Refined Wealth Management
CIK 1724729 · View on SEC EDGAR ↗
- Portfolio value
- $165.7M
- Positions
- 49
- As of
- June 30, 2026
#7,066 of 9,443 by 13F value · top 74.8%
Portfolio value QoQ: +4.6% 13F does not disclose cash
- Top 10 holdings weight
- 64.73%
- Top 25 holdings weight
- 95.30%
- Positions above 1%
- 21
- Effective number of positions
- 17.5
Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)
Turnover Q2 2026: 0.83% Est. buys $1,970,322 · sells $1,348,821
Median holding: 5.0 quarters Tracked Q4 2024–Q2 2026 · 83.1% still held
- New positions
- 2
- Increased
- 20
- Decreased
- 17
- Closed
- 3
On this page
- Sector breakdown How the portfolio splits across market sectors.
- Portfolio Every stock this institution reports holding, from its latest 13F.
- High-conviction bets The holdings this manager is most concentrated in.
- Biggest new bets Brand-new positions opened in the latest quarter.
- Top moves The biggest position increases and decreases this quarter.
- Exited positions Positions the manager fully sold out of last quarter.
Sector breakdown
Energy
8.3%
Financial Services
5.2%
Industrials
3.7%
Retail
1.9%
Technology
1.4%
Communication Services
0.2%
Consumer Discretionary
0.2%
Other/Unmapped
79.2%
Full portfolio 49 positions
| Type | Streak | 8Q trend | |||||
|---|---|---|---|---|---|---|---|
| VEA | $19,967,670 | 12.05% | 280,248 | $2,046,609 | Up ×3 | ||
| QQQ Invesco QQQ Trust, Series 1 | $16,950,455 | 10.23% | 23,018 | $3,558,147 | Down ×2 | ||
| RSP | $14,041,543 | 8.47% | 65,994 | $1,461,187 | Up ×2 | ||
| COIN Coinbase Global, Inc. - 3Class A Common Stock | $8,609,714 | 5.20% | 58,894 | $-1,718,642 | Down ×1 | ||
| PYLD | $8,431,795 | 5.09% | 317,941 | $297,062 | Up ×1 | ||
| BITB | $8,007,826 | 4.83% | 251,344 | $-1,036,133 | Up ×6 | ||
| VTV | $7,966,431 | 4.81% | 36,555 | $801,796 | Up ×1 | ||
| EMXC iShares MSCI Emerging Markets ex China ETF | $7,926,511 | 4.78% | 77,483 | $1,835,553 | Up ×1 | ||
| BINC | $7,908,260 | 4.77% | 151,094 | $213,896 | Up ×1 | ||
| CVX Chevron Corporation Common Stock | $7,451,055 | 4.50% | 44,951 | $-1,742,654 | Up ×1 | ||
| GLD | $6,328,030 | 3.82% | 17,178 | $-1,018,739 | Up ×3 | ||
| MPC Marathon Petroleum Corporation Common Stock | $6,193,405 | 3.74% | 24,224 | $90,991 | Down ×1 | ||
| JPIB | $5,770,669 | 3.48% | 119,352 | $195,144 | Up ×1 | ||
| SCHR | $5,757,518 | 3.47% | 233,476 | $66,156 | Up ×1 | ||
| ENVX Enovix Corporation - Common Stock | $5,128,240 | 3.09% | 844,850 | $702,080 | Down ×1 | ||
| PICK | $4,602,049 | 2.78% | 79,141 | $206,025 | Up ×1 | ||
| REMX | $3,397,427 | 2.05% | 38,389 | $55,011 | Up ×1 | ||
| XMMO | $2,787,063 | 1.68% | 16,381 | $415,406 | Up ×1 | ||
| AVUV | $2,737,110 | 1.65% | 21,939 | $331,736 | Up ×1 | ||
| BBBY Bed Bath & Beyond, Inc. Common Stock | $2,438,181 | 1.47% | 421,102 | $477,479 | Down ×1 | ||
| XRP | $1,792,445 | 1.08% | 153,726 | $-441,058 | Up ×1 | ||
| VOO | $1,040,163 | 0.63% | 1,514 | $125,943 | Down ×2 | ||
| NVDA NVIDIA Corporation - Common Stock | $966,035 | 0.58% | 4,828 | $120,544 | Down ×2 | ||
| NULG | $857,230 | 0.52% | 7,323 | $153,627 | Down ×2 | ||
| FTSM First Trust Enhanced Short Maturity ETF | $848,704 | 0.51% | 14,209 | $-710 | |||
| AAPL Apple Inc. - Common Stock | $841,459 | 0.51% | 2,908 | $77,950 | Down ×2 | ||
| AMZN Amazon.com, Inc. - Common Stock | $695,476 | 0.42% | 2,918 | $85,661 | Down ×2 | ||
| VSGX | $693,467 | 0.42% | 8,422 | $89,357 | |||
| UNP Union Pacific Corporation Common Stock | $675,633 | 0.41% | 2,484 | $75,858 | Up ×6 | ||
| BNDX Vanguard Total International Bond ETF | $503,105 | 0.30% | 10,388 | $-247 | Down ×4 | ||
| SRLN | $459,738 | 0.28% | 11,411 | $3,318 | Up ×1 | ||
| XMAG Defiance Large Cap ex-Mag 7 ETF | $376,413 | 0.23% | 14,433 | $55,755 | |||
| BRKB | $349,272 | 0.21% | 698 | $-62,840 | Down ×1 | ||
| VO | $339,635 | 0.20% | 4,215 | $37,227 | Up ×1 | ||
| MSFT Microsoft Corporation - Common Stock | $326,393 | 0.20% | 875 | $2,494 | |||
| META Meta Platforms, Inc. - Class A Common Stock | $323,328 | 0.20% | 574 | $-5,075 | |||
| VB | $272,135 | 0.16% | 898 | $37,123 | Up ×1 | ||
| TLT iShares 20+ Year Treasury Bond ETF | $257,186 | 0.16% | 2,976 | $-64,607 | Down ×3 | ||
| TSLA Tesla, Inc. - Common Stock | $254,884 | 0.15% | 606 | $29,603 | |||
| VCLT Vanguard Long-Term Corporate Bond ETF | $253,896 | 0.15% | 3,374 | $-1,873 | Down ×3 | ||
| ETN Eaton Corporation, PLC Ordinary Shares | $244,593 | 0.15% | 574 | $33,568 | Down ×2 | ||
| GLDM | $243,978 | 0.15% | 3,072 | $-40,766 | |||
| XSOE | $224,753 | 0.14% | 4,570 | ||||
| AVGO Broadcom Inc. - Common Stock | $219,473 | 0.13% | 581 | ||||
| NXE Nexgen Energy Ltd. Common Shares | $103,290 | 0.06% | 11,000 | $-24,310 | |||
| XRPI Volatility Shares Trust XRP ETF | $71,710 | 0.04% | 12,493 | $-25,769 | Down ×2 | ||
| DNN | $33,201 | 0.02% | 10,850 | $-5,100 | |||
| BBBYWS | $17,441 | 0.01% | 41,526 | $-5,929 | Down ×1 | ||
| URG | $14,688 | 0.01% | 10,800 | $-1,404 | |||
| No matches | |||||||
Conviction holdings
Positions increased for 3+ consecutive quarters.
Share counts are as reported in 13F filings (not split-adjusted)
| Security | Value | % of portfolio | Streak |
|---|---|---|---|
| VEA | $19,967,670 | 12.05% | up ×3 |
| BITB | $8,007,826 | 4.83% | up ×6 |
| GLD | $6,328,030 | 3.82% | up ×3 |
| UNP | $675,633 | 0.41% | up ×6 |
Biggest new bets
New positions opened this quarter, largest first.
| Security | Value | Shares | % of portfolio |
|---|---|---|---|
| XSOE | $224,753 | 4,570 | 0.14% |
| AVGO | $219,473 | 581 | 0.13% |
Top movers (QoQ)
| Security | Action | Shares Δ | Value Δ |
|---|---|---|---|
| QQQ | Trimmed | -185 | +$3.6M |
| VEA | Bought more | +581 | +$2.0M |
| EMXC | Bought more | +49 | +$1.8M |
| CVX | Bought more | +515 | -$1.7M |
| COIN | Trimmed | -257 | -$1.7M |
| RSP | Bought more | +444 | +$1.5M |
| BITB | Bought more | +6K | -$1.0M |
| GLD | Bought more | +104 | -$1.0M |
| VTV | Bought more | +38 | +$802K |
| ENVX | Trimmed | -10K | +$702K |
Exited positions
Includes corporate events (mergers, delistings) — not all exits are sells
Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.
| Security | Quarter | Shares before | Value before | Price since exit |
|---|---|---|---|---|
| BIV | March 31, 2026 | 98,070 | $7,637,692 | No longer tracked |
| XSOE | March 31, 2025 | 166,390 | $5,071,581 | No longer tracked |
| PIZ | March 31, 2025 | 29,834 | $1,083,413 | |
| VWO | March 31, 2026 | 9,677 | $520,236 | No longer tracked |
| VOT | March 31, 2026 | 1,143 | $319,057 | No longer tracked |
| VBK | March 31, 2026 | 942 | $284,588 | No longer tracked |
| BND | March 31, 2026 | 3,517 | $260,504 | |
| SUSA | June 30, 2026 | 1,787 | $236,063 | No longer tracked |
| XSOE | March 31, 2026 | 6,048 | $235,985 | No longer tracked |
| IBIT | Dec. 31, 2025 | 3,510 | $228,150 | |
| CCJ | June 30, 2026 | 1,950 | $211,790 | -4.4% |
| TSLA | March 31, 2025 | 517 | $208,785 | 30.5% |
| XOM | June 30, 2026 | 1,225 | $207,834 | 22.8% |
| AVGO | March 31, 2026 | 581 | $201,084 | 16.9% |