FISV Fiserv, Inc. - Common Stock
About Fiserv, Inc. - Common Stock Company overview from Wikipedia
Fiserv, Inc. is an American multinational financial technology company headquartered in Milwaukee, Wisconsin. The company processes debit and credit card transactions, loyalty programs, loans, electronic bill pay, wires and ACH transfers, check deposits, and ATM transactions on behalf of banking institutions. The company also produces debit and credit cards and point of sale terminals.
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Fiserv, Inc. ( fy-SURV) is an American multinational financial technology company headquartered in Milwaukee, Wisconsin. The company processes debit and credit card transactions, loyalty programs, loans, electronic bill pay, wires and ACH transfers, check deposits, and ATM transactions on behalf of banking institutions. The company also produces debit and credit cards and point of sale terminals.
Customers primarily include companies in the financial services sector, including banks, savings and loan associations, credit unions, securities broker dealers, mortgage, insurance, leasing and finance companies, and retailers. In 2024, 85% of the company's revenues were from the U.S. and Canada, while 15% of revenues were from other countries. Processing represented 81% of revenues and products, including software, hardware, and physical cards, represented 19% of revenue. The company is ranked 208th on the Fortune 500 and 269th on the Forbes Global 2000.
History
1980s and 1990s
Fiserv was founded in 1984, and within two years, it was listed on NASDAQ. The company experienced rapid growth mainly due to a series of acquisitions, including Citicorp Information Resources, a subsidiary of Citicorp, which was the largest acquisition in its early years. This acquisition put Fiserv into the commercial banking, internal and credit union core account processing market space.
In 1995, Fiserv acquired Information Technology, Inc., (ITI) of Lincoln, Nebraska. Thus, Fiserv acquired Premier, which at that time was the most widely implemented account processing platform in the US, and represented an increase in Fiserv's account processing clients. Fiserv also launched its website in 1995, and introduced fully electronic bill payment (branded as E-bills) in 1997, reaching $1 billion in revenue.
2000s
In 2003, Fiserv acquired General American Corporation. It also acquired Consumer Network Services from Electronic Data Systems for $320 million.
In 2005, Jeff Yabuki became Fiserv's CEO, and the company acquired a number of businesses, including Del Mar Database, assets of U.S. eLending business from Emergis, Interactive Technologies, Administrative Services Group Inc., JW Hutton, BillMatrix, VerticalPoint, and Xcipio, Inc.
In 2006, Fiserv acquired CareGain, Inc., asset of CT Insurance Services & CCH Wall Street.
In 2007, Fiserv acquired NetEconomy and CheckFree — which had itself just acquired Corillian, Carreker, PhoneCharge and Upstream Technologies LLC. This was Fiserv's largest acquisition to date; CheckFree was at that time the leading provider of online banking, online bill payment, electronic bill payment services, and software for check clearance and ACH (also known as direct debit) processing.
In 2008, Fiserv made an acquisition of Interactive Technologies, Inc., provider of billing software and ancillary products for the banking and investment advisory industries, granting Fiserv control of their "Advantage Fee System" which calculates complex billing for fees and commissions. In the same year, Fiserv acquired i_Tech, a Montana-based item processing company that had been owned by First Interstate Bank. Fiserv also acquired The Data Center, a Texas-based item processing company, from BBVA Compass Bank.
2010s
In 2010, Fiserv acquired AdviceAmerica, provider of software for financial institutions.
In 2011, Fiserv acquired M-Com. Established in 2000 and based in Auckland, New Zealand, M-Com developed mobile banking apps. Fiserv also in 2011 acquired Maverick Network Solutions, established in 2006 and based in Brandywine Hundred, Delaware, and CashEdge, developer of payment solutions, including Popmoney.
In 2013, Open Solutions, Inc., an account processing platform, was yet another company acquired by Fiserv, following a rebrand of Open Solutions managed by branding agency Bob's Your Uncle. Fiserv paid $55 million to acquire Open Solutions, by taking on $960 million in debt.
In 2016, Fiserv acquired Community Financial Services from ACI Worldwide and Convenience Pay from Hewlett Packard.
In 2017, Fiserv acquired Dovetail, Monitise and PCLender.
In 2018, Fiserv acquired MoneyPass, a surcharge-free debit card and ATM processing network, from Elan Financial Services, a unit of U.S. Bancorp.
In 2019, First Data, a payment processor, was acquired for $22 billion, making it one of the largest acquisitions in the financial technology sector.
2020s
In 2020, Fiserv made an acquisition of Bypass Mobile, enterprise point of sale platform. In the same year, CEO Jeffery Yabuki stepped down and was replaced by Frank Bisignano.
In 2021, Fiserv acquired Ondot Systems, a digital experience platform for financial institutions; NetPay, a payment facilitator; and BentoBox, provider of online restaurant operations.
In 2022, Fiserv acquired Finxact, provider of cloud-based core banking services. The company also acquired TIF District in the same year.
The city of Milwaukee created a tax incremental financing district to incentivize Fiserv to remain in downtown Milwaukee, Wisconsin. The 7 million dollars will be available through annual payments, with the condition Fiserv must base at least 780 employees at the downtown location.
On June 6, 2023, Fiserv switched its stock listing from Nasdaq to the New York Stock Exchange and changed its ticker symbol from FISV to FI.
In October 2023, Fiserv acquired Skytef, the primary distributor of Software Express payment solution SiTef.
In March 2025, Fiserv completed the acquisition of Payfare.
In April 2025, Fiserv acquired Australian payment facilitator Pinch Payments for an undisclosed sum.
In April 2025, Fiserv agreed to acquire Money Money Servicos Financeiros S.A., a Brazil-based financial technology company.
In 2025, CEO Frank Bisignano resigned after he was confirmed as commissioner of the Social Security Administration.
In October 2025, Fiserv stock lost more than 40% of its value after the company reported lower quarter earnings and a lower forecast for the year, citing customer complaints of fees related to its Clover platform.
On November 11, 2025, after over 2 years on the NYSE under the symbol FI, Fiserv switched its stock exchange listing back to the Nasdaq Global Select Market and changed its ticker symbol back to the one it used when it was on the Nasdaq, FISV.
In December 2025, Fiserv completed the acquisition of StoneCastle.
Litigation with Shift4
Following its 2019 acquisition of First Data, Fiserv inherited a significant legal dispute between its subsidiary CardConnect and rival payments company Shift4. The lawsuit included allegations of breach of contract and lasted for several years. The case was ultimately settled in late 2022 after a direct agreement was reached between Fiserv CEO Frank Bisignano and Shift4 CEO Jared Isaacman. The terms of the settlement remain confidential.
Acquisitions and mergers
Largest acquisition: First Data Corporation in 2019 for $22 billion
Total acquisitions: Over 24 companies since inception
Focus areas: Payments, financial technology, banking services, and digital solutions
Products
Fiserv offers multiple products, including:
Carat, a platform that organizes payments and experiences for large businesses
CardHub, which allows customers to get digital payment cards
Clover, for small businesses to accept payments at the point of sale, as well as to track sales
Pinch Payments, a payment facilitator providing embedded card processing and direct debit to SaaS and to small businesses via proprietary SaaS that integrates with Xero, Quickbooks and MYOB.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
FISV Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
FISV Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
10-Year Performance Revenue, net income, margins and EPS trends
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Financial Health Debt, liquidity, solvency — balance sheet strength
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
FISV Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
- Strong Buy 4 9.3%
- Buy 10 23.3%
- Hold 27 62.8%
- Sell 2 4.7%
- Strong Sell 0 0.0%
12-Month Price Target
28 analysts · 2026-08-16Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $1.84 | $1.95 | -0.11% |
| March 31, 2026 | $1.79 | $1.60 | 0.19% |
| Dec. 31, 2025 | $1.99 | $1.94 | 0.06% |
| Sept. 30, 2025 | $2.04 | $2.70 | -0.66% |
| June 30, 2025 | $2.47 | $2.48 | -0.01% |
| March 31, 2025 | $2.14 | $2.12 | 0.02% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| FISV | $52.66B | 10.6 | 3.6% | 16.4% | 13.2% | — |
| V | — | — | 11.3% | 50.1% | 52.8% | — |
| MA | — | 34.6 | 16.4% | 45.6% | 210.5% | — |
| PYPL | $53.71B | 10.8 | 4.3% | 15.8% | 25.9% | — |
| XYZ | $39.19B | 31.0 | 0.30% | 5.4% | 6.0% | 42.8% |
| CPAY | $20.57B | 20.0 | 13.9% | 23.6% | 30.5% | — |
| AFRM | $22.48B | 460.9 | 38.8% | 1.6% | 1.8% | — |
| GPN | $18.32B | 13.4 | -0.39% | 18.2% | 6.2% | — |
| FIS | $42.27B | 91.0 | 5.4% | 3.6% | 2.6% | 36.9% |
| TOST | $20.92B | 63.4 | 24.1% | 5.6% | 17.3% | 25.9% |
| CHYM | $0 | -5.9 | 30.7% | -46.2% | -71.4% | 88.0% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $21.19B | $20.46B | $19.09B | $17.74B | $16.23B | $14.85B | $10.19B | $5.82B | $5.70B | $5.50B | $5.25B | $5.07B | |
| Cost of Revenue | · | · | · | · | · | · | · | $745M | $733M | $747M | $731M | $717M | |
| SG&A Expense | $6.88B | $6.56B | $6.58B | $6.06B | $5.81B | $5.65B | $3.28B | $1.23B | $1.15B | $1.10B | $1.03B | $975M | |
| Operating Expenses | $15.38B | $14.58B | $14.08B | $14.00B | $13.94B | $13.00B | $8.58B | $4.07B | $4.16B | $4.06B | $3.94B | $3.86B | |
| Operating Income | $5.82B | $5.88B | $5.01B | $3.74B | $2.29B | $1.85B | $1.61B | $1.75B | $1.53B | $1.45B | $1.31B | $1.21B | |
| Interest Expense | · | · | $1.00B | $746M | $696M | $716M | $507M | $193M | $176M | $163M | $170M | $164M | |
| Interest Income | $38M | $43M | $28M | $13M | $3M | $7M | $34M | $4M | $1M | · | · | · | |
| Other Non-op | $-61M | $-178M | $-140M | $-94M | $71M | $28M | $-6M | $5M | $1M | · | · | · | |
| Pretax Income | $4.26B | $4.51B | $3.90B | $2.91B | $1.67B | $1.17B | $1.08B | $1.55B | $1.36B | $1.27B | $1.06B | $1.05B | |
| Income Tax | $811M | $641M | $754M | $551M | $363M | $196M | $198M | $378M | $158M | $492M | $377M | $384M | |
| Net Income | $3.48B | $3.13B | $3.07B | $2.53B | $1.33B | $958M | $893M | $1.19B | $1.25B | $930M | $712M | $754M | |
| EPS (Basic) | $6.36 | $5.41 | $5.02 | $3.94 | $2.01 | $1.42 | $1.74 | $2.93 | $2.95 | $2.11 | $3.04 | $3.03 | |
| EPS (Diluted) | $6.34 | $5.38 | $4.98 | $3.91 | $1.99 | $1.40 | $1.71 | $2.87 | $2.89 | $2.08 | $2.99 | $2.98 | |
| Shares (Basic) | 547,100,000 | 578,700,000 | 611,700,000 | 642,300,000 | 662,600,000 | 672,100,000 | 512,300,000 | 405,500,000 | 422,300,000 | 440,600,000 | 233,900,000 | 248,600,000 | |
| Shares (Diluted) | 549,000,000 | 582,100,000 | 615,900,000 | 647,900,000 | 671,600,000 | 683,400,000 | 522,600,000 | 413,700,000 | 431,300,000 | 447,800,000 | 238,000,000 | 252,700,000 | |
| EBITDA | $5.82B | $5.88B | $8.18B | $6.95B | $5.54B | $5.11B | $3.39B | $2.31B | $1.97B | $1.86B | $1.73B | $1.61B |
Balance Sheet 25
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $798M | $1.24B | $1.20B | $902M | $835M | $906M | $893M | · | · | · | · | · | |
| Receivables | $3.98B | $3.73B | $3.58B | $3.58B | $2.86B | $2.48B | $2.78B | $1.05B | $997M | $902M | $802M | $798M | |
| Prepaid Expense | $3.40B | $3.09B | $2.34B | $1.57B | $1.52B | $1.31B | $1.50B | $274M | $603M | $526M | $429M | $352M | |
| Other Current Assets | $2.79B | $2.68B | $1.92B | $1.14B | · | · | · | · | · | · | · | · | |
| Current Assets | $24.65B | $23.48B | $34.81B | $27.54B | $18.87B | $16.22B | $17.05B | $2.22B | $1.98B | $1.73B | $1.51B | $1.44B | |
| PP&E (Net) | $3.08B | $2.37B | $2.16B | $1.96B | $1.74B | $1.63B | $1.61B | $398M | $390M | $405M | $396M | $317M | |
| PP&E (Gross) | · | · | · | · | · | · | $2.66B | $1.23B | $1.18B | $1.15B | $1.10B | $1.05B | |
| Accum. Depreciation | · | · | · | · | · | · | $1.05B | $829M | $786M | $746M | $709M | $737M | |
| Goodwill | $37.70B | $36.58B | $37.20B | $36.81B | $36.43B | $36.32B | $36.04B | $5.70B | $5.59B | $5.37B | $5.20B | $5.21B | |
| Intangibles | $10.16B | $9.94B | $11.21B | $12.41B | $14.01B | $15.36B | $17.64B | $2.14B | $1.88B | $1.83B | $1.87B | $2.00B | |
| Other Non-current Assets | $2.45B | $2.30B | $2.27B | $1.83B | $1.82B | $1.64B | $1.95B | $311M | $368M | $404M | $366M | $335M | |
| Total Assets | $80.13B | $77.18B | $90.89B | $83.87B | $76.25B | $74.62B | $77.54B | $11.26B | $10.29B | $9.74B | $9.34B | $9.31B | |
| Accounts Payable | $797M | $511M | $449M | $652M | $593M | $437M | $392M | $127M | $80M | $110M | $74M | $61M | |
| Current Liabilities | $23.89B | $22.16B | $33.55B | $26.46B | $18.30B | $15.64B | $15.73B | $2.01B | $1.94B | $1.82B | $1.50B | $1.49B | |
| Capital Leases | $637M | $654M | $665M | $628M | $615M | $471M | $603M | · | · | · | · | · | |
| Deferred Tax | $1.48B | $2.48B | $3.08B | $3.60B | $4.17B | $4.39B | $4.25B | $745M | $552M | $762M | $726M | $700M | |
| Other Non-current Liabilities | $939M | $863M | $978M | $936M | $878M | $777M | $941M | $170M | $117M | $153M | $164M | $129M | |
| Total Liabilities | $54.32B | $49.49B | $60.22B | $52.18B | $44.30B | $41.29B | $42.68B | $8.97B | $7.56B | $7.20B | $6.68B | $6.01B | |
| Common Stock | · | · | · | $8M | $8M | $8M | $8M | $8M | $8M | $4M | $4M | $4M | |
| Retained Earnings | $27.05B | $23.57B | $20.44B | $17.38B | $14.85B | $13.44B | $12.53B | $11.63B | $10.24B | $8.99B | $8.06B | $7.35B | |
| Treasury Stock | $23.55B | $18.18B | $12.91B | $8.38B | $6.14B | $4.38B | $3.12B | $10.34B | $8.49B | $7.40B | $6.29B | $4.89B | |
| AOCI | $-984M | $-1.41B | $-783M | $-1.19B | $-745M | $-387M | $-180M | $-67M | $-54M | $-76M | $-74M | $-63M | |
| Stockholders' Equity | $25.79B | $27.07B | $29.86B | $30.83B | $30.95B | $32.33B | $32.98B | $2.29B | $2.73B | $2.54B | $2.66B | $3.29B | |
| Liabilities + Equity | $80.13B | $77.18B | $90.89B | $83.87B | $76.25B | $74.62B | $77.54B | $11.26B | $10.29B | $9.74B | $9.34B | $9.31B | |
| Shares Outstanding | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 789,000,000 | · | · | · | · | · | · |
Cash Flow 17
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | · | · | $3.16B | $3.21B | $3.25B | $3.26B | $1.78B | $556M | $444M | $421M | $417M | $404M | |
| Stock-based Comp | $357M | $367M | $342M | $323M | $239M | $369M | $229M | $73M | $63M | $68M | $65M | $49M | |
| Deferred Tax | $-942M | $-662M | $-511M | $-558M | $-262M | $71M | $47M | $133M | $-247M | $21M | $20M | $3M | |
| Amort. of Intangibles | $2.30B | $2.30B | $2.40B | $2.40B | $2.55B | $2.56B | $1.30B | $347M | $326M | · | · | · | |
| Other Non-cash | · | · | $-899M | $-889M | $-525M | $-508M | $-152M | $-397M | $-12M | $1M | $132M | $97M | |
| Operating Cash Flow | $6.06B | $6.63B | $5.16B | $4.62B | $4.03B | $4.15B | $2.79B | $1.55B | $1.48B | $1.43B | $1.35B | $1.31B | |
| CapEx | $1.76B | $1.57B | $1.39B | $1.48B | $1.16B | $900M | $721M | $360M | $287M | $290M | $359M | $292M | |
| Investing Cash Flow | $-2.52B | $-2.40B | $-1.07B | $-2.11B | $-1.63B | $-341M | $-15.68B | $-663M | · | · | · | · | |
| Debt Issued | $6.50B | $6.78B | $5.57B | $1.62B | $6.43B | $8.90B | $20.03B | $5.04B | $2.31B | $2.13B | $3.12B | $604M | |
| Net Debt Issued | $6.50B | $6.78B | $5.57B | $1.62B | $6.43B | $8.90B | $20.03B | $5.04B | $2.31B | $2.13B | $3.12B | $-49M | |
| Stock Repurchased | · | · | · | · | · | · | · | $1.95B | $1.22B | $1.25B | $1.52B | $1.15B | |
| Net Stock Activity | · | · | · | · | · | · | · | $-1.95B | $-1.22B | $-1.25B | $-1.52B | $-1.15B | |
| Financing Cash Flow | $-3.83B | $-4.17B | $-4.36B | $-2.48B | $-1.74B | $-3.43B | $14.37B | $-842M | · | · | · | · | |
| Net Change in Cash | $-191M | $30M | $-229M | $-13M | $636M | $391M | $1.49B | $47M | · | · | · | · | |
| Taxes Paid | $1.37B | $1.17B | $1.22B | $709M | $666M | $156M | $197M | $259M | $409M | $408M | $306M | $336M | |
| Free Cash Flow | $4.30B | $5.06B | $3.77B | $3.14B | $2.87B | $3.25B | $2.07B | $1.19B | $1.20B | $1.14B | $987M | $1.01B | |
| Levered FCF | · | · | $2.96B | $2.53B | $2.33B | $2.65B | $1.66B | $1.05B | $1.04B | $1.04B | $878M | $911M |
Profitability 7
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 27.5% | 28.7% | 26.3% | 21.1% | 14.1% | 12.5% | 15.8% | 30.1% | 26.9% | 26.2% | 24.9% | 23.9% | |
| Net Margin | 16.4% | 15.3% | 16.1% | 14.3% | 8.2% | 6.5% | 8.8% | 20.4% | 21.9% | 16.9% | 13.6% | 14.9% | |
| Pretax Margin | 20.1% | 22.0% | 20.4% | 16.4% | 10.3% | 7.9% | 10.6% | 26.7% | 23.8% | 23.2% | 20.1% | 20.7% | |
| EBITDA Margin | 27.5% | 28.7% | 42.8% | 39.2% | 34.1% | 34.4% | 33.2% | 39.6% | 34.5% | 33.7% | 32.9% | 31.9% | |
| ROA | 4.4% | 3.7% | 3.5% | 3.2% | 1.8% | 1.3% | 2.0% | 11.0% | 12.4% | 9.8% | 7.6% | 8.0% | |
| ROE | 13.2% | 11.0% | 10.1% | 8.2% | 4.2% | 2.9% | 5.1% | 46.2% | 47.3% | 35.8% | 23.9% | 21.9% | |
| ROIC | 18.3% | 18.6% | 13.5% | 9.8% | 5.8% | 4.8% | 4.0% | 57.9% | 49.6% | 34.9% | 31.7% | 23.2% |
Liquidity & Solvency 3
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.0 | 1.1 | 1.0 | 1.0 | 1.0 | 1.0 | 1.1 | 1.1 | 1.0 | 0.9 | 1.0 | 1.0 | |
| Quick Ratio | 0.2 | 0.2 | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | |
| Interest Coverage | · | · | 5.0 | 5.0 | 3.3 | 2.6 | 3.2 | 9.1 | 8.7 | 8.9 | 7.8 | 7.4 |
Efficiency 2
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.5 | 0.6 | 0.6 | 0.6 | 0.5 | |
| Receivables Turnover | 5.5 | 5.6 | 5.3 | 5.5 | 6.1 | 5.6 | 5.3 | 5.7 | 6.0 | 6.5 | 6.6 | 6.5 |
Growth Rates 9
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 3.6% | 7.1% | 7.6% | 9.3% | 9.2% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 6.1% | 8.0% | 8.7% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 7.4% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 17.8% | 8.0% | 27.4% | 96.5% | 42.1% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 17.5% | 39.3% | 52.6% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 35.3% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 11.2% | 2.1% | 21.3% | 89.7% | 39.2% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 11.2% | 32.9% | 47.4% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 29.4% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM) 9
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $21.19B | $20.46B | $19.09B | $17.74B | $16.23B | $14.85B | $10.19B | $5.82B | $5.70B | $5.50B | $5.25B | $5.07B | |
| Net Income TTM | $3.48B | $3.13B | $3.07B | $2.53B | $1.33B | $958M | $893M | $1.19B | $1.25B | $930M | $712M | $754M | |
| Market Cap | $52.66B | $161.05B | $104.15B | · | · | · | · | · | · | · | · | · | |
| P/E | 10.6 | 38.2 | 26.7 | 25.8 | 52.2 | 81.3 | 67.6 | 25.6 | 22.7 | 25.5 | 15.3 | 11.9 | |
| P/S | 2.5 | 7.9 | 5.5 | · | · | · | · | · | · | · | · | · | |
| P/B | 2.0 | 5.9 | 3.5 | · | · | · | · | · | · | · | · | · | |
| P / Cash Flow | 8.7 | 24.3 | 20.2 | · | · | · | · | · | · | · | · | · | |
| P / FCF | 12.2 | 31.8 | 27.6 | · | · | · | · | · | · | · | · | · | |
| Earnings Yield | 9.4% | 2.6% | 3.8% | 3.9% | 1.9% | 1.2% | 1.5% | 3.9% | 4.4% | 3.9% | 6.5% | 8.4% |
Income Statement 15
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.29B | $5.03B | $5.28B | $5.26B | $5.52B | $5.13B | $5.25B | $5.21B | $5.11B | $4.88B | $4.92B | $4.87B | $4.76B | $4.55B | $4.63B | $4.52B | |
| SG&A Expense | $1.89B | $1.89B | $1.73B | $1.76B | $1.71B | $1.68B | $1.56B | $1.61B | $1.70B | $1.70B | $1.62B | $1.65B | $1.70B | $1.60B | $1.50B | $1.55B | |
| Operating Expenses | $4.28B | $4.11B | $3.99B | $3.83B | $3.82B | $3.73B | $3.58B | $3.61B | $3.68B | $3.70B | $3.47B | $3.37B | $3.62B | $3.61B | $3.45B | $3.66B | |
| Operating Income | $1.01B | $918M | $1.29B | $1.44B | $1.70B | $1.40B | $1.67B | $1.60B | $1.43B | $1.18B | $1.45B | $1.50B | $1.13B | $934M | $1.18B | $855M | |
| Interest Expense | $376M | $361M | · | $432M | $376M | $339M | · | $339M | $294M | $271M | · | $268M | $237M | $210M | · | $193M | |
| Interest Income | $6M | $14M | $9M | $10M | $11M | $8M | $11M | $13M | $9M | $10M | $5M | $10M | $5M | $8M | $5M | $3M | |
| Other Non-op | $-24M | $22M | $46M | $-50M | $-39M | $-18M | $-161M | $-5M | $-5M | $-7M | $-59M | $-35M | $-26M | $-20M | $-11M | $-13M | |
| Pretax Income | $775M | $593M | $962M | $964M | $1.29B | $1.05B | $1.18B | $1.27B | $1.14B | $913M | $1.10B | $1.21B | $873M | $712M | $969M | $652M | |
| Income Tax | $156M | $24M | $202M | $173M | $246M | $190M | $193M | $74M | $221M | $153M | $210M | $239M | $181M | $124M | $169M | $147M | |
| Net Income | $627M | $571M | $811M | $792M | $1.03B | $851M | $938M | $564M | $894M | $735M | $870M | $952M | $683M | $563M | $782M | $481M | |
| EPS (Basic) | $1.18 | $1.07 | $1.52 | $1.46 | $1.86 | $1.52 | $1.66 | $0.98 | $1.53 | $1.24 | $1.44 | $1.57 | $1.11 | $0.90 | $1.23 | $0.75 | |
| EPS (Diluted) | $1.17 | $1.07 | $1.51 | $1.46 | $1.86 | $1.51 | $1.63 | $0.98 | $1.53 | $1.24 | $1.43 | $1.56 | $1.10 | $0.89 | $1.22 | $0.75 | |
| Shares (Basic) | 532,600,000 | 534,300,000 | -1,105,200,000 | 540,200,000 | 550,800,000 | 561,300,000 | -1,168,600,000 | 573,700,000 | 582,700,000 | 590,900,000 | -1,236,800,000 | 606,200,000 | 615,400,000 | 626,900,000 | -1,293,300,000 | 639,600,000 | |
| Shares (Diluted) | 533,700,000 | 535,400,000 | -1,110,200,000 | 541,800,000 | 552,700,000 | 564,700,000 | -1,175,000,000 | 576,900,000 | 585,400,000 | 594,800,000 | -1,244,900,000 | 610,300,000 | 619,200,000 | 631,300,000 | -1,305,100,000 | 645,000,000 | |
| EBITDA | $1.01B | $918M | · | $1.44B | $1.70B | $1.40B | · | $1.60B | $1.43B | $1.18B | · | $1.50B | $1.13B | $934M | · | $855M |
Balance Sheet 23
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $627M | $829M | $798M | $1.07B | $999M | $1.18B | $1.24B | $1.23B | $1.20B | $1.21B | $1.20B | · | · | · | $902M | · | |
| Receivables | $3.91B | $3.88B | $3.98B | $3.96B | $4.12B | $3.94B | $3.73B | $3.71B | $3.74B | $3.57B | · | $3.46B | $3.46B | $3.34B | · | $3.30B | |
| Prepaid Expense | $3.08B | $3.41B | $3.40B | $3.60B | $3.81B | $3.65B | $3.09B | $2.75B | $3.26B | $2.60B | · | $1.99B | $2.08B | $1.76B | · | $1.48B | |
| Other Current Assets | $2.39B | $2.70B | $2.79B | $3.04B | $3.19B | $3.08B | $2.68B | $2.29B | $2.73B | $2.05B | · | $1.53B | $1.57B | $1.25B | · | · | |
| Current Assets | $25.36B | $24.78B | $24.65B | $24.16B | $26.47B | $25.59B | $23.48B | $25.12B | $38.33B | $37.09B | · | $28.58B | $21.44B | $20.29B | · | $19.88B | |
| PP&E (Net) | $3.33B | $3.23B | $3.08B | $2.97B | $2.58B | $2.43B | $2.37B | $2.38B | $2.29B | $2.23B | · | $2.12B | $2.02B | $2.00B | · | $1.92B | |
| Goodwill | $37.52B | $37.60B | $37.70B | $37.45B | $37.47B | $36.98B | $36.58B | $37.13B | $36.87B | $37.04B | $37.20B | $36.84B | $37.11B | $37.02B | $36.81B | $36.24B | |
| Intangibles | · | $9.98B | $10.16B | $10.16B | $10.42B | $10.50B | $9.94B | $10.32B | $10.55B | $10.93B | · | $11.44B | $11.78B | $11.99B | · | $12.46B | |
| Other Non-current Assets | $2.90B | $2.87B | $2.45B | $2.55B | $2.51B | $2.36B | $2.30B | $2.27B | $2.24B | $2.25B | · | $2.00B | $2.01B | $1.97B | · | $1.87B | |
| Total Assets | $80.89B | $80.55B | $80.13B | $79.37B | $81.53B | $80.40B | $77.18B | $79.79B | $93.42B | $92.70B | · | $84.15B | $77.60B | $76.55B | · | $75.64B | |
| Accounts Payable | $907M | $930M | $797M | $717M | $768M | $663M | $511M | $483M | $522M | $540M | · | $441M | $412M | $425M | · | $469M | |
| Current Liabilities | $24.31B | $23.42B | $23.89B | $22.38B | $24.32B | $23.29B | $22.16B | $23.57B | $36.20B | $35.12B | · | $26.63B | $19.46B | $18.86B | · | $18.72B | |
| Capital Leases | · | · | $637M | · | · | · | $654M | · | · | · | · | · | · | · | · | · | |
| Deferred Tax | $1.59B | $1.69B | $1.48B | $1.82B | $2.19B | $2.43B | $2.48B | $2.53B | $2.86B | $3.05B | · | $3.26B | $3.40B | $3.52B | · | $3.77B | |
| Other Non-current Liabilities | $1.12B | $1.12B | $939M | $893M | $953M | $882M | $863M | $958M | $913M | $948M | · | $971M | $1.02B | $995M | · | $944M | |
| Total Liabilities | $53.96B | $54.33B | $54.32B | $54.23B | $55.77B | $53.88B | $49.49B | $51.39B | $64.64B | $63.12B | · | $53.77B | $46.72B | $45.59B | · | $44.50B | |
| Common Stock | · | · | · | · | · | · | · | · | · | · | · | · | $8M | $8M | · | $8M | |
| Retained Earnings | $28.25B | $27.63B | $27.05B | $26.24B | $25.45B | $24.43B | $23.57B | $22.64B | $22.07B | $21.18B | · | $19.57B | $18.62B | $17.94B | · | $16.59B | |
| Treasury Stock | $23.68B | $23.61B | $23.55B | $23.36B | $22.35B | $20.18B | $18.18B | $16.94B | $15.74B | $14.25B | · | $11.90B | $10.73B | $9.76B | · | $7.70B | |
| AOCI | $-983M | $-1.03B | $-984M | $-985M | $-901M | $-1.19B | $-1.41B | $-956M | $-1.20B | $-994M | · | $-1.17B | $-900M | $-1.05B | · | $-1.54B | |
| Stockholders' Equity | $26.90B | $26.20B | $25.79B | $25.12B | $25.21B | $25.88B | $27.07B | $27.75B | $28.15B | $28.80B | · | $29.57B | $29.99B | $30.08B | · | $30.33B | |
| Liabilities + Equity | $80.89B | $80.55B | $80.13B | $79.37B | $81.53B | $80.40B | $77.18B | $79.79B | $93.42B | $92.70B | · | $84.15B | $77.60B | $76.55B | · | $75.64B | |
| Shares Outstanding | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 | 784,000,000 |
Cash Flow 13
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $117M | $118M | $55M | $87M | $91M | $124M | $94M | $88M | $99M | $86M | $67M | $76M | $106M | $93M | $79M | $89M | |
| Deferred Tax | $-112M | $-58M | $-353M | $-374M | $-178M | $-37M | $-123M | $-332M | $-183M | $-24M | $-167M | $-158M | $-99M | $-87M | $-156M | $-85M | |
| Amort. of Intangibles | $587M | $573M | $599M | $561M | $581M | $559M | $614M | $566M | $586M | $534M | $612M | $579M | $614M | $595M | $545M | $608M | |
| Operating Cash Flow | $1.48B | $599M | $1.94B | $1.80B | $1.67B | $648M | $2.22B | $2.24B | $1.34B | $831M | $1.59B | $1.56B | $878M | $1.13B | $1.63B | $1.18B | |
| CapEx | $498M | $458M | $442M | $507M | $479M | $335M | $399M | $402M | $348M | $420M | $354M | $355M | $340M | $339M | $331M | $430M | |
| Investing Cash Flow | $-258M | $-201M | $-623M | $-634M | $-338M | $-925M | $-664M | $-533M | $-810M | $-397M | $-358M | $-97M | $-299M | $-314M | $-578M | $-374M | |
| Debt Issued | $1.69B | $409M | $751M | $2.07B | $2.90B | $776M | $642M | $2.95B | $446M | $2.74B | $379M | $2.03B | $1.09B | $2.07B | $174M | $259M | |
| Net Debt Issued | · | $409M | · | · | · | $776M | · | · | · | $2.74B | · | · | · | $2.07B | · | · | |
| Financing Cash Flow | $-1.46B | $-923M | $-1.30B | $-1.37B | $-1.79B | $627M | $-1.98B | $-1.07B | $-925M | $-189M | $-1.32B | $-1.29B | $-601M | $-1.15B | $-1.28B | $-443M | |
| Net Change in Cash | $-247M | $-552M | $37M | $-204M | $-400M | $376M | $-480M | $671M | $-389M | $228M | $-42M | $149M | $-20M | $-316M | $-183M | $312M | |
| Taxes Paid | $302M | $761M | $129M | $-5M | $518M | $727M | $154M | $-262M | $577M | $700M | $253M | $84M | $591M | $291M | $113M | $197M | |
| Free Cash Flow | · | $141M | · | · | · | $313M | · | · | · | $411M | · | · | · | $791M | · | · | |
| Levered FCF | · | $-205M | · | · | · | $36M | · | · | · | $185M | · | · | · | $618M | · | · |
Profitability 7
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 19.2% | 18.3% | · | 27.3% | 30.8% | 27.2% | · | 30.7% | 28.0% | 24.2% | · | 30.8% | 23.8% | 20.5% | · | 18.9% | |
| Net Margin | 11.8% | 11.4% | · | 15.0% | 18.6% | 16.6% | · | 10.8% | 17.5% | 15.0% | · | 19.5% | 14.4% | 12.4% | · | 10.7% | |
| Pretax Margin | 14.6% | 11.8% | · | 18.3% | 23.4% | 20.4% | · | 24.4% | 22.3% | 18.7% | · | 24.8% | 18.4% | 15.7% | · | 14.4% | |
| EBITDA Margin | 19.2% | 18.3% | · | 27.3% | 30.8% | 27.2% | · | 30.7% | 28.0% | 24.2% | · | 30.8% | 23.8% | 20.5% | · | 18.9% | |
| ROA | 0.77% | 0.71% | · | 1.0% | 1.2% | 0.98% | · | 0.69% | 1.1% | 0.87% | · | 1.2% | 0.88% | 0.74% | · | 0.64% | |
| ROE | 2.4% | 2.2% | · | 3.0% | 3.8% | 3.1% | · | 2.0% | 3.1% | 2.5% | · | 3.2% | 2.2% | 1.8% | · | 1.6% | |
| ROIC | 3.0% | 3.4% | · | 4.7% | 5.5% | 4.4% | · | 5.4% | 4.1% | 3.4% | · | 4.1% | 3.0% | 2.6% | · | 2.2% |
Liquidity & Solvency 3
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.0 | 1.1 | · | 1.1 | 1.1 | 1.1 | · | 1.1 | 1.1 | 1.1 | · | 1.1 | 1.1 | 1.1 | · | 1.1 | |
| Quick Ratio | 0.2 | 0.2 | · | 0.2 | 0.2 | 0.2 | · | 0.2 | 0.1 | 0.1 | · | 0.1 | 0.2 | 0.2 | · | 0.2 | |
| Interest Coverage | 2.7 | 2.5 | · | 3.3 | 4.5 | 4.1 | · | 4.7 | 4.9 | 4.4 | · | 5.6 | 4.8 | 4.4 | · | 4.4 |
Efficiency 2
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | |
| Receivables Turnover | 1.3 | 1.3 | · | 1.4 | 1.4 | 1.4 | · | 1.5 | 1.4 | 1.4 | · | 1.4 | 1.4 | 1.5 | · | 1.5 |
Valuation (TTM) 9
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $21.10B | $20.94B | · | $21.12B | $20.97B | $20.34B | · | $20.08B | $19.62B | $19.06B | · | $18.69B | $18.27B | $17.65B | · | $17.27B | |
| Net Income TTM | $3.02B | $3.24B | · | $3.23B | $3.33B | $3.04B | · | $3.15B | $3.26B | $2.93B | · | $2.68B | $2.33B | $2.31B | · | $2.18B | |
| Market Cap | $38.46B | $43.75B | · | $101.08B | $135.17B | $173.13B | · | $140.85B | $116.85B | $125.30B | · | $88.56B | $98.90B | $88.62B | · | $73.36B | |
| P/E | 8.8 | 9.5 | · | 22.2 | 29.3 | 42.0 | · | 33.8 | 27.4 | 33.4 | · | 26.3 | 34.5 | 31.6 | · | 28.1 | |
| P/S | 1.8 | 2.1 | · | 4.8 | 6.4 | 8.5 | · | 7.0 | 6.0 | 6.6 | · | 4.7 | 5.4 | 5.0 | · | 4.2 | |
| P/B | 1.4 | 1.7 | · | 4.0 | 5.4 | 6.7 | · | 5.1 | 4.2 | 4.4 | · | 3.0 | 3.3 | 2.9 | · | 2.4 | |
| P / Cash Flow | · | 73.0 | · | · | · | 267.2 | · | · | · | 150.8 | · | · | · | 78.4 | · | · | |
| P / FCF | · | 310.3 | · | · | · | 553.1 | · | · | · | 304.9 | · | · | · | 112.0 | · | · | |
| Earnings Yield | 11.3% | 10.6% | · | 4.5% | 3.4% | 2.4% | · | 3.0% | 3.6% | 3.0% | · | 3.8% | 2.9% | 3.2% | · | 3.6% |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Revenue | $21.19B | $20.46B | $19.09B | $17.74B | $16.23B |
| Operating Margin % | 27.5% | 28.7% | 26.3% | 21.1% | 14.1% |
| Net Income | $3.48B | $3.13B | $3.07B | $2.53B | $1.33B |
| Diluted EPS | $6.34 | $5.38 | $4.98 | $3.91 | $1.99 |
Balance Sheet
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Current Ratio | 1.0 | 1.1 | 1.0 | 1.0 | 1.0 |
| Quick Ratio | 0.2 | 0.2 | 0.1 | 0.2 | 0.2 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $4.30B | $5.06B | $3.77B | $3.14B | $2.87B |
Latest News Recent headlines mentioning this company
- Truist Financial (TFC) Releases Annual Stress Test Results
- Morgan Stanley Maintains Hold Rating on Fiserv (FISV) Stock
- Emeth Value Capital Opens Hefty $6 Million Shift4 Payments Position
- Fiserv (FISV) and Western Alliance Bank Announce Strategic Agent Bank Partnership
- Fiserv Inc. (FISV): Billionaire Seth Klarman More Than Doubles Stake
- Fiserv (FISV) Tanked as It Missed Earnings Expectations
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Institutional owners (13F) 1,338 filers · $16.1B total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 109 (-41 vs prior Q) | 192 (-38 vs prior Q) | 384 (-84 vs prior Q) | 499 (-7 vs prior Q) | +70.0M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| Dodge & Cox | $2,462,062,101 | 50,194,946 | 15.31% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $1,623,945,880 | 33,107,969 | 10.10% | Shares |
| STATE STREET CORP | $1,168,895,099 | 23,830,685 | 7.27% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,021,553,755 | 20,826,784 | 6.35% | Shares |
| Capital World Investors | $825,119,720 | 16,822,013 | 5.13% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $674,755,773 | 13,504,147 | 4.20% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $513,529,122 | 10,469,503 | 3.19% | Shares |
| NORGES BANK | $331,989,726 | 6,768,394 | 2.06% | Shares |
| FMR LLC | $255,809,975 | 5,215,290 | 1.59% | Shares |
| JARISLOWSKY, FRASER Ltd | $194,481,235 | 1,508,425 | 1.21% | Shares |
| JANA Partners Management, LP | $179,625,024 | 3,662,080 | 1.12% | Shares |
| TURTLE CREEK ASSET MANAGEMENT INC. | $176,631,306 | 3,601,046 | 1.10% | Shares |
| D. E. Shaw & Co., Inc. | $153,782,100 | 3,135,211 | 0.96% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $144,777,599 | 2,951,633 | 0.90% | Shares |
| PITTENGER & ANDERSON INC | $139,454,006 | 2,843,099 | 0.87% | Shares |
| LAZARD ASSET MANAGEMENT LLC | $135,745,041 | 2,767,483 | 0.84% | Shares |
| Madison Investment Advisors, LLC | $134,709,613 | 655,777 | 0.84% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $126,553,905 | 2,580,100 | 0.79% | Call option |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $116,105,666 | 2,367,088 | 0.72% | Shares |
| COOKE & BIELER LP | $112,764,429 | 2,298,969 | 0.70% | Shares |
| LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA | $112,477,907 | 2,293,124 | 0.70% | Shares |
| MAIRS & POWER INC | $112,473,072 | 2,293,029 | 0.70% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $105,246,585 | 2,145,700 | 0.65% | Put option |
| ROYAL BANK OF CANADA | $94,863,000 | 1,934,000 | 0.59% | Put option |
| DIMENSIONAL FUND ADVISORS LP | $92,673,052 | 1,889,360 | 0.58% | Shares |
| Nuveen Asset Management, LLC | $91,471,677 | 445,291 | 0.57% | Shares |
| Swiss National Bank | $73,981,428 | 1,508,286 | 0.46% | Shares |
| PRUDENTIAL FINANCIAL INC | $68,313,603 | 1,392,734 | 0.42% | Shares |
| BARCLAYS PLC | $65,261,025 | 1,330,500 | 0.41% | Put option |
| CITADEL ADVISORS LLC | $64,873,530 | 1,322,600 | 0.40% | Put option |
| Mitsubishi UFJ Asset Management Co., Ltd. | $63,658,365 | 1,297,826 | 0.40% | Shares |
| Sumitomo Mitsui Trust Group, Inc. | $59,611,103 | 1,215,313 | 0.37% | Shares |
| Vanguard Global Advisers, LLC | $59,220,468 | 1,207,349 | 0.37% | Shares |
| Mondrian Investment Partners LTD | $58,763,862 | 1,198,040 | 0.37% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $57,628,404 | 1,174,891 | 0.36% | Shares |
| CITADEL ADVISORS LLC | $55,254,825 | 1,126,500 | 0.34% | Call option |
| GOLDMAN SACHS GROUP INC | $55,039,536 | 1,122,111 | 0.34% | Shares |
| JANE STREET GROUP, LLC | $54,911,475 | 1,119,500 | 0.34% | Call option |
| RENAISSANCE TECHNOLOGIES LLC | $54,775,459 | 1,116,727 | 0.34% | Shares |
| National Pension Service | $54,359,515 | 1,108,247 | 0.34% | Shares |
| BlackRock, Inc. | $53,957,698 | 1,100,055 | 0.34% | Shares |
| Legal & General Group Plc | $53,777,098 | 1,096,373 | 0.33% | Shares |
| Assenagon Asset Management S.A. | $53,680,663 | 1,094,407 | 0.33% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $51,898,855 | 930,087 | 0.32% | Shares |
| VANGUARD ASSET MANAGEMENT, Ltd | $50,606,945 | 1,031,742 | 0.31% | Shares |
| VOLORIDGE INVESTMENT MANAGEMENT, LLC | $50,596,448 | 1,031,528 | 0.31% | Shares |
| RHUMBLINE ADVISERS | $50,350,645 | 1,026,519 | 0.31% | Shares |
| Canoe Financial LP | $49,185,133 | 1,002,755 | 0.31% | Shares |
| NEW SOUTH CAPITAL MANAGEMENT INC | $47,874,321 | 976,031 | 0.30% | Shares |
| Patient Capital Management, LLC | $46,775,926 | 953,637 | 0.29% | Shares |
| SUMMITRY LLC | $46,499,712 | 947,856 | 0.29% | Shares |
| BARCLAYS PLC | $45,172,448 | 920,947 | 0.28% | Shares |
| California Public Employees Retirement System | $44,279,986 | 902,752 | 0.28% | Shares |
| CANADA PENSION PLAN INVESTMENT BOARD | $44,051,903 | 898,102 | 0.27% | Shares |
| Vulcan Value Partners, LLC | $43,848,983 | 893,965 | 0.27% | Shares |
| NORDEA INVESTMENT MANAGEMENT AB | $42,594,276 | 896,816 | 0.26% | Shares |
| ALLIANCEBERNSTEIN L.P. | $42,047,365 | 753,537 | 0.26% | Shares |
| JANE STREET GROUP, LLC | $41,349,150 | 843,000 | 0.26% | Put option |
| LPL Financial LLC | $39,996,083 | 815,415 | 0.25% | Shares |
| D. E. Shaw & Co., Inc. | $37,778,310 | 770,200 | 0.23% | Put option |
| HARRIS ASSOCIATES L P | $37,707,874 | 768,764 | 0.23% | Shares |
| Erste Asset Management GmbH | $32,227,800 | 660,000 | 0.20% | Shares |
| TWO SIGMA ADVISERS, LP | $30,625,221 | 455,936 | 0.19% | Shares |
| Birch Hill Investment Advisors LLC | $30,572,325 | 623,289 | 0.19% | Shares |
| JANE STREET GROUP, LLC | $30,476,482 | 621,335 | 0.19% | Shares |
| OFI INVEST ASSET MANAGEMENT | $30,185,335 | 703,586 | 0.19% | Shares |
| BANK OF AMERICA CORP /DE/ | $30,029,243 | 612,217 | 0.19% | Shares |
| Allianz Asset Management GmbH | $29,435,494 | 600,112 | 0.18% | Shares |
| Glenmede Investment Management, LP | $29,293,024 | 227,201 | 0.18% | Shares |
| BNP PARIBAS ASSET MANAGEMENT Holding S.A. | $28,766,157 | 586,466 | 0.18% | Shares |
| FORA Capital, LLC | $28,129,049 | 573,594 | 0.17% | Shares |
| Cubist Systematic Strategies, LLC | $27,933,717 | 216,658 | 0.17% | Shares |
| FIRST TRUST ADVISORS LP | $27,501,678 | 560,694 | 0.17% | Shares |
| Prana Capital Management, LP | $27,233,933 | 555,228 | 0.17% | Shares |
| DISCOVERY CAPITAL MANAGEMENT, LLC / CT | $27,036,360 | 551,200 | 0.17% | Shares |
| Quaker Capital Investments, LLC | $26,492,101 | 540,104 | 0.16% | Shares |
| Davis Selected Advisers | $26,479,103 | 539,839 | 0.16% | Shares |
| Invenomic Capital Management LP | $25,517,576 | 520,236 | 0.16% | Shares |
| ENVESTNET ASSET MANAGEMENT INC | $25,507,102 | 520,022 | 0.16% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $25,480,837 | 519,487 | 0.16% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $24,909,552 | 507,840 | 0.15% | Shares |
| Point72 Asset Management, L.P. | $23,784,345 | 484,900 | 0.15% | Call option |
| Marathon Asset Management Ltd | $23,498,380 | 479,075 | 0.15% | Shares |
| PFA Pension, Forsikringsaktieselskab | $23,372,001 | 476,493 | 0.15% | Shares |
| Quantinno Capital Management LP | $23,328,328 | 475,603 | 0.15% | Shares |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $23,297,818 | 474,981 | 0.14% | Shares |
| STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM | $22,961,188 | 468,118 | 0.14% | Shares |
| AVIVA PLC | $22,960,452 | 468,103 | 0.14% | Shares |
| Gotham Asset Management, LLC | $22,845,626 | 465,762 | 0.14% | Shares |
| UBS Group AG | $22,748,311 | 463,778 | 0.14% | Shares |
| Nuveen, LLC | $22,655,852 | 461,893 | 0.14% | Shares |
| WOLVERINE TRADING, LLC | $22,593,940 | 173,200 | 0.14% | Call option |
| Ensign Peak Advisors, Inc | $21,309,527 | 434,445 | 0.13% | Shares |
| WOLVERINE TRADING, LLC | $20,754,595 | 159,100 | 0.13% | Put option |
| VANGUARD GROUP INC | $20,361,108 | 303,128 | 0.13% | Shares |
| Monaco Asset Management SAM | $20,360,655 | 415,100 | 0.13% | Shares |
| TUDOR INVESTMENT CORP ET AL | $20,139,930 | 410,600 | 0.13% | Put option |
| America First Investment Advisors, LLC | $20,085,583 | 409,492 | 0.12% | Shares |
| MEAG MUNICH ERGO, Kapitalanlagegesellschaft mbH | $19,678,188 | 114,136 | 0.12% | Shares |
| Swedbank AB | $19,279,154 | 393,051 | 0.12% | Shares |
Company insiders 74 insiders · 41 officers · 33 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Panagiotis Georgakopoulos | Chief Executive Officer | June 15, 2026 A | 303,868 | 0 | 0 | $0 |
| Frank Bisignano | Chairman and CEO | May 6, 2025 G | 348 | 0 | 0 | $0 |
| Lyons Michael P. | President and CEO-Elect | Feb. 7, 2025 A | 42,827 | 0 | 0 | $0 |
| Paul M Todd | Chief Financial Officer | June 17, 2026 P | 184,107 | 1 | 0 | $499,982 |
| Robert W. Hau | Chief Financial Officer | Feb. 23, 2025 F | 177,072 | 0 | 0 | $0 |
| Thomas J Hirsch | Chief Financial Officer | Feb. 27, 2016 F | 61,860 | 0 | 0 | $0 |
| Douglas J Craft | EVP & Group CFO | Oct. 4, 2005 M | 32,745 | 0 | 0 | $0 |
| Kevin P. Gregoire | Group President | Feb. 19, 2018 F | 36,211 | 0 | 0 | $0 |
| Rahul Gupta | Group President | Sept. 12, 2016 S | 66,129 | 0 | 0 | $0 |
| Michael D Gantt | President - Insurance Group | June 1, 2007 M | 7,353 | 0 | 0 | $0 |
| Dean C Schmelzer | Group President | Nov. 14, 2006 M | 46,157 | 0 | 0 | $0 |
| Alfred P Moore | Group President - Health | May 1, 2006 A | 7,506 | 0 | 0 | $0 |
| Patrick Foy | President-Bank Svcg Group | Feb. 21, 2006 A | 26,805 | 0 | 0 | $0 |
| Robert H Beriault | Grp President- Inv Support Svc | Nov. 11, 2005 S | 269,574 | 0 | 0 | $0 |
| James C Puzniak | President-Lending Sys & Svcs | June 8, 2005 G | 4,011 | 0 | 0 | $0 |
| Mark Damico | President- Item Process Grp | March 2, 2005 A | 938 | 0 | 0 | $0 |
| Terence R Wade | Grp President - Ins. Sol. Grp. | Feb. 16, 2005 A | — | 0 | 0 | $0 |
| Rodney D Poskochil | President-Bank Sys & ePrdt Grp | Feb. 18, 2004 A | — | 0 | 0 | $0 |
| Guy Chiarello | Chief Operating Officer | Feb. 23, 2025 F | 209,427 | 0 | 0 | $0 |
| Mark A Ernst | Chief Operating Officer | Feb. 21, 2018 A | 57,539 | 0 | 0 | $0 |
| Adam L. Rosman | Chief Admin. and Legal Officer | Aug. 3, 2026 A | 173,523 | 1 | 0 | $500,700 |
| Kenneth Best | Chief Accounting Officer | Feb. 23, 2026 F | 64,586 | 0 | 0 | $0 |
| Jennifer A. Laclair | EVP, Head of Merchant Sols. | July 17, 2025 F | 29,010 | 0 | 0 | $0 |
| Andrew Gelb | EVP, Co-Head of Fin. Sols. | May 28, 2025 S | 25,385 | 0 | 0 | $0 |
| John Gibbons | EVP, Head of Fin. Insts. Grp. | March 3, 2025 S | 27,602 | 0 | 0 | $0 |
| Christopher M Foskett | Vice Chairman | Jan. 29, 2024 F | 100,165 | 0 | 0 | $0 |
| Suzan Kereere | EVP, Head of GBS | Dec. 27, 2023 S | 47,792 | 0 | 0 | $0 |
| Byron C Vielehr | Chief Strategy Officer | July 31, 2022 F | 55,882 | 0 | 0 | $0 |
| Devin Mcgranahan | EVP, Senior Group President | March 9, 2021 S | 77,980 | 0 | 0 | $0 |
| Lynn S. Mccreary | Chief Legal Officer | Feb. 26, 2021 F | 64,758 | 0 | 0 | $0 |
| Jeffery W Yabuki | Executive Chairman | Dec. 31, 2020 A | 289,503 | 0 | 0 | $0 |
| Kevin J Schultz | EVP & President International | July 29, 2019 A | 15,845 | 0 | 0 | $0 |
| Gianoni Michael P | EVP, Group President | Dec. 5, 2013 S | 19,111 | 0 | 0 | $0 |
| James W Cox | EVP - Corporate Development | Feb. 26, 2013 F | 188,077 | 0 | 0 | $0 |
| Charles W Sprague | EVP,GeneralCounsel,Secretary | Feb. 26, 2013 F | 69,463 | 0 | 0 | $0 |
| Thomas W Warsop III | EVP, Group President | Feb. 27, 2012 F | 36,130 | 0 | 0 | $0 |
| Peter J Kight | Vice Chairman | Feb. 27, 2012 F | 72,680 | 0 | 0 | $0 |
| Stephen E Olsen | EVP, Group President | Feb. 28, 2011 F | 28,794 | 0 | 0 | $0 |
| Thomas A Neill | Executive Vice President | Feb. 23, 2009 F | 31,330 | 0 | 0 | $0 |
| Norman J Balthasar | Senior Exec. VP | May 20, 2008 G | 275,877 | 0 | 0 | $0 |
| Gordon L Schroeder | EVP - Human Resources | Feb. 28, 2005 A | 6,589 | 0 | 0 | $0 |
| Stephanie Cohen | Director | June 30, 2026 A | 1,389 | 0 | 0 | $0 |
| Charlotte Yarkoni | Director | June 30, 2026 A | 10,146 | 1 | 0 | $100,118 |
| Wafaa Mamilli | Director | June 30, 2026 A | 15,386 | 1 | 0 | $149,746 |
| Harry Disimone | Director | June 30, 2026 A | 23,607 | 1 | 0 | $101,080 |
| Celine S Dufetel | Director | June 30, 2026 A | — | 0 | 0 | $0 |
| Gordon M. Nixon | Director | June 30, 2026 A | 17,656 | 1 | 0 | $371,775 |
| Gary Shedlin | Director | June 30, 2026 A | — | 0 | 0 | $0 |
| Henrique De Castro | Director | June 30, 2026 A | 24,112 | 0 | 0 | $0 |
| Ajei Gopal | Director | June 30, 2026 A | 7,329 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners 2 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| New Omaha Holdings L.P., New Omaha Holdings LLC, KKR 2006 Fund L.P., KKR Associates 2006 L.P., KKR 2006 GP LLC, KKR Group Partnership L.P., KKR Group Holdings Corp., KKR Group Co. Inc., KKR & Co. Inc., KKR Management LLP, Henry R. Kravis, George R. Roberts ×11 filings | July 1, 2022 | — | Initial filing | — | SEC |
| Fiserv, Inc. ×2 filings | July 29, 2019 | — | Initial filing | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 179 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| FINX · Global X Funds | 5.18% | 179,119 NS | May 31, 2026 | N-PORT |
| SOVF · Elevation Series Trust | 3.69% | 55,489 NS | April 30, 2026 | N-PORT |
| CEPI · ETF Opportunities Trust | 3.02% | 45,248 NS | April 30, 2026 | N-PORT |
| FLCG · Federated Hermes ETF Trust | 2.36% | 236,978 NS | May 31, 2026 | N-PORT |
| FLCC · Federated Hermes ETF Trust | 2.32% | 49,785 NS | May 31, 2026 | N-PORT |
| FLCV · Federated Hermes ETF Trust | 2.28% | 38,751 NS | May 31, 2026 | N-PORT |
| MILN · Global X Funds | 1.79% | 30,883 NS | May 31, 2026 | N-PORT |
| RUNN · Strategic Trust | 1.75% | 106,875 NS | May 31, 2026 | N-PORT |
| DFNL · Davis Fundamental ETF Trust | 1.40% | 104,955 NS | April 30, 2026 | N-PORT |
| CZA · Invesco Exchange-Traded Fund Trust | 1.38% | 50,565 SH | Aug. 8, 2026 | Daily |
| ABCS · EA Series Trust | 1.36% | 2,720 NS | May 29, 2026 | N-PORT |
| QQQJ · Invesco Exchange-Traded Fund Trust … | 1.35% | 304,128 SH | Aug. 8, 2026 | Daily |
| SRHQ · Elevation Series Trust | 1.34% | 41,408 NS | April 30, 2026 | N-PORT |
| FXR · First Trust Exchange-Traded AlphaDE… | 1.20% | 133,744 NS | April 30, 2026 | N-PORT |
| RSPF · Invesco Exchange-Traded Fund Trust | 1.17% | 68,703 SH | Aug. 8, 2026 | Daily |
| FTA · First Trust Exchange-Traded AlphaDE… | 0.98% | 202,846 NS | April 30, 2026 | N-PORT |
| CCOR · Listed Funds Trust | 0.97% | 4,269 NS | April 30, 2026 | N-PORT |
| SPGP · Invesco Exchange-Traded Fund Trust | 0.92% | 409,890 SH | Aug. 8, 2026 | Daily |
| DTEC · ALPS ETF Trust | 0.90% | 11,878 NS | May 31, 2026 | N-PORT |
| CGMM · Capital Group Equity ETF Trust I | 0.77% | 378,299 NS | May 31, 2026 | N-PORT |
| CGGO · Capital Group Global Growth Equity … | 0.71% | 1,422,622 NS | May 31, 2026 | N-PORT |
| BSCT · Invesco Exchange-Traded Self-Indexe… | 0.68% | 20,658,000 | Aug. 8, 2026 | Daily |
| LQAI · Exchange Listed Funds Trust | 0.58% | 195 NS | April 30, 2026 | N-PORT |
| FEGE · RBB Fund Trust | 0.52% | 178,829 NS | May 31, 2026 | N-PORT |
| QIDX · Spinnaker ETF Series | 0.52% | 3,190 NS | April 30, 2026 | N-PORT |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.48% | 10,699 NS | April 30, 2026 | N-PORT |
| BSCU · Invesco Exchange-Traded Self-Indexe… | 0.47% | 13,268,000 | Aug. 8, 2026 | Daily |
| RPV · Invesco Exchange-Traded Fund Trust | 0.47% | 153,010 SH | Aug. 8, 2026 | Daily |
| FEX · First Trust Exchange-Traded AlphaDE… | 0.46% | 110,081 NS | April 30, 2026 | N-PORT |
| AUSF · Global X Funds | 0.44% | 66,613 NS | May 31, 2026 | N-PORT |
| COPY · RBB Fund Trust | 0.42% | 25,684 NS | May 31, 2026 | N-PORT |
| VOE · VANGUARD INDEX FUNDS | 0.41% | 3,082,910 SH | Aug. 8, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.40% | 141,076 NS | April 30, 2026 | N-PORT |
| IMCV · iShares Trust | 0.40% | 84,698 SH | Aug. 8, 2026 | Daily |
| FBUF · Fidelity Greenwood Street Trust | 0.39% | 1,163 NS | April 30, 2026 | N-PORT |
| BSCS · Invesco Exchange-Traded Self-Indexe… | 0.38% | 13,253,000 | Aug. 8, 2026 | Daily |
| FYEE · Fidelity Greenwood Street Trust | 0.37% | 9,866 NS | April 30, 2026 | N-PORT |
| NUMV · Nushares ETF Trust | 0.36% | 24,985 NS | April 30, 2026 | N-PORT |
| FHEQ · Fidelity Greenwood Street Trust | 0.36% | 47,456 NS | April 30, 2026 | N-PORT |
| IYJ · iShares Trust | 0.33% | 120,769 SH | Aug. 8, 2026 | Daily |
| FAS · Direxion Shares ETF Trust | 0.33% | 102,902 NS | April 30, 2026 | N-PORT |
| VFH · VANGUARD WORLD FUND | 0.31% | 871,382 SH | Aug. 8, 2026 | Daily |
| PALC · Pacer Funds Trust | 0.29% | 10,705 NS | April 30, 2026 | N-PORT |
| NULV · Nushares ETF Trust | 0.28% | 93,427 NS | April 30, 2026 | N-PORT |
| IWS · iShares Trust | 0.27% | 800,156 SH | Aug. 8, 2026 | Daily |
| UYG · ProShares Trust | 0.27% | 33,158 NS | May 31, 2026 | N-PORT |
| SPXD · DBX ETF Trust | 0.26% | 314 NS | May 31, 2026 | N-PORT |
| GINN · Goldman Sachs ETF Trust | 0.24% | 9,155 NS | May 31, 2026 | N-PORT |
| FEUS · FlexShares Trust | 0.24% | 4,218 NS | April 30, 2026 | N-PORT |
| IUS · Invesco Exchange-Traded Self-Indexe… | 0.24% | 43,214 SH | Aug. 8, 2026 | Daily |