Better Money Decisions, LLC
CIK 1858428 · View on SEC EDGAR ↗
- Portfolio value
- $164.6M
- Positions
- 74
- As of
- June 30, 2025 Data as of Q2 2025
#7,095 of 9,443 by 13F value · top 75.1%
Portfolio value QoQ: +9.9% 13F does not disclose cash
- Top 10 holdings weight
- 60.93%
- Top 25 holdings weight
- 83.01%
- Positions above 1%
- 20
- Effective number of positions
- 20.6
Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)
Turnover Q2 2025: 0.92% Est. buys $7,563,392 · sells $1,453,864
- New positions
- 7
- Increased
- 44
- Decreased
- 14
- Closed
- 1
On this page
- Sector breakdown How the portfolio splits across market sectors.
- Portfolio Every stock this institution reports holding, from its latest 13F.
- Biggest new bets Brand-new positions opened in the latest quarter.
- Top moves The biggest position increases and decreases this quarter.
- Exited positions Positions the manager fully sold out of last quarter.
Sector breakdown
Technology
4.6%
Retail
1.3%
Communication Services
1.3%
Financial Services
0.7%
Financials
0.5%
Consumer Discretionary
0.5%
Energy
0.3%
Consumer Staples
0.2%
Industrials
0.1%
Other/Unmapped
90.5%
Full portfolio 74 positions
| Type | Streak | 8Q trend | |||||
|---|---|---|---|---|---|---|---|
| IEFA | $16,732,018 | 10.17% | 200,431 | $1,930,545 | Up ×2 | ||
| IGSB iShares 1-5 Year Investment Grade Corporate Bond ETF | $15,885,072 | 9.65% | 301,082 | $908,957 | Up ×2 | ||
| SPTS | $14,772,926 | 8.98% | 504,368 | $732,269 | Up ×2 | ||
| SPEM | $11,250,169 | 6.84% | 263,223 | $1,314,312 | Up ×2 | ||
| DFAT | $10,106,135 | 6.14% | 187,289 | $948,199 | Up ×2 | ||
| IJH | $8,742,169 | 5.31% | 140,957 | $826,284 | Up ×1 | ||
| VOO | $6,986,224 | 4.24% | 12,299 | $211,814 | Down ×2 | ||
| FLRN | $6,397,104 | 3.89% | 207,496 | $500,898 | Up ×2 | ||
| SPAB | $4,848,082 | 2.95% | 189,378 | $458,062 | Up ×2 | ||
| VB | $4,563,514 | 2.77% | 19,257 | $324,796 | Up ×2 | ||
| NUDM | $4,489,644 | 2.73% | 126,504 | $542,809 | Up ×2 | ||
| XVV | $4,226,073 | 2.57% | 88,618 | $513,506 | Up ×1 | ||
| AAPL Apple Inc. - Common Stock | $4,110,360 | 2.50% | 20,034 | $-332,067 | Up ×2 | ||
| VCIT Vanguard Intermediate-Term Corporate Bond ETF | $4,100,053 | 2.49% | 49,446 | $-88,824 | Down ×1 | ||
| USRT | $2,446,486 | 1.49% | 43,255 | $55,486 | Up ×1 | ||
| EAGG | $2,136,913 | 1.30% | 44,950 | $84,973 | Up ×2 | ||
| HYG | $1,951,610 | 1.19% | 24,199 | $230,140 | Up ×1 | ||
| SPYV | $1,918,087 | 1.17% | 36,647 | $100,758 | Up ×1 | ||
| MSFT Microsoft Corporation - Common Stock | $1,740,160 | 1.06% | 3,498 | $434,783 | Up ×2 | ||
| SUSB iShares ESG Aware 1-5 Year USD Corporate Bond ETF | $1,738,627 | 1.06% | 69,075 | $54,378 | Up ×2 | ||
| NVDA NVIDIA Corporation - Common Stock | $1,584,956 | 0.96% | 10,032 | $505,274 | Up ×1 | ||
| SPDW | $1,498,128 | 0.91% | 37,000 | $177,032 | Up ×2 | ||
| IAGG | $1,476,656 | 0.90% | 28,903 | $94,409 | Up ×1 | ||
| AMZN Amazon.com, Inc. - Common Stock | $1,466,842 | 0.89% | 6,686 | $173,645 | Down ×2 | ||
| SPYG | $1,452,065 | 0.88% | 15,234 | $229,423 | Up ×2 | ||
| SPTM | $1,436,200 | 0.87% | 19,177 | $174,533 | Up ×1 | ||
| XJR | $1,362,498 | 0.83% | 34,450 | $121,627 | Up ×2 | ||
| IYW | $1,086,939 | 0.66% | 6,273 | $206,401 | Up ×2 | ||
| HYXF iShares ESG Advanced High Yield Corporate Bond ETF | $1,086,928 | 0.66% | 22,883 | $47,692 | Up ×2 | ||
| IVV | $1,080,798 | 0.66% | 1,741 | $100,912 | Down ×1 | ||
| IJR | $1,014,039 | 0.62% | 9,278 | $31,277 | Down ×1 | ||
| VHT | $967,782 | 0.59% | 3,897 | $-59,893 | Up ×1 | ||
| NUEM | $911,870 | 0.55% | 27,458 | $126,312 | Up ×2 | ||
| XJH | $902,335 | 0.55% | 21,743 | $86,045 | Up ×2 | ||
| NFLX Netflix, Inc. - Common Stock | $895,878 | 0.54% | 669 | $272,015 | |||
| JPM JP Morgan Chase & Co. Common Stock | $860,163 | 0.52% | 2,967 | $135,792 | Up ×1 | ||
| NULV | $859,921 | 0.52% | 20,516 | $56,970 | Up ×1 | ||
| TSLA Tesla, Inc. - Common Stock | $789,703 | 0.48% | 2,486 | Up ×1 | |||
| BGRN iShares USD Green Bond ETF | $768,065 | 0.47% | 16,112 | $22,137 | Up ×2 | ||
| GOOGL Alphabet Inc. - Class A Common Stock | $729,654 | 0.44% | 4,140 | $92,494 | Up ×1 | ||
| VIG | $680,134 | 0.41% | 3,323 | $35,490 | |||
| TOST Toast, Inc. Class A Common Stock | $665,280 | 0.40% | 15,021 | $121,192 | Down ×1 | ||
| VTI | $658,622 | 0.40% | 2,167 | $54,244 | Down ×1 | ||
| DFAC | $652,392 | 0.40% | 18,203 | $29,849 | Down ×2 | ||
| VYM | $577,149 | 0.35% | 4,329 | $-3,252 | Down ×2 | ||
| META Meta Platforms, Inc. - Class A Common Stock | $523,045 | 0.32% | 709 | $117,540 | Up ×1 | ||
| PHYL | $505,730 | 0.31% | 14,250 | $-5,837 | Down ×1 | ||
| IYJ | $500,642 | 0.30% | 3,518 | $43,540 | Up ×2 | ||
| MGV | $477,043 | 0.29% | 3,636 | Up ×1 | |||
| BRKB | $460,996 | 0.28% | 949 | $-42,825 | Up ×1 | ||
| SPY SPY | $457,692 | 0.28% | 741 | $44,364 | Up ×1 | ||
| ESGV | $454,401 | 0.28% | 4,144 | $43,378 | Down ×2 | ||
| ESG | $446,953 | 0.27% | 3,044 | $39,130 | Up ×2 | ||
| CVX Chevron Corporation Common Stock | $431,145 | 0.26% | 3,011 | $-72,565 | |||
| SPSB | $420,525 | 0.26% | 13,929 | $35,812 | Up ×1 | ||
| VO | $415,321 | 0.25% | 1,484 | $-31,036 | Down ×1 | ||
| COST Costco Wholesale Corporation - Common Stock | $383,107 | 0.23% | 387 | $20,873 | Up ×2 | ||
| DFAX | $331,727 | 0.20% | 11,295 | $39,480 | Up ×2 | ||
| LOW Lowe's Companies, Inc. Common Stock | $322,821 | 0.20% | 1,455 | $-16,529 | |||
| VV | $315,925 | 0.19% | 1,107 | $31,304 | |||
| VCSH Vanguard Short-Term Corporate Bond ETF | $314,277 | 0.19% | 3,953 | $-148,588 | Down ×1 | ||
| KO Coca-Cola Company (The) Common Stock | $313,159 | 0.19% | 4,426 | $-3,815 | |||
| DES | $306,408 | 0.19% | 9,648 | $245 | Up ×2 | ||
| SUSL iShares ESG MSCI USA Leaders ETF | $304,645 | 0.19% | 2,812 | $35,935 | Up ×2 | ||
| QQQ Invesco QQQ Trust, Series 1 | $289,016 | 0.18% | 524 | $43,520 | |||
| VGT | $263,693 | 0.16% | 398 | $46,629 | Down ×1 | ||
| KKR KKR & Co. Inc. Common Stock | $249,032 | 0.15% | 1,872 | $32,610 | |||
| SCHM | $228,620 | 0.14% | 8,150 | $15,789 | Up ×2 | ||
| VOE | $226,298 | 0.14% | 1,376 | $5,394 | |||
| TSM Taiwan Semiconductor Manufacturing Company Ltd. | $217,204 | 0.13% | 959 | ||||
| SCHX | $216,919 | 0.13% | 8,876 | Up ×1 | |||
| GE GE Aerospace Common Stock | $205,397 | 0.12% | 798 | Up ×1 | |||
| AXP American Express Company Common Stock | $203,190 | 0.12% | 637 | Up ×1 | |||
| XLK XLK | $200,328 | 0.12% | 791 | ||||
| No matches | |||||||
Biggest new bets
New positions opened this quarter, largest first.
Top movers (QoQ)
| Security | Action | Shares Δ | Value Δ |
|---|---|---|---|
| IEFA | Bought more | +5K | +$1.9M |
| SPEM | Bought more | +11K | +$1.3M |
| DFAT | Bought more | +9K | +$948K |
| IGSB | Bought more | +15K | +$909K |
| IJH | Bought more | +5K | +$826K |
| SPTS | Bought more | +24K | +$732K |
| NUDM | Bought more | +3K | +$543K |
| XVV | Bought more | +2K | +$514K |
| NVDA | Bought more | +70 | +$505K |
| FLRN | Bought more | +16K | +$501K |
Exited positions
Includes corporate events (mergers, delistings) — not all exits are sells
Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.