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PYPL NASDAQ US

PayPal Holdings, Inc. - Common Stock

Financial Services · Financial Services Website · IPO Jul 2015
$45.34
▲ +$0.71 (+1.59%)
Vol 12.7M
11
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$54.6B
P/E
11.1
ROE
24.3%
Margin
15.0%
D/E
56.68
Beta
1.43
Div Yield
0.96%
52W
$56–$93

Wall Street Consensus

50 analysts · Apr 2026
4
Strong Buy
12
Buy
30
Hold
4
Sell
0
Strong Sell
32.0%
Buy Rating

Price Chart

Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $1.31 $1.23 $-0.08
Sep 2025 $1.23 $1.34 +$0.11
Jun 2025 $1.32 $1.40 +$0.08
Mar 2025 $1.18 $1.33 +$0.15

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 23.1% 23.1% 23.1% 24.3% 24.3% 24.3%
P/E (TTM) 15.45 13.89 13.56 13.18 12.12 11.11
Net Margin 15.2% 14.5% 14.5% 15.0% 15.0% 15.0%
Gross Margin 41.4% 41.7% 41.7% 41.6% 41.6% 41.6%
D/E Ratio 56.78 55.92 55.92 56.68 56.68 56.68
Current Ratio 1.33 1.33 1.33 1.34 1.34 1.34

Key Ratios

ROA (TTM)
6.1%
P/S (TTM)
1.66
P/B
4.2
EPS (TTM)
$4.99
CF/Share
$4.37
Rev Growth 3Y
+7.8%
52W High
$93.25
52W Low
$55.85
$55.85 52-Week Range $93.25

How does PYPL compare to Financial Services peers?

Peer group: Large-cap Financial Services ($10B+) · 23 companies

PYPL AFRM ARCC CG CME

PYPL valuation vs Financial Services peers

P/E ratio
11.1
55% below peers (24.9)
vs Peers
vs Industry
Undervalued
P/S ratio
1.7
70% below peers (5.5)
vs Peers
vs Industry
Undervalued
P/B ratio
4.2
1% above peers (4.1)
vs Peers
vs Industry
Fair value
Div yield
1.0%
22% below peers (1.2%)
vs Peers
vs Industry
Low yield

PYPL profitability vs Financial Services peers

ROE
24.3%
74% above peers (14.0%)
vs Peers
vs Industry
Top tier
Net margin
15.0%
28% below peers (20.8%)
vs Peers
vs Industry
Weak
Gross margin
41.6%
51% below peers (85.7%)
vs Peers
vs Industry
Weak
ROA
6.1%
30% above peers (4.7%)
vs Peers
vs Industry
Below avg

PYPL financial health vs Financial Services peers

D/E ratio
56.7
32% below peers (83.3)
vs Peers
vs Industry
Above avg
Current ratio
1.3
10% above peers (1.2)
vs Peers
vs Industry
In line
Beta
1.4
13% above peers (1.3)
vs Peers
vs Industry
Less volatile

PYPL fundamentals radar

PYPL Peer median Industry

PYPL profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

PYPL vs peers: key metrics