OPRT Oportun Financial Corporation - common stock
NASDAQ · Financial Services · Lihat di SEC EDGAR ↗ tutup Okt 2, 2026 10-K/10-Q Agu 6, 2026
$8,35
· % dari rentang 52 mgg
· di atas terendah
· ke tinggi
$4,03rendah 52m
$8,66tinggi 52m
Kapitalisasi Pasar (MRQ)
$384M
P/E (TTM)
20.9
EPS (TTM)
$0.40
Pendapatan (TTM)
$948M
lencana Anda
Rentang 52M
$4–$9
Peringkat Analis
STRONG BUY
Target Harga
$10
P/E
20.9
ROE
5.0%
Margin Laba Bersih
2.1%
Strip lencana Anda kosong — sematkan metrik di mana saja di halaman ini.
OPRT Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$8.35
Kapitalisasi Pasar (MRQ)
$384M
P/E (TTM)
20.9
EPS (TTM)
$0.40
Pendapatan (TTM)
$948M
ROE (TTM)
5.0%
Rentang 52M
$4–$9
OPRT Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
rentang
batang
Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
Pendapatan$957M2017-12-31 → 2025-12-31
EPS$0.532017-12-31 → 2025-12-31
Arus Kas Bebas·2019-12-31 → 2022-12-31
Margin bersih2.1%2019-12-31 → 2022-12-31
Valuasi & Rasio
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
| Metrik | Tren 5 Tahun | OPRT | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| P/E (TTM) | 20.9rata-rata 5T ≈3.6 | ≈3.6 | 9.5 | Terlalu mahal | |
| P/S (TTM) | 0.4 | · | 0.5 | Kurang nilai | |
| P/B (MRQ) | 0.9 | · | 0.8 | Kurang nilai | |
| Harga / Nilai Buku Berwujud (MRQ) | 1.1rata-rata 5T ≈0.6 | ≈0.6 | · | · |
Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
| Metrik | Tren 5 Tahun | OPRT | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Margin Sebelum Pajak (TTM) | 4.2% | · | 6.7% | Sejajar | |
| Margin Laba Bersih (TTM) | 2.1% | · | 4.9% | Lemah | |
| ROA (TTM) | 0.62% | · | 2.2% | Lemah | |
| ROE (TTM) | 5.0% | · | 12.5% | Lemah |
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Belum ada data untuk grup rasio ini
Data fundamental belum cukup untuk menghitung grup rasio ini.
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
| Metrik | Tren 5 Tahun | OPRT | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Revenue YoY (Pendapatan YoY) | -4.5%rata-rata 5T ≈12.1% | ≈12.1% | · | · | |
| Revenue CAGR 3Y (CAGR Pendapatan 3T) | 0.14%rata-rata 5T ≈13.0% | ≈13.0% | · | · | |
| Revenue CAGR 5Y (CAGR Pendapatan 5T) | 10.4% | · | · | · |
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
| Metrik | Tren 5 Tahun | OPRT | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Revenue / Employee (Pendapatan Tahunan ÷ karyawan (jumlah karyawan, yfinance). Turunan — bukan konsep SEC-XBRL yang tersimpan.) | ≈$397.8K | · | · | · |
nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
Kejutan Rata-rata
112.3%
Laporan Berikutnya
Nov 02, 2026
| Periode | Laporan | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|---|
| 30 Juni 2026 | Agu 12, 2026 | $0.42 | $0.33 | 26.1% |
| 31 Maret 2026 | Mei 11, 2026 | $0.21 | $0.17 | 24.3% |
| 31 Des. 2025 | $0.27 | $0.24 | 10.3% | |
| 30 Sep. 2025 | $0.39 | $0.27 | 42.1% | |
| 30 Juni 2025 | $0.31 | $0.23 | 32.9% | |
| 31 Maret 2025 | $0.40 | $0.06 | 538.0% |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $957M | $1.00B | $1.06B | $953M | $627M | $584M | $600M | $498M | |
| SG&A Expense | $34M | $53M | $72M | $59M | $37M | $20M | $15M | $11M | |
| Operating Expenses | $362M | $410M | $534M | $716M | · | · | · | · | |
| Pretax Income | $44M | $-115M | $-254M | $-75M | $63M | $-58M | $84M | $170M | |
| Income Tax | $19M | $-36M | $-74M | $2M | $15M | $-13M | $23M | $47M | |
| Net Income | $25M | $-79M | $-180M | $-78M | $47M | $-45M | $62M | $123M | |
| EPS (Basic) | $0.54 | $-1.95 | $-4.88 | $-2.37 | $1.68 | $-1.65 | $0.46 | $6.42 | |
| EPS (Diluted) | $0.53 | $-1.95 | $-4.88 | $-2.37 | $1.56 | $-1.65 | $0.40 | $4.47 | |
| Shares (Basic) | 46,418,934 | 40,356,025 | 36,875,950 | 32,825,772 | 28,191,610 | 27,333,271 | 9,347,103 | 2,585,405 | |
| Shares (Diluted) | 47,858,631 | 40,356,025 | 36,875,950 | 32,825,772 | 30,323,194 | 27,333,271 | 10,761,852 | 3,715,103 | |
| EBITDA | · | · | · | $48M | $27M | $20M | $14M | · |
Neraca
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $106M | $60M | $91M | $99M | $131M | $136M | $72M | $70M | |
| PP&E (Net) | $2M | $3M | $7M | $11M | $10M | $16M | $23M | $23M | |
| PP&E (Gross) | $41M | $41M | $49M | $48M | $44M | $54M | $54M | $46M | |
| Accum. Depreciation | $39M | $38M | $42M | $38M | $34M | $38M | $31M | $23M | |
| Goodwill | · | · | · | $0 | $104M | $0 | · | · | |
| Intangibles | $72M | $20M | $27M | $36M | $44M | $64.0K | · | · | |
| Total Assets | $3.26B | $3.23B | $3.41B | $3.61B | $2.95B | $2.01B | $2.20B | $1.74B | |
| Deferred Tax | · | · | $0 | $31M | $28M | $11M | $25M | $14M | |
| Total Liabilities | $2.87B | $2.87B | $3.01B | $3.07B | $2.34B | $1.54B | $1.71B | $1.39B | |
| Long-term Debt | · | · | · | · | $114M | · | · | · | |
| Common Stock | $8.0K | $7.0K | $7.0K | $7.0K | $6.0K | $6.0K | $6.0K | $3.0K | |
| Retained Earnings | $-227M | $-253M | $-174M | $6M | $84M | $36M | $77M | $53M | |
| Treasury Stock | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $8M | |
| AOCI | · | · | · | · | · | $-261.0K | $-162.0K | $-132.0K | |
| Stockholders' Equity | $390M | $354M | $404M | $548M | $604M | $467M | $489M | $347M | |
| Liabilities + Equity | $3.26B | $3.23B | $3.41B | $3.61B | $2.95B | $2.01B | $2.20B | $1.74B | |
| Shares Outstanding | 44,437,042 | 36,111,856 | 34,469,053 | 33,354,607 | 32,004,396 | 27,679,263 | 27,003,157 | 2,935,249 |
Arus Kas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| D&A | $41M | $51M | $55M | $48M | $27M | $20M | $14M | $12M | |
| Stock-based Comp | $11M | $13M | $19M | $28M | $19M | $19M | $19M | $7M | |
| Deferred Tax | · | · | · | $0 | $16M | $-14M | $10M | $42M | |
| Amort. of Intangibles | $5M | $8M | $8M | $8M | $300.0K | $0 | · | · | |
| Other Non-cash | · | · | · | $250M | $54M | $173M | $113M | · | |
| Operating Cash Flow | $413M | $394M | $393M | $248M | $163M | $153M | $218M | $138M | |
| CapEx | · | · | · | $6M | $12M | $5M | $9M | $15M | |
| Investing Cash Flow | $-370M | $-194M | $-286M | $-1.17B | $-885M | $16M | $-498M | $-471M | |
| Financing Cash Flow | $-59M | $-191M | $-104M | $935M | $746M | $-137M | $286M | $368M | |
| Net Change in Cash | $-16M | $9M | $2M | $11M | $24M | $32M | $7M | $35M | |
| Taxes Paid | $3M | $1M | $-2M | $-3M | $4M | $3M | $3M | $20M | |
| Free Cash Flow | · | · | · | $242M | $151M | $148M | $209M | · |
Profitabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Net Margin | · | · | · | -8.2% | 7.6% | -7.7% | 10.3% | · | |
| Pretax Margin | · | · | · | -7.9% | 10.0% | -10.0% | 14.1% | · | |
| EBITDA Margin | · | · | · | 5.0% | 4.3% | 3.5% | 2.4% | · | |
| ROA | · | · | · | -2.4% | 1.9% | -2.1% | 3.1% | · | |
| ROE | · | · | · | -14.2% | 8.5% | -9.4% | 14.8% | · |
Efisiensi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | · | · | · | 0.3 | 0.3 | 0.3 | 0.3 | · |
Per Saham
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | · | · | · | $16.42 | $18.87 | $16.85 | $18.10 | · | |
| Revenue / Share | · | · | · | $29.02 | $20.67 | $21.36 | $55.77 | · | |
| Cash Flow / Share | · | · | · | $7.55 | $5.39 | $5.59 | $20.29 | · | |
| Cash / Share | · | · | · | $2.96 | $4.09 | $4.92 | $2.67 | · | |
| EPS (TTM) | $0.53 | $-1.95 | $-4.88 | $-2.37 | $1.56 | $-1.65 | $0.40 | · |
Tingkat Pertumbuhan
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | -4.5% | -5.2% | 11.0% | 52.0% | 7.4% | · | · | · | |
| Revenue CAGR 3Y | 0.14% | 16.9% | 21.9% | · | · | · | · | · | |
| Revenue CAGR 5Y | 10.4% | · | · | · | · | · | · | · |
Valuasi (TTM)
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $957M | $1.00B | $1.06B | $953M | $627M | $584M | $600M | · | |
| Net Income TTM | $25M | $-79M | $-180M | $-78M | $47M | $-45M | $62M | · | |
| Market Cap | · | · | · | $184M | $648M | $536M | $643M | · | |
| P/E | 10.0 | -2.0 | -0.8 | -2.3 | 13.0 | -11.7 | 59.5 | · | |
| P/S | · | · | · | 0.2 | 1.0 | 0.9 | 1.1 | · | |
| P/B | · | · | · | 0.3 | 1.1 | 1.1 | 1.3 | · | |
| P / Tangible Book | 0.6 | 0.4 | 0.4 | 0.4 | 1.4 | 1.1 | · | · | |
| P / Cash Flow | · | · | · | 0.7 | 4.0 | 3.5 | 2.9 | · | |
| P / FCF | · | · | · | 0.8 | 4.3 | 3.6 | 3.1 | · | |
| Earnings Yield | 10.0% | -50.3% | -124.8% | -43.0% | 7.7% | -8.5% | 1.7% | · |
Laporan Laba Rugi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $233M | $229M | $248M | $239M | $234M | $236M | $251M | $250M | $250M | $250M | $263M | $268M | $267M | $260M | $262M | $250M | |
| SG&A Expense | $6M | $7M | $6M | $11M | $10M | $7M | $6M | $13M | $22M | $12M | $20M | $12M | $21M | $19M | $14M | $14M | |
| Operating Expenses | $90M | $91M | $84M | $91M | $94M | $93M | $89M | $102M | $109M | $110M | $129M | $123M | $136M | $146M | $151M | $259M | |
| Pretax Income | $16M | $4M | $7M | $14M | $10M | $13M | $4M | $-39M | $-49M | $-30M | $-57M | $-37M | $-17M | $-142M | $-8M | $-112M | |
| Income Tax | $7M | $1M | $3M | $9M | $3M | $3M | $-5M | $-10M | $-18M | $-4M | $-15M | $-16M | $-3M | $-39M | $502.0K | $-7M | |
| Net Income | $9M | $2M | $3M | $5M | $7M | $10M | $9M | $-30M | $-31M | $-26M | $-42M | $-21M | $-15M | $-102M | $-8M | $-106M | |
| EPS (Basic) | $0.18 | $0.05 | $0.07 | $0.11 | $0.15 | $0.21 | $0.26 | $-0.75 | $-0.78 | $-0.68 | $-0.92 | $-0.55 | $-0.41 | $-3.00 | $-0.30 | $-3.21 | |
| EPS (Diluted) | $0.17 | $0.05 | $0.07 | $0.11 | $0.14 | $0.21 | $0.26 | $-0.75 | $-0.78 | $-0.68 | $-0.92 | $-0.55 | $-0.41 | $-3.00 | $-0.25 | $-3.21 | |
| Shares (Basic) | 48,419,607 | 47,436,155 | · | 46,711,134 | 46,571,524 | 45,496,705 | · | 39,964,322 | 39,816,996 | 38,900,876 | · | 38,283,071 | 36,691,291 | 33,979,050 | · | 33,010,107 | |
| Shares (Diluted) | 49,396,024 | 48,498,763 | · | 48,310,110 | 47,893,172 | 47,037,799 | · | 39,964,322 | 39,816,996 | 38,900,876 | · | 38,283,071 | 36,691,291 | 33,979,050 | · | 33,010,107 | |
| EBITDA | · | $9M | · | · | · | $11M | · | · | · | $13M | · | · | · | $13M | · | · |
Neraca
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $140M | $130M | $106M | $105M | $97M | $79M | $60M | $72M | $73M | $69M | $91M | $82M | $73M | $74M | $99M | $176M | |
| PP&E (Net) | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $4M | $5M | $6M | $7M | $8M | $9M | $10M | $11M | $9M | |
| PP&E (Gross) | $41M | $41M | $41M | $41M | $41M | $41M | $41M | $42M | $43M | $48M | $49M | $49M | $49M | $49M | $48M | $46M | |
| Accum. Depreciation | $40M | $40M | $39M | $39M | $39M | $38M | $38M | $39M | $38M | $42M | $42M | $41M | $40M | $39M | $38M | $36M | |
| Goodwill | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Intangibles | $67M | $14M | $15M | $16M | $17M | $19M | $20M | $22M | $24M | $26M | $27M | $29M | $31M | $33M | $36M | $38M | |
| Total Assets | $3.13B | $3.17B | $3.26B | $3.19B | $3.20B | $3.23B | $3.23B | $3.25B | $3.25B | $3.28B | $3.41B | $3.43B | $3.47B | $3.50B | $3.61B | $3.54B | |
| Deferred Tax | · | · | · | · | · | · | · | · | · | · | · | $0 | $5M | $5M | $31M | $40M | |
| Total Liabilities | $2.72B | $2.77B | $2.87B | $2.80B | $2.83B | $2.86B | $2.87B | $2.92B | $2.90B | $2.90B | $3.01B | $2.99B | $3.01B | $3.05B | $3.07B | $2.99B | |
| Long-term Debt | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $242M | |
| Common Stock | $8.0K | $8.0K | $8.0K | $8.0K | $8.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | |
| Retained Earnings | $-216M | $-225M | $-227M | $-231M | $-236M | $-243M | $-253M | $-261M | $-231M | $-200M | $-174M | $-132M | $-111M | $-96M | $6M | $15M | |
| Treasury Stock | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | |
| Stockholders' Equity | $407M | $396M | $390M | $384M | $376M | $366M | $354M | $328M | $354M | $382M | $404M | $441M | $458M | $456M | $548M | $549M | |
| Liabilities + Equity | $3.13B | $3.17B | $3.26B | $3.19B | $3.20B | $3.23B | $3.23B | $3.25B | $3.25B | $3.28B | $3.41B | $3.43B | $3.47B | $3.50B | $3.61B | $3.54B | |
| Shares Outstanding | 45,950,033 | 45,602,791 | 44,437,042 | 44,091,945 | 44,009,399 | 37,501,165 | 36,111,856 | 35,971,037 | 35,722,721 | 35,589,254 | 34,469,053 | 34,230,172 | 34,027,343 | 33,884,346 | 33,354,607 | 33,188,138 |
Arus Kas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $9M | $9M | $9M | $10M | $11M | $11M | $11M | $13M | $13M | $13M | $14M | $14M | $14M | $13M | $13M | $12M | |
| Stock-based Comp | $3M | $4M | $3M | $2M | $3M | $3M | $3M | $3M | $3M | $4M | $5M | $4M | $4M | $5M | $7M | $7M | |
| Amort. of Intangibles | $1M | $1M | $1M | $1M | $1M | $1M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| Other Non-cash | · | $88M | · | · | · | $77M | · | · | · | $95M | · | · | · | $161M | · | · | |
| Operating Cash Flow | $109M | $104M | $109M | $99M | $105M | $101M | $91M | $108M | $108M | $86M | $106M | $107M | $103M | $77M | $89M | $68M | |
| Investing Cash Flow | $-50M | $8M | $-189M | $-73M | $-52M | $-56M | $-56M | $-110M | $-63M | $36M | $-97M | $-85M | $-64M | $-40M | $-256M | $-278M | |
| Financing Cash Flow | $-57M | $-101M | $55M | $-31M | $-55M | $-29M | $-49M | $-6M | $-4M | $-132M | $-3M | $-24M | $-38M | $-39M | $99M | $349M | |
| Net Change in Cash | $3M | $11M | $-25M | $-4M | $-3M | $16M | $-14M | $-8M | $40M | $-9M | $6M | $-3M | $414.0K | $-2M | $-68M | $138M | |
| Taxes Paid | $1M | $512.0K | $1M | $386.0K | $1M | $317.0K | $487.0K | $-270.0K | $2M | $-680.0K | $-3M | $249.0K | $864.0K | $307.0K | $487.0K | $-567.0K |
Profitabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 3.7% | 1.0% | · | 2.2% | 2.9% | 4.1% | · | -12.0% | -12.4% | -10.6% | · | -7.9% | -5.6% | -39.3% | · | -42.3% | |
| Pretax Margin | 6.7% | 1.6% | · | 6.0% | 4.3% | 5.6% | · | -15.8% | -19.6% | -12.2% | · | -13.9% | -6.6% | -54.5% | · | -44.9% | |
| EBITDA Margin | · | 3.9% | · | · | · | 4.7% | · | · | · | 5.3% | · | · | · | 5.2% | · | · | |
| ROA | 0.27% | 0.07% | · | 0.16% | 0.21% | 0.30% | · | -0.90% | -0.92% | -0.78% | · | -0.61% | -0.44% | -3.1% | · | -3.6% | |
| ROE | 2.2% | 0.62% | · | 1.5% | 1.9% | 2.6% | · | -7.8% | -7.6% | -6.3% | · | -4.3% | -2.7% | -18.5% | · | -20.0% |
Efisiensi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 |
Per Saham
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $8.86 | $8.69 | · | $8.71 | $8.54 | $9.76 | · | $9.11 | $9.91 | $10.73 | · | $12.89 | $13.47 | $13.46 | · | $16.55 | |
| Revenue / Share | $4.72 | $4.72 | · | $4.94 | $4.89 | $5.02 | · | $6.25 | $6.29 | $6.44 | · | $7.01 | $7.26 | $7.64 | · | $7.58 | |
| Cash Flow / Share | · | $2.14 | · | · | · | $2.15 | · | · | · | $2.21 | · | · | · | $2.26 | · | · | |
| Cash / Share | $3.04 | $2.86 | · | $2.37 | $2.20 | $2.09 | · | $2.00 | $2.04 | $1.94 | · | $2.39 | $2.16 | $2.19 | · | $5.30 | |
| EPS (TTM) | $0.40 | $0.37 | · | $0.72 | $-0.14 | $-1.06 | · | $-3.13 | $-2.93 | $-2.56 | · | $-4.21 | $-6.87 | $-6.74 | · | $-1.65 |
Valuasi (TTM)
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $948M | $950M | · | $960M | $971M | $987M | · | $1.01B | $1.03B | $1.05B | · | $1.06B | $1.04B | $997M | · | $885M | |
| Net Income TTM | $19M | $18M | · | $31M | $-5M | $-42M | · | $-129M | $-120M | $-104M | · | $-147M | $-231M | $-225M | · | $-55M | |
| Market Cap | $262M | $210M | · | $272M | $315M | $206M | · | $101M | $104M | $86M | · | $247M | $203M | $131M | · | $145M | |
| P/E | 14.3 | 12.5 | · | 8.6 | -51.1 | -5.2 | · | -0.9 | -1.0 | -0.9 | · | -1.7 | -0.9 | -0.6 | · | -2.6 | |
| P/S | 0.3 | 0.2 | · | 0.3 | 0.3 | 0.2 | · | 0.1 | 0.1 | 0.1 | · | 0.2 | 0.2 | 0.1 | · | 0.2 | |
| P/B | 0.6 | 0.5 | · | 0.7 | 0.8 | 0.6 | · | 0.3 | 0.3 | 0.2 | · | 0.6 | 0.4 | 0.3 | · | 0.3 | |
| P / Tangible Book | 0.8 | 0.5 | · | 0.7 | 0.9 | 0.6 | · | 0.3 | 0.3 | 0.2 | · | 0.6 | 0.5 | 0.3 | · | 0.3 | |
| P / Cash Flow | · | 2.0 | · | · | · | 2.0 | · | · | · | 1.0 | · | · | · | 1.7 | · | · | |
| Earnings Yield | 7.0% | 8.0% | · | 11.7% | -2.0% | -19.3% | · | -111.4% | -101.0% | -105.4% | · | -58.3% | -115.1% | -174.6% | · | -37.8% |
Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Pendapatan | $957M | $1.00B | $1.06B | $953M | $627M |
| Laba Bersih | $25M | $-79M | $-180M | $-78M | $47M |
| EPS Dilusian | $0.53 | $-1.95 | $-4.88 | $-2.37 | $1.56 |
Tidak ada data untuk laporan ini
Data fundamental belum cukup untuk membuat laporan ini.
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Arus Kas Bebas | · | · | · | $242M | $151M |
Pemilik institusional (13F) 143 pengaju · $232.2M total · Per tanggal 30 Juni 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Pemegang
143
Nilai yang dipegang
$232.2M
Posisi baru
23
Posisi yang keluar
12
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 23 (-13 vs Kuartal sebelumnya) | 12 (-14 vs Kuartal sebelumnya) | 61 (+22 vs Kuartal sebelumnya) | 33 (-5 vs Kuartal sebelumnya) | +2.8M |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| Forager Capital Management, LLC | $25.763.777 | 4.512.045 | 11,10% | Saham |
| NEUBERGER BERMAN GROUP LLC | $22.229.173 | 3.893.025 | 9,57% | Saham |
| BlackRock, Inc. | $19.244.025 | 3.370.232 | 8,29% | Saham |
| FINDELL CAPITAL MANAGEMENT LLC | $15.978.293 | 2.798.300 | 6,88% | Saham |
| VANGUARD GROUP INC | $11.972.703 | 2.263.271 | 5,16% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $9.946.951 | 1.742.023 | 4,28% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $9.500.588 | 1.663.841 | 4,09% | Saham |
| Long Focus Capital Management, LLC | $8.655.087 | 1.515.777 | 3,73% | Saham |
| GOLDMAN SACHS GROUP INC | $7.343.819 | 1.286.133 | 3,16% | Saham |
| Simcoe Capital LLC | $6.476.265 | 1.134.197 | 2,79% | Saham |
| Meros Investment Management, LP | $6.425.069 | 1.125.231 | 2,77% | Saham |
| BOOTHBAY FUND MANAGEMENT, LLC | $6.292.020 | 1.101.930 | 2,71% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $6.178.027 | 1.081.651 | 2,66% | Saham |
| TWO SIGMA INVESTMENTS, LP | $5.501.928 | 963.560 | 2,37% | Saham |
| MILLENNIUM MANAGEMENT LLC | $5.401.586 | 945.987 | 2,33% | Saham |
| AMERICAN CENTURY COMPANIES INC | $4.698.650 | 822.881 | 2,02% | Saham |
| STATE STREET CORP | $4.552.332 | 797.256 | 1,96% | Saham |
| AQR CAPITAL MANAGEMENT LLC | $4.298.248 | 752.758 | 1,85% | Saham |
| MACKENZIE FINANCIAL CORP | $3.749.723 | 656.694 | 1,62% | Saham |
| TWO SIGMA ADVISERS, LP | $3.396.709 | 642.100 | 1,46% | Saham |
| CITADEL ADVISORS LLC | $2.950.488 | 516.723 | 1,27% | Saham |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2.328.721 | 407.832 | 1,00% | Saham |
| Trexquant Investment LP | $2.236.664 | 391.710 | 0,96% | Saham |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $2.001.818 | 350.581 | 0,86% | Saham |
| NORTHERN TRUST CORP | $1.890.901 | 331.156 | 0,81% | Saham |
| Summa Corp. | $1.674.549 | 293.266 | 0,72% | Saham |
| Berger Financial Group, Inc | $1.661.845 | 291.041 | 0,72% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $1.606.520 | 281.352 | 0,69% | Saham |
| LAZARD ASSET MANAGEMENT LLC | $1.594.426 | 279.234 | 0,69% | Saham |
| JANE STREET GROUP, LLC | $1.263.503 | 221.279 | 0,54% | Saham |
| Bank of New York Mellon Corp | $1.229.581 | 215.338 | 0,53% | Saham |
| Empowered Funds, LLC | $1.161.859 | 203.478 | 0,50% | Saham |
| Cubist Systematic Strategies, LLC | $1.149.138 | 186.246 | 0,49% | Saham |
| Union Square Park Capital Management, LLC | $1.142.000 | 200.000 | 0,49% | Saham |
| JPMORGAN CHASE & CO | $987.090 | 172.267 | 0,43% | Saham |
| BNP PARIBAS FINANCIAL MARKETS | $949.316 | 166.255 | 0,41% | Saham |
| MYDA Advisors LLC | $851.441 | 149.114 | 0,37% | Saham |
| Vanguard Global Advisers, LLC | $850.362 | 148.925 | 0,37% | Saham |
| BANK OF AMERICA CORP /DE/ | $840.147 | 147.136 | 0,36% | Saham |
| EMG Holdings, L.P. | $794.101 | 139.072 | 0,34% | Saham |
| Arbiter Partners Capital Management LLC | $697.225 | 122.106 | 0,30% | Saham |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $642.838 | 112.581 | 0,28% | Saham |
| BARCLAYS PLC | $594.793 | 104.167 | 0,26% | Saham |
| Nuveen, LLC | $555.486 | 97.283 | 0,24% | Saham |
| Man Group plc | $544.506 | 95.360 | 0,23% | Saham |
| ALGERT GLOBAL LLC | $538.630 | 94.331 | 0,23% | Saham |
| MORGAN STANLEY | $508.990 | 89.140 | 0,22% | Saham |
| Point72 Asset Management, L.P. | $501.526 | 87.833 | 0,22% | Saham |
| Invesco Ltd. | $483.318 | 84.644 | 0,21% | Saham |
| GLOBEFLEX CAPITAL L P | $467.078 | 81.800 | 0,20% | Saham |
Aktivis & pemilik 5%+ 4 saham
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
| Pengaju | Diajukan | Kepemilikan | Status | Tujuan | Pengajuan |
|---|---|---|---|---|---|
| Findell Capital Partners LP, Finn Management GP LLC, FINDELL CAPITAL MANAGEMENT LLC, Finn Brian, Warren Wilcox ×5 pengajuan | 15 Juli 2025 | 6,90% | Amandemen | · | SEC |
| NB Alternatives Advisers LLC | 28 Mei 2025 | 9,90% | Amandemen | · | SEC |
| Orang pelapor yang tidak diungkapkan | 20 Nov. 2024 | · | Pengajuan awal | Investasi pasif | SEC |
| FINDELL CAPITAL PARTNERS, LP, FINN MANAGEMENT GP LLC, FINDELL CAPITAL MANAGEMENT LLC, BRIAN A. FINN ×6 pengajuan | 14 Mei 2024 | · | Pengajuan awal | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Orang dalam perusahaan 27 orang dalam · 11 pejabat · 18 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| Douglas K Bland | Chief Executive Officer | 10 Juni 2026 A | 463.822 | 0 | 0 | $0 |
| Raul Vazquez | Chief Executive Officer | 10 Maret 2026 F | 1.328.298 | 0 | 0 | $0 |
| Jonathan Aaron Coblentz | CFO & Chief Admin Officer | 10 Maret 2025 F | 220.509 | 0 | 0 | $0 |
| Matthew Wayne Jenkins | COO & GM, Personal-Auto Loans | 6 Des. 2023 A | 213.260 | 0 | 0 | $0 |
| Joseph Andrew Schueller | SVP-Controller, CAO | 11 Sep. 2026 S | 71.121 | 0 | 2 | $-22.300 |
| Sean A Rowles | Chief Risk Officer | 10 Sep. 2026 A | 382.653 | 0 | 0 | $0 |
| Kathleen I. Layton | Chief Legal Officer | 10 Sep. 2026 S | 292.006 | 0 | 4 | $-127.778 |
| Patrick Kirscht | Chief Credit Officer | 10 Maret 2026 A | 514.665 | 0 | 4 | $-266.065 |
| Casey Mueller | Global Controller and PAO | 10 Maret 2025 S | 171.693 | 0 | 0 | $0 |
| Joan Aristei | GC & Chief Risk Officer | 14 Juli 2023 F | 114.114 | 0 | 0 | $0 |
| David Anthony Needham | Chief Product Officer | 11 Maret 2022 M | 104.071 | 0 | 0 | $0 |
| Scott Scheirman | Direktur | 19 Agu 2026 A | 20.869 | 0 | 0 | $0 |
| Ginny Lee | Direktur | 11 Agu 2026 A | 121.387 | 0 | 0 | $0 |
| Mohit Daswani | Direktur | 11 Agu 2026 A | 80.883 | 0 | 0 | $0 |
| Louis Miramontes | Direktur | 11 Agu 2026 A | 118.972 | 0 | 0 | $0 |
| Richard N. Tambor | Direktur | 11 Agu 2026 A | 25.392 | 0 | 0 | $0 |
| Carlos Minetti | Direktur | 11 Agu 2026 A | 88.463 | 0 | 0 | $0 |
| WILCOX WARREN | Direktur | 11 Agu 2026 A | 38.910 | 0 | 0 | $0 |
| Sandra Adele Smith | Direktur | 18 Juli 2025 A | 80.740 | 0 | 0 | $0 |
| Jo Ann Barefoot | Direktur | 18 Juli 2025 A | 95.643 | 0 | 0 | $0 |
| Neil R Williams | Direktur | 11 Des. 2024 P | 140.338 | 0 | 0 | $0 |
| Scott T Parker | Direktur | 26 Juni 2024 A | 50.104 | 0 | 0 | $0 |
| Carl Pascarella | Direktur | 31 Des. 2023 A | 200.829 | 0 | 0 | $0 |
| Frederic Welts | Direktur | 30 Juni 2023 A | 30.601 | 0 | 0 | $0 |
| David N Strohm | Direktur | 30 Juni 2023 A | 51.342 | 0 | 0 | $0 |
| Roy Banks | Direktur | 6 Juni 2023 A | 35.963 | 0 | 0 | $0 |
| Aida Alvarez | Direktur | 14 Juni 2022 A | 31.425 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 20 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| VFVA · VANGUARD WELLINGTON FUND | 0,09% | 127.634 SH | 19 Agu 2026 | Harian |
| IWC · iShares Trust | 0,08% | 141.917 SH | 11 Sep. 2026 | Harian |
| HAPS · Harbor ETF Trust | 0,04% | 13.256 NS | 31 Juli 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,02% | 36.436 SH | 19 Agu 2026 | Harian |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0,02% | 64.018 SH | 2 Okt. 2026 | Harian |
| DFSV · Dimensional ETF Trust | 0,02% | 224.126 NS | 31 Juli 2026 | N-PORT |
| IWM · iShares Trust | 0,01% | 1.109.228 SH | 11 Sep. 2026 | Harian |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 240.926 SH | 19 Agu 2026 | Harian |
| DFAT · Dimensional ETF Trust | 0,01% | 224.631 NS | 31 Juli 2026 | N-PORT |
| RSSL · Global X Funds | 0,01% | 19.946 NS | 31 Juli 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,01% | 147.287 NS | 31 Juli 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 5.916 NS | 31 Juli 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 78.034 NS | 31 Juli 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 2.843 NS | 31 Juli 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0,00% | 6.091 NS | 31 Juli 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 507.616 SH | 19 Agu 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 1.194.820 SH | 19 Agu 2026 | Harian |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 2.836 SH | 19 Agu 2026 | Harian |
| DXUV · Dimensional ETF Trust | 0,00% | 16 NS | 31 Juli 2026 | N-PORT |
| IWN · iShares Trust | · | 385.487 SH | 11 Sep. 2026 | Harian |
OPRT Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
peringkat · 12 analis
BELI
Target median
$10.00
+19,8%
4 33,3%
Beli Kuat
4 33,3%
Beli
4 33,3%
Tahan
0 0,0%
Jual
0 0,0%
Jual Kuat
Target Harga 12 Bulan
4 analis · 2026-09-29Target rata-rata $9.75 +16,8%
Sekarang
Harga saat ini $8.35
Rendah$6.00
Rata-rata$9.75
Tinggi$13.00
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| OPRT | · | 10.0 | -4.5% | · | · | · |
| WRLD | · | 19.6 | 3.7% | · | · | · |
| PRAA | $680M | -2.3 | 7.8% | -25.4% | -28.9% | · |
| GDOT | · | · | 20.7% | · | · | · |
| NRDS | $966M | 21.2 | 21.7% | 5.8% | 12.7% | · |
| OPFI | · | 10.6 | · | · | 57.7% | · |
| KPLT | · | · | · | · | · | · |
| TREE | $731M | 4.9 | 24.1% | 13.5% | 74.7% | 31.5% |
| RM | $370M | 8.7 | 9.7% | 6.9% | 12.1% | · |
| MFIN | · | · | · | · | · | · |
| CPSS | $204M | 11.7 | 10.4% | 4.5% | 12.5% | · |
Berita Terbaru Berita utama terbaru yang menyebutkan perusahaan ini
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Sumber: SEC 10-Q diajukan Agu 6, 2026