SFBC Sound Financial Bancorp, Inc. - Common Stock
$47,84
Preço · Ago 19, 2026
Fundamentais a partir de Ago 10, 2026
Intervalo 52 Semanas
$41–$49
84% of range
Classificação do Analista
—
Preço-Alvo
—
P/E (TTM)
17.3
ROE
6.7%
Margem de Lucro Líquido
18.4%
SFBC Instantâneo da Ação Preço, capitalização de mercado, P/E, EPS, ROE, dívida/patrimônio, intervalo de 52 semanas
Preço
$47.84
Capitalização de Mercado
$123M
P/E (TTM)
17.3
EPS (TTM)
$2.77
Receita (TTM)
—
Rendimento div.
1.6%
ROE
6.7%
Dívida/Capital
—
Intervalo 52 Semanas
$41 – $49
SFBC Gráfico de Preço da Ação OHLCV diário com indicadores técnicos — panorâmica, zoom e personalize sua visualização
Configure
Desempenho de 10 Anos Tendências de receita, lucro líquido, margens e EPS
Receita e Lucro Líquido
—
EPS
$2.77
2016-12-31
→
2025-12-31
Fluxo de caixa livre
$7M
2016-12-31
→
2025-12-31
Margens
18.4%
Avaliação Rácios P/E, P/S, P/B, EV/EBITDA — a ação está cara ou barata?
Métrica
Tendência de 5 anos
SFBC
Mediana de Pares
P/E (TTM)
17.3
11.9
P/S (TTM)
3.2
1.8
P/B
1.1
1.0
Price / FCF (Preço / FCF)
17.6
—
Lucratividade Margens bruta, operacional e líquida; ROE, ROA, ROIC
Métrica
Tendência de 5 anos
SFBC
Mediana de Pares
Net Profit Margin (Margem de Lucro Líquido)
18.4%
22.4%
ROA
0.69%
0.79%
ROE
6.7%
8.5%
Saúde financeira Dívida, liquidez, solvência — força do balanço patrimonial
Métrica
Tendência de 5 anos
SFBC
Mediana de Pares
Crescimento Crescimento da receita, EPS e lucro líquido: YoY, CAGR 3 anos, CAGR 5 anos
Métrica
Tendência de 5 anos
SFBC
Mediana de Pares
Revenue YoY (Receita Ano a Ano)
9.1%
—
Revenue CAGR 3Y (CAGR Receita 3A)
-0.83%
—
Revenue CAGR 5Y (CAGR Receita 5A)
2.2%
—
EPS YoY
53.9%
—
Net Income YoY (Lucro Líquido Ano a Ano)
54.3%
—
Eficiência de Capital Giro de ativos, giro de estoques, giro de contas a receber
Métrica
Tendência de 5 anos
SFBC
Mediana de Pares
Payout Ratio (Índice de Pagamento)
27.2%
—
Dividendos Rendimento, índice de pagamento, histórico de dividendos, CAGR de 5 anos
Dividend Yield
1.6%
Índice de Pagamento
27.2%
CAGR Dividendos 5 anos
—
| Data ex | Valor |
|---|---|
| 7 de Agosto de 2026 | $0,2100 |
| 11 de Maio de 2026 | $0,2100 |
| 9 de Fevereiro de 2026 | $0,2100 |
| 7 de Novembro de 2025 | $0,1900 |
| 11 de Agosto de 2025 | $0,1900 |
| 9 de Maio de 2025 | $0,1900 |
| 12 de Fevereiro de 2025 | $0,1900 |
| 12 de Novembro de 2024 | $0,1900 |
| 9 de Agosto de 2024 | $0,1900 |
| 7 de Maio de 2024 | $0,1900 |
| 6 de Fevereiro de 2024 | $0,1900 |
| 7 de Novembro de 2023 | $0,1900 |
| 8 de Agosto de 2023 | $0,1900 |
| 9 de Maio de 2023 | $0,1900 |
| 8 de Fevereiro de 2023 | $0,1700 |
| 8 de Novembro de 2022 | $0,1700 |
| 8 de Agosto de 2022 | $0,1700 |
| 9 de Maio de 2022 | $0,1700 |
| 9 de Fevereiro de 2022 | $0,2700 |
| 9 de Novembro de 2021 | $0,1700 |
Histórico de Lucros EPS real vs. estimativa, surpresa %, taxa de acerto, próxima data de resultados
| Período | EPS Actual | EPS est. | Surpresa |
|---|---|---|---|
| 31 de Março de 2026 | $0.61 | — | — |
| 30 de Setembro de 2025 | $0.66 | — | — |
| 30 de Setembro de 2023 | $0.45 | — | — |
Comparação de pares (subindústria GICS) Métricas chave vs pares do setor
| Ticker | Capitalização de Mercado | P/E | Receita YoY | Margem Líquida | ROE | Margem Bruta |
|---|---|---|---|---|---|---|
| SFBC | $112M | 15.8 | 9.1% | 18.4% | 6.7% | — |
| BSBK | $109M | 49.7 | 44.9% | 12.1% | 1.5% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Fundamentos Completos Todas as métricas por ano — demonstração de resultados, balanço patrimonial, fluxo de caixa
Demonstração de Resultados 11
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SG&A Expense | $6M | $6M | $6M | $6M | $6M | $5M | $6M | $5M | $4M | $4M | $4M | $4M | |
| Interest Expense | · | · | $17M | $4M | $4M | $7M | $8M | $5M | $3M | $3M | $3M | $2M | |
| Interest Income | $58M | $57M | $51M | $40M | $34M | $35M | $35M | $33M | $27M | $25M | $22M | $21M | |
| Pretax Income | $9M | $6M | $9M | $11M | $11M | $11M | $8M | $9M | $8M | $8M | $7M | $7M | |
| Income Tax | $2M | $1M | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $2M | $2M | |
| Net Income | $7M | $5M | $7M | $9M | $9M | $9M | $7M | $7M | $5M | $5M | $5M | $4M | |
| EPS (Basic) | $2.79 | $1.81 | $2.88 | $3.39 | $3.52 | $3.46 | $2.63 | $2.82 | $2.05 | $2.16 | $1.92 | $1.69 | |
| EPS (Diluted) | $2.77 | $1.80 | $2.86 | $3.35 | $3.46 | $3.42 | $2.57 | $2.74 | $2.00 | $2.09 | $1.86 | $1.63 | |
| Shares (Basic) | 2,556,254 | 2,542,805 | 2,562,182 | 2,578,496 | 2,582,775 | 2,562,650 | 2,527,329 | 2,498,161 | 2,504,000 | 2,486,936 | 2,491,683 | 2,513,069 | |
| Shares (Diluted) | 2,576,681 | 2,565,938 | 2,581,702 | 2,613,414 | 2,626,516 | 2,592,532 | 2,583,312 | 2,567,165 | 2,568,000 | 2,566,980 | 2,579,575 | 2,602,146 | |
| EBITDA | $491.0K | $619.0K | $717.0K | $704.0K | $676.0K | · | $931.0K | $989.0K | $943.0K | $793.0K | $620.0K | $555.0K |
Balanço Patrimonial 16
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $138M | $44M | $50M | $58M | $184M | $194M | $56M | $62M | $61M | $55M | $48M | $29M | |
| PP&E (Net) | $4M | $5M | $5M | $6M | $6M | $6M | $7M | $7M | $7M | $6M | $5M | $6M | |
| PP&E (Gross) | $14M | $15M | $15M | $14M | $14M | $14M | $13M | · | · | · | · | · | |
| Accum. Depreciation | $10M | $10M | $9M | $9M | $8M | $7M | $6M | $5M | $5M | $4M | $3M | $2M | |
| Goodwill | $777.0K | $777.0K | $777.0K | · | · | · | · | · | · | · | · | · | |
| Total Assets | $1.09B | $994M | $995M | $976M | $920M | $861M | $720M | $717M | $645M | $588M | $541M | $495M | |
| Short-term Debt | · | · | · | · | · | $0 | · | · | · | · | · | · | |
| Total Liabilities | $983M | $890M | $895M | $879M | $826M | $776M | $642M | $645M | $580M | $528M | $486M | $445M | |
| Long-term Debt | · | · | · | · | · | · | · | · | · | · | $40M | · | |
| Common Stock | $25.0K | $25.0K | $25.0K | $26.0K | $26.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | |
| Paid-in Capital | $29M | $28M | $28M | $28M | $28M | $27M | $26M | $26M | $25M | $24M | $23M | $24M | |
| Retained Earnings | $81M | $76M | $74M | $71M | $65M | $58M | $51M | $46M | $40M | $37M | $32M | $28M | |
| AOCI | $-846.0K | $-1M | $-988.0K | $-1M | $139.0K | $240.0K | $175.0K | $114.0K | $109.0K | $81.0K | $164.0K | $183.0K | |
| Stockholders' Equity | $109M | $104M | $101M | $98M | $93M | $85M | $78M | $72M | $65M | $60M | $55M | $51M | |
| Liabilities + Equity | $1.09B | $994M | $995M | $976M | $920M | $861M | $720M | $717M | $645M | $588M | $541M | $495M | |
| Shares Outstanding | 2,567,953 | 2,564,907 | 2,549,427 | 2,583,619 | 2,613,768 | 2,592,587 | 2,567,389 | 2,544,059 | 2,511,127 | 2,498,804 | 2,469,206 | 2,515,664 |
Fluxo de Caixa 15
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $491.0K | $619.0K | $717.0K | $704.0K | $676.0K | $905.0K | $931.0K | $989.0K | $943.0K | $793.0K | $620.0K | $555.0K | |
| Stock-based Comp | $303.0K | $390.0K | $450.0K | $475.0K | $360.0K | $338.0K | $267.0K | $273.0K | $523.0K | $525.0K | $418.0K | $333.0K | |
| Deferred Tax | $70.0K | $-273.0K | $-467.0K | $-149.0K | $-43.0K | $355.0K | $-267.0K | $69.0K | $-203.0K | $-23.0K | $-359.0K | $-137.0K | |
| Other Non-cash | $-861.0K | $-2M | $-1M | $220.0K | $9M | · | $3M | $2M | $439.0K | $475.0K | $-2M | $2M | |
| Operating Cash Flow | $7M | $3M | $7M | $10M | $19M | $-484.0K | $11M | $10M | $7M | $7M | $4M | $7M | |
| CapEx | $170.0K | $76.0K | $444.0K | $398.0K | $225.0K | $407.0K | $654.0K | $641.0K | $2M | $1M | $1M | $4M | |
| Investing Cash Flow | $-2M | $-4M | $-26M | $-184M | $-78M | $4M | $-6M | $-71M | $-36M | $-43M | · | · | |
| Stock Repurchased | $0 | $65.0K | $2M | $2M | $152.0K | $73.0K | $0 | · | · | $0 | $1M | $904.0K | |
| Net Stock Activity | $0 | $-65.0K | $-2M | $-2M | $-152.0K | $-73.0K | · | · | · | $0 | $-1M | $-904.0K | |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $1M | $2M | $745.0K | $574.0K | $504.0K | |
| Financing Cash Flow | $90M | $-5M | $11M | $48M | $49M | $134M | $-11M | $62M | $35M | $42M | · | · | |
| Net Change in Cash | $95M | $-6M | $-8M | $-126M | $-10M | $138M | $-6M | $1M | $6M | $6M | · | $14M | |
| Taxes Paid | $2M | $831.0K | $2M | $2M | · | · | · | · | · | · | · | · | |
| Free Cash Flow | $7M | $3M | $6M | $10M | $19M | $-891.0K | $10M | $10M | $4M | $6M | $3M | $3M | |
| Levered FCF | · | · | $-7M | $6M | $16M | $-7M | $4M | $5M | $2M | $4M | $776.9K | $1M |
Lucratividade 5
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 18.4% | 13.0% | 19.1% | 22.1% | 24.6% | 25.6% | 21.6% | 21.9% | 18.3% | 19.7% | 19.2% | 18.2% | |
| Pretax Margin | 22.3% | 15.8% | 23.2% | 27.3% | 30.7% | 32.4% | 26.9% | 27.3% | 29.3% | 29.6% | 28.4% | 28.2% | |
| EBITDA Margin | 1.3% | 1.7% | 1.8% | 1.8% | 1.8% | · | 3.0% | 3.1% | 3.4% | 2.9% | 2.5% | 2.4% | |
| ROA | 0.69% | 0.47% | 0.75% | 0.93% | 1.0% | 1.1% | 0.93% | 1.0% | 0.83% | 0.95% | 0.92% | 0.90% | |
| ROE | 6.7% | 4.5% | 7.4% | 9.1% | 9.9% | 10.7% | 8.7% | 9.9% | 8.0% | 9.1% | 8.9% | 8.5% |
Eficiência 1
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Taxas de Crescimento 10
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 9.1% | -8.2% | -2.6% | 7.1% | 6.6% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | -0.83% | -1.5% | 3.6% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.2% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 53.9% | -37.1% | -14.6% | -3.2% | 1.2% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | -6.1% | -19.6% | -5.8% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | -4.1% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 54.3% | -37.6% | -15.5% | -3.8% | 2.5% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | -6.7% | -20.3% | -5.9% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | -4.3% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | -1.2% | · | · | · | · | · | · | · | · | · | · | · |
Avaliação (TTM) 13
| Métrica | Tendência | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $39M | $36M | $39M | $40M | $37M | $35M | $31M | $32M | $28M | $27M | $25M | $23M | |
| Net Income TTM | $7M | $5M | $7M | $9M | $9M | $9M | $7M | $7M | $5M | $5M | $5M | $4M | |
| Market Cap | $112M | $135M | $99M | $101M | $115M | $82M | $92M | $83M | $85M | $70M | $56M | $48M | |
| P/E | 15.8 | 29.2 | 13.6 | 11.7 | 12.7 | 9.3 | 14.0 | 11.9 | 17.0 | 13.4 | 12.2 | 11.6 | |
| P/S | 2.9 | 3.8 | 2.6 | 2.5 | 3.1 | 2.4 | 3.0 | 2.6 | 3.1 | 2.6 | 2.2 | 2.0 | |
| P/B | 1.0 | 1.3 | 1.0 | 1.0 | 1.2 | 1.0 | 1.2 | 1.2 | 1.3 | 1.2 | 1.0 | 0.9 | |
| P / Tangible Book | 1.0 | 1.3 | 1.0 | 1.0 | 1.2 | 1.0 | · | · | · | · | · | · | |
| P / Cash Flow | 15.6 | 46.1 | 14.4 | 10.1 | 6.0 | -170.1 | 8.4 | 8.0 | 12.5 | 9.8 | 14.9 | 7.0 | |
| P / FCF | 16.0 | 47.3 | 15.4 | 10.5 | 6.1 | -92.4 | 8.9 | 8.6 | 19.6 | 11.4 | 21.2 | 16.8 | |
| Dividend Yield | 1.7% | 1.4% | 1.9% | 2.0% | 1.8% | 2.5% | 1.6% | 1.7% | 1.8% | 1.1% | 1.0% | 1.1% | |
| Earnings Yield | 6.3% | 3.4% | 7.3% | 8.5% | 7.9% | 10.8% | 7.1% | 8.4% | 5.9% | 7.5% | 8.2% | 8.6% | |
| Payout Ratio | 27.2% | 42.0% | 25.7% | 23.1% | 22.3% | 23.2% | 21.5% | 19.4% | 29.4% | 13.9% | 12.0% | 11.9% | |
| Annual Payout | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $1M | $2M | $745.0K | $574.0K | $504.0K |
Demonstração de Resultados 11
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SG&A Expense | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $2M | $2M | $1M | $2M | $2M | $1M | $1M | $2M | $2M | |
| Interest Expense | · | · | · | · | · | · | · | · | $7M | $6M | · | $5M | $4M | $3M | $2M | $1M | |
| Interest Income | $15M | $14M | $14M | $15M | $15M | $14M | $15M | $15M | $14M | $14M | $13M | $13M | $12M | $12M | $12M | $11M | |
| Pretax Income | $3M | $2M | $3M | $2M | $3M | $1M | $2M | $1M | $982.0K | $933.0K | $1M | $1M | $3M | $3M | $3M | $3M | |
| Income Tax | $597.0K | $384.0K | $340.0K | $395.0K | $488.0K | $291.0K | $389.0K | $267.0K | $187.0K | $163.0K | $142.0K | $295.0K | $577.0K | $547.0K | $539.0K | $666.0K | |
| Net Income | $3M | $2M | $2M | $2M | $2M | $1M | $2M | $1M | $795.0K | $770.0K | $1M | $1M | $3M | $2M | $3M | $3M | |
| EPS (Basic) | $0.98 | $0.61 | $0.88 | $0.66 | $0.80 | $0.45 | $0.75 | $0.45 | $0.31 | $0.30 | $0.47 | $0.45 | $1.12 | $0.84 | $1.12 | $0.99 | |
| EPS (Diluted) | $0.98 | $0.61 | $0.87 | $0.66 | $0.79 | $0.45 | $0.74 | $0.45 | $0.31 | $0.30 | $0.47 | $0.45 | $1.11 | $0.83 | $1.12 | $0.97 | |
| Shares (Basic) | 2,564,165 | 2,562,467 | -5,111,135 | 2,556,562 | 2,556,562 | 2,554,265 | -5,081,179 | 2,544,233 | 2,540,538 | 2,539,213 | -5,144,681 | 2,553,773 | 2,574,677 | 2,578,413 | -5,170,402 | 2,562,551 | |
| Shares (Diluted) | 2,574,631 | 2,574,212 | -5,155,493 | 2,575,575 | 2,577,990 | 2,578,609 | -5,119,403 | 2,569,368 | 2,559,015 | 2,556,958 | -5,185,382 | 2,571,808 | 2,591,233 | 2,604,043 | -5,239,934 | 2,597,690 | |
| EBITDA | · | $103.0K | · | · | · | $144.0K | · | · | · | $178.0K | · | · | · | $178.0K | · | · |
Balanço Patrimonial 14
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $120M | $138M | $138M | $101M | $103M | $131M | $44M | $149M | $135M | $138M | $50M | $102M | $100M | $82M | $58M | $76M | |
| PP&E (Net) | $4M | $4M | $4M | $4M | $4M | $5M | $5M | $5M | $5M | $7M | $5M | $5M | $5M | $5M | $6M | $6M | |
| PP&E (Gross) | · | · | $14M | · | · | · | $15M | · | · | · | $15M | · | · | · | $14M | · | |
| Accum. Depreciation | · | · | $10M | · | · | · | $10M | · | · | · | $9M | · | · | · | $9M | · | |
| Goodwill | · | · | $777.0K | · | · | · | $777.0K | · | · | · | $777.0K | · | · | · | · | · | |
| Total Assets | $1.07B | $1.11B | $1.09B | $1.06B | $1.06B | $1.07B | $994M | $1.10B | $1.07B | $1.09B | $995M | $1.03B | $1.01B | $1.00B | $976M | $982M | |
| Total Liabilities | $953M | $1.00B | $983M | $953M | $952M | $965M | $890M | $999M | $974M | $986M | $895M | $930M | $911M | $906M | $879M | $887M | |
| Common Stock | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $25.0K | $26.0K | $26.0K | $26.0K | |
| Paid-in Capital | $29M | $29M | $29M | $29M | $29M | $29M | $28M | $28M | $28M | $28M | $28M | $28M | $28M | $28M | $28M | $28M | |
| Retained Earnings | $84M | $83M | $81M | $80M | $79M | $77M | $76M | $75M | $74M | $74M | $74M | $73M | $73M | $71M | $71M | $68M | |
| AOCI | $-799.0K | $-926.0K | $-846.0K | $-964.0K | $-1M | $-1M | $-1M | $-922.0K | $-1M | $-1M | $-988.0K | $-1M | $-1M | $-1M | $-1M | $-1M | |
| Stockholders' Equity | $113M | $110M | $109M | $107M | $106M | $104M | $104M | $102M | $101M | $101M | $101M | $100M | $100M | $99M | $98M | $95M | |
| Liabilities + Equity | $1.07B | $1.11B | $1.09B | $1.06B | $1.06B | $1.07B | $994M | $1.10B | $1.07B | $1.09B | $995M | $1.03B | $1.01B | $1.00B | $976M | $982M | |
| Shares Outstanding | 2,568,043 | 2,568,043 | 2,567,953 | 2,566,069 | 2,566,069 | 2,566,069 | 2,564,907 | 2,564,095 | 2,557,284 | 2,558,546 | 2,549,427 | 2,568,054 | 2,573,223 | 2,601,443 | 2,583,619 | 2,581,949 |
Fluxo de Caixa 15
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $99.0K | $103.0K | $115.0K | $115.0K | $117.0K | $144.0K | $136.0K | $140.0K | $165.0K | $178.0K | $183.0K | $180.0K | $176.0K | $178.0K | $165.0K | $185.0K | |
| Stock-based Comp | $49.0K | $57.0K | $72.0K | $75.0K | $75.0K | $81.0K | $99.0K | $98.0K | $98.0K | $95.0K | $82.0K | $89.0K | $87.0K | $192.0K | $91.0K | $90.0K | |
| Deferred Tax | · | $70.0K | · | · | · | $-273.0K | · | · | · | $0 | · | · | · | · | · | · | |
| Other Non-cash | · | $-301.0K | · | · | · | $733.0K | · | · | · | $2M | · | · | · | $-576.0K | · | · | |
| Operating Cash Flow | $224.0K | $2M | $2M | $4M | $-494.0K | $2M | $153.0K | $3M | $-4M | $4M | $2M | $3M | $-161.0K | $2M | $5M | $-58.0K | |
| CapEx | $58.0K | $32.0K | $70.0K | $38.0K | $24.0K | $38.0K | $26.0K | $41.0K | $-2M | $2M | $219.0K | $63.0K | $127.0K | $35.0K | $173.0K | $58.0K | |
| Investing Cash Flow | $30M | $-21M | $5M | $-4M | $-17M | $14M | $2M | $-12M | $12M | $-5M | $-19M | $-20M | $16M | $-3M | $-14M | $-47M | |
| Stock Repurchased | · | · | $0 | $0 | $0 | $0 | $0 | $1.0K | $59.0K | $5.0K | $738.0K | $229.0K | $1M | $9.0K | $0 | $0 | |
| Net Stock Activity | · | · | · | · | · | $0 | · | · | · | $-5.0K | · | · | · | $-9.0K | · | · | |
| Dividends Paid | $537.0K | $541.0K | $485.0K | $488.0K | $487.0K | $487.0K | $489.0K | $487.0K | $486.0K | $486.0K | $488.0K | $489.0K | $494.0K | $442.0K | $440.0K | $439.0K | |
| Financing Cash Flow | $-48M | $19M | $30M | $-1M | $-11M | $72M | $-107M | $23M | $-11M | $90M | $-35M | $19M | $3M | $25M | $-8M | $43M | |
| Net Change in Cash | $-18M | $-469.0K | $37M | $-1M | $-29M | $88M | $-105M | $14M | $-3M | $88M | $-52M | $2M | $19M | $24M | $-18M | $-4M | |
| Taxes Paid | $397.0K | $0 | $1M | $0 | $762.0K | $0 | $424.0K | $170.0K | $237.0K | $0 | $300.0K | $520.0K | $2M | $0 | $600.0K | $500.0K | |
| Free Cash Flow | · | $1M | · | · | · | $2M | · | · | · | $2M | · | · | · | $2M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-3M | · | · | · | $-311.3K | · | · |
Lucratividade 5
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 22.9% | 15.8% | · | 17.3% | 19.8% | 12.7% | · | 12.7% | 9.2% | 9.0% | · | 12.6% | 27.2% | 21.0% | · | 24.0% | |
| Pretax Margin | 28.3% | 19.7% | · | 21.3% | 24.5% | 15.9% | · | 15.6% | 11.4% | 10.9% | · | 15.8% | 32.6% | 26.3% | · | 30.2% | |
| EBITDA Margin | · | 1.0% | · | · | · | 1.6% | · | · | · | 2.1% | · | · | · | 1.7% | · | · | |
| ROA | 0.24% | 0.14% | · | 0.16% | 0.19% | 0.11% | · | 0.11% | 0.08% | 0.07% | · | 0.12% | 0.30% | 0.22% | · | 0.27% | |
| ROE | 2.3% | 1.5% | · | 1.6% | 2.0% | 1.1% | · | 1.1% | 0.79% | 0.77% | · | 1.2% | 3.0% | 2.2% | · | 2.7% |
Eficiência 1
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Avaliação (TTM) 11
| Métrica | Tendência | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $41M | $39M | · | $38M | $37M | $35M | · | $36M | $37M | $39M | · | $41M | $41M | $40M | · | $39M | |
| Net Income TTM | $8M | $6M | · | $6M | $5M | $4M | · | $4M | $6M | $7M | · | $9M | $9M | $8M | · | $8M | |
| Market Cap | $111M | $112M | · | $118M | $118M | $129M | · | $137M | $110M | $104M | · | $95M | $91M | $96M | · | $105M | |
| P/E | 14.2 | 17.4 | · | 19.6 | 23.0 | 33.2 | · | 35.4 | 19.8 | 15.1 | · | 11.0 | 10.1 | 12.1 | · | 12.6 | |
| P/S | 2.7 | 2.9 | · | 3.1 | 3.2 | 3.6 | · | 3.9 | 3.0 | 2.7 | · | 2.3 | 2.2 | 2.4 | · | 2.7 | |
| P/B | 1.0 | 1.0 | · | 1.1 | 1.1 | 1.2 | · | 1.3 | 1.1 | 1.0 | · | 0.9 | 0.9 | 1.0 | · | 1.1 | |
| P / Tangible Book | 1.0 | 1.0 | · | 1.1 | 1.1 | 1.2 | · | 1.3 | 1.1 | 1.0 | · | 0.9 | 0.9 | 1.0 | · | 1.1 | |
| P / Cash Flow | · | 74.6 | · | · | · | 69.5 | · | · | · | 29.6 | · | · | · | 49.1 | · | · | |
| P / FCF | · | 76.2 | · | · | · | 70.9 | · | · | · | 54.9 | · | · | · | 50.0 | · | · | |
| Earnings Yield | 7.0% | 5.7% | · | 5.1% | 4.3% | 3.0% | · | 2.8% | 5.1% | 6.6% | · | 9.1% | 9.9% | 8.3% | · | 7.9% | |
| Payout Ratio | · | 34.3% | · | · | · | 41.7% | · | · | · | 63.1% | · | · | · | 20.4% | · | · |
Demonstrações Financeiras Demonstração de resultados, balanço patrimonial, fluxo de caixa — anual, últimos 5 anos
Demonstração de Resultados
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Lucro líquido | $7M | $5M | $7M | $9M | $9M |
| EPS Diluído | $2.77 | $1.80 | $2.86 | $3.35 | $3.46 |
Fluxo de Caixa
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Fluxo de caixa livre | $7M | $3M | $6M | $10M | $19M |
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Investidores institucionais (13F) 44 declarantes · $50.6M total · Em 30 de Junho de 2026
Instituições que relatam a posse desta ação em seu Formulário 13F trimestral da SEC. Apenas posições compradas; um único declarante pode aparecer duas vezes para opções separadas. Grandes posições de compra/venda compensatórias geralmente refletem market-making ou inventário protegido, não convicção direcional.
Atividade institucional — Q2 2026 vs trimestre anterior
| Novas posições | Posições encerradas | Aumentou | Diminuído | Variação líquida de ações |
|---|---|---|---|---|
| 9 (+5 vs trimestre anterior) | 10 (+5 vs trimestre anterior) | 14 (-1 vs trimestre anterior) | 10 (0 vs trimestre anterior) | +136K |
Comparado a Q1 2026. Os registros do Formulário 13F da SEC devem ser feitos em até 45 dias após o final do trimestre, mais um pequeno período de tolerância para registrantes atrasados — trimestres ainda dentro desse período são ignorados em favor do par mais recente totalmente reportado.
| Instituição | Valor | Ações | % de 13F rastreado | Tipo |
|---|---|---|---|---|
| STILWELL VALUE LLC | $17.675.919 | 410.019 | 34,93% | Ações |
| ALLIANCEBERNSTEIN L.P. | $9.431.744 | 215.780 | 18,64% | Ações |
| GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | $4.882.489 | 113.257 | 9,65% | Ações |
| VANGUARD CAPITAL MANAGEMENT LLC | $4.133.818 | 95.890 | 8,17% | Ações |
| KENNEDY CAPITAL MANAGEMENT LLC | $2.230.641 | 51.743 | 4,41% | Ações |
| Pacific Sage Partners, LLC | $1.560.194 | 36.191 | 3,08% | Ações |
| VANGUARD GROUP INC | $1.530.759 | 35.085 | 3,03% | Ações |
| Oppenheimer & Close, LLC | $1.407.326 | 32.645 | 2,78% | Ações |
| BlackRock, Inc. | $897.550 | 20.820 | 1,77% | Ações |
| MILLENNIUM MANAGEMENT LLC | $842.025 | 19.532 | 1,66% | Ações |
| GEODE CAPITAL MANAGEMENT, LLC | $824.526 | 19.119 | 1,63% | Ações |
| DIMENSIONAL FUND ADVISORS LP | $805.122 | 18.676 | 1,59% | Ações |
| GOLDMAN SACHS GROUP INC | $716.445 | 16.619 | 1,42% | Ações |
| Financial Insights, Inc. | $651.148 | 14.897 | 1,29% | Ações |
| VANGUARD FIDUCIARY TRUST CO | $453.819 | 10.527 | 0,90% | Ações |
| UBS Group AG | $420.236 | 9.748 | 0,83% | Ações |
| Empowered Funds, LLC | $278.060 | 6.450 | 0,55% | Ações |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $278.060 | 6.450 | 0,55% | Ações |
| RENAISSANCE TECHNOLOGIES LLC | $258.660 | 6.000 | 0,51% | Ações |
| STATE STREET CORP | $242.494 | 5.625 | 0,48% | Ações |
| WELLINGTON MANAGEMENT GROUP LLP | $222.836 | 5.169 | 0,44% | Ações |
| NORTHERN TRUST CORP | $202.962 | 4.708 | 0,40% | Ações |
| Russell Investments Group, Ltd. | $180.668 | 4.191 | 0,36% | Ações |
| BARCLAYS PLC | $125.924 | 2.921 | 0,25% | Ações |
| NEW YORK STATE COMMON RETIREMENT FUND | $94.842 | 2.200 | 0,19% | Ações |
| BNP PARIBAS FINANCIAL MARKETS | $81.090 | 1.881 | 0,16% | Ações |
| RHUMBLINE ADVISERS | $40.911 | 949 | 0,08% | Ações |
| Vanguard Global Advisers, LLC | $35.997 | 835 | 0,07% | Ações |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | $29.548 | 676 | 0,06% | Ações |
| ROYAL BANK OF CANADA | $17.000 | 403 | 0,03% | Ações |
| FMR LLC | $13.364 | 310 | 0,03% | Ações |
| PNC Financial Services Group, Inc. | $9.958 | 231 | 0,02% | Ações |
| WELLS FARGO & COMPANY/MN | $9.786 | 227 | 0,02% | Ações |
| Tower Research Capital LLC (TRC) | $6.725 | 156 | 0,01% | Ações |
| MORGAN STANLEY | $4.354 | 101 | 0,01% | Ações |
| Arax Advisory Partners | $2.285 | 53 | 0,00% | Ações |
| GAMMA Investing LLC | $1.035 | 24 | 0,00% | Ações |
| Physician Wealth Advisors, Inc. | $518 | 12 | 0,00% | Ações |
| Bogart Wealth, LLC | $517 | 12 | 0,00% | Ações |
| JPMORGAN CHASE & CO | $345 | 8 | 0,00% | Ações |
| NISA INVESTMENT ADVISORS, LLC | $86 | 2 | 0,00% | Ações |
| Transamerica Financial Advisors, LLC | $86 | 2 | 0,00% | Ações |
| ACADIAN ASSET MANAGEMENT LLC | $31 | 750 | 0,00% | Ações |
| Avion Wealth | $0 | 12 | 0,00% | Ações |
Executivos da empresa 18 insiders · 9 diretores · 8 conselheiros
| Investidor com informação privilegiada | Função | Última atividade | Ações detidas | Compras 12m | Vendas 12m | Líquido 12m |
|---|---|---|---|---|---|---|
| Laura Lee Stewart | President and CEO | 30 de Junho de 2026 S | 9.000 | 0 | 1 | $-38.340 |
| Daphne Kelley | EVP/Chief Financial Officer | 24 de Fevereiro de 2021 S | 1.470 | 0 | 0 | $0 |
| Matthew P Deines | EVP / CFO | 23 de Fevereiro de 2018 S | 17.507 | 0 | 0 | $0 |
| Wes Ochs | Executive Vice President | 27 de Janeiro de 2021 A | 3.600 | 0 | 0 | $0 |
| Charles L Turner | SVP, Chief Credit Officer | 27 de Janeiro de 2021 A | 350 | 0 | 0 | $0 |
| Elliott Pierce | EVP/Chief Credit Officer | 31 de Janeiro de 2020 A | 3.842 | 0 | 0 | $0 |
| Christina Jane Gehrke | EVP/Chief Admin Officer | 14 de Maio de 2019 M | 1.784 | 0 | 0 | $0 |
| Kelli Nielsen | SVP / Retail & Marketing | 6 de Maio de 2015 S | 3.085 | 0 | 0 | $0 |
| Matthew F Moran | EVP / Chief Credit Officer | 14 de Agosto de 2014 S | 12.534 | 0 | 0 | $0 |
| Rogelio Riojas | Conselheiro | 10 de Junho de 2026 A | 7.427 | 0 | 0 | $0 |
| James E Sweeney | Conselheiro | 2 de Novembro de 2021 S | 5.742 | 0 | 0 | $0 |
| Tyler K Myers | Conselheiro | 9 de Agosto de 2021 M | 16.739 | 0 | 0 | $0 |
| David S Haddad Jr | Conselheiro | 9 de Fevereiro de 2021 M | 3.723 | 0 | 0 | $0 |
| Robert F Carney | Conselheiro | 31 de Janeiro de 2020 M | 6.284 | 0 | 0 | $0 |
| Kathleen B Cook | Conselheiro | 4 de Fevereiro de 2019 P | 4.442 | 0 | 0 | $0 |
| Milton L Mcmullen | Conselheiro | 23 de Janeiro de 2014 A | 2.410 | 0 | 0 | $0 |
| Heidi Sexton | — | 7 de Maio de 2021 M | 10.936 | 0 | 0 | $0 |
| Debra Jones | — | 2 de Fevereiro de 2021 M | 27.003 | 0 | 0 | $0 |
Executivos de declarações SEC Formulário 3/4/5; líquido = apenas P/V de mercado aberto
Ativistas e proprietários de 5%+ 2 participações
Investidores que apresentaram o Schedule 13D da SEC — propriedade benéfica acima de 5% com a intenção de influenciar o emissor (participações ativistas, campanhas no conselho, M&A). Cada linha mostra o estado mais recente conhecido da posição desse declarante.
| Declarante | Declarado | Participação | Status | Propósito | Declaração |
|---|---|---|---|---|---|
| Stilwell Activist Fund, L.P., Stilwell Activist Investments, L.P., Stilwell Partners, L.P., Stilwell Value Partners VII, L.P., Stilwell Value LLC, Joseph Stilwell ×6 declarações | 15 de Fevereiro de 2024 | — | Declaração inicial | Campanha no conselho | SEC |
| Stilwell Value Partners V, L.P., Stilwell Activist Fund, L.P., Stilwell Activist Investments, L.P., Stilwell Partners, L.P., Stilwell Value LLC, Joseph Stilwell ×4 declarações | 2 de Julho de 2015 | — | Declaração inicial | Campanha no conselho | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Participação em ETFs Detido por 14 ETFs
O peso reflete apenas participações diretas em ações (N-PORT); fundos alavancados ou baseados em derivativos podem deter exposição adicional a swaps não mostrada.
| Fundo | Peso | Unidades | Em | Fonte |
|---|---|---|---|---|
| IWC · iShares Trust | 0,02% | 7.621 SH | 8 de Agosto de 2026 | Diário |
| RSSL · Global X Funds | 0,00% | 901 NS | 30 de Abril de 2026 | N-PORT |
| ITWO · ProShares Trust | 0,00% | 101 NS | 31 de Maio de 2026 | N-PORT |
| UWM · ProShares Trust | 0,00% | 79 NS | 31 de Maio de 2026 | N-PORT |
| URTY · ProShares Trust | 0,00% | 84 NS | 31 de Maio de 2026 | N-PORT |
| HDG · ProShares Trust | 0,00% | 2 NS | 31 de Maio de 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 211 NS | 30 de Abril de 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,00% | 1.157 NS | 30 de Abril de 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 3.445 NS | 30 de Abril de 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0,00% | 316 NS | 30 de Abril de 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 22.832 SH | 8 de Agosto de 2026 | Diário |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 72.197 SH | 8 de Agosto de 2026 | Diário |
| DCOR · Dimensional ETF Trust | 0,00% | 7 NS | 30 de Abril de 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 4 NS | 30 de Abril de 2026 | N-PORT |