KMPB Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

03
Prezzo $24.77
Capitalizzazione di Mercato (MRQ) $1.46B
P/E (TTM) -3.0
EPS (TTM) $-8.30
Ricavi (TTM) $4.57B
Rendimento div. 5.5%
ROE (TTM) -19.3%
D/E Debito/Patrimonio (MRQ) 0.4
Intervallo 52 sett. $22–$25

KMPB Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

04
intervallo
barre

La granularità delle barre si adatta al periodo selezionato — passa il mouse sul grafico per vedere apertura/massimo/minimo/chiusura di una barra.

Informazioni su Kemper Corporation 5.875% Fixed-Rate Reset Junior Subordinated Debentures due 2062 Panoramica della società da Wikipedia

05 · wikidata

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

History

Kemper Corporation was originally founded as Unitrin, Inc. in April 1990, when it spun off from Henry Singleton's conglomerate Teledyne. Singleton expected the new venture to duplicate the successful spin off of the Argo Group, originally a workers’ compensation insurance provider, created in 1986. Argonaut's original $20 per share stock appreciated 240 percent by 1990. Singleton remained Chairman of Unitrin after it was spun off to shareholders at $31.25 per share, trading on NASDAQ. Unitrin divided its business into three major categories: life and health insurance, property and casualty insurance, and consumer finance, which covered a variety of services including automobile and industrial loans.

In 2002, Unitrin purchased the renewal rights for the homeowners and automobile insurance lines of Kemper Insurance, a long-time Chicago insurance and financial services firm.

In 2010, Unitrin purchased all rights to the Kemper name, and began operations as Kemper Corporation on August 25, 2011, with trading on the New York Stock Exchange under the KMPR ticker symbol.

In November 2015, Joseph P. Lacher, Jr. was appointed President and Chief Executive Officer.

The company unified and refreshed its brand in October 2018.

Fortune Magazine included Kemper on its 2020 list of the 100 fastest-growing companies.

On November 23, 2020, the company announced it had entered into a definitive agreement to acquire American Access Casualty Company and its related captive insurance agency, Newins Insurance Agency Holdings, LLC, and its subsidiaries (collectively “AAC”), in a cash transaction valued at $370 million. On April 1, 2021, the company announced it had completed the acquisition of AAC. AAC provided specialty private passenger auto insurance in Arizona, Illinois, Indiana, Nevada and Texas.

The Kemper Open was a professional golf tournament on the PGA Tour for 35 years, from 1968 through 2002.

Acquisitions

In April 2015, Kemper acquired Alliance United Insurance Company, one of the fastest growing auto insurance providers in the State of California. Source:

In July 2018, Kemper acquired Infinity Property and Casualty Corporation (NASDAQ: IPCC), an auto insurance provider focused on serving the specialty, nonstandard segment, in a cash and stock transaction valued at approximately $1.4 billion.

In April 2021, Kemper completed the acquisition of Downers Grove, Illinois based American Access Casualty Company. American Access Casualty Company specializes in automobile insurance directed towards the Hispanic community.

Subsidiaries

Kemper Property & Casualty

Kemper’s Property & Casualty Insurance segment includes the following businesses:

Kemper Auto, a national provider of auto insurance with a concentration on non-standard auto insurance

Infinity, a provider of non-standard auto insurance for drivers in the State of California only

Kemper Personal Insurance, which provides both home and auto insurance to the company’s preferred/standard book of business

Property & Casualty Insurance Companies

Alpha Property & Casualty Insurance Company

Alliance United Insurance Company

Charter Indemnity Company

Financial Indemnity Company

Infinity Insurance Company

Infinity Auto Insurance Company

Infinity Assurance Insurance Company

Infinity Casualty Insurance Company

Infinity County Mutual Insurance Company

Infinity Indemnity Insurance Company

Infinity Preferred Insurance Company

Infinity Safeguard Insurance Company

Infinity Select Insurance Company

Infinity Standard Insurance Company

Infinity Security Insurance Company

Kemper Financial Indemnity Company

Kemper Independence Insurance

Merastar Insurance Company

Mutual Savings Fire Insurance Company

Response Insurance Company

Response Worldwide Direct Auto Insurance Company

Response Worldwide Insurance Company

Trinity Universal Insurance Company

Unitrin Advantage Insurance Company

Unitrin Auto and Home Insurance Company

Unitrin Direct Insurance Company

Unitrin Direct Property & Casualty Company

Unitrin Preferred Insurance Company

Unitrin Safeguard Insurance Company

Valley Property & Casualty Insurance Company

Warner Insurance Company

Kemper Life & Kemper Health

Kemper’s Life & Health insurance segment is made up of the following businesses:

Kemper Life

Life & Health Insurance Companies

Mutual Savings Fire Insurance Company

Mutual Savings Life Insurance Company

Reserve National Insurance Company

The Reliable Life Insurance Company

Union National Life Insurance Company research department

United Insurance Company of America

United Casualty Insurance Company of America

Union National Fire Insurance Company

Other Affiliated Insurance Companies

Capitol County Mutual Fire Insurance Company

Old Reliable Casualty Company

Unitrin County Mutual Insurance Company

Fonte: Wikipedia (Inglese), CC BY-SA 4.0 · Vedi su Wikipedia ↗

Wikidata ↗

settoreFinancials industriaInsurance paeseUS

Performance decennale Andamento di ricavi, utile netto, margini e EPS

06
Ricavi$4.79B
2021-12-31 → 2025-12-31
EPS$2.29
2021-12-31 → 2025-12-31
Flusso di cassa libero$554M
2021-12-31 → 2025-12-31
Margine netto-10.8%
2021-12-31 → 2025-12-31
Valutazione e Rapporti 07–12

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica Tendenza 5 anni KMPB media 5 anni Mediana dei peer Verdetto
P/E (TTM) -3.0 · · ·
P/S (TTM) 0.3 · · ·
P/B (MRQ) 0.7 · · ·
EV / EBITDA 30.6 · · ·
Prezzo / FCF (TTM) 3.7 · · ·
Prezzo / Flusso di cassa (TTM) 3.4 · · ·
EV / Revenue (EV / Ricavi) 0.5 · · ·
EV / FCF 4.1 · · ·
Price / Tangible Book (Prezzo / Valore contabile tangibile) 1.2 · · ·

La mediana dei peer viene calcolata su base standardizzata per metrica e potrebbe non corrispondere sempre alla base TTM/MRQ mostrata per questo titolo.

valore · ≈ media 5 anni · mediana del settore · giudizio rispetto alla mediana

Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y

13
Dividend Yield5.5%
Rapporto di Distribuzione Utili55.5%
Pagamento annualizzato≈$1.47Pagato trimestralmente
Data ex-dividendoImportoValutaRendimento
Set 1, 2026$0,37USD≈6.2%
Giu 1, 2026$0,40USD≈6.3%
Feb 27, 2026$0,37USD≈6.2%
Dic 1, 2025$0,37USD≈6.3%
Ago 29, 2025$0,37USD≈6.2%
Mag 30, 2025$0,37USD≈6.4%
Feb 28, 2025$0,37USD≈6.2%
Nov 29, 2024$0,37USD≈6.2%
Ago 30, 2024$0,37USD≈4.9%
Mag 31, 2024$0,37USD≈3.3%
Feb 29, 2024$0,37USD≈1.7%
Mag 31, 2023$0,37USD≈8.5%
Feb 28, 2023$0,37USD≈7.2%
Nov 30, 2022$0,37USD≈5.6%
Ago 31, 2022$0,37USD≈3.2%
Mag 31, 2022$0,39USD≈1.6%

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

14
Sorpresa media -33.3%
PeriodoRapportoEPS ActualEPS StimatoSorpresa
30 Giugno 2026 $0.45 $0.35 29.2%
31 Marzo 2026 $0.21 $0.82 -74.2%
31 Dicembre 2025 $0.25 $0.87 -71.4%
30 Settembre 2025 $0.33 $1.35 -75.5%
30 Giugno 2025 $1.30 $1.55 -16.2%
31 Marzo 2025 $1.65 $1.52 8.6%

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

15
Conto Economico 12
Metrica Tendenza 202520242023202220212020201920182017201620152014
Revenue $4.79B$4.64B$4.94B$5.52B$5.72B$5.21B$5.04B$3.73B$2.72B$2.52B$2.34B$2.20B
Operating Expenses $4.63B$4.25B$5.29B$5.89B$5.97B$4.70B$4.38B$3.53B$2.56B$2.52B$2.24B$2.04B
Operating Income ··$-69M$-167M$-334M$547M$519M$286M$119M$3M$84M$136M
Interest Expense $38M$57M$56M$55M$44M$36M$42M$43M$35M$44M$46M·
Pretax Income $161M$388M$-347M$-390M$-245M$510M$662M$199M$161M$4M$100M$160M
Income Tax $28M$76M$-75M$-84M$-126M$100M$130M$11M$41M$-9M$20M$48M
Net Income $143M$318M$-272M$-287M$-124M$410M$531M$190M$121M$17M$86M$114M
EPS (Basic) $2.31$4.95$-4.25$-4.50$-1.92$6.24$8.04$3.25$2.34$0.33$1.65$2.12
EPS (Diluted) $2.29$4.91$-4.25$-4.50$-1.92$6.14$7.96$3.22$2.33$0.33$1.65$2.12
Shares (Basic) 62,010,70064,179,50064,025,60063,825,50064,264,40065,636,10065,880,90058,149,40051,345,60051,156,10051,606,90053,762,500
Shares (Diluted) 62,606,20064,776,00064,025,60063,825,50064,264,40066,729,80066,548,10058,751,90051,577,90051,214,70051,683,50053,867,900
EBITDA $74M$54M$-24M$-171M$-324M$583M$552M$286M$119M$3M$84M$136M
Stato Patrimoniale 14
Metrica Tendenza 202520242023202220212020201920182017201620152014
Cash & Equivalents $124M$64M$64M$212M$148M$206M$137M$75M$46M$116M$162M$76M
Short-term Investments $314M$1.04B$521M$278M··$471M$286M····
Goodwill $1.25B$1.25B$1.25B$1.30B$1.31B$1.11B$1.11B$1.11B$323M$323M$323M$312M
Intangibles $226M$266M$269M$267M$293M$272M$328M$261M$133M···
Total Assets $12.47B$12.63B$12.74B$13.31B$14.92B$14.34B$12.99B$11.54B$8.38B$8.21B$8.04B$7.83B
Deferred Tax $15M$15M$51M$0$227M$286M$178M$26M$15M$0··
Total Liabilities $9.80B$9.85B$10.24B$10.64B$10.91B$9.78B$9.02B$8.49B$6.26B$6.24B$6.04B$5.74B
Long-term Debt $944M$1.39B$1.39B$1.39B$1.12B$1.17B$778M$909M$592M$752M$751M·
Total Debt $944M$1.39B··········
Retained Earnings $1.16B$1.23B$1.01B$1.37B$1.76B$2.07B$1.81B$1.36B$1.24B$1.17B$1.21B$1.20B
AOCI $-206M$-304M$-361M$-515M$448M$680M$336M$22M$194M$137M$124M$223M
Stockholders' Equity $2.68B$2.79B$2.51B$241M$-850M$4.56B$3.97B$3.05B$2.12B$1.98B$1.99B$2.09B
Liabilities + Equity $12.47B$12.63B$12.74B$13.31B$14.92B$14.34B$12.99B$11.54B$8.38B$8.21B$8.04B$7.83B
Shares Outstanding 58,666,64463,840,44264,111,55563,912,76263,684,62865,436,20766,665,88864,756,83351,462,40551,270,94051,326,75152,418,246
Flusso di cassa 18
Metrica Tendenza 202520242023202220212020201920182017201620152014
D&A $74M$54M$59M$71M$46M$36M$33M$16M$13M···
Deferred Tax $-30M$64M$-71M$-91M$-3M$14M$68M$46M$15M$-2M$-2M$6M
Amort. of Intangibles $64M$46M$49M$54M$87M$42M$38M$166M$11M$6M$15M$7M
Other Non-cash $397M$-53M$164M$135M$427M$-12M$-98M·····
Operating Cash Flow $584M$383M$-134M$-210M$351M$448M$534M$539M$241M$240M$215M$134M
CapEx $31M$53M$54M$31M$58M$53M$84M$65M$36M···
Investing Cash Flow $336M$-244M$108M$-108M$-118M$-757M$-633M$-498M$-105M$-238M$-29M$-104M
Debt Issued ····$0$396M$50M$249M$200M···
Net Debt Issued ····$0$396M$-135M·····
Stock Issued ····$0$0$128M$0····
Stock Repurchased $302M$39M$0$0$162M$110M$0$0$0$4M$45M$114M
Net Stock Activity $-302M$-39M$0$0$-162M$-110M·$0$0$-4M$-45M$-114M
Dividends Paid $80M$80M$80M$80M$81M$79M$68M$56M$50M$49M$50M$52M
Financing Cash Flow $-860M$-137M$-122M$383M$-290M$378M$161M$-12M$-205M$-48M$-101M$-20M
Net Change in Cash $61M$1M$-148M$64M$-58M$69M$62M$29M····
Taxes Paid $35M$11M$-107M$-700.0K$-38M$56M$68M$200.0K$13M$500.0K$44M$37M
Free Cash Flow $554M$330M$-188M$-241M$293M$395M$450M·····
Levered FCF $522M··$-283M$271M$366M$416M·····
Redditività 7
Metrica Tendenza 202520242023202220212020201920182017201620152014
Operating Margin ··-1.4%-4.0%-6.4%10.5%10.3%7.7%4.4%0.12%3.6%6.2%
Net Margin 3.0%6.9%-5.5%-5.4%-2.1%7.9%10.5%5.1%4.4%0.67%3.7%5.2%
Pretax Margin 3.4%··-7.0%-4.2%9.8%13.1%5.3%5.9%0.14%4.3%7.3%
EBITDA Margin 1.6%1.2%-0.50%-3.1%-5.6%11.2%10.9%7.7%4.4%0.12%3.6%6.2%
ROA 1.1%2.5%-2.1%-2.1%-0.82%3.0%4.3%1.9%1.5%0.21%1.1%1.5%
ROE 9.4%20.2%-19.8%-37.8%-2.8%9.6%15.1%7.4%5.9%0.85%4.2%5.5%
ROIC ···-7.0%-4.5%9.6%10.5%8.9%4.2%0.57%3.4%4.6%
Liquidità e Solvibilità 3
Metrica Tendenza 202520242023202220212020201920182017201620152014
Debt / Equity 0.40.5··········
LT Debt / Equity 0.40.3··········
Interest Coverage ··-1.2-4.0-8.515.212.26.63.4···
Efficienza 1
Metrica Tendenza 202520242023202220212020201920182017201620152014
Asset Turnover 0.40.40.40.40.40.40.40.40.30.30.30.3
Per Azione 6
Metrica Tendenza 202520242023202220212020201920182017201620152014
Book Value / Share $45.71$43.68$39.08$38.23$62.93$69.74$59.59$47.10$41.11$38.52$38.82$39.88
Revenue / Share $76.51$71.61$77.22$87.38$90.14$78.01$75.72$63.40$52.80$49.24$45.29$40.78
Cash Flow / Share $9.34$5.91$-2.10$-3.29$5.46$6.71$8.03$9.18$4.66$4.70$4.16$2.48
Cash / Share $2.12$1.01$1.00$3.32$2.33$3.15$2.05$1.16$0.89$2.26$3.15$1.45
Dividend Paid / Share $1.28$1.24$1.24$1.24$1.24$1.20$1.03$0.96$0.96$0.96$0.96$0.96
EPS (TTM) $2.29$4.91$-4.25$-4.50$-1.92$6.14$7.96$3.22$2.33$0.33$1.65$2.12
Tassi di Crescita 8
Metrica Tendenza 202520242023202220212020201920182017201620152014
Revenue YoY 3.3%-6.2%-10.5%-3.4%9.8%·······
Revenue CAGR 3Y -4.6%-6.7%-1.7%·········
Revenue CAGR 5Y -1.7%···········
EPS YoY -53.4%···········
EPS CAGR 5Y -17.9%···········
Net Income YoY -54.9%···········
Net Income CAGR 5Y -19.0%···········
Dividends Paid CAGR 5Y 0.18%···········
Valutazione (TTM) 17
Metrica Tendenza 202520242023202220212020201920182017201620152014
Revenue TTM $4.79B$4.64B$4.94B$5.52B$5.72B$5.21B$5.04B$3.73B$2.72B$2.52B$2.34B$2.20B
Net Income TTM $143M$318M$-272M$-287M$-124M$410M$531M$190M$121M$17M$86M$114M
Market Cap $1.37B$1.49B$1.29B$1.17B········
Enterprise Value $2.19B$2.82B··········
P/E 10.24.7-4.7-4.1········
P/S 0.30.30.30.2········
P/B 0.50.50.50.5········
P / Tangible Book 1.11.21.3·········
P / Cash Flow 2.33.9-9.6-5.6········
P / FCF 2.54.5-6.9-4.9········
EV / EBITDA 29.552.4··········
EV / FCF 4.08.5··········
EV / Revenue 0.50.6··········
Dividend Yield 5.8%5.4%6.2%6.8%········
Earnings Yield 9.8%21.1%-21.1%-24.5%········
Payout Ratio 55.5%25.2%-29.4%-26.5%-66.9%19.2%12.8%29.7%40.9%292.9%58.0%45.2%
Annual Payout $80M$80M$80M$80M$81M$79M$68M$56M$50M$49M$50M$52M

Periodo più recente a sinistra · valori nulli mostrati come ·

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

16
Metrica 2025-12-312025-06-302025-03-312024-12-312024-09-30
Ricavi $4.79B · · $4.64B ·
Utile netto $143M · · $318M ·
EPS Diluito $2.29 · · $4.91 ·

Attivisti e proprietari del 5%+ 20 partecipazioni

18

Investitori che hanno depositato SEC Schedule 13D — proprietà effettiva superiore al 5% con l'intento di influenzare l'emittente (partecipazioni attiviste, campagne per il consiglio di amministrazione, M&A). Ogni riga mostra lo stato più recente noto della posizione di quel depositante.

Depositante Depositato Partecipazione Stato Scopo Deposito
Singleton Group LLC (2), William W. Singleton, as Manager of the Singleton Group LLC (2), Christina Singleton, as Manager of the Singleton Group LLC (2) ×7 depositi 05 Marzo 2019 · Deposito iniziale · SEC
Kemper Corporation, Trinity Universal Insurance Company ×2 depositi 16 Settembre 2011 · Deposito iniziale · SEC
Unitrin, Inc., Trinity Universal Insurance Company ×6 depositi 19 Luglio 2011 · Deposito iniziale · SEC
Singleton Group LLC, William W. Singleton, as Manager of the Singleton Group LLC, Christina Singleton Mednick, as Manager of the Singleton Group LLC, Donald E. Rugg, as Manager of the Singleton Group LLC ×2 depositi 23 Dicembre 2008 · Deposito iniziale Investimento passivo SEC
Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata 01 Luglio 2003 · Deposito iniziale · SEC
Persona segnalante non divulgata, Persona segnalante non divulgata 31 Marzo 2003 · Deposito iniziale · SEC
Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata 06 Gennaio 2003 · Deposito iniziale · SEC
Persona segnalante non divulgata, Persona segnalante non divulgata 29 Luglio 2002 · Deposito iniziale · SEC
Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata 08 Marzo 2002 · Deposito iniziale · SEC
Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata 14 Febbraio 2002 · Deposito iniziale · SEC
Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata 13 Luglio 2001 · Deposito iniziale · SEC
Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata 08 Giugno 2001 · Deposito iniziale · SEC
Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata 21 Maggio 2001 · Deposito iniziale · SEC
Persona segnalante non divulgata, Persona segnalante non divulgata 13 Aprile 2001 · Deposito iniziale · SEC
Persona segnalante non divulgata, Persona segnalante non divulgata, Persona segnalante non divulgata 13 Aprile 2001 · Deposito iniziale · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Insider aziendali 3 insider · 1 dirigenti · 0 direttori

19
Insider Ruolo Ultima attività Azioni possedute Acquisti 12m Vendite 12m Netto 12m
Christopher Wade Flint EVP, President, Kemper Life 01 Settembre 2026 F 27.085 0 0 $0
Gerald Laderman · 11 Agosto 2026 P 33.365 1 0 $105.960
Jason N Gorevic · 10 Agosto 2026 P 31.802 1 0 $129.550

Insider dai depositi SEC Modulo 3/4/5; netto = solo acquisti/vendite di mercato

Proprietà ETF Posseduti da 2 ETF

20

Il peso riflette solo le partecipazioni azionarie dirette (N-PORT); fondi a leva o basati su derivati possono detenere ulteriore esposizione swap non mostrata.

Fondo Peso Unità Aggiornato al Fonte
PFFA · ETFis Series Trust I 0,22% 222.009 NS 31 Luglio 2026 N-PORT
PFLD · ETF Series Solutions 0,08% 13.208 NS 31 Luglio 2026 N-PORT

KMPB Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

21
rating · 12 analisti MANTIENI
0 0,0% Acquisto forte
2 16,7% Compra
5 41,7% Mantieni
2 16,7% Vendi
3 25,0% Vendita forte

Confronto Peer (GICS sub-settore industriale) Metriche chiave rispetto ai pari del settore

22

Base FY, prezzi alla chiusura dell'ultimo anno fiscale di ciascuna società.

Ticker Capitalizzazione di Mercato P/E Rev YoY Margine Netto ROE Margine lordo
KMPB $1.37B 10.2 3.3% 3.0% 9.4% ·
SLDE $2.42B 5.8 36.5% 38.4% 57.4% ·
SKWD $2.07B 12.6 23.2% 12.0% 18.9% ·
HCI $2.49B 8.4 20.1% 33.2% 40.0% ·
STC $2.12B 17.3 17.3% 4.0% 7.6% ·
SAFT · 11.6 12.8% 7.8% 11.2% ·
KMPR · · · · · ·
XZO $2.20B 24.5 62.0% 38.1% 61.4% 60.4%
UFCS $928M 8.1 10.6% 8.5% 13.7% ·
ASIC $1.01B 13.3 23.4% 17.4% 14.6% ·
UVE $947M 5.3 5.5% 11.4% 36.3% ·

Ultime notizie Notizie recenti che menzionano questa società

23

Le Mie Metriche La tua watchlist personale — righe selezionate da Fondamentali Completi

26

Scegli le metriche che contano per te: fai clic sul + accanto a qualsiasi riga in Fondamentali Completi sopra.

La tua selezione è salvata e ti segue su tutti i ticker.

Fonte: SEC 10-Q depositato Ago 5, 2026