STC Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

Prezzo

$65.11

Capitalizzazione di Mercato

$2.12B

P/E (TTM)

17.3

EPS (TTM)

$4.05

Ricavi (TTM)

$2.92B

Rendimento div.

2.8%

ROE

7.6%

D/E Debito/Patrimonio

—

Intervallo 52 sett.

$56 – $79

STC Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

Performance decennale Andamento di ricavi, utile netto, margini e EPS

Ricavi e Utile Netto $2.92B

2016-12-31 → 2025-12-31

EPS $4.05

2016-12-31 → 2025-12-31

Flusso di cassa libero $132M

2016-12-31 → 2025-12-31

Margini 4.0%

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica

Tendenza 5 anni

STC

Mediana dei peer

P/E (TTM)

17.3

14.7

P/S (TTM)

0.7

1.4

P/B

1.3

2.5

Price / FCF (Prezzo / FCF)

16.1

—

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Metrica

Tendenza 5 anni

STC

Mediana dei peer

Net Profit Margin (Margine di Profitto Netto)

4.0%

11.7%

ROA

3.9%

5.3%

ROE

7.6%

16.1%

Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio

Metrica

Tendenza 5 anni

STC

Mediana dei peer

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metrica

Tendenza 5 anni

STC

Mediana dei peer

Revenue YoY (Ricavi YoY)

17.3%

—

Revenue CAGR 3Y (CAGR Ricavi 3Y)

-1.6%

—

Revenue CAGR 5Y (CAGR Ricavi 5Y)

5.0%

—

EPS YoY

55.2%

—

Net Income YoY (Utile Netto YoY)

57.6%

—

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Metrica

Tendenza 5 anni

STC

Mediana dei peer

EPS (Diluted) (EPS (Diluito))

$4.05

—

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Metrica

Tendenza 5 anni

STC

Mediana dei peer

Payout Ratio (Rapporto di Distribuzione Utili)

50.6%

—

Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y

Dividend Yield

2.8%

Rapporto di Distribuzione Utili

50.6%

CAGR Dividendi 5Y

—

Data ex-dividendo	Importo
15 Giugno 2026	$0,5250
16 Marzo 2026	$0,5250
15 Dicembre 2025	$0,5250
16 Settembre 2025	$0,5250
16 Giugno 2025	$0,5000
17 Marzo 2025	$0,5000
16 Dicembre 2024	$0,5000
16 Settembre 2024	$0,5000
17 Giugno 2024	$0,4750
14 Marzo 2024	$0,4750
14 Dicembre 2023	$0,4750
14 Settembre 2023	$0,4750
14 Giugno 2023	$0,4500
14 Marzo 2023	$0,4500
14 Dicembre 2022	$0,4500
14 Settembre 2022	$0,4500
14 Giugno 2022	$0,3750
14 Marzo 2022	$0,3750
14 Dicembre 2021	$0,3750
14 Settembre 2021	$0,3300

STC Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

COMPRA 8 analisti

Acquisto forte 2 25,0%
Compra 4 50,0%
Mantieni 2 25,0%
Vendi 0 0,0%
Vendita forte 0 0,0%

Target Price a 12 Mesi

3 analisti · 2026-06-25

Mediana $81.00

Media $83.00

← Sotto tutti i target $65.11

Basso $80.00

Alto $88.00

Target mediano $81.00 +24,4%

Target medio $83.00 +27,5%

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

Tasso di Superamento

87.5%

Sorpresa media

0.19%

Prossimo report

Lug 21, 2026

Periodo	EPS Actual	EPS Stimato	Sorpresa
31 Marzo 2026	$0.78	$0.53	0.25%
31 Dicembre 2025	$1.65	$1.37	0.28%
30 Settembre 2025	$1.64	$1.39	0.25%
30 Giugno 2025	$1.34	$1.20	0.14%
31 Marzo 2025	$0.25	$0.34	-0.09%
31 Dicembre 1999	$0.07	$0.03	0.04%
31 Dicembre 1998	$0.92	$0.53	0.39%
30 Settembre 1998	$0.99	$0.70	0.29%

Confronto tra pari Metriche chiave rispetto ai pari del settore

Ticker	Capitalizzazione di Mercato	P/E	Rev YoY	Margine Netto	ROE	Margine lordo
STC	$2.12B	17.3	17.3%	4.0%	7.6%	—
NP	—	-112.2	33.7%	23.4%	-9.9%	—
PLMR	$3.57B	18.8	58.2%	22.5%	22.0%	—
HCI	$2.49B	8.4	20.1%	33.2%	40.0%	—
SKWD	$2.07B	12.6	23.2%	12.0%	18.9%	—
SLDE	$2.42B	5.8	36.5%	38.4%	57.4%	—
KMPR	—	—	—	—	—	—
UFCS	$928M	8.1	10.6%	8.5%	13.7%	—
PRA	—	24.4	-4.5%	—	—	—
XZO	$2.20B	24.5	62.0%	38.1%	61.4%	60.4%
SAFT	—	11.6	12.8%	7.8%	11.2%	—

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

Conto Economico 9

Dati annuali Conto Economico per STC
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$2.92B	$2.49B	$2.26B	$3.07B	$3.31B	$2.29B	$1.94B	$1.91B	$1.96B	$2.01B	$2.03B	$1.87B
Interest Expense	·	·	$20M	$18M	$5M	$3M	$4M	$4M	$3M	$3M	$2M	$3M
Pretax Income	$166M	$114M	$61M	$233M	$434M	$219M	$117M	$73M	$75M	$88M	$10M	$52M
Income Tax	$35M	$26M	$15M	$51M	$94M	$49M	$27M	$14M	$15M	$20M	$6M	$14M
Net Income	$116M	$73M	$30M	$162M	$323M	$155M	$79M	$48M	$49M	$55M	$-6M	$30M
EPS (Basic)	$4.12	$2.65	$1.12	$6.00	$12.05	$6.25	$3.33	$2.02	$2.08	$1.86	$-0.26	$1.31
EPS (Diluted)	$4.05	$2.61	$1.11	$5.94	$11.90	$6.22	$3.31	$2.01	$2.06	$1.85	$-0.26	$1.24
Shares (Basic)	28,069,000	27,628,000	27,293,000	27,055,000	26,822,000	24,793,000	23,611,000	23,543,000	23,445,000	23,364,000	23,544,000	22,778,000
Shares (Diluted)	28,560,000	28,129,000	27,520,000	27,347,000	27,168,000	24,913,000	23,753,000	23,685,000	23,597,000	23,472,000	23,544,000	24,710,000

Stato Patrimoniale 17

Dati annuali Stato Patrimoniale per STC
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cash & Equivalents	$322M	$216M	$233M	$248M	$486M	$433M	$331M	$192M	$150M	$186M	$179M	$201M
Short-term Investments	$48M	$41M	$39M	$24M	$18M	$21M	$24M	$23M	$24M	$22M	$40M	$25M
PP&E (Net)	·	·	·	·	$72M	$52M	$50M	$61M	$67M	$71M	$71M	$75M
Accum. Depreciation	·	·	·	·	$166M	$142M	$151M	$183M	$186M	$173M	$170M	$172M
Goodwill	$1.27B	$1.08B	$1.07B	$1.07B	$925M	$431M	$249M	$249M	$231M	$217M	$218M	$252M
Intangibles	$325M	$173M	$193M	$199M	$230M	$37M	$5M	$10M	$10M	$11M	$18M	$26M
Total Assets	$3.25B	$2.73B	$2.70B	$2.74B	$2.81B	$1.98B	$1.59B	$1.37B	$1.41B	$1.34B	$1.32B	$1.39B
Deferred Tax	$53M	$28M	$25M	$27M	$49M	$24M	$29M	$14M	$19M	$8M	$1M	$13M
Total Liabilities	$1.60B	$1.32B	$1.32B	$1.37B	$1.52B	$966M	$839M	$693M	$727M	$693M	$684M	$692M
Long-term Debt	·	$446M	$445M	$447M	$483M	$102M	$111M	$108M	$109M	·	·	·
Common Stock	$31M	$28M	$28M	$27M	$27M	$27M	$24M	$24M	$24M	$24M	$23M	$23M
Retained Earnings	$1.15B	$1.09B	$1.07B	$1.09B	$975M	$689M	$564M	$514M	$492M	$472M	$456M	$480M
Treasury Stock	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M
AOCI	·	·	·	·	·	·	·	·	·	·	·	$13M
Stockholders' Equity	$1.64B	$1.40B	$1.37B	$1.36B	$1.28B	$1.01B	$747M	$674M	$672M	$641M	$629M	$693M
Liabilities + Equity	$3.25B	$2.73B	$2.70B	$2.74B	$2.81B	$1.98B	$1.59B	$1.37B	$1.41B	$1.34B	$1.32B	$1.39B
Shares Outstanding	30,223,311	27,763,691	27,370,227	27,130,412	26,893,430	26,728,242	23,709,407	23,719,347	23,719,522	23,431,279	22,291,094	22,955,748

Flusso di cassa 16

Dati annuali Flusso di cassa per STC
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
D&A	$61M	$62M	$62M	$57M	$36M	$19M	$23M	$25M	$26M	$30M	$30M	$24M
Stock-based Comp	$17M	$14M	$11M	$12M	$12M	$6M	$2M	$5M	$5M	$3M	$4M	$4M
Deferred Tax	$8M	$5M	$-7M	$293.0K	$13M	$-10M	$9M	$256.0K	$8M	$7M	$-6M	·
Amort. of Intangibles	$32M	$32M	$35M	$33M	$19M	$5M	$4M	$5M	$4M	$6M	$7M	$6M
Operating Cash Flow	$206M	$136M	$83M	$192M	$390M	$276M	$166M	$84M	$108M	$123M	$81M	$64M
CapEx	$73M	$40M	$38M	$48M	$40M	$15M	$17M	$11M	$16M	$18M	$20M	$20M
Investing Cash Flow	$-369M	$-87M	$-30M	$-301M	$-645M	$-231M	$7M	$9M	$-103M	$-57M	$-69M	$-79M
Stock Issued	$141M	$0	$0	$0	$0	$109M	$0	$0	·	·	·	·
Stock Repurchased	$4M	$4M	$2M	$3M	$2M	$1M	$532.0K	$1M	$727.0K	$1M	$28M	$22M
Net Stock Activity	$137M	$-4M	$-2M	$-3M	$-2M	$108M	$-532.0K	$-1M	$-727.0K	$-1M	$-28M	$-22M
Dividends Paid	$58M	$54M	$51M	$45M	$37M	$30M	$28M	$28M	$28M	$28M	$18M	$2M
Financing Cash Flow	$265M	$-61M	$-69M	$-123M	$310M	$54M	$-38M	$-48M	$-44M	$-59M	$-26M	$26M
Net Change in Cash	$105M	$-17M	$-15M	$-238M	$53M	$102M	$139M	$42M	$-36M	$7M	$-21M	$6M
Taxes Paid	$24M	$26M	$5M	$60M	$106M	$45M	$12M	$13M	$-2M	$15M	$15M	$-106.0K
Free Cash Flow	$132M	$95M	$45M	$144M	$350M	$261M	$149M	$74M	$92M	$105M	$61M	$44M
Levered FCF	·	·	$30M	$130M	$347M	$259M	$146M	$70M	$89M	$102M	$60M	$42M

Redditività 4

Dati annuali Redditività per STC
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Net Margin	4.0%	2.9%	1.4%	5.3%	9.8%	6.8%	4.0%	2.5%	2.5%	2.8%	-0.31%	1.6%
Pretax Margin	5.7%	4.6%	2.7%	7.6%	13.1%	9.6%	6.0%	3.8%	3.8%	4.4%	0.48%	2.8%
ROA	3.9%	2.7%	1.1%	5.9%	13.5%	8.7%	5.3%	3.4%	3.5%	4.2%	-0.46%	2.2%
ROE	7.6%	5.3%	2.2%	12.3%	28.3%	17.7%	11.1%	7.1%	7.4%	8.7%	-0.94%	4.4%

Efficienza 1

Dati annuali Efficienza per STC
Metrica	Tendenza	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Asset Turnover		1.0	0.9	0.8	1.1	1.4	1.3	1.3	1.4	1.4	1.5	1.5	1.4

Per Azione 7

Dati annuali Per Azione per STC
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Book Value / Share	$54.30	$50.50	$50.11	$50.21	$47.67	$37.60	$31.52	$28.40	$28.34	$27.37	$28.23	$30.20
Revenue / Share	$102.30	$88.54	$82.03	$112.24	$121.68	$91.86	$81.67	$80.54	$82.88	$85.49	$86.39	$75.71
Cash Flow / Share	$7.20	$4.82	$3.02	$7.02	$14.37	$11.07	$7.00	$3.55	$4.58	$5.24	$3.42	$2.59
Cash / Share	$10.65	$7.79	$8.53	$9.15	$18.07	$16.19	$13.94	$8.10	$6.33	$7.93	$8.03	$8.74
Dividend / Share	$2	$2	$2	$2	·	·	·	·	·	·	·	·
Dividend Paid / Share	·	·	$2	$2	$1	$1	$1	$1	$1	$1	$1	$0
EPS (TTM)	$4.05	$2.61	$1.11	$5.94	$11.90	$6.22	$3.31	$2.01	$2.06	$1.85	$-0.26	$1.24

Tassi di Crescita 10

Dati annuali Tassi di Crescita per STC
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue YoY	17.3%	10.3%	-26.5%	-7.1%	44.5%	·	·	·	·	·	·	·
Revenue CAGR 3Y	-1.6%	-9.0%	-0.45%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	5.0%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	55.2%	135.1%	-81.3%	-50.1%	91.3%	·	·	·	·	·	·	·
EPS CAGR 3Y	-12.0%	-39.7%	-43.7%	·	·	·	·	·	·	·	·	·
EPS CAGR 5Y	-8.2%	·	·	·	·	·	·	·	·	·	·	·
Net Income YoY	57.6%	140.8%	-81.2%	-49.8%	108.7%	·	·	·	·	·	·	·
Net Income CAGR 3Y	-10.7%	-39.0%	-41.9%	·	·	·	·	·	·	·	·	·
Net Income CAGR 5Y	-5.7%	·	·	·	·	·	·	·	·	·	·	·
Dividend CAGR 5Y	14.1%	·	·	·	·	·	·	·	·	·	·	·

Valutazione (TTM) 13

Dati annuali Valutazione (TTM) per STC
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue TTM	$2.92B	$2.49B	$2.26B	$3.07B	$3.31B	$2.29B	$1.94B	$1.91B	$1.96B	$2.01B	$2.03B	$1.87B
Net Income TTM	$116M	$73M	$30M	$162M	$323M	$155M	$79M	$48M	$49M	$55M	$-6M	$30M
Market Cap	$2.12B	$1.87B	$1.61B	$1.16B	$2.14B	$1.29B	$967M	$982M	$1.00B	$1.08B	$832M	$850M
P/E	17.3	25.9	52.9	7.2	6.7	7.8	12.3	20.6	20.5	24.9	-143.6	29.9
P/S	0.7	0.8	0.7	0.4	0.6	0.6	0.5	0.5	0.5	0.5	0.4	0.5
P/B	1.3	1.3	1.2	0.9	1.7	1.3	1.3	1.5	1.5	1.7	1.3	1.2
P / Tangible Book	48.3	12.9	15.2	12.9	16.8	2.4	·	·	·	·	·	·
P / Cash Flow	10.3	13.8	19.4	6.0	5.5	4.7	5.8	11.7	9.3	8.8	10.3	13.3
P / FCF	16.1	19.7	35.5	8.1	6.1	5.0	6.5	13.4	10.9	10.3	13.7	19.1
Dividend Yield	2.8%	2.9%	3.1%	3.9%	1.7%	2.3%	2.9%	2.9%	2.8%	2.6%	2.2%	0.27%
Earnings Yield	5.8%	3.9%	1.9%	13.9%	14.9%	12.9%	8.1%	4.9%	4.9%	4.0%	-0.70%	3.4%
Payout Ratio	50.6%	73.6%	166.0%	27.5%	11.3%	19.5%	36.1%	59.5%	57.8%	50.2%	-290.3%	7.8%
Annual Payout	$58M	$54M	$51M	$45M	$37M	$30M	$28M	$28M	$28M	$28M	$18M	$2M

Conto Economico 9

Dati trimestrali Conto Economico per STC
Metrica	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Revenue	$781M	$791M	$797M	$722M	$612M	$666M	$668M	$602M	$554M	$582M	$602M	$549M	$524M	$656M	$716M	$844M
Interest Expense	·	·	·	·	·	·	·	·	$5M	·	$5M	$5M	$5M	·	$5M	$5M
Pretax Income	$24M	$52M	$61M	$47M	$6M	$35M	$43M	$29M	$7M	$19M	$27M	$25M	$-10M	$21M	$46M	$87M
Income Tax	$5M	$11M	$13M	$11M	$484.0K	$8M	$9M	$8M	$936.0K	$6M	$9M	$5M	$-5M	$2M	$11M	$20M
Net Income	$17M	$36M	$44M	$32M	$3M	$23M	$30M	$17M	$3M	$9M	$14M	$16M	$-8M	$13M	$29M	$62M
EPS (Basic)	$0.56	$1.29	$1.58	$1.14	$0.11	$0.82	$1.09	$0.63	$0.11	$0.33	$0.51	$0.58	$-0.30	$0.48	$1.09	$2.28
EPS (Diluted)	$0.55	$1.26	$1.55	$1.13	$0.11	$0.81	$1.07	$0.62	$0.11	$0.32	$0.51	$0.58	$-0.30	$0.49	$1.08	$2.26
Shares (Basic)	30,297,000	-55,694,000	28,004,000	27,931,000	27,828,000	-55,164,000	27,688,000	27,592,000	27,512,000	-54,511,000	27,348,000	27,255,000	27,201,000	-54,036,000	27,113,000	27,018,000
Shares (Diluted)	30,809,000	-56,602,000	28,491,000	28,330,000	28,341,000	-56,111,000	28,200,000	28,013,000	28,027,000	-54,775,000	27,650,000	27,444,000	27,201,000	-54,761,000	27,371,000	27,293,000

Stato Patrimoniale 13

Dati trimestrali Stato Patrimoniale per STC
Metrica	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Cash & Equivalents	$271M	$322M	$189M	$178M	$149M	$216M	$184M	$133M	$138M	·	$203M	$190M	$175M	·	$321M	$405M
Short-term Investments	$46M	$48M	$45M	$46M	$46M	$41M	$45M	$43M	$43M	·	$37M	$27M	$26M	·	$18M	$17M
Goodwill	$1.28B	$1.27B	$1.12B	$1.09B	$1.09B	$1.08B	$1.08B	$1.08B	$1.07B	$1.07B	$1.07B	$1.07B	$1.09B	$1.07B	$962M	$964M
Intangibles	$316M	$325M	$158M	$158M	$165M	$173M	$175M	$177M	$185M	·	$202M	$205M	$191M	·	$174M	$187M
Total Assets	$3.24B	$3.25B	$2.85B	$2.78B	$2.71B	$2.73B	$2.73B	$2.65B	$2.65B	·	$2.67B	$2.68B	$2.68B	·	$2.71B	$2.76B
Deferred Tax	$53M	$53M	$38M	$32M	$30M	$28M	$32M	$24M	$23M	·	$24M	$28M	$30M	·	$24M	$37M
Total Liabilities	$1.59B	$1.60B	$1.36B	$1.33B	$1.30B	$1.32B	$1.32B	$1.27B	$1.29B	·	$1.31B	$1.31B	$1.32B	·	$1.35B	$1.40B
Common Stock	·	$31M	·	·	·	$28M	·	·	·	·	·	·	·	·	·	·
Retained Earnings	$1.15B	$1.15B	$1.13B	$1.10B	$1.08B	$1.09B	$1.08B	$1.06B	$1.06B	·	$1.08B	$1.07B	$1.07B	·	$1.09B	$1.07B
Treasury Stock	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	$3M	·	$3M	$3M	$3M	·	$3M	$3M
Stockholders' Equity	$1.64B	$1.64B	$1.47B	$1.44B	$1.40B	$1.40B	$1.41B	$1.36B	$1.36B	·	$1.35B	$1.36B	$1.35B	·	$1.34B	$1.35B
Liabilities + Equity	$3.24B	$3.25B	$2.85B	$2.78B	$2.71B	$2.73B	$2.73B	$2.65B	$2.65B	·	$2.67B	$2.68B	$2.68B	·	$2.71B	$2.76B
Shares Outstanding	30,424,694	30,223,311	28,019,626	27,939,997	27,919,281	27,763,691	27,713,557	27,605,057	27,580,535	·	27,355,427	27,266,830	27,245,097	·	27,123,388	27,038,282

Flusso di cassa 12

Dati trimestrali Flusso di cassa per STC
Metrica	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
D&A	$17M	$15M	$15M	$15M	$15M	$16M	$15M	$15M	$15M	$16M	$16M	$16M	$15M	$15M	$14M	$14M
Stock-based Comp	$4M	$4M	$4M	$5M	$3M	$4M	$3M	$4M	$3M	$610.0K	$3M	$4M	$3M	$3M	$3M	$4M
Operating Cash Flow	$-4M	$90M	$93M	$53M	$-30M	$68M	$76M	$21M	$-30M	$39M	$60M	$35M	$-51M	$25M	$49M	$83M
CapEx	$16M	$27M	$19M	$15M	$12M	$12M	$9M	$9M	$10M	$8M	$14M	$7M	$9M	$13M	$9M	$14M
Investing Cash Flow	$-22M	$-277M	$-63M	$-9M	$-20M	$-16M	$-15M	$-9M	$-47M	$7M	$-29M	$-2M	$-5M	$-75M	$-114M	$-46M
Stock Repurchased	$5M	$322.0K	$91.0K	$109.0K	$3M	$226.0K	$101.0K	$127.0K	$3M	$207.0K	$223.0K	$82.0K	$1M	$94.0K	$617.0K	$89.0K
Net Stock Activity	$-5M	·	·	·	$-3M	·	·	·	$-3M	·	·	·	$-1M	·	·	·
Dividends Paid	$16M	$16M	$15M	$14M	$14M	$14M	$14M	$13M	$13M	$13M	$13M	$12M	$12M	$12M	$12M	$10M
Financing Cash Flow	$-23M	$320M	$-19M	$-17M	$-19M	$-15M	$-12M	$-17M	$-17M	$-18M	$-15M	$-18M	$-17M	$-25M	$-14M	$-26M
Net Change in Cash	$-51M	$133M	$10M	$30M	$-68M	$33M	$50M	$-5M	$-95M	$30M	$13M	$15M	$-74M	$-73M	$-84M	$9M
Free Cash Flow	$-21M	·	·	·	$-42M	·	·	·	$-40M	·	·	·	$-60M	·	·	·
Levered FCF	·	·	·	·	·	·	·	·	$-44M	·	·	·	$-62M	·	·	·

Redditività 4

Dati trimestrali Redditività per STC
Metrica	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Net Margin	2.2%	·	5.5%	4.4%	0.50%	·	4.5%	2.9%	0.56%	·	2.3%	2.9%	-1.6%	·	4.1%	7.3%
Pretax Margin	3.0%	·	7.7%	6.5%	0.96%	·	6.4%	4.8%	1.3%	·	4.5%	4.6%	-1.9%	·	6.3%	10.3%
ROA	0.57%	·	1.6%	1.2%	0.11%	·	1.1%	0.65%	0.12%	·	0.52%	0.58%	-0.30%	·	1.2%	2.5%
ROE	1.1%	·	3.1%	2.3%	0.22%	·	2.2%	1.3%	0.23%	·	1.0%	1.2%	-0.61%	·	2.3%	5.0%

Efficienza 1

Dati trimestrali Efficienza per STC
Metrica	Tendenza	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Asset Turnover		0.3	·	0.3	0.3	0.2	·	0.2	0.2	0.2	·	0.2	0.2	0.2	·	0.3	0.3

Per Azione 7

Dati trimestrali Per Azione per STC
Metrica	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Book Value / Share	$53.84	·	$52.59	$51.46	$50.16	·	$50.77	$49.44	$49.22	·	$49.42	$49.82	$49.64	·	$49.59	$49.82
Revenue / Share	$25.36	·	$27.97	$25.49	$21.59	·	$23.69	$21.50	$19.78	·	$21.76	$20.01	$19.28	·	$26.17	$30.93
Cash Flow / Share	$-0.15	·	·	·	$-1.06	·	·	·	$-1.06	·	·	·	$-1.88	·	·	·
Cash / Share	$8.91	·	$6.73	$6.37	$5.32	·	$6.63	$4.83	$5.02	·	$7.42	$6.97	$6.42	·	$11.83	$14.99
Dividend / Share	$1	$1	$1	$0	$0	$0	$0	$0	$0	$0	$0	·	·	·	·	·
Dividend Paid / Share	·	·	·	·	·	·	·	$0	$0	·	$0	$0	$0	·	$0	$0
EPS (TTM)	$3.34	·	$3.86	$2.93	$1.91	·	$2.31	$1.82	$0.90	·	$1.87	$3.62	$5.15	·	$8.71	$11.13

Valutazione (TTM) 11

Dati trimestrali Valutazione (TTM) per STC
Metrica	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Revenue TTM	$2.91B	·	$2.80B	$2.60B	$2.44B	·	$2.43B	$2.31B	$2.23B	·	$2.39B	$2.63B	$2.94B	·	$3.25B	$3.35B
Net Income TTM	$96M	·	$109M	$82M	$54M	·	$65M	$50M	$25M	·	$51M	$99M	$141M	·	$238M	$303M
Market Cap	$1.87B	·	$2.05B	$1.82B	$1.99B	·	$2.07B	$1.71B	$1.79B	·	$1.20B	$1.12B	$1.10B	·	$1.18B	$1.35B
P/E	18.4	·	19.0	22.2	37.4	·	32.4	34.1	72.3	·	23.4	11.4	7.8	·	5.0	4.5
P/S	0.6	·	0.7	0.7	0.8	·	0.9	0.7	0.8	·	0.5	0.4	0.4	·	0.4	0.4
P/B	1.1	·	1.4	1.3	1.4	·	1.5	1.3	1.3	·	0.9	0.8	0.8	·	0.9	1.0
P / Tangible Book	41.0	·	10.5	9.7	14.0	·	13.7	16.0	17.9	·	15.3	14.1	16.4	·	5.7	6.9
P / Cash Flow	-417.3	·	·	·	-66.6	·	·	·	-60.6	·	·	·	-21.5	·	·	·
P / FCF	-89.5	·	·	·	-47.2	·	·	·	-45.1	·	·	·	-18.3	·	·	·
Earnings Yield	5.4%	·	5.3%	4.5%	2.7%	·	3.1%	2.9%	1.4%	·	4.3%	8.8%	12.8%	·	20.0%	22.4%
Payout Ratio	96.3%	·	·	·	453.1%	·	·	·	417.5%	·	·	·	-149.7%	·	·	·

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

Conto Economico

	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Ricavi	$2.92B	$2.49B	$2.26B	$3.07B	$3.31B
Utile netto	$116M	$73M	$30M	$162M	$323M
EPS Diluito	$4.05	$2.61	$1.11	$5.94	$11.90

Flusso di cassa

	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Flusso di cassa libero	$132M	$95M	$45M	$144M	$350M

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