BCML BayCom Corp - Common Stock
$31,29
Harga · Agu 19, 2026
Fundamental per Agu 10, 2026
Rentang 52M
$27–$35
55% of range
Peringkat Analis
HOLD
8 analysts
Target Harga
$32
+2% upside
P/E (TTM)
14.4
ROE
7.1%
Margin Laba Bersih
23.8%
BCML Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$31.29
Kapitalisasi Pasar
$341M
P/E (TTM)
14.4
EPS (TTM)
$2.18
Pendapatan (TTM)
—
Imbal Hasil Dividen
1.9%
ROE
7.1%
D/E Utang/Ekuitas
—
Rentang 52M
$27 – $35
BCML Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
Configure
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
Pendapatan & Laba Bersih
—
EPS
$2.18
2016-12-31
→
2025-12-31
Arus Kas Bebas
$30M
2021-12-31
→
2025-12-31
Margin
23.8%
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
Metrik
Tren 5 Tahun
BCML
Median Rekan
P/E (TTM)
14.4
11.9
P/B
1.0
1.0
Price / FCF (Harga / FCF)
11.3
—
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
Metrik
Tren 5 Tahun
BCML
Median Rekan
Net Profit Margin (Margin Laba Bersih)
23.8%
25.4%
ROA
0.91%
1.1%
ROE
7.1%
10.7%
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Metrik
Tren 5 Tahun
BCML
Median Rekan
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
Metrik
Tren 5 Tahun
BCML
Median Rekan
Revenue YoY (Pendapatan YoY)
3.1%
—
Revenue CAGR 3Y (CAGR Pendapatan 3T)
-0.74%
—
Revenue CAGR 5Y (CAGR Pendapatan 5T)
2.9%
—
EPS YoY
3.8%
—
Net Income YoY (Laba Bersih YoY)
1.3%
—
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
Metrik
Tren 5 Tahun
BCML
Median Rekan
Payout Ratio (Rasio Pembayaran Dividen)
27.6%
—
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
Imbal Hasil Dividen
1.9%
Rasio Pembayaran Dividen
27.6%
CAGR Dividen 5T
—
| Tanggal ex-dividen | Jumlah |
|---|---|
| 11 Juni 2026 | $0,3000 |
| 12 Maret 2026 | $0,3000 |
| 11 Des. 2025 | $0,3000 |
| 11 Sep. 2025 | $0,2500 |
| 12 Juni 2025 | $0,2000 |
| 13 Maret 2025 | $0,1500 |
| 12 Des. 2024 | $0,1500 |
| 19 Sep. 2024 | $0,1000 |
| 13 Juni 2024 | $0,1000 |
| 14 Maret 2024 | $0,1000 |
| 13 Des. 2023 | $0,1000 |
| 14 Sep. 2023 | $0,1000 |
| 15 Juni 2023 | $0,1000 |
| 9 Maret 2023 | $0,1000 |
| 15 Des. 2022 | $0,0500 |
| 15 Sep. 2022 | $0,0500 |
| 16 Juni 2022 | $0,0500 |
| 10 Maret 2022 | $0,0500 |
BCML Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
JUAL
8 analis
- Beli Kuat 0 0,0%
- Beli 0 0,0%
- Tahan 5 62,5%
- Jual 1 12,5%
- Jual Kuat 2 25,0%
Target Harga 12 Bulan
3 analis · 2026-08-14
Rendah
$32.00
Tinggi
$32.00
Target median
$32.00
+2,3%
Target rata-rata
$32.00
+2,3%
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
Kejutan Rata-rata
-0.17%
| Periode | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|
| 30 Juni 2026 | $-0.64 | $0.43 | -1.1% |
| 31 Maret 2026 | $0.75 | $0.61 | 0.14% |
| 31 Des. 2025 | $0.63 | $0.66 | -0.03% |
| 30 Sep. 2025 | $0.46 | $0.53 | -0.07% |
| 30 Juni 2025 | $0.58 | $0.56 | 0.02% |
| 31 Maret 2025 | $0.51 | $0.53 | -0.02% |
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| BCML | $320M | 13.5 | 3.1% | 23.8% | 7.1% | — |
| FVCB | $249M | 11.5 | 13.9% | 1238.5% | 8.9% | — |
| COSO | — | 10.8 | 6.4% | 1254.0% | 10.6% | — |
| JMSB | — | 13.4 | 17.5% | 33.9% | 8.2% | — |
| FCCO | $228M | 12.0 | -3.1% | 2083.0% | 11.9% | — |
| FSBW | $309M | 9.6 | 44.8% | 21.8% | 11.0% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi 10
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | $41M | $28M | $10M | $9M | $9M | $9M | $5M | $4M | $3M | |
| Interest Income | $135M | $132M | $126M | $107M | $82M | $87M | $77M | $57M | $44M | $30M | |
| Pretax Income | $33M | $32M | $38M | $32M | $28M | $18M | $24M | $20M | · | · | |
| Income Tax | $9M | $9M | $11M | $9M | $8M | $5M | $6M | $6M | $9M | $4M | |
| Net Income | $24M | $24M | $27M | $24M | $21M | $14M | $17M | $14M | $5M | $6M | |
| EPS (Basic) | $2.18 | $2.10 | $2.27 | $1.81 | $1.90 | $1.15 | $1.47 | $1.50 | $0.81 | $1.10 | |
| EPS (Diluted) | $2.18 | $2.10 | $2.27 | $1.81 | $1.90 | $1.15 | $1.47 | $1.50 | $0.81 | $1.09 | |
| Shares (Basic) | 10,990,547 | 11,262,409 | 12,074,198 | 13,124,179 | 10,882,344 | 11,965,245 | 11,759,334 | 9,692,009 | 6,520,230 | 5,441,085 | |
| Shares (Diluted) | 10,990,547 | 11,262,409 | 12,074,198 | 13,124,179 | 10,882,344 | 11,965,245 | 11,759,334 | 9,692,009 | 6,520,230 | 5,449,998 | |
| EBITDA | · | · | · | · | · | · | $1M | $935M | · | · |
Neraca 15
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | $295M | $324M | $250M | $129M | |
| PP&E (Net) | $13M | $13M | $14M | $13M | $14M | $15M | $11M | $11M | $8M | · | |
| Accum. Depreciation | $13M | $12M | $9M | $7M | $5M | $6M | $5M | $4M | $3M | · | |
| Goodwill | $39M | $39M | $39M | $39M | $39M | $39M | $35M | $15M | $15M | $0 | |
| Intangibles | $2M | $3M | $4M | $5M | $6M | $8M | $9M | $9M | $7M | $802.0K | |
| Total Assets | $2.59B | $2.66B | $2.55B | $2.51B | $2.35B | $2.20B | $1.99B | $1.48B | $1.25B | · | |
| Total Liabilities | $2.26B | $2.34B | $2.24B | $2.20B | $2.09B | $1.94B | $1.74B | $1.28B | $1.13B | · | |
| Long-term Debt | · | · | · | · | · | · | · | $0 | $6M | · | |
| Common Stock | $166M | $172M | $181M | $204M | $157M | $167M | $184M | $149M | $81M | · | |
| Paid-in Capital | · | · | · | · | · | · | $287.0K | $287.0K | $287.0K | · | |
| Retained Earnings | $179M | $165M | $146M | $124M | $103M | $82M | $69M | $51M | $37M | · | |
| AOCI | $-7M | $-13M | $-15M | $-12M | $2M | $3M | $1M | $-103.0K | $213.0K | · | |
| Stockholders' Equity | $339M | $324M | $313M | $317M | $263M | $253M | $254M | $201M | $119M | $78M | |
| Liabilities + Equity | $2.59B | $2.66B | $2.55B | $2.51B | $2.35B | $2.20B | $1.99B | $1.48B | $1.25B | · | |
| Shares Outstanding | 10,887,681 | 11,121,475 | 11,551,271 | 12,838,462 | 10,680,386 | 11,295,397 | 12,444,632 | 10,869,275 | 7,496,995 | · |
Arus Kas 16
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | · | · | · | · | · | · | $301M | $935.0K | $762.0K | $498M | |
| Stock-based Comp | $653.0K | $588.0K | $726.0K | $1M | $1M | $1M | $1M | $1M | $423.0K | $334.0K | |
| Deferred Tax | $-503.0K | $801.0K | $1.0K | $-920.0K | $95.0K | $-2M | $-1M | $540.0K | · | · | |
| Amort. of Intangibles | $948.0K | $1M | $1M | $2M | $2M | $2M | $2M | $1M | $850.0K | $398.0K | |
| Other Non-cash | · | · | · | · | · | · | $-13M | $-944M | · | · | |
| Operating Cash Flow | $32M | $30M | $31M | $40M | $10M | $10M | $7M | $6M | $9M | $6M | |
| CapEx | $2M | $2M | $2M | $843.0K | $1M | $3M | $1M | · | · | · | |
| Investing Cash Flow | $-91M | $-62M | $80M | $54M | $-60M | $-74M | $927.0K | $-11M | $90M | $-33M | |
| Stock Repurchased | $7M | $9M | $24M | $18M | $12M | $18M | $11M | $0 | $24.0K | $901.0K | |
| Net Stock Activity | $-7M | $-9M | $-24M | $-18M | $-12M | $-18M | $-11M | $0 | · | · | |
| Dividends Paid | $7M | $3M | $4M | $2M | · | $0 | $0 | $0 | · | · | |
| Financing Cash Flow | $-99M | $88M | $20M | $-296M | $130M | $68M | $-36M | $79M | $21M | $47M | |
| Net Change in Cash | · | · | · | · | · | · | · | $74M | $121M | $21M | |
| Taxes Paid | $9M | $7M | $12M | $8M | $7M | $8M | $5M | $5M | · | · | |
| Free Cash Flow | $30M | $29M | $29M | $39M | $9M | · | · | · | · | · | |
| Levered FCF | · | $-1M | $8M | $31M | $3M | · | · | · | · | · |
Profitabilitas 5
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 23.8% | 24.2% | 26.2% | 23.1% | 24.6% | 15.8% | 22.4% | 24.6% | · | · | |
| Pretax Margin | 32.4% | 32.9% | 36.4% | 31.6% | 33.9% | 20.9% | · | · | · | · | |
| EBITDA Margin | · | · | · | · | · | · | 1.6% | 1584.8% | · | · | |
| ROA | 0.91% | 0.91% | 1.1% | · | 0.91% | 0.66% | 1.0% | 1.1% | · | · | |
| ROE | 7.1% | 7.3% | 8.8% | · | 8.0% | 5.4% | 7.0% | 7.3% | · | · |
Efisiensi 1
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | 0.0 | · | · |
Tingkat Pertumbuhan 9
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 3.1% | -7.0% | 2.0% | 22.3% | -3.4% | · | · | · | · | · | |
| Revenue CAGR 3Y | -0.74% | 5.1% | 6.4% | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.9% | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 3.8% | -7.5% | 25.4% | -4.7% | 65.2% | · | · | · | · | · | |
| EPS CAGR 3Y | 6.4% | 3.4% | 25.4% | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 13.7% | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 1.3% | -13.9% | 15.6% | 14.7% | 50.7% | · | · | · | · | · | |
| Net Income CAGR 3Y | 0.28% | 4.5% | 25.9% | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 11.8% | · | · | · | · | · | · | · | · | · |
Valuasi (TTM) 11
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $24M | $24M | $27M | $24M | $21M | $14M | $17M | $14M | · | · | |
| Market Cap | $320M | $299M | $272M | · | $200M | $171M | $283M | $251M | · | · | |
| P/E | 13.5 | 12.8 | 10.4 | 10.5 | 9.9 | 13.2 | 15.5 | 15.4 | · | · | |
| P/B | 0.9 | 0.9 | 0.9 | · | 0.8 | 0.7 | 1.1 | 1.3 | · | · | |
| P / Tangible Book | 1.1 | 1.1 | 1.0 | 0.9 | 0.9 | 0.8 | · | · | · | · | |
| P / Cash Flow | 10.1 | 9.8 | 8.8 | · | 19.2 | 17.1 | 40.7 | 40.2 | · | · | |
| P / FCF | 10.6 | 10.4 | 9.5 | · | 22.0 | · | · | · | · | · | |
| Dividend Yield | 2.1% | 1.1% | 1.3% | · | · | 0.00% | 0.00% | 0.00% | · | · | |
| Earnings Yield | 7.4% | 7.8% | 9.6% | 9.5% | 10.1% | 7.6% | 6.5% | 6.5% | · | · | |
| Payout Ratio | 27.6% | 14.3% | 13.3% | 8.5% | · | 0.00% | · | · | · | · | |
| Annual Payout | $7M | $3M | $4M | $2M | · | $0 | $0 | $0 | · | · |
Laporan Laba Rugi 10
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | · | · | · | · | · | · | · | · | · | $885.0K | · | $817.0K | |
| Interest Expense | · | · | · | · | · | $10M | · | $11M | $10M | $9M | · | $8M | $7M | $5M | $3M | $2M | |
| Interest Income | $32M | $35M | $34M | $35M | $33M | $33M | $34M | $33M | $32M | $32M | $32M | $33M | $31M | $30M | $30M | $27M | |
| Pretax Income | $-7M | $11M | $9M | $7M | $9M | $8M | $8M | $8M | $8M | $8M | $9M | $9M | $10M | $10M | $10M | $10M | |
| Income Tax | $-223.0K | $3M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | $3M | $3M | |
| Net Income | $-7M | $8M | $7M | $5M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $7M | $7M | $7M | $8M | $7M | |
| EPS (Basic) | $-0.64 | $0.75 | $0.63 | $0.46 | $0.58 | $0.51 | $0.55 | $0.54 | $0.50 | $0.51 | $0.55 | $0.56 | $0.59 | $0.57 | $0.59 | $0.52 | |
| EPS (Diluted) | $-0.64 | $0.75 | $0.63 | $0.46 | $0.58 | $0.51 | $0.55 | $0.54 | $0.50 | $0.51 | $0.55 | $0.56 | $0.59 | $0.57 | $0.59 | $0.52 | |
| Shares (Basic) | 10,909,317 | 10,909,077 | -22,078,257 | 10,929,779 | 11,002,967 | 11,136,058 | -22,666,058 | 11,148,482 | 11,254,233 | 11,525,752 | -24,666,067 | 11,812,583 | 12,228,206 | 12,699,476 | -26,406,352 | 13,307,555 | |
| Shares (Diluted) | 10,909,317 | 10,909,077 | -22,078,257 | 10,929,779 | 11,002,967 | 11,136,058 | -22,666,058 | 11,148,482 | 11,254,233 | 11,525,752 | -24,666,067 | 11,812,583 | 12,228,206 | 12,699,476 | -26,406,352 | 13,307,555 |
Neraca 12
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $13M | $13M | $13M | $14M | $14M | $13M | $13M | $14M | $14M | $14M | · | $13M | $13M | $13M | · | $14M | |
| Accum. Depreciation | $14M | $14M | $13M | $13M | $12M | $12M | $12M | $10M | $9M | $9M | · | $8M | $8M | $7M | · | $6M | |
| Goodwill | $39M | $39M | $39M | $39M | $39M | $39M | $39M | $39M | $39M | $39M | · | $39M | $39M | $39M | · | $39M | |
| Intangibles | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | $4M | $4M | $4M | $5M | $5M | $5M | $6M | |
| Total Assets | $2.58B | $2.65B | $2.59B | $2.60B | $2.62B | $2.56B | $2.66B | $2.56B | $2.59B | $2.56B | · | $2.57B | $2.57B | $2.55B | $2.51B | $2.53B | |
| Total Liabilities | $2.24B | $2.30B | $2.26B | $2.27B | $2.29B | $2.23B | $2.34B | $2.24B | $2.28B | $2.25B | · | $2.27B | $2.26B | $2.23B | · | $2.22B | |
| Common Stock | $167M | $166M | $166M | $167M | $167M | $171M | $172M | $172M | $173M | $177M | · | $183M | $188M | $196M | · | $208M | |
| Retained Earnings | $174M | $184M | $179M | $175M | $173M | $169M | $165M | $160M | $155M | $151M | · | $141M | $136M | $130M | · | $117M | |
| AOCI | $-6M | $-6M | $-7M | $-8M | $-10M | $-11M | $-13M | $-11M | $-14M | $-14M | · | $-17M | $-16M | $-13M | · | $-12M | |
| Stockholders' Equity | $335M | $344M | $339M | $334M | $331M | $329M | $324M | $322M | $315M | $314M | $313M | $307M | $307M | $313M | $317M | $314M | |
| Liabilities + Equity | $2.58B | $2.65B | $2.59B | $2.60B | $2.62B | $2.56B | $2.66B | $2.56B | $2.59B | $2.56B | · | $2.57B | $2.57B | $2.55B | · | $2.53B | |
| Shares Outstanding | 10,909,317 | 10,909,317 | 10,887,681 | 10,916,792 | 10,941,232 | 11,089,682 | 11,121,475 | 11,130,372 | 11,172,323 | 11,377,117 | 11,551,271 | 11,673,830 | 11,900,022 | 12,443,977 | 12,838,462 | 13,075,447 |
Arus Kas 12
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $1M | $188.0K | $178.0K | $173.0K | $151.0K | $151.0K | $105.0K | $159.0K | $164.0K | $160.0K | $141.0K | $153.0K | $182.0K | $250.0K | $233.0K | $232.0K | |
| Amort. of Intangibles | $113.0K | $114.0K | $201.0K | $242.0K | $242.0K | $263.0K | $307.0K | $305.0K | $305.0K | $305.0K | $307.0K | $305.0K | $305.0K | $369.0K | $517.0K | $516.0K | |
| Operating Cash Flow | $5M | $7M | $9M | $7M | $6M | $9M | $8M | $10M | $8M | $5M | $8M | $3M | $12M | $8M | $16M | $13M | |
| CapEx | $605.0K | $302.0K | $-262.0K | $1M | $749.0K | $143.0K | $58.0K | $255.0K | $245.0K | $1M | $1M | $532.0K | $23.0K | $148.0K | $237.0K | $266.0K | |
| Investing Cash Flow | $-60M | $47M | $-13M | $-44M | $-25M | $-9M | $-43M | $-59M | $8M | $31M | $28M | $42M | $31M | $-21M | $-29M | $6M | |
| Stock Repurchased | · | · | $813.0K | $909.0K | $4M | $1M | $34.0K | $1M | $4M | $4M | $2M | $5M | $9M | $8M | $4M | $8M | |
| Net Stock Activity | · | · | · | · | · | $-1M | · | · | · | $-4M | · | · | · | $-8M | · | · | |
| Dividends Paid | $3M | $3M | $3M | $2M | $0 | $2M | $-59.0K | $1M | $1M | $1M | $1M | $1M | $620.0K | $644.0K | $658.0K | $677.0K | |
| Financing Cash Flow | $-74M | $45M | $-18M | $-26M | $54M | $-108M | $98M | $-41M | $27M | $5M | $-30M | $7M | $9M | $34M | $-35M | $-149M | |
| Taxes Paid | · | · | $2M | $2M | · | · | $1M | $1M | · | · | $9M | $3M | $-3.0K | $10.0K | $2M | $3M | |
| Free Cash Flow | · | $7M | · | · | · | $9M | · | · | · | $4M | · | · | · | $7M | · | · | |
| Levered FCF | · | · | · | · | · | $2M | · | · | · | $-3M | · | · | · | $4M | · | · |
Profitabilitas 4
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -27.6% | 30.6% | · | 19.5% | 25.8% | 23.4% | · | 23.5% | 23.5% | 24.0% | · | 25.1% | 28.4% | 812.5% | · | 853.1% | |
| Pretax Margin | -28.5% | 40.8% | · | 26.3% | 35.3% | 31.6% | · | 32.4% | 31.9% | 33.3% | · | 35.0% | 39.7% | 1131.5% | · | 1201.6% | |
| ROA | -0.27% | 0.31% | · | 0.19% | 0.24% | 0.22% | · | 0.23% | 0.22% | 0.23% | · | 0.26% | 0.27% | 0.27% | · | 0.28% | |
| ROE | -2.1% | 2.4% | · | 1.5% | 2.0% | 1.8% | · | 1.9% | 1.8% | 1.9% | · | 2.1% | 2.3% | 2.2% | · | 2.4% |
Efisiensi 1
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuasi (TTM) 9
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $13M | $25M | · | $23M | $24M | $23M | · | $24M | $25M | $27M | · | $28M | $25M | $23M | · | $22M | |
| Market Cap | $359M | $324M | · | $314M | $303M | $279M | · | $264M | $227M | $234M | · | $224M | $198M | $213M | · | $230M | |
| P/E | 28.6 | 12.9 | · | 13.8 | 13.0 | 12.2 | · | 11.2 | 9.4 | 9.2 | · | 8.6 | 8.5 | 9.5 | · | 10.2 | |
| P/B | 1.1 | 0.9 | · | 0.9 | 0.9 | 0.8 | · | 0.8 | 0.7 | 0.7 | · | 0.7 | 0.6 | 0.7 | · | 0.7 | |
| P / Tangible Book | 1.2 | 1.1 | · | 1.1 | 1.0 | 1.0 | · | 0.9 | 0.8 | 0.9 | · | 0.8 | 0.8 | 0.8 | · | 0.9 | |
| P / Cash Flow | · | 46.4 | · | · | · | 30.1 | · | · | · | 46.1 | · | · | · | 28.2 | · | · | |
| P / FCF | · | 48.5 | · | · | · | 30.5 | · | · | · | 59.5 | · | · | · | 28.7 | · | · | |
| Earnings Yield | 3.5% | 7.7% | · | 7.3% | 7.7% | 8.2% | · | 8.9% | 10.6% | 10.8% | · | 11.7% | 11.8% | 10.5% | · | 9.8% | |
| Payout Ratio | · | 39.9% | · | · | · | 29.3% | · | · | · | 19.7% | · | · | · | · | · | · |
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
Laporan Laba Rugi
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Laba Bersih | $24M | $24M | $27M | $24M | $21M |
| EPS Dilusian | $2.18 | $2.10 | $2.27 | $1.81 | $1.90 |
Arus Kas
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Arus Kas Bebas | $30M | $29M | $29M | $39M | $9M |
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Pemilik institusional (13F) 123 pengaju · $177.4M total · Per tanggal 30 Juni 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 29 (+21 vs Kuartal sebelumnya) | 5 (-2 vs Kuartal sebelumnya) | 43 (+10 vs Kuartal sebelumnya) | 27 (-6 vs Kuartal sebelumnya) | +688K |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | $33.425.676 | 1.015.978 | 18,84% | Saham |
| ROYCE & ASSOCIATES LP | $26.486.178 | 805.051 | 14,93% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $20.196.488 | 613.875 | 11,38% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $15.222.534 | 462.691 | 8,58% | Saham |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $8.743.932 | 265.773 | 4,93% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $7.495.352 | 227.752 | 4,22% | Saham |
| STATE STREET CORP | $7.070.914 | 213.187 | 3,98% | Saham |
| AMERICAN CENTURY COMPANIES INC | $5.588.394 | 169.860 | 3,15% | Saham |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $4.025.085 | 122.343 | 2,27% | Saham |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $3.927.997 | 119.392 | 2,21% | Saham |
| Qube Research & Technologies Ltd | $3.231.175 | 98.212 | 1,82% | Saham |
| TWO SIGMA INVESTMENTS, LP | $2.650.621 | 80.566 | 1,49% | Saham |
| CALDWELL SUTTER CAPITAL, INC. | $2.632.329 | 80.010 | 1,48% | Saham |
| FIRST MANHATTAN CO. LLC. | $2.433.911 | 73.350 | 1,37% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $2.365.247 | 71.892 | 1,33% | Saham |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2.288.491 | 69.559 | 1,29% | Saham |
| Empowered Funds, LLC | $1.983.311 | 60.283 | 1,12% | Saham |
| MARSHALL WACE, LLP | $1.448.291 | 44.021 | 0,82% | Saham |
| RENAISSANCE TECHNOLOGIES LLC | $1.325.870 | 40.300 | 0,75% | Saham |
| VICTORY CAPITAL MANAGEMENT INC | $1.316.000 | 40.000 | 0,74% | Saham |
| Quantinno Capital Management LP | $1.133.602 | 34.456 | 0,64% | Saham |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $1.080.568 | 32.844 | 0,61% | Saham |
| Saratoga Research & Investment Management | $1.053.952 | 32.035 | 0,59% | Saham |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $997.594 | 30.322 | 0,56% | Saham |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $955.581 | 29.045 | 0,54% | Saham |
| AQR CAPITAL MANAGEMENT LLC | $921.791 | 28.018 | 0,52% | Saham |
| ALGERT GLOBAL LLC | $868.264 | 26.391 | 0,49% | Saham |
| AMERIPRISE FINANCIAL INC | $834.743 | 25.371 | 0,47% | Saham |
| PRUDENTIAL FINANCIAL INC | $831.383 | 25.270 | 0,47% | Saham |
| MERCER GLOBAL ADVISORS INC /ADV | $826.119 | 25.110 | 0,47% | Saham |
| LAZARD ASSET MANAGEMENT LLC | $712.121 | 21.645 | 0,40% | Saham |
| CAPTRUST FINANCIAL ADVISORS | $709.752 | 21.573 | 0,40% | Saham |
| STRS OHIO | $690.900 | 21.000 | 0,39% | Saham |
| GOLDMAN SACHS GROUP INC | $620.988 | 18.875 | 0,35% | Saham |
| MILLENNIUM MANAGEMENT LLC | $601.445 | 18.281 | 0,34% | Saham |
| BARCLAYS PLC | $497.448 | 15.120 | 0,28% | Saham |
| WOODWARD DIVERSIFIED CAPITAL, LLC | $493.500 | 15.000 | 0,28% | Saham |
| XTX Topco Ltd | $479.583 | 14.577 | 0,27% | Saham |
| TWO SIGMA ADVISERS, LP | $467.460 | 15.900 | 0,26% | Saham |
| RHUMBLINE ADVISERS | $464.508 | 14.119 | 0,26% | Saham |
| IMC-Chicago, LLC | $418.093 | 12.708 | 0,24% | Saham |
| COLDSTREAM CAPITAL MANAGEMENT INC | $374.875 | 11.349 | 0,21% | Saham |
| MARTINGALE ASSET MANAGEMENT L P | $368.908 | 11.213 | 0,21% | Saham |
| JANE STREET GROUP, LLC | $338.146 | 10.278 | 0,19% | Saham |
| DEUTSCHE BANK AG\ | $332.553 | 10.108 | 0,19% | Saham |
| BANK OF AMERICA CORP /DE/ | $332.553 | 10.108 | 0,19% | Saham |
| marrick wealth, LLC | $329.000 | 10.000 | 0,19% | Saham |
| ALLIANCEBERNSTEIN L.P. | $321.922 | 10.830 | 0,18% | Saham |
| SEI INVESTMENTS CO | $318.900 | 9.693 | 0,18% | Saham |
| MORGAN STANLEY | $292.305 | 8.884 | 0,16% | Saham |
| FRANKLIN RESOURCES INC | $286.362 | 8.704 | 0,16% | Saham |
| WELLS FARGO & COMPANY/MN | $285.210 | 8.669 | 0,16% | Saham |
| NewEdge Advisors, LLC | $268.564 | 8.163 | 0,15% | Saham |
| EntryPoint Capital, LLC | $255.107 | 7.754 | 0,14% | Saham |
| MetLife Investment Management, LLC | $241.091 | 7.328 | 0,14% | Saham |
| SmartHarvest Portfolios, LLC | $231.123 | 7.025 | 0,13% | Saham |
| D. E. Shaw & Co., Inc. | $225.727 | 6.861 | 0,13% | Saham |
| Bank of New York Mellon Corp | $222.305 | 6.757 | 0,13% | Saham |
| PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | $202.894 | 6.167 | 0,11% | Saham |
| STATE OF WISCONSIN INVESTMENT BOARD | $200.690 | 6.100 | 0,11% | Saham |
| OSAIC HOLDINGS, INC. | $179.907 | 5.468 | 0,10% | Saham |
| Nuveen Asset Management, LLC | $176.849 | 6.589 | 0,10% | Saham |
| JPMORGAN CHASE & CO | $172.067 | 5.262 | 0,10% | Saham |
| BlackRock, Inc. | $168.185 | 5.112 | 0,09% | Saham |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $156.867 | 4.768 | 0,09% | Saham |
| Vanguard Global Advisers, LLC | $149.662 | 4.549 | 0,08% | Saham |
| NEW YORK STATE COMMON RETIREMENT FUND | $147.787 | 4.492 | 0,08% | Saham |
| CITIGROUP INC | $144.267 | 4.385 | 0,08% | Saham |
| Nuveen, LLC | $141.832 | 4.311 | 0,08% | Saham |
| Invesco Ltd. | $135.680 | 4.124 | 0,08% | Saham |
| VANGUARD GROUP INC | $133.741 | 4.549 | 0,08% | Saham |
| FMR LLC | $112.913 | 3.432 | 0,06% | Saham |
| Police & Firemen's Retirement System of New Jersey | $109.162 | 3.318 | 0,06% | Saham |
| BNP PARIBAS FINANCIAL MARKETS | $61.984 | 1.884 | 0,03% | Saham |
| PNC Financial Services Group, Inc. | $56.424 | 1.715 | 0,03% | Saham |
| NORTHERN TRUST CORP | $53.792 | 1.635 | 0,03% | Saham |
| CITADEL ADVISORS LLC | $44.086 | 1.340 | 0,02% | Saham |
| Winch Advisory Services, LLC | $35.060 | 1.066 | 0,02% | Saham |
| CWM, LLC | $34.155 | 1.149 | 0,02% | Saham |
| Legal & General Group Plc | $33.328 | 1.013 | 0,02% | Saham |
| Ameritas Investment Partners, Inc. | $31.716 | 964 | 0,02% | Saham |
| ASSETMARK, INC | $29.149 | 886 | 0,02% | Saham |
| Tower Research Capital LLC (TRC) | $28.228 | 858 | 0,02% | Saham |
| GAMMA Investing LLC | $23.359 | 710 | 0,01% | Saham |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $16.468 | 554 | 0,01% | Saham |
| Larson Financial Group LLC | $16.450 | 500 | 0,01% | Saham |
| ROYAL BANK OF CANADA | $12.000 | 356 | 0,01% | Saham |
| Arax Advisory Partners | $10.495 | 319 | 0,01% | Saham |
| Versant Capital Management, Inc | $9.048 | 275 | 0,01% | Saham |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | $8.799 | 296 | 0,00% | Saham |
| ACADIAN ASSET MANAGEMENT LLC | $7.647 | 232.644 | 0,00% | Saham |
| Sterling Capital Management LLC | $6.876 | 209 | 0,00% | Saham |
| Silver Grove Financial Group, Inc. | $6.409 | 195 | 0,00% | Saham |
| Russell Investments Group, Ltd. | $5.769 | 175 | 0,00% | Saham |
| Cerity Partners LLC | $5.527 | 168 | 0,00% | Saham |
| SBI Securities Co., Ltd. | $5.165 | 157 | 0,00% | Saham |
| UBS Group AG | $4.639 | 141 | 0,00% | Saham |
| North Star Investment Management Corp. | $3.487 | 106 | 0,00% | Saham |
| Integrated Wealth Concepts LLC | $3.426 | 104 | 0,00% | Saham |
| LSV ASSET MANAGEMENT | $2.751 | 83.611 | 0,00% | Saham |
Orang dalam perusahaan 23 orang dalam · 9 pejabat · 12 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| George J. Guarini | President and CEO | 11 Juni 2021 G | 113.542 | 0 | 0 | $0 |
| Kevin L Thompson | EVP, Chief Financial Officer | 21 Juli 2026 A | 532 | 0 | 0 | $0 |
| William J Black | Executive Vice Chair | 21 Juli 2026 A | 34.079 | 0 | 0 | $0 |
| Mary Therese Curley | EVP and Labor Services Div. | 21 Juli 2026 A | 4.339 | 0 | 0 | $0 |
| Felix Antonio Miranda Jr | Chief Lending Officer | 2 Jan. 2026 A | 2.038 | 0 | 0 | $0 |
| Rick Pak | EVP and Chief Lending Officer | 1 Jan. 2021 A | 4.237 | 0 | 0 | $0 |
| Izabella Lin Zhu | EVP and Chief Risk Officer | 1 Jan. 2021 A | 4.320 | 0 | 0 | $0 |
| David John Funkhouser | EVP and Chief Credit Officer | 1 Jan. 2021 A | 4.410 | 0 | 0 | $0 |
| Charles Young Yun | EVP and Chief Lending Officer | 2 Jan. 2019 A | 2.497 | 0 | 0 | $0 |
| Michael J Perdue | Direktur | 31 Juli 2026 P | 8.000 | 2 | 0 | $212.730 |
| Bhupen B Amin | Direktur | 1 Juli 2026 A | 3.928 | 0 | 0 | $0 |
| Dennis Henry Guida Jr | Direktur | 1 Juli 2026 A | 3.928 | 0 | 0 | $0 |
| Syvia L. Magid | Direktur | 1 Juli 2026 A | 10.491 | 0 | 0 | $0 |
| Lloyd W. Kendall Jr. | Direktur | 1 Juli 2026 A | 84.077 | 0 | 0 | $0 |
| Harpreet S. Chaudhary | Direktur | 1 Juli 2026 A | 47.101 | 0 | 0 | $0 |
| Robert G. Laverne | Direktur | 1 Juli 2026 A | 90.628 | 0 | 0 | $0 |
| Jon Rocco Davis | Direktur | 1 Juli 2021 A | 4.877 | 0 | 0 | $0 |
| James S. Camp | Direktur | 1 Juli 2021 A | 114.521 | 0 | 0 | $0 |
| David M. Spatz | Direktur | 1 Juli 2021 A | 52.049 | 0 | 0 | $0 |
| Christopher F Baron | — | 10 Agu 2026 P | 9.247 | 1 | 0 | $250.718 |
| Malcolm Flemming Hotchkiss | — | 1 Juli 2021 A | 17.273 | 0 | 0 | $0 |
| Janet Lee King | — | 1 Jan. 2021 A | 69.148 | 0 | 0 | $0 |
| Keary L. Colwell | — | 1 Jan. 2021 A | 64.148 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 32 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| IWC · iShares Trust | 0,07% | 35.128 SH | 8 Agu 2026 | Harian |
| EBIT · Harbor ETF Trust | 0,04% | 154 NS | 30 April 2026 | N-PORT |
| IWN · iShares Trust | 0,02% | 107.657 SH | 8 Agu 2026 | Harian |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,02% | 9.026 SH | 8 Agu 2026 | Harian |
| DFSV · Dimensional ETF Trust | 0,02% | 43.127 NS | 30 April 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0,02% | 15.447 NS | 31 Mei 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0,01% | 123.479 NS | 31 Mei 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,01% | 59.438 NS | 30 April 2026 | N-PORT |
| IWM · iShares Trust | 0,01% | 293.670 SH | 8 Agu 2026 | Harian |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 59.713 SH | 8 Agu 2026 | Harian |
| RSSL · Global X Funds | 0,01% | 4.558 NS | 30 April 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,01% | 878 SH | 8 Agu 2026 | Harian |
| ITWO · ProShares Trust | 0,01% | 482 NS | 31 Mei 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,01% | 36.279 NS | 30 April 2026 | N-PORT |
| UWM · ProShares Trust | 0,00% | 377 NS | 31 Mei 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0,00% | 3.578 SH | 8 Agu 2026 | Harian |
| URTY · ProShares Trust | 0,00% | 380 NS | 31 Mei 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0,00% | 399 NS | 31 Mei 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 21.979 NS | 30 April 2026 | N-PORT |
| HDG · ProShares Trust | 0,00% | 10 NS | 31 Mei 2026 | N-PORT |
| ITOT · iShares Trust | 0,00% | 33.714 SH | 8 Agu 2026 | Harian |
| IWV · iShares Trust | 0,00% | 6.324 SH | 8 Agu 2026 | Harian |
| DCOR · Dimensional ETF Trust | 0,00% | 577 NS | 30 April 2026 | N-PORT |
| AVSU · AMERICAN CENTURY ETF TRUST | 0,00% | 48 NS | 31 Mei 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0,00% | 2.215 NS | 30 April 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0,00% | 535 NS | 31 Mei 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0,00% | 548 NS | 30 April 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 8 NS | 30 April 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 123.270 SH | 8 Agu 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 328.986 SH | 8 Agu 2026 | Harian |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 820 SH | 8 Agu 2026 | Harian |
| EBI · RBB Fund Trust | 0,00% | 9 NS | 31 Mei 2026 | N-PORT |