Penney Financial, LLC

CIK 2049857 · View on SEC EDGAR ↗

Portfolio value
$286.1M
#5,324 of 9,443 by 13F value · top 56.4%
Positions
53
As of
June 30, 2026

Portfolio value QoQ: +9.8% 13F does not disclose cash

Top 10 holdings weight
79.89%
Top 25 holdings weight
95.51%
Positions above 1%
18
Effective number of positions
8.8

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q2 2026: 37.44% Est. buys $106,060,914 · sells $102,346,097

Median holding: 5.0 quarters Tracked Q4 2024–Q2 2026 · 81.5% still held

New positions
7
Increased
10
Decreased
18
Closed
2
On this page

Sector breakdown

Technology
1.1%
Energy
0.8%
Industrials
0.4%
Retail
0.3%
Communication Services
0.2%
Consumer Staples
0.1%
Financial Services
0.1%
Financials
0.1%
Other/Unmapped
97.0%

Full portfolio 53 positions

Type Streak 8Q trend
DFUS $73,209,211 25.59% 893,449 Up ×1
VTI $45,168,690 15.79% 122,064 $3,971,137 Down ×1
VEA $24,393,102 8.53% 342,359 $2,373,050 Down ×1
VCRB Vanguard Core Bond ETF $20,070,076 7.02% 259,865 $12,957,848 Up ×4
SGOV iShares 0-3 Month Treasury Bond ETF $15,609,387 5.46% 155,055 $-1,755,067 Down ×2
IEFA $12,803,544 4.48% 132,569 $123,550 Down ×1
JPIE $9,760,666 3.41% 211,958 $150,510 Up ×6
VYM $9,525,929 3.33% 60,279 $542,244 Down ×2
SCHD $9,309,899 3.25% 293,595 $-145,399 Down ×1
VCRM $8,667,122 3.03% 113,444 Up ×1
CGMU $5,809,823 2.03% 211,497 $783,951 Up ×3
JEPI $5,662,741 1.98% 100,261 $16,268 Up ×6
JPST $4,260,169 1.49% 84,243 $3,855,289 Up ×1
DFSD $3,958,571 1.38% 82,902 Up ×1
VXUS Vanguard Total International Stock ETF $3,631,188 1.27% 42,475 $443,461 Up ×3
HELO $3,574,103 1.25% 52,887 $-773,247 Down ×1
FLMI $3,136,106 1.10% 124,597 $-4,127,736 Down ×1
SCHB $2,972,707 1.04% 102,649 $155,290 Down ×1
AAPL Apple Inc. - Common Stock $2,572,916 0.90% 8,892 $317,015 Up ×6
VTEB $2,427,537 0.85% 47,994 $-1,467,176 Down ×1
DFNM $1,713,379 0.60% 35,448 $-2,937,173 Down ×1
VOO $1,518,661 0.53% 2,211 $226,596 Up ×6
SUB $1,342,267 0.47% 12,607 $-1,261,232 Down ×2
GPIX Goldman Sachs S&P 500 Premium Income ETF $1,092,284 0.38% 19,656 Up ×1
IVV $1,028,975 0.36% 1,374 $131,464
LNG Cheniere Energy, Inc. Common Stock $1,008,861 0.35% 4,221 $235,615 Up ×1
IWB $974,610 0.34% 2,380 $125,997
ITOT $861,760 0.30% 5,246 $114,572
GSLC $819,974 0.29% 5,779 $-58,957,212 Down ×1
JQUA $819,872 0.29% 11,343 $124,319
AMZN Amazon.com, Inc. - Common Stock $795,341 0.28% 3,337 $100,344
CVX Chevron Corporation Common Stock $720,838 0.25% 4,349 $-178,904
MSFT Microsoft Corporation - Common Stock $694,190 0.24% 1,861 $5,304
FLY Firefly Aerospace Inc. - Common Stock $670,114 0.23% 22,793 $21,197
IWM $661,891 0.23% 2,203 $115,547
EVTR Eaton Vance Total Return Bond ETF $454,818 0.16% 8,969 $-6,600,549 Down ×1
GVA Granite Construction Incorporated Common Stock $316,160 0.11% 2,000 $-1,162 Down ×1
VUG $313,722 0.11% 3,642 $48,590 Up ×2
VB $304,636 0.11% 1,005 $-6,090,367 Down ×2
BSV $298,395 0.10% 3,830 $-4,346 Down ×2
GOOGL Alphabet Inc. - Class A Common Stock $296,260 0.10% 829 $57,873
SCHX $288,887 0.10% 9,816 $37,203
IJH $275,668 0.10% 3,575 $34,248
CWI $265,982 0.09% 6,540 $26,683
VTV $258,683 0.09% 1,187 $25,794
XOM Exxon Mobil Corporation Common Stock $232,014 0.08% 1,697 $-55,899
META Meta Platforms, Inc. - Class A Common Stock $224,753 0.08% 399 $-3,527
BTI British American Tobacco Industries, p.l.c. Common Stock ADR $222,521 0.08% 3,603 $11,854
V Visa Inc. $221,293 0.08% 645
CAT Caterpillar, Inc. Common Stock $214,708 0.08% 202 Up ×1
EQNR Equinor ASA $208,779 0.07% 6,649 $-71,809
JPM JP Morgan Chase & Co. Common Stock $204,581 0.07% 625
AGG $202,810 0.07% 2,049 $-4,289,557 Down ×1

Conviction holdings

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

Security Value % of portfolio Streak
VCRB $20,070,076 7.02% up ×4
JPIE $9,760,666 3.41% up ×6
CGMU $5,809,823 2.03% up ×3
JEPI $5,662,741 1.98% up ×6
VXUS $3,631,188 1.27% up ×3
AAPL $2,572,916 0.90% up ×6
VOO $1,518,661 0.53% up ×6

Biggest new bets

New positions opened this quarter, largest first.

Security Value Shares % of portfolio
DFUS $73,209,211 893,449 25.59%
VCRM $8,667,122 113,444 3.03%
DFSD $3,958,571 82,902 1.38%
GPIX $1,092,284 19,656 0.38%
V $221,293 645 0.08%
CAT $214,708 202 0.08%
JPM $204,581 625 0.07%

Top movers (QoQ)

Security Action Shares Δ Value Δ
VCRB Bought more +168K +$13.0M
FLMI Trimmed -168K -$4.1M
VTI Trimmed -6K +$4.0M
DFNM Trimmed -62K -$2.9M
VEA Trimmed -1K +$2.4M
SGOV Trimmed -17K -$1.8M
VTEB Trimmed -30K -$1.5M
SUB Trimmed -12K -$1.3M
CGMU Bought more +26K +$784K
HELO Trimmed -15K -$773K

5 positions hidden (data completeness check)

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

SecurityQuarter Shares before Value before Price since exit
DFCF June 30, 2025 14,830 $623,750 No longer tracked
SHYM Dec. 31, 2025 27,300 $609,882 No longer tracked
IWF Sept. 30, 2025 1,103 $468,312 No longer tracked
FDX June 30, 2026 1,011 $360,098 4.0%
AVGO March 31, 2026 1,000 $346,100 17.7%
LLY March 31, 2026 298 $320,255 37.9%
KMI Sept. 30, 2025 9,381 $275,801 13.5%
NSP March 31, 2026 6,976 $270,111 92.4%
ABBV June 30, 2025 1,252 $262,319 42.9%
EIX March 31, 2025 3,000 $239,520 26.5%
AVGO March 31, 2025 1,000 $231,840 117.5%
V March 31, 2026 645 $226,208 21.6%
JPM March 31, 2026 658 $212,021 20.7%
HDV June 30, 2026 1,525 $206,973 No longer tracked
XLK Dec. 31, 2025 720 $202,939 No longer tracked