CUBB Customers Bancorp, Inc 5.375% Subordinated Notes Due 2034
NYSE · Banking · 在 SEC EDGAR 上查看 ↗ 收盘 十月 2, 2026 10-K/10-Q 八月 7, 2026
$20.78
· % 处于52周区间
· 高于低点
· 至高点
$20.3552周低点
$23.9952周高点
市值 (MRQ)
$702M
P/E
3.3
EPS
$6.26
CUBB 股票快照 价格、市值、P/E、EPS、ROE、负债/权益、52周范围
价格
$20.78
市值 (MRQ)
$702M
P/E
3.3
EPS
$6.26
ROE
11.3%
负债/权益
0.0
52周区间
$20–$24
CUBB 股价图表 包含技术指标的日 OHLCV — 平移、缩放和自定义您的视图
区间
条形图
柱状图粒度会根据所选周期进行调整 — 将鼠标悬停在图表上可查看柱状图的开盘价/最高价/最低价/收盘价。
10年表现 收入、净利润、利润率和每股收益趋势
收入·2017-12-31 → 2020-12-31
EPS$6.262016-12-31 → 2025-12-31
自由现金流$481M2016-12-31 → 2025-12-31
净利率27.4%2016-12-31 → 2025-12-31
估值与比率
估值 P/E、P/S、P/B、EV/EBITDA 比率 — 该股票是昂贵还是便宜？
| 指标 | 5年趋势 | CUBB | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| P/E | 3.35年均值 ≈3.2 | ≈3.2 | · | · | |
| P/S | 16.15年均值 ≈16.3 | ≈16.3 | · | · | |
| 市净率 (MRQ) | 0.35年均值 ≈0.4 | ≈0.4 | · | · | |
| EV / EBITDA (企业价值 / EBITDA) | -88.85年均值 ≈-41.9 | ≈-41.9 | · | · | |
| 股价/自由现金流 (TTM) | 1.95年均值 ≈-2.6 | ≈-2.6 | · | · | |
| 市现率 (TTM) | 1.85年均值 ≈-3.7 | ≈-3.7 | · | · | |
| EV / Revenue (市值/营收) | -85.55年均值 ≈-38.3 | ≈-38.3 | · | · | |
| EV / FCF (市值/自由现金流) | -7.75年均值 ≈-14.4 | ≈-14.4 | · | · | |
| Price / Tangible Book (市净率（有形资产）) | 0.35年均值 ≈0.4 | ≈0.4 | · | · | |
| PEG Ratio (市盈率增长比) | ≈0.3 | · | · | · |
同行中位数按每项指标的标准化基础计算，可能与本股票显示的TTM/MRQ基础不完全匹配。
盈利能力 毛利率、营业利润率和净利率；股本回报率 (ROE)、资产回报率 (ROA)、投入资本回报率 (ROIC)
| 指标 | 5年趋势 | CUBB | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| EBITDA Margin (息税折旧摊销前利润率) | 5.1%5年均值 ≈4.2% | ≈4.2% | · | · | |
| Pretax Margin (税前利润率) | 35.2%5年均值 ≈42.5% | ≈42.5% | · | · | |
| Net Profit Margin (净利润率) | 27.4%5年均值 ≈32.4% | ≈32.4% | · | · | |
| ROA | 0.95%5年均值 ≈1.2% | ≈1.2% | · | · | |
| ROE | 11.3%5年均值 ≈15.4% | ≈15.4% | · | · |
财务健康 债务、流动性、偿付能力 — 资产负债表强度
| 指标 | 5年趋势 | CUBB | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| Debt / Equity (负债/股东权益比率) | 0.05年均值 ≈0.2 | ≈0.2 | · | · |
成长 营收、每股收益 (EPS) 和净利润增长：同比、3年复合年增长率 (CAGR)、5年复合年增长率 (CAGR)
| 指标 | 5年趋势 | CUBB | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| EPS YoY | 23.0%5年均值 ≈23.3% | ≈23.3% | · | · | |
| Net Income YoY (净利润同比增长) | 23.5%5年均值 ≈23.1% | ≈23.1% | · | · | |
| EPS CAGR 3Y (每股收益年复合增长率（3年）) | -1.3%5年均值 ≈2.3% | ≈2.3% | · | · | |
| EPS CAGR 5Y (每股收益年复合增长率（5年）) | 10.8% | · | · | · | |
| Net Income CAGR 3Y (净利润年复合增长率（3年）) | -0.58%5年均值 ≈2.1% | ≈2.1% | · | · | |
| Net Income CAGR 5Y (净利润年复合增长率（5年）) | 11.1% | · | · | · |
资本效率 资产周转率、库存周转率、应收账款周转率
| 指标 | 5年趋势 | CUBB | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| Asset Turnover (资产周转率) | 0.05年均值 ≈0.0 | ≈0.0 | · | · |
价值 · ≈ 5年均值 · 行业中值 · 相对于中值的评判
股息 收益率、派息率、股息历史、5年CAGR
年度化派息≈$1.34
| 除息日 | 金额 | 货币 | 收益率 |
|---|---|---|---|
| 九月 15, 2026 | $0.34 | USD | ≈6.4% |
| 六月 15, 2026 | $0.34 | USD | ≈6.2% |
| 三月 13, 2026 | $0.34 | USD | ≈6.0% |
| 十二月 15, 2025 | $0.34 | USD | ≈6.2% |
| 九月 15, 2025 | $0.34 | USD | ≈6.3% |
| 六月 13, 2025 | $0.34 | USD | ≈6.7% |
| 三月 14, 2025 | $0.34 | USD | ≈6.6% |
| 十二月 13, 2024 | $0.34 | USD | ≈6.7% |
| 九月 13, 2024 | $0.34 | USD | ≈6.8% |
| 六月 14, 2024 | $0.34 | USD | ≈6.8% |
| 三月 14, 2024 | $0.34 | USD | ≈6.8% |
| 十二月 14, 2023 | $0.34 | USD | ≈7.1% |
| 九月 14, 2023 | $0.34 | USD | ≈7.3% |
| 六月 14, 2023 | $0.34 | USD | ≈8.1% |
| 三月 14, 2023 | $0.34 | USD | ≈8.1% |
| 十二月 14, 2022 | $0.34 | USD | ≈6.7% |
| 九月 14, 2022 | $0.34 | USD | ≈6.1% |
| 六月 14, 2022 | $0.34 | USD | ≈5.7% |
| 三月 14, 2022 | $0.34 | USD | ≈5.4% |
| 十二月 14, 2021 | $0.34 | USD | ≈5.0% |
收益历史 每股收益实际值 vs 预估值，惊喜%，达标率，下次财报日期
平均惊喜
7.5%
| 期间 | 报告 | EPS Actual | EPS 预期 | 惊喜 |
|---|---|---|---|---|
| 2026年6月30日 | $2.05 | $2.04 | 0.39% | |
| 2026年3月31日 | $1.97 | $1.94 | 1.8% | |
| 2025年12月31日 | $2.06 | $2.09 | -1.3% | |
| 2025年9月30日 | $2.20 | $1.97 | 11.8% | |
| 2025年6月30日 | $1.80 | $1.55 | 16.2% | |
| 2025年3月31日 | $1.54 | $1.33 | 16.0% |
完整基本面 所有年度指标 — 损益表、资产负债表、现金流量表
损益表
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | · | $40M | $47M | $43M | $56M | |
| Interest Expense | · | · | $680M | $262M | $96M | $140M | $186M | $160M | $106M | |
| Interest Income | $1.36B | $1.33B | $1.37B | $885M | $781M | $543M | $464M | $418M | $373M | |
| Pretax Income | $288M | $224M | $331M | $291M | $441M | $190M | $108M | $91M | $124M | |
| Income Tax | $64M | $43M | $81M | $63M | $87M | $47M | $26M | $19M | $45M | |
| Net Income | $224M | $181M | $250M | $228M | $315M | $133M | $79M | $72M | $79M | |
| EPS (Basic) | $6.46 | $5.28 | $7.49 | $6.69 | $9.29 | $3.76 | $2.08 | $1.81 | $2.10 | |
| EPS (Diluted) | $6.26 | $5.09 | $7.32 | $6.51 | $8.91 | $3.74 | $2.05 | $1.78 | $1.97 | |
| Shares (Basic) | 32,393,487 | 31,509,179 | 31,435,647 | 32,632,751 | 32,312,262 | 31,506,699 | 31,183,841 | 31,570,118 | 30,659,320 | |
| Shares (Diluted) | 33,438,296 | 32,719,134 | 32,158,788 | 33,547,706 | 33,697,547 | 31,727,784 | 31,646,216 | 32,233,098 | 32,596,677 | |
| EBITDA | $42M | $34M | $32M | $27M | $22M | $31M | $23M | · | $11M |
资产负债表
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $4.41B | $3.79B | $3.85B | $456M | $518M | $693M | $213M | $62M | $146M | |
| PP&E (Net) | $17M | $7M | $7M | $9M | $9M | $11M | $9M | $11M | $12M | |
| PP&E (Gross) | $45M | $31M | $30M | $29M | $31M | $33M | $31M | $30M | $29M | |
| Accum. Depreciation | $106M | $25M | $22M | $20M | $22M | $22M | $22M | $19M | $17M | |
| Total Assets | $24.90B | $22.31B | $21.32B | $20.90B | $19.58B | $18.44B | $11.52B | $9.83B | $9.84B | |
| Short-term Debt | $0 | $100M | $0 | $300M | $775M | $1.10B | $1.04B | $1.44B | $1.77B | |
| Deferred Tax | · | · | · | · | · | · | $12M | · | · | |
| Total Liabilities | $22.78B | $20.47B | $19.68B | $19.49B | $18.21B | $17.32B | $10.47B | $8.88B | $8.92B | |
| Long-term Debt | · | · | · | · | $0 | $4.42B | $350M | $0 | · | |
| Total Debt | $0 | $100M | $0 | $300M | $775M | $1.10B | $1.04B | · | $1.77B | |
| Common Stock | $36M | $36M | $35M | $35M | $35M | $33M | $33M | $32M | $32M | |
| Paid-in Capital | $667M | $575M | $565M | $552M | $542M | $456M | $444M | $434M | $422M | |
| Retained Earnings | $1.54B | $1.33B | $1.16B | $924M | $706M | $439M | $382M | $317M | $258M | |
| Treasury Stock | $69M | $142M | $122M | $83M | $49M | $22M | $22M | $21M | $8M | |
| AOCI | $-54M | $-97M | $-137M | $-163M | $-5M | $-6M | $-1M | $-23M | $-359.0K | |
| Stockholders' Equity | $2.12B | $1.84B | $1.64B | $1.40B | $1.37B | $1.12B | $1.05B | $957M | $921M | |
| Liabilities + Equity | $24.90B | $22.31B | $21.32B | $20.90B | $19.58B | $18.44B | $11.52B | $9.83B | $9.84B | |
| Shares Outstanding | 34,191,223 | 31,346,507 | 31,440,906 | 32,373,697 | 32,913,267 | 31,705,088 | 31,336,791 | 31,003,028 | 31,382,503 |
现金流
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $42M | $34M | $32M | $27M | $22M | $19M | $14M | $14M | $11M | |
| Stock-based Comp | $18M | $14M | $13M | $14M | $14M | $13M | $10M | $10M | $7M | |
| Deferred Tax | $-11M | $-1M | $22M | $7M | $18M | $-16M | $10M | $9M | $15M | |
| Other Non-cash | $221M | $-83M | $-192M | $-297M | $-72M | $-25M | $-48M | · | $-49M | |
| Operating Cash Flow | $495M | $145M | $125M | $-21M | $296M | $133M | $41M | $97M | $62M | |
| CapEx | $14M | $1M | $590.0K | $4M | $613.0K | $5M | $2M | $2M | $2M | |
| Investing Cash Flow | $-2.06B | $-1.01B | $3.16B | $-1.30B | $-1.20B | $-6.42B | $-1.44B | $-104M | $-565M | |
| Debt Issued | · | · | · | · | · | · | · | $0 | $99M | |
| Net Debt Issued | · | · | · | · | · | · | · | · | $99M | |
| Stock Issued | $166M | $2M | $3M | $533.0K | $28M | $923.0K | $2M | $4M | $3M | |
| Stock Repurchased | $6M | $19M | $40M | $33M | $28M | $0 | $571.0K | $13M | $0 | |
| Net Stock Activity | $160M | $-17M | $-37M | $-33M | $100.0K | $923.0K | $2M | · | $3M | |
| Financing Cash Flow | $2.19B | $801M | $108M | $1.26B | $755M | $6.77B | $1.52B | $-78M | $385M | |
| Net Change in Cash | $626M | $-60M | $3.39B | $-62M | $-175M | $481M | $150M | $-84M | $-118M | |
| Taxes Paid | $36M | $58M | $45M | $80M | $94M | $3M | $7M | $5M | $40M | |
| Free Cash Flow | $481M | $144M | $124M | $-25M | $295M | $128M | $77M | · | $60M | |
| Levered FCF | · | · | $-390M | $-230M | $218M | $23M | $-68M | · | $-7M |
盈利能力
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 27.4% | 25.4% | 33.0% | 34.8% | 41.2% | 329.9% | 169.8% | · | 22.8% | |
| Pretax Margin | 35.2% | 31.4% | 43.6% | 44.4% | 57.8% | 437.8% | 218.6% | · | 35.8% | |
| EBITDA Margin | 5.1% | 4.7% | 4.2% | 4.1% | 2.8% | 76.0% | 49.0% | · | 3.1% | |
| ROA | 0.95% | 0.83% | 1.2% | 1.1% | 1.7% | 0.89% | 0.74% | · | · | |
| ROE | 11.3% | 10.0% | 15.6% | 16.4% | 23.7% | 12.2% | 7.7% | · | · |
流动性与偿付能力
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.1 | 0.0 | 0.2 | 0.6 | 1.0 | 1.0 | · | · |
效率
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · | · |
每股
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $61.87 | $58.59 | $52.11 | $43.34 | $41.51 | $35.23 | $33.60 | · | · | |
| Revenue / Share | $24.47 | $21.85 | $23.57 | $19.55 | $22.64 | $1.27 | $1.48 | · | $10.62 | |
| Cash Flow / Share | $14.80 | $4.43 | $3.88 | $-0.62 | $8.77 | $4.19 | $2.47 | · | $1.91 | |
| Cash / Share | $129.02 | $120.78 | $122.34 | $14.08 | $15.74 | $21.87 | $6.78 | · | · | |
| EPS (TTM) | $6.26 | $5.09 | $7.32 | $6.51 | $8.91 | $3.74 | $2.05 | $1.78 | $1.97 |
增长率
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| EPS YoY | 23.0% | -30.5% | 12.4% | -26.9% | 138.2% | · | · | · | · | |
| EPS CAGR 3Y | -1.3% | -17.0% | 25.1% | · | · | · | · | · | · | |
| EPS CAGR 5Y | 10.8% | · | · | · | · | · | · | · | · | |
| Net Income YoY | 23.5% | -27.5% | 9.7% | -27.5% | 137.3% | · | · | · | · | |
| Net Income CAGR 3Y | -0.58% | -16.8% | 23.6% | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 11.1% | · | · | · | · | · | · | · | · |
估值 (TTM)
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $43M | $43M | $43M | $43M | $43M | $40M | $47M | $43M | $56M | |
| Net Income TTM | $224M | $181M | $250M | $228M | $315M | $133M | $79M | $72M | $79M | |
| Market Cap | $760M | $608M | $610M | $667M | $884M | $812M | $793M | · | · | |
| Enterprise Value | $-3.65B | $-3.08B | $-3.24B | $511M | $1.14B | $1.22B | $1.62B | · | · | |
| P/E | 3.5 | 3.8 | 2.7 | 3.2 | 3.0 | 6.9 | 12.3 | · | · | |
| P/S | 17.5 | 14.0 | 14.1 | 15.4 | 20.4 | 20.2 | 17.0 | · | · | |
| P/B | 0.4 | 0.3 | 0.4 | 0.5 | 0.6 | 0.7 | 0.8 | · | · | |
| P / Tangible Book | 0.4 | 0.3 | 0.4 | 0.5 | 0.6 | 0.7 | · | · | · | |
| P / Cash Flow | 1.5 | 4.2 | 4.9 | -32.0 | 3.0 | 6.1 | 10.1 | · | · | |
| P / FCF | 1.6 | 4.2 | 4.9 | -26.8 | 3.0 | 6.3 | 10.3 | · | · | |
| EV / EBITDA | -87.4 | -91.7 | -101.7 | 18.8 | 52.7 | 39.9 | 70.7 | · | · | |
| EV / FCF | -7.6 | -21.4 | -26.1 | -20.5 | 3.9 | 9.5 | 21.1 | · | · | |
| EV / Revenue | -84.1 | -70.9 | -74.6 | 11.8 | 26.3 | 30.3 | 34.6 | · | · | |
| Earnings Yield | 28.2% | 26.2% | 37.7% | 31.6% | 33.2% | 14.6% | 8.1% | · | · |
损益表
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | $166M | $171M | · | $177M | $165M | $165M | $135M | $77M | |
| Interest Income | $345M | $336M | $355M | $361M | $328M | $315M | $330M | $332M | $334M | $332M | $346M | $376M | $330M | $315M | $270M | $236M | |
| Pretax Income | $89M | $90M | $97M | $100M | $79M | $12M | $36M | $46M | $77M | $65M | $84M | $110M | $68M | $68M | $36M | $82M | |
| Income Tax | $18M | $21M | $23M | $25M | $18M | $-1M | $9M | $-725.0K | $19M | $16M | $22M | $23M | $21M | $15M | $7M | $18M | |
| Net Income | $72M | $70M | $74M | $76M | $61M | $13M | $27M | $47M | $58M | $50M | $62M | $87M | $48M | $54M | $29M | $64M | |
| EPS (Basic) | $2.12 | $2.04 | $2.11 | $2.28 | $1.77 | $0.30 | $0.74 | $1.36 | $1.72 | $1.46 | $1.85 | $2.65 | $1.41 | $1.58 | $0.80 | $1.89 | |
| EPS (Diluted) | $2.05 | $1.97 | $2.04 | $2.20 | $1.73 | $0.29 | $0.72 | $1.31 | $1.66 | $1.40 | $1.80 | $2.58 | $1.39 | $1.55 | $0.80 | $1.85 | |
| Shares (Basic) | 33,796,369 | 34,080,834 | · | 32,340,813 | 31,585,390 | 31,447,623 | · | 31,567,797 | 31,649,715 | 31,473,424 | · | 31,290,581 | 31,254,125 | 31,819,203 | · | 32,455,814 | |
| Shares (Diluted) | 34,905,731 | 35,313,835 | · | 33,460,055 | 32,374,061 | 32,490,572 | · | 32,766,488 | 32,699,149 | 32,854,534 | · | 32,175,084 | 31,591,142 | 32,345,017 | · | 33,226,607 | |
| EBITDA | · | $14M | · | · | · | $16M | · | · | · | $8M | · | · | · | $9M | · | · |
资产负债表
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $4.18B | $4.80B | $4.41B | $4.19B | $3.50B | $3.43B | $3.79B | $3.09B | $3.05B | $3.70B | · | $3.42B | $3.16B | $2.05B | · | $404M | |
| PP&E (Net) | $20M | $16M | $17M | $15M | $6M | $7M | $7M | $7M | $7M | $7M | · | $8M | $8M | $9M | · | $7M | |
| PP&E (Gross) | · | · | $45M | · | · | · | $31M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | $122M | $117M | $28M | $100M | $98M | $99M | $25M | $89M | $81M | $79M | · | $73M | $67M | $60M | · | $54M | |
| Total Assets | $26.52B | $25.88B | $24.90B | $24.26B | $22.55B | $22.42B | $22.31B | $21.46B | $20.94B | $21.35B | · | $21.86B | $22.03B | $21.75B | · | $20.37B | |
| Short-term Debt | · | $70M | $0 | $50M | $100M | $100M | $100M | $0 | $0 | $0 | · | $0 | $0 | $0 | · | $365M | |
| Total Liabilities | $24.32B | $23.74B | $22.78B | $22.13B | $20.69B | $20.56B | $20.47B | $19.65B | $19.20B | $19.66B | · | $20.30B | $20.57B | $20.33B | · | $18.98B | |
| Total Debt | · | $70M | · | $50M | $100M | $100M | · | $0 | $0 | $0 | · | $0 | $0 | $0 | · | $365M | |
| Common Stock | $36M | $36M | $36M | $36M | $36M | $36M | $36M | $36M | $36M | $36M | · | $35M | $35M | $35M | · | $35M | |
| Paid-in Capital | $669M | $669M | $667M | $662M | $572M | $570M | $575M | $572M | $567M | $567M | · | $559M | $556M | $552M | · | $549M | |
| Retained Earnings | $1.68B | $1.60B | $1.54B | $1.47B | $1.39B | $1.34B | $1.33B | $1.30B | $1.26B | $1.21B | · | $1.10B | $1.02B | $974M | · | $899M | |
| Treasury Stock | $118M | $111M | $69M | $69M | $147M | $147M | $142M | $141M | $122M | $122M | · | $122M | $122M | $122M | · | $77M | |
| AOCI | $-58M | $-55M | $-54M | $-51M | $-71M | $-68M | $-97M | $-106M | $-131M | $-132M | · | $-150M | $-168M | $-156M | · | $-156M | |
| Stockholders' Equity | $2.21B | $2.14B | $2.12B | $2.13B | $1.86B | $1.86B | $1.84B | $1.80B | $1.75B | $1.69B | $1.64B | $1.56B | $1.46B | $1.42B | $1.40B | $1.39B | |
| Liabilities + Equity | $26.52B | $25.88B | $24.90B | $24.26B | $22.55B | $22.42B | $22.31B | $21.46B | $20.94B | $21.35B | · | $21.86B | $22.03B | $21.75B | · | $20.37B | |
| Shares Outstanding | 33,772,598 | 33,692,632 | 34,191,223 | 34,163,506 | 31,606,934 | 31,479,132 | 31,346,507 | 31,342,107 | 31,667,655 | 31,521,931 | 31,440,906 | 31,311,254 | 31,282,318 | 31,239,750 | 32,373,697 | 32,475,502 |
现金流
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $14M | $14M | $13M | $2M | $12M | $16M | $9M | $10M | $6M | $8M | $8M | $8M | $8M | $9M | $7M | $7M | |
| Stock-based Comp | $6M | $6M | $5M | $4M | $4M | $4M | $4M | $4M | $3M | $4M | $3M | $4M | $4M | $3M | $3M | $3M | |
| Deferred Tax | $507.0K | $3M | $2M | $-2M | $14M | $-25M | $-446.0K | $-168.0K | $-253.0K | $-276.0K | $178.0K | $19M | $-16M | $19M | $7M | $18M | |
| Other Non-cash | · | $-58M | · | · | · | $86M | · | · | · | $-80M | · | · | · | $-67M | · | · | |
| Operating Cash Flow | $107M | $35M | $122M | $117M | $162M | $94M | $133M | $24M | $6M | $-19M | $-118M | $136M | $89M | $18M | $-296M | $109M | |
| CapEx | $1M | $49.0K | $2M | $10M | $86.0K | $686.0K | $499.0K | $256.0K | $318.0K | $418.0K | $69.0K | $367.0K | $24.0K | $130.0K | $3M | $267.0K | |
| Investing Cash Flow | $-1.30B | $-626M | $-412M | $-1.03B | $-119M | $-500M | $-261M | $-387M | $-195M | $-163M | $1.16B | $397M | $795M | $805M | $-213M | $15M | |
| Stock Issued | $420.0K | $246.0K | $-37.0K | $165M | $488.0K | $645.0K | $250.0K | $734.0K | $296.0K | $481.0K | $3M | $164.0K | $105.0K | $55.0K | $86.0K | $123.0K | |
| Stock Repurchased | $7M | $43M | $0 | $0 | $0 | $6M | $1M | $18M | $0 | $0 | $0 | $0 | $0 | $40M | $5M | $0 | |
| Net Stock Activity | · | $-42M | · | · | · | $-5M | · | · | · | $481.0K | · | · | · | $-40M | · | · | |
| Financing Cash Flow | $570M | $978M | $516M | $1.59B | $32M | $49M | $826M | $402M | $-463M | $37M | $-616M | $-268M | $224M | $769M | $560M | $35M | |
| Net Change in Cash | $-619M | $387M | $226M | $682M | $75M | $-357M | $698M | $39M | $-653M | $-145M | $426M | $265M | $1.11B | $1.59B | $51M | $159M | |
| Free Cash Flow | · | $35M | · | · | · | $93M | · | · | · | $-19M | · | · | · | $17M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-150M | · | · | · | $-112M | · | · |
盈利能力
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 31.5% | 30.9% | · | 32.6% | 29.5% | 9.0% | · | 28.0% | 29.2% | 27.4% | · | 39.9% | 26.2% | 32.0% | · | 42.6% | |
| Pretax Margin | 39.3% | 40.0% | · | 43.2% | 38.2% | 8.3% | · | 27.5% | 38.8% | 36.0% | · | 50.7% | 37.7% | 40.6% | · | 54.5% | |
| EBITDA Margin | · | 6.3% | · | · | · | 10.9% | · | · | · | 4.5% | · | · | · | 5.3% | · | · | |
| ROA | 0.29% | 0.29% | · | 0.33% | 0.28% | 0.06% | · | 0.22% | 0.27% | 0.23% | · | 0.41% | 0.23% | 0.26% | · | 0.32% | |
| ROE | 3.5% | 3.5% | · | 3.9% | 3.4% | 0.73% | · | 2.8% | 3.6% | 3.2% | · | 5.9% | 3.4% | 3.8% | · | 4.8% |
流动性与偿付能力
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | 0.0 | · | 0.0 | 0.1 | 0.1 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.3 |
效率
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
每股
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $65.31 | $63.64 | · | $62.23 | $58.96 | $59.23 | · | $57.47 | $55.16 | $53.66 | · | $49.87 | $46.56 | $45.49 | · | $42.71 | |
| Revenue / Share | $6.51 | $6.39 | · | $6.94 | $6.37 | $4.40 | · | $5.10 | $6.08 | $5.53 | · | $6.76 | $5.74 | $5.19 | · | $4.51 | |
| Cash Flow / Share | · | $0.99 | · | · | · | $2.90 | · | · | · | $-0.57 | · | · | · | $0.54 | · | · | |
| Cash / Share | $123.73 | $142.41 | · | $122.52 | $110.85 | $108.92 | · | $98.53 | $96.27 | $117.41 | · | $109.23 | $100.86 | $65.52 | · | $12.45 | |
| EPS (TTM) | $8.26 | $7.94 | · | $4.94 | $4.05 | $3.98 | · | $6.17 | $7.44 | $7.17 | · | $6.32 | $5.59 | $5.88 | · | $8.64 |
估值 (TTM)
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $291M | $281M | · | $177M | $148M | $145M | · | $217M | $257M | $246M | · | $217M | $194M | $205M | · | $300M | |
| Market Cap | $728M | $758M | · | $733M | $626M | $620M | · | $631M | $615M | $624M | · | $556M | $560M | $508M | · | $659M | |
| Enterprise Value | · | $-3.97B | · | $-3.40B | $-2.78B | $-2.71B | · | $-2.46B | $-2.43B | $-3.08B | · | $-2.86B | $-2.59B | $-1.54B | · | $620M | |
| P/E | 2.6 | 2.8 | · | 4.3 | 4.9 | 4.9 | · | 3.3 | 2.6 | 2.8 | · | 2.8 | 3.2 | 2.8 | · | 2.3 | |
| P/B | 0.3 | 0.4 | · | 0.3 | 0.3 | 0.3 | · | 0.4 | 0.4 | 0.4 | · | 0.4 | 0.4 | 0.4 | · | 0.5 | |
| P / Tangible Book | 0.3 | 0.4 | · | 0.3 | 0.3 | 0.3 | · | 0.4 | 0.4 | 0.4 | · | 0.4 | 0.4 | 0.4 | · | 0.5 | |
| P / Cash Flow | · | 21.6 | · | · | · | 6.6 | · | · | · | -33.1 | · | · | · | 28.9 | · | · | |
| Earnings Yield | 38.3% | 35.3% | · | 23.0% | 20.4% | 20.2% | · | 30.7% | 38.3% | 36.2% | · | 35.6% | 31.2% | 36.2% | · | 42.6% |
最近期在左侧 · 空值显示为 ·
财务报表 损益表、资产负债表、现金流量表 — 年度，近5年
| 指标 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| 净收入 | $224M | $181M | $250M | $228M | $315M |
| 稀释后每股收益 (EPS) | $6.26 | $5.09 | $7.32 | $6.51 | $8.91 |
| 指标 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| 负债/股东权益比率 | 0.0 | 0.1 | 0.0 | 0.2 | 0.6 |
| 指标 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| 自由现金流 | $481M | $144M | $124M | $-25M | $295M |
机构持有人 (13F) 1 家申报者 · $864K 总计 · 截至 2026年6月30日
在其季度SEC表格13F中报告持有此股票的机构。仅限多头头寸；单个申报人可能因单独的期权腿而出现两次。 大的抵消性看跌/看涨腿通常反映做市或对冲库存，而非方向性判断。
持有人
1
持有价值
$864K
新仓位
0
已退出持仓
0
机构活动 — Q2 2026 与上一季度对比
| 新仓位 | 已退出持仓 | 增加 | 减少 | 净股数变动 |
|---|---|---|---|---|
| 0 (0 与上一季度对比) | 0 (0 与上一季度对比) | 0 (0 与上一季度对比) | 0 (0 与上一季度对比) | 0 |
与Q1 2026对比。 SEC 13F表格的提交截止日期是季度末后45天，外加少量延迟提交的缓冲期——在此窗口期内的季度将被跳过，优先显示最近一个已完整报告的季度对。
| 机构 | 价值 | 股份 | % 已追踪的13F | 类型 |
|---|---|---|---|---|
| IAT REINSURANCE CO LTD. | $863996 | 40000 | 100.00% | 股份 |
激进投资者及 5%+ 股东 1 持仓
提交了 SEC Schedule 13D 的投资者 — 持有超过 5% 的受益所有权，意图影响发行人（激进股东持股、董事会活动、并购）。每一行显示该申报人持仓的最新已知状态。
| 申报人 | 已申报 | 持股 | 状态 | 目的 | 申报 |
|---|---|---|---|---|---|
| Customers Bancorp, Inc. (“CBI”) | 2012年8月20日 | · | 初始申报 | 并购/出售 | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
公司内部人士 18 位内幕人士 · 6 位高管 · 12 位董事
| 内部人士 | 角色 | 上次活动 | 持股数量 | 买入 12个月 | 卖出 12个月 | 净额 12个月 |
|---|---|---|---|---|---|---|
| Samvir S. Sidhu | CEO | 2026年4月8日 A | 539305 | 0 | 0 | $0 |
| Mark R Mccollom | Chief Financial Officer | 2026年4月8日 A | 5082 | 0 | 0 | $0 |
| Nicholas John Robinson | Chief Risk Officer | 2026年9月3日 F | 13235 | 0 | 0 | $0 |
| Lyle Cunningham | Chief Banking Officer | 2026年5月29日 M | 19854 | 0 | 1 | $-3594987 |
| Thomas Henry Kasulka | Chief Credit Officer | 2026年3月13日 A | 22972 | 0 | 0 | $0 |
| Philip Watkins | EVP, Head of Corp Development | 2026年3月13日 A | 47934 | 0 | 0 | $0 |
| Dalton Talley Sirmans | 董事 | 2026年9月15日 A | 3496 | 0 | 0 | $0 |
| Robert Morris Krasne | 董事 | 2026年9月15日 A | 3308 | 0 | 0 | $0 |
| Susan Dianne Looney | 董事 | 2026年9月15日 A | 2393 | 0 | 0 | $0 |
| Bernard Bennett Banks | 董事 | 2026年9月15日 A | 10791 | 0 | 0 | $0 |
| Mike Gill | 董事 | 2026年9月15日 A | 2310 | 0 | 0 | $0 |
| Andrea R. Allon | 董事 | 2026年9月15日 A | 30659 | 0 | 0 | $0 |
| Steven J Zuckerman | 董事 | 2026年9月15日 A | 74701 | 0 | 0 | $0 |
| Lawrence T Way | 董事 | 2026年9月15日 A | 127409 | 0 | 0 | $0 |
| Robert J Buford | 董事 | 2026年9月15日 A | 25320 | 0 | 0 | $0 |
| Robert Neil Mackay | 董事 | 2026年6月15日 A | 10335 | 0 | 0 | $0 |
| Daniel K Rothermel | 董事 | 2026年6月15日 A | 115561 | 0 | 0 | $0 |
| Jay S Sidhu | · | 2026年8月3日 S | 667757 | 0 | 4 | $-12578896 |
来自SEC表格3/4/5申报的内部人士；净额=仅公开市场买卖
CUBB 分析师共识 看涨和看跌分析师观点、12个月价格目标、上涨空间
评级 · 17 位分析师
买入
3 17.6%
强烈买入
9 52.9%
买入
5 29.4%
持有
0 0.0%
卖出
0 0.0%
强烈卖出
同行比较（GICS 子行业） 关键指标与行业同行对比
财年依据，价格截至各公司上一个财年末收盘价。
| 股票代码 | 市值 | P/E | 营收同比增长 | 净利润率 | ROE | 毛利率 |
|---|---|---|---|---|---|---|
| CUBB | $760M | 3.5 | · | 27.4% | 11.3% | · |
| NBTB | · | 12.5 | 10.4% | 92.5% | 9.1% | · |
| FIBK | $3.50B | 11.8 | 5.9% | 28.5% | 8.8% | · |
| TRMK | $2.30B | 10.5 | 42.6% | 28.0% | 10.7% | · |
| FBK | $2.89B | 22.8 | 22.9% | 21.9% | 7.0% | · |
| FBNC | $2.11B | 19.0 | -3.6% | 164.2% | 6.9% | · |
| CUBI | · | · | · | · | · | · |
| FRME | · | · | · | · | · | · |
| BANR | · | 11.1 | 8.5% | 33.2% | 10.2% | · |
| BUSE | · | · | · | · | · | · |
| SYBT | $1.91B | 13.7 | · | 35.3% | 13.5% | · |
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来源：SEC 10-Q 于 八月 7, 2026 申报