$91.19
▼ $-0.50
(-0.55%)
Vol 79K
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$1.3B
P/E
9.8
ROE
16.8%
Margin
50.9%
D/E
19.16
Beta
0.66
Div Yield
3.39%
52W
$72–$103
Wall Street Consensus
11 analysts · Apr 20262
Strong Buy
4
Buy
5
Hold
0
Sell
0
Strong Sell
54.5%
Buy Rating
Price Chart
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Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $2.84 | $2.79 | $-0.05 |
| Sep 2025 | $2.62 | $2.84 | +$0.22 |
| Jun 2025 | $2.48 | $2.52 | +$0.04 |
| Mar 2025 | $2.38 | $2.23 | $-0.15 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 16.6% | 16.6% | 16.6% | 16.8% | 16.8% | 16.8% |
| P/E (TTM) | 8.53 | 9.74 | 9.61 | 9.37 | 9.81 | 9.80 |
| Net Margin | — | 50.9% | 50.9% | 50.9% | 50.9% | 50.9% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 19.87 | 19.92 | 19.87 | 19.16 | 19.16 | 19.16 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.8%
P/S (TTM)
2.85
P/B
1.5
EPS (TTM)
$9.89
CF/Share
$8.07
Rev Growth 3Y
+9.1%
52W High
$103.05
52W Low
$71.90
$71.90
52-Week Range
$103.05
How does PFBC compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
PFBC valuation vs Banking peers
P/E ratio
9.8
▼
22%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.9
▲
23%
above
peers
(2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.5
▲
42%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
3.4%
▲
13%
above
peers
(3.0%)
vs Peers
vs Industry
In line
PFBC profitability vs Banking peers
ROE
16.8%
▲
87%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
50.9%
▲
78%
above
peers
(28.6%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.8%
▲
88%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
PFBC financial health vs Banking peers
D/E ratio
19.2
▲
38%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.7
▼
5%
below
peers
(0.7)
vs Peers
vs Industry
Less volatile
PFBC fundamentals radar
PFBC
Peer median
Industry
PFBC profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
PFBC vs peers: key metrics
Related Signals
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