JSM 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위

03

가격 $16.72

시가총액 (MRQ) $7.83B

P/E -20.7

EPS $-0.81

매출 $271M

배당 수익률 0.80%

ROE -3.2%

부채/자본 (MRQ) 1.8

52주 범위 $16–$21

JSM 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의

04

범위

막대

막대 세분성은 선택한 기간에 따라 조정됩니다. 막대의 시가/고가/저가/종가를 보려면 차트에 마우스를 올리세요.

10년 성과 매출, 순이익, 마진 및 EPS 추세

06

매출$271M

2018-12-31 → 2024-12-31

EPS$-0.81

2016-12-31 → 2025-12-31

순이익률-13.1%

2016-12-31 → 2025-12-31

가치 평가 및 비율 07–12

가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?

지표	JSM	5년 평균	동종업계 중앙값	결론
P/E	-20.75년 평균 ≈2.3	≈2.3	·	·
P/S	25.05년 평균 ≈27.8	≈27.8	1.7	고평가
P/B (MRQ)	3.35년 평균 ≈3.6	≈3.6	2.9	고평가
Price / Cash Flow (주가 / 현금 흐름)	17.75년 평균 ≈19.5	≈19.5	6.2	고평가
EV / Revenue (EV / 매출)	39.25년 평균 ≈39.3	≈39.3	·	·
Price / Tangible Book (주가 / 유형 장부 가치)	4.05년 평균 ≈4.6	≈4.6	·	·

동종 기업 중앙값은 지표별로 표준화된 기준으로 계산되며, 이 주식에 표시된 TTM/MRQ 기준과 항상 일치하지 않을 수 있습니다.

수익성 총, 영업 및 순이익률; ROE, ROA, ROIC

지표	JSM	5년 평균	동종업계 중앙값	결론
Pretax Margin (세전 마진)	-18.2%5년 평균 ≈115.4%	≈115.4%	23.7%	동일
Net Profit Margin (순이익률)	-13.1%5년 평균 ≈88.4%	≈88.4%	15.6%	동일
ROA	-0.16%5년 평균 ≈0.42%	≈0.42%	3.5%	약함
ROE	-3.2%5년 평균 ≈12.0%	≈12.0%	15.2%	약함

재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성

지표	5년 추세	JSM	5년 평균	동종업계 중앙값	결론
부채 / 자기자본 비율 (MRQ)		1.85년 평균 ≈1.7	≈1.7	·	·

성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR

지표	JSM	5년 평균	동종업계 중앙값	결론
Revenue YoY (매출 YoY)	-15.6%5년 평균 ≈-5.7%	≈-5.7%	·	·
Revenue CAGR 3Y (매출 CAGR 3년)	-18.8%	·	·	·
EPS YoY	-36.2%5년 평균 ≈2.4%	≈2.4%	·	·
Net Income YoY (순이익 YoY)	-42.5%5년 평균 ≈-10.8%	≈-10.8%	·	·
EPS CAGR 3Y (EPS CAGR 3년)	-34.4%	·	·	·
Net Income CAGR 3Y (순이익 CAGR 3년)	-43.3%	·	·	·

주당 지표 EPS, 주당 순자산, 주당 현금 흐름, 주당 배당금

지표	JSM	5년 평균	동종업계 중앙값	결론
EPS (Diluted) (EPS (희석))	$-0.815년 평균 ≈$2.18	≈$2.18	·	·
Revenue / Share (주당 매출)	$6.165년 평균 ≈$3.29	≈$3.29	·	·
Cash Flow / Share (주당 현금 흐름)	$4.455년 평균 ≈$4.06	≈$4.06	·	·
Cash / Share (주당 현금)	$1.365년 평균 ≈$2.01	≈$2.01	·	·

자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율

지표	5년 추세	JSM	5년 평균	동종업계 중앙값	결론
Asset Turnover (자산 회전율)		0.05년 평균 ≈0.0	≈0.0	0.3	약함

가치 · ≈ 5년 평균 · 산업 중앙값 · 중앙값 대비 평가

배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR

13

배당 수익률0.80%

지급 비율-78.8%

연간 지급액≈$1.50분기별 납부

5년 배당 CAGR≈0.00%주당, 분할 조정 기준

배당락일	금액	통화	수익률
9월 14, 2026	$0.38	USD	≈8.5%
6월 12, 2026	$0.38	USD	≈8.4%
3월 13, 2026	$0.38	USD	≈8.1%
12월 12, 2025	$0.38	USD	≈7.8%
9월 12, 2025	$0.38	USD	≈7.6%
6월 13, 2025	$0.38	USD	≈8.2%
3월 14, 2025	$0.38	USD	≈7.9%
12월 13, 2024	$0.38	USD	≈7.7%
9월 13, 2024	$0.38	USD	≈7.3%
6월 14, 2024	$0.38	USD	≈7.9%
3월 13, 2024	$0.38	USD	≈7.1%
12월 13, 2023	$0.38	USD	≈7.7%
9월 13, 2023	$0.38	USD	≈6.2%
6월 13, 2023	$0.38	USD	≈5.7%
3월 13, 2023	$0.38	USD	≈6.2%
9월 13, 2022	$0.38	USD	≈5.1%
6월 13, 2022	$0.38	USD	≈5.5%
3월 11, 2022	$0.38	USD	≈5.0%
9월 13, 2021	$0.38	USD	≈5.9%
6월 11, 2021	$0.38	USD	≈6.0%

실적 기록 EPS 실제 vs 예상, 서프라이즈 %, 달성률, 다음 실적 발표일

14

평균 서프라이즈 -99.0%

기간	EPS Actual	EPS 예상	서프라이즈
2026년 6월 30일	$0.29	$0.20	42.6%
2026년 3월 31일	$0.20	$0.16	22.2%
2025년 12월 31일	$0.02	$0.32	-93.8%
2025년 9월 30일	$-0.84	$0.18	-564.6%
2025년 6월 30일	$0.21	$0.27	-23.4%
2025년 3월 31일	$0.25	$0.20	23.1%

전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름

15

손익계산서 11

지표	2025	2024	2023	2022	2021	2020	2019	2018
Revenue	·	$271M	$321M	$332M	$507M	$388M	$391M	$359M
Operating Expenses	$421M	$680M	$800M	$776M	$1.21B	$964M	$984M	$984M
Interest Expense	·	·	$3.56B	$2.10B	$1.32B	$2.05B	$3.49B	$3.67B
Interest Income	$3.11B	$3.81B	$4.42B	$3.22B	$2.65B	$3.30B	$4.67B	$4.91B
Pretax Income	$-111M	$174M	$313M	$827M	$936M	$532M	$763M	$528M
Income Tax	$-31M	$43M	$85M	$182M	$219M	$120M	$166M	$133M
Net Income	$-80M	$131M	$228M	$645M	$717M	$412M	$597M	$395M
EPS (Basic)	$-0.81	$1.20	$1.87	$4.54	$4.23	$2.14	$2.59	$1.52
EPS (Diluted)	$-0.81	$1.18	$1.85	$4.49	$4.18	$2.12	$2.56	$1.49
Shares (Basic)	99,000,000	109,000,000	122,000,000	142,000,000	170,000,000	193,000,000	230,000,000	260,000,000
Shares (Diluted)	99,000,000	111,000,000	123,000,000	144,000,000	172,000,000	195,000,000	233,000,000	264,000,000

대차대조표 16

지표	2025	2024	2023	2022	2021	2020	2019	2018
Cash & Equivalents	$637M	$722M	$839M	$1.53B	$905M	$1.18B	$1.23B	$1.29B
PP&E (Net)	$23M	$52M	$62M	$74M	$95M	$116M	$135M	$136M
Goodwill	$428M	$428M	$670M	$670M	$671M	$665M	$665M	$665M
Intangibles	$6M	$9M	$25M	$35M	$55M	$70M	$92M	$121M
Total Assets	$48.68B	$51.79B	$61.38B	$70.80B	$80.61B	$87.41B	$94.90B	$104.18B
Short-term Debt	$5.07B	$5.13B	$4.23B	$5.87B	$2.49B	$6.61B	$8.48B	$5.42B
Total Liabilities	$46.28B	$49.15B	$58.62B	$67.82B	$78.00B	$84.97B	$91.55B	$100.63B
Long-term Debt	$40.63B	$43.18B	$53.40B	$61.03B	$74.49B	$77.33B	$81.72B	$93.52B
Total Debt	$5.07B	$5.13B	$4.23B	$5.87B	$2.49B	$6.61B	$8.48B	$5.42B
Common Stock	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M
Retained Earnings	$4.55B	$4.70B	$4.64B	$4.49B	$3.94B	$3.33B	$3.66B	$3.22B
Treasury Stock	$5.56B	$5.44B	$5.25B	$4.92B	$4.50B	$3.85B	$3.44B	$2.96B
AOCI	$2M	$3M	$19M	$87M	$-133M	$-274M	$-91M	$113M
Stockholders' Equity	$2.40B	$2.64B	$2.76B	$2.98B	$2.61B	$2.45B	$3.34B	$3.52B
Liabilities + Equity	$48.68B	$51.79B	$61.38B	$70.80B	$80.61B	$87.41B	$94.90B	$104.18B
Shares Outstanding	466,792,895	465,308,901	463,715,048	461,087,590	458,629,384	453,778,975	451,094,879	445,377,826

현금 흐름 14

지표	2025	2024	2023	2022	2021	2020	2019	2018
Stock-based Comp	$21M	$23M	$24M	$19M	$22M	$18M	$25M	$25M
Deferred Tax	$2M	$6M	$-2M	$208M	$53M	$9M	$77M	$46M
Amort. of Intangibles	$3M	$8M	$10M	$14M	$19M	$21M	$21M	$31M
Restructuring	$17M	$39M	$25M	$36M	$26M	$9M	$6M	$13M
Operating Cash Flow	$441M	$459M	$676M	$305M	$702M	$987M	$1.02B	$1.14B
Investing Cash Flow	$2.71B	$8.47B	$7.36B	$10.59B	$6.67B	$6.45B	$7.49B	$10.36B
Debt Issued	·	·	·	·	·	·	·	$495M
Net Debt Issued	·	·	·	·	·	·	$-1.95B	$-2.45B
Stock Repurchased	$111M	$179M	$310M	$400M	$600M	$400M	$440M	$220M
Net Stock Activity	$-111M	$-179M	$-310M	$-400M	$-600M	$-400M	$-440M	$-220M
Dividends Paid	$63M	$70M	$78M	$91M	$107M	$123M	$147M	$166M
Financing Cash Flow	$-3.15B	$-9.62B	$-10.05B	$-9.66B	$-7.33B	$-7.68B	$-9.98B	$-10.88B
Net Change in Cash	$1M	$-690M	$-2.01B	$1.23B	$41M	$-244M	$-1.48B	$616M
Taxes Paid	$19M	$38M	$57M	$30M	$190M	$74M	$93M	$57M

수익성 4

지표	2025	2024	2023	2022	2021	2020	2019	2018
Net Margin	-13.1%	48.3%	71.0%	194.3%	141.4%	106.2%	152.7%	110.0%
Pretax Margin	-18.2%	64.2%	97.5%	249.1%	184.6%	137.1%	195.1%	147.1%
ROA	-0.16%	0.23%	0.35%	0.85%	0.85%	0.45%	0.60%	0.36%
ROE	-3.2%	4.9%	8.1%	21.7%	28.4%	14.3%	17.4%	11.3%

유동성 및 지급능력 1

지표	추세	2025	2024	2023	2022	2021	2020	2019	2018
Debt / Equity		2.1	1.9	1.5	2.0	1.0	2.7	2.5	1.5

효율성 1

지표	추세	2025	2024	2023	2022	2021	2020	2019	2018
Asset Turnover		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0

주당 6

지표	2025	2024	2023	2022	2021	2020	2019	2018
Book Value / Share	$5.14	$5.68	$5.95	$6.46	$5.66	$5.36	$7.40	$7.90
Revenue / Share	$6.16	$2.44	$2.61	$2.31	$2.95	$1.99	$1.68	$1.36
Cash Flow / Share	$4.45	$4.14	$5.50	$2.12	$4.08	$5.06	$4.37	$4.32
Cash / Share	$1.36	$1.55	$1.81	$3.33	$1.97	$2.61	$2.73	$2.89
Dividend Paid / Share	$0.64	$0.64	$0.64	$0.64	$0.64	$0.64	$0.64	$0.64
EPS (TTM)	$-0.81	$1.18	$1.85	$4.49	$4.18	$2.12	$2.56	$1.49

성장률 7

지표	2025	2024	2023	2022	2021	2020	2019	2018
Revenue YoY	·	-15.6%	-3.3%	-34.5%	30.7%	·	·	·
Revenue CAGR 3Y	·	-18.8%	-6.1%	·	·	·	·	·
EPS YoY	·	-36.2%	-58.8%	7.4%	97.2%	·	·	·
EPS CAGR 3Y	·	-34.4%	-4.4%	·	·	·	·	·
Net Income YoY	·	-42.5%	-64.6%	-10.0%	74.0%	·	·	·
Net Income CAGR 3Y	·	-43.3%	-17.9%	·	·	·	·	·
Dividends Paid CAGR 5Y	-12.5%	·	·	·	·	·	·	·

가치 평가 (TTM) 14

지표	2025	2024	2023	2022	2021	2020	2019	2018
Revenue TTM	$313M	$271M	$321M	$332M	$507M	$388M	$391M	$359M
Net Income TTM	$-80M	$131M	$228M	$645M	$717M	$412M	$597M	$395M
Market Cap	$9.49B	$8.26B	$9.93B	$8.12B	$11.63B	$11.41B	$10.83B	$7.35B
Enterprise Value	$13.93B	$12.68B	$13.32B	$12.46B	$13.22B	$16.84B	$18.08B	$11.48B
P/E	-25.1	15.1	11.6	3.9	6.1	11.9	9.4	11.1
P/S	30.3	30.5	30.9	24.5	22.9	29.4	27.7	20.5
P/B	4.0	3.1	3.6	2.7	4.5	4.7	3.2	2.1
P / Tangible Book	4.8	3.7	4.8	3.6	6.2	6.7	·	·
P / Cash Flow	21.5	18.0	14.7	26.6	16.6	11.6	10.6	6.4
EV / Revenue	44.5	46.8	41.5	37.5	26.1	43.4	46.2	32.0
Dividend Yield	0.66%	0.85%	0.79%	1.1%	0.92%	1.1%	1.4%	2.3%
Earnings Yield	-4.0%	6.6%	8.6%	25.5%	16.5%	8.4%	10.7%	9.0%
Payout Ratio	-78.8%	53.4%	34.2%	14.1%	14.9%	29.8%	24.6%	42.0%
Annual Payout	$63M	$70M	$78M	$91M	$107M	$123M	$147M	$166M

손익계산서 11

지표	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue	·	·	·	·	·	·	·	$70M	$81M	$77M	·	$85M	$83M	$72M	$71M	$79M
Operating Expenses	$82M	$89M	$89M	$105M	$100M	$127M	$147M	$184M	$166M	$183M	$200M	$233M	$182M	$185M	$187M	$194M
Interest Expense	·	·	·	·	·	·	·	·	$843M	$875M	·	$879M	$919M	$837M	·	$641M
Interest Income	$682M	$695M	$747M	$781M	$778M	$802M	$861M	$948M	$973M	$1.03B	$1.08B	$1.17B	$1.10B	$1.07B	$1.02B	$881M
Pretax Income	$39M	$32M	$-7M	$-117M	$18M	$-5M	$26M	$12M	$48M	$88M	$-37M	$110M	$96M	$144M	$114M	$137M
Income Tax	$14M	$15M	$-1M	$-31M	$4M	$-3M	$2M	$14M	$12M	$15M	$-9M	$31M	$30M	$33M	$9M	$32M
Net Income	$25M	$17M	$-6M	$-86M	$14M	$-2M	$24M	$-2M	$36M	$73M	$-28M	$79M	$66M	$111M	$105M	$105M
EPS (Basic)	$0.27	$0.18	$-0.06	$-0.87	$0.14	$-0.02	$0.25	$-0.02	$0.32	$0.65	$-0.19	$0.66	$0.53	$0.87	$0.87	$0.75
EPS (Diluted)	$0.26	$0.17	$-0.05	$-0.87	$0.13	$-0.02	$0.24	$-0.02	$0.32	$0.64	$-0.18	$0.65	$0.52	$0.86	$0.85	$0.75
Shares (Basic)	94,000,000	95,000,000	·	98,000,000	100,000,000	102,000,000	·	108,000,000	111,000,000	113,000,000	·	120,000,000	124,000,000	129,000,000	·	139,000,000
Shares (Diluted)	95,000,000	96,000,000	·	98,000,000	101,000,000	102,000,000	·	108,000,000	112,000,000	114,000,000	·	121,000,000	125,000,000	130,000,000	·	141,000,000

대차대조표 16

지표	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Cash & Equivalents	$770M	$621M	$637M	$571M	$712M	$642M	$722M	$1.14B	$1.09B	$823M	$839M	$977M	$1.32B	$570M	$1.53B	$1.36B
PP&E (Net)	$21M	$21M	$23M	$27M	$28M	$34M	$52M	$54M	$59M	$61M	·	$67M	$68M	$69M	·	$77M
Goodwill	$428M	$428M	$428M	·	·	·	$428M	$428M	·	·	·	·	·	·	·	·
Intangibles	·	·	$6M	·	·	·	$9M	$10M	·	·	·	·	·	·	·	·
Total Assets	$47.30B	$48.00B	$48.68B	$49.31B	$50.22B	$50.95B	$51.79B	$53.44B	$56.62B	$59.03B	·	$63.41B	$65.60B	$66.91B	·	$73.62B
Short-term Debt	$4.21B	$5.87B	$5.07B	$4.92B	$4.75B	$4.86B	$5.13B	$5.30B	$5.33B	$4.43B	·	$4.66B	$4.84B	$5.75B	·	$5.68B
Total Liabilities	$44.90B	$45.62B	$46.28B	$46.87B	$47.66B	$48.36B	$49.15B	$50.75B	$53.87B	$56.26B	·	$60.52B	$62.67B	$63.95B	·	$70.65B
Long-term Debt	$40.12B	$39.24B	$40.63B	$41.41B	$42.34B	$42.87B	$43.18B	$44.70B	$47.55B	$50.85B	·	$54.91B	$56.94B	$57.39B	·	$64.00B
Total Debt	$4.21B	$5.87B	·	$4.92B	$4.75B	$4.86B	·	$5.30B	$5.33B	$4.43B	·	$4.66B	$4.84B	$5.75B	·	$5.68B
Common Stock	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	·	$4M	$4M	$4M	·	$4M
Retained Earnings	$4.56B	$4.55B	$4.55B	$4.57B	$4.67B	$4.68B	$4.70B	$4.69B	$4.71B	$4.69B	·	$4.68B	$4.62B	$4.58B	·	$4.41B
Treasury Stock	$5.59B	$5.59B	$5.56B	$5.54B	$5.51B	$5.48B	$5.44B	$5.38B	$5.34B	$5.30B	·	$5.18B	$5.11B	$5.03B	·	$4.83B
AOCI	$14M	$5M	$2M	$-1M	$0	$2M	$3M	$3M	$10M	$15M	·	$43M	$65M	$66M	·	$84M
Stockholders' Equity	$2.40B	$2.38B	$2.40B	$2.44B	$2.56B	$2.59B	$2.64B	$2.69B	$2.75B	$2.77B	$2.76B	$2.90B	$2.93B	$2.96B	$2.98B	$2.97B
Liabilities + Equity	$47.30B	$48.00B	$48.68B	$49.31B	$50.22B	$50.95B	$51.79B	$53.44B	$56.62B	$59.03B	·	$63.41B	$65.60B	$66.91B	·	$73.62B
Shares Outstanding	468,140,879	468,004,107	466,792,895	466,673,865	466,596,429	466,581,434	465,308,901	465,211,241	465,108,131	465,031,305	463,715,048	463,682,278	463,534,781	463,508,522	461,087,590	461,016,201

현금 흐름 11

지표	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Stock-based Comp	$3M	$3M	$5M	$4M	$4M	$8M	$6M	$5M	$7M	$5M	$3M	$4M	$8M	$9M	$3M	$4M
Amort. of Intangibles	·	·	·	·	·	·	$1M	$2M	·	·	$0	$3M	·	·	·	·
Restructuring	$3M	$0	$10M	$4M	$0	$3M	$4M	$18M	$16M	$1M	$2M	$4M	$15M	$4M	$12M	$21M
Operating Cash Flow	$143M	$-47M	$174M	$70M	$126M	$71M	$8M	$-10M	$279M	$182M	$310M	$122M	$99M	$145M	$207M	$68M
Investing Cash Flow	$639M	$691M	$747M	$559M	$745M	$661M	$907M	$1.96B	$3.27B	$2.33B	$2.02B	$1.66B	$1.83B	$1.85B	$3.77B	$2.86B
Stock Repurchased	$3M	$23M	$26M	$26M	$24M	$35M	$65M	$33M	$38M	$43M	$70M	$75M	$80M	$85M	$85M	$95M
Net Stock Activity	·	$-23M	·	·	·	$-35M	·	·	·	$-43M	·	·	·	$-85M	·	·
Dividends Paid	$15M	$15M	$15M	$16M	$16M	$16M	$17M	$18M	$17M	$18M	$19M	$19M	$19M	$21M	$22M	$22M
Financing Cash Flow	$-774M	$-617M	$-689M	$-834M	$-849M	$-780M	$-1.60B	$-3.16B	$-2.49B	$-2.36B	$-2.34B	$-2.25B	$-1.44B	$-4.02B	$-3.08B	$-2.45B
Net Change in Cash	$8M	$27M	$232M	$-205M	$22M	$-48M	$-690M	$-1.21B	$1.06B	$155M	$-8M	$-467M	$490M	$-2.03B	$895M	$476M
Taxes Paid	·	·	$-6M	$24M	$0	$1M	·	$1M	$22M	$8M	·	$24M	$3M	$6M	$1M	$2M

수익성 4

지표	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Net Margin	16.7%	11.2%	·	-53.4%	9.0%	-1.3%	·	-2.9%	44.4%	94.8%	·	92.9%	79.5%	154.2%	·	132.9%
Pretax Margin	26.0%	21.1%	·	-72.7%	11.5%	-3.2%	·	17.1%	59.3%	114.3%	·	129.4%	115.7%	200.0%	·	173.4%
ROA	0.05%	0.03%	·	-0.17%	0.03%	0.00%	·	0.00%	0.06%	0.12%	·	0.12%	0.09%	0.15%	·	0.13%
ROE	1.0%	0.68%	·	-3.4%	0.53%	-0.07%	·	-0.07%	1.3%	2.5%	·	2.7%	2.2%	3.8%	·	3.7%

유동성 및 지급능력 1

지표	추세	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Debt / Equity		1.8	2.5	·	2.0	1.9	1.9	·	2.0	1.9	1.6	·	1.6	1.7	1.9	·	1.9

효율성 1

지표	추세	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Asset Turnover		0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	·	0.0

주당 6

지표	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Book Value / Share	$5.12	$5.08	·	$5.23	$5.50	$5.55	·	$5.79	$5.91	$5.95	·	$6.25	$6.32	$6.38	·	$6.45
Revenue / Share	$1.58	$1.58	·	$1.64	$1.54	$1.53	·	$0.65	$0.72	$0.68	·	$0.70	$0.66	$0.55	·	$0.56
Cash Flow / Share	·	$-0.49	·	·	·	$0.70	·	·	·	$1.60	·	·	·	$1.12	·	·
Cash / Share	$1.64	$1.33	·	$1.22	$1.53	$1.38	·	$2.46	$2.34	$1.77	·	$2.11	$2.84	$1.23	·	$2.96
Dividend Paid / Share	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16	$0.16
EPS (TTM)	$-0.49	$-0.62	·	$-0.52	$0.33	$0.52	·	$0.76	$1.43	$1.63	·	$2.88	$2.98	$3.68	·	$3.73

가치 평가 (TTM) 14

지표	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue TTM	·	·	·	·	·	·	·	·	·	·	·	$311M	$305M	$309M	·	$377M
Net Income TTM	$-50M	$-61M	·	$-50M	$34M	$56M	·	$79M	$160M	$190M	·	$361M	$387M	$501M	·	$529M
Market Cap	$8.45B	$8.43B	·	$9.33B	$8.52B	$8.66B	·	$9.46B	$8.79B	$9.91B	·	$7.76B	$8.87B	$9.17B	·	$9.74B
Enterprise Value	$11.89B	$13.68B	·	$13.68B	$12.56B	$12.87B	·	$13.62B	$13.03B	$13.51B	·	$11.45B	$12.39B	$14.35B	·	$14.05B
P/E	-36.8	-29.0	·	-38.5	55.3	35.7	·	26.8	13.2	13.1	·	5.8	6.4	5.4	·	5.7
P/S	·	·	·	·	·	·	·	·	·	·	·	25.0	29.1	29.7	·	25.8
P/B	3.5	3.5	·	3.8	3.3	3.3	·	3.5	3.2	3.6	·	2.7	3.0	3.1	·	3.3
P / Tangible Book	4.3	4.3	·	3.8	3.3	3.3	·	4.2	3.2	3.6	·	2.7	3.0	3.1	·	3.3
P / Cash Flow	·	-179.3	·	·	·	122.0	·	·	·	54.4	·	·	·	63.2	·	·
EV / Revenue	·	·	·	·	·	·	·	·	·	·	·	36.8	40.6	46.4	·	37.3
Dividend Yield	0.72%	0.74%	·	0.70%	0.79%	0.79%	·	0.76%	0.83%	0.76%	·	1.0%	0.95%	0.96%	·	0.97%
Earnings Yield	-2.7%	-3.4%	·	-2.6%	1.8%	2.8%	·	3.7%	7.6%	7.6%	·	17.2%	15.6%	18.6%	·	17.7%
Payout Ratio	·	88.2%	·	·	·	-800.0%	·	·	·	24.7%	·	·	·	18.9%	·	·
Annual Payout	$61M	$62M	·	$65M	$67M	$68M	·	$72M	$73M	$75M	·	$81M	$84M	$88M	·	$94M

최신 기간은 왼쪽에 · null 값은 ·로 표시

재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년

16

지표	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
매출	·	$271M	$321M	$332M	$507M
순이익	$-80M	$131M	$228M	$645M	$717M
희석 EPS	$-0.81	$1.18	$1.85	$4.49	$4.18

지표	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
부채 / 자기자본 비율	2.1	1.9	1.5	2.0	1.0

기관 투자자 (13F)

17

기관 활동 — Q3 2025 대 이전 분기

신규 포지션	청산 포지션	증가함	감소	순주식 변동
0	0	1	0	·

Q2 2025 대비 비교. SEC 양식 13F 제출은 분기 말로부터 45일 이내에 마감되며, 지연 제출자를 위한 짧은 유예 기간이 추가됩니다. 해당 기간 내에 있는 분기는 가장 최근에 완전히 보고된 쌍을 선호하여 건너뜁니다. 이전 분기 대비 변동 미표시: 신뢰할 수 있는 비교를 위해 이 두 분기 간 제출자 범위가 너무 많이 다릅니다.

행동주의자 및 5% 이상 소유자 2 보유

18

SEC 서류 13D를 제출한 투자자 — 발행인에 영향을 미치려는 의도로 5% 이상의 실질 소유권(행동주의 지분, 이사회 캠페인, M&A). 각 행은 해당 제출자의 포지션에 대한 가장 최근에 알려진 상태를 보여줍니다.

제출자	제출됨	지분	상태	목적	제출
Sherborne Investors Management LP, Sherborne Strategic Fund F, LLC, Sherborne Investors Master GP, LLC, Sherborne Investors LP, Sherborne Investors GP, LLC, Sherborne Investors Management GP, LLC, BRAMSON EDWARD J, Welker Stephen ×13 제출 서류	2026년 4월 17일	31.30%	수정본	·	SEC
Canyon Capital Advisors LLC, Mitchell R. Julis, Joshua S. Friedman ×8 제출 서류	2020년 1월 28일	·	최초 제출	수동적 투자	SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

회사 내부자 1 명의 내부자 · 0 임원 · 1 이사

19

내부자	역할	마지막 활동	보유 주식 수	매수 12개월	매도 12개월	순매수/매도 12개월
Diane E Offereins	이사	2026년 9월 24일 A	10,035	0	0	$0

SEC 양식 3/4/5 제출 서류 기준 내부자; 순매수/매도는 공개 시장 거래만 해당

ETF 보유 현황 1 ETF 보유

20

가중치는 직접적인 주식 보유(N-PORT)만 반영합니다. 레버리지 또는 파생 상품 기반 펀드는 표시되지 않은 추가 스왑 노출을 보유할 수 있습니다.

펀드	비중	단위	기준일	출처
PFFA · ETFis Series Trust I	0.44%	619,133 NS	2026년 7월 31일	N-PORT

JSM 분석가 합의 강세 및 약세 애널리스트 의견, 12개월 목표 주가, 상승 여력

21

평점 · 12 명의 애널리스트 매도

0 0.0% 적극 매수

1 8.3% 매수

5 41.7% 보유

4 33.3% 매도

2 16.7% 적극 매도

동종 기업 비교(GICS 하위 산업) 주요 지표 대 섹터 동종 기업

22

회계연도 기준, 각 회사의 마지막 회계연도 말 종가 기준 가격입니다.

티커	시가총액	P/E	매출 YoY	순이익률	ROE	매출 총이익률
JSM	$9.49B	-25.1	-15.6%	-13.1%	-3.2%	·
HAPN	·	·	·	·	·	·
ATLC	·	·	·	·	·	·
PRG	$2.42B	8.2	0.42%	6.1%	20.8%	·
JCAP	$1.30B	4.0	41.5%	30.6%	42.4%	·
NAVI	·	·	·	·	·	·
WRLD	·	19.6	3.7%	·	·	·
PRAA	$680M	-2.3	7.8%	-25.4%	-28.9%	·
GDOT	·	·	20.7%	·	·	·
NRDS	$966M	21.2	21.7%	5.8%	12.7%	·
OPFI	·	10.6	·	·	57.7%	·

나의 지표 나만의 관심 목록 — 전체 기본 재무제표에서 선택한 항목

26

중요한 지표를 선택하세요. 상단의 전체 기본 정보에서 원하는 행 옆의 +를 클릭하세요.

선택 항목이 저장되어 모든 티커에서 유지됩니다.

JSM Navient Corporation - 6% Senior Notes due December 15, 2043