CHYM Class A Chime Financial, Inc. - Class A Common Stock
NASDAQ · Financial Services · View on SEC EDGAR ↗ close Oct 5, 2026 10-K/10-Q Aug 6, 2026
$28.05
· of 52w range
· above low
· to high
$15.8852w low
$35.5552w high
Market Cap (MRQ)
$10.62B
P/E (TTM)
31.9
EPS (TTM)
$0.88
Revenue (TTM)
$2.46B
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52W Range
$16–$36
Analyst Rating
BUY
Price Target
$39
P/E
31.9
ROE
-1.3%
Net Profit Margin
-0.74%
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CHYM Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$28.05
Market Cap (MRQ)
$10.62B
P/E (TTM)
31.9
EPS (TTM)
$0.88
Revenue (TTM)
$2.46B
ROE (TTM)
-1.3%
52W Range
$16–$36
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue$2.19B2023-12-31 → 2025-12-31
EPS$-4.272023-12-31 → 2025-12-31
Free Cash Flow$33M2025-12-31 → 2025-12-31
Net margin-0.74%2025-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | CHYM | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 31.9 | · | 17.9 | Overvalued | |
| P/S (TTM) | 4.3 | · | 2.9 | Fair value | |
| P/B (MRQ) | 7.6 | · | 5.3 | Fair value | |
| Price / FCF (TTM) | 34.0 | · | · | · | |
| Price / Cash Flow (TTM) | 30.8 | · | · | · | |
| Price / Tangible Book | 0.0 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | CHYM | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Gross Margin (TTM) | 88.7% | · | · | · | |
| Operating Margin (TTM) | -2.1% | · | 14.2% | Weak | |
| EBITDA Margin (TTM) | -0.83% | · | 20.9% | Weak | |
| Pretax Margin (TTM) | -0.70% | · | 12.3% | Weak | |
| Net Profit Margin (TTM) | -0.74% | · | 17.1% | Weak | |
| ROA (TTM) | -0.93% | · | 8.9% | Weak | |
| ROE (TTM) | -1.3% | · | 20.7% | Weak | |
| ROIC | -74.2% | · | 10.7% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | CHYM | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Current Ratio (MRQ) | 4.6 | · | 1.2 | Strong liquidity | |
| Quick Ratio | 1.9 | · | 0.6 | Strong liquidity |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | CHYM | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 30.7% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | CHYM | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 1.3 | · | 0.6 | Top tier | |
| Receivables Turnover | 9.2 | · | 9.5 | In line | |
| Revenue / Employee | ≈$1.4M | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
85.5%
Next Report
Nov 03, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Aug 6, 2026 | $0.07 | $0.00 | — |
| March 31, 2026 | $0.13 | $0.03 | 276.8% | |
| Dec. 31, 2025 | $-0.12 | $-0.16 | 23.3% | |
| Sept. 30, 2025 | $-0.15 | $-0.25 | 39.3% | |
| June 30, 2025 | $-7.29 | $-7.50 | 2.8% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue | $2.19B | $1.67B | $1.28B | |
| Cost of Revenue | $263M | $208M | $220M | |
| Gross Profit | $1.92B | $1.47B | $1.06B | |
| R&D Expense | $935M | $310M | $259M | |
| SG&A Expense | $512M | $177M | $155M | |
| Operating Expenses | $2.96B | $1.53B | $1.29B | |
| Operating Income | $-1.04B | $-62M | $-236M | |
| Other Non-op | $31M | $39M | $33M | |
| Pretax Income | $-1.01B | $-23M | $-203M | |
| Income Tax | $831.0K | $3M | $234.0K | |
| Net Income | $-1.01B | $-25M | $-203M | |
| EPS (Basic) | $-4.27 | $-0.39 | $-3.22 | |
| EPS (Diluted) | $-4.27 | $-0.39 | $-3.22 | |
| Shares (Basic) | 236,270,347 | 64,910,056 | 63,104,219 | |
| Shares (Diluted) | 236,270,347 | 64,910,056 | 63,104,219 | |
| EBITDA | $-1.01B | · | · |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Cash & Equivalents | $466M | $338M | $240M | |
| Receivables | $258M | $216M | · | |
| Prepaid Expense | $107M | $70M | · | |
| Current Assets | $1.76B | $1.29B | · | |
| PP&E (Net) | $94M | $93M | · | |
| PP&E (Gross) | $168M | $138M | · | |
| Accum. Depreciation | $74M | $46M | · | |
| Goodwill | $27M | $28M | · | |
| Intangibles | $28M | · | · | |
| Other Non-current Assets | $3M | $4M | · | |
| Total Assets | $1.96B | $1.46B | · | |
| Accounts Payable | $39M | $36M | · | |
| Accrued Liabilities | $81M | $100M | · | |
| Current Liabilities | $388M | $375M | · | |
| Capital Leases | $123M | $81M | · | |
| Other Non-current Liabilities | $52M | $46M | · | |
| Total Liabilities | $563M | $502M | · | |
| Common Stock | $0 | $2.0K | · | |
| Paid-in Capital | $4.78B | $433M | · | |
| Retained Earnings | $-3.37B | $-2.36B | · | |
| AOCI | $172.0K | $203.0K | · | |
| Stockholders' Equity | $1.40B | $-1.93B | $-1.95B | |
| Liabilities + Equity | $1.96B | $1.46B | · | |
| Shares Outstanding | 379,933,372 | 66,950,736 | 64,394,985 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| D&A | $30M | $25M | $13M | |
| Stock-based Comp | $1.07B | $30M | $26M | |
| Restructuring | $33M | · | · | |
| Other Non-cash | $-38M | · | · | |
| Operating Cash Flow | $53M | $64M | $-157M | |
| CapEx | $20M | $5M | $11M | |
| Investing Cash Flow | $-290M | $46M | $167M | |
| Stock Repurchased | $78M | $950.0K | $61.0K | |
| Net Stock Activity | $-78M | · | · | |
| Financing Cash Flow | $368M | $456.0K | $842.0K | |
| Net Change in Cash | $131M | $110M | $11M | |
| Taxes Paid | $1M | · | · | |
| Free Cash Flow | $33M | · | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Gross Margin | 88.0% | · | · | |
| Operating Margin | -47.6% | · | · | |
| Net Margin | -46.2% | · | · | |
| Pretax Margin | -46.2% | · | · | |
| EBITDA Margin | -46.2% | · | · | |
| ROA | -59.0% | · | · | |
| ROE | -71.4% | · | · | |
| ROIC | -74.2% | · | · |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Current Ratio | 4.5 | · | · | |
| Quick Ratio | 1.9 | · | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Asset Turnover | 1.3 | · | · | |
| Receivables Turnover | 9.2 | · | · |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue / Share | $9.26 | · | · | |
| Cash Flow / Share | $0.22 | · | · | |
| EPS (TTM) | $-4.27 | · | · |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue YoY | 30.7% | 30.9% | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue TTM | $2.19B | · | · | |
| Net Income TTM | $-1.01B | · | · | |
| Market Cap | $0 | · | · | |
| P/E | -5.9 | · | · | |
| P/S | 0.0 | · | · | |
| P / Tangible Book | 0.0 | · | · | |
| P / Cash Flow | 0.0 | · | · | |
| P / FCF | 0.0 | · | · | |
| Earnings Yield | -17.0% | · | · |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $670M | $647M | $596M | $544M | $528M | $519M | $475M | $422M | $384M | |
| Cost of Revenue | $75M | $67M | $66M | $69M | $67M | $60M | $56M | $54M | $51M | |
| Gross Profit | $595M | $580M | $530M | $474M | $461M | $458M | $419M | $368M | $334M | |
| R&D Expense | $112M | $110M | $111M | $124M | $622M | $78M | $79M | $80M | $75M | |
| SG&A Expense | $80M | $70M | $109M | $77M | $280M | $47M | $50M | $47M | $42M | |
| Operating Expenses | $574M | $534M | $584M | $539M | $1.39B | $449M | $446M | $399M | $343M | |
| Operating Income | $21M | $46M | $-54M | $-65M | $-931M | $9M | $-27M | $-31M | $-9M | |
| Other Non-op | $7M | $8M | $9M | $10M | $6M | $5M | $8M | $11M | $10M | |
| Pretax Income | $28M | $54M | $-45M | $-54M | $-924M | $14M | $-19M | $-20M | $463.0K | |
| Income Tax | $213.0K | $455.0K | $46.0K | $280.0K | $-1M | $2M | $695.0K | $2M | $78.0K | |
| Net Income | $28M | $53M | $-45M | $-55M | $-923M | $13M | $-20M | $-22M | $385.0K | |
| EPS (Basic) | $0.07 | $0.14 | $0.83 | $-0.15 | $-7.29 | $0.00 | $-0.30 | $-0.34 | $0.00 | |
| EPS (Diluted) | $0.07 | $0.13 | $0.83 | $-0.15 | $-7.29 | $0.00 | $-0.30 | $-0.34 | $0.00 | |
| Shares (Basic) | 379,820,643 | 381,636,920 | · | 371,829,972 | 126,620,499 | 65,868,810 | · | 65,149,191 | 64,677,568 | |
| Shares (Diluted) | 393,420,014 | 400,476,567 | · | 371,829,972 | 126,620,499 | 65,868,810 | · | 65,149,191 | 64,677,568 | |
| EBITDA | $21M | $54M | · | $-65M | $-931M | · | · | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $536M | $608M | $466M | $445M | $868M | · | $338M | · | · | |
| Receivables | $288M | $294M | $258M | $238M | $230M | · | $216M | · | · | |
| Prepaid Expense | $71M | $87M | $107M | $91M | $73M | · | $70M | · | · | |
| Current Assets | $1.79B | $1.74B | $1.76B | $1.76B | $1.74B | · | $1.29B | · | · | |
| PP&E (Net) | $97M | · | · | $86M | $89M | · | · | · | · | |
| PP&E (Gross) | $186M | · | · | $153M | $148M | · | · | · | · | |
| Accum. Depreciation | $88M | · | · | $66M | $59M | · | · | · | · | |
| Goodwill | $27M | $27M | $28M | $27M | $27M | · | $28M | · | · | |
| Intangibles | · | · | $28M | · | · | · | · | · | · | |
| Other Non-current Assets | $3M | $3M | $3M | $4M | $4M | · | $4M | · | · | |
| Total Assets | $2.00B | $1.95B | $1.96B | $1.96B | $1.90B | · | $1.46B | · | · | |
| Accounts Payable | $36M | $38M | $39M | $40M | $52M | · | $36M | · | · | |
| Accrued Liabilities | $104M | $94M | $81M | $78M | $82M | · | $100M | · | · | |
| Current Liabilities | $387M | $344M | $388M | $356M | $360M | · | $375M | · | · | |
| Capital Leases | $118M | $121M | $123M | $126M | $75M | · | $81M | · | · | |
| Other Non-current Liabilities | $37M | $44M | $52M | $37M | $40M | · | $46M | · | · | |
| Total Liabilities | $592M | $509M | $563M | $519M | $474M | · | $502M | · | · | |
| Common Stock | · | · | $0 | $0 | $0 | · | $2.0K | · | · | |
| Paid-in Capital | $4.70B | $4.76B | $4.78B | $4.77B | $4.70B | · | $433M | · | · | |
| Retained Earnings | $-3.29B | $-3.32B | $-3.37B | $-3.33B | $-3.27B | · | $-2.36B | · | · | |
| AOCI | $-548.0K | $-947.0K | $172.0K | $-79.0K | $-116.0K | · | $203.0K | · | · | |
| Stockholders' Equity | $1.40B | $1.44B | $1.40B | $1.44B | $1.43B | · | $-1.93B | · | · | |
| Liabilities + Equity | $2.00B | $1.95B | $1.96B | $1.96B | $1.90B | · | $1.46B | · | · | |
| Shares Outstanding | 378,671,760 | 382,604,119 | 0 | 0 | 0 | · | 66,950,736 | · | · |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $8M | $8M | $8M | $8M | $7M | $7M | $7M | $7M | · | |
| Stock-based Comp | $69M | $61M | $67M | $85M | $910M | $9M | $8M | $10M | · | |
| Other Non-cash | · | $-34M | · | · | · | · | · | · | · | |
| Operating Cash Flow | $207M | $87M | $33M | $17M | $28M | $-26M | $18M | $-25M | · | |
| CapEx | $10M | $7M | $14M | $2M | $2M | $2M | $2M | $3M | · | |
| Investing Cash Flow | $-142M | $127M | $55M | $-424M | $72M | $7M | $50M | $388.0K | · | |
| Stock Repurchased | $136M | $86M | $78M | $0 | $0 | $0 | $0 | $357.0K | · | |
| Net Stock Activity | · | $-86M | · | · | · | · | · | · | · | |
| Financing Cash Flow | $-87M | $-73M | $-65M | $-17M | $450M | $-126.0K | $499.0K | $-50.0K | · | |
| Net Change in Cash | $-21M | $141M | $22M | $-423M | $551M | $-19M | $69M | $-25M | · | |
| Free Cash Flow | · | $81M | · | · | · | · | · | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 88.8% | 89.6% | · | 87.2% | 87.3% | · | · | · | · | |
| Operating Margin | 3.2% | 7.1% | · | -11.9% | -176.2% | · | · | · | · | |
| Net Margin | 4.2% | 8.3% | · | -10.1% | -174.8% | · | · | · | · | |
| Pretax Margin | 4.2% | 8.3% | · | -10.0% | -175.0% | · | · | · | · | |
| EBITDA Margin | 3.2% | 8.3% | · | -11.9% | -176.2% | · | · | · | · | |
| ROA | 1.4% | 5.5% | · | -5.6% | -97.1% | · | · | · | · | |
| ROE | 2.0% | 7.4% | · | -7.6% | -129.3% | · | · | · | · | |
| ROIC | 1.5% | 3.2% | · | -4.5% | -65.1% | · | · | · | · |
Liquidity & Solvency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 4.6 | 5.1 | · | 4.9 | 4.8 | · | · | · | · | |
| Quick Ratio | 2.1 | 2.6 | · | 1.9 | 3.1 | · | · | · | · |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.3 | 0.7 | · | 0.6 | 0.6 | · | · | · | · | |
| Receivables Turnover | 2.6 | 4.4 | · | 4.6 | 4.6 | · | · | · | · |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $3.71 | $3.77 | · | · | · | · | · | · | · | |
| Revenue / Share | $1.70 | $1.62 | · | $1.46 | $4.17 | · | · | · | · | |
| Cash Flow / Share | · | $0.22 | · | · | · | · | · | · | · | |
| Cash / Share | $1.42 | $1.59 | · | · | · | · | · | · | · | |
| EPS (TTM) | $0.88 | $-6.48 | · | $-7.74 | $-7.93 | $-0.64 | · | · | · |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $2.46B | $2.32B | · | $2.07B | $1.94B | $1.80B | · | · | · | |
| Net Income TTM | $-18M | $-969M | · | $-985M | $-952M | $-28M | · | · | · | |
| Market Cap | $7.76B | $7.17B | · | $0 | $0 | · | · | · | · | |
| P/E | 23.3 | -2.9 | · | -2.6 | -4.4 | · | · | · | · | |
| P/S | 3.2 | 3.1 | · | 0.0 | 0.0 | · | · | · | · | |
| P/B | 5.5 | 5.0 | · | · | · | · | · | · | · | |
| P / Tangible Book | 5.6 | 5.1 | · | 0.0 | 0.0 | · | · | · | · | |
| P / Cash Flow | · | 81.9 | · | · | · | · | · | · | · | |
| Earnings Yield | 4.3% | -34.6% | · | -38.4% | -23.0% | · | · | · | · |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Revenue | $2.19B | $1.67B | $1.28B |
| Gross Margin % | 88.0% | · | · |
| Operating Margin % | -47.6% | · | · |
| Net Income | $-1.01B | $-25M | $-203M |
| Diluted EPS | $-4.27 | $-0.39 | $-3.22 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Current Ratio | 4.5 | · | · |
| Quick Ratio | 1.9 | · | · |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Free Cash Flow | $33M | · | · |
Institutional owners (13F) 302 filers · $6.5B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
302
Value held
$6.5B
New positions
108
Exited positions
51
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 108 (+40 vs prior Q) | 51 (+15 vs prior Q) | 96 (+23 vs prior Q) | 49 (-10 vs prior Q) | -5.5M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| Galileo (PTC) Ltd | $1,070,463,283 | 52,268,715 | 16.46% | Shares |
| CROSSLINK CAPITAL INC | $536,276,337 | 26,185,368 | 8.25% | Shares |
| MSOP GP, L.L.C. | $439,033,086 | 17,442,713 | 6.75% | Shares |
| GENERAL ATLANTIC, L.P. | $435,398,308 | 21,259,683 | 6.70% | Shares |
| Menlo Ventures Management, L.P. | $357,226,762 | 17,442,713 | 5.49% | Shares |
| Aspect Management, LLC | $244,393,472 | 11,933,275 | 3.76% | Shares |
| BlackRock, Inc. | $230,284,904 | 11,244,380 | 3.54% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $208,871,199 | 10,198,789 | 3.21% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $188,725,555 | 9,215,115 | 2.90% | Shares |
| FORERUNNER VENTURES MANAGEMENT, LLC | $164,477,071 | 8,031,107 | 2.53% | Shares |
| Capital Research Global Investors | $115,873,260 | 5,657,874 | 1.78% | Shares |
| TIGER GLOBAL MANAGEMENT LLC | $108,217,240 | 5,284,045 | 1.66% | Shares |
| SOFTBANK GROUP CORP. | $103,779,041 | 5,067,336 | 1.60% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $101,850,993 | 4,973,193 | 1.57% | Shares |
| Orland Properties Ltd | $94,413,824 | 4,610,050 | 1.45% | Shares |
| Dragoneer Investment Group, LLC | $88,248,300 | 4,308,999 | 1.36% | Shares |
| Patient Capital Management, LLC | $83,609,379 | 4,082,489 | 1.29% | Shares |
| Divisadero Street Capital Management, LP | $74,261,504 | 3,626,050 | 1.14% | Shares |
| Greenhouse Funds LLLP | $70,008,873 | 3,418,402 | 1.08% | Shares |
| Spyglass Capital Management LLC | $69,759,980 | 3,406,249 | 1.07% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $65,872,873 | 2,292,050 | 1.01% | Shares |
| NORGES BANK | $63,227,392 | 3,087,275 | 0.97% | Shares |
| MARSHALL WACE, LLP | $55,041,473 | 2,687,572 | 0.85% | Shares |
| Ashton Thomas Private Wealth, LLC | $54,380,442 | 2,655,295 | 0.84% | Shares |
| STATE STREET CORP | $51,599,237 | 2,519,494 | 0.79% | Shares |
| AMERICAN CENTURY COMPANIES INC | $51,373,555 | 2,508,473 | 0.79% | Shares |
| MILLENNIUM MANAGEMENT LLC | $50,005,115 | 2,441,656 | 0.77% | Shares |
| Davis Selected Advisers | $47,754,772 | 2,331,776 | 0.73% | Shares |
| IEQ CAPITAL, LLC | $46,927,831 | 2,291,398 | 0.72% | Shares |
| LIGHT STREET CAPITAL MANAGEMENT, LLC | $45,037,343 | 2,199,089 | 0.69% | Shares |
| ALLIANCEBERNSTEIN L.P. | $44,569,683 | 2,379,588 | 0.69% | Shares |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $44,202,557 | 2,158,328 | 0.68% | Shares |
| UBS Group AG | $40,090,214 | 1,957,530 | 0.62% | Shares |
| BANK OF AMERICA CORP /DE/ | $38,169,579 | 1,863,749 | 0.59% | Shares |
| FEDERATED HERMES, INC. | $36,283,433 | 1,771,652 | 0.56% | Shares |
| JANE STREET GROUP, LLC | $31,434,752 | 1,534,900 | 0.48% | Call option |
| SC US (TTGP), LTD. | $29,690,471 | 1,449,730 | 0.46% | Shares |
| Walleye Capital LLC | $29,059,461 | 1,418,919 | 0.45% | Shares |
| GOLDMAN SACHS GROUP INC | $28,587,335 | 1,395,866 | 0.44% | Shares |
| Qube Research & Technologies Ltd | $27,707,249 | 1,352,893 | 0.43% | Shares |
| OBERWEIS ASSET MANAGEMENT INC/ | $25,975,398 | 1,268,330 | 0.40% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $25,364,480 | 1,238,500 | 0.39% | Call option |
| MORGAN STANLEY | $24,394,037 | 1,191,115 | 0.38% | Shares |
| Ranger Investment Management, L.P. | $24,343,777 | 1,188,661 | 0.37% | Shares |
| HS Investments III Ltd | $22,290,620 | 1,088,409 | 0.34% | Shares |
| Trexquant Investment LP | $19,264,000 | 940,625 | 0.30% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $18,915,328 | 923,600 | 0.29% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $18,847,437 | 920,285 | 0.29% | Shares |
| Alberta Investment Management Corp | $17,754,112 | 866,900 | 0.27% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $17,626,153 | 860,652 | 0.27% | Shares |
Company insiders 11 insiders · 6 officers · 7 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Christopher R Britt | Chief Executive Officer | Sept. 13, 2026 M | 360,417 | 0 | 11 | $-27,675,950 |
| Mark T Troughton | President and Interim CFO | Aug. 17, 2026 F | 4,173,999 | 0 | 0 | $0 |
| Matthew S Newcomb | Chief Financial Officer | Aug. 6, 2026 S | 2,216,070 | 0 | 3 | $-2,241,100 |
| Adam B Frankel | General Counsel | Sept. 15, 2026 M | 364,828 | 0 | 10 | $-3,838,049 |
| Ryan A King | Co-Founder | Sept. 13, 2026 M | 191,667 | 0 | 4 | $-12,841,985 |
| Amine Asmerom | Chief Accounting Officer | Sept. 8, 2026 S | 280,975 | 0 | 6 | $-2,897,490 |
| James Feuille | Director | Sept. 16, 2026 S | 0 | 0 | 13 | $-31,293,724 |
| Cynthia Marshall | Director | Sept. 11, 2026 S | 28,548 | 0 | 2 | $-1,441,600 |
| Shawn T Carolan | Director | Sept. 11, 2026 S | 0 | 0 | 6 | $-19,194,664 |
| James J. Dunne III | Director | June 2, 2026 A | 84,950 | 0 | 0 | $0 |
| Susan L Decker | Director | June 2, 2026 A | 25,048 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 39 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| PFI · Invesco Exchange-Traded Fund Trust | 2.27% | 47,055 SH | Oct. 2, 2026 | Daily |
| DFNL · Davis Fundamental ETF Trust | 2.08% | 434,946 NS | July 31, 2026 | N-PORT |
| PDP · Invesco Exchange-Traded Fund Trust | 0.56% | 306,822 SH | Oct. 2, 2026 | Daily |
| TRFM · ETF Series Solutions | 0.27% | 29,210 NS | July 31, 2026 | N-PORT |
| ISCG · iShares Trust | 0.21% | 62,397 SH | Sept. 11, 2026 | Daily |
| FNY · First Trust Exchange-Traded AlphaDE… | 0.18% | 44,818 NS | July 31, 2026 | N-PORT |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0.18% | 53,306 NS | July 31, 2026 | N-PORT |
| VBK · VANGUARD INDEX FUNDS | 0.15% | 3,455,126 SH | Aug. 19, 2026 | Daily |
| IYF · iShares Trust | 0.13% | 174,207 SH | Sept. 11, 2026 | Daily |
| SMMD · iShares Trust | 0.12% | 144,960 SH | Sept. 11, 2026 | Daily |
| BKMC · BNY Mellon ETF Trust | 0.12% | 34,200 NS | July 31, 2026 | N-PORT |
| IWS · iShares Trust | 0.08% | 372,021 SH | Sept. 11, 2026 | Daily |
| IWR · iShares Trust | 0.06% | 1,067,915 SH | Sept. 11, 2026 | Daily |
| VB · VANGUARD INDEX FUNDS | 0.06% | 5,993,944 SH | Aug. 19, 2026 | Daily |
| EQAL · Invesco Exchange-Traded Fund Trust … | 0.05% | 16,132 SH | Oct. 2, 2026 | Daily |
| FAD · First Trust Exchange-Traded AlphaDE… | 0.05% | 13,458 NS | July 31, 2026 | N-PORT |
| ESML · iShares Trust | 0.05% | 45,141 SH | Sept. 11, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.04% | 43,972 SH | Oct. 2, 2026 | Daily |
| WSML · iShares Trust | 0.04% | 7,743 SH | Sept. 11, 2026 | Daily |
| TECB · iShares Trust | 0.04% | 5,471 SH | Sept. 11, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.03% | 32,162 NS | July 31, 2026 | N-PORT |
| VFH · VANGUARD WORLD FUND | 0.03% | 199,811 SH | Aug. 19, 2026 | Daily |
| IWD · iShares Trust | 0.02% | 546,787 SH | Sept. 11, 2026 | Daily |
| TILT · FlexShares Trust | 0.01% | 12,482 NS | July 31, 2026 | N-PORT |
| IWP · iShares Trust | 0.01% | 75,248 SH | Sept. 11, 2026 | Daily |
| IWB · iShares Trust | 0.01% | 179,276 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.01% | 71,356 SH | Sept. 11, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 403,551 SH | Aug. 19, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.01% | 8,322,089 SH | Aug. 19, 2026 | Daily |
| VONE · VANGUARD SCOTTSDALE FUNDS | 0.01% | 42,766 SH | Aug. 19, 2026 | Daily |
| VONV · VANGUARD SCOTTSDALE FUNDS | 0.01% | 148,856 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.01% | 21,968 SH | Aug. 19, 2026 | Daily |
| ESGV · VANGUARD WORLD FUND | 0.01% | 59,245 SH | Aug. 19, 2026 | Daily |
| ITOT · iShares Trust | 0.00% | 53,017 SH | Sept. 11, 2026 | Daily |
| IWF · iShares Trust | 0.00% | 50,364 SH | Sept. 11, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.00% | 213,254 SH | Aug. 19, 2026 | Daily |
| VONG · VANGUARD SCOTTSDALE FUNDS | 0.00% | 22,395 SH | Aug. 19, 2026 | Daily |
| ISCB · iShares Trust | · | 9,161 SH | Sept. 11, 2026 | Daily |
| SMLF · iShares Trust | · | 374,366 SH | Sept. 11, 2026 | Daily |
CHYM Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 28 analysts
BUY
Median target
$40.00
+42.6%
5 17.9%
Strong Buy
19 67.9%
Buy
4 14.3%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
22 analysts · 2026-09-30Mean target $39.41 +40.5%
← Below all targets
Current price $28.05
Low$30.00
Mean$39.41
High$50.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| CHYM | $0 | -5.9 | 30.7% | -46.2% | -71.4% | 88.0% |
| AFRM | $27.50B | 14.7 | 32.1% | 45.3% | 42.7% | · |
| FISV | $52.66B | 10.6 | 3.6% | 16.4% | 13.2% | · |
| GPN | $18.32B | 13.4 | -0.39% | 18.2% | 6.2% | · |
| TOST | $20.92B | 63.4 | 24.1% | 5.6% | 17.3% | 25.9% |
| FIS | $42.27B | 91.0 | 5.4% | 3.6% | 2.6% | 36.9% |
| JKHY | $14.41B | 19.7 | 7.1% | 19.8% | 24.0% | · |
| WEX | $5.11B | 17.6 | 1.2% | 11.4% | 27.5% | · |
| RELY | $2.91B | 44.5 | 29.4% | 4.2% | 8.3% | · |
| PAY | · | 60.8 | 37.2% | 5.6% | 12.4% | 24.8% |
| SEZL | · | 17.1 | 66.1% | · | · | · |
Latest News Recent headlines mentioning this company
Chime Financial (CHYM) Moves Deeper into Banking with $590 Million Stride Acquisition
Yahoo Finance · 3 weeks, 2 days ago
Chime (CHYM) Reports Q1 2026 Revenue of $647M, Achieving First GAAP Profitable Quarter
Yahoo Finance · 4 months, 1 week ago
Forerunner Ventures Builds $227 Million Position in Chime Financial, According to Recent SEC Filing
Nasdaq · 6 months, 2 weeks ago
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Source: SEC 10-Q filed Aug 6, 2026