RETIREMENT FINANCIAL SOLUTIONS, LLC
CIK 1962532 · View on SEC EDGAR ↗
- Portfolio value
- $406.8M
- Positions
- 53
- As of
- June 30, 2026
#4,319 of 9,443 by 13F value · top 45.7%
Portfolio value QoQ: +16.3% 13F does not disclose cash
- Top 10 holdings weight
- 59.14%
- Top 25 holdings weight
- 95.20%
- Positions above 1%
- 24
- Effective number of positions
- 20.3
Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)
Turnover Q2 2026: 5.9% Est. buys $41,696,486 · sells $22,310,359
Median holding: 4.0 quarters Tracked Q4 2024–Q2 2026 · 65.4% still held
- New positions
- 4
- Increased
- 40
- Decreased
- 7
- Closed
- 4
On this page
- Sector breakdown How the portfolio splits across market sectors.
- Portfolio Every stock this institution reports holding, from its latest 13F.
- High-conviction bets The holdings this manager is most concentrated in.
- Biggest new bets Brand-new positions opened in the latest quarter.
- Top moves The biggest position increases and decreases this quarter.
- Exited positions Positions the manager fully sold out of last quarter.
Sector breakdown
Technology
0.3%
Consumer Discretionary
0.1%
Financials
0.1%
Other/Unmapped
99.6%
Full portfolio 53 positions
| Type | Streak | 8Q trend | |||||
|---|---|---|---|---|---|---|---|
| AVUS | $45,232,149 | 11.12% | 353,155 | $7,878,588 | Up ×2 | ||
| AVSC | $28,740,696 | 7.07% | 391,883 | $5,262,922 | Up ×2 | ||
| AVUV | $27,942,300 | 6.87% | 223,968 | $4,237,380 | Up ×3 | ||
| SPYM | $24,845,934 | 6.11% | 282,726 | $3,774,028 | Up ×2 | ||
| AVEM | $23,976,883 | 5.89% | 248,491 | $12,326,435 | Up ×2 | ||
| QQQJ Invesco NASDAQ Next Gen 100 ETF | $21,499,595 | 5.29% | 473,142 | $4,996,202 | Up ×2 | ||
| VGLT Vanguard Long-Term Treasury ETF | $20,251,742 | 4.98% | 367,012 | $2,626,239 | Up ×3 | ||
| VWO | $18,794,760 | 4.62% | 314,873 | $2,573,548 | Up ×3 | ||
| SCHD | $14,926,809 | 3.67% | 470,729 | $492,635 | Up ×1 | ||
| EDV | $14,351,607 | 3.53% | 220,523 | $9,938,745 | Up ×2 | ||
| GRNY | $13,910,777 | 3.42% | 503,102 | $2,637,501 | Up ×1 | ||
| MGC | $13,795,285 | 3.39% | 50,416 | $2,629,897 | Up ×5 | ||
| SPMD | $13,651,033 | 3.36% | 202,058 | $2,223,891 | Up ×1 | ||
| DIA | $13,553,470 | 3.33% | 25,945 | $2,387,787 | Up ×1 | ||
| RSP | $13,499,860 | 3.32% | 63,448 | $2,196,776 | Up ×5 | ||
| VEU | $12,954,964 | 3.18% | 154,686 | $2,181,126 | Up ×1 | ||
| MOO MOO | $11,638,123 | 2.86% | 146,946 | $25,372 | Up ×1 | ||
| RSPA | $10,413,206 | 2.56% | 195,187 | $1,076,647 | Up ×2 | ||
| QQQM Invesco NASDAQ 100 ETF | $8,295,397 | 2.04% | 27,380 | $2,038,357 | Up ×1 | ||
| SPYG | $7,234,724 | 1.78% | 60,801 | $1,615,036 | Up ×5 | ||
| RWL | $6,935,169 | 1.70% | 54,283 | $1,099,255 | Up ×5 | ||
| SPYV | $6,697,925 | 1.65% | 110,181 | $895,223 | Up ×5 | ||
| SCHP | $6,429,863 | 1.58% | 242,636 | $436,493 | Up ×1 | ||
| VGSH Vanguard Short-Term Treasury ETF | $5,433,481 | 1.34% | 93,359 | $91,957 | Up ×1 | ||
| VOO | $2,262,143 | 0.56% | 3,294 | $351,378 | Up ×1 | ||
| SDCI | $1,927,952 | 0.47% | 72,918 | Up ×1 | |||
| IEF iShares 7-10 Year Treasury Bond ETF | $1,495,955 | 0.37% | 15,818 | $-10,446,551 | Down ×2 | ||
| VNQ | $1,471,812 | 0.36% | 15,263 | $3,729 | Down ×2 | ||
| VXUS Vanguard Total International Stock ETF | $1,384,631 | 0.34% | 16,196 | $141,238 | Up ×4 | ||
| IAUM | $1,270,398 | 0.31% | 31,752 | $-25,527 | Up ×1 | ||
| VOE | $1,041,241 | 0.26% | 5,269 | $48,489 | Down ×1 | ||
| BTC | $963,134 | 0.24% | 37,115 | $-106,189 | Up ×2 | ||
| VONE Vanguard Russell 1000 ETF | $844,517 | 0.21% | 2,493 | $110,588 | Up ×6 | ||
| VCIT Vanguard Intermediate-Term Corporate Bond ETF | $789,130 | 0.19% | 9,548 | $9,361 | Up ×1 | ||
| DBMF | $768,184 | 0.19% | 25,096 | $10,561 | Down ×2 | ||
| NVDA NVIDIA Corporation - Common Stock | $753,082 | 0.19% | 3,764 | $181,371 | Up ×2 | ||
| AMLP | $743,629 | 0.18% | 14,342 | $2,053 | Up ×1 | ||
| ETH | $710,288 | 0.17% | 47,258 | $-23,420 | Up ×2 | ||
| VTI | $689,799 | 0.17% | 1,864 | $93,473 | Up ×4 | ||
| BPRE Bluerock Private Real Estate Fund Common Shares of Beneficial Interest | $590,207 | 0.15% | 45,366 | $-232,218 | Down ×2 | ||
| VO | $532,855 | 0.13% | 6,614 | $78,356 | Up ×3 | ||
| VBR | $491,307 | 0.12% | 2,022 | $53,981 | Up ×3 | ||
| SPSM | $402,792 | 0.10% | 6,984 | $66,492 | Up ×3 | ||
| QQA Invesco QQQ Income Advantage ETF | $391,206 | 0.10% | 6,788 | $28,231 | Down ×1 | ||
| SIVR | $341,087 | 0.08% | 6,067 | $-52,983 | Up ×1 | ||
| TXN Texas Instruments Incorporated - Common Stock | $310,855 | 0.08% | 1,043 | $109,339 | Up ×1 | ||
| DFTX Definium Therapeutics, Inc. - Common Shares | $282,240 | 0.07% | 6,000 | Up ×1 | |||
| HEDJ | $252,933 | 0.06% | 4,437 | $24,767 | Up ×1 | ||
| TSLA Tesla, Inc. - Common Stock | $244,789 | 0.06% | 582 | $28,430 | |||
| AAPL Apple Inc. - Common Stock | $211,808 | 0.05% | 732 | ||||
| JPM JP Morgan Chase & Co. Common Stock | $209,805 | 0.05% | 641 | Up ×1 | |||
| JEPI | $205,495 | 0.05% | 3,638 | $-8,718 | Down ×3 | ||
| BOXX | $201,746 | 0.05% | 1,723 | $1,378 | |||
| No matches | |||||||
Conviction holdings
Positions increased for 3+ consecutive quarters.
Share counts are as reported in 13F filings (not split-adjusted)
| Security | Value | % of portfolio | Streak |
|---|---|---|---|
| AVUV | $27,942,300 | 6.87% | up ×3 |
| VGLT | $20,251,742 | 4.98% | up ×3 |
| VWO | $18,794,760 | 4.62% | up ×3 |
| MGC | $13,795,285 | 3.39% | up ×5 |
| RSP | $13,499,860 | 3.32% | up ×5 |
| SPYG | $7,234,724 | 1.78% | up ×5 |
| RWL | $6,935,169 | 1.70% | up ×5 |
| SPYV | $6,697,925 | 1.65% | up ×5 |
| VXUS | $1,384,631 | 0.34% | up ×4 |
| VONE | $844,517 | 0.21% | up ×6 |
| VTI | $689,799 | 0.17% | up ×4 |
| VO | $532,855 | 0.13% | up ×3 |
| VBR | $491,307 | 0.12% | up ×3 |
| SPSM | $402,792 | 0.10% | up ×3 |
Biggest new bets
New positions opened this quarter, largest first.
Top movers (QoQ)
| Security | Action | Shares Δ | Value Δ |
|---|---|---|---|
| AVEM | Bought more | +104K | +$12.3M |
| EDV | Bought more | +153K | +$9.9M |
| AVUS | Bought more | +17K | +$7.9M |
| AVSC | Bought more | +15K | +$5.3M |
| QQQJ | Bought more | +17K | +$5.0M |
| AVUV | Bought more | +9K | +$4.2M |
| SPYM | Bought more | +7K | +$3.8M |
| GRNY | Bought more | +31K | +$2.6M |
| MGC | Bought more | +3K | +$2.6M |
| VGLT | Bought more | +49K | +$2.6M |
1 position hidden (data completeness check)
Exited positions
Includes corporate events (mergers, delistings) — not all exits are sells
Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.
| Security | Quarter | Shares before | Value before | Price since exit |
|---|---|---|---|---|
| EEM | Sept. 30, 2025 | 302,995 | $14,616,455 | No longer tracked |
| COWZ | Dec. 31, 2025 | 242,741 | $13,950,334 | No longer tracked |
| QQQ | Sept. 30, 2025 | 24,000 | $13,239,422 | |
| BCI | June 30, 2026 | 448,803 | $10,901,416 | No longer tracked |
| TLT | Sept. 30, 2025 | 112,012 | $9,885,040 | |
| SPHD | Sept. 30, 2025 | 155,895 | $7,414,386 | No longer tracked |
| EPS | March 31, 2026 | 81,652 | $5,785,825 | No longer tracked |
| SHY | Sept. 30, 2025 | 63,336 | $5,248,019 | |
| SHYG | March 31, 2026 | 103,238 | $4,425,799 | No longer tracked |
| IGIB | March 31, 2026 | 81,462 | $4,389,154 | |
| SAIC | March 31, 2025 | 15,635 | $1,747,680 | 15.3% |
| SAIC | Dec. 31, 2025 | 15,635 | $1,553,650 | 28.6% |
| AAPL | March 31, 2025 | 5,095 | $1,275,850 | 43.0% |
| AAPL | Dec. 31, 2025 | 4,736 | $1,205,984 | 16.8% |
| UUP | Sept. 30, 2025 | 41,400 | $1,112,841 | No longer tracked |
| IBM | Dec. 31, 2025 | 2,827 | $797,666 | -20.3% |
| BRKB | March 31, 2025 | 1,538 | $697,144 | No longer tracked |
| QYLD | Dec. 31, 2025 | 35,619 | $605,883 | |
| SRLN | Sept. 30, 2025 | 13,730 | $571,015 | No longer tracked |
| BRKB | Dec. 31, 2025 | 1,110 | $557,838 | No longer tracked |
| KO | Dec. 31, 2025 | 8,177 | $542,299 | 30.3% |
| KO | March 31, 2025 | 8,003 | $498,267 | 27.2% |
| MSFT | March 31, 2025 | 1,050 | $442,767 | 28.7% |
| XOM | March 31, 2025 | 3,429 | $368,839 | 40.8% |
| ETN | March 31, 2025 | 1,102 | $365,721 | 53.3% |
| ETN | Dec. 31, 2025 | 971 | $363,397 | 30.8% |
| IBIT | Dec. 31, 2025 | 5,478 | $356,070 | |
| XOM | June 30, 2026 | 1,850 | $313,788 | 22.5% |
| SYY | March 31, 2025 | 4,072 | $311,340 | 12.2% |
| IBM | June 30, 2026 | 1,232 | $298,624 | -16.1% |
| XOM | Dec. 31, 2025 | 2,619 | $295,300 | 39.1% |
| GLD | Dec. 31, 2025 | 813 | $288,819 | No longer tracked |
| SYY | Dec. 31, 2025 | 2,895 | $238,340 | 14.2% |
| ETHA | Dec. 31, 2025 | 7,198 | $226,809 | |
| MSFT | Dec. 31, 2025 | 437 | $226,416 | -0.1% |
| FBRT | March 31, 2025 | 17,607 | $220,795 | -36.3% |
| IVV | June 30, 2025 | 393 | $220,546 | No longer tracked |
| BP | June 30, 2026 | 4,678 | $219,866 | 22.2% |
| TXN | Sept. 30, 2025 | 1,015 | $210,705 | 44.8% |
| FBRT | Dec. 31, 2025 | 17,994 | $195,417 | -19.1% |
| PKST | March 31, 2025 | 14,297 | $158,268 | No longer tracked |
| PKST | Dec. 31, 2025 | 10,836 | $142,172 | No longer tracked |