PEBK Peoples Bancorp of North Carolina, Inc. - Common Stock

NASDAQ · Banking · SEC EDGAR에서 보기 ↗
$40.56
가격 · 5월 20, 2026
기준 재무 정보 5월 7, 2026

PEBK 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위

가격
$40.56
시가총액
$198M
P/E (TTM)
10.0
EPS (TTM)
$3.62
매출 (TTM)
배당 수익률
2.6%
ROE
13.2%
부채/자본
52주 범위
$27 – $43

PEBK 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의

10년 성과 매출, 순이익, 마진 및 EPS 추세

매출 및 순이익
EPS $3.62
9-point trend, +114.2%
2017-12-31 2025-12-31
잉여현금흐름 $20M
8-point trend, +53.1%
2017-12-31 2025-12-31
마진 22.0%

가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?

지표
5년 추세
PEBK
동종업계 중앙값
P/E (TTM)
5-point trend, -4.7%
10.0
11.7
P/B
5-point trend, +9.8%
1.3
1.2
Price / FCF (주가 / FCF)
5-point trend, +60.3%
9.9

수익성 총, 영업 및 순이익률; ROE, ROA, ROIC

지표
5년 추세
PEBK
동종업계 중앙값
Net Profit Margin (순이익률)
5-point trend, +0.3%
22.0%
24.7%
ROA
5-point trend, +18.0%
1.2%
0.99%
ROE
5-point trend, +24.4%
13.2%
9.8%

재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성

지표
5년 추세
PEBK
동종업계 중앙값

성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR

지표
5년 추세
PEBK
동종업계 중앙값
Revenue YoY (매출 YoY)
10.0%
Revenue CAGR 3Y (매출 CAGR 3년)
5.7%
Revenue CAGR 5Y (매출 CAGR 5년)
6.1%
EPS YoY
5-point trend, +37.6%
21.5%
Net Income YoY (순이익 YoY)
5-point trend, +31.0%
21.3%

주당 지표 EPS, 주당 순자산, 주당 현금 흐름, 주당 배당금

지표
5년 추세
PEBK
동종업계 중앙값
EPS (Diluted) (EPS (희석))
5-point trend, +37.6%
$3.62

자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율

지표
5년 추세
PEBK
동종업계 중앙값
Payout Ratio (지급 비율)
5-point trend, +5.6%
26.5%

배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR

배당 수익률
2.6%
지급 비율
26.5%
5년 배당 CAGR
배당락일금액
2026년 3월 4일$0.2100
2026년 2월 4일$0.1700
2025년 12월 3일$0.2000
2025년 9월 3일$0.2000
2025년 6월 3일$0.2000
2025년 3월 3일$0.2000
2025년 2월 3일$0.1600
2024년 12월 3일$0.1900
2024년 9월 3일$0.1900
2024년 6월 3일$0.1900
2024년 3월 1일$0.1900
2024년 2월 2일$0.1600
2023년 12월 1일$0.1900
2023년 9월 1일$0.1900
2023년 6월 1일$0.1900
2023년 3월 2일$0.1900
2023년 2월 2일$0.1500
2022년 12월 1일$0.1800
2022년 9월 1일$0.1800
2022년 6월 2일$0.1800

실적 기록 EPS 실제 vs 예상, 서프라이즈 %, 달성률, 다음 실적 발표일

기간 EPS Actual EPS 예상 서프라이즈
2025년 12월 31일 $1.21
2024년 9월 30일 $0.72
2024년 6월 30일 $0.89
2024년 3월 31일 $0.72

동료 비교 주요 지표 대 섹터 동종 기업

티커 시가총액 P/E 매출 YoY 순이익률 ROE 매출 총이익률
PEBK $198M 10.0 10.0% 22.0% 13.2%
VABK $215M 11.2 6.7% 33.4% 10.8%
NKSH $214M 13.5 9.8% 193.6% 8.9%
FBLA $232M 183.6 -3.8% 2.4% 0.39%
OVBC 7.6% 23.4% 9.4%
CMTV 8.3 16.7% 34.8% 15.4%
TFC $62.13B 12.9 53.0% 26.1% 8.2%

전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름

손익계산서 10
PEBK의 연간 손익계산서 데이터
지표 추세 202520242023202220212020201920182017201620152014
Interest Expense 12-point trend, +473.9% $25M $27M $17M $3M $3M $4M $4M $2M $2M $3M $3M $4M
Interest Income 12-point trend, +117.6% $84M $81M $72M $54M $47M $48M $50M $45M $42M $40M $39M $38M
Pretax Income 12-point trend, +128.3% $26M $21M $20M $20M $19M $14M $17M $16M $14M $12M $13M $11M
Income Tax 12-point trend, +210.8% $6M $5M $4M $4M $4M $2M $3M $3M $4M $3M $3M $2M
Net Income 12-point trend, +111.2% $20M $16M $16M $16M $15M $11M $14M $13M $10M $9M $10M $9M
EPS (Basic) 12-point trend, +124.0% $3.74 $3.08 $2.87 $2.94 $2.71 $2.01 $2.43 $2.23 $1.71 $1.53 $1.57 $1.67
EPS (Diluted) 12-point trend, +118.1% $3.62 $2.98 $2.77 $2.85 $2.63 $1.95 $2.36 $2.22 $1.69 $1.50 $1.56 $1.66
Shares (Basic) 12-point trend, -5.5% 5,305,272 5,300,964 5,424,890 5,480,123 5,576,099 5,657,025 5,799,505 5,995,256 5,988,183 6,024,970 6,115,159 5,615,666
Shares (Diluted) 12-point trend, -3.0% 5,471,174 5,482,787 5,610,214 5,661,189 5,748,865 5,821,622 5,966,485 6,015,496 6,062,850 6,102,777 6,167,908 5,641,992
EBITDA 11-point trend, -60.2% $3M $3M $3M $6M $6M $4M · $5M $5M $5M $6M $7M
대차대조표 12
PEBK의 연간 대차대조표 데이터
지표 추세 202520242023202220212020201920182017201620152014
Cash & Equivalents 12-point trend, -15.9% $58M $59M $82M $72M $277M $162M $52M $43M $57M $70M $40M $69M
PP&E (Net) 12-point trend, -16.7% $14M $15M $17M $18M $16M $19M $19M $18M $20M $16M $17M $17M
PP&E (Gross) 12-point trend, +20.6% $46M $45M $45M $51M $48M $49M $47M $46M $45M $40M $39M $38M
Accum. Depreciation 12-point trend, +50.8% $32M $30M $28M $33M $32M $31M $28M $27M $25M $24M $22M $21M
Total Assets 12-point trend, +63.6% $1.70B $1.65B $1.64B $1.62B $1.62B $1.42B $1.15B $1.09B $1.09B $1.09B $1.04B $1.04B
Total Liabilities 12-point trend, +64.0% $1.55B $1.52B $1.51B $1.52B $1.48B $1.28B $1.02B $970M $976M $981M $934M $942M
Common Stock 12-point trend, +1.3% $49M $49M $51M $53M $53M $658M $60M $62M $62M $44M $46M $48M
Retained Earnings 12-point trend, +200.6% $136M $121M $110M $100M $89M $78M $71M $61M $50M $60M $53M $45M
AOCI 12-point trend, -599.4% $-27M $-39M $-39M $-48M $96.0K $5M $4M $986.0K $4M $3M $6M $5M
Stockholders' Equity 12-point trend, +59.2% $157M $131M $121M $105M $142M $140M $134M $124M $116M $107M $105M $99M
Liabilities + Equity 12-point trend, +63.6% $1.70B $1.65B $1.64B $1.62B $1.62B $1.42B $1.15B $1.09B $1.09B $1.09B $1.04B $1.04B
Shares Outstanding 12-point trend, -2.7% 5,459,441 5,457,646 5,534,499 5,636,830 5,661,569,000 5,787,504 5,912,300 5,995,256 5,995,256 5,417,800 5,510,538 5,612,588
현금 흐름 15
PEBK의 연간 현금 흐름 데이터
지표 추세 202520242023202220212020201920182017201620152014
D&A 12-point trend, -60.2% $3M $3M $3M $6M $6M $4M $4M $5M $5M $5M $6M $7M
Stock-based Comp 8-point trend, -53.5% · · · · $181.0K $27.0K $270.0K $85.0K $592.0K $932.0K $487.0K $389.0K
Deferred Tax 12-point trend, +142.7% $432.0K $1M $-453.0K $-541.0K $-227.0K $-560.0K $164.0K $78.0K $2M $1M $673.0K $178.0K
Other Non-cash 11-point trend, +32.3% $-2M $284.0K $5M $1M $6M $-6M · $-929.0K $596.0K $-4M $-3M $-2M
Operating Cash Flow 12-point trend, +1014.9% $21M $21M $23M $23M $27M $9M $13M $17M $19M $12M $14M $2M
CapEx 12-point trend, -54.7% $1M $587.0K $2M $5M $484.0K $2M $3M $2M $6M $2M $2M $3M
Investing Cash Flow 12-point trend, -251.6% $-42M $-43M $-753.0K $-256M $-106M $-149M $-48M $-19M $-24M $-24M $-30M $-12M
Stock Repurchased 6-point trend, -100.0% $0 $2M $2M $710.0K $4M $3M · · · · · ·
Net Stock Activity 4-point trend, +100.0% $0 $-2M $-2M $-710.0K · · · · · · · ·
Dividends Paid 12-point trend, +413.4% $5M $5M $5M $5M $4M $4M $4M $3M $3M $2M $2M $1M
Financing Cash Flow 12-point trend, +736.8% $19M $-1M $-11M $27M $195M $249M $44M $-13M $-7M $42M $-13M $2M
Net Change in Cash 9-point trend, -2582.8% · · · $-206M $116M $109M $9M $-14M $-13M $30M $-29M $-8M
Taxes Paid 11-point trend, +134.0% · $5M $4M $5M $4M $3M $3M $1M $2M $2M $2M $2M
Free Cash Flow 11-point trend, +76.3% $20M $20M $21M $18M $26M $7M · $15M $13M $11M $12M $11M
Levered FCF 11-point trend, -86.0% $1M $-855.3K $7M $15M $24M $4M · $14M $11M $8M $9M $8M
수익성 5
PEBK의 연간 수익성 데이터
지표 추세 202520242023202220212020201920182017201620152014
Net Margin 11-point trend, +8.6% 22.0% 19.9% 67.8% 60.4% 22.0% 16.9% · 22.5% 19.6% 18.2% 19.9% 20.3%
Pretax Margin 11-point trend, +17.4% 28.7% 25.5% 87.0% 76.0% 27.5% 20.6% · 27.0% 27.1% 23.2% 26.3% 24.5%
EBITDA Margin 11-point trend, -79.6% 3.0% 3.5% 13.6% 22.6% 8.1% 6.2% · 7.7% 9.6% 10.7% 12.5% 14.9%
ROA 11-point trend, +31.1% 1.2% 0.99% 0.96% 0.99% 1.0% 0.88% · 1.2% 0.94% 0.86% 0.93% 0.90%
ROE 11-point trend, +28.0% 13.2% 12.3% 13.6% 15.4% 10.6% 8.1% · 11.2% 9.2% 8.6% 9.5% 10.3%
효율성 1
PEBK의 연간 효율성 데이터
지표 추세 202520242023202220212020201920182017201620152014
Asset Turnover 11-point trend, +20.4% 0.1 0.0 0.0 0.0 0.0 0.1 · 0.1 0.0 0.0 0.0 0.0
주당 6
PEBK의 연간 주당 데이터
지표 추세 202520242023202220212020201920182017201620152014
Book Value / Share 11-point trend, +63.7% $28.78 $23.92 $21.87 $0.02 $24.08 $24.17 · $20.62 $19.34 $19.83 $19.03 $17.58
Revenue / Share 11-point trend, +100.5% $16.45 $14.97 $4.08 $4.71 $11.98 $11.51 · $9.87 $8.64 $9.10 $8.65 $8.21
Cash Flow / Share 11-point trend, +52.6% $3.91 $3.75 $4.06 $4.00 $4.68 $1.57 · $2.86 $3.07 $2.21 $2.47 $2.56
Cash / Share 10-point trend, -13.6% $10.64 $10.86 · $0.01 $46.94 $27.92 · $7.23 $9.56 $12.94 $7.22 $12.31
Dividend / Share 12-point trend, +433.3% $1 $1 $1 $1 $1 $1 $1 $1 $0 $0 $0 $0
EPS (TTM) 12-point trend, +118.1% $3.62 $2.98 $2.77 $2.85 $2.63 $1.95 $2.36 $2.22 $1.69 $1.50 $1.56 $1.66
성장률 10
PEBK의 연간 성장률 데이터
지표 추세 202520242023202220212020201920182017201620152014
Revenue YoY 5-point trend, +262.1% 10.0% 7.5% -0.34% 10.8% 2.8% · · · · · · ·
Revenue CAGR 3Y 3-point trend, +31.4% 5.7% 5.9% 4.3% · · · · · · · · ·
Revenue CAGR 5Y 6.1% · · · · · · · · · · ·
EPS YoY 5-point trend, -38.4% 21.5% 7.6% -2.8% 8.4% 34.9% · · · · · · ·
EPS CAGR 3Y 3-point trend, -33.1% 8.3% 4.2% 12.4% · · · · · · · · ·
EPS CAGR 5Y 13.2% · · · · · · · · · · ·
Net Income YoY 5-point trend, -36.1% 21.3% 5.2% -3.6% 6.5% 33.2% · · · · · · ·
Net Income CAGR 3Y 3-point trend, -35.3% 7.1% 2.6% 11.0% · · · · · · · · ·
Net Income CAGR 5Y 11.8% · · · · · · · · · · ·
Dividend CAGR 5Y 3.6% · · · · · · · · · · ·
가치 평가 (TTM) 11
PEBK의 연간 가치 평가 (TTM) 데이터
지표 추세 202520242023202220212020201920182017201620152014
Net Income TTM 12-point trend, +111.2% $20M $16M $16M $16M $15M $11M $14M $13M $10M $9M $10M $9M
Market Cap 11-point trend, +115.3% $198M $171M $171M $183.54B $163M $133M · $147M $184M $123M $97M $92M
P/E 12-point trend, +1.5% 10.0 10.5 11.2 11.4 10.5 11.8 13.9 11.0 18.2 15.2 11.3 9.9
P/B 11-point trend, +35.2% 1.3 1.3 1.4 1744.7 1.1 1.0 · 1.2 1.6 1.1 0.9 0.9
P / Tangible Book 6-point trend, +32.1% 1.3 1.3 1.4 1744.7 1.1 1.0 · · · · · ·
P / Cash Flow 11-point trend, +45.5% 9.2 8.3 7.5 8100.6 6.1 14.5 · 8.5 9.9 10.1 7.0 6.4
P / FCF 11-point trend, +22.1% 9.9 8.5 8.2 10143.4 6.2 20.0 · 9.5 14.1 11.6 8.4 8.1
Dividend Yield 11-point trend, +138.7% 2.6% 3.0% 3.0% 0.00% 2.3% 3.3% · 2.1% 1.4% 1.7% 1.6% 1.1%
Earnings Yield 12-point trend, -1.5% 10.0% 9.5% 8.9% 8.8% 9.5% 8.5% 7.2% 9.1% 5.5% 6.6% 8.9% 10.2%
Payout Ratio 11-point trend, +143.0% 26.5% 30.9% 32.9% 30.6% 25.1% 38.7% · 23.4% 25.6% 22.9% 16.3% 10.9%
Annual Payout 12-point trend, +413.4% $5M $5M $5M $5M $4M $4M $4M $3M $3M $2M $2M $1M

재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년

손익계산서
2025-12-312024-12-312023-12-312023-09-302022-12-31
순이익 $20M$16M$16M$16M
희석 EPS $3.62$2.98$2.77$2.85
현금 흐름
2025-12-312024-12-312023-12-312023-09-302022-12-31
잉여현금흐름 $20M$20M$21M$18M

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