SHFS Class A SHF Holdings, Inc. - Class A Common Stock
NASDAQ · Financial Services · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q May 15, 2026SHFS Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
SHFS Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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| Ex-date | Split | Type |
|---|---|---|
| March 24, 2025 | 1-for-20 | Reverse |
10-Year Performance Revenue, net income, margins and EPS trends
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Not enough fundamentals data to compute this ratio group yet.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Not enough fundamentals data to compute this ratio group yet.
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | SHFS | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Current Ratio (MRQ) | 1.8 | · | · | · | |
| Quick Ratio (MRQ) | 1.2 | · | · | · |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Not enough fundamentals data to compute this ratio group yet.
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Not enough fundamentals data to compute this ratio group yet.
value · ≈ 5Y avg · industry median · verdict relative to median
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| Sept. 30, 2024 | $0.01 | — | — | |
| March 31, 2024 | $0.04 | — | — | |
| Sept. 30, 2023 | $-0.02 | — | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
We don't have SEC filings for this ticker yet.
Income Statement
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Revenue | $2M | $2M | |
| SG&A Expense | $1M | $990.8K | |
| Operating Expenses | $4M | $4M | |
| Operating Income | $-2M | $-2M | |
| Other Non-op | $-15.9K | $1M | |
| Pretax Income | $-2M | $-827.2K | |
| Net Income | $-2M | $-827.2K | |
| EPS (Basic) | $-0.43 | $-0.30 | |
| EPS (Diluted) | $-0.43 | $-0.30 | |
| Shares (Basic) | 4,353,099 | 2,786,538 | |
| Shares (Diluted) | 4,353,099 | 2,786,538 | |
| EBITDA | $-2M | · |
Balance Sheet
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Cash & Equivalents | $6M | · | |
| Short-term Investments | $1M | · | |
| Receivables | $800.0K | · | |
| Prepaid Expense | $787.2K | · | |
| Other Current Assets | $3M | · | |
| Current Assets | $12M | · | |
| Other Non-current Assets | $15.8K | · | |
| Total Assets | $16M | · | |
| Accrued Liabilities | $1M | · | |
| Current Liabilities | $7M | · | |
| Capital Leases | $480.8K | · | |
| Total Liabilities | $9M | · | |
| Common Stock | $451 | · | |
| Paid-in Capital | $131M | · | |
| Retained Earnings | $-125M | · | |
| Stockholders' Equity | $7M | · | |
| Liabilities + Equity | $16M | · |
Cash Flow
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| D&A | · | $1.4K | |
| Stock-based Comp | $58.9K | $750.0K | |
| Operating Cash Flow | $-1M | $-1M | |
| Investing Cash Flow | $25.0K | $3.2K | |
| Financing Cash Flow | $172.1K | $-255.8K | |
| Net Change in Cash | $-881.6K | $-1M |
Profitability
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Operating Margin | -89.3% | · | |
| Net Margin | -90.1% | · | |
| Pretax Margin | -90.1% | · | |
| EBITDA Margin | -89.3% | · | |
| ROA | -15.9% | · | |
| ROE | 34.8% | · |
Liquidity & Solvency
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Current Ratio | 1.8 | · | |
| Quick Ratio | 1.2 | · |
Efficiency
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Asset Turnover | 0.2 | · | |
| Receivables Turnover | 1.9 | · |
Per Share
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Revenue / Share | $0.45 | · | |
| Cash Flow / Share | $-0.25 | · | |
| EPS (TTM) | $-0.95 | · |
Valuation (TTM)
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Revenue TTM | $8M | · | |
| Net Income TTM | $-3M | · | |
| P/E | -0.9 | · | |
| Earnings Yield | -114.3% | · |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Not enough fundamentals data to build this statement yet.
Not enough fundamentals data to build this statement yet.
Not enough fundamentals data to build this statement yet.
Institutional owners (13F) 15 filers · $107K total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 7 (+3 vs prior Q) | 5 (0 vs prior Q) | 0 (-2 vs prior Q) | 1 (0 vs prior Q) | +398K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| JANE STREET GROUP, LLC | $26,517 | 110,487 | 24.79% | Shares |
| VANGUARD GROUP INC | $21,716 | 20,486 | 20.30% | Shares |
| Blue Owl Capital Holdings LP | $18,215 | 75,897 | 17.03% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $9,158 | 38,165 | 8.56% | Shares |
| CITADEL ADVISORS LLC | $8,682 | 36,176 | 8.12% | Shares |
| Checchi Capital Advisers, LLC | $7,618 | 31,741 | 7.12% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $6,671 | 27,794 | 6.24% | Shares |
| SJS Investment Consulting Inc. | $2,716 | 11,313 | 2.54% | Shares |
| XTX Topco Ltd | $2,475 | 10,314 | 2.31% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $1,822 | 7,593 | 1.70% | Shares |
| TD Waterhouse Canada Inc. | $1,215 | 5,000 | 1.14% | Shares |
| M3F, Inc. | $74 | 308,000 | 0.07% | Shares |
| HRT FINANCIAL LP | $42 | 175,043 | 0.04% | Shares |
| Virtu Financial LLC | $41 | 170,146 | 0.04% | Shares |
| SBI Securities Co., Ltd. | $0 | 2 | 0.00% | Shares |
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Partner Colorado Credit Union ×3 filings | July 21, 2023 | · | Initial filing | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 22 insiders · 8 officers · 13 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Terrance Elliot Mendez | Director, CEO and CFO | Dec. 31, 2025 J | · | 1 | 0 | $100,000 |
| Jim Dennedy | Chief Financial Officer | May 24, 2023 P | 166,667 | 0 | 0 | $0 |
| Dan Roda | EVP & Chief Operating Officer | Dec. 11, 2023 P | 928,869 | 0 | 0 | $0 |
| Michael Regan | Chief Inv. & Strat. Officer | Dec. 31, 2025 J | · | 1 | 0 | $50,400 |
| Jeffrey R. Kay | Chief Marketing Officer | Dec. 31, 2025 J | · | 1 | 0 | $50,400 |
| Douglas Beck | PAO SVP of Finance Controller | Sept. 30, 2025 A | · | 0 | 0 | $0 |
| Donald Emmi | Chief Legal Officer | May 6, 2025 F | 20,626 | 0 | 0 | $0 |
| Tyler Beuerlein | Chief Business Develop Officer | Oct. 4, 2022 A | · | 0 | 0 | $0 |
| Richard Carleton | Director | Dec. 31, 2025 J | 180,128 | 1 | 0 | $10,400 |
| Iii Francis A Braun | Director | Aug. 7, 2025 A | · | 0 | 0 | $0 |
| Jennifer Meyers | Director | April 29, 2025 A | 101,998 | 0 | 0 | $0 |
| Jonathon Niehaus | Director | April 28, 2025 A | 164,359 | 0 | 0 | $0 |
| Doug Fagan | Director | April 25, 2025 A | 48,000 | 0 | 0 | $0 |
| Karl Racine | Director | April 24, 2025 A | 80,128 | 0 | 0 | $0 |
| Sundie Seefried | Director | April 24, 2025 A | 1,248,172 | 0 | 0 | $0 |
| Jonathan Summers | Director | April 24, 2025 A | 151,128 | 0 | 0 | $0 |
| John Darwin | Director | Dec. 7, 2023 J | 1,445,157 | 0 | 0 | $0 |
| Peter Lansing Torres | Director | Sept. 28, 2022 C | 10,000 | 0 | 0 | $0 |
| Joshua Mann | Director | Sept. 28, 2022 C | 3,363,175 | 0 | 0 | $0 |
| Chris Fameree | Director | Sept. 28, 2022 C | 10,000 | 0 | 0 | $0 |
| 5AK, LLC | 10% owner | Sept. 28, 2022 C | 3,363,175 | 0 | 0 | $0 |
| BOOTHBAY FUND MANAGEMENT, LLC | 10% owner | June 29, 2022 S | 0 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 1 ETF
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| VXF · VANGUARD INDEX FUNDS | 0.00% | 7,593 SH | Aug. 19, 2026 | Daily |
SHFS Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
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