UCB United Community Banks, Inc. Common Stock

NYSE · Banking · Visualizza su SEC EDGAR ↗
$35,26
Prezzo · Giu 26, 2026
Fondamentali al Mag 6, 2026
Intervallo 52 sett.
$29–$37
81% of range
Rating Analisti
HOLD
11 analysts
Prezzo Obiettivo
$39
+11% upside
P/E (TTM)
11.9
ROE
9.0%
Margine di Profitto Netto
30.9%

UCB Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

Prezzo
$35.26
Capitalizzazione di Mercato
$3.77B
P/E (TTM)
11.9
EPS (TTM)
$2.62
Ricavi (TTM)
$1.06B
Rendimento div.
3.1%
ROE
9.0%
D/E Debito/Patrimonio
0.0
Intervallo 52 sett.
$29 – $37

UCB Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

Performance decennale Andamento di ricavi, utile netto, margini e EPS

Ricavi e Utile Netto $1.06B
10-point trend, +163.0%
2016-12-31 → 2025-12-31
EPS $2.62
10-point trend, +87.1%
2016-12-31 → 2025-12-31
Flusso di cassa libero $356M
8-point trend, +41.2%
2018-12-31 → 2025-12-31
Margini 30.9%

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica
Tendenza 5 anni
UCB
Mediana dei peer
P/E (TTM)
5-point trend, -1.5%
11.9
13.4
P/S (TTM)
5-point trend, -17.9%
3.5
2.4
P/B
5-point trend, -28.4%
1.0
1.1
Price / FCF (Prezzo / FCF)
5-point trend, +9.5%
10.6
—

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Metrica
Tendenza 5 anni
UCB
Mediana dei peer
Net Profit Margin (Margine di Profitto Netto)
5-point trend, -14.8%
30.9%
27.7%
ROA
5-point trend, -15.1%
1.2%
0.98%
ROE
5-point trend, -27.1%
9.0%
8.2%

Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio

Metrica
Tendenza 5 anni
UCB
Mediana dei peer
Debt / Equity (Debito / Patrimonio Netto)
5-point trend, +0.02
0.0
8.1

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metrica
Tendenza 5 anni
UCB
Mediana dei peer
Revenue YoY (Ricavi YoY)
5-point trend, +42.8%
11.7%
—
Revenue CAGR 3Y (CAGR Ricavi 3Y)
5-point trend, +42.8%
8.8%
—
Revenue CAGR 5Y (CAGR Ricavi 5Y)
5-point trend, +42.8%
13.0%
—
EPS YoY
5-point trend, -11.8%
28.4%
—
Net Income YoY (Utile Netto YoY)
5-point trend, +21.6%
30.0%
—

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Metrica
Tendenza 5 anni
UCB
Mediana dei peer
EPS (Diluted) (EPS (Diluito))
5-point trend, -11.8%
$2.62
—

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Metrica
Tendenza 5 anni
UCB
Mediana dei peer
Payout Ratio (Rapporto di Distribuzione Utili)
5-point trend, +45.6%
36.1%
—

Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y

Dividend Yield
3.1%
Rapporto di Distribuzione Utili
36.1%
CAGR Dividendi 5Y
—
Data ex-dividendoImporto
15 Giugno 2026$0,2500
13 Marzo 2026$0,2500
15 Dicembre 2025$0,2500
15 Settembre 2025$0,2500
13 Giugno 2025$0,2400
14 Marzo 2025$0,2400
16 Dicembre 2024$0,2400
16 Settembre 2024$0,2400
14 Giugno 2024$0,2300
14 Marzo 2024$0,2300
14 Dicembre 2023$0,2300
14 Settembre 2023$0,2300
14 Giugno 2023$0,2300
14 Marzo 2023$0,2300
14 Dicembre 2022$0,2200
14 Settembre 2022$0,2200
14 Giugno 2022$0,2100
14 Marzo 2022$0,2100
14 Dicembre 2021$0,2000
14 Settembre 2021$0,2000

UCB Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

COMPRA 11 analisti
  • Acquisto forte 2 18,2%
  • Compra 4 36,4%
  • Mantieni 5 45,5%
  • Vendi 0 0,0%
  • Vendita forte 0 0,0%

Target Price a 12 Mesi

5 analisti · 2026-06-24
Target mediano $40.00 +13,4%
Target medio $39.10 +10,9%

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

Sorpresa media
0.02%
Prossimo report
Lug 21, 2026
Periodo EPS Actual EPS Stimato Sorpresa
31 Marzo 2026 $0.70 $0.71 -0.01%
31 Dicembre 2025 $0.71 $0.72 -0.01%
30 Settembre 2025 $0.75 $0.70 0.05%
30 Giugno 2025 $0.66 $0.62 0.04%
31 Marzo 2025 $0.59 $0.57 0.02%

Confronto tra pari Metriche chiave rispetto ai pari del settore

Ticker Capitalizzazione di Mercato P/E Rev YoY Margine Netto ROE Margine lordo
UCB $3.77B 11.9 11.7% 30.9% 9.0% —
TFSL $3.70B 41.2 6.0% 28.3% 4.8% —
IBOC — 10.0 1.0% 49.0% 13.1% —
SFBS $3.92B 14.2 16.8% 49.2% 16.0% —
FULT — — — — — —
TCBI $4.69B 13.3 34.7% 26.3% 9.2% —
CATY $3.25B 10.7 2.9% 585.8% 10.8% —
INDB $3.60B 16.5 24.3% 23.9% 6.2% —
RNST $3.33B 17.0 37.7% 18.4% 4.7% —
CVBF $2.52B 12.2 2.7% 40.6% 9.2% —
WSFS $4.22B 10.9 — 27.0% 10.8% —

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

Conto Economico 11
Dati annuali Conto Economico per UCB
Metrica Tendenza 202520242023202220212020201920182017201620152014
Revenue 10-point trend, +163.0% $1.06B $952M $893M $826M $744M $577M $561M $522M $440M $404M · ·
Interest Expense 8-point trend, +1561.7% · · $419M $61M $30M $56M $83M $61M $34M $25M · ·
Interest Income 10-point trend, +312.8% $1.38B $1.38B $1.24B $813M $579M $558M $553M $500M $390M $335M · ·
Pretax Income 10-point trend, +159.2% $422M $323M $233M $356M $348M $209M $239M $216M $173M $163M · ·
Income Tax 10-point trend, +51.3% $94M $71M $45M $79M $78M $45M $53M $50M $105M $62M · ·
Net Income 10-point trend, +226.0% $328M $252M $188M $277M $270M $164M $186M $166M $68M $101M · ·
EPS (Basic) 10-point trend, +87.1% $2.62 $2.04 $1.54 $2.52 $2.97 $1.91 $2.31 $2.07 $0.92 $1.40 · ·
EPS (Diluted) 10-point trend, +87.1% $2.62 $2.04 $1.54 $2.52 $2.97 $1.91 $2.31 $2.07 $0.92 $1.40 · ·
Shares (Basic) 10-point trend, +68.7% 121,309,000 119,783,000 117,603,000 106,661,000 87,940,000 83,184,000 79,700,000 79,662,000 73,247,000 71,910,000 · ·
Shares (Diluted) 10-point trend, +68.9% 121,437,000 119,900,000 117,745,000 106,778,000 88,097,000 83,248,000 79,708,000 79,671,000 73,259,000 71,915,000 · ·
EBITDA 8-point trend, +48.4% $46M $41M $45M $47M $-2M $-9M $24M $31M · · · ·
Stato Patrimoniale 17
Dati annuali Stato Patrimoniale per UCB
Metrica Tendenza 202520242023202220212020201920182017201620152014
PP&E (Net) 9-point trend, +88.5% $394M $394M $378M $298M $245M $218M $216M $206M $209M · · ·
PP&E (Gross) 9-point trend, +79.7% $580M $573M $556M $461M $395M $360M $351M $331M $323M · · ·
Accum. Depreciation 9-point trend, +63.6% $187M $179M $178M $163M $149M $142M $136M $125M $114M · · ·
Goodwill 10-point trend, +551.4% $925M $907M $920M $751M $452M $368M $327M $307M $221M $142M · ·
Intangibles 9-point trend, +79.6% $43M $50M $70M $28M $20M $14M $15M $17M $24M · · ·
Total Assets 9-point trend, +135.0% $28.00B $27.72B $27.30B $24.01B $20.95B $17.79B $12.92B $12.57B $11.92B · · ·
Short-term Debt 7-point trend, +70.0% $85M $195M $0 $159M $0 · · $0 $50M · · ·
Total Liabilities 9-point trend, +129.6% $24.36B $24.29B $24.04B $21.31B $18.72B $15.79B $11.28B $11.12B $10.61B · · ·
Long-term Debt 9-point trend, -0.1% $120M $254M $325M $325M $247M $327M $213M $267M $121M · · ·
Total Debt 5-point trend, +85000000.00 $85M $195M $0 $159M · · · $0 · · · ·
Common Stock 9-point trend, +55.4% $121M $119M $119M $106M $89M $87M $79M $79M $78M · · ·
Paid-in Capital 9-point trend, +89.7% $2.75B $2.72B $2.70B $2.31B $1.72B $1.64B $1.50B $1.50B $1.45B · · ·
Retained Earnings 9-point trend, +535.6% $914M $714M $581M $509M $331M $137M $40M $-90M $-210M · · ·
AOCI 9-point trend, -496.5% $-151M $-213M $-239M $-329M $-26M $38M $8M $-42M $-25M · · ·
Stockholders' Equity 11-point trend, +257.3% $3.64B $3.43B $3.26B $2.70B $2.22B $2.01B $1.64B $1.46B $1.30B $1.08B $1.02B ·
Liabilities + Equity 9-point trend, +135.0% $28.00B $27.72B $27.30B $24.01B $20.95B $17.79B $12.92B $12.57B $11.92B · · ·
Shares Outstanding 9-point trend, +55.5% 120,598,266 119,364,110 119,010,319 106,222,758 89,349,826 86,675,279 79,013,729 79,234,077 77,579,561 · · ·
Flusso di cassa 18
Dati annuali Flusso di cassa per UCB
Metrica Tendenza 202520242023202220212020201920182017201620152014
D&A 10-point trend, +53.3% $46M $41M $45M $47M $-2M $-9M $24M $31M $27M $30M · ·
Stock-based Comp 10-point trend, +153.7% $11M $11M $9M $9M $7M $8M $9M $6M $6M $4M · ·
Deferred Tax 10-point trend, -83.0% $10M $7M $6M $11M $21M $3M $15M $33M $100M $60M · ·
Amort. of Intangibles 10-point trend, +212.7% $13M $15M $15M $7M $4M $4M $5M $7M $5M $4M · ·
Other Non-cash 8-point trend, -133.8% $-12M $38M $46M $264M $64M $-7M $-80M $34M · · · ·
Operating Cash Flow 10-point trend, +174.5% $384M $350M $294M $607M $359M $159M $154M $270M $208M $140M · ·
CapEx 10-point trend, +58.7% $28M $47M $72M $43M $26M $18M $21M $18M $22M $17M · ·
Investing Cash Flow 10-point trend, +104.6% $33M $-991M $-163M $-2.02B $-1.81B $-1.58B $163M $-359M $-46M $-732M · ·
Debt Issued 3-point trend, +98188000.00 · · · · · · · $98M $0 $0 · ·
Net Debt Issued · · · · · · · $26M · · · ·
Stock Repurchased 10-point trend, +224.1% $44M $0 $0 $0 $15M $21M $13M $0 $0 $14M · ·
Net Stock Activity 7-point trend, -44269000.00 $-44M · $0 $0 $-15M $-21M $-13M $0 · · · ·
Dividends Paid 10-point trend, +647.8% $119M $112M $105M $87M $67M $59M $53M $42M $26M $16M · ·
Financing Cash Flow 10-point trend, -195.1% $-542M $157M $226M $-259M $2.16B $2.52B $-129M $102M $-66M $569M · ·
Net Change in Cash 10-point trend, -439.3% $-124M $-484M $357M $-1.67B $710M $1.09B $188M $13M $97M $-23M · ·
Taxes Paid 10-point trend, +1162.8% $50M $19M $58M $50M $56M $37M $34M $8M $7M $4M · ·
Free Cash Flow 8-point trend, +41.2% $356M $303M $221M $565M $333M $140M $133M $252M · · · ·
Levered FCF 6-point trend, -156.9% · · $-117M $517M $310M $96M $68M $205M · · · ·
Redditività 5
Dati annuali Redditività per UCB
Metrica Tendenza 202520242023202220212020201920182017201620152014
Net Margin 8-point trend, -3.0% 30.9% 28.0% 23.3% 33.6% 36.2% 28.4% 33.1% 31.8% · · · ·
Pretax Margin 8-point trend, -3.9% 39.7% 35.8% 28.9% 43.1% 46.7% 36.3% 42.5% 41.3% · · · ·
EBITDA Margin 8-point trend, -27.2% 4.3% 4.5% 5.6% 5.7% -0.28% -1.5% 4.3% 5.9% · · · ·
ROA 8-point trend, -13.2% 1.2% 0.92% 0.73% 1.2% 1.4% 1.1% 1.5% 1.4% · · · ·
ROE 8-point trend, -22.1% 9.0% 7.4% 5.8% 10.4% 12.4% 8.3% 11.5% 11.6% · · · ·
Liquidità e Solvibilità 1
Dati annuali Liquidità e Solvibilità per UCB
Metrica Tendenza 202520242023202220212020201920182017201620152014
Debt / Equity 5-point trend, +0.02 0.0 0.1 0.0 0.1 · · · 0.0 · · · ·
Efficienza 1
Dati annuali Efficienza per UCB
Metrica Tendenza 202520242023202220212020201920182017201620152014
Asset Turnover 8-point trend, -10.3% 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 · · · ·
Per Azione 5
Dati annuali Per Azione per UCB
Metrica Tendenza 202520242023202220212020201920182017201620152014
Book Value / Share 8-point trend, +64.0% $30.17 $28.75 $27.41 $25.42 $24.87 $23.16 $20.70 $18.40 · · · ·
Revenue / Share 8-point trend, +33.6% $8.75 $7.52 $6.83 $7.74 $8.45 $6.94 $7.04 $6.55 · · · ·
Cash Flow / Share 8-point trend, -6.7% $3.16 $2.92 $2.50 $5.69 $4.08 $1.91 $1.93 $3.39 · · · ·
Dividend / Share 10-point trend, +226.7% $1 $1 $1 $1 $1 $1 $1 $1 $0 $0 · ·
EPS (TTM) 10-point trend, +87.1% $2.62 $2.04 $1.54 $2.52 $2.97 $1.91 $2.31 $2.07 $0.92 $1.40 · ·
Tassi di Crescita 10
Dati annuali Tassi di Crescita per UCB
Metrica Tendenza 202520242023202220212020201920182017201620152014
Revenue YoY 5-point trend, -59.7% 11.7% 6.6% 8.1% 11.0% 28.9% · · · · · · ·
Revenue CAGR 3Y 3-point trend, -44.0% 8.8% 8.6% 15.7% · · · · · · · · ·
Revenue CAGR 5Y 13.0% · · · · · · · · · · ·
EPS YoY 5-point trend, -48.8% 28.4% 32.5% -38.9% -15.2% 55.5% · · · · · · ·
EPS CAGR 3Y 3-point trend, +118.9% 1.3% -11.8% -6.9% · · · · · · · · ·
EPS CAGR 5Y 6.5% · · · · · · · · · · ·
Net Income YoY 5-point trend, -53.4% 30.0% 34.6% -32.4% 2.8% 64.4% · · · · · · ·
Net Income CAGR 3Y 3-point trend, +26.4% 5.8% -2.2% 4.5% · · · · · · · · ·
Net Income CAGR 5Y 14.9% · · · · · · · · · · ·
Dividend CAGR 5Y 15.0% · · · · · · · · · · ·
Valutazione (TTM) 13
Dati annuali Valutazione (TTM) per UCB
Metrica Tendenza 202520242023202220212020201920182017201620152014
Revenue TTM 12-point trend, +432.6% $1.06B $952M $893M $826M $744M $577M $561M $522M $440M $404M $200M $200M
Net Income TTM 12-point trend, +1801.3% $328M $252M $188M $277M $270M $164M $186M $166M $68M $101M $17M $17M
Market Cap 8-point trend, +121.4% $3.77B $3.86B $3.48B $3.59B $3.21B $2.47B $2.44B $1.70B · · · ·
P/E 10-point trend, -43.7% 11.9 15.8 19.0 13.4 12.1 14.9 13.4 10.4 30.6 21.2 · ·
P/S 8-point trend, +8.8% 3.5 4.1 3.9 4.3 4.3 4.3 4.3 3.3 · · · ·
P/B 8-point trend, -11.3% 1.0 1.1 1.1 1.3 1.4 1.2 1.5 1.2 · · · ·
P / Tangible Book 6-point trend, -7.0% 1.4 1.6 1.5 1.9 1.8 1.5 · · · · · ·
P / Cash Flow 8-point trend, +55.7% 9.8 11.0 11.8 5.9 8.9 15.5 15.9 6.3 · · · ·
P / FCF 8-point trend, +56.8% 10.6 12.7 15.7 6.4 9.6 17.6 18.3 6.7 · · · ·
Dividend Yield 8-point trend, +28.6% 3.1% 2.9% 3.0% 2.4% 2.1% 2.4% 2.2% 2.5% · · · ·
Earnings Yield 10-point trend, +77.4% 8.4% 6.3% 5.3% 7.5% 8.3% 6.7% 7.5% 9.7% 3.3% 4.7% · ·
Payout Ratio 8-point trend, +44.1% 36.1% 44.5% 56.0% 31.3% 24.8% 35.9% 28.6% 25.1% · · · ·
Annual Payout 10-point trend, +647.8% $119M $112M $105M $87M $67M $59M $53M $42M $26M $16M · ·

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

Conto Economico
2025-12-312024-12-312023-12-312022-12-312021-12-31
Ricavi $1.06B$952M$893M$826M$744M
Utile netto $328M$252M$188M$277M$270M
EPS Diluito $2.62$2.04$1.54$2.52$2.97
Stato Patrimoniale
2025-12-312024-12-312023-12-312022-12-312021-12-31
Debito / Patrimonio Netto 0.00.10.00.1—
Flusso di cassa
2025-12-312024-12-312023-12-312022-12-312021-12-31
Flusso di cassa libero $356M$303M$221M$565M$333M

Ultime notizie Notizie recenti che menzionano questa società

Le Mie Metriche La tua watchlist personale — righe selezionate da Fondamentali Completi

📊

Scegli le metriche che contano per te — fai clic sul ➕ accanto a qualsiasi riga nei Fondamentali Completi sopra.

La tua selezione è salvata e ti segue su tutti i ticker.