.64B | $17.63B | $19.32B | $20.53B | · | · | · | · | · | |
| Paid-in Capital | $1M | $7M | $3M | $1M | $1M | $4M | $6M | $622.0K | $521.0K | $420.0K | $0 | $17M | |
| Retained Earnings | $3.68B | $3.34B | $3.27B | $3.23B | $2.94B | $2.62B | $2.38B | $2.30B | $2.14B | $2.06B | $1.88B | $1.70B | |
| AOCI | $3M | $1M | $-20M | $-37M | $9M | $6M | $3M | $4M | $5M | $5M | $2M | $5M | |
| Stockholders' Equity | $3.69B | $3.35B | $3.25B | $3.20B | $2.95B | $2.63B | $2.39B | $2.30B | $2.17B | $2.07B | $1.89B | $1.73B | |
| Liabilities + Equity | $14.06B | $13.78B | $16.71B | $19.37B | $21.68B | $22.65B | $23.71B | $25.22B | $23.96B | $27.19B | $30.42B | $30.10B |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $91M | $133M | $145M | $176M | $132M | $198M | $193M | $185M | $138M | $123M | $124M | $108M | |
| Stock-based Comp | $13M | $12M | $16M | $14M | $11M | $17M | $7M | $7M | $4M | $4M | $5M | $5M | |
| Deferred Tax | $-4M | $-22M | $-52M | $35M | $56M | $8M | $-7M | $11M | $-2M | $27M | $7M | $20M | |
| Amort. of Intangibles | $7M | $8M | $17M | $15M | $23M | $31M | $33M | $30M | $9M | $12M | $10M | $6M | |
| Other Non-cash | $-105M | $356M | $232M | $52M | $-47M | $-363M | $-35M | $-159M | $-86M | $-85M | $-13M | $-82M | |
| Operating Cash Flow | $423M | $663M | $432M | $683M | $480M | $349M | $299M | $271M | $322M | $300M | $391M | $357M | |
| CapEx | $26M | $21M | $74M | $59M | $59M | $113M | $92M | $125M | $156M | $68M | $17M | $26M | |
| Investing Cash Flow | $356M | $2.41B | $1.94B | $2.27B | $1.19B | $621M | $1.52B | $-732M | $2.95B | $3.41B | $1.42B | $-110M | |
| Stock Issued | $2M | $2M | $2M | $2M | $1M | $2M | $2M | $1M | $678.0K | $889.0K | $801.0K | $656.0K | |
| Stock Repurchased | $69M | $83M | $28M | $98M | $58M | $73M | $40M | $45M | $69M | $69M | $96M | $16M | |
| Net Stock Activity | $-67M | $-81M | $-26M | $-96M | $-57M | $-72M | $-39M | $-44M | $-68M | $-68M | $-95M | $-15M | |
| Dividends Paid | $43M | $41M | $39M | $37M | $34M | $32M | $29M | $27M | $24M | $21M | $19M | $19M | |
| Financing Cash Flow | $-737M | $-3.17B | $-2.70B | $-2.79B | $-1.43B | $-1.23B | $-1.79B | $712M | $-3.50B | $-3.58B | $-1.88B | $-181M | |
| Net Change in Cash | $43M | $-94M | $-332M | $163M | $236M | $-264M | $30M | $250M | $-228M | $129M | $-67M | $67M | |
| Taxes Paid | $69M | $15M | $48M | $58M | $19M | $30M | $18M | $473.0K | $96M | $115M | $147M | $156M | |
| Free Cash Flow | $397M | $642M | $359M | $625M | $486M | $100M | $206M | $146M | $72M | $258M | $375M | $331M | |
| Levered FCF | · | · | $-261M | $290M | $350M | $-157M | $-353M | $-387M | $-261M | $7M | $182M | $151M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 120.9% | 62.8% | 34.6% | 26.1% | 29.7% | 25.2% | 13.1% | 21.0% | · | · | · | · | |
| Pretax Margin | 157.0% | 78.0% | 28.0% | 32.7% | 37.9% | 32.2% | 16.4% | 26.3% | · | · | · | · | |
| EBITDA Margin | 25.6% | 45.2% | 54.9% | 11.3% | 10.0% | 14.2% | 17.8% | 17.0% | · | · | · | · | |
| ROA | 3.1% | 1.3% | 0.54% | 2.1% | 1.8% | 1.6% | 0.60% | 0.91% | · | · | · | 1.1% | |
| ROE | 12.2% | 5.6% | 2.8% | 13.2% | 14.1% | 14.1% | 6.0% | 10.2% | · | · | · | 19.4% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | · | · | · | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | $9.76 | $7.99 | $7.07 | $41.45 | $34.34 | · | · | · | · | · | · | · | |
| Cash Flow / Share | $11.64 | $18.09 | $11.57 | $18.19 | $14.13 | · | · | · | · | · | · | · | |
| Dividend Paid / Share | · | · | · | · | · | · | · | · | · | $0.50 | $0.42 | $0.40 | |
| EPS (TTM) | $11.79 | $5.02 | $2.40 | $10.82 | $10.20 | $9.02 | $3.54 | $3.74 | $3.74 | $3.74 | $3.74 | $3.74 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 21.1% | 10.6% | -83.0% | 17.7% | -5.4% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | -39.0% | -39.5% | -42.6% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | -24.0% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 134.9% | 109.2% | -77.8% | 6.1% | 13.1% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 2.9% | -21.1% | -35.7% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 5.5% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 132.8% | 104.9% | -77.9% | 3.5% | 11.6% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 1.7% | -22.4% | -36.6% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 4.0% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 6.2% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Net Income TTM | $428M | $184M | $90M | $407M | $393M | $352M | $142M | $228M | $173M | $257M | $268M | $308M | |
| P/E | 11.3 | 21.3 | 36.8 | 8.4 | 9.6 | 7.9 | 16.5 | 14.0 | 14.6 | 13.6 | 9.0 | 12.4 | |
| Earnings Yield | 8.9% | 4.7% | 2.7% | 11.9% | 10.4% | 12.7% | 6.1% | 7.1% | 6.8% | 7.4% | 11.1% | 8.1% | |
| Payout Ratio | 10.0% | 22.2% | 43.1% | 9.0% | 8.8% | 9.0% | 20.8% | 11.8% | 13.9% | 8.2% | 7.1% | 6.0% | |
| Annual Payout | $43M | $41M | $39M | $37M | $34M | $32M | $29M | $27M | $24M | $21M | $19M | $19M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | $41M | $52M | $53M | $60M | $56M | $58M | $69M | $72M | $48M | $63M | $63M | $51M | $50M | $56M | $53M | $49M | |
| Operating Expenses | $260M | $234M | $264M | $226M | $225M | $218M | $230M | $221M | $214M | $217M | $259M | $214M | $209M | $210M | $222M | $210M | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $195M | · | $207M | $233M | $199M | · | $127M | |
| Interest Income | $205M | $211M | $225M | $206M | $212M | $208M | $221M | $240M | $243M | $269M | $275M | $285M | $284M | $266M | $263M | $203M | |
| Pretax Income | $65M | $76M | $77M | $136M | $237M | $106M | · | $-2M | $58M | $94M | · | $50M | $27M | $31M | $26M | $127M | |
| Income Tax | $20M | $20M | $8M | $36M | $60M | $25M | $15M | $-282.0K | $15M | $23M | $-10M | $11M | $10M | $8M | $5M | $27M | |
| Net Income | $67M | $71M | $58M | $107M | $181M | $83M | $63M | $2M | $45M | $73M | $-8M | $44M | $27M | $26M | $30M | $105M | |
| EPS (Basic) | $1.85 | $1.97 | $1.62 | $2.94 | $4.97 | $2.26 | $1.74 | $0.07 | $1.23 | $1.98 | $-0.22 | $1.18 | $0.73 | $0.71 | $0.85 | $2.80 | |
| EPS (Diluted) | $1.85 | $1.97 | $1.62 | $2.94 | $4.97 | $2.26 | $1.74 | $0.07 | $1.23 | $1.98 | $-0.22 | $1.18 | $0.73 | $0.71 | $0.85 | $2.80 | |
| Shares (Basic) | 36,037,509 | 36,076,912 | · | 36,316,315 | 36,485,605 | 36,478,426 | · | 36,430,485 | 36,525,482 | 37,156,971 | · | 37,498,073 | 37,468,397 | 37,344,604 | · | 37,380,493 | |
| Shares (Diluted) | 36,037,509 | 36,076,912 | · | 36,316,315 | 36,485,605 | 36,478,426 | · | 36,430,485 | 36,525,482 | 37,156,971 | · | 37,498,073 | 37,468,397 | 37,344,604 | · | 37,380,493 | |
| EBITDA | · | $21M | · | · | · | $23M | · | · | · | $34M | · | · | · | $34M | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $172M | $240M | $296M | $216M | $226M | $221M | $195M | $220M | $145M | $180M | $168M | $188M | $122M | $188M | $118M | $63M | |
| PP&E (Net) | $81M | $85M | $76M | $93M | $85M | $90M | $95M | $125M | $132M | $149M | · | $127M | $130M | $133M | · | $127M | |
| PP&E (Gross) | · | · | $369M | · | · | · | $393M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $293M | · | · | · | $298M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $207M | $204M | $158M | $158M | $158M | $158M | $158M | $158M | $158M | $158M | $158M | $177M | $177M | $177M | $177M | $172M | |
| Intangibles | $96M | $98M | $29M | $32M | $33M | $35M | $36M | $38M | $41M | $43M | · | $52M | $57M | $61M | · | $70M | |
| Total Assets | $14.28B | $14.18B | $14.06B | $13.88B | $13.71B | $14.19B | $13.78B | $14.08B | $14.50B | $15.40B | $16.71B | $17.22B | $17.81B | $18.08B | $19.36B | $19.56B | |
| Total Liabilities | $10.64B | $10.57B | $10.49B | $10.29B | $10.23B | $10.83B | $10.48B | $10.87B | $11.28B | $12.14B | · | $13.96B | $14.56B | $14.86B | · | $16.40B | |
| Long-term Debt | $7.04B | $7.70B | $7.78B | $7.82B | $7.90B | $8.66B | $8.31B | $8.94B | $9.57B | $10.58B | · | $12.45B | $13.07B | $13.44B | · | $15.04B | |
| Paid-in Capital | $2M | $2M | $1M | $1M | $637.0K | $7M | $7M | $4M | $657.0K | $1M | · | $14M | $10M | $5M | · | $837.0K | |
| Retained Earnings | $3.77B | $3.73B | $3.68B | $3.65B | $3.58B | $3.41B | $3.34B | $3.29B | $3.30B | $3.31B | · | $3.31B | $3.27B | $3.25B | · | $3.21B | |
| AOCI | $-2M | $-4M | $3M | $3M | $-2M | $-429.0K | $1M | $-1M | $-2M | $-8M | · | $-25M | $-21M | $-27M | · | $-29M | |
| Stockholders' Equity | $3.77B | $3.73B | $3.69B | $3.65B | $3.57B | $3.42B | $3.35B | $3.29B | $3.29B | $3.31B | · | $3.29B | $3.26B | $3.23B | · | $3.18B | |
| Liabilities + Equity | $14.28B | $14.18B | $14.06B | $13.88B | $13.71B | $14.19B | $13.78B | $14.08B | $14.50B | $15.40B | · | $17.22B | $17.81B | $18.08B | · | $19.56B |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $22M | $21M | $22M | $16M | $29M | $23M | $27M | $36M | $36M | $34M | $17M | $35M | $59M | $34M | $63M | $40M | |
| Stock-based Comp | $5M | $4M | $3M | $4M | $3M | $3M | $3M | $3M | $3M | $3M | $4M | $4M | $4M | $4M | $4M | $4M | |
| Deferred Tax | $-1M | $-11M | $78M | $6M | $-93M | $4M | $1M | $-18M | $-3M | $-2M | $-27M | $-9M | $-3M | $-14M | $-23M | $8M | |
| Amort. of Intangibles | $5M | $4M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $5M | $5M | $4M | $3M | $6M | $3M | |
| Other Non-cash | · | $-12M | · | · | · | $-22M | · | · | · | $104M | · | · | · | $72M | · | · | |
| Operating Cash Flow | $78M | $73M | $138M | $112M | $82M | $91M | $181M | $137M | $133M | $212M | $79M | $154M | $76M | $123M | $26M | $173M | |
| CapEx | $6M | $12M | $7M | $12M | $4M | $3M | $-17M | $4M | $11M | $23M | $21M | $15M | $13M | $24M | $15M | $10M | |
| Investing Cash Flow | $-66M | $31M | $-163M | $-191M | $573M | $136M | $335M | $254M | $738M | $1.09B | $632M | $417M | $167M | $724M | $534M | $902M | |
| Stock Issued | $573.0K | $379.0K | $490.0K | $472.0K | $579.0K | $341.0K | $522.0K | $457.0K | $593.0K | $374.0K | $465.0K | $425.0K | $495.0K | $395.0K | $427.0K | $405.0K | |
| Stock Repurchased | $24M | $16M | $16M | $27M | $21M | $4M | $403.0K | $576.0K | $47M | $35M | $24M | $543.0K | $465.0K | $3M | $4M | $14M | |
| Net Stock Activity | · | $-16M | · | · | · | $-4M | · | · | · | $-35M | · | · | · | $-3M | · | · | |
| Dividends Paid | $12M | $12M | $12M | $11M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $9M | |
| Financing Cash Flow | $135M | $-244M | $232M | $43M | $-686M | $-326M | $-483M | $-436M | $-868M | $-1.38B | $-479M | $-592M | $-327M | $-1.31B | $-246M | $-1.21B | |
| Net Change in Cash | $136M | $-143M | $207M | $-35M | $-30M | $-99M | $32M | $-44M | $3M | $-85M | $233M | $-21M | $-84M | $-460M | $314M | $-131M | |
| Taxes Paid | $3M | $1M | $18M | $24M | $26M | $1M | $2M | $2M | $11M | $791.0K | $2M | $2M | $43M | $961.0K | $20M | $16M | |
| Free Cash Flow | · | $62M | · | · | · | $88M | · | · | · | $189M | · | · | · | $98M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $42M | · | · | · | $-48M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 69.4% | 70.0% | · | 125.1% | 228.4% | 99.8% | · | 3.3% | 67.9% | 98.6% | · | 58.6% | 55.6% | 8.0% | · | 26.5% | |
| Pretax Margin | 68.1% | 74.4% | · | 160.1% | 298.8% | 128.3% | · | -3.1% | 88.0% | 126.8% | · | 68.4% | 58.1% | 9.4% | · | 32.1% | |
| EBITDA Margin | · | 20.8% | · | · | · | 28.0% | · | · | · | 45.8% | · | · | · | 10.3% | · | · | |
| ROA | 0.48% | 0.50% | · | 0.76% | 1.3% | 0.56% | · | 0.02% | 0.28% | 0.44% | · | 0.25% | 0.15% | 0.14% | · | 0.50% | |
| ROE | 1.8% | 2.0% | · | 3.1% | 5.3% | 2.5% | · | 0.07% | 1.4% | 2.2% | · | 1.4% | 0.89% | 0.84% | · | 3.5% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | $2.66 | $2.82 | · | $2.35 | $2.18 | $2.27 | · | $1.98 | $1.82 | $2.00 | · | $2.06 | $1.36 | $8.88 | · | $10.57 | |
| Cash Flow / Share | · | $2.03 | · | · | · | $2.50 | · | · | · | $5.70 | · | · | · | $3.29 | · | · | |
| EPS (TTM) | $8.38 | $11.50 | · | $11.91 | $9.04 | $5.30 | · | $3.06 | $4.17 | $3.67 | · | $3.47 | $5.09 | $6.62 | · | $13.43 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $302M | $417M | · | $434M | $330M | $193M | · | $112M | $154M | $137M | · | $129M | $189M | $247M | · | $509M | |
| P/E | 15.9 | 11.2 | · | 10.5 | 13.4 | 20.9 | · | 37.0 | 24.2 | 25.8 | · | 25.7 | 19.0 | 13.9 | · | 5.9 | |
| Earnings Yield | 6.3% | 8.9% | · | 9.5% | 7.5% | 4.8% | · | 2.7% | 4.1% | 3.9% | · | 3.9% | 5.3% | 7.2% | · | 17.0% | |
| Payout Ratio | · | 16.6% | · | · | · | 12.3% | · | · | · | 14.2% | · | · | · | 36.4% | · | · | |
| Annual Payout | $46M | $45M | · | $41M | $41M | $41M | · | $41M | $41M | $40M | · | $39M | $38M | $37M | · | $36M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Net Income | $428M | · | · | $184M | · |
| Diluted EPS | $11.79 | · | · | $5.02 | · |
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Free Cash Flow | $397M | · | · | $642M | · |
Institutional owners (13F) 227 filers · $1.8B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 24 (-14 vs prior Q) | 23 (-4 vs prior Q) | 91 (+10 vs prior Q) | 54 (-3 vs prior Q) | +118K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| DIMENSIONAL FUND ADVISORS LP | $246,963,317 | 1,852,273 | 14.11% | Shares |
| VANGUARD GROUP INC | $175,179,853 | 1,317,538 | 10.01% | Shares |
| MAGNOLIA GROUP, LLC | $169,292,168 | 1,269,723 | 9.67% | Shares |
| FARMERS & MERCHANTS INVESTMENTS INC | $157,242,869 | 1,179,351 | 8.98% | Shares |
| BlackRock, Inc. | $154,967,884 | 1,162,288 | 8.85% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $92,747,148 | 695,621 | 5.30% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $77,994,050 | 584,970 | 4.46% | Shares |
| AMERICAN CENTURY COMPANIES INC | $56,090,909 | 420,692 | 3.20% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $51,954,068 | 389,595 | 2.97% | Shares |
| STATE STREET CORP | $48,724,115 | 365,440 | 2.78% | Shares |
| Bragg Financial Advisors, Inc | $33,131,572 | 248,493 | 1.89% | Shares |
| QVT Financial LP | $30,854,429 | 231,414 | 1.76% | Shares |
| Empyrean Capital Partners, LP | $30,799,230 | 231,000 | 1.76% | Shares |
| GENERAL AMERICAN INVESTORS CO INC | $30,798,963 | 230,998 | 1.76% | Shares |
| NORTHERN TRUST CORP | $25,280,567 | 189,609 | 1.44% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $22,371,841 | 167,793 | 1.28% | Shares |
| JPMORGAN CHASE & CO | $20,402,157 | 152,759 | 1.17% | Shares |
| BAR HARBOR WEALTH MANAGEMENT | $14,478,171 | 108,589 | 0.83% | Shares |
| MORGAN STANLEY | $12,587,970 | 94,412 | 0.72% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $12,224,494 | 91,686 | 0.70% | Shares |
| Bank of New York Mellon Corp | $11,862,769 | 88,973 | 0.68% | Shares |
| Sycale Advisors (NY) LLC | $11,073,456 | 83,053 | 0.63% | Shares |
| UBS Group AG | $10,494,004 | 78,707 | 0.60% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $9,963,617 | 74,729 | 0.57% | Shares |
| Qube Research & Technologies Ltd | $9,681,625 | 72,614 | 0.55% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $9,350,059 | 70,127 | 0.53% | Shares |
| GOLDMAN SACHS GROUP INC | $9,161,771 | 68,715 | 0.52% | Shares |
| LAWSON KROEKER INVESTMENT MANAGEMENT INC/NE | $8,806,047 | 66,047 | 0.50% | Shares |
| MARSHALL WACE, LLP | $8,425,923 | 63,196 | 0.48% | Shares |
| CITADEL ADVISORS LLC | $7,611,277 | 57,086 | 0.43% | Shares |
| Guardian Wealth Management, Inc. | $7,124,303 | 53,433 | 0.41% | Shares |
| Bandera Partners LLC | $6,081,625 | 47,159 | 0.35% | Shares |
| BANK OF AMERICA CORP /DE/ | $5,930,785 | 44,482 | 0.34% | Shares |
| Crawford Fund Management, LLC | $5,927,185 | 44,455 | 0.34% | Shares |
| DENALI ADVISORS LLC | $5,306,534 | 39,800 | 0.30% | Shares |
| FRANKLIN RESOURCES INC | $5,261,469 | 39,462 | 0.30% | Shares |
| Brandywine Global Investment Management, LLC | $5,166,028 | 38,854 | 0.30% | Shares |
| Edgestream Partners, L.P. | $5,129,472 | 38,472 | 0.29% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $4,810,680 | 36,081 | 0.27% | Shares |
| LPL Financial LLC | $4,771,717 | 35,789 | 0.27% | Shares |
| HighTower Advisors, LLC | $4,771,205 | 35,785 | 0.27% | Shares |
| Nuveen, LLC | $4,293,626 | 32,203 | 0.25% | Shares |
| FIRST TRUST ADVISORS LP | $3,738,573 | 28,040 | 0.21% | Shares |
| Swiss National Bank | $3,733,240 | 28,000 | 0.21% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $3,733,240 | 28,000 | 0.21% | Shares |
| DARK FOREST CAPITAL MANAGEMENT LP | $3,605,777 | 27,044 | 0.21% | Shares |
| RHUMBLINE ADVISERS | $3,586,298 | 26,898 | 0.20% | Shares |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | $3,512,096 | 27,234 | 0.20% | Shares |
| MERCER GLOBAL ADVISORS INC /ADV | $3,466,413 | 25,999 | 0.20% | Shares |
| Invesco Ltd. | $3,327,518 | 24,957 | 0.19% | Shares |
Activists & 5%+ owners 5 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Magnolia Capital Fund, LP, The Magnolia Group, LLC, Adam K. Peterson | June 5, 2026 | 5.90% | Amendment | Board campaign | SEC |
| Dunlap, Michael S., Union Financial Services, Inc., Dunlap Holdings, LLC | Nov. 13, 2025 | 37.80% | Amendment | · | SEC |
| Dunlap, Michael S. 2), Union Financial Services, Inc. 2), Dunlap Holdings, LLC 2) ×17 filings | Nov. 18, 2024 | · | Initial filing | · | SEC |
| Adam K. Peterson, Magnolia Capital Fund, LP, The Magnolia Group, LLC | March 21, 2022 | · | Initial filing | Board campaign | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | June 11, 2020 | · | Initial filing | Capital structure | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 42 insiders · 23 officers · 18 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Jeffrey R Noordhoek | Chief Executive Officer | March 10, 2026 A | 109,583 | 0 | 0 | $0 |
| James D Kruger | Chief Financial Officer | July 9, 2026 G | 2,500 | 0 | 0 | $0 |
| Matthew W Dunlap | President, NFS | June 10, 2026 F | 17,054 | 0 | 0 | $0 |
| Timothy Tewes | President | March 10, 2026 F | 94,048 | 0 | 0 | $0 |
| Don R Bouc | President Emeritus | Feb. 13, 2007 D | 100,553 | 0 | 0 | $0 |
| Terry J Heimes | Chief Operating Officer | March 10, 2026 F | 27,923 | 0 | 0 | $0 |
| William J Munn | Secy/Chief Legal Off/Gen Coun | April 15, 2026 G | 12,155 | 0 | 0 | $0 |
| Deeann Wenger | Pres, Nelnet Business Services | March 10, 2026 F | 31,025 | 0 | 0 | $0 |
| Emily Olinger | Chief People Services Officer | March 10, 2026 F | 7,859 | 0 | 0 | $0 |
| Dunlap, Michael S. | Executive Chairman of Board | Dec. 1, 2025 G | 153,880 | 0 | 0 | $0 |
| Todd M Eicher | Executive Director | Nov. 12, 2013 S | 226,626 | 0 | 0 | $0 |
| John Robert Kline | Executive Director | April 8, 2009 D | 76,894 | 0 | 0 | $0 |
| Matthew D Hall | Executive Director | July 15, 2008 D | 48,859 | 0 | 0 | $0 |
| Evan Roth | Chief Learning Officer | Dec. 14, 2007 J | 9,413 | 0 | 0 | $0 |
| Cheryl E Watson | Chief Communications Officer | Aug. 3, 2007 A | 84,827 | 0 | 0 | $0 |
| David J. Byrnes | Executive Director | March 15, 2007 A | 10,685 | 0 | 0 | $0 |
| David A Bottegal | Ex. Dir. & Chief Mar. Officer | Feb. 13, 2007 D | 287,366 | 0 | 0 | $0 |
| Edward Martinez | Exec Dir Corp Services | Jan. 3, 2007 S | 36,168 | 0 | 0 | $0 |
| Raymond J Ciarvella | Ex. Dir. & Chief Inf. Officer | Jan. 11, 2006 S | 178,462 | 0 | 0 | $0 |
| Charles E Hosea | Executive Director | Aug. 24, 2004 S | 76,720 | 0 | 0 | $0 |
| Dominic Rotondi | Executive Director | Dec. 11, 2003 P | 17,600 | 0 | 0 | $0 |
| Dennis V Leach | Executive Director | Dec. 11, 2003 P | 22,500 | 0 | 0 | $0 |
| Hilario Arguinchona | Executive Director | Dec. 11, 2003 P | 527,900 | 0 | 0 | $0 |
| Edward Sysel Pallesen | Director | Sept. 15, 2026 A | 1,046 | 0 | 0 | $0 |
| Angie J Klein | Director | Sept. 15, 2026 A | 1,108 | 0 | 0 | $0 |
| David S Graff | Director | Sept. 15, 2026 A | 31,953 | 0 | 0 | $0 |
| Kimberly Kay Rath | Director | Sept. 15, 2026 A | 0 | 0 | 0 | $0 |
| Kathleen Anne Farrell | Director | Sept. 15, 2026 A | 22,755 | 0 | 0 | $0 |
| Jona M Van Deun | Director | June 15, 2026 A | 1,111 | 0 | 1 | $-51,580 |
| Bansal Preeta D | Director | June 15, 2026 A | 20,243 | 0 | 0 | $0 |
| Thomas Edward Henning | Director | June 15, 2026 A | 0 | 0 | 0 | $0 |
| William Robert Cintani | Director | June 21, 2022 A | 3,948 | 0 | 0 | $0 |
| Joann M Martin | Director | June 21, 2021 A | 6,132 | 0 | 0 | $0 |
| Stephen F Butterfield | Director | April 13, 2018 G | 100 | 0 | 0 | $0 |
| Michael D Reardon | Director | Nov. 13, 2017 S | 15,000 | 0 | 0 | $0 |
| Brian J Oconnor | Director | June 24, 2011 A | 44,894 | 0 | 0 | $0 |
| James Vanhorn | Director | Feb. 15, 2010 M | 49,487 | 0 | 0 | $0 |
| Arturo R. Moreno | Director | June 30, 2006 A | 17,346 | 0 | 0 | $0 |
| Angie Mulheisen | 10% owner | Aug. 18, 2025 G | 2,191,180 | 0 | 0 | $0 |
| PACKERS SERVICE GROUP INC | 10% owner | May 31, 2007 J | 0 | 0 | 0 | $0 |
| Shelby J Butterfield | · | Aug. 25, 2025 S | 510 | 0 | 0 | $0 |
| James P Abel | · | March 17, 2022 M | 74,026 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 42 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| FYT · First Trust Exchange-Traded AlphaDE… | 0.50% | 7,171 NS | July 31, 2026 | N-PORT |
| EBIT · Harbor ETF Trust | 0.47% | 413 NS | July 31, 2026 | N-PORT |
| FYX · First Trust Exchange-Traded AlphaDE… | 0.26% | 26,171 NS | July 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.22% | 132,052 NS | July 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.15% | 162,825 NS | July 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.13% | 13,023 SH | Aug. 19, 2026 | Daily |
| FSMD · FIDELITY COVINGTON TRUST | 0.11% | 19,800 NS | July 31, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.10% | 2,205 SH | Sept. 30, 2026 | Daily |
| BKSE · BNY Mellon ETF Trust | 0.10% | 656 NS | July 31, 2026 | N-PORT |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.10% | 1,241 NS | July 31, 2026 | N-PORT |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0.08% | 4,285 NS | July 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.07% | 82,740 NS | July 31, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.07% | 14,801 SH | Oct. 2, 2026 | Daily |
| ISCG · iShares Trust | 0.07% | 5,114 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.07% | 7,159 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.06% | 393,172 SH | Sept. 11, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.06% | 85,998 SH | Aug. 19, 2026 | Daily |
| VBR · VANGUARD INDEX FUNDS | 0.04% | 184,176 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.02% | 3,696 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.02% | 159,913 SH | Aug. 19, 2026 | Daily |
| VB · VANGUARD INDEX FUNDS | 0.02% | 290,693 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.02% | 22,677 SH | Aug. 19, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.02% | 794 NS | July 31, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.02% | 20,006 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.02% | 879 SH | Sept. 11, 2026 | Daily |
| TECB · iShares Trust | 0.01% | 560 SH | Sept. 11, 2026 | Daily |
| DFAC · Dimensional ETF Trust | 0.01% | 47,809 NS | July 31, 2026 | N-PORT |
| PFM · Invesco Exchange-Traded Fund Trust | 0.01% | 720 SH | Sept. 29, 2026 | Daily |
| VIG · VANGUARD SPECIALIZED FUNDS | 0.01% | 78,674 SH | Aug. 19, 2026 | Daily |
| DCOR · Dimensional ETF Trust | 0.01% | 2,157 NS | July 31, 2026 | N-PORT |
| TILT · FlexShares Trust | 0.01% | 1,169 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.01% | 6,052 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 4,308 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 20,773 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 3,340 SH | Sept. 10, 2026 | Daily |
| DFSU · Dimensional ETF Trust | 0.00% | 171 NS | July 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 402,552 SH | Aug. 19, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.00% | 9,749 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 1,245 SH | Aug. 19, 2026 | Daily |
| ESGV · VANGUARD WORLD FUND | 0.00% | 3,316 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 140,246 SH | Sept. 11, 2026 | Daily |
| ISCB · iShares Trust | · | 750 SH | Sept. 11, 2026 | Daily |
NNI Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
12-Month Price Target
1 analysts · 2026-09-28Mean target $130.00 +4.9%
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| NNI | · | 11.3 | 21.1% | 120.9% | 12.2% | · |
| ALLY | $13.97B | 19.1 | -3.3% | 10.8% | 5.7% | · |
| FCFS | $7.01B | 21.5 | 8.0% | 9.0% | 15.3% | 50.3% |
| OMF | $7.92B | 10.3 | 8.9% | 16.0% | 23.3% | · |
| FIGR | $0 | 92.8 | 48.7% | 26.4% | 16.9% | · |
| CACC | $4.74B | 12.2 | 7.2% | 18.3% | 27.5% | · |
| DAVE | · | · | · | · | · | · |
| ENVA | $3.89B | 13.6 | 18.6% | 9.8% | 24.3% | 58.1% |
| SLM | $5.39B | 7.8 | 7.3% | 37.5% | 30.9% | · |
| BFH | $3.26B | 6.8 | · | 12.8% | 16.0% | · |
| UPST | $4.29B | 97.2 | 64.0% | 5.1% | 7.0% | · |
Latest News Recent headlines mentioning this company
My Metrics Your personal watchlist — selected rows from Full Fundamentals
Pick the metrics that matter to you — click the + next to any row in Full Fundamentals above.
Your selection is saved and follows you across all tickers.