your badges 52W Range $22–$40 60% of range Analyst Rating BUY 38 analysts Price Target $39 +19% upside P/E 40.9 ROE 25.2% Net Profit Margin 7.1%

TOST Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $32.71
Market Cap (MRQ) $18.87B
P/E (TTM) 40.9
EPS (TTM) $0.80
Revenue (TTM) $6.80B
ROE (TTM) 25.2%
52W Range $22–$40

TOST Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
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About Toast, Inc. Class A Common Stock Company overview from Wikipedia

05 · wikidata

Toast, Inc. is an American cloud-based restaurant management software company based in Boston, Massachusetts. The company provides an all-in-one point of sale (POS) system built on the Android operating system.

History

Toast's founders—Steve Fredette, Aman Narang, and Jonathan Grimm—initially created a consumer app centered for mobile payments, customer loyalty, promotions, and social aspects that integrated with restaurants’ existing POS systems.

In February 2020, Toast received $400 million in a round of Series F funding including Bessemer Venture Partners and TPG, at a valuation of $4.9 billion. As of June 2024, Toast is used in approximately 120,000 US restaurants.

In April 2020, Toast laid off 50% of its workforce due to the COVID-19 pandemic and its economic impact on the restaurant industry.

In November 2020, Toast had a secondary sale that valued the company at around $8 billion, despite laying off half of its employees in April. On September 22, 2021, Toast went public with an initial public offering under the stock symbol TOST. The company offered shares at $40 initially, with a market capitalization of roughly $20 billion, making it one of 2021's largest American IPOs.

In February 2023, it was announced that Toast had acquired Delphi Display Systems, a Costa Mesa-headquartered producer of digital display solutions and drive-thru technology for fast-food restaurants.

Toast headquarters were located at Landmark Center from 2015 until June 2023. The company moved into its new headquarters on Summer Street in the Seaport District in early 2024.

Products

First launched in 2012, Toast's restaurant management system operates on the Android operating system and includes four devices: Flex (a terminal available in single-screen, guest-facing and kitchen displays), Tap (a three-in-one payment processing device that supports contactless payments), Toast Hub, and receipt printer.

The company started supporting reservations in April 2023, entering into competition with OpenTable and Resy.

Recognition

In May 2016, the New England Venture Capital Association (NEVCA) named Toast the winner of the Hottest Startup: A+ at the 2016 NEVY awards.

Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗

Wikidata ↗

sectorFinancial Services industryFinancial Services employees6,500 countryUS

10-Year Performance Revenue, net income, margins and EPS trends

06
Revenue$6.15B
2019-12-31 → 2025-12-31
EPS$0.56
2019-12-31 → 2025-12-31
Free Cash Flow$608M
2021-12-31 → 2025-12-31
Net margin7.1%
2021-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend TOST 5Y avg Peer Median Verdict
P/E (TTM) 40.95Y avg ≈238.8 ≈238.8 17.2 Overvalued
P/S (TTM) 2.85Y avg ≈2.5 ≈2.5 2.8 Fair value
P/B (MRQ) 9.25Y avg ≈10.5 ≈10.5 5.3 Overvalued
Price / FCF (TTM) 32.85Y avg ≈52.3 ≈52.3 · ·
Price / Cash Flow (TTM) 29.75Y avg ≈40.8 ≈40.8 15.0 Overvalued
Price / Tangible Book (MRQ) 9.35Y avg ≈8.7 ≈8.7 · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 16.9%
Next Report Nov 02, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Aug 11, 2026 $0.26 $0.21 24.9%
March 31, 2026 $0.20 $0.16 26.2%
Dec. 31, 2025 $0.16 $0.13 23.2%
Sept. 30, 2025 $0.16 $0.13 20.8%
June 30, 2025 $0.13 $0.13 3.5%
March 31, 2025 $0.09 $0.09 3.1%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 18
Metric Trend 2025202420232022202120202019
Revenue $6.15B$4.96B$3.87B$2.73B$1.71B$823M$665M
Cost of Revenue $4.56B$3.77B$3.03B$2.22B$1.39B$683M$603M
Gross Profit $1.59B$1.19B$834M$511M$314M$140M$62M
R&D Expense $374M$351M$358M$282M$163M$109M$64M
SG&A Expense $344M$307M$362M$294M$189M$113M$83M
Operating Expenses $1.30B$1.17B$1.12B$895M$542M$360M$275M
Operating Income $292M$16M$-287M$-384M$-228M$-220M$-213M
Interest Expense ····$12M$13M$0
Interest Income ····$0$1M$2M
Other Non-op $0$13M$3M$1M$0$-1M$0
Pretax Income $346M$22M$-244M$-277M$-490M$-248M$-212M
Income Tax $4M$3M$2M$-2M$-3M$0$-3M
Net Income $342M$19M$-246M$-275M$-487M$-248M$-209M
EPS (Basic) $0.59$0.03$-0.46$-0.54$-1.68$-1.25$-1.08
EPS (Diluted) $0.56$0.03$-0.47$-0.72$-1.68$-1.25$-1.08
Shares (Basic) 582,000,000559,000,000532,000,000512,000,000290,000,000199,982,965194,820,145
Shares (Diluted) 607,000,000591,000,000533,000,000512,000,000290,000,000199,982,965194,820,145
EBITDA $356M$62M$-255M$-360M$-207M··
Balance Sheet 28
Metric Trend 2025202420232022202120202019
Cash & Equivalents $1.35B$903M$605M$547M$809M$582M$150M
Receivables $127M$115M$69M$77M$55M$33M·
Inventory $114M$118M$118M$110M$42M$19M·
Prepaid Expense $39M$29M$24M$27M$92M$22M·
Other Current Assets $437M$325M$259M$199M$12M$292.0K·
Current Assets $2.67B$1.98B$1.57B$1.41B$1.49B$673M·
PP&E (Net) $132M$98M$75M$61M$41M$44M·
PP&E (Gross) $256M$198M$136M$109M$72M$59M·
Accum. Depreciation $151M$100M$61M$48M$31M$15M·
Goodwill $113M$113M$113M$107M$74M$36M$36M
Intangibles $14M$20M$26M$29M$16M$7M·
Other Non-current Assets $146M$118M$83M$52M$7M$1M·
Total Assets $3.15B$2.41B$1.96B$1.76B$1.74B$776M·
Accounts Payable $47M$37M$32M$30M$40M$30M·
Accrued Liabilities $74M$69M$68M$45M$21M$8M·
Current Liabilities $969M$811M$663M$496M$352M$136M·
Capital Leases $20M$24M$33M$80M$77M··
Other Non-current Liabilities $52M$6M$4M$19M$22M$7M·
Total Liabilities $1.02B$863M$764M$663M$644M$398M·
Total Debt ····$0··
Common Stock $0$0$0$0$0$0·
Paid-in Capital $3.38B$3.15B$2.82B$2.48B$2.19B$145M·
Retained Earnings $-1.26B$-1.60B$-1.62B$-1.38B$-1.10B$-616M·
Treasury Stock ··$0$0$0$0·
AOCI $2M$-1M$0$-2M$-1M$0·
Stockholders' Equity $2.12B$1.54B$1.19B$1.10B$1.09B$-471M$-330M
Liabilities + Equity $3.15B$2.41B$1.96B$1.76B$1.74B$776M·
Shares Outstanding 589,000,000572,000,000543,000,000523,000,000507,000,000220,000,000·
Cash Flow 15
Metric Trend 2025202420232022202120202019
D&A $64M$46M$32M$24M$21M$27M$7M
Stock-based Comp $242M$253M$277M$228M$140M$86M$34M
Deferred Tax $0$0$-1M$-5M$-3M$0$-3M
Amort. of Intangibles ···$5M$4M$4M·
Other Non-cash $13M$42M$73M$-128M$331M··
Operating Cash Flow $661M$360M$135M$-156M$2M$-125M$-126M
CapEx $53M$54M$42M$33M$19M$28M$9M
Investing Cash Flow $-172M$-39M$-86M$-98M$-503M$-36M$-47M
Stock Issued $81M$99M$36M$15M$34M··
Stock Repurchased $107M$56M$0$0···
Net Stock Activity $-26M$43M$36M····
Financing Cash Flow $7M$18M$63M$38M$759M$594M$256M
Net Change in Cash $498M$338M$112M$-216M···
Free Cash Flow $608M$306M$93M$-172M$-10M··
Levered FCF ····$-22M··
Profitability 8
Metric Trend 2025202420232022202120202019
Gross Margin 25.9%24.0%21.6%18.7%18.4%··
Operating Margin 4.8%0.32%-7.4%-14.1%-13.4%··
Net Margin 5.6%0.38%-6.4%-10.1%-28.6%··
Pretax Margin 5.6%0.44%-6.3%-10.1%-28.7%··
EBITDA Margin 5.8%1.2%-6.6%-13.2%-12.1%··
ROA 12.3%0.87%-13.2%-15.7%-38.8%··
ROE 17.3%1.3%-21.0%-24.8%-46.4%··
ROIC 13.6%0.89%-24.2%-34.7%-20.8%··
Liquidity & Solvency 5
Metric Trend 2025202420232022202120202019
Current Ratio 2.82.42.42.84.2··
Quick Ratio 1.51.31.01.32.5··
Debt / Equity ····0.0··
LT Debt / Equity ····0.0··
Interest Coverage ····-19.0··
Efficiency 3
Metric Trend 2025202420232022202120202019
Asset Turnover 2.22.32.11.61.4··
Inventory Turnover 39.331.926.629.245.6··
Receivables Turnover 50.953.952.941.438.8··
Per Share 5
Metric Trend 2025202420232022202120202019
Book Value / Share $3.61$2.70$2.20····
Revenue / Share $10.14$8.39$7.25$5.33$5.89··
Cash Flow / Share $1.09$0.61$0.25$-0.30$0.01··
Cash / Share $2.30$1.58$1.11····
EPS (TTM) $0.56$0.03$-0.47$-0.72$-1.68··
Growth Rates 5
Metric Trend 2025202420232022202120202019
Revenue YoY 24.1%28.3%41.5%60.2%107.2%··
Revenue CAGR 3Y 31.1%42.8%67.5%····
Revenue CAGR 5Y 49.5%······
EPS YoY 1766.7%······
Net Income YoY 1700.0%······
Valuation (TTM) 14
Metric Trend 2025202420232022202120202019
Revenue TTM $6.15B$4.96B$3.87B$2.73B$1.71B··
Net Income TTM $342M$19M$-246M$-275M$-487M··
Market Cap $20.92B$20.85B$9.92B·$0··
Enterprise Value ····$-809M··
P/E 63.41215.0-38.9-25.0-20.7··
P/S 3.44.22.6·0.0··
P/B 9.813.58.3····
P / Tangible Book 10.514.89.4·0.0··
P / Cash Flow 31.657.973.4·0.0··
P / FCF 34.468.1106.6·0.0··
EV / EBITDA ····3.9··
EV / FCF ····80.9··
EV / Revenue ····-0.5··
Earnings Yield 1.6%0.08%-2.6%-4.0%-4.8%··

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $6.15B $4.96B $3.87B $2.73B $1.71B
Gross Margin % 25.9% 24.0% 21.6% 18.7% 18.4%
Operating Margin % 4.8% 0.32% -7.4% -14.1% -13.4%
Net Income $342M $19M $-246M $-275M $-487M
Diluted EPS $0.56 $0.03 $-0.47 $-0.72 $-1.68

Institutional owners (13F) 874 filers · $15.5B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 874
Value held $15.5B
New positions 135
Exited positions 108
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
135 (+5 vs prior Q) 108 (-21 vs prior Q) 303 (-6 vs prior Q) 258 (+22 vs prior Q) +37.1M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
VANGUARD GROUP INC $1,587,025,348 44,692,350 10.26% Shares
BlackRock, Inc. $1,356,110,374 48,745,880 8.77% Shares
FMR LLC $932,753,282 33,528,155 6.03% Shares
Capital International Investors $744,037,248 26,744,340 4.81% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $614,405,006 22,085,011 3.97% Shares
VANGUARD CAPITAL MANAGEMENT LLC $609,411,566 21,905,520 3.94% Shares
JPMORGAN CHASE & CO $474,989,541 16,843,519 3.07% Shares
STATE STREET CORP $469,844,135 16,888,718 3.04% Shares
PRINCIPAL FINANCIAL GROUP INC $421,863,955 15,164,024 2.73% Shares
ValueAct Holdings, L.P. $393,208,937 14,134,038 2.54% Shares
MORGAN STANLEY $316,931,334 11,392,209 2.05% Shares
GEODE CAPITAL MANAGEMENT, LLC $289,836,738 9,754,026 1.87% Shares
ALLIANCEBERNSTEIN L.P. $288,837,505 10,895,417 1.87% Shares
Balyasny Asset Management L.P. $198,272,445 7,126,975 1.28% Shares
CITADEL ADVISORS LLC $191,022,942 6,866,389 1.24% Shares
Sumitomo Mitsui Trust Group, Inc. $190,890,992 6,861,646 1.23% Shares
UBS Group AG $161,798,505 5,815,906 1.05% Shares
NORGES BANK $160,383,969 5,765,060 1.04% Shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP $148,711,810 5,345,500 0.96% Call option
BANK OF AMERICA CORP /DE/ $142,207,250 5,111,691 0.92% Shares
BNP PARIBAS ASSET MANAGEMENT Holding S.A. $131,995,551 4,744,628 0.85% Shares
JANE STREET GROUP, LLC $123,415,084 4,436,200 0.80% Call option
XN LP $122,106,431 4,389,160 0.79% Shares
GOLDMAN SACHS GROUP INC $120,816,696 4,342,800 0.78% Put option
GOLDMAN SACHS GROUP INC $117,776,664 4,233,525 0.76% Shares
NORTHERN TRUST CORP $114,402,238 4,112,230 0.74% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $112,761,554 4,053,255 0.73% Shares
GILDER GAGNON HOWE & CO LLC $110,085,743 3,957,072 0.71% Shares
Amova Asset Management Americas, Inc. $104,857,920 3,769,156 0.68% Shares
HMI Capital Management, L.P. $97,501,978 3,504,744 0.63% Shares
Amundi $97,306,987 3,497,735 0.63% Shares
Meritage Group LP $95,478,991 3,432,027 0.62% Shares
NORDEA INVESTMENT MANAGEMENT AB $91,396,636 3,294,166 0.59% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $85,087,637 3,058,506 0.55% Shares
VANGUARD FIDUCIARY TRUST CO $85,006,208 3,055,579 0.55% Shares
Lead Edge Capital Management, LLC $84,050,229 3,021,216 0.54% Shares
JENNISON ASSOCIATES LLC $75,970,301 2,730,780 0.49% Shares
FEDERATED HERMES, INC. $74,909,161 2,692,637 0.48% Shares
Bank of New York Mellon Corp $72,258,280 2,597,350 0.47% Shares
JANE STREET GROUP, LLC $69,552,782 2,500,100 0.45% Put option
AMERICAN CENTURY COMPANIES INC $69,507,908 2,498,487 0.45% Shares
EVENTIDE ASSET MANAGEMENT, LLC $69,417,420 2,494,706 0.45% Shares
WELLINGTON MANAGEMENT GROUP LLP $68,329,092 2,456,114 0.44% Shares
WELLS FARGO & COMPANY/MN $61,717,803 2,218,469 0.40% Shares
Stephens Investment Management Group LLC $60,375,854 2,170,232 0.39% Shares
EDMOND DE ROTHSCHILD HOLDING S.A. $58,765,772 2,112,357 0.38% Shares
CITIGROUP INC $57,307,308 2,059,932 0.37% Shares
ZEVENBERGEN CAPITAL INVESTMENTS LLC $56,203,957 1,938,736 0.36% Shares
Junto Capital Management LP $54,319,635 1,952,539 0.35% Shares
RENAISSANCE TECHNOLOGIES LLC $53,835,261 1,935,128 0.35% Shares

Show all 874 institutional owners →

Activists & 5%+ owners 5 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Feb. 16, 2022 · Initial filing · SEC
Jan. 7, 2022 · Initial filing · SEC
Nov. 23, 2021 · Initial filing · SEC
Nov. 12, 2021 · Initial filing · SEC
Oct. 5, 2021 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 19 insiders · 9 officers · 11 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Aman Narang CEO Oct. 1, 2026 M 86,543 0 11 $-12,193,237
Elena Gomez President, CFO Oct. 1, 2026 M 171,957 0 11 $-2,144,378
Stephen Fredette President Oct. 1, 2026 M 941,692 0 6 $-990,720
Jonathan Vassil Chief Revenue Officer Oct. 5, 2026 M 77,424 0 19 $-9,283,016
Brian R Elworthy General Counsel Oct. 1, 2026 M 204,023 0 8 $-3,437,389
Rossana Niola Principal Accounting Officer Aug. 4, 2026 S 4,306 0 1 $-76,868
Gail A Miller Principal Accounting Officer March 10, 2025 A · 0 0 $0
James Michael Matlock Principal Accounting Officer Aug. 1, 2024 M 55,548 0 0 $0
Jonathan Grimm Chief Technology Officer May 3, 2022 S 6,868 0 0 $0
Anutthara Bharadwaj Director June 12, 2026 A · 0 0 $0
Richard Kent Bennett Director June 12, 2026 A 5,256 0 0 $0
Susan Chapman-Hughes Director June 12, 2026 A 14,530 0 1 $-246,245
Hilarie A. Koplow Director June 12, 2026 A 48,147 0 0 $0
Mark J Hawkins Director June 12, 2026 A 101,860 0 0 $0
BELL PAUL D Director June 12, 2026 A 232,148 0 0 $0
PATRICK DEVAL L Director June 12, 2026 A 45,815 0 1 $-61,579
Christopher P Comparato Director June 6, 2025 M 187,140 0 0 $0
David Yuan Director June 6, 2025 M 36,311 0 0 $0
Technology Investment Dining Group, LLC 10% owner May 19, 2022 S 14,607,825 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 79 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
ARKF · ARK ETF Trust 5.13% 1,113,239 NS July 31, 2026 N-PORT
NUMG · Nushares ETF Trust 2.34% 253,989 NS July 31, 2026 N-PORT
ABOT · Abacus FCF ETF Trust 2.03% 2,549 NS July 31, 2026 N-PORT
ARKW · ARK ETF Trust 1.44% 714,670 NS July 31, 2026 N-PORT
AGRW · ALLSPRING EXCHANGE-TRADED FUNDS TRU… 1.40% 48,942 NS July 31, 2026 N-PORT
RFG · Invesco Exchange-Traded Fund Trust 0.95% 88,726 SH Oct. 23, 2026 Daily
ILDR · First Trust Exchange-Traded Fund VI… 0.68% 64,995 NS Aug. 31, 2026 N-PORT
IVOG · VANGUARD ADMIRAL FUNDS 0.68% 463,323 SH Aug. 19, 2026 Daily
QVMM · Invesco Exchange-Traded Fund Trust … 0.54% 66,951 SH Oct. 23, 2026 Daily
FTC · First Trust Exchange-Traded AlphaDE… 0.45% 184,778 NS July 31, 2026 N-PORT
IWP · iShares Trust 0.45% 2,689,075 SH Sept. 11, 2026 Daily
PTMC · Pacer Funds Trust 0.42% 51,537 NS July 31, 2026 N-PORT
VBK · VANGUARD INDEX FUNDS 0.37% 6,464,777 SH Aug. 19, 2026 Daily
IVOO · VANGUARD ADMIRAL FUNDS 0.36% 756,984 SH Aug. 19, 2026 Daily
BBMC · J.P. Morgan Exchange-Traded Fund Tr… 0.36% 226,151 NS July 31, 2026 N-PORT
MIDU · Direxion Shares ETF Trust 0.32% 6,896 NS July 31, 2026 N-PORT
WINN · Harbor ETF Trust 0.31% 108,216 NS July 31, 2026 N-PORT
ESLG · Strategy Shares 0.31% 2,216 NS July 31, 2026 N-PORT
CLSE · Trust for Professional Managers 0.30% 80,395 NS Aug. 31, 2026 N-PORT
RWK · Invesco Exchange-Traded Fund Trust … 0.28% 110,085 SH Oct. 23, 2026 Daily
TRFM · ETF Series Solutions 0.27% 21,025 NS July 31, 2026 N-PORT
SIZE · iShares Trust 0.27% 36,377 SH Sept. 11, 2026 Daily
PRFZ · Invesco Exchange-Traded Fund Trust 0.27% 212,361 SH Oct. 23, 2026 Daily
ESUM · Strategy Shares 0.25% 13,848 NS July 31, 2026 N-PORT
IMCG · iShares Trust 0.23% 285,218 SH Sept. 11, 2026 Daily
FAD · First Trust Exchange-Traded AlphaDE… 0.22% 40,158 NS July 31, 2026 N-PORT
EUSA · iShares, Inc. 0.18% 110,976 SH Sept. 11, 2026 Daily
JQUA · J.P. Morgan Exchange-Traded Fund Tr… 0.18% 464,800 NS July 31, 2026 N-PORT
MMSC · First Trust Exchange-Traded Fund VI… 0.18% 2,687 NS Aug. 31, 2026 N-PORT
JVAL · J.P. Morgan Exchange-Traded Fund Tr… 0.17% 43,487 NS July 31, 2026 N-PORT
FNCL · FIDELITY COVINGTON TRUST 0.17% 123,880 NS July 31, 2026 N-PORT
VB · VANGUARD INDEX FUNDS 0.16% 11,219,829 SH Aug. 19, 2026 Daily
HELO · J.P. Morgan Exchange-Traded Fund Tr… 0.15% 219,278 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.15% 5,388,669 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.15% 768,573 SH Aug. 19, 2026 Daily
ESSC · Strategy Shares 0.15% 1,666 NS July 31, 2026 N-PORT
IMCB · iShares Trust 0.11% 60,306 SH Sept. 11, 2026 Daily
IWR · iShares Trust 0.11% 1,953,196 SH Sept. 11, 2026 Daily
RILA · Spinnaker ETF Series 0.11% 1,440 NS July 31, 2026 N-PORT
FEX · First Trust Exchange-Traded AlphaDE… 0.10% 50,649 NS July 31, 2026 N-PORT
TECB · iShares Trust 0.10% 15,828 SH Sept. 11, 2026 Daily
HQGO · Lattice Strategies Trust 0.09% 1,372 NS July 31, 2026 N-PORT
IYW · iShares Trust 0.08% 589,984 SH Sept. 11, 2026 Daily
EQAL · Invesco Exchange-Traded Fund Trust … 0.06% 15,774 SH Oct. 23, 2026 Daily
USXF · iShares Trust 0.06% 29,122 SH Sept. 11, 2026 Daily
ILCG · iShares Trust 0.05% 50,496 SH Sept. 11, 2026 Daily
VEGN · ETF Series Solutions 0.05% 2,816 NS July 31, 2026 N-PORT
DFSU · Dimensional ETF Trust 0.05% 35,123 NS July 31, 2026 N-PORT
IWF · iShares Trust 0.05% 1,790,932 SH Sept. 11, 2026 Daily
VONG · VANGUARD SCOTTSDALE FUNDS 0.04% 757,219 SH Aug. 19, 2026 Daily
IUSG · iShares Trust 0.04% 412,892 SH Sept. 11, 2026 Daily
GLBL · Pacer Funds Trust 0.04% 12 NS July 31, 2026 N-PORT
GARP · iShares Trust 0.03% 25,335 SH Sept. 11, 2026 Daily
VOTE · TCW ETF Trust 0.03% 8,714 NS July 31, 2026 N-PORT
BKLC · BNY Mellon ETF Trust 0.03% 42,743 NS July 31, 2026 N-PORT
ILCB · iShares Trust 0.03% 10,101 SH Sept. 11, 2026 Daily
PBUS · Invesco Exchange-Traded Fund Trust … 0.02% 78,633 SH Oct. 23, 2026 Daily
TILT · FlexShares Trust 0.02% 15,642 NS July 31, 2026 N-PORT
USCL · iShares Trust 0.02% 19,458 SH Sept. 11, 2026 Daily
IWB · iShares Trust 0.02% 329,526 SH Sept. 11, 2026 Daily
IWV · iShares Trust 0.02% 132,390 SH Sept. 11, 2026 Daily
IYY · iShares Trust 0.02% 19,808 SH Sept. 11, 2026 Daily
ITOT · iShares Trust 0.02% 615,336 SH Sept. 11, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.02% 15,569,845 SH Aug. 19, 2026 Daily
VONE · VANGUARD SCOTTSDALE FUNDS 0.02% 79,776 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.02% 40,163 SH Aug. 19, 2026 Daily
ESGV · VANGUARD WORLD FUND 0.02% 107,750 SH Aug. 19, 2026 Daily
KOKU · DBX ETF Trust 0.02% 4,545 NS Aug. 31, 2026 N-PORT
DCOR · Dimensional ETF Trust 0.02% 16,983 NS July 31, 2026 N-PORT
TOK · iShares Trust 0.02% 1,166 SH Sept. 11, 2026 Daily
URTH · iShares, Inc. 0.02% 39,739 SH Sept. 11, 2026 Daily
ACWI · iShares Trust 0.01% 150,898 SH Sept. 11, 2026 Daily
DFAC · Dimensional ETF Trust 0.01% 199,451 NS July 31, 2026 N-PORT
DFAU · Dimensional ETF Trust 0.01% 51,183 NS July 31, 2026 N-PORT
DFUS · Dimensional ETF Trust 0.01% 78,742 NS July 31, 2026 N-PORT
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.01% 410,013 SH Aug. 19, 2026 Daily
IJH · iShares Trust · 16,476,866 SH Sept. 11, 2026 Daily
IJK · iShares Trust · 2,720,036 SH Sept. 11, 2026 Daily
SMLF · iShares Trust · 259,416 SH Sept. 11, 2026 Daily

TOST Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 38 analysts BUY
Median target $39.00 +19.2%
7 18.4% Strong Buy
18 47.4% Buy
13 34.2% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

27 analysts · 2026-10-22

Mean target $38.81 +18.7%

Now Current price $32.71
Low$25.00 Mean$38.81 High$45.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
TOST $20.92B 63.4 24.1% 5.6% 17.3% 25.9%
CPAY $20.57B 20.0 13.9% 23.6% 30.5% ·
FISV $52.66B 10.6 3.6% 16.4% 13.2% ·
AFRM $27.50B 14.7 32.1% 45.3% 42.7% ·
GPN $18.32B 13.4 -0.39% 18.2% 6.2% ·
FIS $42.27B 91.0 5.4% 3.6% 2.6% 36.9%
JKHY $14.41B 19.7 7.1% 19.8% 24.0% ·
CHYM $0 -5.9 30.7% -46.2% -71.4% 88.0%
WEX $5.11B 17.6 1.2% 11.4% 27.5% ·
RELY $2.91B 44.5 29.4% 4.2% 8.3% ·
SEZL · 17.1 66.1% · · ·

Latest News Recent headlines mentioning this company

23
Toast Stock: A High-Conviction Restaurant Tech Winner Facing Near-Term Headwinds Nasdaq · Toast (TOST): Cash Flow Gains Show How Restaurant Tech Growth Is Becoming More Durable Yahoo Finance · Is Toast Stock a Buy on the Dip? Nasdaq · Toast (TOST) Announces Partnership With Alicart Yahoo Finance ·

Trading Signals Recent buy/sell signals with entry price and risk/reward ratio

25
BLUECHIP_DIP Open Oct 12, 2026
risk 1 reward 4.99
entry $31.25 R:R 4.99
BLUECHIP_DIP Stopped out Sep 8, 2026
risk 1 reward 1.79
entry $33.17 R:R 1.79

Live signal — the only filled card on screen.

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed Aug 5, 2026