UVE
NYSE
US
UNIVERSAL INSURANCE HOLDINGS INC Common Stock
$34.39
▼ $-0.84
(-2.38%)
Vol 136K
Mkt Cap
$963.2M
P/E
5.3
ROE
38.0%
Margin
11.4%
Beta
0.72
Div Yield
1.82%
52W
$21–$37
Wall Street Consensus
5 analysts · Apr 20261
Strong Buy
3
Buy
1
Hold
0
Sell
0
Strong Sell
80.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.31 | $2.17 | +$0.86 |
| Sep 2025 | $1.11 | $1.36 | +$0.25 |
| Jun 2025 | $1.13 | $1.23 | +$0.10 |
| Mar 2025 | $1.27 | $1.44 | +$0.17 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $384.8M | $394.9M | $400.1M | $401.0M | $407.9M |
| Net Income | — | $6.0M | $41.4M | $35.1M | $39.8M | $66.6M |
Key Ratios
ROA (TTM)
6.1%
P/S (TTM)
0.60
P/B
1.7
EPS (TTM)
$6.32
CF/Share
$2.38
Rev Growth 3Y
+9.5%
52W High
$36.68
52W Low
$21.19
$21.19
52-Week Range
$36.68
Financial Health
Free Cash Flow
$25.0M
Net Debt
-$308.4M
Cash
$408.9M
Total Debt
$100.5M
As of Dec 31, 2025
How does UVE compare to Insurance peers?
Peer group: Peers · Insurance (Peers) · 10 companies
UVE valuation vs Insurance peers
P/E ratio
5.3
▼
62%
below
peers
(13.9)
vs Peers
vs Industry
Undervalued
P/S ratio
0.6
▼
37%
below
peers
(1.0)
vs Peers
vs Industry
Undervalued
P/B ratio
1.7
▼
2%
below
peers
(1.8)
vs Peers
vs Industry
Fair value
Div yield
1.8%
▼
22%
below
peers
(2.3%)
vs Peers
vs Industry
Low yield
UVE profitability vs Insurance peers
ROE
38.0%
▲
185%
above
peers
(13.3%)
vs Peers
vs Industry
Top tier
Net margin
11.4%
▲
27%
above
peers
(9.0%)
vs Peers
vs Industry
Below avg
Gross margin
—
▼
0%
below
peers
(15.6%)
vs Peers
vs Industry
Weak
ROA
6.1%
▲
66%
above
peers
(3.7%)
vs Peers
vs Industry
Below avg
UVE financial health vs Insurance peers
D/E ratio
—
▼
0%
below
peers
(23.7)
vs Peers
vs Industry
In line
Current ratio
4.1
▲
1232%
above
peers
(0.3)
vs Peers
vs Industry
Strong liquidity
Beta
0.7
▲
15%
above
peers
(0.6)
vs Peers
vs Industry
Less volatile
UVE fundamentals radar
UVE
Peer median
Industry
UVE profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
UVE vs peers: key metrics
Dividends
$0.77
/ year
Mar 06, 2026
$0.1600
Dec 05, 2025
$0.2900
Aug 01, 2025
$0.1600
May 09, 2025
$0.1600
Mar 07, 2025
$0.1600
Dec 06, 2024
$0.2900
Aug 02, 2024
$0.1600
May 09, 2024
$0.1600