ACIC American Coastal Insurance Corporation - Common Stock
NASDAQ · Insurance · Lihat di SEC EDGAR ↗ tutup Okt 2, 2026 10-K/10-Q Agu 6, 2026ACIC Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
ACIC Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.
Tentang American Coastal Insurance Corporation - Common Stock Tinjauan perusahaan dari Wikipedia
United Property & Casualty Insurance Company, Inc. (UPC Insurance) is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.
As of 2019, UPC Insurance had about 159,170 active policies, accounting for just over 2.5 percent market share.
## History
UPC Insurance was founded in 1999 in St. Petersburg, Florida.
In 2012, John Forney was named CEO. Forney is a former U.S. Army infantry officer and graduate of Ranger School. Before joining UPC Insurance, he served in several capacities at Raymond James Financial.
In 2014, UPC Insurance purchased the AAA Auto South building, which had been owned by the Peninsula Motor Club Inc. since 1987, as its new headquarters. The company tried to acquire Family Security Holdings LLC but never completed the $9 million deal. Also in 2014, Judy Copechal, Chief Underwriting Officer at UPC Insurance, was named as one of the Top 10 Women in Insurance Leadership by Insurance Networking News.
In 2015, UPC Insurance acquired Interboro Insurance Company, a property and casualty insurance company authorized in New York, Alabama, South Carolina, Washington, D.C., and Louisiana, from Interboro, LLC for $57 million. The company also participated in the Texas Windstorm Insurance Association (TWIA) Depopulation Program.
In 2017, UPC Insurance merged with American Coastal Insurance Co. Journey Insurance Company offers homeowners and commercial residential property insurance through independent agents and brokers in Florida, South Carolina, and Texas. It received an “A−“ Financial Strength Rating and “a-“ Issuer Credit Rating from A.M. Best.
In 2018, UPC Insurance announced plans to build another new headquarters in downtown St. Petersburg, the first new office construction in the area since the Duke Energy Florida headquarters in 2007. The company also collaborated with R.J. Kiln & Co., a subsidiary of Tokio Marine Kiln, to form a property and casualty insurance subsidiary called Journey Insurance Company.
In 2019, UPC Insurance reported first-quarter catastrophe losses of $13 million after-tax due to several catastrophic events, including the Brevard County hailstorm, as well as possible loss creep from Hurricane Irma and Hurricane Michael.
UPC announced in August 2022 that they would leave the Florida Property Insurance market with a plan to cancel all remaining policies May 31, 2023 before the start of the hurricane season on June 1. Hurricane Ian struck Florida the following month near Fort Myers. UPC policies were concentrated in Southwest Florida and the company experienced 25,000 claims. The company initially projected losses of $660 million but by the end of 2022, losses were revised to $864 million.
When UPC notified Florida's Office of Insurance Regulation of their dire financial situation, the Insurance Commissioner sent a letter to CFO Jimmy Patronis to seek court approval to place UPC into receivership. In early February 2023 Slide Insurance assumed 72,000 of the 135,000 UPC policies. Less than a week later, UPC was declared insolvent.
== References ==
Sumber: Wikipedia (English), CC BY-SA 4.0 · Lihat di Wikipedia ↗
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
| Metrik | Tren 5 Tahun | ACIC | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| P/E (TTM) | 4.6rata-rata 5T ≈4.0 | ≈4.0 | 10.5 | Kurang nilai | |
| P/S (TTM) | 1.3rata-rata 5T ≈1.5 | ≈1.5 | 1.6 | Nilai wajar | |
| P/B (MRQ) | 1.3rata-rata 5T ≈1.8 | ≈1.8 | 1.7 | Nilai wajar | |
| Harga / FCF (TTM) | -14.2rata-rata 5T ≈2.0 | ≈2.0 | · | · | |
| Harga / Arus Kas (TTM) | -14.4rata-rata 5T ≈2.0 | ≈2.0 | 6.4 | Lebih mahal | |
| Harga / Nilai Buku Berwujud (MRQ) | 1.3rata-rata 5T ≈3.5 | ≈3.5 | · | · |
Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
| Metrik | Tren 5 Tahun | ACIC | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Margin Operasi (TTM) | 40.2%rata-rata 5T ≈1.7% | ≈1.7% | · | · | |
| Margin EBITDA (TTM) | 40.8%rata-rata 5T ≈2.9% | ≈2.9% | 4.7% | Tingkat teratas | |
| Margin Sebelum Pajak (TTM) | 40.3%rata-rata 5T ≈2.8% | ≈2.8% | 18.9% | Tingkat teratas | |
| Margin Laba Bersih (TTM) | 30.3%rata-rata 5T ≈15.6% | ≈15.6% | 16.4% | Tingkat teratas | |
| ROA (TTM) | 7.7%rata-rata 5T ≈2.0% | ≈2.0% | 6.2% | Tingkat teratas | |
| ROE (TTM) | 31.7%rata-rata 5T ≈301.2% | ≈301.2% | 16.7% | Tingkat teratas | |
| ROIC | 33.1%rata-rata 5T ≈94.1% | ≈94.1% | · | · |
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
| Metrik | Tren 5 Tahun | ACIC | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Interest Coverage (Cakupan Bunga) | 13.0rata-rata 5T ≈-4.4 | ≈-4.4 | · | · |
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
| Metrik | Tren 5 Tahun | ACIC | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Revenue YoY (Pendapatan YoY) | 13.1%rata-rata 5T ≈10.4% | ≈10.4% | · | · | |
| Revenue CAGR 3Y (CAGR Pendapatan 3T) | 14.8%rata-rata 5T ≈-2.8% | ≈-2.8% | · | · | |
| Revenue CAGR 5Y (CAGR Pendapatan 5T) | -16.9% | · | · | · | |
| EPS YoY | 39.6% | · | · | · | |
| Net Income YoY (Laba Bersih YoY) | 41.1% | · | · | · |
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
| Metrik | Tren 5 Tahun | ACIC | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Asset Turnover (Perputaran Aset) | 0.3rata-rata 5T ≈0.2 | ≈0.2 | 0.4 | Di bawah rata-rata | |
| Revenue / Employee (Pendapatan Tahunan ÷ karyawan (jumlah karyawan, yfinance). Turunan — bukan konsep SEC-XBRL yang tersimpan.) | ≈$4.9M | · | · | · |
nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
| Tanggal ex-dividen | Jumlah | Mata Uang | Imbal Hasil |
|---|---|---|---|
| Jan 2, 2026 | $0,75 | USD | ≈6.6% |
| Jan 2, 2025 | $0,50 | USD | ≈3.9% |
| Mar 8, 2022 | $0,06 | USD | ≈7.0% |
| Nov 19, 2021 | $0,06 | USD | ≈5.2% |
| Agu 9, 2021 | $0,06 | USD | ≈6.1% |
| Mei 14, 2021 | $0,06 | USD | ≈4.1% |
| Mar 1, 2021 | $0,06 | USD | ≈3.4% |
| Nov 20, 2020 | $0,06 | USD | ≈5.2% |
| Agu 10, 2020 | $0,06 | USD | ≈2.6% |
| Mei 18, 2020 | $0,06 | USD | ≈2.9% |
| Mar 3, 2020 | $0,06 | USD | ≈2.4% |
| Nov 18, 2019 | $0,06 | USD | ≈1.9% |
| Agu 13, 2019 | $0,06 | USD | ≈2.1% |
| Mei 13, 2019 | $0,06 | USD | ≈1.7% |
| Mar 5, 2019 | $0,06 | USD | ≈1.5% |
| Nov 19, 2018 | $0,06 | USD | ≈1.3% |
| Agu 10, 2018 | $0,06 | USD | ≈1.2% |
| Mei 21, 2018 | $0,06 | USD | ≈1.1% |
| Mar 6, 2018 | $0,06 | USD | ≈1.3% |
| Nov 21, 2017 | $0,06 | USD | ≈1.5% |
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
| Periode | Laporan | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|---|
| 30 Juni 2026 | Agu 12, 2026 | $0.33 | $0.43 | -23.0% |
| 31 Maret 2026 | Mei 7, 2026 | $0.39 | $0.45 | -13.1% |
| 31 Des. 2025 | $0.52 | $0.43 | 21.4% | |
| 30 Sep. 2025 | $0.61 | $0.40 | 53.3% | |
| 30 Juni 2025 | $0.54 | $2.29 | -76.5% | |
| 31 Maret 2025 | $0.42 | $0.41 | 2.9% |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $335M | $297M | $264M | $222M | $229M | $847M | $825M | $724M | $654M | $487M | $358M | $280M | |
| SG&A Expense | $40M | $45M | $38M | $44M | $31M | $72M | $66M | $66M | $82M | $43M | $30M | $20M | |
| Operating Expenses | $195M | $197M | $171M | $230M | $239M | $979M | $858M | $728M | $28M | $21M | $15M | $12M | |
| Operating Income | $140M | $100M | $94M | $-9M | $-11M | $-132M | $-33M | $-4M | $757.0K | $7M | $42M | $64M | |
| Interest Expense | $11M | $12M | $11M | $9M | $9M | $10M | $10M | $10M | $3M | $723.0K | $326.0K | $410.0K | |
| Other Non-op | $2M | $2M | $2M | $10M | $129.0K | $74.0K | $119.0K | $116.0K | $153.0K | $100.0K | $294.0K | $77.0K | |
| Pretax Income | $143M | $102M | $96M | $2M | $-10M | $-132M | $-33M | $-4M | $910.0K | $7M | $42M | $64M | |
| Income Tax | $36M | $25M | $11M | $26M | $-7M | $-37M | $-3M | $-5M | $-9M | $1M | $15M | $23M | |
| Net Income | $107M | $76M | $310M | $-470M | $-58M | $-96M | $-30M | $290.0K | $10M | $6M | $27M | $41M | |
| EPS (Basic) | $2.20 | $1.59 | $7.11 | $-10.91 | $-1.35 | $-2.25 | $-0.70 | $0.01 | $0.27 | $0.27 | $1.29 | $2.06 | |
| EPS (Diluted) | $2.15 | $1.54 | $6.98 | $-10.91 | $-1.35 | $-2.25 | $-0.70 | $0.01 | $0.27 | $0.26 | $1.28 | $2.05 | |
| Shares (Basic) | 48,476,824 | 47,831,412 | 43,596,432 | 43,052,070 | 42,948,850 | 42,864,166 | 42,763,423 | 42,650,629 | 37,152,768 | 21,417,486 | 21,218,233 | 19,933,652 | |
| Shares (Diluted) | 49,782,993 | 49,362,985 | 44,388,804 | 43,052,070 | 42,948,850 | 42,864,166 | 42,763,423 | 42,838,886 | 37,375,340 | 21,614,443 | 21,452,540 | 20,045,907 | |
| EBITDA | $144M | $104M | $91M | $-449M | $-76M | $-126M | $-26M | $-133.0K | $7M | · | $43M | $65M |
Neraca
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $199M | $137M | $139M | $71M | $212M | $239M | $215M | $113M | $230M | $151M | $85M | $61M | |
| PP&E (Net) | $723.0K | $6M | $4M | $5M | $32M | $34M | $33M | $17M | $17M | $18M | $17M | $8M | |
| PP&E (Gross) | $9M | $14M | $9M | $11M | $58M | $60M | $52M | $30M | $30M | $25M | $22M | $11M | |
| Accum. Depreciation | $8M | $9M | $5M | $6M | $26M | $25M | $19M | $13M | $13M | $7M | $5M | $3M | |
| Goodwill | $59M | $59M | $59M | $70M | $73M | $73M | $73M | $73M | $73M | $14M | $3M | $0 | |
| Intangibles | $3M | $6M | $9M | $13M | $18M | $22M | $26M | $31M | $45M | $12M | $5M | · | |
| Total Assets | $1.07B | $1.22B | $1.06B | $2.84B | $2.70B | $2.85B | $2.47B | $2.32B | $2.06B | $1000M | $740M | $584M | |
| Deferred Tax | · | · | · | $177.0K | · | · | · | · | · | · | · | · | |
| Total Liabilities | $755M | $980M | $894M | $3.02B | $2.37B | $2.43B | $1.94B | $1.78B | $1.52B | $758M | $501M | $380M | |
| Long-term Debt | $150M | $150M | $150M | $150M | $159M | $160M | $162M | $163M | $165M | $54M | $12M | $14M | |
| Common Stock | $5.0K | $5.0K | $5.0K | $4.0K | $4.0K | $4.0K | $4.0K | $4.0K | $4.0K | $2.0K | $2.0K | $2.0K | |
| Paid-in Capital | $440M | $437M | $424M | $396M | $394M | $393M | $392M | $389M | $387M | $99M | $97M | $82M | |
| Retained Earnings | $-115M | $-185M | $-237M | $-546M | $-75M | $-7M | $100M | $141M | $141M | $142M | $141M | $118M | |
| Treasury Stock | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | |
| AOCI | $-7M | $-16M | $-17M | $-31M | $-7M | $10M | $11M | $-9M | $9M | $822.0K | $2M | $4M | |
| Stockholders' Equity | $318M | $236M | $169M | $-182M | $332M | $396M | $503M | $520M | $537M | $241M | $239M | $204M | |
| Liabilities + Equity | $1.07B | $1.22B | $1.06B | $2.84B | $2.70B | $2.85B | $2.47B | $2.32B | $2.06B | $1000M | $740M | $584M | |
| Shares Outstanding | 48,764,802 | 48,204,962 | 46,777,006 | 43,280,173 | 43,370,442 | 43,075,877 | 43,028,074 | 42,984,578 | 42,753,054 | 21,646,614 | 21,524,348 | 20,904,414 |
Arus Kas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $4M | $5M | $1M | $5M | $6M | $6M | $6M | $4M | $6M | $2M | $2M | $731.0K | |
| Stock-based Comp | $4M | $3M | $1M | $1M | $1M | $1M | $3M | $2M | $3M | $2M | $2M | $649.0K | |
| Amort. of Intangibles | $2M | $3M | $3M | $3M | $4M | $4M | $5M | $14M | $31M | $11M | $3M | $460.0K | |
| Other Non-cash | $-44M | $160M | $-449M | $289M | $-247M | $78M | $170M | $3M | $-4M | · | $67M | $27M | |
| Operating Cash Flow | $71M | $244M | $-136M | $-173M | $-295M | $-10M | $149M | $26M | $36M | $66M | $98M | $69M | |
| CapEx | $155.0K | $22.0K | $196.0K | $3M | $5M | $11M | $22M | $4M | $5M | $3M | $11M | $6M | |
| Investing Cash Flow | $620.0K | $-179M | $-3M | $237M | $251M | $37M | $-34M | $-126M | $-7M | $-50M | $-67M | $-91M | |
| Debt Issued | · | · | · | · | · | · | $0 | $0 | $150M | $35M | $0 | $0 | |
| Net Debt Issued | · | · | · | $-4M | $-2M | $-1M | $-2M | $-2M | $110M | · | $-3M | $-1M | |
| Stock Issued | $774.0K | $12M | $27M | $0 | · | · | · | · | · | $0 | $0 | $54M | |
| Net Stock Activity | $774.0K | $12M | $27M | · | · | · | · | · | · | · | $0 | $54M | |
| Dividends Paid | $0 | $24M | $0 | $3M | $10M | $10M | $10M | $10M | $9M | $5M | $4M | $3M | |
| Financing Cash Flow | $-1M | $-14M | $27M | $-25M | $-12M | $-12M | $-12M | $8M | $97M | $50M | $-8M | $49M | |
| Net Change in Cash | · | · | · | · | · | · | · | · | $126M | $66M | $23M | $27M | |
| Free Cash Flow | $71M | $243M | $-136M | $-176M | $-301M | $-21M | $127M | $6M | $9M | · | $87M | $63M | |
| Levered FCF | $63M | $234M | $-146M | $-186M | $-307M | $-28M | $118M | $7M | $-27M | · | $87M | $62M |
Profitabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 41.8% | 33.6% | 31.3% | -99.9% | -13.2% | -15.6% | -4.0% | -0.60% | 0.12% | · | 11.6% | 23.0% | |
| Net Margin | 31.9% | 25.5% | 108.2% | -103.2% | -9.1% | -11.4% | -3.6% | 0.04% | 1.6% | · | 7.6% | 14.6% | |
| Pretax Margin | 42.5% | 34.3% | 32.1% | -97.6% | -13.2% | -15.6% | -4.0% | -0.59% | 0.14% | · | 11.7% | 23.0% | |
| EBITDA Margin | 43.0% | 35.2% | 31.9% | -98.5% | -12.0% | -14.8% | -3.2% | -0.02% | 1.0% | · | 12.1% | 23.2% | |
| ROA | 9.3% | 6.7% | 15.9% | -23.7% | -1.9% | -3.6% | -1.2% | 0.01% | 0.66% | · | 4.1% | 8.0% | |
| ROE | 35.0% | 30.6% | 214.2% | 924.9% | -16.4% | -21.5% | -5.8% | 0.05% | 2.6% | · | 12.3% | 26.4% | |
| ROIC | 33.1% | 31.7% | 47.5% | 264.2% | -19.2% | -24.1% | -5.9% | 0.08% | 1.6% | · | 11.4% | 20.1% |
Likuiditas & Solvabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Coverage | 13.0 | 8.3 | 8.3 | -47.3 | -8.9 | -13.8 | -3.3 | -0.4 | 0.2 | · | 127.5 | 156.9 |
Efisiensi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.3 | 0.3 | 0.1 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 | 0.4 | · | 0.5 | 0.5 |
Per Saham
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $6.51 | $4.89 | $3.61 | $-4.21 | $7.20 | $9.19 | $11.69 | $12.10 | $12.56 | · | $11.11 | $9.75 | |
| Revenue / Share | $6.74 | $6.01 | $6.46 | $10.58 | $14.77 | $19.75 | $19.29 | $16.90 | $17.51 | · | $16.67 | $13.98 | |
| Cash Flow / Share | $1.43 | $4.93 | $-3.06 | $-4.02 | $-6.88 | $-0.24 | $3.48 | $0.24 | $0.38 | · | $4.58 | $3.44 | |
| Cash / Share | $4.08 | · | · | $5.31 | $4.89 | $5.56 | $5.01 | $2.62 | $6.46 | · | $3.94 | $2.94 | |
| Dividend / Share | $0.75 | $0.50 | · | · | · | · | · | · | $0.24 | $0.23 | $0.20 | $0.16 | |
| EPS (TTM) | $2.15 | $1.54 | $6.98 | $-10.91 | $-1.35 | $-2.25 | $-0.70 | $0.01 | $0.27 | $0.26 | $1.28 | $2.05 |
Tingkat Pertumbuhan
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 13.1% | 12.2% | 19.3% | -3.1% | -73.0% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 14.8% | 9.1% | -32.1% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | -16.9% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 39.6% | -77.9% | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 41.1% | -75.6% | · | · | · | · | · | · | · | · | · | · |
Valuasi (TTM)
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $335M | $297M | $264M | $222M | $229M | $847M | $825M | $724M | $654M | $487M | $358M | $280M | |
| Net Income TTM | $107M | $76M | $310M | $-470M | $-58M | $-96M | $-30M | $290.0K | $10M | $6M | $27M | $41M | |
| Market Cap | $616M | $649M | $443M | $46M | $188M | $246M | $543M | $714M | $737M | · | $368M | $459M | |
| P/E | 5.9 | 8.7 | 1.4 | -0.1 | -3.2 | -2.5 | -18.0 | 1662.0 | 63.9 | 58.2 | 13.4 | 10.7 | |
| P/S | 1.8 | 2.2 | 1.7 | 0.2 | 0.8 | 0.3 | 0.7 | 1.0 | 1.1 | · | 1.0 | 1.6 | |
| P/B | 1.9 | 2.8 | 2.6 | -0.3 | 0.6 | 0.6 | 1.1 | 1.4 | 1.4 | · | 1.5 | 2.3 | |
| P / Tangible Book | 2.4 | 3.8 | 4.4 | · | 0.8 | 0.8 | · | · | · | · | · | · | |
| P / Cash Flow | 8.7 | 2.7 | -3.3 | -0.3 | -0.6 | -23.5 | 3.6 | 70.6 | 51.5 | · | 3.7 | 6.7 | |
| P / FCF | 8.7 | 2.7 | -3.2 | -0.3 | -0.6 | -11.6 | 4.3 | 118.1 | 81.3 | · | 4.2 | 7.3 | |
| Dividend Yield | 0.00% | 3.7% | 0.00% | 5.6% | 5.5% | 4.2% | 1.9% | 1.4% | 1.2% | · | 1.2% | 0.73% | |
| Earnings Yield | 17.0% | 11.4% | 73.8% | -1029.2% | -31.1% | -39.3% | -5.5% | 0.06% | 1.6% | 1.7% | 7.5% | 9.3% | |
| Payout Ratio | 0.00% | 31.8% | · | -0.55% | -17.9% | -10.7% | -34.4% | 3540.7% | 88.6% | · | 15.7% | 8.1% | |
| Annual Payout | $0 | $24M | $0 | $3M | $10M | $10M | $10M | $10M | $9M | $5M | $4M | $3M |
Laporan Laba Rugi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $83M | $71M | $86M | $90M | $86M | $72M | $79M | $82M | $69M | $67M | $48M | $53M | $74M | $90M | $-76M | $124M | |
| SG&A Expense | $10M | $11M | $12M | $11M | $8M | $10M | $11M | $10M | $12M | $11M | $16M | $6M | $6M | $9M | $-5M | $26M | |
| Operating Expenses | $54M | $46M | $49M | $49M | $50M | $47M | $70M | $46M | $45M | $36M | $27M | $34M | $52M | $57M | $-174M | $195M | |
| Operating Income | $28M | $26M | $37M | $42M | $36M | $25M | $9M | $36M | $24M | $31M | $21M | $18M | $22M | $33M | $98M | $-71M | |
| Interest Expense | $2M | $2M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $2M | $2M | |
| Other Non-op | $-48.0K | $212.0K | $-657.0K | $665.0K | $1M | $1M | $-11.0K | $453.0K | $811.0K | $810.0K | $1M | $-237.0K | $806.0K | $588.0K | $9M | $-15.0K | |
| Pretax Income | $28M | $26M | $37M | $42M | $38M | $26M | $9M | $37M | $25M | $31M | $22M | $18M | $22M | $34M | $106M | $-71M | |
| Income Tax | $7M | $6M | $10M | $10M | $10M | $6M | $3M | $9M | $6M | $8M | $3M | $3M | $1M | $3M | $-9M | $87.0K | |
| Net Income | $22M | $19M | $27M | $32M | $26M | $21M | $5M | $28M | $19M | $24M | $14M | $11M | $18M | $267M | $-297M | $-71M | |
| EPS (Basic) | $0.46 | $0.40 | $0.54 | $0.67 | $0.55 | $0.44 | $0.10 | $0.59 | $0.40 | $0.50 | $0.27 | $0.24 | $0.41 | $6.19 | $-6.89 | $-1.65 | |
| EPS (Diluted) | $0.44 | $0.39 | $0.54 | $0.65 | $0.53 | $0.43 | $0.10 | $0.57 | $0.39 | $0.48 | $0.19 | $0.24 | $0.41 | $6.14 | $-6.89 | $-1.65 | |
| Shares (Basic) | 48,094,148 | 48,546,290 | · | 48,664,597 | 48,434,446 | 48,135,231 | · | 48,066,358 | 47,821,115 | 47,323,356 | · | 43,301,388 | 43,229,416 | 43,124,825 | · | 43,075,234 | |
| Shares (Diluted) | 49,303,289 | 49,808,832 | · | 49,917,729 | 49,636,088 | 49,564,721 | · | 49,521,246 | 49,398,463 | 48,969,550 | · | 44,142,693 | 43,805,217 | 43,574,840 | · | 43,075,234 | |
| EBITDA | $29M | $26M | · | $43M | $37M | $26M | · | $37M | $25M | $32M | · | $346.0K | $996.0K | $34M | · | $-69M |
Neraca
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $219M | $117M | $199M | $268M | $315M | $167M | $137M | $183M | $229M | $285M | · | $111M | $28M | $93M | · | $181M | |
| PP&E (Net) | $869.0K | $691.0K | $723.0K | $3M | $4M | $5M | $6M | $7M | $9M | $10M | · | $4M | $4M | $5M | · | $27M | |
| PP&E (Gross) | $2M | $2M | $9M | $13M | $13M | $14M | $14M | $16M | $17M | $17M | · | $9M | $9M | $9M | · | $57M | |
| Accum. Depreciation | $1M | $1M | $8M | $10M | $9M | $10M | $9M | $9M | $7M | $6M | · | $5M | $5M | $5M | · | $30M | |
| Goodwill | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | $59M | · | $59M | |
| Intangibles | $2M | $3M | $3M | $4M | $5M | $5M | $6M | $7M | $7M | $9M | · | $10M | $11M | $12M | · | $16M | |
| Total Assets | $1.24B | $997M | $1.07B | $1.18B | $1.35B | $1.16B | $1.22B | $1.14B | $1.31B | $1.08B | · | $1.15B | $1.44B | $1.45B | · | $2.94B | |
| Total Liabilities | $903M | $665M | $755M | $852M | $1.05B | $899M | $980M | $884M | $1.09B | $873M | · | $1.03B | $1.33B | $1.36B | · | $2.86B | |
| Long-term Debt | · | · | $150M | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | $5.0K | · | $4.0K | $4.0K | $4.0K | · | $4.0K | |
| Paid-in Capital | $443M | $441M | $440M | $441M | $440M | $438M | $437M | $437M | $436M | $436M | · | $397M | $396M | $396M | · | $395M | |
| Retained Earnings | $-73M | $-95M | $-115M | $-104M | $-137M | $-163M | $-185M | $-166M | $-194M | $-214M | · | $-252M | $-262M | $-280M | · | $-250M | |
| Treasury Stock | $20M | $5M | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | $431.0K | · | $431.0K | $431.0K | $431.0K | · | $431.0K | |
| AOCI | $-9M | $-8M | $-7M | $-8M | $-10M | $-13M | $-16M | $-12M | $-19M | $-17M | $-17M | $-24M | $-21M | $-26M | $-31M | $-65M | |
| Stockholders' Equity | $341M | $332M | $318M | $327M | $292M | $261M | $236M | $260M | $223M | $204M | $169M | $121M | $112M | $90M | · | $80M | |
| Liabilities + Equity | $1.24B | $997M | $1.07B | $1.18B | $1.35B | $1.16B | $1.22B | $1.14B | $1.31B | $1.08B | · | $1.15B | $1.44B | $1.45B | · | $2.94B | |
| Shares Outstanding | 47,271,828 | 48,342,811 | 48,764,802 | 48,765,302 | 48,746,722 | 48,308,466 | 48,204,962 | 48,204,962 | 48,132,370 | 47,799,465 | 46,777,006 | 43,411,686 | 43,406,486 | 43,274,359 | 43,280,173 | 43,285,807 |
Arus Kas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $57.0K | $168.0K | $834.0K | $937.0K | $998.0K | $1M | $1M | $1M | $1M | $1M | $-801.0K | $296.0K | $996.0K | $1M | $2M | $483.0K | |
| Stock-based Comp | $2M | $1M | $1M | $1M | $1M | $733.0K | $642.0K | $695.0K | $780.0K | $428.0K | $403.0K | $410.0K | $170.0K | $335.0K | $464.0K | $290.0K | |
| Amort. of Intangibles | $610.0K | $610.0K | $609.0K | $609.0K | $610.0K | $609.0K | $609.0K | $610.0K | $609.0K | $812.0K | $812.0K | $812.0K | $811.0K | $812.0K | $812.0K | $811.0K | |
| Other Non-cash | · | $-26M | · | · | · | $3M | · | · | · | $99M | · | · | · | $-373M | · | · | |
| Operating Cash Flow | $58M | $-6M | $-48M | $-36M | $128M | $26M | $2M | $-9M | $126M | $124M | $49M | $48M | $-129M | $-104M | $-75M | $-106M | |
| CapEx | $235.0K | $136.0K | $59.0K | $0 | $0 | $96.0K | $11.0K | $11.0K | $0 | $0 | $0 | $-77.0K | $119.0K | $154.0K | $121.0K | $566.0K | |
| Investing Cash Flow | $34M | $-7M | $-17M | $-12M | $25M | $5M | $-16M | $-10M | $-151M | $-2M | $-34M | $5M | $64M | $-37M | $136M | $16M | |
| Net Debt Issued | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | · | · | |
| Stock Issued | $0 | $0 | $0 | $0 | $465.0K | $309.0K | $-1.0K | $164.0K | $60.0K | $11M | $27M | $38.0K | $0 | $0 | · | · | |
| Net Stock Activity | · | $0 | · | · | $465.0K | $309.0K | · | $164.0K | $60.0K | $11M | · | $38.0K | · | · | · | · | |
| Dividends Paid | $0 | $37M | · | · | $0 | $0 | · | · | · | · | $0 | $0 | $0 | $0 | $0 | $0 | |
| Financing Cash Flow | $-14M | $-42M | $-2M | $0 | $465.0K | $309.0K | $-25M | $163.0K | $60.0K | $11M | $27M | $38.0K | $0 | $0 | $-319.0K | $-3M | |
| Free Cash Flow | · | $-6M | · | · | · | $26M | · | · | · | $124M | · | · | · | $-104M | · | · | |
| Levered FCF | · | $-8M | · | · | · | $24M | · | · | · | $122M | · | · | · | · | · | · |
Profitabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 34.4% | 35.9% | · | 46.1% | 41.8% | 34.8% | · | 43.9% | 35.1% | 41.5% | · | · | · | 36.8% | · | -57.2% | |
| Net Margin | 26.5% | 27.0% | · | 35.9% | 30.6% | 29.6% | · | 34.2% | 27.8% | 32.2% | · | · | · | 295.9% | · | -57.3% | |
| Pretax Margin | 34.4% | 36.2% | · | 46.9% | 43.4% | 36.3% | · | 44.5% | 36.2% | 42.6% | · | · | · | 37.5% | · | -57.2% | |
| EBITDA Margin | 34.5% | 36.1% | · | 47.2% | 43.0% | 36.2% | · | 45.4% | 36.9% | 43.3% | · | · | · | 37.9% | · | -55.9% | |
| ROA | 1.7% | 1.8% | · | 2.8% | 2.0% | 1.9% | · | 2.5% | 1.4% | 1.9% | · | 0.52% | 0.90% | 13.8% | · | -2.3% | |
| ROE | 6.9% | 6.5% | · | 11.1% | 10.3% | 9.2% | · | 14.8% | 11.4% | 16.1% | · | 10.5% | 12.7% | 153.7% | · | -35.4% | |
| ROIC | 6.4% | 5.8% | · | 9.8% | 9.2% | 7.2% | · | 10.5% | 8.3% | 11.3% | · | · | · | 33.2% | · | -88.1% |
Likuiditas & Solvabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Coverage | 12.1 | 10.9 | · | 15.3 | 13.3 | 9.2 | · | 11.8 | 7.0 | 11.2 | · | · | · | · | · | -29.6 |
Efisiensi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.0 | 0.1 | · | · | · | 0.0 | · | 0.0 |
Per Saham
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $7.21 | $6.86 | · | $6.71 | $6.00 | $5.40 | · | $5.38 | $4.63 | $4.27 | · | $2.78 | $2.59 | $2.08 | · | $1.86 | |
| Revenue / Share | $1.68 | $1.43 | · | $1.81 | $1.74 | $1.46 | · | $1.66 | $1.39 | $1.49 | · | · | · | $2.07 | · | $2.87 | |
| Cash Flow / Share | · | $-0.12 | · | · | · | $0.53 | · | · | · | $2.54 | · | · | · | $-2.39 | · | · | |
| Cash / Share | $4.63 | $2.42 | · | $5.49 | $6.47 | $3.46 | · | $3.80 | $4.77 | $5.97 | · | $2.56 | $0.64 | $2.14 | · | $4.18 | |
| Dividend / Share | · | · | $0.75 | $0.00 | $0.00 | $0.00 | $0.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |
| EPS (TTM) | $2.02 | $2.11 | · | $1.71 | $1.63 | $1.49 | · | $1.63 | $1.30 | $1.32 | · | $-0.10 | $-1.99 | $-4.00 | · | $-4.08 |
Valuasi (TTM)
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $331M | $334M | · | $328M | $320M | $302M | · | $265M | $236M | $241M | · | $140M | $211M | $254M | · | $47M | |
| Net Income TTM | $100M | $105M | · | $85M | $81M | $73M | · | $85M | $68M | $66M | · | $-1M | $-83M | $-169M | · | $-175M | |
| Market Cap | $525M | $544M | · | $555M | $542M | $559M | · | $543M | $508M | $511M | · | $320M | $194M | $122M | · | $28M | |
| P/E | 5.5 | 5.3 | · | 6.7 | 6.8 | 7.8 | · | 6.9 | 8.1 | 8.1 | · | -73.6 | -2.2 | -0.7 | · | -0.2 | |
| P/S | 1.6 | 1.6 | · | 1.7 | 1.7 | 1.8 | · | 2.0 | 2.2 | 2.1 | · | 2.3 | 0.9 | 0.5 | · | 0.6 | |
| P/B | 1.5 | 1.6 | · | 1.7 | 1.9 | 2.1 | · | 2.1 | 2.3 | 2.5 | · | 2.6 | 1.7 | 1.4 | · | 0.3 | |
| P / Tangible Book | 1.9 | 2.0 | · | 2.1 | 2.4 | 2.9 | · | 2.8 | 3.2 | 3.8 | · | 6.3 | 4.6 | 6.5 | · | 5.5 | |
| P / Cash Flow | · | -94.8 | · | · | · | 21.1 | · | · | · | 4.1 | · | · | · | -1.2 | · | · | |
| Dividend Yield | · | · | · | · | · | · | · | 0.00% | 0.00% | 0.00% | · | 0.00% | 0.00% | 0.00% | · | 18.7% | |
| Earnings Yield | 18.2% | 18.8% | · | 15.0% | 14.7% | 12.9% | · | 14.5% | 12.3% | 12.3% | · | -1.4% | -44.6% | -141.8% | · | -637.5% | |
| Payout Ratio | · | 190.0% | · | · | · | · | · | · | · | · | · | · | · | 0.00% | · | · | |
| Annual Payout | · | · | · | · | · | · | · | $0 | $0 | $0 | · | $0 | $0 | $0 | · | $5M |
Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-03-31 |
|---|---|---|---|---|---|
| Pendapatan | $335M | $297M | $264M | $222M | · |
| Margin Operasi % | 41.8% | 33.6% | 31.3% | -99.9% | · |
| Laba Bersih | $107M | $76M | $310M | $-470M | · |
| EPS Dilusian | $2.15 | $1.54 | $6.98 | $-10.91 | · |
Data fundamental belum cukup untuk membuat laporan ini.
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-03-31 |
|---|---|---|---|---|---|
| Arus Kas Bebas | $71M | $243M | $-136M | $-176M | · |
Pemilik institusional (13F) 144 pengaju · $182.6M total · Per tanggal 30 Sep. 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 18 (-25 vs Kuartal sebelumnya) | 32 (+12 vs Kuartal sebelumnya) | 47 (-5 vs Kuartal sebelumnya) | 38 (0 vs Kuartal sebelumnya) | -2.2M |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| BlackRock, Inc. | $25.308.722 | 2.280.065 | 13,86% | Saham |
| VANGUARD GROUP INC | $17.084.285 | 1.352.675 | 9,36% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $11.051.560 | 995.636 | 6,05% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $9.920.943 | 893.772 | 5,43% | Saham |
| AMERICAN CENTURY COMPANIES INC | $9.416.874 | 848.367 | 5,16% | Saham |
| PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC. | $8.976.625 | 808.705 | 4,92% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $7.516.850 | 677.070 | 4,12% | Saham |
| TWO SIGMA INVESTMENTS, LP | $6.566.249 | 591.554 | 3,60% | Saham |
| RENAISSANCE TECHNOLOGIES LLC | $6.020.185 | 542.359 | 3,30% | Saham |
| STATE STREET CORP | $5.658.414 | 509.767 | 3,10% | Saham |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $5.056.894 | 455.576 | 2,77% | Saham |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $3.374.866 | 304.042 | 1,85% | Saham |
| SEI INVESTMENTS CO | $3.206.912 | 288.911 | 1,76% | Saham |
| Empowered Funds, LLC | $2.991.816 | 269.533 | 1,64% | Saham |
| AQR CAPITAL MANAGEMENT LLC | $2.798.195 | 252.090 | 1,53% | Saham |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2.657.129 | 239.381 | 1,46% | Saham |
| Empyrean Capital Partners, LP | $2.562.735 | 230.877 | 1,40% | Saham |
| Militia Capital Partners, LP | $2.281.711 | 180.658 | 1,25% | Saham |
| NORTHERN TRUST CORP | $2.216.038 | 199.643 | 1,21% | Saham |
| Crews Bank & Trust | $2.098.733 | 189.075 | 1,15% | Saham |
| GOLDMAN SACHS GROUP INC | $2.084.502 | 187.793 | 1,14% | Saham |
| TUDOR INVESTMENT CORP ET AL | $2.069.129 | 186.408 | 1,13% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $1.807.258 | 162.816 | 0,99% | Saham |
| WESTWOOD HOLDINGS GROUP INC | $1.650.959 | 148.735 | 0,90% | Saham |
| Kennondale Capital Management LLC | $1.629.280 | 146.782 | 0,89% | Saham |
| MERCER GLOBAL ADVISORS INC /ADV | $1.492.428 | 134.453 | 0,82% | Saham |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC | $1.476.034 | 132.976 | 0,81% | Saham |
| Brandywine Global Investment Management, LLC | $1.407.866 | 111.470 | 0,77% | Saham |
| Connor, Clark & Lunn Investment Management Ltd. | $1.360.672 | 122.583 | 0,75% | Saham |
| FRANKLIN RESOURCES INC | $1.261.737 | 113.670 | 0,69% | Saham |
| ANTIPODES PARTNERS Ltd | $1.256.342 | 113.184 | 0,69% | Saham |
| Bank of New York Mellon Corp | $1.046.125 | 94.246 | 0,57% | Saham |
| Lido Advisors, LLC | $985.333 | 88.768 | 0,54% | Saham |
| RITHOLTZ WEALTH MANAGEMENT | $956.332 | 86.156 | 0,52% | Saham |
| WEDGE CAPITAL MANAGEMENT L L P/NC | $942.480 | 83.776 | 0,52% | Saham |
| MACKENZIE FINANCIAL CORP | $919.513 | 82.839 | 0,50% | Saham |
| FIRST TRUST ADVISORS LP | $899.199 | 81.009 | 0,49% | Saham |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $861.626 | 77.624 | 0,47% | Saham |
| RAYMOND JAMES FINANCIAL INC | $828.637 | 74.652 | 0,45% | Saham |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $827.039 | 74.508 | 0,45% | Saham |
| Pacific Ridge Capital Partners, LLC | $826.761 | 74.483 | 0,45% | Saham |
| BANK OF AMERICA CORP /DE/ | $814.152 | 73.347 | 0,45% | Saham |
| Cubist Systematic Strategies, LLC | $777.310 | 68.245 | 0,43% | Saham |
| MORGAN STANLEY | $767.931 | 69.183 | 0,42% | Saham |
| Beacon Pointe Advisors, LLC | $754.301 | 67.955 | 0,41% | Saham |
| Nuveen, LLC | $752.180 | 67.764 | 0,41% | Saham |
| Quantinno Capital Management LP | $702.963 | 63.330 | 0,38% | Saham |
| TWO SIGMA ADVISERS, LP | $678.231 | 53.700 | 0,37% | Saham |
| JANE STREET GROUP, LLC | $672.749 | 60.608 | 0,37% | Saham |
| Tactive Advisors, LLC | $610.667 | 55.015 | 0,33% | Saham |
Aktivis & pemilik 5%+ 11 saham
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
| Pengaju | Diajukan | Kepemilikan | Status | Tujuan | Pengajuan |
|---|---|---|---|---|---|
| Peed Daniel, Peed FLP1, Ltd, L.L.P. ×2 pengajuan | 11 Agu 2025 | 34,50% | Amandemen | · | SEC |
| R. Daniel Peed, Peed FLP1 Ltd, L.L.P. ×3 pengajuan | 20 Maret 2019 | · | Pengajuan awal | · | SEC |
| Stilwell Value Partners I, L.P., Stilwell Value Partners VI, L.P., Stilwell Associates, L.P., Stilwell Associates Insurance Fund of the S.A.L.I. Multi-Series Fund L.P., Stilwell Value LLC, Stilwell Advisers LLC, Joseph Stilwell ×2 pengajuan | 17 Des. 2012 | · | Pengajuan awal | Kampanye dewan | SEC |
| Orang pelapor yang tidak diungkapkan, Orang pelapor yang tidak diungkapkan, Orang pelapor yang tidak diungkapkan | 20 Sep. 2012 | · | Pengajuan awal | · | SEC |
| Stilwell Value Partners VI, L.P., Stilwell Associates, L.P., Stilwell Associates Insurance Fund of the S.A.L.I. Multi-Series Fund L.P., Stilwell Value LLC, Stilwell Advisers LLC, Joseph Stilwell ×2 pengajuan | 29 Mei 2012 | · | Pengajuan awal | Kampanye dewan | SEC |
| Neil W. Savage, Kern M. Davis, William W. Hood, III ×4 pengajuan | 15 Maret 2012 | · | Pengajuan awal | · | SEC |
| Orang pelapor yang tidak diungkapkan, Orang pelapor yang tidak diungkapkan, Orang pelapor yang tidak diungkapkan | 28 Okt. 2011 | · | Pengajuan awal | Investasi pasif | SEC |
| Synovus Financial Corp. ×5 pengajuan | 30 Sep. 2011 | · | Pengajuan awal | · | SEC |
| Homeowners Choice, Inc. ×2 pengajuan | 9 Des. 2010 | · | Pengajuan awal | · | SEC |
| Bulldog Investors, Phillip Goldstein and Andrew Dakos ×3 pengajuan | 12 Nov. 2008 | · | Pengajuan awal | · | SEC |
| Gregory C. Branch | 15 Okt. 2008 | · | Pengajuan awal | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Orang dalam perusahaan 42 orang dalam · 21 pejabat · 15 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| Brad Martz | President & CEO | 22 Sep. 2026 P | 444.611 | 1 | 0 | $91.500 |
| John Forney | President & CEO | 26 Mei 2020 A | 124.491 | 0 | 0 | $0 |
| Svetlana Castle | Chief Financial Officer | 12 Mei 2026 A | 16.390 | 0 | 0 | $0 |
| Nicholas W Griffin | Chief Financial Officer | 25 Maret 2009 A | 58.310 | 0 | 0 | $0 |
| Christopher Griffith | Chief Operating Officer | 17 Agu 2026 M | 118.724 | 0 | 3 | $-610.245 |
| Paul F Difrancesco | Chief Operating Officer | 18 Agu 2020 A | 20.533 | 0 | 0 | $0 |
| Brooke Adler | Secretary | 24 Sep. 2026 S | 100.175 | 0 | 1 | $-192.036 |
| Troy J Crawford | Chief Underwriting Officer | 15 Juli 2026 F | 12.107 | 1 | 0 | $35.456 |
| James Andy Gray | Chief Compliance/Risk Officer | 12 Mei 2026 A | 207.504 | 0 | 0 | $0 |
| Brooke Shirazi | Chief Underwriting Officer | 27 Mei 2022 A | 112.000 | 0 | 0 | $0 |
| Alycia Weigley | Chief Talent Officer | 27 Mei 2022 A | 9.002 | 0 | 0 | $0 |
| Scott St John | Chief Claims Officer | 27 Mei 2022 A | 25.140 | 0 | 0 | $0 |
| Christian Dittman | Chief Risk Officer | 24 Mei 2021 A | 20.238 | 0 | 0 | $0 |
| Brad Kalter | Chief Legal Officer | 30 Nov. 2020 A | 661 | 0 | 0 | $0 |
| Deepak Menon | Chief Revenue Officer | 18 Sep. 2020 M | 102.787 | 0 | 0 | $0 |
| Kimberly Salmon | General Counsel | 7 Sep. 2017 P | 29.622 | 0 | 0 | $0 |
| Andrew Swenson | Chief Information Officer | 12 Mei 2017 P | 31.017 | 0 | 0 | $0 |
| John Langowski | Vice President, Claims | 18 Maret 2016 F | 14.659 | 0 | 0 | $0 |
| Judy Copechal | Chief Underwriting Officer | 6 Mei 2015 P | 3.327 | 0 | 0 | $0 |
| Jay Williams | Vice President of Sales | 24 Feb. 2015 A | 17.615 | 0 | 0 | $0 |
| Melvin A Russell Jr | Chief Underwriting Officer | 11 Des. 2012 P | 49.018 | 0 | 0 | $0 |
| Patrick Maroney | Direktur | 26 Mei 2026 A | 103.500 | 0 | 0 | $0 |
| Daniel Peed | Direktur | 26 Mei 2026 A | 1.986.936 | 0 | 0 | $0 |
| Iii William H. Hood | Direktur | 26 Mei 2026 A | 65.429 | 0 | 0 | $0 |
| Kern Michael Davis | Direktur | 26 Mei 2026 A | 304.564 | 8 | 0 | $27.548 |
| Deirdre A Brown | Direktur | 26 Mei 2026 A | 6.500 | 0 | 0 | $0 |
| Gregory C Branch | Direktur | 26 Mei 2026 A | 1.729.197 | 0 | 0 | $0 |
| Kent G Whittemore | Direktur | 26 Mei 2026 A | 374.267 | 0 | 0 | $0 |
| Michael Hogan | Direktur | 26 Mei 2026 A | 366.754 | 0 | 0 | $0 |
| Alec Poitevint II | Direktur | 26 Mei 2026 A | 195.000 | 0 | 0 | $0 |
| Sherrill W Hudson | Direktur | 19 Mei 2025 A | 203.403 | 0 | 0 | $0 |
| Gordon G Pratt | Direktur | 6 Okt. 2008 P | 932.231 | 0 | 0 | $0 |
| David E Sturgess | Direktur | 30 Sep. 2008 D | 17.839 | 0 | 0 | $0 |
| Thomas D Sargent | Direktur | 30 Sep. 2008 D | 17.839 | 0 | 0 | $0 |
| James Zuhlke | Direktur | 30 Sep. 2008 D | 17.839 | 0 | 0 | $0 |
| Stilwell Value LLC | Pemilik 10% | 22 Okt. 2012 S | 49.318 | 0 | 0 | $0 |
| Stilwell Joseph | Pemilik 10% | 22 Okt. 2012 S | 49.318 | 0 | 0 | $0 |
| Neil W Savage | Pemilik 10% | 28 Sep. 2011 P | 17.573 | 0 | 0 | $0 |
| SYNOVUS FINANCIAL CORP | Pemilik 10% | 28 Sep. 2011 S | 220.047 | 0 | 0 | $0 |
| FMG INVESTORS LLC | Pemilik 10% | 30 Sep. 2008 D | 932.231 | 0 | 0 | $0 |
| Donald J Cronin | · | 25 Maret 2009 A | 91.351 | 0 | 0 | $0 |
| Larry G Swets JR | · | 22 Okt. 2008 P | 932.231 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 23 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| IWC · iShares Trust | 0,06% | 86.791 SH | 11 Sep. 2026 | Harian |
| VFQY · VANGUARD WELLINGTON FUND | 0,05% | 19.491 SH | 19 Agu 2026 | Harian |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,02% | 21.955 SH | 19 Agu 2026 | Harian |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,02% | 5.568 SH | 2 Okt. 2026 | Harian |
| DFAS · Dimensional ETF Trust | 0,01% | 161.437 NS | 31 Juli 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 145.239 SH | 19 Agu 2026 | Harian |
| IWM · iShares Trust | 0,01% | 827.803 SH | 11 Sep. 2026 | Harian |
| RSSL · Global X Funds | 0,01% | 12.028 NS | 31 Juli 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,01% | 76.937 NS | 31 Juli 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 9.019 NS | 31 Juli 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 1.293 NS | 31 Juli 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 6.441 NS | 31 Juli 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0,00% | 13.739 NS | 31 Juli 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 37.406 NS | 31 Juli 2026 | N-PORT |
| IWV · iShares Trust | 0,00% | 12.213 SH | 3 Sep. 2026 | Harian |
| DFUS · Dimensional ETF Trust | 0,00% | 4.888 NS | 31 Juli 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 284.795 SH | 19 Agu 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 688.548 SH | 19 Agu 2026 | Harian |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 2.292 SH | 19 Agu 2026 | Harian |
| DFUV · Dimensional ETF Trust | 0,00% | 44 NS | 31 Juli 2026 | N-PORT |
| VFH · VANGUARD WORLD FUND | 0,00% | 39.296 SH | 19 Agu 2026 | Harian |
| IWN · iShares Trust | · | 275.336 SH | 11 Sep. 2026 | Harian |
| SVAL · iShares Trust | · | 51.032 SH | 3 Sep. 2026 | Harian |
ACIC Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
Target Harga 12 Bulan
1 analis · 2026-09-15Target rata-rata $13.00 +39,3%
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| ACIC | $616M | 5.9 | 13.1% | 31.9% | 35.0% | · |
| ROOT | · | 30.6 | 28.9% | 2.7% | 15.2% | · |
| DGICA | · | · | -1.2% | 8.1% | 12.7% | · |
| TIPT | $691M | 24.0 | -67.9% | 7157.2% | 7.2% | · |
| ITIC | $471M | 13.4 | 5.6% | 12.9% | 13.2% | · |
| AII | $408M | 3.7 | 35.3% | 36.0% | 31.2% | · |
| AMSF | $722M | 15.6 | 2.7% | 14.9% | 18.2% | · |
| GBLI | · | 16.2 | 2.0% | 5.6% | 3.6% | · |
| NODK | $273M | -26.6 | -12.3% | -3.6% | -4.3% | 24.5% |
| KWY | · | · | · | · | · | · |
| KINS | $242M | 5.8 | 38.5% | 19.0% | 37.5% | · |
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