FCBC Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

03

Prezzo $48.00

Capitalizzazione di Mercato (MRQ) $907M

P/E 18.1

EPS $0.63

Rendimento div. 6.9%

ROE 9.7%

Intervallo 52 sett. $31–$50

FCBC Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

04

intervallo

barre

La granularità delle barre si adatta al periodo selezionato — passa il mouse sul grafico per vedere apertura/massimo/minimo/chiusura di una barra.

Split azionari 5

Data ex-dividendo	Split	Tipo
30 Luglio 2003	11-for-10	Avanti
27 Febbraio 2002	11-for-10	Avanti
12 Aprile 1999	5-for-4	Avanti
13 Aprile 1998	5-for-4	Avanti
03 Aprile 1997	5-for-4	Avanti

Performance decennale Andamento di ricavi, utile netto, margini e EPS

06

EPS$0.63

2016-12-31 → 2025-12-31

Flusso di cassa libero$60M

2018-12-31 → 2025-12-31

Margine netto29.1%

2017-12-31 → 2025-12-31

Valutazione e Rapporti 07–12

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica	FCBC	media 5 anni	Mediana dei peer	Verdetto
P/E	18.1media 5 anni ≈12.9	≈12.9	12.9	Sopravvalutato
P/S	5.3media 5 anni ≈4.0	≈4.0	3.4	Sopravvalutato
P/B (MRQ)	1.7media 5 anni ≈1.3	≈1.3	1.2	Sopravvalutato
Prezzo / FCF (TTM)	21.0media 5 anni ≈11.6	≈11.6	·	·
Prezzo / Flusso di cassa (TTM)	19.4media 5 anni ≈11.0	≈11.0	9.2	Sopravvalutato
Prezzo / Valore contabile tangibile (MRQ)	1.7media 5 anni ≈1.9	≈1.9	·	·
PEG Ratio	≈3.2	·	·	·

La mediana dei peer viene calcolata su base standardizzata per metrica e potrebbe non corrispondere sempre alla base TTM/MRQ mostrata per questo titolo.

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Metrica	FCBC	media 5 anni	Mediana dei peer	Verdetto
EBITDA Margin (Margine EBITDA)	2.2%media 5 anni ≈2.7%	≈2.7%	2.5%	Debole
Pretax Margin (Margine ante imposte)	37.7%media 5 anni ≈40.7%	≈40.7%	36.8%	Di prim'ordine
Net Profit Margin (Margine di Profitto Netto)	29.1%media 5 anni ≈31.6%	≈31.6%	29.3%	Di prim'ordine
ROA	1.5%media 5 anni ≈1.5%	≈1.5%	0.98%	Di prim'ordine
ROE	9.7%media 5 anni ≈10.5%	≈10.5%	9.7%	In linea

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metrica	FCBC	media 5 anni	Mediana dei peer	Verdetto
Revenue YoY (Ricavi YoY)	0.99%media 5 anni ≈4.0%	≈4.0%	·	·
Revenue CAGR 3Y (CAGR Ricavi 3Y)	3.8%media 5 anni ≈5.5%	≈5.5%	·	·
Revenue CAGR 5Y (CAGR Ricavi 5Y)	3.9%	·	·	·
EPS YoY	-5.4%media 5 anni ≈7.1%	≈7.1%	·	·
Net Income YoY (Utile Netto YoY)	-5.5%media 5 anni ≈7.7%	≈7.7%	·	·
EPS CAGR 3Y (CAGR EPS 3 anni)	-2.1%media 5 anni ≈2.3%	≈2.3%	·	·
EPS CAGR 5Y (CAGR EPS 5 anni)	5.6%	·	·	·
Net Income CAGR 3Y (CAGR Utile Netto 3 anni)	1.5%media 5 anni ≈4.0%	≈4.0%	·	·
Net Income CAGR 5Y (CAGR Utile Netto 5 anni)	6.3%	·	·	·

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Metrica	FCBC	media 5 anni	Mediana dei peer	Verdetto
EPS (Diluted) (EPS (Diluito))	$0.63media 5 anni ≈$1.95	≈$1.95	·	·
Revenue / Share (Ricavi / Azione)	$9.10media 5 anni ≈$8.83	≈$8.83	·	·
Cash Flow / Share (Flusso di cassa / Azione)	$3.41media 5 anni ≈$3.26	≈$3.26	·	·

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Metrica	Tendenza 5 anni	FCBC	media 5 anni	Mediana dei peer	Verdetto
Asset Turnover (Rotazione delle attività)		0.1media 5 anni ≈0.0	≈0.0	0.0	Di prim'ordine

valore · ≈ media 5 anni · mediana del settore · giudizio rispetto alla mediana

Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y

13

Dividend Yield6.9%

Rapporto di Distribuzione Utili124.2%

Pagamento annualizzato≈$1.32Pagato trimestralmente

CAGR Dividendi 5Y≈4.4%Per azione, rettificato per lo split

Striscia di crescita≈14Anni consecutivi di crescita dei dividendi

Data ex-dividendo	Importo	Valuta	Rendimento
Ago 7, 2026	$0,33	USD	≈4.7%
Mag 15, 2026	$0,31	USD	≈5.4%
Feb 13, 2026	$0,31	USD	≈11.7%
Gen 2, 2026	$1,00	USD	≈13.4%
Nov 14, 2025	$0,31	USD	≈10.1%
Ago 8, 2025	$0,31	USD	≈9.4%
Mag 9, 2025	$0,31	USD	≈8.6%
Feb 14, 2025	$2,38	USD	≈7.9%
Nov 8, 2024	$0,31	USD	≈2.6%
Ago 9, 2024	$0,31	USD	≈3.0%
Mag 9, 2024	$0,29	USD	≈3.2%
Feb 8, 2024	$0,29	USD	≈3.5%
Nov 9, 2023	$0,29	USD	≈3.5%
Ago 10, 2023	$0,29	USD	≈3.5%
Mag 11, 2023	$0,29	USD	≈4.9%
Feb 9, 2023	$0,29	USD	≈3.6%
Nov 3, 2022	$0,29	USD	≈3.1%
Ago 4, 2022	$0,29	USD	≈3.5%
Mag 5, 2022	$0,27	USD	≈3.9%
Feb 10, 2022	$0,27	USD	≈3.6%

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

14

Sorpresa media 5.1%

Prossimo report Ott 26, 2026

Periodo	Rapporto	EPS Actual	EPS Stimato	Sorpresa
30 Giugno 2026	Lug 20, 2026	$0.76	$0.75	1.4%
31 Marzo 2026		$0.73	$0.73	-0.60%
31 Dicembre 2025		$0.77	$0.63	21.8%
30 Settembre 2025		$0.70	$0.64	8.9%
30 Giugno 2025		$0.67	$0.66	1.1%
31 Marzo 2025		$0.64	$0.65	-2.0%

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

15

Conto Economico 11

Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cost of Revenue	·	·	·	·	·	·	·	·	$3M	$4M	$3M	$4M
Interest Expense	·	·	$9M	$2M	$3M	$5M	$6M	$7M	$8M	$10M	$11M	$15M
Interest Income	$143M	$146M	$137M	$114M	$105M	$114M	$95M	$98M	$95M	$95M	$96M	$106M
Pretax Income	$63M	$66M	$62M	$60M	$67M	$46M	$50M	$45M	$42M	$38M	$36M	$38M
Income Tax	$14M	$14M	$14M	$13M	$15M	$10M	$11M	$9M	$21M	$13M	$11M	$12M
Net Income	$12M	$12M	$48M	$47M	$51M	$36M	$39M	$36M	$21M	$25M	$25M	$25M
EPS (Basic)	$0.64	$0.64	$2.67	$2.82	$2.95	$2.02	$2.47	$2.19	$1.26	$1.45	$1.32	$1.34
EPS (Diluted)	$0.63	$0.64	$2.72	$2.82	$2.94	$2.02	$2.46	$2.18	$1.26	$1.45	$1.31	$1.31
Shares (Basic)	18,925,478	18,324,760	17,996,373	16,519,848	17,335,615	17,781,748	15,690,812	16,587,504	17,002,116	17,319,689	18,531,039	18,406,363
Shares (Diluted)	19,032,945	18,451,321	18,027,151	16,562,257	17,402,936	17,815,380	15,756,093	16,666,385	17,077,842	17,365,524	18,727,464	19,483,054
EBITDA	$4M	$4M	$4M	$4M	$4M	$4M	$3M	·	·	·	·	·

Stato Patrimoniale 18

Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cash & Equivalents	·	·	·	·	·	·	$217M	$77M	$158M	$76M	$52M	$238M
PP&E (Net)	$48M	$49M	$51M	$47M	$52M	$58M	$63M	$46M	$48M	$50M	$53M	$56M
PP&E (Gross)	$116M	$114M	$114M	$107M	$109M	$112M	$113M	$97M	$98M	$98M	$107M	$108M
Accum. Depreciation	$68M	$65M	$63M	$60M	$57M	$55M	$51M	$51M	$50M	$48M	$54M	$52M
Goodwill	$144M	$144M	$144M	$130M	$130M	$130M	$130M	$93M	$96M	$96M	$100M	$101M
Intangibles	$11M	$13M	$15M	$4M	$6M	$7M	$9M	$5M	$6M	$7M	$5M	$6M
Total Assets	$3.26B	$3.26B	$3.27B	$3.14B	$3.19B	$3.01B	$2.80B	$2.24B	$2.39B	$2.39B	$2.46B	$2.61B
Short-term Debt	·	·	·	·	·	·	$2M	·	·	·	·	·
Total Liabilities	$2.76B	$2.73B	$2.77B	$2.71B	$2.77B	$2.58B	$2.37B	$1.91B	$2.04B	$2.05B	$2.12B	$2.26B
Long-term Debt	·	$0	$0	·	·	·	·	·	$75M	$90M	$115M	$140M
Common Stock	$18M	$18M	$19M	$16M	$17M	$18M	$18M	$16M	$21M	$21M	$21M	$20M
Paid-in Capital	$170M	$170M	$176M	$129M	$148M	$173M	$192M	$122M	$229M	$228M	$228M	$216M
Retained Earnings	$319M	$349M	$320M	$293M	$265M	$238M	$220M	$196M	$181M	$170M	$156M	$141M
Treasury Stock	·	·	·	·	·	·	·	·	$79M	$79M	$56M	$36M
AOCI	$-8M	$-11M	$-11M	$-16M	$-2M	$-2M	$-2M	$-1M	$-840.0K	$-2M	$-5M	$-6M
Stockholders' Equity	$501M	$526M	$503M	$422M	$428M	$427M	$429M	$333M	$351M	$339M	$343M	$351M
Liabilities + Equity	$3.26B	$3.26B	$3.27B	$3.14B	$3.19B	$3.01B	$2.80B	$2.24B	$2.39B	$2.39B	$2.46B	$2.61B
Shares Outstanding	18,334,787	18,321,795	18,502,396	16,225,399	16,878,220	17,722,507	18,376,991	16,007,263	4,383,553	·	·	·

Flusso di cassa 17

Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
D&A	$4M	$4M	$4M	$4M	$4M	$4M	$3M	$3M	$4M	·	·	·
Stock-based Comp	$1M	$403.0K	$597.0K	$718.0K	$1M	$2M	$1M	$1M	$790.0K	$531.0K	$110.0K	$332.0K
Deferred Tax	$1M	$2M	$1M	$2M	$5M	$-2M	$-163.0K	$348.0K	$5M	$-1M	$11M	$4M
Amort. of Intangibles	$2M	$2M	$2M	$1M	$1M	$1M	$997.0K	$1M	$1M	$1M	$1M	$787.0K
Other Non-cash	$8M	$-465.0K	$8M	$6M	$-14M	$5M	$13M	·	·	·	·	·
Operating Cash Flow	$63M	$58M	$62M	$59M	$48M	$46M	$57M	$49M	$36M	$43M	$59M	$42M
CapEx	$3M	$3M	$3M	$1M	$3M	$3M	$8M	$3M	$2M	$2M	$1M	$1M
Investing Cash Flow	$140M	$264M	$289M	$-537M	$35M	$18M	$171M	$49M	$68M	$110M	$-71M	·
Net Debt Issued	·	·	·	·	·	·	·	·	·	·	$-29M	$-63M
Stock Repurchased	$2M	$9M	$23M	$21M	$29M	$22M	$16M	$34M	$1M	$24M	$22M	$2M
Net Stock Activity	$-2M	$-9M	$-23M	$-21M	$-29M	$-22M	$-16M	$-34M	$-1M	·	$-22M	$-2M
Dividends Paid	$61M	$22M	$21M	$19M	$18M	$18M	$15M	$21M	$12M	$10M	$10M	$9M
Financing Cash Flow	$-68M	$-61M	$-405M	$-29M	$137M	$176M	$-88M	$-180M	$-23M	$-129M	$-174M	·
Net Change in Cash	$135M	$261M	$-54M	$-507M	$221M	$240M	$140M	$-81M	$82M	$25M	$-186M	$181M
Taxes Paid	$10M	$13M	$12M	$8M	$14M	$9M	$8M	$8M	$16M	$7M	$7M	$13M
Free Cash Flow	$60M	$55M	$59M	$58M	$45M	$43M	$48M	$47M	·	·	$57M	$40M
Levered FCF	·	·	$52M	$57M	$43M	$38M	$44M	$41M	·	·	$50M	$29M

Redditività 5

Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Net Margin	29.1%	31.1%	29.1%	31.1%	37.4%	26.0%	31.5%	31.0%	18.9%	·	21.5%	21.1%
Pretax Margin	37.7%	39.6%	37.5%	40.2%	48.6%	33.3%	40.4%	38.5%	37.1%	·	31.4%	31.3%
EBITDA Margin	2.2%	2.6%	2.4%	2.8%	3.3%	3.2%	2.8%	·	·	·	·	·
ROA	1.5%	1.6%	1.5%	1.5%	1.7%	1.2%	1.5%	1.6%	0.90%	·	0.97%	0.98%
ROE	9.7%	9.9%	9.6%	11.2%	12.0%	8.5%	10.1%	10.8%	6.1%	·	7.1%	7.3%

Efficienza 1

Metrica	Tendenza	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Asset Turnover		0.1	0.1	0.1	0.0	0.0	0.0	0.0	0.1	0.0	·	0.0	0.0

Per Azione 7

Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Book Value / Share	$27.30	$28.73	$27.20	$26.01	$25.34	$24.08	$23.33	$20.79	·	·	·	·
Revenue / Share	$9.10	$9.00	$9.16	$9.05	$7.86	$7.77	$7.81	$7.04	$6.64	·	$6.10	$6.20
Cash Flow / Share	$3.41	$3.13	$3.43	$3.56	$2.77	$2.57	$3.60	$2.97	$2.28	·	$3.12	$2.14
Cash / Share	·	·	·	·	·	·	$11.81	$4.80	·	·	·	·
Dividend / Share	$4.31	$1.20	$1.16	$1.12	$1.04	$1.00	$0.96	$0.78	$0.68	$0.60	$0.54	$0.50
Dividend Paid / Share	·	·	·	·	·	·	·	·	·	·	·	$0.50
EPS (TTM)	$2.65	$2.80	$2.72	$2.82	$2.94	$2.02	$2.46	$2.18	$1.26	$1.45	$1.31	$1.31

Tassi di Crescita 10

Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue YoY	0.99%	0.44%	10.2%	9.6%	-1.2%	·	·	·	·	·	·	·
Revenue CAGR 3Y	3.8%	6.6%	6.1%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	3.9%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	-5.4%	2.9%	-3.5%	-4.1%	45.5%	·	·	·	·	·	·	·
EPS CAGR 3Y	-2.1%	-1.6%	10.4%	·	·	·	·	·	·	·	·	·
EPS CAGR 5Y	5.6%	·	·	·	·	·	·	·	·	·	·	·
Net Income YoY	-5.5%	7.5%	2.9%	-8.8%	42.4%	·	·	·	·	·	·	·
Net Income CAGR 3Y	1.5%	0.28%	10.2%	·	·	·	·	·	·	·	·	·
Net Income CAGR 5Y	6.3%	·	·	·	·	·	·	·	·	·	·	·
Dividends Paid CAGR 5Y	27.7%	·	·	·	·	·	·	·	·	·	·	·

Valutazione (TTM) 13

Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue TTM	$168M	$166M	$165M	$150M	$137M	$138M	$123M	$117M	$112M	$110M	$114M	$121M
Net Income TTM	$49M	$52M	$48M	$47M	$51M	$36M	$39M	$36M	$21M	$25M	$25M	$25M
Market Cap	$618M	$763M	$686M	$550M	$564M	$382M	$570M	$504M	·	·	·	·
P/E	12.7	14.9	13.6	12.0	11.4	10.7	12.6	14.4	22.8	20.8	14.2	12.6
P/S	3.7	4.6	4.2	3.7	4.1	2.8	4.6	4.3	·	·	·	·
P/B	1.2	1.4	1.4	1.3	1.3	0.9	1.3	1.5	·	·	·	·
P / Tangible Book	1.8	2.1	2.0	1.9	1.9	1.3	·	·	·	·	·	·
P / Cash Flow	9.9	13.2	11.1	9.3	11.7	8.3	10.1	10.2	·	·	·	·
P / FCF	10.3	13.9	11.6	9.5	12.5	9.0	11.8	10.7	·	·	·	·
Dividend Yield	9.8%	2.9%	3.1%	3.4%	3.2%	4.7%	2.6%	4.2%	·	·	·	·
Earnings Yield	7.9%	6.7%	7.3%	8.3%	8.8%	9.4%	7.9%	6.9%	4.4%	4.8%	7.0%	8.0%
Payout Ratio	124.2%	42.7%	43.9%	39.7%	35.3%	49.8%	38.8%	58.0%	53.8%	·	40.7%	36.1%
Annual Payout	$61M	$22M	$21M	$19M	$18M	$18M	$15M	$21M	$12M	$10M	$10M	$9M

Conto Economico 9

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Interest Expense	·	·	$4M	$4M	$5M	$5M	$5M	$5M	$5M	$4M	$4M	$3M	$2M	$777.0K	$367.0K	$380.0K
Interest Income	$40M	$38M	$36M	$36M	$35M	$35M	$36M	$37M	$37M	$36M	$36M	$36M	$35M	$30M	$31M	$30M
Pretax Income	$29M	$16M	$16M	$16M	$16M	$15M	$16M	$17M	$16M	$16M	$15M	$19M	$13M	$15M	$16M	$17M
Income Tax	$7M	$4M	$4M	$4M	$4M	$3M	$3M	$3M	$4M	$4M	$3M	$4M	$3M	$4M	$3M	$4M
Net Income	$23M	$12M	$12M	$12M	$12M	$12M	$13M	$13M	$13M	$13M	$12M	$15M	$10M	$12M	$13M	$13M
EPS (Basic)	$1.19	$0.64	$0.68	$0.67	$0.67	$0.64	$0.71	$0.71	$0.69	$0.70	$0.63	$0.78	$0.53	$0.73	$0.76	$0.82
EPS (Diluted)	$1.19	$0.63	$0.68	$0.67	$0.67	$0.64	$0.71	$0.71	$0.71	$0.71	$0.66	$0.79	$0.55	$0.72	$0.78	$0.81
Shares (Basic)	18,879,907	18,925,478	18,315,268	18,314,865	18,295,465	18,324,760	18,299,612	18,279,612	18,343,958	18,476,128	18,530,114	18,786,032	18,407,078	16,228,297	16,229,289	16,378,022
Shares (Diluted)	18,979,314	19,032,945	18,390,550	18,400,289	18,400,793	18,451,321	18,418,441	18,371,907	18,409,876	18,545,910	18,575,226	18,831,836	18,431,598	16,289,489	16,281,922	16,413,202

Stato Patrimoniale 15

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
PP&E (Net)	$50M	$50M	$48M	$48M	$48M	$49M	$49M	$50M	$51M	$51M	·	$51M	$54M	$47M	·	$48M
PP&E (Gross)	·	·	$116M	·	·	·	$114M	·	·	·	·	·	·	·	·	·
Accum. Depreciation	·	·	$68M	·	·	·	$65M	·	·	·	·	·	·	·	·	·
Goodwill	$146M	$146M	$144M	$144M	$144M	$144M	$144M	$144M	$144M	$144M	$144M	$144M	$144M	$130M	$130M	$130M
Intangibles	$18M	$19M	$11M	$12M	$12M	$12M	$13M	$14M	$14M	$15M	·	$16M	$16M	$4M	·	$5M
Total Assets	$3.61B	$3.64B	$3.26B	$3.19B	$3.18B	$3.23B	$3.26B	$3.22B	$3.23B	$3.24B	·	$3.28B	$3.39B	$3.05B	·	$3.16B
Total Liabilities	$3.07B	$3.12B	$2.76B	$2.68B	$2.68B	$2.73B	$2.73B	$2.70B	$2.72B	$2.73B	·	$2.79B	$2.89B	$2.62B	·	$2.75B
Long-term Debt	$0	$0	·	$0	$0	$0	·	$0	$0	$0	·	$0	$0	$0	·	$0
Common Stock	$19M	$19M	$18M	$18M	$18M	$18M	$18M	$18M	$18M	$18M	·	$19M	$19M	$16M	·	$16M
Paid-in Capital	$186M	$185M	$170M	$170M	$169M	$170M	$170M	$169M	$168M	$173M	·	$181M	$190M	$129M	·	$130M
Retained Earnings	$342M	$325M	$319M	$331M	$324M	$318M	$349M	$342M	$335M	$327M	·	$313M	$304M	$300M	·	$285M
AOCI	$-8M	$-8M	$-8M	$-8M	$-9M	$-10M	$-11M	$-8M	$-12M	$-12M	·	$-17M	$-14M	$-13M	·	$-19M
Stockholders' Equity	$539M	$521M	$501M	$511M	$503M	$496M	$526M	$521M	$509M	$507M	$503M	$496M	$499M	$432M	$422M	$412M
Liabilities + Equity	$3.61B	$3.64B	$3.26B	$3.19B	$3.18B	$3.23B	$3.26B	$3.22B	$3.23B	$3.24B	·	$3.28B	$3.39B	$3.05B	·	$3.16B
Shares Outstanding	18,902,628	18,861,295	18,334,787	18,314,905	18,311,232	18,326,657	18,321,795	18,290,938	18,270,273	18,413,088	·	18,671,470	18,969,281	16,243,551	·	16,273,177

Flusso di cassa 13

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Stock-based Comp	$1M	$74.0K	$76.0K	$93.0K	$1M	$0	$0	$0	$322.0K	$81.0K	$81.0K	$84.0K	$312.0K	$120.0K	$182.0K	$183.0K
Amort. of Intangibles	$841.0K	$846.0K	$433.0K	$433.0K	$526.0K	$524.0K	$535.0K	$536.0K	$530.0K	$530.0K	$536.0K	$536.0K	$425.0K	$234.0K	$364.0K	$365.0K
Operating Cash Flow	$19M	$-11M	$20M	$19M	$10M	$13M	$15M	$11M	$14M	$17M	$15M	$19M	$12M	$16M	$17M	$13M
CapEx	$932.0K	$1M	$944.0K	$434.0K	$243.0K	$1M	$153.0K	$504.0K	$370.0K	$2M	$518.0K	$321.0K	$919.0K	$1M	$410.0K	$281.0K
Investing Cash Flow	$45M	$104M	$15M	$24M	$27M	$74M	$20M	$-3M	$82M	$164M	$23M	$63M	$198M	$5M	$-38M	$-142M
Stock Repurchased	$0	$20M	$0	$0	$2M	$0	$0	$468.0K	$5M	$3M	$6M	$9M	$8M	$0	$2M	$7M
Net Stock Activity	·	$-20M	·	·	·	$0	·	·	·	$-3M	·	·	·	$0	·	·
Dividends Paid	$24M	$6M	$6M	$6M	$6M	$44M	$6M	$6M	$5M	$5M	$5M	$5M	$6M	$5M	$5M	$5M
Financing Cash Flow	$-72M	$-4M	$49M	$-10M	$-57M	$-50M	$27M	$-23M	$-16M	$-49M	$-35M	$-122M	$-149M	$-99M	$-38M	$-40M
Net Change in Cash	$-8M	$88M	$85M	$33M	$-20M	$37M	$62M	$-15M	$81M	$132M	$3M	$-39M	$60M	$-78M	$-58M	$-169M
Taxes Paid	$6M	$6M	$120.0K	$2M	$8M	$0	$2M	$5M	$6M	$0	$6M	$944.0K	$5M	$0	$4M	$4M
Free Cash Flow	·	$-13M	·	·	·	$12M	·	·	·	$15M	·	·	·	$15M	·	·
Levered FCF	·	·	·	·	·	·	·	·	·	$12M	·	·	·	$14M	·	·

Redditività 4

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Net Margin	39.4%	26.9%	·	29.1%	29.9%	29.2%	·	31.0%	30.8%	31.4%	·	34.1%	23.6%	31.0%	·	34.0%
Pretax Margin	51.0%	34.9%	·	37.7%	38.6%	37.7%	·	39.3%	39.3%	40.3%	·	44.1%	30.9%	40.6%	·	44.4%
ROA	0.66%	0.35%	·	0.38%	0.38%	0.37%	·	0.40%	0.38%	0.41%	·	0.45%	0.30%	0.37%	·	0.42%
ROE	4.3%	2.4%	·	2.4%	2.4%	2.4%	·	2.6%	2.5%	2.7%	·	3.2%	2.1%	2.8%	·	3.2%

Efficienza 1

Metrica	Tendenza	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Asset Turnover		0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	·	0.0

Per Azione 5

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Book Value / Share	$28.52	$27.64	·	$27.89	$27.46	$27.09	·	$28.47	$27.85	$27.53	·	$26.55	$26.29	$26.58	·	$25.33
Revenue / Share	$3.01	$2.35	·	$2.29	$2.23	$2.20	·	$2.29	$2.24	$2.20	·	$2.28	$2.26	$2.33	·	$2.39
Cash Flow / Share	·	$-0.60	·	·	·	$0.72	·	·	·	$0.91	·	·	·	$0.97	·	·
Dividend / Share	$0.31	$0.31	$0.31	$0.31	$0.31	$0.31	$0.31	$0.31	$0.29	$0.29	$0.29	$0.29	$0.29	$0.29	$0.29	$0.29
EPS (TTM)	$3.17	$2.65	·	$2.69	$2.73	$2.77	·	$2.79	$2.87	$2.71	·	$2.84	$2.86	$2.98	·	$2.67

Valutazione (TTM) 12

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue TTM	$188M	$172M	·	$165M	$165M	$165M	·	$167M	$168M	$168M	·	$162M	$159M	$153M	·	$144M
Net Income TTM	$59M	$49M	·	$49M	$50M	$51M	·	$50M	$52M	$49M	·	$49M	$48M	$49M	·	$45M
Market Cap	$840M	$783M	·	$637M	$717M	$691M	·	$789M	$673M	$638M	·	$550M	$564M	$407M	·	$521M
P/E	14.0	15.7	·	12.9	14.3	13.6	·	15.5	12.8	12.8	·	10.4	10.4	8.4	·	12.0
P/S	4.5	4.6	·	3.9	4.3	4.2	·	4.7	4.0	3.8	·	3.4	3.6	2.7	·	3.6
P/B	1.6	1.5	·	1.2	1.4	1.4	·	1.5	1.3	1.3	·	1.1	1.1	0.9	·	1.3
P / Tangible Book	2.2	2.2	·	1.8	2.1	2.0	·	2.2	1.9	1.8	·	1.6	1.7	1.4	·	1.9
P / Cash Flow	·	-68.9	·	·	·	52.3	·	·	·	37.7	·	·	·	25.7	·	·
Dividend Yield	4.9%	2.9%	·	9.5%	8.5%	8.7%	·	2.8%	3.2%	3.4%	·	3.7%	3.5%	4.6%	·	3.5%
Earnings Yield	7.1%	6.4%	·	7.7%	7.0%	7.3%	·	6.5%	7.8%	7.8%	·	9.6%	9.6%	11.9%	·	8.3%
Payout Ratio	·	49.5%	·	·	·	368.8%	·	·	·	41.7%	·	·	·	39.9%	·	·
Annual Payout	$41M	$23M	·	$61M	$61M	$60M	·	$22M	$21M	$22M	·	$20M	$20M	$19M	·	$18M

Periodo più recente a sinistra · valori nulli mostrati come ·

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

16

Metrica	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Utile netto	$12M	$12M	$48M	$47M	$51M
EPS Diluito	$0.63	$0.64	$2.72	$2.82	$2.94

Metrica	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Flusso di cassa libero	$60M	$55M	$59M	$58M	$45M

Proprietari istituzionali (13F) 150 filer · $348.5M totale · Aggiornato al 30 Settembre 2026

17

Istituzioni che segnalano il possesso di questo titolo nel loro Modulo SEC 13F trimestrale. Solo posizioni lunghe; un singolo depositante può apparire due volte per diverse gambe di opzioni. Grandi posizioni put/call contrapposte riflettono tipicamente market-making o inventario coperto, non convinzione direzionale.

Detentori 150

Valore detenuto $348.5M

Nuove posizioni 20

Posizioni chiuse 8

Attività istituzionale — Q2 2026 vs trimestre precedente

Nuove posizioni	Posizioni chiuse	Aumentato	Diminuito	Variazione netta delle azioni
20 (-2 vs trimestre precedente)	8 (-5 vs trimestre precedente)	50 (+5 vs trimestre precedente)	26 (-8 vs trimestre precedente)	+275K

Confrontato con Q1 2026. Le dichiarazioni SEC Form 13F sono dovute entro 45 giorni dalla fine del trimestre più un breve margine per i dichiaranti in ritardo — i trimestri ancora all'interno di questa finestra vengono saltati a favore della coppia più recente completamente riportata.

Istituzione	Valore	Azioni	% di 13F tracciati	Tipo
BlackRock, Inc.	$68.712.905	1.546.891	19,71%	Azioni
DIMENSIONAL FUND ADVISORS LP	$40.008.162	900.663	11,48%	Azioni
VANGUARD GROUP INC	$37.114.772	1.100.349	10,65%	Azioni
VANGUARD CAPITAL MANAGEMENT LLC	$35.717.855	804.094	10,25%	Azioni
SYSTEMATIC FINANCIAL MANAGEMENT LP	$22.768.900	512.581	6,53%	Azioni
GEODE CAPITAL MANAGEMENT, LLC	$21.475.826	483.375	6,16%	Azioni
STATE STREET CORP	$19.884.480	447.647	5,70%	Azioni
VANGUARD PORTFOLIO MANAGEMENT LLC	$10.894.760	245.267	3,13%	Azioni
NORTHERN TRUST CORP	$7.224.424	162.639	2,07%	Azioni
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$6.716.970	151.215	1,93%	Azioni
MORGAN STANLEY	$5.687.787	128.045	1,63%	Azioni
VANGUARD FIDUCIARY TRUST CO	$5.430.922	122.263	1,56%	Azioni
GOLDMAN SACHS GROUP INC	$4.797.405	108.001	1,38%	Azioni
AMERICAN CENTURY COMPANIES INC	$3.602.729	81.106	1,03%	Azioni
AQR CAPITAL MANAGEMENT LLC	$3.243.383	73.016	0,93%	Azioni
TWO SIGMA INVESTMENTS, LP	$3.128.190	70.423	0,90%	Azioni
Creative Planning	$2.958.372	66.600	0,85%	Azioni
RENAISSANCE TECHNOLOGIES LLC	$2.553.795	57.492	0,73%	Azioni
Quantinno Capital Management LP	$2.417.781	54.430	0,69%	Azioni
Bank of New York Mellon Corp	$2.320.045	52.230	0,67%	Azioni
Nuveen, LLC	$2.165.298	48.746	0,62%	Azioni
State of New Jersey Common Pension Fund D	$1.893.669	42.631	0,54%	Azioni
BANK OF AMERICA CORP /DE/	$1.613.379	36.321	0,46%	Azioni
Swiss National Bank	$1.531.557	34.479	0,44%	Azioni
BURKE & HERBERT BANK & TRUST CO	$1.343.128	30.237	0,39%	Azioni
Fisher Asset Management, LLC	$1.211.422	27.272	0,35%	Azioni
DAVENPORT & Co LLC	$1.123.852	25.264	0,32%	Azioni
WELLS FARGO & COMPANY/MN	$1.053.750	23.722	0,30%	Azioni
UBS Group AG	$975.285	21.956	0,28%	Azioni
Orion Porfolio Solutions, LLC	$932.664	20.996	0,27%	Azioni
RHUMBLINE ADVISERS	$918.640	20.681	0,26%	Azioni
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	$892.531	20.093	0,26%	Azioni
Mariner, LLC	$842.562	18.968	0,24%	Azioni
Invesco Ltd.	$834.208	18.780	0,24%	Azioni
DEUTSCHE BANK AG\	$810.354	18.243	0,23%	Azioni
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC	$808.934	19.483	0,23%	Azioni
SummerHaven Investment Management, LLC	$807.378	18.176	0,23%	Azioni
Connor, Clark & Lunn Investment Management Ltd.	$764.424	17.209	0,22%	Azioni
AXXCESS WEALTH MANAGEMENT, LLC	$756.700	17.035	0,22%	Azioni
STEPHENS INC /AR/	$749.316	16.869	0,21%	Azioni
ALLIANCEBERNSTEIN L.P.	$734.281	17.685	0,21%	Azioni
Orion Portfolio Solutions, LLC	$709.226	18.817	0,20%	Azioni
Rockefeller Capital Management L.P.	$659.815	14.854	0,19%	Azioni
XTX Topco Ltd	$648.399	14.597	0,19%	Azioni
Legal & General Group Plc	$611.440	13.765	0,18%	Azioni
TRUIST FINANCIAL CORP	$596.783	13.435	0,17%	Azioni
D. E. Shaw & Co., Inc.	$572.529	12.889	0,16%	Azioni
TWO SIGMA ADVISERS, LP	$568.350	16.850	0,16%	Azioni
one8zero8, LLC	$545.522	12.281	0,16%	Azioni
SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC	$539.436	12.144	0,15%	Azioni

Mostra tutti i 150 proprietari istituzionali →

Insider aziendali 27 insider · 12 dirigenti · 16 direttori

19

Insider	Ruolo	Ultima attività	Azioni possedute	Acquisti 12m	Vendite 12m	Netto 12m
William P Stafford II	Chief Executive Officer	27 Maggio 2026 A	211.161	0	0	$0
John M Mendez	President & CEO	31 Agosto 2013 D	4.631	0	0	$0
David D Brown	Chief Financial Officer	27 Maggio 2026 A	12.676	0	0	$0
Gary R Mills	President	28 Luglio 2026 M	5.798	0	1	$-166.845
Martyn A Pell	President-First Community Bank	07 Giugno 2016 D	6.073	0	0	$0
Stephen E Lilly	Chief Operating Officer	31 Gennaio 2020 D	14.343	0	0	$0
Sarah W Harmon	SVP & General Counsel	21 Agosto 2026 M	8.141	0	1	$-213.030
Derek A Bonnett	Chief Risk Officer	27 Maggio 2026 A	2.726	1	0	$17.500
Jason R Belcher	SVP-Chief Admin Officer	27 Maggio 2026 A	18.502	0	0	$0
Robert L Schumacher	General Counsel	28 Maggio 2016 D	5.579	0	0	$0
Robert L Buzzo	Vice President & Secretary	04 Giugno 2015 S	5.564	0	0	$0
Kenneth P Mulkey	CONTROLLER ***	11 Aprile 2005 M	1.380	0	0	$0
Beth Ann Taylor	Direttore	27 Maggio 2026 A	2.784	0	0	$0
Harriet B Price	Direttore	27 Maggio 2026 A	2.426	0	0	$0
Adam M Sarver	Direttore	27 Maggio 2026 A	113.692	0	0	$0
William C Davis	Direttore	27 Maggio 2026 A	17.641	0	0	$0
Samuel L Elmore	Direttore	27 Maggio 2026 A	19.864	0	0	$0
Richard Scott Johnson	Direttore	27 Maggio 2026 A	56.309	0	0	$0
W C Blankenship Jr	Direttore	15 Aprile 2019 A	7.240	0	0	$0
Norris I Kantor	Direttore	09 Aprile 2018 M	35.038	0	0	$0
William P Stafford	Direttore	07 Luglio 2016 A	13.131	0	0	$0
Franklin P Hall	Direttore	06 Aprile 2015 A	1.569	0	0	$0
Robert E Perkinson JR	Direttore	24 Febbraio 2014 S	29.143	0	0	$0
Allen T Hamner	Direttore	19 Dicembre 2011 A	9.371	0	0	$0
Harold V Groome JR	Direttore	08 Maggio 2007 M	10.331	0	0	$0
Billy W Harvey SR	Direttore	06 Maggio 2004 P	2.000	0	0	$0
A A Modena	Direttore	18 Febbraio 2004 G	14.432	0	0	$0

Insider dai depositi SEC Modulo 3/4/5; netto = solo acquisti/vendite di mercato

Proprietà ETF Posseduti da 27 ETF

20

Il peso riflette solo le partecipazioni azionarie dirette (N-PORT); fondi a leva o basati su derivati possono detenere ulteriore esposizione swap non mostrata.

Fondo	Peso	Unità	Aggiornato al	Fonte
IWC · iShares Trust	0,19%	56.956 SH	11 Settembre 2026	Giornaliero
VTWV · VANGUARD SCOTTSDALE FUNDS	0,05%	14.429 SH	19 Agosto 2026	Giornaliero
DFAT · Dimensional ETF Trust	0,03%	105.425 NS	31 Luglio 2026	N-PORT
OMFS · Invesco Exchange-Traded Self-Indexe…	0,03%	1.830 SH	02 Ottobre 2026	Giornaliero
IWM · iShares Trust	0,03%	427.810 SH	11 Settembre 2026	Giornaliero
RSSL · Global X Funds	0,03%	7.909 NS	31 Luglio 2026	N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS	0,02%	95.421 SH	19 Agosto 2026	Giornaliero
DFAS · Dimensional ETF Trust	0,02%	62.336 NS	31 Luglio 2026	N-PORT
PRFZ · Invesco Exchange-Traded Fund Trust	0,02%	8.602 SH	02 Ottobre 2026	Giornaliero
VXF · VANGUARD INDEX FUNDS	0,01%	214.153 SH	19 Agosto 2026	Giornaliero
VFH · VANGUARD WORLD FUND	0,01%	27.569 SH	19 Agosto 2026	Giornaliero
FNCL · FIDELITY COVINGTON TRUST	0,01%	4.508 NS	31 Luglio 2026	N-PORT
WSML · iShares Trust	0,01%	1.009 SH	11 Settembre 2026	Giornaliero
DFSV · Dimensional ETF Trust	0,01%	9.046 NS	31 Luglio 2026	N-PORT
DFAC · Dimensional ETF Trust	0,00%	42.402 NS	31 Luglio 2026	N-PORT
PFM · Invesco Exchange-Traded Fund Trust	0,00%	537 SH	25 Settembre 2026	Giornaliero
DXUV · Dimensional ETF Trust	0,00%	309 NS	31 Luglio 2026	N-PORT
DCOR · Dimensional ETF Trust	0,00%	1.572 NS	31 Luglio 2026	N-PORT
DFAU · Dimensional ETF Trust	0,00%	4.464 NS	31 Luglio 2026	N-PORT
DFSU · Dimensional ETF Trust	0,00%	808 NS	31 Luglio 2026	N-PORT
DFUS · Dimensional ETF Trust	0,00%	5.151 NS	31 Luglio 2026	N-PORT
ITOT · iShares Trust	0,00%	22.453 SH	11 Settembre 2026	Giornaliero
IWV · iShares Trust	0,00%	4.534 SH	03 Settembre 2026	Giornaliero
VTI · VANGUARD INDEX FUNDS	0,00%	571.413 SH	19 Agosto 2026	Giornaliero
VIG · VANGUARD SPECIALIZED FUNDS	0,00%	106.602 SH	19 Agosto 2026	Giornaliero
VTHR · VANGUARD SCOTTSDALE FUNDS	0,00%	1.246 SH	19 Agosto 2026	Giornaliero
IWN · iShares Trust	·	161.992 SH	11 Settembre 2026	Giornaliero

FCBC Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

21

rating · 7 analisti VENDI

Target mediano $50.00 +4,2%

0 0,0% Acquisto forte

0 0,0% Compra

4 57,1% Mantieni

1 14,3% Vendi

2 28,6% Vendita forte

Target Price a 12 Mesi

1 analisti · 2026-09-29

Target medio $50.00 +4,2%

Basso$50.00 Media$50.00 Alto$50.00

Confronto Peer (GICS sub-settore industriale) Metriche chiave rispetto ai pari del settore

22

Base FY, prezzi alla chiusura dell'ultimo anno fiscale di ciascuna società.

Ticker	Capitalizzazione di Mercato	P/E	Rev YoY	Margine Netto	ROE	Margine lordo
FCBC	$618M	12.7	0.99%	29.1%	9.7%	·
HAFC	$808M	10.8	15.3%	28.2%	9.8%	·
MPB	$715M	12.2	26.1%	24.9%	7.1%	·
SBSI	·	13.3	-8.1%	29.2%	8.4%	·
NBBK	$907M	14.8	23.0%	23.5%	6.3%	·
FMNB	·	9.2	3.9%	·	·	·
EGBN	$650M	-4.7	-3.1%	-46.1%	-11.9%	·
SMBK	$630M	12.4	16.9%	25.1%	9.7%	·
GSBC	$681M	9.9	4.4%	30.9%	11.5%	·
CCBG	$727M	11.8	8.1%	24.2%	11.4%	·
ORRF	$691M	8.5	36.0%	217.7%	14.2%	·

Segnali di trading Segnali recenti di acquisto/vendita con prezzo di entrata e rapporto rischio/rendimento

25

BOUNCE_UP Stop out Set 22

rischio 1 premio 1,50

ingresso $36.40 R:R 1,50

Nessun segnale aperto al momento — nessuna scheda è compilata, e questo è onesto.

Le Mie Metriche La tua watchlist personale — righe selezionate da Fondamentali Completi

26

Scegli le metriche che contano per te: fai clic sul + accanto a qualsiasi riga in Fondamentali Completi sopra.

La tua selezione è salvata e ti segue su tutti i ticker.

FCBC First Community Bankshares, Inc. - Common Stock