NSP Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03

Price $46.48

Market Cap $1.75B

P/E (TTM) -110.7

EPS (TTM) $-0.42

Revenue (TTM) $6.87B

Div Yield 5.1%

ROE (TTM) -18.5%

Debt/Equity (MRQ) 6.9

52W Range $19–$56

NSP Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04

range

bars

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Stock splits 2

Ex-date	Split	Type
Dec. 19, 2017	2-for-1	Forward
Oct. 17, 2000	2-for-1	Forward

About Insperity, Inc. Common Stock Company overview from Wikipedia

05 · wikidata

Insperity, Inc., previously known as Administaff, Inc., is a professional employer organization (PEO) headquartered in Kingwood, an area of Houston, Texas, USA. Insperity provides human resources and administrative services to small and medium-sized businesses. Since 2004, the company has been title sponsor of a professional golf tournament on the Champions Tour, previously known as the Administaff Small Business Classic.

Insperity is publicly traded on the New York Stock Exchange under the ticker symbol NSP. The company completed its initial public offering in January 1997.

== References ==

Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗

Wikidata ↗

sectorIndustrials industryProfessional Services employees304,407 countryUS

10-Year Performance Revenue, net income, margins and EPS trends

06

Revenue$6.81B

2016-12-31 → 2025-12-31

EPS$-0.19

2016-12-31 → 2025-12-31

Free Cash Flow$-309M

2016-12-31 → 2025-12-31

Net margin-0.23%

2016-12-31 → 2025-12-31

Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric	NSP	5Y avg	Peer Median	Verdict
P/E (TTM)	-110.75Y avg ≈-16.8	≈-16.8	·	·
P/S	0.35Y avg ≈0.5	≈0.5	1.3	Undervalued
P/B	38.15Y avg ≈40.3	≈40.3	4.2	Overvalued
EV / EBITDA	41.15Y avg ≈18.5	≈18.5	16.3	Overvalued
Price / FCF	-5.75Y avg ≈10.6	≈10.6	·	·
Price / Cash Flow	-6.35Y avg ≈8.7	≈8.7	·	·
EV / Revenue	0.25Y avg ≈0.4	≈0.4	·	·
EV / FCF	-4.75Y avg ≈9.4	≈9.4	·	·
Price / Tangible Book	38.15Y avg ≈40.3	≈40.3	·	·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric	NSP	5Y avg	Peer Median	Verdict
Gross Margin (TTM)	12.9%5Y avg ≈15.7%	≈15.7%	24.4%	Weak
Operating Margin (TTM)	-0.04%5Y avg ≈2.5%	≈2.5%	4.8%	Weak
EBITDA Margin (TTM)	0.60%5Y avg ≈3.2%	≈3.2%	4.8%	Weak
Pretax Margin (TTM)	-0.03%5Y avg ≈2.6%	≈2.6%	5.5%	Weak
Net Profit Margin (TTM)	-0.23%5Y avg ≈1.9%	≈1.9%	3.9%	Weak
ROA (TTM)	-0.75%5Y avg ≈5.7%	≈5.7%	5.8%	Weak
ROE (TTM)	-18.5%5Y avg ≈156.2%	≈156.2%	16.5%	Weak
ROIC	-4.2%5Y avg ≈25.0%	≈25.0%	9.8%	Weak

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric	NSP	5Y avg	Peer Median	Verdict
Debt / Equity (MRQ)	6.95Y avg ≈-37.6	≈-37.6	0.8	High debt
Current Ratio (MRQ)	1.15Y avg ≈1.1	≈1.1	1.3	Low liquidity
Quick Ratio	0.45Y avg ≈0.6	≈0.6	1.0	Low liquidity
Long-Term Debt / Equity (MRQ)	6.95Y avg ≈-37.6	≈-37.6	0.8	High debt
Interest Coverage	-0.45Y avg ≈10.5	≈10.5	·	·

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric	NSP	5Y avg	Peer Median	Verdict
Revenue YoY	3.5%5Y avg ≈9.9%	≈9.9%	·	·
Revenue CAGR 3Y	4.7%5Y avg ≈9.8%	≈9.8%	·	·
Revenue CAGR 5Y	9.7%	·	·	·
EPS YoY	-45.9%5Y avg ≈-3.4%	≈-3.4%	·	·
Net Income YoY	-46.8%5Y avg ≈-4.3%	≈-4.3%	·	·
EPS CAGR 3Y	-8.7%	·	·	·
Net Income CAGR 3Y	-9.8%	·	·	·

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric	NSP	5Y avg	Peer Median	Verdict
EPS (Diluted)	$-0.195Y avg ≈$2.90	≈$2.90	·	·
Revenue / Share	$179.265Y avg ≈$173.87	≈$173.87	·	·
Cash Flow / Share	$-7.325Y avg ≈$3.85	≈$3.85	·	·
Cash / Share	$17.035Y avg ≈$20.72	≈$20.72	·	·

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric	NSP	5Y avg	Peer Median	Verdict
Asset Turnover	2.85Y avg ≈3.0	≈3.0	1.4	Top tier
Receivables Turnover	908.35Y avg ≈587.9	≈587.9	6.4	Top tier
Revenue / Employee	≈$22.4K	·	·	·

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13

Dividend Yield5.1%

Payout Ratio-1285.7%

Annualized Payout≈$2.40Paid quarterly

5Y Div CAGR≈8.4%Per share, split-adjusted

Growth Streak≈15Consecutive years of dividend growth

Ex-date	Amount	Currency	Yield
Sep 2, 2026	$0.60	USD	≈4.8%
Jun 4, 2026	$0.60	USD	≈7.2%
Mar 6, 2026	$0.60	USD	≈10.8%
Dec 9, 2025	$0.60	USD	≈7.0%
Sep 4, 2025	$0.60	USD	≈4.3%
Jun 6, 2025	$0.60	USD	≈3.8%
Mar 13, 2025	$0.60	USD	≈2.7%
Dec 10, 2024	$0.60	USD	≈2.8%
Sep 5, 2024	$0.60	USD	≈2.6%
Jun 7, 2024	$0.60	USD	≈2.4%
Mar 6, 2024	$0.57	USD	≈2.2%
Dec 1, 2023	$0.57	USD	≈1.9%
Sep 7, 2023	$0.57	USD	≈2.2%
Jun 7, 2023	$0.57	USD	≈1.7%
Mar 9, 2023	$0.52	USD	≈1.7%
Dec 5, 2022	$0.52	USD	≈1.7%
Sep 8, 2022	$0.52	USD	≈3.6%
Jun 8, 2022	$0.52	USD	≈4.0%
Mar 9, 2022	$0.45	USD	≈4.3%
Dec 3, 2021	$2.45	USD	≈3.3%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14

Avg Surprise -44.7%

Next Report Nov 02, 2026

Period	Report	EPS Actual	EPS Est	Surprise
June 30, 2026	Jul 30, 2026	$0.34	$0.32	5.9%
March 31, 2026		$1.31	$1.25	5.1%
Dec. 31, 2025		$-0.60	$-0.47	-27.5%
Sept. 30, 2025		$-0.20	$0.23	-188.9%
June 30, 2025		$0.26	$0.43	-39.6%
March 31, 2025		$1.57	$2.04	-23.1%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15

Income Statement 15

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$6.81B	$6.58B	$6.49B	$5.94B	$4.97B	$4.29B	$4.31B	$3.83B	$3.30B	$2.94B	$2.60B	$2.36B
Gross Profit	$900M	$1.05B	$1.04B	$1.01B	$820M	$807M	$733M	$682M	$573M	$492M	$438M	$404M
SG&A Expense	$203M	$224M	$177M	$156M	$124M	$113M	$123M	$111M	$101M	$87M	$84M	$85M
Operating Expenses	$910M	$935M	$818M	$761M	$647M	$612M	$546M	$503M	$443M	$385M	$372M	$356M
Operating Income	$-10M	$117M	$219M	$250M	$173M	$195M	$187M	$179M	$130M	$106M	$66M	$47M
Interest Expense	$24M	$28M	$27M	$14M	$7M	$8M	$8M	$5M	$3M	$2M	$459.0K	$370.0K
Other Non-op	·	·	·	·	·	·	·	·	·	·	$-113.0K	$47.0K
Pretax Income	$-4M	$126M	$225M	$245M	$168M	$189M	$190M	$182M	$130M	$105M	$66M	$48M
Income Tax	$3M	$35M	$54M	$66M	$44M	$51M	$39M	$47M	$46M	$39M	$26M	$20M
Net Income	$-7M	$91M	$171M	$179M	$124M	$138M	$151M	$135M	$84M	$66M	$39M	$28M
EPS (Basic)	$-0.19	$2.44	$4.53	$4.70	$3.22	$3.57	$3.72	$3.24	$2.02	$1.55	$0.79	$1.05
EPS (Diluted)	$-0.19	$2.42	$4.47	$4.64	$3.18	$3.54	$3.70	$3.22	$2.01	$1.54	$0.79	$1.05
Shares (Basic)	38,000,000	38,000,000	38,000,000	38,000,000	38,431,000	38,503,000	40,186,000	41,217,000	41,067,000	41,668,000	48,616,000	24,708,000
Shares (Diluted)	38,000,000	38,000,000	38,000,000	39,000,000	38,902,000	·	·	·	·	·	·	·
EBITDA	$35M	$161M	$261M	$291M	$212M	$226M	$215M	$202M	$148M	$123M	·	$69M

Balance Sheet 25

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cash & Equivalents	$642M	$1.04B	$693M	$733M	$576M	$555M	$367M	$327M	$354M	$286M	$270M	$276M
Short-term Investments	$40M	$133M	$135M	$90M	$121M	$83M	$48M	$77M	$25M	$2M	$10M	$29M
Receivables	$6M	$9M	$16M	$14M	$11M	$7M	$13M	$10M	$12M	$13M	$8M	$12M
Other Current Assets	$119M	$107M	$128M	$62M	$53M	$39M	$43M	$28M	$27M	$20M	$17M	$18M
Current Assets	$1.72B	$2.08B	$1.59B	$1.51B	$1.24B	$1.08B	$975M	$867M	$779M	$640M	$542M	$563M
PP&E (Net)	$177M	$192M	$197M	$200M	$211M	$216M	$148M	$117M	$96M	$80M	$62M	$84M
PP&E (Gross)	$604M	$581M	$558M	$531M	$513M	$495M	$403M	$351M	$310M	$283M	$252M	$281M
Accum. Depreciation	$427M	$389M	$361M	$331M	$302M	$279M	$256M	$234M	$215M	$203M	$190M	$196M
Goodwill	·	·	·	·	$13M	$13M	$13M	$13M	$13M	$13M	·	·
Other Non-current Assets	$41M	$13M	$23M	$29M	$15M	$5M	$6M	$5M	$4M	$2M	$1M	$2M
Total Assets	$2.20B	$2.60B	$2.12B	$2.04B	$1.75B	$1.58B	$1.39B	$1.19B	$1.06B	$907M	$785M	$793M
Accounts Payable	$6M	$10M	$11M	$8M	$6M	$6M	$5M	$11M	$6M	$4M	$5M	$5M
Accrued Liabilities	$114M	$117M	$130M	$80M	$69M	$61M	$59M	$29M	$26M	$22M	$20M	$22M
Current Liabilities	$1.62B	$1.93B	$1.44B	$1.35B	$1.13B	$905M	$869M	$772M	$725M	$601M	$488M	$496M
Capital Leases	$66M	$66M	$58M	$56M	$64M	$64M	$59M	$0	·	·	·	·
Deferred Tax	$0	·	·	$0	$0	$0	$0	·	$0	·	·	$4M
Other Non-current Liabilities	·	·	·	·	$0	$6M	$0	$10M	$2M	·	·	·
Total Debt	$369M	$369M	$369M	$369M	$369M	$369M	$269M	$144M	$104M	$104M	·	·
Common Stock	$1M	$1M	$1M	$555.0K	$555.0K	$555.0K	$555.0K	$555.0K	$555.0K	$555.0K	$308.0K	$308.0K
Retained Earnings	$638M	$738M	$739M	$655M	$554M	$575M	$499M	$398M	$297M	$278M	$233M	$214M
Treasury Stock	$850M	$864M	$831M	$726M	$665M	$627M	$544M	$358M	$256M	$227M	$205M	$148M
AOCI	·	·	$9.0K	$-82.0K	$-9.0K	$5.0K	$12.0K	$-9.0K	$-5.0K	$-3.0K	$0	$3.0K
Stockholders' Equity	$46M	$97M	$94M	$81M	$-2M	$44M	$4M	$78M	$66M	$61M	$172M	$204M
Liabilities + Equity	$2.20B	$2.60B	$2.12B	$2.04B	$1.75B	$1.58B	$1.39B	$1.19B	$1.06B	$907M	$785M	$793M
Shares Outstanding	37,700,000	37,200,000	37,300,000	37,881,000	38,330,000	·	·	·	·	·	·	·

Cash Flow 16

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
D&A	$45M	$44M	$43M	$41M	$39M	$31M	$29M	$23M	$18M	$17M	$19M	$21M
Stock-based Comp	$61M	$61M	$53M	$50M	$41M	$60M	$24M	$20M	$24M	$17M	$13M	$11M
Deferred Tax	$12M	$-14M	$-4M	$-11M	$5M	$-6M	$5M	$-5M	$10M	$3M	$-15M	$-2M
Amort. of Intangibles	·	·	·	·	·	·	·	·	·	$500.0K	$900.0K	$2M
Other Non-cash	$-389M	$338M	$-64M	$88M	$52M	$122M	$-4M	$10M	$68M	$30M	·	$83M
Operating Cash Flow	$-278M	$520M	$198M	$347M	$260M	$346M	$205M	$184M	$213M	$145M	$65M	$142M
CapEx	$31M	$38M	$40M	$30M	$33M	$98M	$56M	$35M	$33M	$34M	$18M	$19M
Investing Cash Flow	$-31M	$-38M	$-22M	$-32M	$-31M	$-99M	$-30M	$-94M	$-33M	$-26M	$12M	$-3M
Stock Repurchased	$19M	$63M	$131M	$73M	$70M	·	·	$0	$0	$144M	$0	$0
Net Stock Activity	$-19M	$-63M	$-132M	·	·	·	·	$0	$0	$-144M	·	$0
Dividends Paid	$90M	$89M	$84M	$77M	$144M	$62M	$49M	$33M	$66M	$21M	$21M	$69M
Financing Cash Flow	$-90M	$-173M	$-155M	$-141M	$-208M	$-54M	$-118M	$-104M	$-103M	$-90M	$-84M	$-88M
Net Change in Cash	·	·	·	·	·	·	·	·	$68M	$16M	$-7M	$51M
Taxes Paid	·	$33M	$63M	$57M	$54M	$51M	$38M	$41M	$41M	·	·	·
Free Cash Flow	$-309M	$482M	$158M	$317M	$227M	$248M	$149M	$149M	$171M	$99M	·	$123M
Levered FCF	$-351M	$462M	$138M	$307M	$222M	$242M	$143M	$146M	$169M	$97M	·	·

Profitability 8

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Gross Margin	13.2%	16.0%	16.0%	17.0%	16.5%	18.8%	17.0%	17.8%	17.3%	16.7%	·	17.1%
Operating Margin	-0.15%	1.8%	3.4%	4.2%	3.5%	4.5%	4.3%	4.7%	3.9%	3.6%	·	2.0%
Net Margin	-0.10%	1.4%	2.6%	3.0%	2.5%	3.2%	3.5%	3.5%	2.6%	2.2%	·	1.2%
Pretax Margin	-0.06%	1.9%	3.5%	4.1%	3.4%	4.4%	4.4%	4.8%	3.9%	3.6%	·	2.0%
EBITDA Margin	0.51%	2.5%	4.0%	4.9%	4.3%	5.3%	5.0%	5.3%	4.5%	4.2%	·	2.9%
ROA	-0.29%	3.9%	8.2%	9.5%	7.4%	9.3%	11.7%	12.0%	8.6%	7.8%	·	3.6%
ROE	-8.9%	82.0%	194.1%	253.0%	260.6%	326.1%	670.5%	118.0%	133.1%	56.6%	·	12.2%
ROIC	-4.2%	18.1%	35.9%	40.6%	34.8%	34.4%	54.4%	59.9%	49.4%	40.4%	·	13.7%

Liquidity & Solvency 5

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Current Ratio	1.1	1.1	1.1	1.1	1.1	1.2	1.1	1.1	1.1	1.1	·	1.1
Quick Ratio	0.4	0.6	0.6	0.6	0.6	0.7	0.5	0.5	0.5	0.5	·	0.6
Debt / Equity	8.0	3.8	3.9	4.5	-208.2	8.4	66.0	1.9	1.6	1.7	·	·
LT Debt / Equity	8.0	3.8	3.9	4.5	-208.2	8.4	66.0	1.9	1.6	1.7	·	·
Interest Coverage	-0.4	4.2	8.1	17.6	23.2	24.3	24.4	38.4	40.4	44.4	·	·

Efficiency 2

Metric	Trend	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Asset Turnover		2.8	2.8	3.1	3.1	3.0	2.9	3.3	3.4	3.3	3.5	·	3.0
Receivables Turnover		908.3	526.5	436.7	485.7	582.3	444.5	379.4	343.3	259.9	282.8	·	242.3

Per Share 5

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Book Value / Share	$1.22	$2.61	$2.51	$2.15	·	·	·	·	·	·	·	·
Revenue / Share	$179.26	$173.18	$169.16	·	·	·	·	·	·	·	·	·
Cash Flow / Share	$-7.32	$13.68	$5.18	·	·	·	·	·	·	·	·	·
Cash / Share	$17.03	$27.93	$18.59	$19.35	·	·	·	·	·	·	·	·
EPS (TTM)	$-0.19	$2.42	$4.47	$4.64	$3.18	$3.54	$3.70	$3.22	$2.01	$1.54	$0.79	$1.05

Growth Rates 8

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue YoY	3.5%	1.5%	9.2%	19.4%	16.0%	·	·	·	·	·	·	·
Revenue CAGR 3Y	4.7%	9.8%	14.8%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	9.7%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	·	-45.9%	-3.7%	45.9%	-10.2%	·	·	·	·	·	·	·
EPS CAGR 3Y	·	-8.7%	8.1%	·	·	·	·	·	·	·	·	·
Net Income YoY	·	-46.8%	-4.5%	44.3%	-10.2%	·	·	·	·	·	·	·
Net Income CAGR 3Y	·	-9.8%	7.3%	·	·	·	·	·	·	·	·	·
Dividends Paid CAGR 5Y	7.8%	·	·	·	·	·	·	·	·	·	·	·

Valuation (TTM) 17

Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue TTM	$6.81B	$6.58B	$6.49B	$5.94B	$4.97B	$4.29B	$4.31B	$3.83B	$3.30B	$2.94B	$2.60B	$2.36B
Net Income TTM	$-7M	$91M	$171M	$179M	$124M	$138M	$151M	$135M	$84M	$66M	$39M	$28M
Market Cap	$1.46B	$2.88B	$4.37B	$4.30B	·	·	·	·	·	·	·	·
Enterprise Value	$1.15B	$2.08B	$3.91B	$3.85B	·	·	·	·	·	·	·	·
P/E	-203.8	32.0	26.2	24.5	37.1	23.0	23.3	29.0	28.5	23.0	30.5	16.1
P/S	0.2	0.4	0.7	0.7	·	·	·	·	·	·	·	·
P/B	31.7	29.7	46.7	52.9	·	·	·	·	·	·	·	·
P / Tangible Book	31.7	29.7	46.5	53.1	·	·	·	·	·	·	·	·
P / Cash Flow	-5.3	5.5	22.0	12.4	·	·	·	·	·	·	·	·
P / FCF	-4.7	6.0	27.6	13.6	·	·	·	·	·	·	·	·
EV / EBITDA	32.8	12.9	15.0	13.2	·	·	·	·	·	·	·	·
EV / FCF	-3.7	4.3	24.7	12.1	·	·	·	·	·	·	·	·
EV / Revenue	0.2	0.3	0.6	0.6	·	·	·	·	·	·	·	·
Dividend Yield	6.2%	3.1%	1.9%	1.8%	·	·	·	·	·	·	·	·
Earnings Yield	-0.49%	3.1%	3.8%	4.1%	2.7%	4.3%	4.3%	3.5%	3.5%	4.3%	3.3%	6.2%
Payout Ratio	-1285.7%	97.8%	49.1%	42.7%	116.2%	44.8%	32.2%	24.7%	77.9%	31.2%	·	248.2%
Annual Payout	$90M	$89M	$84M	$77M	$144M	$62M	$49M	$33M	$66M	$21M	$21M	$69M

Income Statement 14

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue	$1.69B	$1.90B	$1.67B	$1.62B	$1.66B	$1.86B	$1.61B	$1.56B	$1.60B	$1.80B	$1.58B	$1.55B	$1.58B	$1.77B	$1.49B	$1.44B
Gross Profit	$217M	$302M	$172M	$195M	$223M	$310M	$218M	$229M	$260M	$345M	$222M	$258M	$225M	$332M	$241M	$245M
SG&A Expense	$49M	$55M	$49M	$45M	$49M	$60M	$57M	$53M	$57M	$57M	$45M	$40M	$44M	$48M	$41M	$38M
Operating Expenses	$211M	$240M	$218M	$220M	$230M	$242M	$233M	$228M	$237M	$237M	$199M	$199M	$209M	$211M	$190M	$192M
Operating Income	$6M	$62M	$-46M	$-25M	$-7M	$68M	$-15M	$1M	$23M	$108M	$23M	$59M	$16M	$121M	$51M	$53M
Interest Expense	$6M	$6M	$6M	$6M	$6M	$6M	$7M	$7M	$7M	$7M	$7M	$7M	$7M	$6M	$5M	$4M
Pretax Income	$5M	$63M	$-46M	$-24M	$-6M	$72M	$-13M	$3M	$25M	$111M	$24M	$61M	$16M	$124M	$50M	$51M
Income Tax	$1M	$30M	$-13M	$-4M	$-1M	$21M	$-4M	$0	$7M	$32M	$5M	$16M	$4M	$29M	$13M	$14M
Net Income	$4M	$33M	$-33M	$-20M	$-5M	$51M	$-9M	$3M	$18M	$79M	$19M	$45M	$12M	$95M	$38M	$38M
EPS (Basic)	$0.10	$0.88	$-0.89	$-0.53	$-0.14	$1.37	$-0.22	$0.07	$0.48	$2.11	$0.53	$1.17	$0.34	$2.49	$1.01	$0.99
EPS (Diluted)	$0.10	$0.88	$-0.87	$-0.53	$-0.14	$1.35	$-0.21	$0.07	$0.48	$2.08	$0.53	$1.16	$0.33	$2.45	$0.99	$0.98
Shares (Basic)	38,000,000	38,000,000	·	38,000,000	38,000,000	38,000,000	·	38,000,000	38,000,000	37,000,000	·	38,000,000	38,000,000	38,000,000	·	38,017,000
Shares (Diluted)	39,000,000	38,000,000	·	38,000,000	38,000,000	38,000,000	·	38,000,000	38,000,000	38,000,000	·	38,000,000	39,000,000	39,000,000	·	38,546,000
EBITDA	$6M	$73M	·	$-25M	$-7M	$79M	·	$1M	$23M	$119M	·	$59M	$16M	$121M	·	$53M

Balance Sheet 22

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Cash & Equivalents	$619M	$537M	$642M	$422M	$441M	$551M	$1.04B	$470M	$676M	$667M	$693M	$679M	$580M	$697M	$733M	$562M
Short-term Investments	$36M	$41M	$40M	$99M	$70M	$133M	$133M	$126M	$174M	$134M	·	$117M	$135M	$91M	·	$78M
Receivables	·	·	$6M	·	·	·	$9M	·	·	·	·	·	·	$607M	·	$559M
Other Current Assets	$106M	$118M	$119M	$89M	$90M	$114M	$107M	$84M	$91M	$114M	·	$56M	$60M	$80M	·	$51M
Current Assets	$1.77B	$1.73B	$1.72B	$1.55B	$1.52B	$1.65B	$2.08B	$1.43B	$1.62B	$1.62B	·	$1.48B	$1.36B	$1.52B	·	$1.29B
PP&E (Net)	$170M	$172M	$177M	$180M	$182M	$186M	$192M	$190M	$186M	$191M	·	$191M	$193M	$196M	·	$197M
PP&E (Gross)	·	·	$604M	·	·	·	$581M	·	·	·	·	·	·	·	·	·
Accum. Depreciation	·	·	$427M	·	·	·	$389M	·	·	·	·	·	·	·	·	·
Other Non-current Assets	$50M	$48M	$41M	$33M	$27M	$25M	$13M	$20M	$18M	$20M	·	$37M	$35M	$31M	·	$30M
Total Assets	$2.23B	$2.20B	$2.20B	$2.01B	$2.02B	$2.14B	$2.60B	$1.93B	$2.10B	$2.13B	·	$2.00B	$1.87B	$2.04B	·	$1.78B
Accounts Payable	$10M	$6M	$6M	$8M	$6M	$8M	$10M	$6M	$7M	$6M	·	$7M	$7M	$9M	·	$5M
Accrued Liabilities	$85M	$91M	$114M	$80M	$81M	$90M	$117M	$77M	$72M	$84M	·	$65M	$69M	$80M	·	$65M
Current Liabilities	$1.59B	$1.59B	$1.62B	$1.38B	$1.36B	$1.47B	$1.93B	$1.23B	$1.38B	$1.41B	·	$1.32B	$1.14B	$1.30B	·	$1.12B
Capital Leases	$59M	$61M	$66M	$67M	$67M	$67M	$66M	$66M	$55M	$56M	·	$52M	$50M	$52M	·	$56M
Deferred Tax	$5M	$7M	·	·	·	·	·	·	·	·	·	·	·	$1M	·	·
Total Debt	$419M	$369M	·	$369M	$369M	$369M	·	$369M	$369M	$369M	·	$369M	$369M	$369M	·	$369M
Common Stock	$1M	$1M	$1M	$1M	$1M	$1M	$1M	$1M	$1M	$1M	·	$555.0K	$555.0K	$555.0K	·	$555.0K
Retained Earnings	$629M	$648M	$638M	$694M	$736M	$764M	$738M	$769M	$788M	$793M	·	$740M	$717M	$726M	·	$637M
Treasury Stock	$824M	$826M	$850M	$852M	$853M	$855M	$864M	$853M	$838M	$826M	·	$831M	$745M	$735M	·	$716M
Stockholders' Equity	$61M	$67M	$46M	$87M	$112M	$119M	$97M	$125M	$142M	$140M	$94M	$83M	$131M	$133M	$81M	$61M
Liabilities + Equity	$2.23B	$2.20B	$2.20B	$2.01B	$2.02B	$2.14B	$2.60B	$1.93B	$2.10B	$2.13B	·	$2.00B	$1.87B	$2.04B	·	$1.78B
Shares Outstanding	·	·	37,700,000	·	·	·	37,200,000	·	·	·	·	·	·	·	·	·

Cash Flow 13

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
D&A	$10M	$11M	$12M	$11M	$11M	$11M	$11M	$11M	$11M	$11M	$11M	$11M	$11M	$10M	$11M	$10M
Stock-based Comp	$13M	$13M	$14M	$16M	$20M	$11M	$14M	$17M	$20M	$10M	$11M	$16M	$15M	$11M	$11M	·
Deferred Tax	$-2M	$29M	$-19M	$19M	$-12M	$24M	$-15M	$-4M	$-9M	$14M	$-10M	$1M	$-12M	$17M	$-15M	$-10M
Other Non-cash	·	$-153M	·	·	·	$-540M	·	·	·	$-83M	·	·	·	·	·	·
Operating Cash Flow	$48M	$-67M	$255M	$-11M	$-79M	$-443M	$619M	$-150M	$20M	$31M	$58M	$210M	$-109M	$40M	$225M	$99M
CapEx	$7M	$6M	$9M	$9M	$7M	$6M	$13M	$14M	$6M	$5M	$18M	$8M	$7M	$7M	$14M	$7M
Investing Cash Flow	$11M	$-6M	$-9M	$-11M	$-5M	$-6M	$-13M	$-14M	$-6M	$-5M	$-20M	$14M	$-7M	$-9M	$-12M	$-11M
Stock Repurchased	$0	$4M	$0	$0	$0	$19M	$11M	$15M	$14M	$23M	$0	$86M	$10M	$35M	$10M	·
Net Stock Activity	·	$-4M	·	·	·	$-19M	·	·	·	$-23M	·	·	·	·	·	·
Dividends Paid	$23M	$23M	$22M	$23M	$22M	$23M	$22M	$23M	$23M	$21M	$21M	$21M	$22M	$20M	$20M	$20M
Financing Cash Flow	$25M	$-46M	$11M	$-23M	$-29M	$-49M	$-10M	$-36M	$-44M	$-83M	$40M	$-110M	$-38M	$-47M	$-18M	$-32M
Free Cash Flow	·	$-73M	·	·	·	$-449M	·	·	·	$26M	·	·	·	$33M	·	·
Levered FCF	·	$-76M	·	·	·	$-453M	·	·	·	$21M	·	·	·	$28M	·	·

Profitability 8

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Gross Margin	12.9%	15.9%	·	12.0%	13.5%	16.6%	·	14.7%	16.2%	19.1%	·	16.6%	14.2%	18.8%	·	17.0%
Operating Margin	0.36%	3.3%	·	-1.5%	-0.42%	3.6%	·	0.06%	1.4%	6.0%	·	3.8%	1.0%	6.8%	·	3.7%
Net Margin	0.24%	1.7%	·	-1.2%	-0.30%	2.7%	·	0.19%	1.1%	4.4%	·	2.9%	0.81%	5.3%	·	2.6%
Pretax Margin	0.30%	3.3%	·	-1.5%	-0.36%	3.9%	·	0.19%	1.6%	6.2%	·	3.9%	1.1%	7.0%	·	3.6%
EBITDA Margin	0.36%	3.9%	·	-1.5%	-0.42%	4.2%	·	0.06%	1.4%	6.6%	·	3.8%	1.0%	6.8%	·	3.7%
ROA	0.19%	1.5%	·	-1.0%	-0.24%	2.4%	·	0.15%	0.91%	3.8%	·	2.4%	0.69%	4.8%	·	2.1%
ROE	4.6%	35.5%	·	-18.9%	-3.9%	39.4%	·	2.9%	13.2%	57.8%	·	61.7%	15.6%	113.0%	·	47.8%
ROIC	1.0%	7.4%	·	-4.6%	-1.2%	9.9%	·	0.20%	3.2%	15.1%	·	9.7%	2.4%	18.4%	·	9.0%

Liquidity & Solvency 5

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Current Ratio	1.1	1.1	·	1.1	1.1	1.1	·	1.2	1.2	1.2	·	1.1	1.2	1.2	·	1.1
Quick Ratio	0.4	0.4	·	0.4	0.4	0.5	·	0.5	0.6	0.6	·	0.6	0.6	1.1	·	1.1
Debt / Equity	6.9	5.5	·	4.2	3.3	3.1	·	3.0	2.6	2.6	·	4.4	2.8	2.8	·	6.1
LT Debt / Equity	6.9	5.5	·	4.2	3.3	3.1	·	3.0	2.6	2.6	·	4.4	2.8	2.8	·	6.1
Interest Coverage	1.0	10.3	·	-4.2	-1.2	11.3	·	0.1	3.3	15.4	·	8.4	2.4	19.5	·	12.9

Efficiency 2

Metric	Trend	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Asset Turnover		0.8	0.9	·	0.8	0.8	0.9	·	0.8	0.8	0.9	·	0.8	0.8	0.9	·	0.8
Receivables Turnover		·	·	·	·	·	·	·	·	·	·	·	·	·	2.8	·	2.5

Per Share 4

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue / Share	$43.23	$49.87	·	$42.71	$43.63	$49.03	·	$41.08	$42.24	$47.42	·	$40.60	$41.08	$45.76	·	$37.34
Cash Flow / Share	·	$-1.76	·	·	·	$-11.66	·	·	·	$0.82	·	·	·	$1.02	·	·
Dividend / Share	$0.60	$0.60	$0.60	$0.60	$0.60	$0.60	$0.60	$0.60	$0.57	$0.57	$0.57	$0.57	$0.57	$0.52	$0.57	$0.52
EPS (TTM)	$-0.42	$-0.66	·	$0.47	$1.07	$1.69	·	$3.16	$4.25	$4.10	·	$4.93	$4.75	$5.29	·	$3.89

Valuation (TTM) 6

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue TTM	$6.87B	$6.84B	·	$6.76B	$6.70B	$6.64B	·	$6.55B	$6.54B	$6.52B	·	$6.40B	$6.28B	$6.13B	·	$5.74B
Net Income TTM	$-16M	$-25M	·	$17M	$40M	$63M	·	$119M	$161M	$155M	·	$190M	$183M	$204M	·	$151M
P/E	-98.4	-41.0	·	104.7	56.2	52.8	·	27.8	21.5	26.7	·	19.8	25.0	23.0	·	26.2
Earnings Yield	-1.0%	-2.4%	·	0.96%	1.8%	1.9%	·	3.6%	4.7%	3.7%	·	5.1%	4.0%	4.3%	·	3.8%
Payout Ratio	·	69.7%	·	·	·	45.1%	·	·	·	26.6%	·	·	·	21.0%	·	·
Annual Payout	$91M	$90M	·	$90M	$90M	$91M	·	$88M	$86M	$85M	·	$84M	$82M	$80M	·	$151M

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Revenue	$6.81B	$6.58B	$6.49B	$5.94B	$4.97B
Gross Margin %	13.2%	16.0%	16.0%	17.0%	16.5%
Operating Margin %	-0.15%	1.8%	3.4%	4.2%	3.5%
Net Income	$-7M	$91M	$171M	$179M	$124M
Diluted EPS	$-0.19	$2.42	$4.47	$4.64	$3.18

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Debt / Equity	8.0	3.8	3.9	4.5	-208.2
Current Ratio	1.1	1.1	1.1	1.1	1.1
Quick Ratio	0.4	0.6	0.6	0.6	0.6

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Free Cash Flow	$-309M	$482M	$158M	$317M	$227M

Institutional owners (13F) 296 filers · $1.9B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 296

Value held $1.9B

New positions 65

Exited positions 39

Institutional activity — Q2 2026 vs prior quarter

New positions	Exited positions	Increased	Decreased	Net shares change
65 (+11 vs prior Q)	39 (-14 vs prior Q)	112 (+34 vs prior Q)	58 (-34 vs prior Q)	+3.4M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution	Value	Shares	% of tracked 13F	Type
BlackRock, Inc.	$229,242,759	5,549,328	12.05%	Shares
VANGUARD GROUP INC	$156,869,123	4,051,372	8.25%	Shares
REINHART PARTNERS, LLC.	$136,491,866	3,304,074	7.18%	Shares
EARNEST PARTNERS LLC	$128,060,835	3,099,996	6.73%	Shares
BANK OF AMERICA CORP /DE/	$118,483,277	2,868,150	6.23%	Shares
VANGUARD PORTFOLIO MANAGEMENT LLC	$91,646,111	2,218,497	4.82%	Shares
SEI INVESTMENTS CO	$77,677,281	1,880,351	4.08%	Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$67,331,293	1,629,903	3.54%	Shares
GOLDMAN SACHS GROUP INC	$66,582,531	1,611,778	3.50%	Shares
VANGUARD CAPITAL MANAGEMENT LLC	$64,639,038	1,564,731	3.40%	Shares
STATE STREET CORP	$60,001,701	1,452,474	3.15%	Shares
Invesco Ltd.	$53,153,288	1,286,693	2.79%	Shares
GEODE CAPITAL MANAGEMENT, LLC	$38,014,037	920,049	2.00%	Shares
JACOBS LEVY EQUITY MANAGEMENT, INC	$37,516,544	908,171	1.97%	Shares
ROYCE & ASSOCIATES LP	$32,390,014	784,072	1.70%	Shares
AQR CAPITAL MANAGEMENT LLC	$32,366,051	783,492	1.70%	Shares
MORGAN STANLEY	$27,782,475	672,535	1.46%	Shares
JONES FINANCIAL COMPANIES LLLP	$22,146,624	534,426	1.16%	Shares
Sunriver Management LLC	$21,357,063	516,995	1.12%	Shares
22NW, LP	$20,365,830	493,000	1.07%	Shares
NORTHERN TRUST CORP	$17,180,458	415,891	0.90%	Shares
TWO SIGMA INVESTMENTS, LP	$14,729,204	356,553	0.77%	Shares
DIMENSIONAL FUND ADVISORS LP	$13,562,561	328,267	0.71%	Shares
TWO SIGMA ADVISERS, LP	$12,308,314	317,880	0.65%	Shares
WELLS FARGO & COMPANY/MN	$12,210,036	295,571	0.64%	Shares
Solas Capital Management, LLC	$11,643,306	281,852	0.61%	Shares
Mawer Investment Management Ltd.	$11,378,179	275,434	0.60%	Shares
ENVESTNET ASSET MANAGEMENT INC	$11,136,592	269,586	0.59%	Shares
FEDERATED HERMES, INC.	$11,047,202	267,422	0.58%	Shares
VANGUARD FIDUCIARY TRUST CO	$10,673,017	258,364	0.56%	Shares
Russell Investments Group, Ltd.	$10,026,453	242,712	0.53%	Shares
Bank of New York Mellon Corp	$9,708,163	235,008	0.51%	Shares
Alpha Wave Global, LP	$9,527,284	230,629	0.50%	Shares
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC	$9,474,035	229,340	0.50%	Shares
KNIGHTSBRIDGE ASSET MANAGEMENT, LLC	$9,210,421	222,959	0.48%	Shares
TOWLE & CO	$8,684,973	210,239	0.46%	Shares
PDT Partners, LLC	$7,822,709	189,366	0.41%	Shares
Trinity Legacy Partners, LLC	$7,634,269	154,290	0.40%	Shares
Markel Group Inc.	$7,490,989	181,336	0.39%	Shares
PRINCIPAL FINANCIAL GROUP INC	$7,324,429	177,304	0.39%	Shares
LAKEWOOD CAPITAL MANAGEMENT, LP	$6,816,150	165,000	0.36%	Shares
Sovereign's Capital Management, LLC	$6,732,669	162,788	0.35%	Shares
D. E. Shaw & Co., Inc.	$6,567,836	158,989	0.35%	Shares
Empowered Funds, LLC	$6,356,411	153,871	0.33%	Shares
Nuveen, LLC	$5,610,861	135,824	0.29%	Shares
MILLENNIUM MANAGEMENT LLC	$5,267,190	127,504	0.28%	Shares
Public Sector Pension Investment Board	$5,146,276	124,577	0.27%	Shares
VOLORIDGE INVESTMENT MANAGEMENT, LLC	$4,870,242	117,895	0.26%	Shares
LOGAN CAPITAL MANAGEMENT INC	$4,674,553	113,158	0.25%	Shares
VICTORY CAPITAL MANAGEMENT INC	$4,265,877	103,265	0.22%	Shares

Show all 296 institutional owners →

Activists & 5%+ owners 6 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer	Filed	Stake	Status	Purpose	Filing
STARBOARD VALUE LP, STARBOARD VALUE AND OPPORTUNITY MASTER FUND LTD, STARBOARD VALUE AND OPPORTUNITY S LLC, STARBOARD VALUE AND OPPORTUNITY C LP, STARBOARD VALUE R LP, STARBOARD VALUE R GP LLC, STARBOARD VALUE GP LLC, STARBOARD PRINCIPAL CO LP, STARBOARD PRINCIPAL CO GP LLC, JEFFREY C. SMITH, MARK R. MITCHELL, PETER A. FELD ×10 filings	Nov. 30, 2016	·	Initial filing	·	SEC
STADIUM CAPITAL MANAGEMENT, LLC, STADIUM CAPITAL MANAGEMENT GP, L.P., STADIUM CAPITAL QUALIFIED PARTNERS, L.P., STADIUM CAPITAL PARTNERS, L.P., ALEXANDER M. SEAVER, BRADLEY R. KENT ×4 filings	March 19, 2015	·	Initial filing	·	SEC
Stadium Capital Management, LLC (2), Stadium Capital Management GP, L.P. (2), Stadium Capital Qualified Partners, L.P. (2), Stadium Capital Partners, L.P. (2), Alexander M. Seaver (2), Bradley R. Kent (2) ×3 filings	April 28, 2014	·	Initial filing	·	SEC
Undisclosed reporting person	Feb. 28, 2003	·	Initial filing	·	SEC
Undisclosed reporting person	April 9, 2002	·	Initial filing	·	SEC
American Express Travel Related Services Company, Inc., American Express Foundation ×3 filings	April 2, 2001	·	Initial filing	·	SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 28 insiders · 10 officers · 17 directors

19

Insider	Role	Last activity	Shares owned	Buys 12m	Net 12m
Paul J Sarvadi	Chairman of the Board & CEO	Sept. 11, 2026 G	797,912	9	$15,495,675
James D Allison	EVP, Finance, CFO & Treasurer	March 10, 2026 P	94,272	1	$204,500
Douglas S Sharp	EVP Finance, CFO & Treasurer	May 8, 2024 S	28,516	0	$0
Arthur A Arizpe	President and COO	March 3, 2026 F	95,836	0	$0
Christian P Callens	SVP Legal, Gen Counsel & Sec	March 11, 2026 P	29,600	1	$24,100
Sean Patrick Duffy	SVP, Finance & Accounting(PAO)	March 2, 2026 A	22,672	0	$0
Daniel D Herink	EVP Legal, Gen Counsel & Sec	Nov. 17, 2023 S	20,599	0	$0
Jay E Mincks	EVP of Sales & Marketing	March 10, 2021 S	108,653	0	$0
John H Spurgin II	SVP Legal, Gen Counsel & Sec'y	March 1, 2007 A	34,200	0	$0
Samuel G Larson	VP, Enterprise & Tech. Sols.	April 1, 2004 A	·	0	$0
Latha Ramchand	Director	May 18, 2026 A	21,321	0	$0
John L Lumelleau	Director	May 18, 2026 A	20,321	0	$0
Randall Mehl	Director	May 18, 2026 A	31,908	2	$102,380
Tim Clifford	Director	May 18, 2026 A	29,113	0	$0
Eli Jones	Director	May 18, 2026 A	19,048	0	$0
Philip W Wilmington	Director	May 18, 2026 A	10,712	0	$0
John M Morphy	Director	May 18, 2026 A	16,512	0	$0
Carol R Kaufman	Director	May 18, 2026 A	53,268	0	$0
Richard G Rawson	Director	May 18, 2026 A	12,622	0	$0
Ellen H Masterson	Director	May 18, 2026 A	27,181	1	$23,880
Austin P Young	Director	June 11, 2019 S	21,616	0	$0
Norman R Sorensen	Director	June 16, 2017 A	5,234	0	$0
Michael W Brown	Director	Sept. 8, 2016 M	9,541	0	$0
Jack M Fields JR	Director	May 11, 2015 S	0	0	$0
Paul S Lattanzio	Director	May 4, 2015 S	5,259	0	$0
PETSCH GREGORY E	Director	May 14, 2013 A	9,841	0	$0
Mckenna Michelle	·	Aug. 23, 2017 S	1,145	0	$0
Peter A. Feld	·	June 30, 2017 A	4,647	0	$0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 47 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund	Weight	Units	As of	Source
SOVF · Elevation Series Trust	2.77%	47,762 NS	July 31, 2026	N-PORT
SRHQ · Elevation Series Trust	2.06%	86,394 NS	July 31, 2026	N-PORT
PEY · Invesco Exchange-Traded Fund Trust	1.96%	433,269 SH	Oct. 2, 2026	Daily
PRN · Invesco Exchange-Traded Fund Trust	1.95%	144,940 SH	Oct. 2, 2026	Daily
EPSB · Harbor ETF Trust	1.72%	1,626 NS	July 31, 2026	N-PORT
LCLG · Advisors Series Trust	0.62%	13,227 NS	July 31, 2026	N-PORT
PSCI · Invesco Exchange-Traded Fund Trust …	0.57%	31,374 SH	Oct. 2, 2026	Daily
RWJ · Invesco Exchange-Traded Fund Trust …	0.43%	173,630 SH	Oct. 2, 2026	Daily
HAPS · Harbor ETF Trust	0.43%	14,442 NS	July 31, 2026	N-PORT
RZV · Invesco Exchange-Traded Fund Trust	0.41%	23,372 SH	Oct. 2, 2026	Daily
DWAS · Invesco Exchange-Traded Fund Trust …	0.37%	30,724 SH	Oct. 2, 2026	Daily
PRFZ · Invesco Exchange-Traded Fund Trust	0.19%	103,891 SH	Oct. 2, 2026	Daily
VIOV · VANGUARD ADMIRAL FUNDS	0.16%	76,942 SH	Aug. 19, 2026	Daily
IWO · iShares Trust	0.12%	349,671 SH	Sept. 11, 2026	Daily
QVMS · Invesco Exchange-Traded Fund Trust …	0.12%	5,820 SH	Oct. 2, 2026	Daily
EBIT · Harbor ETF Trust	0.12%	278 NS	July 31, 2026	N-PORT
VTWG · VANGUARD SCOTTSDALE FUNDS	0.09%	39,603 SH	Aug. 19, 2026	Daily
VIOO · VANGUARD ADMIRAL FUNDS	0.08%	127,252 SH	Aug. 19, 2026	Daily
BBSC · J.P. Morgan Exchange-Traded Fund Tr…	0.07%	9,402 NS	July 31, 2026	N-PORT
IWM · iShares Trust	0.06%	947,566 SH	Sept. 11, 2026	Daily
RSSL · Global X Funds	0.06%	17,686 NS	July 31, 2026	N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS	0.05%	212,648 SH	Aug. 19, 2026	Daily
TEXN · iShares Trust	0.03%	127 SH	Sept. 10, 2026	Daily
VBR · VANGUARD INDEX FUNDS	0.03%	499,150 SH	Aug. 19, 2026	Daily
VFQY · VANGUARD WELLINGTON FUND	0.03%	3,602 SH	Aug. 19, 2026	Daily
FIDU · FIDELITY COVINGTON TRUST	0.03%	11,744 NS	July 31, 2026	N-PORT
VXF · VANGUARD INDEX FUNDS	0.02%	417,670 SH	Aug. 19, 2026	Daily
VB · VANGUARD INDEX FUNDS	0.02%	789,276 SH	Aug. 19, 2026	Daily
VIS · VANGUARD WORLD FUND	0.02%	43,607 SH	Aug. 19, 2026	Daily
OMFS · Invesco Exchange-Traded Self-Indexe…	0.02%	950 SH	Oct. 2, 2026	Daily
WSML · iShares Trust	0.02%	2,193 SH	Sept. 10, 2026	Daily
DFAS · Dimensional ETF Trust	0.01%	30,591 NS	July 31, 2026	N-PORT
VYM · VANGUARD WHITEHALL FUNDS	0.01%	142,973 SH	Aug. 19, 2026	Daily
PFM · Invesco Exchange-Traded Fund Trust	0.01%	1,087 SH	Oct. 2, 2026	Daily
ITOT · iShares Trust	0.00%	45,580 SH	Sept. 11, 2026	Daily
IWV · iShares Trust	0.00%	9,666 SH	Sept. 3, 2026	Daily
DFAC · Dimensional ETF Trust	0.00%	21,522 NS	July 31, 2026	N-PORT
TILT · FlexShares Trust	0.00%	810 NS	July 31, 2026	N-PORT
VTI · VANGUARD INDEX FUNDS	0.00%	1,083,350 SH	Aug. 19, 2026	Daily
VT · VANGUARD INTERNATIONAL EQUITY INDEX…	0.00%	29,479 SH	Aug. 19, 2026	Daily
VTHR · VANGUARD SCOTTSDALE FUNDS	0.00%	2,986 SH	Aug. 19, 2026	Daily
ESGV · VANGUARD WORLD FUND	0.00%	8,103 SH	Aug. 19, 2026	Daily
IJR · iShares Trust	·	2,213,896 SH	Sept. 10, 2026	Daily
IJS · iShares Trust	·	323,133 SH	Sept. 8, 2026	Daily
XJR · iShares Trust	·	5,021 SH	Aug. 31, 2026	Daily
ISCB · iShares Trust	·	1,585 SH	Sept. 11, 2026	Daily
ISCV · iShares Trust	·	7,668 SH	Sept. 11, 2026	Daily

NSP Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21

rating · 12 analysts HOLD

Median target $54.00 +16.2%

0 0.0% Strong Buy

1 8.3% Buy

5 41.7% Hold

5 41.7% Sell

1 8.3% Strong Sell

12-Month Price Target

4 analysts · 2026-09-29

Mean target $51.75 +11.3%

Now Current price $46.48

Low$38.00 Mean$51.75 High$61.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker	Market Cap	P/E	Rev YoY	Net Margin	ROE	Gross Margin
NSP	$1.46B	-203.8	3.5%	-0.10%	-8.9%	13.2%
KFY	$3.34B	12.7	6.4%	9.4%	14.4%	·
RHI	$2.75B	20.4	-7.2%	2.5%	10.3%	37.2%
FA	$2.53B	-72.7	83.0%	-2.2%	-2.7%	·
TNET	$2.80B	18.5	-0.85%	3.1%	192.6%	·
MAN	·	-102.5	0.58%	-0.07%	-0.64%	16.7%
UPWK	$2.59B	23.6	2.4%	14.6%	18.6%	77.8%
KFRC	·	15.8	-5.4%	2.6%	26.9%	27.2%
BBSI	$912M	17.4	8.4%	4.4%	23.3%	21.0%
KELYA	·	-1.2	-1.9%	-6.0%	-23.0%	20.1%
ADP	$89.09B	20.5	6.7%	20.1%	71.0%	·

Latest News Recent headlines mentioning this company

23

NuScale Power's CFO Sells 20,000 Company Shares Amid a 74% Stock Decline Over the Trailing 12 Months Nasdaq · 2 weeks, 6 days ago Insperity Q1 Earnings Call Highlights Yahoo Finance · 5 months ago Is Insperity, Inc. (NSP) A Good Stock To Buy Now? Yahoo Finance · 5 months, 1 week ago

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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NSP Insperity, Inc. Common Stock

NSP Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

NSP Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

About Insperity, Inc. Common Stock Company overview from Wikipedia

10-Year Performance Revenue, net income, margins and EPS trends

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Financial Health Debt, liquidity, solvency — balance sheet strength

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Institutional owners (13F) 296 filers · $1.9B total · As of Sept. 30, 2026

Activists & 5%+ owners 6 positions

Company insiders 28 insiders · 10 officers · 17 directors

ETF ownership Held by 47 ETFs

NSP Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

12-Month Price Target

Peer comparison (GICS sub-industry) Key metrics vs sector peers

Latest News Recent headlines mentioning this company

My Metrics Your personal watchlist — selected rows from Full Fundamentals