KMPB Instantâneo da Ação Preço, capitalização de mercado, P/E, EPS, ROE, dívida/patrimônio, intervalo de 52 semanas

03
Preço $24.77
Capitalização de Mercado (MRQ) $1.46B
P/E (TTM) -3.0
EPS (TTM) $-8.30
Receita (TTM) $4.57B
Rendimento div. 5.5%
ROE (TTM) -19.3%
Dívida/Capital (MRQ) 0.4
Intervalo 52 Semanas $22–$25

KMPB Gráfico de Preço da Ação OHLCV diário com indicadores técnicos — panorâmica, zoom e personalize sua visualização

04
intervalo
barras

A granularidade da barra se adapta ao período selecionado — passe o mouse sobre o gráfico para ver a abertura/máxima/mínima/fechamento de uma barra.

Sobre Kemper Corporation 5.875% Fixed-Rate Reset Junior Subordinated Debentures due 2062 Visão geral da empresa da Wikipedia

05 · wikidata

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

History

Kemper Corporation was originally founded as Unitrin, Inc. in April 1990, when it spun off from Henry Singleton's conglomerate Teledyne. Singleton expected the new venture to duplicate the successful spin off of the Argo Group, originally a workers’ compensation insurance provider, created in 1986. Argonaut's original $20 per share stock appreciated 240 percent by 1990. Singleton remained Chairman of Unitrin after it was spun off to shareholders at $31.25 per share, trading on NASDAQ. Unitrin divided its business into three major categories: life and health insurance, property and casualty insurance, and consumer finance, which covered a variety of services including automobile and industrial loans.

In 2002, Unitrin purchased the renewal rights for the homeowners and automobile insurance lines of Kemper Insurance, a long-time Chicago insurance and financial services firm.

In 2010, Unitrin purchased all rights to the Kemper name, and began operations as Kemper Corporation on August 25, 2011, with trading on the New York Stock Exchange under the KMPR ticker symbol.

In November 2015, Joseph P. Lacher, Jr. was appointed President and Chief Executive Officer.

The company unified and refreshed its brand in October 2018.

Fortune Magazine included Kemper on its 2020 list of the 100 fastest-growing companies.

On November 23, 2020, the company announced it had entered into a definitive agreement to acquire American Access Casualty Company and its related captive insurance agency, Newins Insurance Agency Holdings, LLC, and its subsidiaries (collectively “AAC”), in a cash transaction valued at $370 million. On April 1, 2021, the company announced it had completed the acquisition of AAC. AAC provided specialty private passenger auto insurance in Arizona, Illinois, Indiana, Nevada and Texas.

The Kemper Open was a professional golf tournament on the PGA Tour for 35 years, from 1968 through 2002.

Acquisitions

In April 2015, Kemper acquired Alliance United Insurance Company, one of the fastest growing auto insurance providers in the State of California. Source:

In July 2018, Kemper acquired Infinity Property and Casualty Corporation (NASDAQ: IPCC), an auto insurance provider focused on serving the specialty, nonstandard segment, in a cash and stock transaction valued at approximately $1.4 billion.

In April 2021, Kemper completed the acquisition of Downers Grove, Illinois based American Access Casualty Company. American Access Casualty Company specializes in automobile insurance directed towards the Hispanic community.

Subsidiaries

Kemper Property & Casualty

Kemper’s Property & Casualty Insurance segment includes the following businesses:

Kemper Auto, a national provider of auto insurance with a concentration on non-standard auto insurance

Infinity, a provider of non-standard auto insurance for drivers in the State of California only

Kemper Personal Insurance, which provides both home and auto insurance to the company’s preferred/standard book of business

Property & Casualty Insurance Companies

Alpha Property & Casualty Insurance Company

Alliance United Insurance Company

Charter Indemnity Company

Financial Indemnity Company

Infinity Insurance Company

Infinity Auto Insurance Company

Infinity Assurance Insurance Company

Infinity Casualty Insurance Company

Infinity County Mutual Insurance Company

Infinity Indemnity Insurance Company

Infinity Preferred Insurance Company

Infinity Safeguard Insurance Company

Infinity Select Insurance Company

Infinity Standard Insurance Company

Infinity Security Insurance Company

Kemper Financial Indemnity Company

Kemper Independence Insurance

Merastar Insurance Company

Mutual Savings Fire Insurance Company

Response Insurance Company

Response Worldwide Direct Auto Insurance Company

Response Worldwide Insurance Company

Trinity Universal Insurance Company

Unitrin Advantage Insurance Company

Unitrin Auto and Home Insurance Company

Unitrin Direct Insurance Company

Unitrin Direct Property & Casualty Company

Unitrin Preferred Insurance Company

Unitrin Safeguard Insurance Company

Valley Property & Casualty Insurance Company

Warner Insurance Company

Kemper Life & Kemper Health

Kemper’s Life & Health insurance segment is made up of the following businesses:

Kemper Life

Life & Health Insurance Companies

Mutual Savings Fire Insurance Company

Mutual Savings Life Insurance Company

Reserve National Insurance Company

The Reliable Life Insurance Company

Union National Life Insurance Company research department

United Insurance Company of America

United Casualty Insurance Company of America

Union National Fire Insurance Company

Other Affiliated Insurance Companies

Capitol County Mutual Fire Insurance Company

Old Reliable Casualty Company

Unitrin County Mutual Insurance Company

Fonte: Wikipedia (Inglês), CC BY-SA 4.0 · Ver na Wikipedia ↗

Wikidata ↗

setorFinancials indústriaInsurance paísUS

Desempenho de 10 Anos Tendências de receita, lucro líquido, margens e EPS

06
Receita$4.79B
2021-12-31 → 2025-12-31
EPS$2.29
2021-12-31 → 2025-12-31
Fluxo de caixa livre$554M
2021-12-31 → 2025-12-31
Margem líquida-10.8%
2021-12-31 → 2025-12-31
Avaliação e Proporções 07–12

Avaliação Rácios P/E, P/S, P/B, EV/EBITDA — a ação está cara ou barata?

Métrica Tendência de 5 anos KMPB média 5A Mediana de Pares Veredito
P/E (TTM) -3.0 · · ·
P/S (TTM) 0.3 · · ·
P/B (MRQ) 0.7 · · ·
EV / EBITDA 30.6 · · ·
Preço / FCF (TTM) 3.7 · · ·
Preço / Fluxo de Caixa (TTM) 3.4 · · ·
EV / Revenue (EV / Receita) 0.5 · · ·
EV / FCF 4.1 · · ·
Price / Tangible Book (Preço / Valor Patrimonial Tangível) 1.2 · · ·

A mediana dos pares é calculada em uma base padronizada por métrica e pode não corresponder sempre à base TTM/MRQ mostrada para esta ação.

valor · ≈ média 5A · mediana do setor · veredicto relativo à mediana

Dividendos Rendimento, índice de pagamento, histórico de dividendos, CAGR de 5 anos

13
Dividend Yield5.5%
Índice de Pagamento55.5%
Pagamento Anualizado≈$1.47Pago trimestralmente
Data exValorMoedaRendimento
Set 1, 2026$0,37USD≈6.2%
Jun 1, 2026$0,40USD≈6.3%
Fev 27, 2026$0,37USD≈6.2%
Dez 1, 2025$0,37USD≈6.3%
Ago 29, 2025$0,37USD≈6.2%
Mai 30, 2025$0,37USD≈6.4%
Fev 28, 2025$0,37USD≈6.2%
Nov 29, 2024$0,37USD≈6.2%
Ago 30, 2024$0,37USD≈4.9%
Mai 31, 2024$0,37USD≈3.3%
Fev 29, 2024$0,37USD≈1.7%
Mai 31, 2023$0,37USD≈8.5%
Fev 28, 2023$0,37USD≈7.2%
Nov 30, 2022$0,37USD≈5.6%
Ago 31, 2022$0,37USD≈3.2%
Mai 31, 2022$0,39USD≈1.6%

Histórico de Lucros EPS real vs. estimativa, surpresa %, taxa de acerto, próxima data de resultados

14
Surpresa Média -33.3%
PeríodoRelatórioEPS ActualEPS est.Surpresa
30 de Junho de 2026 $0.45 $0.35 29.2%
31 de Março de 2026 $0.21 $0.82 -74.2%
31 de Dezembro de 2025 $0.25 $0.87 -71.4%
30 de Setembro de 2025 $0.33 $1.35 -75.5%
30 de Junho de 2025 $1.30 $1.55 -16.2%
31 de Março de 2025 $1.65 $1.52 8.6%

Fundamentos Completos Todas as métricas por ano — demonstração de resultados, balanço patrimonial, fluxo de caixa

15
Demonstração de Resultados 12
Métrica Tendência 202520242023202220212020201920182017201620152014
Revenue $4.79B$4.64B$4.94B$5.52B$5.72B$5.21B$5.04B$3.73B$2.72B$2.52B$2.34B$2.20B
Operating Expenses $4.63B$4.25B$5.29B$5.89B$5.97B$4.70B$4.38B$3.53B$2.56B$2.52B$2.24B$2.04B
Operating Income ··$-69M$-167M$-334M$547M$519M$286M$119M$3M$84M$136M
Interest Expense $38M$57M$56M$55M$44M$36M$42M$43M$35M$44M$46M·
Pretax Income $161M$388M$-347M$-390M$-245M$510M$662M$199M$161M$4M$100M$160M
Income Tax $28M$76M$-75M$-84M$-126M$100M$130M$11M$41M$-9M$20M$48M
Net Income $143M$318M$-272M$-287M$-124M$410M$531M$190M$121M$17M$86M$114M
EPS (Basic) $2.31$4.95$-4.25$-4.50$-1.92$6.24$8.04$3.25$2.34$0.33$1.65$2.12
EPS (Diluted) $2.29$4.91$-4.25$-4.50$-1.92$6.14$7.96$3.22$2.33$0.33$1.65$2.12
Shares (Basic) 62,010,70064,179,50064,025,60063,825,50064,264,40065,636,10065,880,90058,149,40051,345,60051,156,10051,606,90053,762,500
Shares (Diluted) 62,606,20064,776,00064,025,60063,825,50064,264,40066,729,80066,548,10058,751,90051,577,90051,214,70051,683,50053,867,900
EBITDA $74M$54M$-24M$-171M$-324M$583M$552M$286M$119M$3M$84M$136M
Balanço Patrimonial 14
Métrica Tendência 202520242023202220212020201920182017201620152014
Cash & Equivalents $124M$64M$64M$212M$148M$206M$137M$75M$46M$116M$162M$76M
Short-term Investments $314M$1.04B$521M$278M··$471M$286M····
Goodwill $1.25B$1.25B$1.25B$1.30B$1.31B$1.11B$1.11B$1.11B$323M$323M$323M$312M
Intangibles $226M$266M$269M$267M$293M$272M$328M$261M$133M···
Total Assets $12.47B$12.63B$12.74B$13.31B$14.92B$14.34B$12.99B$11.54B$8.38B$8.21B$8.04B$7.83B
Deferred Tax $15M$15M$51M$0$227M$286M$178M$26M$15M$0··
Total Liabilities $9.80B$9.85B$10.24B$10.64B$10.91B$9.78B$9.02B$8.49B$6.26B$6.24B$6.04B$5.74B
Long-term Debt $944M$1.39B$1.39B$1.39B$1.12B$1.17B$778M$909M$592M$752M$751M·
Total Debt $944M$1.39B··········
Retained Earnings $1.16B$1.23B$1.01B$1.37B$1.76B$2.07B$1.81B$1.36B$1.24B$1.17B$1.21B$1.20B
AOCI $-206M$-304M$-361M$-515M$448M$680M$336M$22M$194M$137M$124M$223M
Stockholders' Equity $2.68B$2.79B$2.51B$241M$-850M$4.56B$3.97B$3.05B$2.12B$1.98B$1.99B$2.09B
Liabilities + Equity $12.47B$12.63B$12.74B$13.31B$14.92B$14.34B$12.99B$11.54B$8.38B$8.21B$8.04B$7.83B
Shares Outstanding 58,666,64463,840,44264,111,55563,912,76263,684,62865,436,20766,665,88864,756,83351,462,40551,270,94051,326,75152,418,246
Fluxo de Caixa 18
Métrica Tendência 202520242023202220212020201920182017201620152014
D&A $74M$54M$59M$71M$46M$36M$33M$16M$13M···
Deferred Tax $-30M$64M$-71M$-91M$-3M$14M$68M$46M$15M$-2M$-2M$6M
Amort. of Intangibles $64M$46M$49M$54M$87M$42M$38M$166M$11M$6M$15M$7M
Other Non-cash $397M$-53M$164M$135M$427M$-12M$-98M·····
Operating Cash Flow $584M$383M$-134M$-210M$351M$448M$534M$539M$241M$240M$215M$134M
CapEx $31M$53M$54M$31M$58M$53M$84M$65M$36M···
Investing Cash Flow $336M$-244M$108M$-108M$-118M$-757M$-633M$-498M$-105M$-238M$-29M$-104M
Debt Issued ····$0$396M$50M$249M$200M···
Net Debt Issued ····$0$396M$-135M·····
Stock Issued ····$0$0$128M$0····
Stock Repurchased $302M$39M$0$0$162M$110M$0$0$0$4M$45M$114M
Net Stock Activity $-302M$-39M$0$0$-162M$-110M·$0$0$-4M$-45M$-114M
Dividends Paid $80M$80M$80M$80M$81M$79M$68M$56M$50M$49M$50M$52M
Financing Cash Flow $-860M$-137M$-122M$383M$-290M$378M$161M$-12M$-205M$-48M$-101M$-20M
Net Change in Cash $61M$1M$-148M$64M$-58M$69M$62M$29M····
Taxes Paid $35M$11M$-107M$-700.0K$-38M$56M$68M$200.0K$13M$500.0K$44M$37M
Free Cash Flow $554M$330M$-188M$-241M$293M$395M$450M·····
Levered FCF $522M··$-283M$271M$366M$416M·····
Lucratividade 7
Métrica Tendência 202520242023202220212020201920182017201620152014
Operating Margin ··-1.4%-4.0%-6.4%10.5%10.3%7.7%4.4%0.12%3.6%6.2%
Net Margin 3.0%6.9%-5.5%-5.4%-2.1%7.9%10.5%5.1%4.4%0.67%3.7%5.2%
Pretax Margin 3.4%··-7.0%-4.2%9.8%13.1%5.3%5.9%0.14%4.3%7.3%
EBITDA Margin 1.6%1.2%-0.50%-3.1%-5.6%11.2%10.9%7.7%4.4%0.12%3.6%6.2%
ROA 1.1%2.5%-2.1%-2.1%-0.82%3.0%4.3%1.9%1.5%0.21%1.1%1.5%
ROE 9.4%20.2%-19.8%-37.8%-2.8%9.6%15.1%7.4%5.9%0.85%4.2%5.5%
ROIC ···-7.0%-4.5%9.6%10.5%8.9%4.2%0.57%3.4%4.6%
Liquidez e Solvência 3
Métrica Tendência 202520242023202220212020201920182017201620152014
Debt / Equity 0.40.5··········
LT Debt / Equity 0.40.3··········
Interest Coverage ··-1.2-4.0-8.515.212.26.63.4···
Eficiência 1
Métrica Tendência 202520242023202220212020201920182017201620152014
Asset Turnover 0.40.40.40.40.40.40.40.40.30.30.30.3
Por Ação 6
Métrica Tendência 202520242023202220212020201920182017201620152014
Book Value / Share $45.71$43.68$39.08$38.23$62.93$69.74$59.59$47.10$41.11$38.52$38.82$39.88
Revenue / Share $76.51$71.61$77.22$87.38$90.14$78.01$75.72$63.40$52.80$49.24$45.29$40.78
Cash Flow / Share $9.34$5.91$-2.10$-3.29$5.46$6.71$8.03$9.18$4.66$4.70$4.16$2.48
Cash / Share $2.12$1.01$1.00$3.32$2.33$3.15$2.05$1.16$0.89$2.26$3.15$1.45
Dividend Paid / Share $1.28$1.24$1.24$1.24$1.24$1.20$1.03$0.96$0.96$0.96$0.96$0.96
EPS (TTM) $2.29$4.91$-4.25$-4.50$-1.92$6.14$7.96$3.22$2.33$0.33$1.65$2.12
Taxas de Crescimento 8
Métrica Tendência 202520242023202220212020201920182017201620152014
Revenue YoY 3.3%-6.2%-10.5%-3.4%9.8%·······
Revenue CAGR 3Y -4.6%-6.7%-1.7%·········
Revenue CAGR 5Y -1.7%···········
EPS YoY -53.4%···········
EPS CAGR 5Y -17.9%···········
Net Income YoY -54.9%···········
Net Income CAGR 5Y -19.0%···········
Dividends Paid CAGR 5Y 0.18%···········
Avaliação (TTM) 17
Métrica Tendência 202520242023202220212020201920182017201620152014
Revenue TTM $4.79B$4.64B$4.94B$5.52B$5.72B$5.21B$5.04B$3.73B$2.72B$2.52B$2.34B$2.20B
Net Income TTM $143M$318M$-272M$-287M$-124M$410M$531M$190M$121M$17M$86M$114M
Market Cap $1.37B$1.49B$1.29B$1.17B········
Enterprise Value $2.19B$2.82B··········
P/E 10.24.7-4.7-4.1········
P/S 0.30.30.30.2········
P/B 0.50.50.50.5········
P / Tangible Book 1.11.21.3·········
P / Cash Flow 2.33.9-9.6-5.6········
P / FCF 2.54.5-6.9-4.9········
EV / EBITDA 29.552.4··········
EV / FCF 4.08.5··········
EV / Revenue 0.50.6··········
Dividend Yield 5.8%5.4%6.2%6.8%········
Earnings Yield 9.8%21.1%-21.1%-24.5%········
Payout Ratio 55.5%25.2%-29.4%-26.5%-66.9%19.2%12.8%29.7%40.9%292.9%58.0%45.2%
Annual Payout $80M$80M$80M$80M$81M$79M$68M$56M$50M$49M$50M$52M

Período mais recente à esquerda · valores nulos mostrados como ·

Demonstrações Financeiras Demonstração de resultados, balanço patrimonial, fluxo de caixa — anual, últimos 5 anos

16
Métrica 2025-12-312025-06-302025-03-312024-12-312024-09-30
Receita $4.79B · · $4.64B ·
Lucro líquido $143M · · $318M ·
EPS Diluído $2.29 · · $4.91 ·

Ativistas e proprietários de 5%+ 20 participações

18

Investidores que apresentaram o Schedule 13D da SEC — propriedade benéfica acima de 5% com a intenção de influenciar o emissor (participações ativistas, campanhas no conselho, M&A). Cada linha mostra o estado mais recente conhecido da posição desse declarante.

Declarante Declarado Participação Status Propósito Declaração
Singleton Group LLC (2), William W. Singleton, as Manager of the Singleton Group LLC (2), Christina Singleton, as Manager of the Singleton Group LLC (2) ×7 declarações 5 de Março de 2019 · Declaração inicial · SEC
Kemper Corporation, Trinity Universal Insurance Company ×2 declarações 16 de Setembro de 2011 · Declaração inicial · SEC
Unitrin, Inc., Trinity Universal Insurance Company ×6 declarações 19 de Julho de 2011 · Declaração inicial · SEC
Singleton Group LLC, William W. Singleton, as Manager of the Singleton Group LLC, Christina Singleton Mednick, as Manager of the Singleton Group LLC, Donald E. Rugg, as Manager of the Singleton Group LLC ×2 declarações 23 de Dezembro de 2008 · Declaração inicial Investimento passivo SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada 1 de Julho de 2003 · Declaração inicial · SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada 31 de Março de 2003 · Declaração inicial · SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada 6 de Janeiro de 2003 · Declaração inicial · SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada 29 de Julho de 2002 · Declaração inicial · SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada 8 de Março de 2002 · Declaração inicial · SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada 14 de Fevereiro de 2002 · Declaração inicial · SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada 13 de Julho de 2001 · Declaração inicial · SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada 8 de Junho de 2001 · Declaração inicial · SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada 21 de Maio de 2001 · Declaração inicial · SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada 13 de Abril de 2001 · Declaração inicial · SEC
Pessoa de relato não divulgada, Pessoa de relato não divulgada, Pessoa de relato não divulgada 13 de Abril de 2001 · Declaração inicial · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Executivos da empresa 3 insiders · 1 diretores · 0 conselheiros

19
Investidor com informação privilegiada Função Última atividade Ações detidas Compras 12m Vendas 12m Líquido 12m
Christopher Wade Flint EVP, President, Kemper Life 1 de Setembro de 2026 F 27.085 0 0 $0
Gerald Laderman · 11 de Agosto de 2026 P 33.365 1 0 $105.960
Jason N Gorevic · 10 de Agosto de 2026 P 31.802 1 0 $129.550

Executivos de declarações SEC Formulário 3/4/5; líquido = apenas P/V de mercado aberto

Participação em ETFs Detido por 2 ETFs

20

O peso reflete apenas participações diretas em ações (N-PORT); fundos alavancados ou baseados em derivativos podem deter exposição adicional a swaps não mostrada.

Fundo Peso Unidades Em Fonte
PFFA · ETFis Series Trust I 0,22% 222.009 NS 31 de Julho de 2026 N-PORT
PFLD · ETF Series Solutions 0,08% 13.208 NS 31 de Julho de 2026 N-PORT

KMPB Consenso dos analistas Opiniões de analistas otimistas e pessimistas, preço-alvo de 12 meses, potencial de alta

21
classificação · 12 analistas MANTER
0 0,0% Compra forte
2 16,7% Compra
5 41,7% Manter
2 16,7% Venda
3 25,0% Venda forte

Comparação de pares (subindústria GICS) Métricas chave vs pares do setor

22

Base do ano fiscal, preços no fechamento do último ano fiscal de cada empresa.

Ticker Capitalização de Mercado P/E Receita YoY Margem Líquida ROE Margem Bruta
KMPB $1.37B 10.2 3.3% 3.0% 9.4% ·
SLDE $2.42B 5.8 36.5% 38.4% 57.4% ·
SKWD $2.07B 12.6 23.2% 12.0% 18.9% ·
HCI $2.49B 8.4 20.1% 33.2% 40.0% ·
STC $2.12B 17.3 17.3% 4.0% 7.6% ·
SAFT · 11.6 12.8% 7.8% 11.2% ·
KMPR · · · · · ·
XZO $2.20B 24.5 62.0% 38.1% 61.4% 60.4%
UFCS $928M 8.1 10.6% 8.5% 13.7% ·
ASIC $1.01B 13.3 23.4% 17.4% 14.6% ·
UVE $947M 5.3 5.5% 11.4% 36.3% ·

Últimas notícias Notícias recentes mencionando esta empresa

23

Minhas Métricas Sua lista pessoal — linhas selecionadas de Fundamentos Completos

26

Escolha as métricas que importam para si — clique no + ao lado de qualquer linha em Fundamentos Completos acima.

Sua seleção é salva e acompanha você em todos os tickers.

Fonte: SEC 10-Q arquivado Ago 5, 2026