Tentang American Coastal Insurance Corporation - Common Stock Tinjauan perusahaan dari Wikipedia

United Property & Casualty Insurance Company, Inc. is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.

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United Property & Casualty Insurance Company, Inc. (UPC Insurance) is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.

As of 2019, UPC Insurance had about 159,170 active policies, accounting for just over 2.5 percent market share.

## History

UPC Insurance was founded in 1999 in St. Petersburg, Florida.

In 2012, John Forney was named CEO. Forney is a former U.S. Army infantry officer and graduate of Ranger School. Before joining UPC Insurance, he served in several capacities at Raymond James Financial.

In 2014, UPC Insurance purchased the AAA Auto South building, which had been owned by the Peninsula Motor Club Inc. since 1987, as its new headquarters. The company tried to acquire Family Security Holdings LLC but never completed the $9 million deal. Also in 2014, Judy Copechal, Chief Underwriting Officer at UPC Insurance, was named as one of the Top 10 Women in Insurance Leadership by Insurance Networking News.

In 2015, UPC Insurance acquired Interboro Insurance Company, a property and casualty insurance company authorized in New York, Alabama, South Carolina, Washington, D.C., and Louisiana, from Interboro, LLC for $57 million. The company also participated in the Texas Windstorm Insurance Association (TWIA) Depopulation Program.

In 2017, UPC Insurance merged with American Coastal Insurance Co. Journey Insurance Company offers homeowners and commercial residential property insurance through independent agents and brokers in Florida, South Carolina, and Texas. It received an “A−“ Financial Strength Rating and “a-“ Issuer Credit Rating from A.M. Best.

In 2018, UPC Insurance announced plans to build another new headquarters in downtown St. Petersburg, the first new office construction in the area since the Duke Energy Florida headquarters in 2007. The company also collaborated with R.J. Kiln & Co., a subsidiary of Tokio Marine Kiln, to form a property and casualty insurance subsidiary called Journey Insurance Company.

In 2019, UPC Insurance reported first-quarter catastrophe losses of $13 million after-tax due to several catastrophic events, including the Brevard County hailstorm, as well as possible loss creep from Hurricane Irma and Hurricane Michael.

UPC announced in August 2022 that they would leave the Florida Property Insurance market with a plan to cancel all remaining policies May 31, 2023 before the start of the hurricane season on June 1. Hurricane Ian struck Florida the following month near Fort Myers. UPC policies were concentrated in Southwest Florida and the company experienced 25,000 claims. The company initially projected losses of $660 million but by the end of 2022, losses were revised to $864 million.

When UPC notified Florida's Office of Insurance Regulation of their dire financial situation, the Insurance Commissioner sent a letter to CFO Jimmy Patronis to seek court approval to place UPC into receivership. In early February 2023 Slide Insurance assumed 72,000 of the 135,000 UPC policies. Less than a week later, UPC was declared insolvent.

== References ==

Sumber: Wikipedia (English), CC BY-SA 4.0 · Lihat di Wikipedia ↗

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ACIC Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

Harga

$9.52

Kapitalisasi Pasar

$460M

P/E (TTM)

4.4

EPS (TTM)

$2.15

Pendapatan (TTM)

$335M

Imbal Hasil Dividen

0.00%

ROE

35.0%

D/E Utang/Ekuitas

—

Rentang 52M

$9 – $13

ACIC Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

Pendapatan & Laba Bersih $335M

2020-12-31 → 2025-12-31

EPS $2.15

2020-12-31 → 2025-12-31

Arus Kas Bebas $71M

2020-12-31 → 2025-12-31

Margin 31.9%

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik

Tren 5 Tahun

ACIC

Median Rekan

P/E (TTM)

4.4

12.0

P/S (TTM)

1.4

1.3

P/B

1.4

1.9

Price / FCF (Harga / FCF)

6.5

—

Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC

Metrik

Tren 5 Tahun

ACIC

Median Rekan

Operating Margin (Margin Operasi)

41.8%

—

Net Profit Margin (Margin Laba Bersih)

31.9%

13.0%

ROA

9.3%

5.6%

ROE

35.0%

16.4%

ROIC

33.1%

—

Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca

Metrik

Tren 5 Tahun

ACIC

Median Rekan

Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T

Metrik

Tren 5 Tahun

ACIC

Median Rekan

Revenue YoY (Pendapatan YoY)

13.1%

—

Revenue CAGR 3Y (CAGR Pendapatan 3T)

14.8%

—

Revenue CAGR 5Y (CAGR Pendapatan 5T)

-16.9%

—

EPS YoY

39.6%

—

Net Income YoY (Laba Bersih YoY)

41.1%

—

Metrik Per Saham EPS, nilai buku per saham, arus kas per saham, dividen per saham

Metrik

Tren 5 Tahun

ACIC

Median Rekan

EPS (Diluted)

$2.15

—

Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang

Metrik

Tren 5 Tahun

ACIC

Median Rekan

Payout Ratio (Rasio Pembayaran Dividen)

0.00%

—

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

Imbal Hasil Dividen

0.00%

Rasio Pembayaran Dividen

0.00%

CAGR Dividen 5T

—

Tanggal ex-dividen	Jumlah
2 Jan. 2026	$0,7500
2 Jan. 2025	$0,5000
8 Maret 2022	$0,0600
19 Nov. 2021	$0,0600
9 Agu 2021	$0,0600
14 Mei 2021	$0,0600
1 Maret 2021	$0,0600
20 Nov. 2020	$0,0600
10 Agu 2020	$0,0600
18 Mei 2020	$0,0600
3 Maret 2020	$0,0600
18 Nov. 2019	$0,0600
13 Agu 2019	$0,0600
13 Mei 2019	$0,0600
5 Maret 2019	$0,0600
19 Nov. 2018	$0,0600
10 Agu 2018	$0,0600
21 Mei 2018	$0,0600
6 Maret 2018	$0,0600
21 Nov. 2017	$0,0600

ACIC Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

BELI 8 analis

Beli Kuat 2 25,0%
Beli 4 50,0%
Tahan 2 25,0%
Jual 0 0,0%
Jual Kuat 0 0,0%

Target Harga 12 Bulan

1 analis · 2026-08-18

Rendah $13.00

Tinggi $13.00

Target median $13.00 +36,6%

Target rata-rata $13.00 +36,6%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

Kejutan Rata-rata

-0.27%

Periode	EPS Aktual	EPS Estimasi	Kejutan
30 Juni 2026	$0.33	$0.43	-0.10%
31 Maret 2026	$0.39	$0.45	-0.06%
31 Des. 2025	$0.52	$0.43	0.09%
30 Sep. 2025	$0.61	$0.40	0.21%
30 Juni 2025	$0.54	$2.29	-1.8%
31 Maret 2025	$0.42	$0.41	0.01%

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

Ticker	Kapitalisasi Pasar	P/E	Pendapatan YoY	Margin Bersih	ROE	Margin Kotor
ACIC	$616M	5.9	13.1%	31.9%	35.0%	—
DGICA	—	—	-1.2%	8.1%	12.7%	—
TIPT	$691M	24.0	-67.9%	7157.2%	7.2%	—
ITIC	$471M	13.4	5.6%	12.9%	13.2%	—
AMSF	$722M	15.6	2.7%	14.9%	18.2%	—
AII	$408M	3.7	35.3%	36.0%	31.2%	—
GBLI	—	16.2	2.0%	5.6%	3.6%	—
NODK	$273M	-26.6	-12.3%	-3.6%	-4.3%	24.5%
KWY	—	—	—	—	—	—
KINS	$242M	5.8	38.5%	19.0%	37.5%	—
MBI	—	-2.0	90.5%	-221.2%	8.2%	—

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

Laporan Laba Rugi 14

Data Laporan Laba Rugi Tahunan untuk ACIC
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$335M	$297M	$264M	$222M	$229M	$847M	$825M	$724M	$654M	$487M	$358M	$280M
SG&A Expense	$40M	$45M	$38M	$44M	$31M	$72M	$66M	$66M	$82M	$43M	$30M	$20M
Operating Expenses	$195M	$197M	$171M	$230M	$239M	$979M	$858M	$728M	$28M	$21M	$15M	$12M
Operating Income	$140M	$100M	$94M	$-9M	$-11M	$-132M	$-33M	$-4M	$757.0K	$7M	$42M	$64M
Interest Expense	$11M	$12M	$11M	$9M	$9M	$10M	$10M	$10M	$3M	$723.0K	$326.0K	$410.0K
Other Non-op	$2M	$2M	$2M	$10M	$129.0K	$74.0K	$119.0K	$116.0K	$153.0K	$100.0K	$294.0K	$77.0K
Pretax Income	$143M	$102M	$96M	$2M	$-10M	$-132M	$-33M	$-4M	$910.0K	$7M	$42M	$64M
Income Tax	$36M	$25M	$11M	$26M	$-7M	$-37M	$-3M	$-5M	$-9M	$1M	$15M	$23M
Net Income	$107M	$76M	$310M	$-470M	$-58M	$-96M	$-30M	$290.0K	$10M	$6M	$27M	$41M
EPS (Basic)	$2.20	$1.59	$7.11	$-10.91	$-1.35	$-2.25	$-0.70	$0.01	$0.27	$0.27	$1.29	$2.06
EPS (Diluted)	$2.15	$1.54	$6.98	$-10.91	$-1.35	$-2.25	$-0.70	$0.01	$0.27	$0.26	$1.28	$2.05
Shares (Basic)	48,476,824	47,831,412	43,596,432	43,052,070	42,948,850	42,864,166	42,763,423	42,650,629	37,152,768	21,417,486	21,218,233	19,933,652
Shares (Diluted)	49,782,993	49,362,985	44,388,804	43,052,070	42,948,850	42,864,166	42,763,423	42,838,886	37,375,340	21,614,443	21,452,540	20,045,907
EBITDA	$144M	$104M	$91M	$-449M	$-76M	$-126M	$-26M	$-133.0K	$7M	·	$43M	$65M

Neraca 18

Data Neraca Tahunan untuk ACIC
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cash & Equivalents	$199M	$137M	$139M	$71M	$212M	$239M	$215M	$113M	$230M	$151M	$85M	$61M
PP&E (Net)	$723.0K	$6M	$4M	$5M	$32M	$34M	$33M	$17M	$17M	$18M	$17M	$8M
PP&E (Gross)	$9M	$14M	$9M	$11M	$58M	$60M	$52M	$30M	$30M	$25M	$22M	$11M
Accum. Depreciation	$8M	$9M	$5M	$6M	$26M	$25M	$19M	$13M	$13M	$7M	$5M	$3M
Goodwill	$59M	$59M	$59M	$70M	$73M	$73M	$73M	$73M	$73M	$14M	$3M	$0
Intangibles	$3M	$6M	$9M	$13M	$18M	$22M	$26M	$31M	$45M	$12M	$5M	·
Total Assets	$1.07B	$1.22B	$1.06B	$2.84B	$2.70B	$2.85B	$2.47B	$2.32B	$2.06B	$1000M	$740M	$584M
Deferred Tax	·	·	·	$177.0K	·	·	·	·	·	·	·	·
Total Liabilities	$755M	$980M	$894M	$3.02B	$2.37B	$2.43B	$1.94B	$1.78B	$1.52B	$758M	$501M	$380M
Long-term Debt	$150M	$150M	$150M	$150M	$159M	$160M	$162M	$163M	$165M	$54M	$12M	$14M
Common Stock	$5.0K	$5.0K	$5.0K	$4.0K	$4.0K	$4.0K	$4.0K	$4.0K	$4.0K	$2.0K	$2.0K	$2.0K
Paid-in Capital	$440M	$437M	$424M	$396M	$394M	$393M	$392M	$389M	$387M	$99M	$97M	$82M
Retained Earnings	$-115M	$-185M	$-237M	$-546M	$-75M	$-7M	$100M	$141M	$141M	$142M	$141M	$118M
Treasury Stock	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K
AOCI	$-7M	$-16M	$-17M	$-31M	$-7M	$10M	$11M	$-9M	$9M	$822.0K	$2M	$4M
Stockholders' Equity	$318M	$236M	$169M	$-182M	$332M	$396M	$503M	$520M	$537M	$241M	$239M	$204M
Liabilities + Equity	$1.07B	$1.22B	$1.06B	$2.84B	$2.70B	$2.85B	$2.47B	$2.32B	$2.06B	$1000M	$740M	$584M
Shares Outstanding	48,764,802	48,204,962	46,777,006	43,280,173	43,370,442	43,075,877	43,028,074	42,984,578	42,753,054	21,646,614	21,524,348	20,904,414

Arus Kas 16

Data Arus Kas Tahunan untuk ACIC
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
D&A	$4M	$5M	$1M	$5M	$6M	$6M	$6M	$4M	$6M	$2M	$2M	$731.0K
Stock-based Comp	$4M	$3M	$1M	$1M	$1M	$1M	$3M	$2M	$3M	$2M	$2M	$649.0K
Amort. of Intangibles	$2M	$3M	$3M	$3M	$4M	$4M	$5M	$14M	$31M	$11M	$3M	$460.0K
Other Non-cash	$-44M	$160M	$-449M	$289M	$-247M	$78M	$170M	$3M	$-4M	·	$67M	$27M
Operating Cash Flow	$71M	$244M	$-136M	$-173M	$-295M	$-10M	$149M	$26M	$36M	$66M	$98M	$69M
CapEx	$155.0K	$22.0K	$196.0K	$3M	$5M	$11M	$22M	$4M	$5M	$3M	$11M	$6M
Investing Cash Flow	$620.0K	$-179M	$-3M	$237M	$251M	$37M	$-34M	$-126M	$-7M	$-50M	$-67M	$-91M
Debt Issued	·	·	·	·	·	·	$0	$0	$150M	$35M	$0	$0
Net Debt Issued	·	·	·	$-4M	$-2M	$-1M	$-2M	$-2M	$110M	·	$-3M	$-1M
Stock Issued	$774.0K	$12M	$27M	$0	·	·	·	·	·	$0	$0	$54M
Net Stock Activity	$774.0K	$12M	$27M	·	·	·	·	·	·	·	$0	$54M
Dividends Paid	$0	$24M	$0	$3M	$10M	$10M	$10M	$10M	$9M	$5M	$4M	$3M
Financing Cash Flow	$-1M	$-14M	$27M	$-25M	$-12M	$-12M	$-12M	$8M	$97M	$50M	$-8M	$49M
Net Change in Cash	·	·	·	·	·	·	·	·	$126M	$66M	$23M	$27M
Free Cash Flow	$71M	$243M	$-136M	$-176M	$-301M	$-21M	$127M	$6M	$9M	·	$87M	$63M
Levered FCF	$63M	$234M	$-146M	$-186M	$-307M	$-28M	$118M	$7M	$-27M	·	$87M	$62M

Profitabilitas 7

Data Profitabilitas Tahunan untuk ACIC
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Operating Margin	41.8%	33.6%	31.3%	-99.9%	-13.2%	-15.6%	-4.0%	-0.60%	0.12%	·	11.6%	23.0%
Net Margin	31.9%	25.5%	108.2%	-103.2%	-9.1%	-11.4%	-3.6%	0.04%	1.6%	·	7.6%	14.6%
Pretax Margin	42.5%	34.3%	32.1%	-97.6%	-13.2%	-15.6%	-4.0%	-0.59%	0.14%	·	11.7%	23.0%
EBITDA Margin	43.0%	35.2%	31.9%	-98.5%	-12.0%	-14.8%	-3.2%	-0.02%	1.0%	·	12.1%	23.2%
ROA	9.3%	6.7%	15.9%	-23.7%	-1.9%	-3.6%	-1.2%	0.01%	0.66%	·	4.1%	8.0%
ROE	35.0%	30.6%	214.2%	924.9%	-16.4%	-21.5%	-5.8%	0.05%	2.6%	·	12.3%	26.4%
ROIC	33.1%	31.7%	47.5%	264.2%	-19.2%	-24.1%	-5.9%	0.08%	1.6%	·	11.4%	20.1%

Likuiditas & Solvabilitas 1

Data Likuiditas & Solvabilitas Tahunan untuk ACIC
Metrik	Tren	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Interest Coverage		13.0	8.3	8.3	-47.3	-8.9	-13.8	-3.3	-0.4	0.2	·	127.5	156.9

Efisiensi 1

Data Efisiensi Tahunan untuk ACIC
Metrik	Tren	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Asset Turnover		0.3	0.3	0.1	0.2	0.2	0.3	0.3	0.3	0.4	·	0.5	0.5

Per Saham 6

Data Per Saham Tahunan untuk ACIC
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Book Value / Share	$6.51	$4.89	$3.61	$-4.21	$7.20	$9.19	$11.69	$12.10	$12.56	·	$11.11	$9.75
Revenue / Share	$6.74	$6.01	$6.46	$10.58	$14.77	$19.75	$19.29	$16.90	$17.51	·	$16.67	$13.98
Cash Flow / Share	$1.43	$4.93	$-3.06	$-4.02	$-6.88	$-0.24	$3.48	$0.24	$0.38	·	$4.58	$3.44
Cash / Share	$4.08	·	·	$5.31	$4.89	$5.56	$5.01	$2.62	$6.46	·	$3.94	$2.94
Dividend / Share	$1	$0	·	·	·	·	·	·	$0	$0	$0	$0
EPS (TTM)	$2.15	$1.54	$6.98	$-10.91	$-1.35	$-2.25	$-0.70	$0.01	$0.27	$0.26	$1.28	$2.05

Tingkat Pertumbuhan 5

Data Tingkat Pertumbuhan Tahunan untuk ACIC
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue YoY	13.1%	12.2%	19.3%	-3.1%	-73.0%	·	·	·	·	·	·	·
Revenue CAGR 3Y	14.8%	9.1%	-32.1%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	-16.9%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	39.6%	-77.9%	·	·	·	·	·	·	·	·	·	·
Net Income YoY	41.1%	-75.6%	·	·	·	·	·	·	·	·	·	·

Valuasi (TTM) 13

Data Valuasi (TTM) Tahunan untuk ACIC
Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue TTM	$335M	$297M	$264M	$222M	$229M	$847M	$825M	$724M	$654M	$487M	$358M	$280M
Net Income TTM	$107M	$76M	$310M	$-470M	$-58M	$-96M	$-30M	$290.0K	$10M	$6M	$27M	$41M
Market Cap	$616M	$649M	$443M	$46M	$188M	$246M	$543M	$714M	$737M	·	$368M	$459M
P/E	5.9	8.7	1.4	-0.1	-3.2	-2.5	-18.0	1662.0	63.9	58.2	13.4	10.7
P/S	1.8	2.2	1.7	0.2	0.8	0.3	0.7	1.0	1.1	·	1.0	1.6
P/B	1.9	2.8	2.6	-0.3	0.6	0.6	1.1	1.4	1.4	·	1.5	2.3
P / Tangible Book	2.4	3.8	4.4	·	0.8	0.8	·	·	·	·	·	·
P / Cash Flow	8.7	2.7	-3.3	-0.3	-0.6	-23.5	3.6	70.6	51.5	·	3.7	6.7
P / FCF	8.7	2.7	-3.2	-0.3	-0.6	-11.6	4.3	118.1	81.3	·	4.2	7.3
Dividend Yield	0.00%	3.7%	0.00%	5.6%	5.5%	4.2%	1.9%	1.4%	1.2%	·	1.2%	0.73%
Earnings Yield	17.0%	11.4%	73.8%	-1029.2%	-31.1%	-39.3%	-5.5%	0.06%	1.6%	1.7%	7.5%	9.3%
Payout Ratio	0.00%	31.8%	·	-0.55%	-17.9%	-10.7%	-34.4%	3540.7%	88.6%	·	15.7%	8.1%
Annual Payout	$0	$24M	$0	$3M	$10M	$10M	$10M	$10M	$9M	$5M	$4M	$3M

Laporan Laba Rugi 14

Data Triwulanan Laporan Laba Rugi untuk ACIC
Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue	$83M	$71M	$86M	$90M	$86M	$72M	$79M	$82M	$69M	$67M	$48M	$53M	$74M	$90M	$-76M	$124M
SG&A Expense	$10M	$11M	$12M	$11M	$8M	$10M	$11M	$10M	$12M	$11M	$16M	$6M	$6M	$9M	$-5M	$26M
Operating Expenses	$54M	$46M	$49M	$49M	$50M	$47M	$70M	$46M	$45M	$36M	$27M	$34M	$52M	$57M	$-174M	$195M
Operating Income	$28M	$26M	$37M	$42M	$36M	$25M	$9M	$36M	$24M	$31M	$21M	$18M	$22M	$33M	$98M	$-71M
Interest Expense	$2M	$2M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$2M	$2M
Other Non-op	$-48.0K	$212.0K	$-657.0K	$665.0K	$1M	$1M	$-11.0K	$453.0K	$811.0K	$810.0K	$1M	$-237.0K	$806.0K	$588.0K	$9M	$-15.0K
Pretax Income	$28M	$26M	$37M	$42M	$38M	$26M	$9M	$37M	$25M	$31M	$22M	$18M	$22M	$34M	$106M	$-71M
Income Tax	$7M	$6M	$10M	$10M	$10M	$6M	$3M	$9M	$6M	$8M	$3M	$3M	$1M	$3M	$-9M	$87.0K
Net Income	$22M	$19M	$27M	$32M	$26M	$21M	$5M	$28M	$19M	$24M	$14M	$11M	$18M	$267M	$-297M	$-71M
EPS (Basic)	$0.46	$0.40	$0.54	$0.67	$0.55	$0.44	$0.10	$0.59	$0.40	$0.50	$0.27	$0.24	$0.41	$6.19	$-6.89	$-1.65
EPS (Diluted)	$0.44	$0.39	$0.54	$0.65	$0.53	$0.43	$0.10	$0.57	$0.39	$0.48	$0.19	$0.24	$0.41	$6.14	$-6.89	$-1.65
Shares (Basic)	48,094,148	48,546,290	-96,757,450	48,664,597	48,434,446	48,135,231	-95,379,417	48,066,358	47,821,115	47,323,356	-86,059,197	43,301,388	43,229,416	43,124,825	-86,053,082	43,075,234
Shares (Diluted)	49,303,289	49,808,832	-99,335,545	49,917,729	49,636,088	49,564,721	-98,526,274	49,521,246	49,398,463	48,969,550	-87,133,946	44,142,693	43,805,217	43,574,840	-86,053,082	43,075,234
EBITDA	$29M	$26M	·	$43M	$37M	$26M	·	$37M	$25M	$32M	·	$346.0K	$996.0K	$34M	·	$-69M

Neraca 17

Data Triwulanan Neraca untuk ACIC
Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Cash & Equivalents	$219M	$117M	$199M	$268M	$315M	$167M	$137M	$183M	$229M	$285M	·	$111M	$28M	$93M	·	$181M
PP&E (Net)	$869.0K	$691.0K	$723.0K	$3M	$4M	$5M	$6M	$7M	$9M	$10M	·	$4M	$4M	$5M	·	$27M
PP&E (Gross)	$2M	$2M	$9M	$13M	$13M	$14M	$14M	$16M	$17M	$17M	·	$9M	$9M	$9M	·	$57M
Accum. Depreciation	$1M	$1M	$8M	$10M	$9M	$10M	$9M	$9M	$7M	$6M	·	$5M	$5M	$5M	·	$30M
Goodwill	$59M	$59M	$59M	$59M	$59M	$59M	$59M	$59M	$59M	$59M	$59M	$59M	$59M	$59M	·	$59M
Intangibles	$2M	$3M	$3M	$4M	$5M	$5M	$6M	$7M	$7M	$9M	·	$10M	$11M	$12M	·	$16M
Total Assets	$1.24B	$997M	$1.07B	$1.18B	$1.35B	$1.16B	$1.22B	$1.14B	$1.31B	$1.08B	·	$1.15B	$1.44B	$1.45B	·	$2.94B
Total Liabilities	$903M	$665M	$755M	$852M	$1.05B	$899M	$980M	$884M	$1.09B	$873M	·	$1.03B	$1.33B	$1.36B	·	$2.86B
Long-term Debt	·	·	$150M	·	·	·	·	·	·	·	·	·	·	·	·	·
Common Stock	$5.0K	$5.0K	$5.0K	$5.0K	$5.0K	$5.0K	$5.0K	$5.0K	$5.0K	$5.0K	·	$4.0K	$4.0K	$4.0K	·	$4.0K
Paid-in Capital	$443M	$441M	$440M	$441M	$440M	$438M	$437M	$437M	$436M	$436M	·	$397M	$396M	$396M	·	$395M
Retained Earnings	$-73M	$-95M	$-115M	$-104M	$-137M	$-163M	$-185M	$-166M	$-194M	$-214M	·	$-252M	$-262M	$-280M	·	$-250M
Treasury Stock	$20M	$5M	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	$431.0K	·	$431.0K	$431.0K	$431.0K	·	$431.0K
AOCI	$-9M	$-8M	$-7M	$-8M	$-10M	$-13M	$-16M	$-12M	$-19M	$-17M	$-17M	$-24M	$-21M	$-26M	$-31M	$-65M
Stockholders' Equity	$341M	$332M	$318M	$327M	$292M	$261M	$236M	$260M	$223M	$204M	$169M	$121M	$112M	$90M	·	$80M
Liabilities + Equity	$1.24B	$997M	$1.07B	$1.18B	$1.35B	$1.16B	$1.22B	$1.14B	$1.31B	$1.08B	·	$1.15B	$1.44B	$1.45B	·	$2.94B
Shares Outstanding	47,271,828	48,342,811	48,764,802	48,765,302	48,746,722	48,308,466	48,204,962	48,204,962	48,132,370	47,799,465	46,777,006	43,411,686	43,406,486	43,274,359	43,280,173	43,285,807

Arus Kas 14

Data Triwulanan Arus Kas untuk ACIC
Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
D&A	$57.0K	$168.0K	$834.0K	$937.0K	$998.0K	$1M	$1M	$1M	$1M	$1M	$-801.0K	$296.0K	$996.0K	$1M	$2M	$483.0K
Stock-based Comp	$2M	$1M	$1M	$1M	$1M	$733.0K	$642.0K	$695.0K	$780.0K	$428.0K	$403.0K	$410.0K	$170.0K	$335.0K	$464.0K	$290.0K
Amort. of Intangibles	$610.0K	$610.0K	$609.0K	$609.0K	$610.0K	$609.0K	$609.0K	$610.0K	$609.0K	$812.0K	$812.0K	$812.0K	$811.0K	$812.0K	$812.0K	$811.0K
Other Non-cash	·	$-26M	·	·	·	$3M	·	·	·	$99M	·	·	·	$-373M	·	·
Operating Cash Flow	$58M	$-6M	$-48M	$-36M	$128M	$26M	$2M	$-9M	$126M	$124M	$49M	$48M	$-129M	$-104M	$-75M	$-106M
CapEx	$235.0K	$136.0K	$59.0K	$0	$0	$96.0K	$11.0K	$11.0K	$0	$0	$0	$-77.0K	$119.0K	$154.0K	$121.0K	$566.0K
Investing Cash Flow	$34M	$-7M	$-17M	$-12M	$25M	$5M	$-16M	$-10M	$-151M	$-2M	$-34M	$5M	$64M	$-37M	$136M	$16M
Net Debt Issued	·	·	·	·	·	·	·	·	·	·	·	·	·	$0	·	·
Stock Issued	$0	$0	$0	$0	$465.0K	$309.0K	$-1.0K	$164.0K	$60.0K	$11M	$27M	$38.0K	$0	$0	·	·
Net Stock Activity	·	$0	·	·	$465.0K	$309.0K	·	$164.0K	$60.0K	$11M	·	$38.0K	·	·	·	·
Dividends Paid	$0	$37M	·	·	$0	$0	·	·	·	·	$0	$0	$0	$0	$0	$0
Financing Cash Flow	$-14M	$-42M	$-2M	$0	$465.0K	$309.0K	$-25M	$163.0K	$60.0K	$11M	$27M	$38.0K	$0	$0	$-319.0K	$-3M
Free Cash Flow	·	$-6M	·	·	·	$26M	·	·	·	$124M	·	·	·	$-104M	·	·
Levered FCF	·	$-8M	·	·	·	$24M	·	·	·	$122M	·	·	·	·	·	·

Profitabilitas 7

Data Triwulanan Profitabilitas untuk ACIC
Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Operating Margin	34.4%	35.9%	·	46.1%	41.8%	34.8%	·	43.9%	35.1%	41.5%	·	·	·	36.8%	·	-57.2%
Net Margin	26.5%	27.0%	·	35.9%	30.6%	29.6%	·	34.2%	27.8%	32.2%	·	·	·	295.9%	·	-57.3%
Pretax Margin	34.4%	36.2%	·	46.9%	43.4%	36.3%	·	44.5%	36.2%	42.6%	·	·	·	37.5%	·	-57.2%
EBITDA Margin	34.5%	36.1%	·	47.2%	43.0%	36.2%	·	45.4%	36.9%	43.3%	·	·	·	37.9%	·	-55.9%
ROA	1.7%	1.8%	·	2.8%	2.0%	1.9%	·	2.5%	1.4%	1.9%	·	0.52%	0.90%	13.8%	·	-2.3%
ROE	6.9%	6.5%	·	11.1%	10.3%	9.2%	·	14.8%	11.4%	16.1%	·	10.5%	12.7%	153.7%	·	-35.4%
ROIC	6.4%	5.8%	·	9.8%	9.2%	7.2%	·	10.5%	8.3%	11.3%	·	·	·	33.2%	·	-88.1%

Likuiditas & Solvabilitas 1

Data Triwulanan Likuiditas & Solvabilitas untuk ACIC
Metrik	Tren	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Interest Coverage		12.1	10.9	·	15.3	13.3	9.2	·	11.8	7.0	11.2	·	·	·	·	·	-29.6

Efisiensi 1

Data Triwulanan Efisiensi untuk ACIC
Metrik	Tren	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Asset Turnover		0.1	0.1	·	0.1	0.1	0.1	·	0.1	0.0	0.1	·	·	·	0.0	·	0.0

Per Saham 6

Data Triwulanan Per Saham untuk ACIC
Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Book Value / Share	$7.21	$6.86	·	$6.71	$6.00	$5.40	·	$5.38	$4.63	$4.27	·	$2.78	$2.59	$2.08	·	$1.86
Revenue / Share	$1.68	$1.43	·	$1.81	$1.74	$1.46	·	$1.66	$1.39	$1.49	·	·	·	$2.07	·	$2.87
Cash Flow / Share	·	$-0.12	·	·	·	$0.53	·	·	·	$2.54	·	·	·	$-2.39	·	·
Cash / Share	$4.63	$2.42	·	$5.49	$6.47	$3.46	·	$3.80	$4.77	$5.97	·	$2.56	$0.64	$2.14	·	$4.18
Dividend / Share	·	·	$1	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
EPS (TTM)	$2.01	$2.00	·	$2.18	$1.92	$1.87	·	$1.68	$1.52	$7.27	·	$5.14	$3.30	$2.12	·	$-4.35

Valuasi (TTM) 11

Data Triwulanan Valuasi (TTM) untuk ACIC
Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue TTM	$331M	$320M	·	$331M	$309M	$290M	·	$270M	$261M	$283M	·	$340M	$403M	$388M	·	$461M
Net Income TTM	$100M	$100M	·	$108M	$95M	$92M	·	$81M	$71M	$319M	·	$225M	$145M	$94M	·	$-187M
Market Cap	$525M	$544M	·	$555M	$542M	$559M	·	$543M	$508M	$511M	·	$320M	$194M	$122M	·	$28M
P/E	5.5	5.6	·	5.2	5.8	6.2	·	6.7	6.9	1.5	·	1.4	1.4	1.3	·	-0.1
P/S	1.6	1.7	·	1.7	1.8	1.9	·	2.0	1.9	1.8	·	0.9	0.5	0.3	·	0.1
P/B	1.5	1.6	·	1.7	1.9	2.1	·	2.1	2.3	2.5	·	2.6	1.7	1.4	·	0.3
P / Tangible Book	1.9	2.0	·	2.1	2.4	2.9	·	2.8	3.2	3.8	·	6.3	4.6	6.5	·	5.5
P / Cash Flow	·	-94.8	·	·	·	21.1	·	·	·	4.1	·	·	·	-1.2	·	·
P / FCF	·	-92.6	·	·	·	21.2	·	·	·	4.1	·	·	·	-1.2	·	·
Earnings Yield	18.1%	17.8%	·	19.1%	17.3%	16.2%	·	14.9%	14.4%	68.0%	·	69.8%	74.0%	75.2%	·	-679.7%
Payout Ratio	·	190.0%	·	·	·	·	·	·	·	·	·	·	·	0.00%	·	·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

Laporan Laba Rugi

	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2022-03-31
Pendapatan	$335M	$297M	$264M	$222M	—
Margin Operasi %	41.8%	33.6%	31.3%	-99.9%	—
Laba Bersih	$107M	$76M	$310M	$-470M	—
EPS Dilusian	$2.15	$1.54	$6.98	$-10.91	—

Arus Kas

	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2022-03-31
Arus Kas Bebas	$71M	$243M	$-136M	$-176M	—

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Pemilik institusional (13F) 148 pengaju · $126.0M total · Per tanggal 30 Juni 2026

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Aktivitas institusional — Q2 2026 vs kuartal sebelumnya

Posisi baru	Posisi yang keluar	Meningkat	Menurun	Perubahan bersih saham
23 (-20 vs Kuartal sebelumnya)	31 (+11 vs Kuartal sebelumnya)	43 (-5 vs Kuartal sebelumnya)	36 (-3 vs Kuartal sebelumnya)	-2.6M

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi	Nilai	Saham	% dari 13F yang dilacak	Tipe
VANGUARD CAPITAL MANAGEMENT LLC	$11.051.560	995.636	8,77%	Saham
AMERICAN CENTURY COMPANIES INC	$9.416.874	848.367	7,47%	Saham
PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC.	$8.976.625	808.705	7,12%	Saham
DIMENSIONAL FUND ADVISORS LP	$8.661.641	780.328	6,87%	Saham
TWO SIGMA INVESTMENTS, LP	$6.566.249	591.554	5,21%	Saham
GEODE CAPITAL MANAGEMENT, LLC	$6.472.984	583.028	5,14%	Saham
RENAISSANCE TECHNOLOGIES LLC	$6.020.185	542.359	4,78%	Saham
STATE STREET CORP	$5.658.414	509.767	4,49%	Saham
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	$5.056.894	455.576	4,01%	Saham
BRIDGEWAY CAPITAL MANAGEMENT, LLC	$3.374.866	304.042	2,68%	Saham
SEI INVESTMENTS CO	$3.206.912	288.911	2,55%	Saham
VANGUARD PORTFOLIO MANAGEMENT LLC	$2.657.129	239.381	2,11%	Saham
Empyrean Capital Partners, LP	$2.562.735	230.877	2,03%	Saham
Militia Capital Partners, LP	$2.281.711	180.658	1,81%	Saham
Crews Bank & Trust	$2.098.733	189.075	1,67%	Saham
TUDOR INVESTMENT CORP ET AL	$2.069.129	186.408	1,64%	Saham
VANGUARD FIDUCIARY TRUST CO	$1.807.258	162.816	1,43%	Saham
WESTWOOD HOLDINGS GROUP INC	$1.650.959	148.735	1,31%	Saham
Kennondale Capital Management LLC	$1.629.280	146.782	1,29%	Saham
MERCER GLOBAL ADVISORS INC /ADV	$1.492.428	134.453	1,18%	Saham
O'SHAUGHNESSY ASSET MANAGEMENT, LLC	$1.476.034	132.976	1,17%	Saham
Brandywine Global Investment Management, LLC	$1.407.866	111.470	1,12%	Saham
FRANKLIN RESOURCES INC	$1.261.737	113.670	1,00%	Saham
ANTIPODES PARTNERS Ltd	$1.256.342	113.184	1,00%	Saham
GOLDMAN SACHS GROUP INC	$1.185.180	106.773	0,94%	Saham
Lido Advisors, LLC	$985.333	88.768	0,78%	Saham
RITHOLTZ WEALTH MANAGEMENT	$956.332	86.156	0,76%	Saham
WEDGE CAPITAL MANAGEMENT L L P/NC	$942.480	83.776	0,75%	Saham
Connor, Clark & Lunn Investment Management Ltd.	$928.160	83.618	0,74%	Saham
MACKENZIE FINANCIAL CORP	$919.513	82.839	0,73%	Saham
FIRST TRUST ADVISORS LP	$899.199	81.009	0,71%	Saham
JACOBS LEVY EQUITY MANAGEMENT, INC	$861.626	77.624	0,68%	Saham
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$827.039	74.508	0,66%	Saham
Pacific Ridge Capital Partners, LLC	$826.761	74.483	0,66%	Saham
RAYMOND JAMES FINANCIAL INC	$818.514	73.740	0,65%	Saham
BANK OF AMERICA CORP /DE/	$814.152	73.347	0,65%	Saham
Cubist Systematic Strategies, LLC	$777.310	68.245	0,62%	Saham
Beacon Pointe Advisors, LLC	$754.301	67.955	0,60%	Saham
Quantinno Capital Management LP	$702.963	63.330	0,56%	Saham
TWO SIGMA ADVISERS, LP	$678.231	53.700	0,54%	Saham
JANE STREET GROUP, LLC	$672.749	60.608	0,53%	Saham
Tactive Advisors, LLC	$610.667	55.015	0,48%	Saham
Bank of New York Mellon Corp	$606.859	54.672	0,48%	Saham
IHT Wealth Management, LLC	$602.819	54.308	0,48%	Saham
Cornerstone Wealth Group, LLC	$505.596	2.885	0,40%	Saham
Empowered Funds, LLC	$504.950	45.491	0,40%	Saham
STATE OF WISCONSIN INVESTMENT BOARD	$488.333	43.994	0,39%	Saham
MANGROVE PARTNERS IM, LLC	$478.443	43.103	0,38%	Saham
STRS OHIO	$478.410	43.100	0,38%	Saham
MILLENNIUM MANAGEMENT LLC	$455.788	41.062	0,36%	Saham
CANADA PENSION PLAN INVESTMENT BOARD	$405.150	36.500	0,32%	Saham
Geller Advisors LLC	$403.800	30.000	0,32%	Saham
ALLIANCEBERNSTEIN L.P.	$400.950	35.640	0,32%	Saham
RHUMBLINE ADVISERS	$344.282	31.017	0,27%	Saham
Militia Capital Management LLC	$340.304	30.658	0,27%	Saham
REGIONS FINANCIAL CORP	$326.828	29.444	0,26%	Saham
FIFTH THIRD BANCORP	$321.179	28.935	0,25%	Saham
EntryPoint Capital, LLC	$315.728	28.444	0,25%	Saham
MARTINGALE ASSET MANAGEMENT L P	$297.836	26.832	0,24%	Saham
Cox Capital Mgt LLC	$281.074	25.322	0,22%	Saham
DEUTSCHE BANK AG\	$272.938	24.589	0,22%	Saham
AlphaQuest LLC	$263.500	20.863	0,21%	Saham
Welch Group, LLC	$258.497	23.288	0,21%	Saham
WELLS FARGO & COMPANY/MN	$234.232	21.102	0,19%	Saham
Sowell Financial Services LLC	$216.017	19.461	0,17%	Saham
Graham Capital Management, L.P.	$201.809	18.181	0,16%	Saham
Balyasny Asset Management L.P.	$192.607	17.352	0,15%	Saham
MetLife Investment Management, LLC	$185.315	16.695	0,15%	Saham
Palumbo Wealth Management LLC	$184.787	16.647	0,15%	Saham
Squarepoint Ops LLC	$173.005	15.586	0,14%	Saham
VANGUARD GROUP INC	$159.795	12.652	0,13%	Saham
OSAIC HOLDINGS, INC.	$152.402	13.730	0,12%	Saham
AXA Investment Managers S.A.	$147.352	12.937	0,12%	Saham
Atom Investors LP	$144.422	13.011	0,11%	Saham
Metis Global Partners, LLC	$136.119	12.263	0,11%	Saham
BlackRock, Inc.	$130.414	11.749	0,10%	Saham
Vident Advisory, LLC	$130.358	11.744	0,10%	Saham
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.	$128.816	11.605	0,10%	Saham
D. E. Shaw & Co., Inc.	$126.784	11.422	0,10%	Saham
Marble Wealth, LLC	$123.049	11.085	0,10%	Saham
Quadrature Capital Ltd	$122.944	11.076	0,10%	Saham
Kingsview Wealth Management, LLC	$120.881	10.745	0,10%	Saham
Daytona Street Capital LLC	$111.450	10.000	0,09%	Saham
Invesco Ltd.	$111.122	10.011	0,09%	Saham
Rockefeller Capital Management L.P.	$111.000	10.000	0,09%	Saham
Vanguard Global Advisers, LLC	$104.951	9.455	0,08%	Saham
FMR LLC	$93.895	8.459	0,07%	Saham
Farther Finance Advisors, LLC	$87.721	7.903	0,07%	Saham
NEW YORK STATE COMMON RETIREMENT FUND	$80.675	7.268	0,06%	Saham
Police & Firemen's Retirement System of New Jersey	$72.594	6.540	0,06%	Saham
Nuveen Asset Management, LLC	$50.085	3.721	0,04%	Saham
BNP PARIBAS FINANCIAL MARKETS	$45.832	4.129	0,04%	Saham
MORGAN STANLEY	$44.400	4.000	0,04%	Saham
NORTHERN TRUST CORP	$43.412	3.911	0,03%	Saham
Nuveen, LLC	$41.303	3.721	0,03%	Saham
Tower Research Capital LLC (TRC)	$34.177	3.079	0,03%	Saham
Ameritas Investment Partners, Inc.	$28.061	2.528	0,02%	Saham
Ancora Advisors LLC	$26.862	2.420	0,02%	Saham
BARCLAYS PLC	$25.542	2.301	0,02%	Saham
Legal & General Group Plc	$25.197	2.270	0,02%	Saham

Orang dalam perusahaan 42 orang dalam · 21 pejabat · 15 direktur

Orang Dalam	Peran	Aktivitas terakhir	Saham dimiliki	Bersih 12m
Brad Martz	President & CEO	27 Mei 2025 M	365.943	$0
John Forney	President & CEO	26 Mei 2020 A	124.491	$0
Svetlana Castle	Chief Financial Officer	7 Mei 2025 A	5.201	$0
Nicholas W Griffin	Chief Financial Officer	25 Maret 2009 A	58.310	$0
Christopher Griffith	Chief Operating Officer	5 Juni 2025 M	121.431	$0
Paul F Difrancesco	Chief Operating Officer	18 Agu 2020 A	20.533	$0
Troy J Crawford	Chief Underwriting Officer	15 Juli 2026 F	12.107	$0
Brooke Adler	General Counsel	27 Mei 2025 M	103.265	$0
James Andy Gray	Chief Compliance/Risk Officer	14 Mei 2025 M	195.594	$0
Brooke Shirazi	Chief Underwriting Officer	27 Mei 2022 A	112.000	$0
Alycia Weigley	Chief Talent Officer	27 Mei 2022 A	9.002	$0
Scott St John	Chief Claims Officer	27 Mei 2022 A	25.140	$0
Christian Dittman	Chief Risk Officer	24 Mei 2021 A	20.238	$0
Brad Kalter	Chief Legal Officer	30 Nov. 2020 A	661	$0
Deepak Menon	Chief Revenue Officer	18 Sep. 2020 M	102.787	$0
Kimberly Salmon	General Counsel	7 Sep. 2017 P	29.622	$0
Andrew Swenson	Chief Information Officer	12 Mei 2017 P	31.017	$0
John Langowski	Vice President, Claims	18 Maret 2016 F	14.659	$0
Judy Copechal	Chief Underwriting Officer	6 Mei 2015 P	3.327	$0
Jay Williams	Vice President of Sales	24 Feb. 2015 A	17.615	$0
Melvin A Russell Jr	Chief Underwriting Officer	11 Des. 2012 P	49.018	$0
Patrick Maroney	Direktur	26 Mei 2026 A	103.500	$0
Daniel Peed	Direktur	26 Mei 2026 A	1.986.936	$0
Iii William H. Hood	Direktur	26 Mei 2026 A	65.429	$0
Kern Michael Davis	Direktur	26 Mei 2026 A	304.564	$0
Deirdre A Brown	Direktur	26 Mei 2026 A	6.500	$0
Gregory C Branch	Direktur	26 Mei 2026 A	1.729.197	$0
Kent G Whittemore	Direktur	26 Mei 2026 A	374.267	$0
Michael Hogan	Direktur	26 Mei 2026 A	366.754	$0
Alec Poitevint II	Direktur	26 Mei 2026 A	195.000	$0
Sherrill W Hudson	Direktur	19 Mei 2025 A	203.403	$0
Gordon G Pratt	Direktur	6 Okt. 2008 P	932.231	$0
David E Sturgess	Direktur	30 Sep. 2008 D	17.839	$0
Thomas D Sargent	Direktur	30 Sep. 2008 D	17.839	$0
James Zuhlke	Direktur	30 Sep. 2008 D	17.839	$0
Stilwell Value LLC	Pemilik 10%	22 Okt. 2012 S	49.318	$0
Stilwell Joseph	Pemilik 10%	22 Okt. 2012 S	49.318	$0
Neil W Savage	Pemilik 10%	28 Sep. 2011 P	17.573	$0
SYNOVUS FINANCIAL CORP	Pemilik 10%	28 Sep. 2011 S	220.047	$0
FMG INVESTORS LLC	Pemilik 10%	30 Sep. 2008 D	932.231	$0
Donald J Cronin	—	25 Maret 2009 A	91.351	$0
Larry G Swets JR	—	22 Okt. 2008 P	932.231	$0

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Aktivis & pemilik 5%+ 11 saham

Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.

Pengaju	Diajukan	Kepemilikan	Status	Tujuan	Pengajuan
Peed Daniel, Peed FLP1, Ltd, L.L.P. ×2 pengajuan	11 Agu 2025	34,50%	Amandemen	—	SEC
R. Daniel Peed, Peed FLP1 Ltd, L.L.P. ×3 pengajuan	20 Maret 2019	—	Pengajuan awal	—	SEC
Stilwell Value Partners I, L.P., Stilwell Value Partners VI, L.P., Stilwell Associates, L.P., Stilwell Associates Insurance Fund of the S.A.L.I. Multi-Series Fund L.P., Stilwell Value LLC, Stilwell Advisers LLC, Joseph Stilwell ×2 pengajuan	17 Des. 2012	—	Pengajuan awal	Kampanye dewan	SEC
Orang pelapor yang tidak diungkapkan, Orang pelapor yang tidak diungkapkan, Orang pelapor yang tidak diungkapkan	20 Sep. 2012	—	Pengajuan awal	—	SEC
Stilwell Value Partners VI, L.P., Stilwell Associates, L.P., Stilwell Associates Insurance Fund of the S.A.L.I. Multi-Series Fund L.P., Stilwell Value LLC, Stilwell Advisers LLC, Joseph Stilwell ×2 pengajuan	29 Mei 2012	—	Pengajuan awal	Kampanye dewan	SEC
Neil W. Savage, Kern M. Davis, William W. Hood, III ×4 pengajuan	15 Maret 2012	—	Pengajuan awal	—	SEC
Orang pelapor yang tidak diungkapkan, Orang pelapor yang tidak diungkapkan, Orang pelapor yang tidak diungkapkan	28 Okt. 2011	—	Pengajuan awal	Investasi pasif	SEC
Synovus Financial Corp. ×5 pengajuan	30 Sep. 2011	—	Pengajuan awal	—	SEC
Homeowners Choice, Inc. ×2 pengajuan	9 Des. 2010	—	Pengajuan awal	—	SEC
Bulldog Investors, Phillip Goldstein and Andrew Dakos ×3 pengajuan	12 Nov. 2008	—	Pengajuan awal	—	SEC
Gregory C. Branch	15 Okt. 2008	—	Pengajuan awal	—	SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Kepemilikan ETF Dimiliki oleh 33 ETF

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana	Bobot	Unit	Per tanggal	Sumber
GSSC · Goldman Sachs ETF Trust	0,04%	33.833 NS	31 Mei 2026	N-PORT
AVUV · AMERICAN CENTURY ETF TRUST	0,03%	681.552 NS	31 Mei 2026	N-PORT
AVSC · AMERICAN CENTURY ETF TRUST	0,01%	38.737 NS	31 Mei 2026	N-PORT
DFAS · Dimensional ETF Trust	0,01%	158.187 NS	30 April 2026	N-PORT
RSSL · Global X Funds	0,01%	10.604 NS	30 April 2026	N-PORT
ITWO · ProShares Trust	0,01%	1.151 NS	31 Mei 2026	N-PORT
EBI · RBB Fund Trust	0,00%	2.949 NS	31 Mei 2026	N-PORT
DFAT · Dimensional ETF Trust	0,00%	50.529 NS	30 April 2026	N-PORT
DXUV · Dimensional ETF Trust	0,00%	1.293 NS	30 April 2026	N-PORT
UWM · ProShares Trust	0,00%	900 NS	31 Mei 2026	N-PORT
URTY · ProShares Trust	0,00%	906 NS	31 Mei 2026	N-PORT
DFSU · Dimensional ETF Trust	0,00%	4.450 NS	30 April 2026	N-PORT
DCOR · Dimensional ETF Trust	0,00%	6.441 NS	30 April 2026	N-PORT
DFAU · Dimensional ETF Trust	0,00%	13.739 NS	30 April 2026	N-PORT
MSSM · MORGAN STANLEY PATHWAY FUNDS	0,00%	888 NS	31 Mei 2026	N-PORT
HDG · ProShares Trust	0,00%	23 NS	31 Mei 2026	N-PORT
DFAC · Dimensional ETF Trust	0,00%	37.406 NS	30 April 2026	N-PORT
AVUS · AMERICAN CENTURY ETF TRUST	0,00%	7.639 NS	31 Mei 2026	N-PORT
DFUS · Dimensional ETF Trust	0,00%	4.888 NS	30 April 2026	N-PORT
DFUV · Dimensional ETF Trust	0,00%	44 NS	30 April 2026	N-PORT
VXF · VANGUARD INDEX FUNDS	—	—	15 Juli 2026	Harian
VTI · VANGUARD INDEX FUNDS	—	—	15 Juli 2026	Harian
VFQY · VANGUARD WELLINGTON FUND	—	—	30 Juli 2026	Harian
VTWO · VANGUARD SCOTTSDALE FUNDS	—	—	15 Juli 2026	Harian
VTWV · VANGUARD SCOTTSDALE FUNDS	—	—	15 Juli 2026	Harian
VTHR · VANGUARD SCOTTSDALE FUNDS	—	—	15 Juli 2026	Harian
IWV · iShares Trust	—	—	18 Agu 2026	Harian
IWN · iShares Trust	—	—	17 Agu 2026	Harian
IWM · iShares Trust	—	—	18 Agu 2026	Harian
IWC · iShares Trust	—	—	18 Agu 2026	Harian
SVAL · iShares Trust	—	—	3 Agu 2026	Harian
OMFS · Invesco Exchange-Traded Self-Indexe…	—	—	13 Juli 2026	Harian
VFH · VANGUARD WORLD FUND	—	—	20 Juli 2026	Harian

Tentang American Coastal Insurance Corporation - Common Stock Tinjauan perusahaan dari Wikipedia

ACIC Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

ACIC Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

Rata-rata bergerak dan lapisan tumpang tindih

Volume

Osilator

Momentum dan tren

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC

Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca

Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T

Metrik Per Saham EPS, nilai buku per saham, arus kas per saham, dividen per saham

Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

ACIC Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

Target Harga 12 Bulan

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

Pemilik institusional (13F) 148 pengaju · $126.0M total · Per tanggal 30 Juni 2026

Orang dalam perusahaan 42 orang dalam · 21 pejabat · 15 direktur

Aktivis & pemilik 5%+ 11 saham

Kepemilikan ETF Dimiliki oleh 33 ETF